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“THE BANKER” REAFFIRMS BKT AS “THE BEST BANK IN ALBANIA” FOR 2013
Tirana, Albania (December 1, 2013) - Banka Kombëtare Tregtare has reaffirmed its position as “The Best Bank in Albania” for 2013. The international preeminent financial magazine “The Banker” has appraised BKT’s successful financial management, sustainable growth in profitability and market share and innovative banking services. The award was submitted to BKT’s Chairman, Mr. Mehmet Usta, and CEO and Board Member, Mr. Seyhan Pencabligil, in the gala dinner organized for the occasion in London.
The Banker, the banking sector’s magazine of Financial Times, is the world's premier banking and finance resource. Read in over 180 countries around the world, The Banker is the key source of data and analysis for the banking industry. The evaluation by this magazine for the third time in the last four years as “The Best Bank in Albania”, confirms the growth of the capacities and the significant role of BKT within the Albanian banking system. This award testifies that despite the bitter conditions in the Albanian economy, BKT has proved to be the leader of the market in quality, management and service innovation, and the expertise to support and expand its clientele.
During the awards ceremony in London, the Chairman Mr. Usta emphasized that: “We are proud to take this award on behalf of all our employees and our customers, who have trusted in BKT’s energy, human capital and knowhow. We believe that our success will inspire many other Albanian enterprises to perform better and contribute to the Albanian economy.”
Three awards within 2013
During 2013 BKT has managed to gather all three major “The Best Bank in Albania” awards provided by the most important international financial institutions: Euromoney, The Banker and EMEA Finance. The acknowledgement of BKT’s CEO Mr. Seyhan Pencabligil as “The CEO of the Year in Europe” has been another clear evidence of BKT’s regional success.
One of the two largest banks
BKT, which leads the market in retail banking, is the second largest and the oldest commercial bank in Albania, having a total asset value of 2.5 billion USD and a total deposit of 2 billion USD.  BKT network includes 84 branches, out of which 60 are located in Albania and 24 in Kosova, becoming the largest Albanian bank in the region. Since its privatization in 2000, BKT is the only bank in Albania that has been constantly rated with the highest possible ratings.
Continuous growth
Despite the low economic growth in Albania, BKT has managed to be the only bank that has increased its profitability and market share. BKT CEO Mr. Pencabligil said that: “Unlike our competitors, we have been able to grow and generate profit in good times as well as during the last crisis. Our main motivation is the belief that Albanians deserve more and better of what they have, banking included.”


Dear Customers!

In order to provide a better service and offer you new banking opportunities, BKT has planned to install a new version of the core banking system at the Bank during the weekend of 23-24 November. Despite our maximum efforts not to affect our service to you, as a result of this planned maintenance there may be some interruptions of banking services as described below:
1.    Kristal Branch and Durres Customs Agency will remain closed on 23 and 24 November 2013
2.    BKT debit cards will not work on both ATM and POS starting from 23:00 of Friday November 22 till 14:00 of Saturday Nov 23. BKT Credit cards and other bank cards will continue to work normally on our terminals during this period.
3.    “Internet” Branch service will be interrupted starting from 23:00 of Friday November 22 till 16:00 of Saturday November 23.
Apologizing for any inconvenience we might cause, we assure you that we will do our best to keep the service interrupting at the most possible lowest level.
Thank you for your understanding.
 

JCR Eurasia Rating confirms AA(Alb) evaluation to BKT for Corporate Governance
Tirana, Albania (October 10, 2013) - JCR Eurasia Rating, by evaluating the corporate governance practices established within BKT, has assigned (AA(Alb)/Merit) for the overall level of compliance with the Albanian Corporate Governance Code and the regulations set by Albanian Ministry of Finance. The grade assigned to BKT signifies a Merit Level of Compliance with the principles of the code.

JCR-ER has observed that BKT has kept the level reached 12 months ago, with a well-defined and transparent organizational structure with balanced tasks and responsibilities accompanied by qualified management, existence of functional monitoring, audit, compliance and risk management systems, healthy relationship between the management and shareholders and regulatory authorities depending on mutual trust.
BKT is the first company in Albania to receive the corporate governance rating on compliance with the code. This proves once more the capability of BKT to be the pioneer not only in the services and products offered, but also in management.
JCR Eurasia Rating is the Eurasian affiliate of Japan Credit Rating Agency, one of the most prestigious rating agencies in the world.

BKT Introduces the New Loan Guarantee Agreement signed between BKT and Municipality of Tirana

Within the framework of expanding the cooperation with Local Government and the corporate social responsibility, aiming at contributing in the economic development, increasing the employment and enlarging the customer base, BKT has signed  New Loan Guarantee Agreement with Municipality of Tirana.
This guarantee program consists in Tirana Municipality’s offering of a fund of 100 million ALL, as a fund with the function of guaranteeing the credit risk of micro, small and medium enterprises in the levels from 10% up to 50%. These loans, apart from being offered at a very preferential price level – 5% and 5.5%, will be provided not only to the existing businesses and the start-ups, but also to the nonlicensed businesses which intend to formalize their activities, with the pre-condition of their legal registration prior to the loan disbursement.
Through this Program, BKT intends to:

 
”EUROMONEY” REAFFIRMS BKT AS “THE BEST BANK IN ALBANIA” FOR 2013

Tirana, Albania (12 July, 2013) - Banka Kombëtare Tregtare adds another important award to its international evaluations’ collection. BKT, with its successful financial management and innovative banking services, is confirmed for the second year in a row as “The Best Bank in Albania” by the international preeminent financial magazine, “Euromoney” for 2013. The award was submitted to BKT’s Chairman, Mr. Mehmet Usta, and CEO and Board Member, Mr. Seyhan Pencabligil, in the gala dinner organized for the occasion in London.
Euromoney is among the top financial publications in the world. For more than 20 years, the magazine evaluates the global banking systems and asset markets. The evaluation for the second consecutive time as “The Best Bank in Albania”, confirms the growth of the capacities and the role of the Bank within the Albanian banking sector. This award testifies that BKT is the leader of the market in quality, management and service innovation, and the expertise to support and expand its clientele.
During the awards ceremony in London, the Chairman Mr. Usta emphasized that: “We are proud that our consistent growth, sustainable profitability, innovative products and customer service have not gone unnoticed. As long as we implement our growth strategy in line with our vision, we will keep being The Best Bank in Albania just like in the past, when we were stated as The Best Bank in Albania three times by The Banker, three times by EMEA Finance and twice by Finance Central Europe.”
Best CEO in Europe
In May 2013, BKT’s CEO Mr. Seyhan Pencabligil, was awarded as “The CEO of the Year for Europe” by EMEA Finance magazine. Mr. Seyhan Pencabligil, who has run the Bank since its privatization in 2000 and increased the return on capital for 13 years an average of 27%, plays a crucial role not only in the high performance of BKT, but also in the management of Association of Albanian Banks and ICC Albania, where he carries out his duties as the Chairman.
One of the two largest banks
BKT is the second largest and the oldest commercial bank in Albania, having a total asset value of 2.4 billion USD and a total deposit of 1.9 billion USD.  BKT network includes 83 branches, out of which 59 are located in Albania and 24 in Kosova, becoming the largest Albanian bank in the region. Since its privatization in 2000, BKT is the only bank in Albania that has been constantly rated with the highest possible ratings by Moody’s and JCR Eurasia Rating.
Becoming a regional bank
Despite the low economic growth in Albania, BKT has managed to be the only bank that has increased its profitability and market share. Mr. Pencabligil said that”: “Despite the ups and downs in the world and European economy, BKT’s consistent growth and profitable performance has made the difference. The success we have reached in Albania makes us bolder in evaluating the opportunities in extending our presence in the Balkan’s region.

 

BKT AWARDED AS BANK OF YEAR 2012

Mr. Seyhan Pencabligil CEO of BKT, has been awarded as CEO of 2012 for Europe
Tirana, Albania
(April 19th, 2013) – Banka Kombëtare Tregtare has been awarded for the third time consecutively as The Best Local Bank of Year in Albania by the prestigious British magazine EMEA Finance. At the same time Mr. Seyhan Pencabligil CEO of BKT has been awarded as CEO of 2012 for Europe by EMEA Finance.
 
The Awards, which were recently announced, will be delivered in the ceremony that will take place in Vienna on June 5, 2013.
 
EMEA Finance, one of the most important financial magazines in the world that follows developments in the financial markets in emerging Europe, Middle East and Africa, awards each year best banks and financial institutions in these markets. 
 
BKT is the second largest bank and the oldest bank in Albania, having a total asset value of 2.3 billion USD and a total deposit of 1.9 billion USD.  BKT network includes 83 branches, out of which 59 are located in Albania and 24 in Kosova, becoming the largest Albanian bank in the region.  Lately, BKT has been awarded as “Best Bank in Albania for the year 2012” by the pre-eminent British magazine Euromoney magazine and also assigned a credit rating of AAA (ALB) by JCR Eurasia Rating, the highest possible rating taken by any Albanian bank.

 


BKT OFFERS NEW CREDITING OPPORTUNITIES FOR BUSINESS

Tirana, Albania (April 11, 2013) – In the framework of economy lending and mitigation on the challenges affords faced nowadays by the business, Banka Kombetare Tregtare has launched many new products for the financial support of business’ objective realization.  In this line, the latest product offered is Cheque Collateralized Loan, presented during the seminar held in Tirana with subject “Cheque Usage Alternatives”.

During his speech, the Chief Executive Office and Board Member of BKT Mr Seyhan Pencabligil highlighted that: “Generally Albanians are very open-minded for innovations and progressive developments. Albanian traders should leave aside the exchange trade product-by-product and should start to adapt on contemporary payment instruments.  This will affect positively not only the business progress but also the economic development in general and banking system in particular.”

The usage of the cheque as a payment instrument largely affects the convenience and formalization of supplier-customer relations. The knowledge and protection of the cheque by the legal frame as a payment instrument, makes it one of the most secure and guaranteed mode of payment. The innovation in the cheque usage of BKT, except its classical usage, is also the possibility of using the cheque as a collateral for short-term credit needs in a very short period of time.  Hence, the business benefits the quick liquidity without any unpredictable additional cost. 

BKT is the second largest bank and the oldest bank in Albania, having a total asset value of 2.3 billion USD and a total deposit of 1.9 billion USD.  BKT network includes 83 branches, out of which 59 are located in Albania and 24 in Kosova, becoming the largest Albanian bank in the region.  Lately, BKT has been awarded as “Best Bank in Albania for the year 2012” by the pre-eminent British magazine Euromoney magazine and also assigned a credit rating of AAA (ALB) by JCR Eurasia Rating, the highest possible rating taken by any Albanian bank.

 

JCR Eurasia Rating reaffirms AAA (Alb) to BKT for the fifth time in a row


Tirana, Albania (April 8th, 2013) – JCR Eurasia Rating has reaffirmed for the fifth time a credit rating of ‘AAA (Alb)’ along with a ‘stable’ outlook to Banka Kombetare Tregtare Sh.A. (BKT) on the long term national scale, which denotes the highest investment grade. Furthermore, JCR-ER has assigned a Long Term International Foreign and Local Currency Grade to BKT of “BB+”.

JCR Eurasia Rating is the Eurasian affiliate of Japan Credit Rating Agency, one of the most prestigious rating agencies in the world.

AAA (Alb) stands for the highest possible evaluation within local market, showing that BKT is the most reliable and financially strong bank in Albania.

JCR-ER has observed that BKT achieved successful results and recorded growths well over the sector averages in all segments in 2012, thus reinforcing its second place market position and taking steps to take over the sector’s top position. The well-capitalized Bank’s generated internal resources will continue to be dynamic for its high growth.

BKT is the second largest and the oldest commercial bank in Albania with a total of 2.3 billion USD in assets and 1.9 billion of USD in deposits. BKT network includes 83 branches out of which 59 are situated in Albania and 24 of them in Kosovo, making BKT the biggest Albanian bank in the region.

 

STARTING FROM FEBRUARY 2013, MONTHLY MAINTENANCE COMMISSION OF CURRENT ACCOUNT CHANGES TO:

Business / Corporate        250 LEK, 2 EUR, 2 USD, 2 GBP, 2 CHF, 2 AUD, 2 CAD
Individual                          100 LEK, 1 EUR, 1 USD, 1 GBP, 1 CHF, 1 AUD, 1 CAD

 

BKT donates for the families of 50 students in Mustafa Kemal Ataturk school


Tirana, 16 November 2012 – Banka Kombetare Tregtare, in cooperation with the Embassy of the Republic of Turkey to Tirana, in the framework of BKT’s corporate social responsibility policies, donated food and other cleaning materials for 50 families of the students in need in Mustafa Kemal Ataturk school in Zall Herr.
The donation of the materials sufficient to fulfil a family’s monthly needs, was done in the presence of the Vice Ambassador of Turkey to Albania, Ms. Bengu Tetik and the representatives of BKT, Mr. Cuneyt Eriguc and Mr. Fatih Karli.


BKT donates for the Roma in need

Tirana, 15 November 2012 – Banka Kombetare Tregtare, in cooperation with the Embassy of the Republic of Turkey to Tirana and the Roma Integration Association and Antitraffic of Children, in the framework of BKT’s corporate social responsibility policies, donated food and other cleaning materials for 50 families in need from the Roma community in Tirana.

The donation of the materials sufficient to fulfil a family’s monthly needs, was done in the presence of the Vice Ambassador of Turkey to Albania, Ms. Bengu Tetik and the representatives of BKT, Mr. Cuneyt Eriguc and Mr. Fatih Karli.

The families chosen by the Roma Integration Association and Antitraffic of Children, thanked the Embassy’s and BKT’s representatives for the contribution in relieving the tough living conditions of this community.


JCR Eurasia Rating assigns AA (Alb) to BKT for Corporate Governance


This is the first–ever such rating to an Albanian Company
Tirana, Albania (October 12, 2012) - JCR Eurasia Rating, by evaluating the corporate governance practices established within BKT, has assigned (AA(Alb)/Merit) for the overall level of compliance with the Albanian Corporate Governance Code and the regulations set by Albanian Ministry of Finance.
The Code, which was set by the Ministry of Economy, Trade and Energy with the assistance of IFC has been approved by the Business Consultative Council during December 2011 and published in the beginning of this year. The code, containing 14 principles, is widely in line with OECD principles and best practices on Corporate Governance.
The grade assigned to BKT signifies a Merit Level of Compliance with the principles of the code.
JCR Eurasia Rating is the Eurasian affiliate of Japan Credit Rating Agency, one of the most prestigious rating agencies in the world.
JCR-ER has observed that BKT has a well-defined and transparent organizational structure with balanced tasks and responsibilities accompanied by qualified management, existence of functional monitoring, audit, compliance and risk management systems, healthy relationship between the management and shareholders and regulatory authorities depending on mutual trust.  BKT implements successfully several practices recommended by the OECD Corporate Governance Principles which are not part of the current corporate governance code of Albania – a fact that does not affect the Bank’s score. However, the successful implementation of these practices by the Bank’s management positively influences the governance quality of the Bank.
BKT is the first company in Albania to receive the corporate governance rating on compliance with the code. This proves once more the capability of BKT to be the pioneer not only in the services and products offered, but also in management.


Cooperation Agreement: BKT –Faculty of Integrated Studies with Practice

BKT continues for the 5th year to sponsor studies in “Bank Management” field, Faculty of Integrated Studies with Practice (FASTIP) near “Aleksandër Moisiu” University in Durrës.
In this unique Public-Private Partnership program, between Albanian & German Government, University of  Durres & Albanian Business Partners, BKT is the main partner in support of innovation in university education system. 

On October 1, 2012, 25 FASTIP graduated students in September 2012 in “Bank Management” field,
have been sponsored & offered work practice from the bank during the 3 years of study, were handled the work contract and are actually working in Departments and different Branches of BKT.

On October 3, 2012, Mr. Seyhan Pencabligil CEO & Board Member of BKT, signed the cooperation agreement with FASTIP, for professional training sponsorship of 62 students who actually study in
“Bank Management” field during the academic year 2012-2013, 21 of whom are 1st year students.
 

BKT LAUNCHES NEW PRODUCTS TO SUPPORT AGROBUSINESS

Tirana (21 September, 2012) - Banka Kombëtare Tregtare (BKT), within the framework of supporting agrobusiness, has launched today for SME-s operating in the agriculture sector, a new loan called BKT AGRO LOAN.

In the event organized today within the Agrobusiness and Tourism Fair, with the participation of Deputy Minister of Agriculture, Food and Consumer Protection, Mr. Ndoc Faslia, KASH President, Mr. Enver Ferizaj and BKT’s CEO and Board Member, Mr. Seyhan Pencabligil, Head of Commercial Banking Group Mr. Pekhan Isipek, in his opening speech stated that agriculture is very crucial for the country’s development. He said that this is the reason that BKT has contributed and continues to support the development of agriculture, allowing the actors operating in this sector to have access to the capital, lacking of which has prevented the investments and development of this sector.

Mr. Fasllia, thanking BKT for the huge contribution in the agriculture sector’s development in cooperation with the Agency for Agriculture and Rural Development, underlined the need of development in the agriculture sector.

Mr. Ferizaj evaluated the participation of BKT as the main sponsor of Agrobusiness and Tourism Fair  and recognized the agreement signed between USAID and BKT for the financing of the agrobusiness sector with the value of 15 million euro.

Mr. Pencabligil underlined the vital importance of the agriculture development with the aim at returning the country as self-sufficient in terms of the fulfilling the needs for agriculture products.

BKT AGRO Loan is designed in three segments such as Agro Special Loan, Agro Support Loan and Agro Loan. The segments are defined so that their specifications may fulfill SMEs’ needs for financement in the agriculture sector.

BKT is the second largest and the oldest commercial bank in Albania with a total of 2.1 billion USD in assets and 1.7 billion of USD in deposits. BKT network includes 81 branches out of which 58 are situated in Albania and 23 of them in Kosovo, making BKT the biggest Albanian bank in the region. BKT has been recently evaluated as “The Best Bank of Albania for 2012” by the eminent British magazine Euromoney, following the evaluations as “The Best Bank of Albania for 2011” by the other two prestigious British magazines The Banker and EMEA FINANCE.

 

The first generation of the students in Faculty of the Studies Integrated with Practice (FASTIP) was graduated on September 13, 2011.

The first generation of the students in Faculty of the Studies Integrated with Practice (FASTIP) was graduated on September 13, 2011. In the graduation ceremony the Minister of Education and Sciences Mr. Myqerem Tafaj, the Minister for Innovation and for Information and Communication Technology Mr. Genc Pollo, the Rector of Aleksandër Moisiu Durrës University, Mr. Mithat Mema, CEO and Board Member of Banka Kombëtare Tregtare Mr. Seyhan Pencabligil and other representatives from public and private institutions, partners of FASTIP Program addressed to the participants.

17 students were graduated, out of whom 15 had the pleasure and honor to take along with their diplomas their working contract with BKT, starting immediately working in the available positions in the Bank.

Mr. Pencabligil said that he was very happy to see a very bold but at the same time very necessary initiative come true. This initiative has been embraced and integrated in the human resources policies of BKT.
FASTIP is a very innovative program in the educational market in Albania, since according to this program, based in the business-university partnership, the students have the opportunity to fulfill their internship in the responsible organization, thus guaranteeing their immediate employment right after their graduation.



BKT AWARDED AS “BEST BANK IN ALBANIA FOR 2012” BY EUROMONEY MAGAZINE

London, UK (July 5th , 2012) – Banka Kombëtare Tregtare is awarded as “The Best Bank of Albania” in Euromoney Awards for Excellence 2012 by pre-eminent international finance magazine Euromoney. The award was presented during Euromoney Awards for Excellence Dinner in London on July 5 to Mr. Mehmet Usta, Chairman of the Board of Directors and Mr. Seyhan Pencabligil, CEO and Member of the Board of Directors of BKT.
Commenting on the award, Mr. Mehmet Usta, Chairman of the Board of Directors said "I was delighted to receive this prestigious award on behalf of everyone in BKT. This award recognizes our enormous and steady growth, stable profitability, huge expansion in product range and successful performance that we have shown especially in the last years.”
"We have always known how to take advantage of the crises and treat them as opportunities. This award, which is in line with previous ones received recently by other esteemed financial institutions, shows that success belongs to the one that is well prepared and knows how to adapt to difficult times, " added Seyhan Pencabligil, CEO and Member of the Board of Directors of BKT.
Euromoney Magazine, published by Euromoney Institutional Investor PLC, is a monthly periodical dedicated to international banking finance and capital markets news, analysis, foreign exchange, asset management, investment banking, private banking, debt and equity markets. The Awards for Excellence honor institutions and individuals that demonstrate leadership, innovation, and provide the highest levels of service and expertise to their customers. The publisher, Euromoney Institutional Investor PLC, with its main offices located in London, New York and Hong Kong, is listed on the London Stock Exchange and a member of the FTSE-250 share index. It is a leading international business-to-business media group focused primarily on the international finance sector which publishes more than 100 magazines, newsletters and journals.
BKT is the second largest and the oldest commercial bank in Albania with a total of 2.1 billion USD in assets and 1.7 billion of USD in deposits. BKT network includes 82 branches out of which 59 are situated in Albania and 23 of them in Kosovo, making BKT the biggest Albanian bank in the region. BKT has been recently evaluated as “The Best Bank of Albania for 2011” by the prestigious British magazines The Banker for three times and twice in a row and EMEA FINANCE twice in a row.

BKT EXPANDS BRANCH NETWORK

Tirana, Albania (2 July, 2012) – Banka Kombëtare Tregtare keeps expanding its branch network, reaching a total of 83 branches, out of which 60 branches in Albania and 23 branches in Kosova.
The newest branch opened Liqeni Branch will provide all the range of products and services to all BKT clients.

Contacts of the branch are below:

Liqeni Branch:

Address: Rruga “ Kopshti Botanik”, Tirana,, Albania

Tel: +355 4 24 65 312; +355 4 24 65 314  

BKT Supports Albanian Orphans

In cooperation with the National Institute For Albanian Orphans, BKT has supported the event that took place in May 20, National Day of Albanian Orphans. In the activity where the Ambassador of OSCE Presence in Albania, Mr. Eugen Walfarth took place, the orphans appealed to the responsible institutions for the protection of their rights since they are a category in need for love and support.
 
BKT AWARDED AS BANK OF THE YEAR 2011 BY EMEA FINANCE MAGAZINE

London, UK (May 17th, 2012) – Banka Kombëtare Tregtare is awarded as “The Best Bank of Albania for 2011”, based on its superior growth, overall performance and innovation shown during 2011 by the prestigious British magazine EMEA Finance for the second time consecutively.
The award was delivered to Mr. Mehmet Usta, Chairman of the Board of Directors and Mr. Seyhan Pencabligil, CEO and Member of the Board of Directors of BKT, in the ceremony that took place in London on May 17, 2012.

EMEA Finance, one of the most important financial magazines in the world that follows developments in the financial markets in emerging Europe, Middle East and Africa, awards each year best banks and financial institutions in these markets.

BKT, which recently celebrated its 86th anniversary, is the second largest and the oldest commercial bank in Albania with a total of 2.1 billion USD in assets and 1.7 billion of USD in deposits. BKT network includes 82 branches out of which 59 are situated in Albania and 23 of them in Kosovo, making BKT the biggest Albanian bank in the region. BKT has been recently evaluated as “The Best Bank of Albania for 2011” by the prestigious British magazine The Banker three times in total and twice in a row.

World Savings Banks Institute (WSBI) elects new Board of Directors.
First time an Albanian bank is on the Board

 

Marrakesh, Morocco (May 11th, 2012) – World Savings Banks Institute (WSBI) has elected the new Board of Directors in the 19th Meeting of the General Assembly that took place in Marrakesh, Morocco. The new Board of Directors, whose mandate is for the period from 2012 till 2015, is composed of different representatives from WSBI Regional Groups including Europe, Latin American/Caribbean, Asia/Pacific and Africa.

Among the seven other members from Europe coming from Germany, Spain, France, Italy, Malta, Portugal and Luxembourg, for the first time in the history of this prestigious organization, Albanian bank’s representatives, Mr. Mehmet Usta, Chairman of BKT and Mr. Seyhan Pencapligil, CEO and Board Member of BKT, are elected as the Member and Alternate Member of WSBI’s Board of Directors, respectively.  

Brussels based WSBI works closely with international financial institutions and represents its members’ interests at an international level. WSBI, the international retail banking association that brings together 110 banks and associations from 89 countries, is committed to the “3 R’s” of banking:
-    Retail: their main market focus is on individuals, SMEs and/or local authorities.
-    Regional: they provide access to financial services through a broad network of outlets.
-    Responsible: they demonstrate responsibility both in their business approach and towards the society in which they operate.

BKT, which joined WSBI on 21 September 2009, as the sole member from Albania, currently holds the position of National Coordinator. Representation with its Chairman and CEO and Board Member in the Board of Directors of such an important international organization reaffirms the good track that BKT is following in the direction of high service quality, innovation, expansion of the network, financial stability and profitability.
BKT has also been recently evaluated as “The Best Bank of Albania for 2011” by the prestigious British magazine, The Banker.

BKT AWARDED AS BANK OF YEAR 2011

Tirana, Albania (April 10th, 2012) – Banka Kombëtare Tregtare is awarded as The Best Bank of Albania based on its superior growth, overall performance and innovation shown during 2011 by the prestigious British magazine EMEA Finance for the second time consecutively. The award, which was recently announced, will be delivered in the ceremony that will take place in London on May 17, 2012.

EMEA Finance, one of the most important financial magazines in the world that follows developments in the financial markets in emerging Europe, Middle East and Africa, awards each year best banks and financial institutions in these markets.

Another inspiring evaluation has been JCR Eurasia Rating’s reaffirmation of the credit rating ‘AAA (Alb)’ along with a ‘stable’ outlook to Banka Kombetare Tregtare Sh.A. (BKT), on the long term national scale, which denotes the highest investment grade. This rating has been given to BKT for the fourth time in a row. Furthermore, JCR-ER increases BKT’s Long Term International Local Currency Grade to “BB+” in parallel with the increase in the Country grade.

2011 has been a year full of evaluations and awards. WELLS FARGO, one of the biggest American banks, has given to BKT “2011 Straight-Through-Processing (STP) Award”. This award testifies the high accuracy and efficiency of BKT in transfer payments which result in higher customer satisfaction.

BKT, which recently celebrated its 86th anniversary, is the second largest and the oldest commercial bank in Albania with a total of 1.9 billion USD in assets and 1.6 billion of USD in deposits. BKT network includes 82 branches out of which 59 are situated in Albania and 23 of them in Kosovo, making BKT the biggest Albanian bank in the region. BKT has been recently evaluated as “The Best Bank of Albania for 2011” by the prestigious British magazine The Banker three times in total and twice in a row.

 

BKT EXPANDS BRANCH NETWORK

Tirana, Albania (5 March, 2012) – Banka Kombëtare Tregtare keeps expanding its branch network, reaching a total of 82 branches, out of which 59 branches in Albania and 23 branches in Kosova.
The two newest branches opened Hoxha Tahsim Branch and Kashar Branch will provide all the range of products and services to all BKT clients.
Contacts of the branches are below:


Kashar Branch:
Address              : Autostrada Tiranë-Durrës, Km 7, Kashar, Albania              
Tel                      : +355 4 2291727/8             
                     

Hoxha Tahsim Branch:
Address              : Rr. Hoxha Tahsim, Tirana, Albania                               
Tel                      : +355 4 2268199/201                
                  
  

PRESS RELEASE

BKT REAWARDED AS BANK OF YEAR 2011 BY THE BANKER   

Tirana, Albania (December 1ST, 2011) – Banka Kombëtare Tregtare (BKT) has been re-awarded as “Bank of the Year 2011 for Albania” by The Banker, the banking sector’s magazine of Financial Times. The ceremony took place in London The Intercontinental Park Lane Hotel in 30 November 2011 while the award was taken by Mr. Mehmet Usta, Chairman of the Board of BKT, Mr. Seyhan Pencabligil, CEO and Board Member and Mr. Kaan Pekin, Treasury and Financial Institutions Group Head.
"Being awarded as Bank of the Year 2011 for Albania, in our 86th anniversary is very significant. We showed a consistently high and profitable performance during 2011 reaching a Return on Assets of 23%." said Chairman of the Board, Mehmet Usta. "More importantly, the bank's high profitability has been accompanied by an increased market share in total assets that stands at an all-time high of 17.24% in a market where almost all banks belong to foreign banking groups.”.
BKT, which recently celebrated its 86th anniversary, is the second largest and the oldest commercial bank in Albania with a total of 1.9 billion USD in assets and 1.6 billion of USD in deposits. BKT network includes 82 branches out of which 60 are situated in Albania and 22 of them in Kosovo, making BKT the biggest Albanian bank in the region. BKT has been continuously awarded as the Best Bank in Albania reaching lately the evaluation as “Best Bank for 2010 in Albania” by the both prestigious magazines “The Banker” and EMEA Finance. Deutsche Bank also awarded BKT lately with the “2010 Straight-Through-Processing (STP) Excellence Award”. BKT is the only bank that has been reaffirmed for the third year in a row by JCR-Eurasia Rating with AAA(Alb).
 

BKT CELEBRATES ITS 85TH ANNIVERSARY OF VLORA BRANCH ESTABLISHMENT

Vlora, Albania (November 15, 2011) – Banka Kombëtare Tregtare celebrated the 85th anniversary of the opening of its Vlora Branch with the participation of the prefect of Vlora County, Mr. Eduard Veçani and other important participants. This branch is the one of the oldest banking institution in Albania and has been established in November 15, 1926 in Flag Square in Vlora.

For this occasion, the exterior architecture of the building, a very well-known landmark in Vlora, has been rehabilitated while the interior design of the branch has been renewed in order both to better reveal the characteristics of the building and to make the branch more user-friendly for our customers.

“We are very happy to inherit such an important and significant branch and all our actions have been in line with the respective responsibility. Our efforts to make the oldest commercial bank in Albania the most modern one by providing the best products and services, will continue.” said Seyhan Pencapligil, CEO and Board Member of BKT. “In this important anniversary I would like to share with you the joy of the good news that BKT, unlike many of its competitors, has been increasing its deposits and business faster than ever

Vlora Branch is the third oldest branch of BKT, after Durrës Branch, 85th anniversary of which was celebrated last year in November.
About BKT
BKT is the second largest and the oldest commercial bank in Albania with a total of 1.8 billion USD in assets and 1.6 billion of USD in deposits. BKT network includes 82 branches out of which 62 are situated in Albania and 20 of them in Kosovo, making BKT the biggest Albanian bank in the region. BKT has been continuously awarded as the Best Bank in Albania reaching lately the evaluation as “Best Bank of Albania for 2010” by the prestigious British magazine “The Banker”. BKT is the only bank that has been reaffirmed for the third year in a row by JCR-Eurasia Rating with AAA(Alb).
 

The first generation of the students in Faculty of the Studies Integrated with Practice (FASTIP) was graduated on September 13, 2011.

The first generation of the students in Faculty of the Studies Integrated with Practice (FASTIP) was graduated on September 13, 2011. In the graduation ceremony the Minister of Education and Sciences Mr. Myqerem Tafaj, the Minister for Innovation and for Information and Communication Technology Mr. Genc Pollo, the Rector of Aleksandër Moisiu Durrës University, Mr. Mithat Mema, CEO and Board Member of Banka Kombëtare Tregtare Mr. Seyhan Pencabligil and other representatives from public and private institutions, partners of FASTIP Program addressed to the participants.

17 students were graduated, out of whom 15 had the pleasure and honor to take along with their diplomas their working contract with BKT, starting immediately working in the available positions in the Bank.

Mr. Pencabligil said that he was very happy to see a very bold but at the same time very necessary initiative come true. This initiative has been embraced and integrated in the human resources policies of BKT.

FASTIP is a very innovative program in the educational market in Albania, since according to this program, based in the business-university partnership, the students have the opportunity to fulfill their internship in the responsible organization, thus guaranteeing their immediate employment right after their graduation.

 

Maturante: Po projektoni  karrieren tuaj si bankiere te ardhshem?

 
BKT ofron bursa te plota studimi ne Fakultetitin e Studimeve te Integruara me Praktiken, Dega Menaxhim i  Bankar, prane Universitetit   “Aleksander  Moisiu Durres, per te tre vitet e studimit deri ne diplomim si dhe  programe praktike pune prane degeve te saj.
 
Te diplomuarit e pare  ne FASTIP,  ne 15 Shtator 2011 se bashku me Diplomen do te perfitojne dhe Kontrata Punesimi ne BKT!  
 
Aplikoni nepermjet zgjedhjes  ne Formularin A2 ne shkollat tuaja te mesme
 
Universiteti  i DURRESIT “Aleksander  Moisiu”: Dega Menaxhim i  Bankave  FASTIP, kodi programit 258.
Njohja e gjuhes angleze eshte kriter selektues
 
 

BKT REAWARDED AS BANK OF YEAR 2010

Tirana, Albania (July 1st, 2011) – Banka Kombëtare Tregtare is reelected as Bank of Albania for 2010 by the prestigious magazine EMEA Finance. CEO and Board Member Mr. Seyhan Pencapligil, Board Member Dr. Ismail Ergener and Vice CEO for Treasury and Financial Institutions Mr. Kaan Pekin participated in the ceremony organized yesterday for this occasion in Schonbrunn Castle in Vienna.
EMEA Finance, one of the most important financial magazines in the world that follows developments in the financial markets in emerging Europe, Middle East and Africa, awards each year best banks and financial institutions in these markets.

BKT is the second largest and the oldest commercial bank in Albania with a total of 1.7 billion USD in assets and 1.4 billion of USD in deposits. BKT, which celebrated its 85th anniversary few times ago, has 77 branches out of which 58 are situated in Albania and 19 of them in Kosovo, thus making BKT the biggest Albanian bank in the region. BKT has been continuously awarded as the Best Bank in Albania reaching lately the evaluation as “Best Bank of Albania for 2010” by The Banker magazine. BKT is the only Albanian bank that has been reaffirmed for the third year in a row by JCR-Eurasia Rating with AAA (Alb). 


BKT ORGANIZES FOREIGN TRADE PRACTICES SEMINAR

Tirana, Albania (21 April, 2011) – Banka Kombëtare Tregtare, in line with the aim at being closer to its corporate clients, has organized the Foreign Trade Practices Seminar. In this seminar organized with the support of Aktif Bank, one of the most important investment banks in Turkey, participated many of the biggest trading and production companies in Albania, leaders in their respective sectors.
 
“ Our aim is not only to increase BKT’s share in foreign trade business, but also to increase the usage of modern foreign trade instruments by albanian business”, said Mr Seyhan Pencapligil, CEO and Board Member of BKT. “Albania is the last in the region in terms of froreign trade practices, and this is not acceptable”, he added. Mr Pencapligil, who is also the chairman of the Albanian  Association of Banks said that they are  also trying to make Albania a member of International Chamber of Commerce, ICC.


This seminar is the first of its kind ever organized in Albania. Main subject of the seminar was recognizing the main benefits and advantages in using trade finance instruments in the business, especially Letter of Credits. The participants also had the chance to exchange their ideas and experiences in order to promote a better collaboration environment.

Banka Kombëtare Tregtare, chosen as Bank of the Year 2010 for Albania from the prestigious magazine  The Banker, is the second largest bank in the country and at the same time the only bank in Albania that has been rated three times in a row with AAA (Alb) from the prestigious institution JCR-ER. BKT has 75 branches, out of which 17 are in Kosova.


BKT KEEPS CREATING FACILITIES TO ITS CLIENTS

Tirana, Albania (4 March, 2011) – Banka Kombëtare Tregtare keeps issuing attractive offers to its clients. Now all BKT clients may use many of its products and services free of charge. Among these products, BKT clients may use outgoing transfers within Albania up to 1,5 million Lek, all incoming transfers in Lek, registration and usage of “Internet” Branch and Mobile Banking, emigrant transfers up to 1,000 Euro/USD/GBP/CAD/CHF,invoice payment or direct debit from account and many other products and services. “We operate in a fully competitive market and want to become as attractive as we can for our clients” says Z. Seyhan Pencapligil, CEO and Board Member of BKT. “Our focus on client service and our extraordinarily competitive offers make our clients feel differentiated”, he adds further.Banka Kombëtare Tregtare, chosen as Bank of the Year 2010 for Albania from the prestigious magazine  The Banker, is the second largest bank in the country and at the same time the only bank in Albania that has been rated with AAA (Alb) from the prestigious institution JCR-ER. BKT has 73 branches, out of which 16 are in Kosova.


POLITICAL PERSECUTES ACCOUNT ARE TREATED ACCORDING TO STANDART TERMS AND CONDITIONS

STARTING FROM JANUARY 2011, SALARY ACCOUNT INTEREST HAS CHANGED TO 0.1%

 

BANK OF THE YEAR 
 

Tirana, Albania (December 7th, 2010) – Banka Kombëtare Tregtare (BKT) has been awarded as “Bank of the Year 2010 for Albania” by The Banker, the banking sector’s magazine of Financial Times. The ceremony took place in London Park Lane Hotel in 2 December 2010 while the award was taken by Mr. Mehmet Usta,Chairman of the Board of BKT "We showed a consistently high and profitable performance during 2010 reaching a Return on Assets of 28%." said Chairman of the Board, Mehmet Usta. "More importantly, the bank's high profitability has been accompanied by an increased market share that stands at an all-time high of 17.5% in a market where almost all banks belong to foreign banking groups.”BKT is the second largest and the oldest commercial bank in Albania with a total of 1.5 billion USD in assets and 1.3 billion of USD in deposits.BKT network includes 71 branches out of which 58 are situated in Albania and 13 of them in Kosovo, making BKT the biggest Albanian bank in the region. BKT has been continuously awarded as the Best Bank in Albania reaching lately the evaluation as “Best Bank for 2009 in South East Europe” by the magazine Finance Central Europe. BKT is the only bank that has been reaffirmed for the third year in a roby JCR-Eurasia Rating with

AAA(Alb), and by (1-Strong) by the Bank of Albania for the fifth year in a row.