Matrushka

Deposit with increasing interest rate every year

You are considering to invest with increasing interest rates but also having the flexibility to withdrawal without losing the earned interest, the best solution is Matrushka Deposit.

  • You can choose to open Matrushka Deposit in three currencies:  ALL, Euro and US Dollar.
  • Matrushka Deposit is offered for a maturity period of 6 years.
  • The Interest rates that you will benefit from your deposit are predefined since investment moment and your returns will not be affected by changes of market interest rates.
  • Interests are credited in your account each year and you do not have obligation to return back even if the deposit will be withdrawal before the scheduled 6 year date.
  • Matrushka Deposit is not automatically renewed. If you want to renew the deposit you should invest in a new contract with the applicable interest rates in the investment date.

Based on the law "For Deposit Insurance" no. 53/2014 dated 22.05.2014, accounts and deposits in BKT are insured up to the amount 2,500,000 (two million five hundred thousand) ALL from the Deposit Insurance Agency – www.asd.gov.al