Credit Ratings Reports
2025
Banka Kombëtare Tregtare SH.A. Rated 'BB-/B'; Outlook Stable
FRANKFURT (S&P Global Ratings) Oct. 7, 2025--S&P Global Ratings today assigned its 'BB-/B' long-and short-term issuer credit ratings on Banka Kombëtare Tregtare SH.A. (BKT). The outlook is stable. At the same time, we assigned our 'BB' long-term resolution counterparty rating (RCR) on the bank. Read full report
2024
JCR Eurasia Rating, has evaluated the consolidated structure of “Banka Kombetare Tregtare Sh.A.” in the investment-level category with highest credit quality and affirmed the Long-Term National Issuer Credit Rating at ‘AAA (alb)’ and the Short-Term National Issuer Credit Rating at ‘J1+ (alb)’ with ‘Stable’ outlooks. On the other hand, the Long Term International Foreign and Local Currency Issuer Credit Ratings and outlooks have been revised to ‘BB+/Stable’ from ‘BB’ in line with the sovereign ratings and outlooks of Albania. Read more
2023
JCR Eurasia Rating affirms BKT as ‘'AAA (Alb)''
JCR Eurasia Rating, has evaluated the consolidated structure of “Banka Kombetare Tregtare Sh.A.” affirmed the ratings as “AAA (alb)” on the Long-Term National Issuer Credit Rating and the Short-Term National Issuer Credit Rating at ‘'J1+ (alb)’' with ‘'Stable'’ outlooks. On the other hand, the Long Term International Foreign and Local Currency Issuer Credit Ratings have been affirmed as ''BB'' positioned in line with the country ceiling of the primary country of operations, Albania with ‘Stable’ outlooks. Read more
2022
JCR Eurasia Rating affirms BKT as ‘'AAA (Alb)''
JCR Eurasia Rating, has evaluated the consolidated structure of “Banka Kombetare Tregtare Sh.A.” affirmed the ratings as “AAA (alb)” on the Long-Term National Issuer Credit Rating and the Short-Term National Issuer Credit Rating at ‘J1+ (alb)’ with ‘Stable’ outlooks. On the other hand, the Long Term International Foreign and Local Currency Issuer Credit Ratings have been affirmed as ‘BB’ positioned in line with the country ceiling of the primary country of operations, Albania with ‘Stable’ outlooks. Read more
2021
JCR EURASIA RATING AFFIRMS BKT AS ‘AAA (ALB)
JCR Eurasia Rating has affirmed Banka Kombetare Tregtare Sh.A.’s National Local Rating Notes of ‘AAA (Alb)’ in the long term, which denotes the highest investment grade, and ‘A-1+ (Alb)’ in the short term with a ‘Stable’ outlook on both ratings. The Bank’s Long Term International Local and Foreign Currency ratings are mapped as “BB/Stable” to the country ceiling of the principal shareholder, Turkey (BB/Stable) and the country ceiling of BKT’s primary country of operation, Albania (BB/Stable). Read full report
2020
JCR Eurasia Rating reaffirms BKT as ‘AAA (Alb)'
JCR Eurasia Rating, during periodic review, affirmed Banka Kombetare Tregtare Sh.A.’s Long Term National Credit Rating as ‘AAA (Alb)’ and Short Term National Credit Rating as ‘A-1+ (Alb)’ with ‘Stable’ outlooks on both ratings. The Bank’s Long Term International Local and Foreign Currency Ratings are assigned as ‘BB+’, reflecting the country ceiling of Turkey (BB+) where the principal shareholder is located and one notch higher than the rating of country of residence, Albania (BB). Here you can read the Full Report