Directors

NAME OF BOARD OF DIRECTOR
Fatih Karlı
Group Head - Central Marketing & Operations Group
Mr. Karli, was graduated from Boğaziçi University, Faculty of Economics and Adm. Sciences, Department of International Relations on 2000 and Boğaziçi University, Faculty of Art and Science, Department of Mathematic on 1997. Mr. Karli has been also qualified by İstanbul University, Institute of Money, Financial Markets and Corporate Finance. Before joining BKT, Mr. Karli has been working in Retail Banking at T. GARANTI BANKASI A.S. from 2000 – 2012. During the period 2007 – 2012, Mr. Karli has been the Manager of Marketing and Campaign – Retail Banking.
NAME OF BOARD OF DIRECTOR
Kaan Pekin
Group Head - Treasury & Financial Institutions
Mr. Pekin, a graduate of Lycee de Galatasaray and Marmara University economics faculty, received his MA degree in EUR payment systems from the same university. Mr Pekin has joined BKT in October’03 as Treasurer. Before joining BKT, Mr Pekin was responsible from the NPLs’ Valuation Project in Turkish Saving Deposit and Insurance Fund and had more than seven years treasury department experience in various positions. Mr. Pekin is presently an elected Board Member of Albanian Forex Club Association.
NAME OF BOARD OF DIRECTOR
Ndue Maluta
Group Head - Risk Management Group / Compliance Officer

Mr. Ndue Maluta was graduated in 1989 from Agricultural University of Tirana, Faculty of Finance. His banking career started in 1995 when he joined Banka Kombëtare Tregtare as working as manager of one of BKT branches. He has an experience of more than 22 years in BKT.

During his long experience in banking sector he has covered different managerial positions such as Branch Manager, Chief of Finance Department, Head of Compliance & Control Division and starting from 2001 he holds the position of Compliance Officer. In 2011, he was appointed Head of Risk Management Group of Banka Kombetare Tregtare. As a Head of Risk Management Group has the responsability to control the implementation of the Risk Management framework, to define the principles for risk identification, measure, monitor and control across the organization, to implement the process to regularly monitor the risk profiles, material losses and to defines policies and criteria for evaluating and managing risks.

For many years, he has been an active partecipant in the projects and ëorkshops organised both in Albania and abroad, specifically on anti-money laundering, combating financing of terrorism, financial crime and compliance issues. He has been certified by ACAMS (Advancing Financial Crime Proffessionals World Wide) which is a required standard in AML certifications and recognized internationally by financial institutions, governments and regulators as a serious commitment to protecting the financial system against money laundering. Further he serves as Chairman of ICC Albania Banking Commissions and as a member of Financial Crime Risk and Policy Task Force of International Chamber of Commerce Paris. For many years he serves also as Chairman of AML & Compliance Committee at Albanian Banking Association and he still keeps this position. He is also member of Institute of Authorized Chartered Auditors of Albania and keep the License as Authorized Accounting Experts since 2001.

NAME OF BOARD OF DIRECTOR
Skënder Emini
Group Head - Finance Group

Mr. Emini was graduated in 1998 from the University of Istanbul and holds a Bachelor degree in Economics. He also holds a Master degree in Finance from Tirana University. Before joining BKT he has worked in Istanbul at Rodi Giyim San. ve Tic. A.S. as Accounting and Finance Department Chief, then in 2000 he has worked in Kentbank at the Internal Audit Department. In November 2000, he joined Banka Kombetare Tregtare as internal auditor and in 2002 was promoted as Manager of Financial Control Department. Later on in 2007 he was further promoted as Financial Control, Planning and Reporting Division Head and since October 2011 is Finance Group Head.

NAME OF BOARD OF DIRECTOR
Uğur Tadik
Group Head – Financial Technologies Group
Mr. Uğur Tadik undergraduated from Marmara University, Department of Computer Programming, graduated from Eastern Mediterranean University, Department of Computer Engineering, and completed his master degree from Istanbul University, Institute of Business Administration. He started his career at Index Computer and worked as a product specialist. In 2007, he started to work at Akbank Information Technologies as a software specialist for digital banking channels. In 2009, he started to work at Innova Information Technologies as a senior software specialist for loyalty systems and mobile payment. In 2010 he started work at Akbank Information Technologies senior software specialist for mobile banking and digital channels security. In 2013, he became Manager of Mobile Banking Application Development. In 2016, he became Vice President of Digital Banking Applications.
NAME OF BOARD OF DIRECTOR
Miranda Çitozi
Group Head – Internal Audit Group
Ms. Çitozi holds a degree in Economics from Middle East Technical University of Ankara and an MBA from Epoka University in Tirana. After graduation she worked for Kentbank in Istanbul as Internal Auditor. In November 2000 Ms. Çitozi joined Banka Kombëtare Tregtare as Internal Auditor. From 2003, she has held managerial positions in BKT such as Retail Loans Department Manager, Operational and Market Risk Department Manager and Deputy Head of Internal Audit Group. In January 2014 she is promoted as Head of Operations Group. In April 2019, Ms. Çitozi is appointed as Internal Audit Group Head.