Car Loan

Product information

Now personal cars are a necessity, you will be able to experience the pleasure of a comfortable and fast journey by buying a new car with the most suitable conditions at one of your favorite car concessioners. Moreover, we save you time negotiating with car dealers.
BKT has a special offer for the car financing service.

Terms and conditions of the New Car Loan

Terms and conditions of the Loan  
Currency  
ALL, EUR, USD
Maximum loan amount Up to 3,000,000 ALL, 25,000 EUR , 30,000 USD and up to 70% of the invoiced value or selling price of the car.
Maximum maturity Up to 4 Years
Interest rate starts from ALL: 1Y T-Bill+5.5% (not less than 8%)
EURO: 1Y Euribor +6.5% (not less than 7%)
USD: 1Y Libor+ 6.5% (not less than 7%)
Disbursement Commission 1.5%
Collateral Pledge of the car to be bought and Full Casco Insurance

For further information on the product terms and conditions click at the pre-contractual standardized information letter below.

Please download the respective documents requested for new car Loan
Please download the pre-contractual standardized information letter 

But if you think to save some money and buy a used car please follow us:

Terms and conditions of the Used Car Loan

Terms and conditions of the Loan  
Currency ALL
Maximum loan amount Up to 1,000,000 ALL and up to 60% of the selling price of the car.
Maximum maturity Up to 4 Years
Interest rate starts from 1Y T-Bill + 8%
Disbursement Commission 1.5%
 Collateral Pledge of the car to be bought and Full Casco Insurance
Loan will be secured through 2 sureties

For further information on the product terms and conditions click at the pre-contractual standardized information letter below.

Please download the respective documents requested for used Car Loan
Please download the pre-contractual standardized information letter for used Car Loan

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