3D Secure

3D Secure Verified by Visa & MasterCard ID Check by MasterCard

BKT is the first bank in Albania, adopting the international standards of Visa and MasterCard for secure transactions on internet.

Prima cards and BanKomaT cards are equipped with the latest technology information CHIP&PIN. Beside this, to increase the security for on-line purchases, these cards have a function of 3D Secure.

3D Security Service “Verified by VISA” by VISA and “MasterCard ID Check” by Mastercard provide enhanced security during on-line purchases, preventing the unauthorized use of your card. This service is free and ensures a high level of protection in all webpages that support this service.

Your card has been registered preliminary by the Bank in the 3D security service and it is not necessary that to fill in the form or personally go to a bank’s branch.

When you use your card on the Internet in participating retailers, after you fill the card data and upon finishing the card payment method, another window will appear. Meanwhile a SMS will arrive on your mobile phone, with 3D Secure one-time password, which you will enter on the required box. Verifying the phone number you have registered in the bank is essential. The one-time authorization code will be sent to this number.

To sucessfully perform the process of 3D Secure please follow the steps below:

  1. Choose the method of payment and enter the card data.
  2. Choose “Pay” and 3D secure screen will appear, in which after verifying your mobile phone number, OTP will be required.
  3. 3D Secure OTP will arrive on your mobile and you should enter it correctly in the required field.
  4. Transaction is confirmed successfully.

 If a SMS arrives in your mobile phone, please check if the transactions details, especially the amount, card numbers and merchant’s name are correct.

Here you can apply for BKT Prima Credit Card