Promotional Activities 2023

Promotional Activities 2023

  • BKT rewards its loyal customers.
  • We offer various forms of promotion activity, where every customer can find himself automatically part of one of them.
  • To win you must be part of the promotion activity, and to be part you must meet the conditions.
  • If you miss only a single transaction hurry up to do it, or you need a product come and take it, and give yourself the chance to be the winner.

The authorization of Promotion Activity

Authorized by the Ministry of Finance with Authorization No. 625 Prot, dt. 31.12.2021 Banka Kombëtare Tregtare comes with a unique opportunity through a promotional activity aims to boost the usage of BKT banking products and services.

"Promotional Activity 2023", is organized in the withdrawal numbers where the winning ticket number is formed by random selection according to well-defined criteria for each prize. Each transaction or customer that meets the prize criteria generates a number that is valid as a number of tickets to participate in the promotion activity. All valid tickets are collected based on the calendar specified for each prize, from which the winners are selected according to the prizes listed below.

Duration of the Promotion Activity

The "Promotional Activity 2023”, is in force starting from January 1st 2023 until 31st of December 2023.


Promotional Activity 2023", for Banking Service and Prima Card

During 2023 the "Promotional Activity 2023", will be offering the below prizes:
  1. 120 Winners, each month will be 10 winners for transactions performed with individual cards of BKT (Debit - identified as BanKomaT; Credit - identified as Prima) where a winner is announced every day of the month for the value of the winning transaction (max: 200,000 ALL).
  2. Iphone 13" prize for customers using the BKT Smart application - 3 winners during 2023
  3.  "Payment of a TPL insurance" prize for clients who pay TPL insurance payments via BKT Smart -3 winner during 2023.
  4. " Samsung Galaxy Tablet A - Series " prize for customers who make payments to customs, general directorate of taxes, taxes of the municipality of Tirana, education and payment to the treasury through online channels - 2 winners during 2023.
  5. Prize " Samsung Galaxy Smartphone A - series " for customers - who make the first deposit in Smart BanKomaT - 3 winners during 2023.
  6. Price 12,500 ALL for max 4 active banking product for salary customers (existing and new) - 3 winners during 2023.
  7. Refunding the amount of monthly Automatic Bills Payments for contract of individual customer opened during 2023 (max 10,000 ALL)  -3 winners during 2023.
  8.  Prize " SAMSUNG GALAXY BUD " for performing Top up and payment for TV- 3 winners during 2023:
    • Mobile Banking
    • Internet Branch
    • ATM
  1. Prize "Refund of the amount paid for travel insurance" for individual customers who have made a travel insurance payment on digital channels - 3 winners during 2023.
  2. Prize “Bonus Loan credit Cash Back 15,000 ALL and 10,000 ALL customers who get a personal loan without collateral at BKT for the first time.

Winners' Rewards

If a ticket is announced winner, must be checked which action/customer has generated and identifies it.

The customer will be contacted via the Contact Center telephone number +355 4 22 66 288 and will be notified of the prize and to proceed with further procedures. In some cases, the client will be required to be presented to the BKT Headquarters to withdraw the prize.

For the prize of BKT Salary Customer, Monthly Automatic Bill Payments, and Travel Health insurance payment the value will be credited to the client's savings account.

The list of winners will be published on BKT's official website.

Winners must draw their prizes with a valid identification document (Identity Card or Passport) within three months of the date of the winner’s announcement. In case of non-presented to withdraw the prize by the deadline, the participants will lose the right to receive it.

All lottery winnings are subject of income tax at the source.



BKT reserves the exclusive right to change, suspend or terminate the promotion activity without prior notice and it is not responsible towards any user for such changes, suspensions or terminations.

Winners of Mobiles, Tablets, Smart Watches, Scooter, Laptops and payment of TPL insurance will be excluded from the following promotion activity if they have won the prize during Year 2023.