Project Finance Section

Project Finance Section

BKT is one of the most active banks in the market in terms of the financing segment of Financial Projects. BKT offers loans that are specifically designed in accordance with the characteristics of the project and in the best interest of the investor, having in the foreground the finalization and successful operation of the project.

 

What is Project Financing?

Mainly, such financing has a long term, and loan repayments depend closely on the income that will be generated by the project subject to financing itself, upon its completion and operation. Loans for Project Financing offer the best opportunity to engage in new projects through a well-structured loan that fits in terms in line with the cycle and phases the project goes through from the initial stages of construction and further into operation until the full repayment of the loan.

 

What are the specifics of Project Finance loans?

In general, these loans are structured to have the following main characteristics:
• Longer maturities/terms than standard loans for investment, closely related to the needs of the project.
• Interest-only payment period or complete absence of payments during the investment period, in line with the specifics of the project itself.
• The bank is open to consider more specific collateral packages than classic collaterals as guarantees for this category of financing.

 

What are the sectors that BKT engages in?

BKT is open to finance projects in all sectors, subject of the project being feasible and in line to our lending criteria. We have first-hand experience with a consolidated portfolio of project finance loans in the following sectors:
  • Energy (Hydro Power plant financing and now extending on Photovoltaic financing)
  • Infrastructure (road constructions through schemes like PPP, concessions, etc.)
  • Construction
  • Hotelier
  • Mining
  • Services, etc.  

BKT’s approach

BKT aim and focus is to reach, select and give life to financially sound projects, at the same time sustainable with regards to social and environmental impacts. New loans are issued through a strict and professional selection criteria and in-depth due diligence, aiming to preserve a sound portfolio of such loans. The complexity of this segment of loans mitigated with the expertise of the dedicated unit that administers them, through the identification and mitigations of risks arising, guarantees the best financial support possible.