Business Record Deposit
If you would like to have risk-free returns while putting your savings in ALL, EUR or USD to work at attractive interest rates, you can open longer term deposit (2 to 7 years), record deposit with higher interest rates and you can receive your interest on every 6 month (semi-annually).
- You can open record deposit in ALL for a period of 5 or 7 year, or EUR and USD starting from 2 up to 5-years maturity.
- As the interest rate is fixed over the term of the Record Deposit, your returns are not affected by changes in market interest rates.
- You receive your interest on every 6 month
- You have the opportunity to invest your interest that you receive on every 6 month to maximize your return
- Early withdrawal before end of maturity voids all interest, so it mean you have to return back the interest to the bank.
- Enjoy convenient access to your Record Deposit Account and display information through any branch account or via Internet Banking or BKT Smart
- You can open a Record deposit by aprouching to one of our Branch or by using our Internet Banking or BKT Smart.
Based on the law "For Deposit Insurance" no. 53/2014 dated 22.05.2014, accounts and deposits in BKT are insured up to the amount 2,500,000 (two million five hundred thousand) ALL from the Deposit Insurance Agency - www.asd.gov.al