Receivable Financing Loan

The receivable financing loan provides flexible access to additional funds for companies with accounts receivable from their customers, enabling smoother business operations.
The target group: Includes existing credit customers with one year history and arrears of less than 30 days, or operational customers at BKT for at least two years and companies with account receivables from public institutions.


General Conditions:

  • Loan Maturity – Maximum 12 months, aligning with the maximum term of payment for receivables.
  • Loan repayment: Bullet payment at the end of maturity.
  • Maximum loan amount: up to 50% of the value of accounts receivable value, capped at 250,000 Euros / equivalent in other currencies.
  • Collateral: The guarantee used is the real estate mortgage / the pledge of receivables.