Rezultatet e kerkimit

JANE 416 REZULTATE PER 𝙊𝙍𝘿𝘾𝙊𝙓.𝘾𝙊𝙈 where can i buy 4mmc mephedrone best Belgium telegram best

“Fto & Fito” Campaign

Individual customers who have an active account in BKT Smart and, during the previous “Fto & Fito” campaign (December 2025), made referrals where the invited friend successfully registered in BKT Smar

Buy Online 3 installments with 0% interest

Instructions for dividing into installments: All these transactions must be authorized by the merchant where are made Dividing into installment procedure is explained in the steps below: Log in Intern

With Prima credit card, buy whatever you want without thinking twice!

...Prima credit card, buy whatever you want without thinking twice!

Medalja "Best Buy"

...ështe vlerësuar me medaljen Best Buy 2021 BKT ështe vlerësuar me medaljen Best Buy si institucioni financiar për raportin më të mirë të cilësisë së shërbimeve bankare në tregun shqiptar Sipas humul

Buy up to 8 installments - Fashion Group Albania

Buy up to 8 installments - Fashion Group Albania Buy up to 8 installments in Fashion Group Albania shops network! Buy on installments in Fashion Group Albania shops network with BKT Prima credit cards

Buy up to 6 installments in Gentli Shoes!

Buy up to 6 installments in Gentli Shoes! Buy on installments in Gentli Shoes with BKT Prima credit cards and chose up to 6 installments with 0% interest. Buy on installments in Gentli Shoes with BKT

Buy up to 12 installments in TOP SHOP!

Buy up to 12 installments in TOP SHOP! Buy on installments in TOP SHOP with BKT Prima credit cards and choose up to 12 installments with 0% interest. Buy on installments in TOP SHOP with BKT Prima cre

Buy up to 12 installments in ROGERS!

Buy up to 12 installments in ROGERS! Buy on installments in ROGERS with BKT Prima credit cards and choose up to 12 installments with 0% interest. Buy on installments in ROGERS with BKT Prima credit ca

Buy up to 12 installments in GLOBE!

Buy up to 12 installments in GLOBE! Buy on installments in GLOBE with BKT Prima credit cards and chose up to 12 installments with 0% interest. Every category is available for installment purchases! Bu

Buy up to 12 installments for all white goods!

Buy up to 12 installments for all Miele white goods! Buy on installments in all Miele, TEKA & Vox Electronics shops with BKT Prima credit cards and choose up to 12 installments with 0% interest. Buy o

"Best Buy" Medal

...has been awarded the Best Buy medal 2021 BKT has been awarded the Best Buy medal as the financial institution for the best ratio of quality banking services in the Albanian market According to the

Buy up to 24 installments in MEGATEK!

Buy up to 24 installments in MEGATEK! Buy on installments in MEGATEK with BKT Prima credit cards and choose up to 24 installments with 0% interest .

Send money anywhere around the world within 1 day!

...money anywhere and make international transfers to your partners around the world within 1 day, as if they were domestic. With the most preferential commissions, faster and cheaper than ever before

Çmimi çantë laptop Samsonite dhe kufje JBL

Fito një “Samsonite Laptop Bag + JBL Head Phones” Të gjithë klientët që kryejnë rimbushje celulari o

RIA Money Transfer Bonus Campaign

Bonus of 200 ALL / 2 EUR / 2 USD / 2 GBP, depending on the currency of the account where the transaction was performed. If the account is closed before the crediting takes place, the bonus will not be

Prima Këste - eXtra 0%

...the card of possibilitiesHow does the instalment works?Where can you buy with instalments?How much can you spend?What’s the instalment number?Buying in instalments - eXtra 0%What is the percentage

FAQS

...is Prima card?How does the Prima card work? What is the supplementary card?What is the secondary card?When does the monthly Statement show?Where and how can it be paid in installments?How Much Can

Business Credit Cards

CASH withdrawal of funds and the possibility of making payments with your card wherever you see the MasterCard logo. How Prima Card works? Your business can be equipped with more than one card PRIMA B

Tirana, Albania (February 15, 2019)

2017, initiated the procedure of selecting the preliminary list of agent banks by inviting all banks belonging to the deposit insurance scheme. At the end of the evaluation process, ADIA Management Co

MoneyGram

...Gram MoneyGram is a global leader in worldwide money transfer services making sure your money gets where it’s needed, whether that’s around the world or across town. MoneyGram is a global leader in

LETTERS OF CREDIT

LC can be compared to the work of a tailor: the parties get the result that fits their needs.

LETTERS OF CREDIT

LC can be compared to the work of a tailor: the parties get the result that fits their needs.

Letters of Credit

LC can be compared to the work of a tailor: the parties get the result that fits their needs. LC can be used if: The buyer and the seller do not know each other well enough – the other party is unfami

Letter Of Credit

LC can be compared to the work of a tailor: the parties get the result that fits their needs.

Interview Monitor, Mr. Seyhan Pencabligil, September 2025

other easier remote services, further automation in operations and risk monitoring. Where do you see the Albanian economy in the medium and long term? Which sectors are of most interest to be financed

FAQS

The nominal rate as frequently communicated in TV’s spots does not include other credit cost (commissions, fees, insurance premiums, etc.), whereas the effective interest rate takes those additional c

FAQS

The nominal rate as frequently communicated in TV’s spots does not include other credit cost (commissions, fees, insurance premiums, etc.), whereas the effective interest rate takes those additional c

E-Services

...Easier reconciliation and reduced manual errors Automatic update of invoice status in the financial/accounting system (ERP) Full transparency and traceability of transactions Where Is the Service O

COMPLIANCE

Cooperates closely with the authorities of the countries where it operates, central banks and correspondent banks on implementing measures and preventing any suspicious activity or transaction. Invest

Best Execution Policy

...the international market BKT, through its communication infrastructure, Bloomberg and Refinitiv communicates with a minimum of 3 brokers and selects the best price. In cases where BKT trades from/f

About BanKomat

...in “Internet” branch: BanKomat is a debit card offered by BKT, linked to your personal account, providing a full access to your money anytime and anywhere. BKT in cooperation with well-known intern

Virtual POS

When you have a website, for instance, that has a store where you sell goods or services, you will need a virtual terminal in order for customers to pay. You can generally use a virtual terminal for a

Treasury Bills & Bonds

In a volatile market where the interest rates are going up, there is risk. Investing on securities is not like investing on time deposit. It is possible that you lose a part of your principal amount i

Prima eXtra Falas

...of Selecting the Winners: Winners Awards:Winners announcementPrices distributionGeneral The game will be organized as a promotional activity where every transaction performed with Prima Visa, Prima

Prima eXtra Bonus

Through this program you can earn bonus in each purchase you make and meantime you can collect it to buy to any partner’s merchant. According to contracts with a large number of merchants, eXtra Bonus

Home Improvement

...informationGeneral informationTerms & Conditions There’s always something you can improve in your home – a small renovation, an essential repair, or a project you’ve been dreaming of for a long tim

FAQS

BKT offers 2 repayment methods for this loan: Equal monthly installment loan including interest and principal or variable repayment loan where interest will be paid each month, whereas principal is pa

eXtra Falas

...of Selecting the Winners: Winners Awards:Winners announcmentPrices distributionGeneral The game will be organized as a promotional activity where every transaction performed with Prima Visa, Prima

eXtra Falas

...Selecting the Winners:Winners Awards:Winners announcement:Prices distribution:General:Winners: The game will be organized as a promotional activity where every transaction performed with Prima Visa

eXtra Falas

...of Selecting the Winners:Winners Awards:Winners announcement:Prices distribution:General: The game will be organized as a promotional activity where every transaction performed with Prima Visa, Pri

Current Account

...of BKT "Internet" Branch BKT Smart ATM of BKT and other banks through BanKomaT debit card Flexibility: Deposit and withdraw any time, at each branch in Albania wherever you are with "Internet" Bran

Basic Account

...direct debits; payment transactions through a card (excluding credit card payment transactions), including online payments; credit transfers, including periodic payments, where applicable, to termi

About Prima

You will find a financial support anytime, anywhere. We offer quick and safe payments for your expenses, with no need to pay immediately. With Prima Card you can purchase in every POS worldwide, in In

UPT - Universal Payment Transfers

Just follow these steps: Ask the sender to go to any UPT location in any country where he is to send you money using UPT service. UPT as well sends an SMS on the correct mobile number of the receiver

Treasury Bills & Bonds

In a volatile market where the interest rates are going up, there is risk. Investing on securities is not like investing on time deposit. It is possible that you lose a part of your principal amount i

Trade Sector

.../ preventives Overdraft General Terms and Conditions: Maturity Term - Up to 12 months (Renewable by the Bank's Approval Authority) Maximum Amount - 30% of annual turnover. In cases where the custom

Suggestion & Complains

From Internet Banking the report can be sent from Menu Contact where it can be chosen “complaint” or “suggestion” and send the report while from BKT Smart Android version, the report can be sent from

Suggestion & Complains

Internet banking / BKT Smart On BKT Smart and Internet Banking there is a dedicated menu where you can report complaints or suggestions. From the Internet Branch to the "Contact" Menu, you can select

SmartPay

...makes SmartPay different? As part of the journey where we create a cashless society, we present to you “ SmartPay ”. A faster way to accept and send payments just by scanning QR code . After loggin

Smart Banking saves you time and money!

With BKT Smart or Internet Branch you can perform almost all banking transactions online anywhere and anytime. From mobile phone or laptop any Individual or Business client can perform online banking

Shop Improvement

5% (changing each 12 months) Other Customer: 4% fixed for the first year then 1 Year T-Bill +3% not less than 4% (changing each 12 months) Shop Improvement Loan (collateral residential real estate) Fi

Security Instructions

...be done by someone else but you; If you need to use an ATM in a foreign country or another bank ATM use ATMs located near banks or supermarkets where other people are around and the area is well-li

Security Instructions

...be done by someone else but you; If you need to use an ATM in a foreign country or another bank ATM use ATMs located near banks or supermarkets where other people are around and the area is well-li

Reading the Monthly Statement

You can withdraw cash and make payments with your card wherever you see the logo of MasterCard / VISA. You can make installment payments, collect bonuses for expenses incurred in the merchants that ar

QR Spar

2023 Spar shops list where SmartPay on POS transaction can be performed can be found below: City Adresses Elbasan Lagjia "Clirimi", rruga Thoma Kalefi,zona kadastrale 8522, godina ish"Kinoklubi" Elbas

Promotional Activities 2023

We offer various forms of promotion activity, where every customer can find himself automatically part of one of them. To win you must be part of the promotion activity, and to be part you must meet t

Promotional Activities 2022

We offer various forms of promotion activity, where every customer can find himself automatically part of one of them. To win you must be part of the promotion activity, and to be part you must meet t

Promotional Activities 2021

We offer various forms of promotion activity, where every customer can find himself automatically part of one of them. To win you must be part of the promotion activity, and to be part you must meet t

Promotional Activities 2020

We offer various forms of promotion activity, where every customer can find himself automatically part of one of them. To win you must be part of the promotion activity, and to be part you must meet t

OVS

You can also win 1% of your total amount spent with your Prima card as eXtra Bonus ! Accumulated eXtra Bonus points can also be redeemed in OVS! 1 eXtra Bonus = 1 All Adress: Toptani Shopping Mall, 3d

My Child Deposit

Through “Internet Branch” or BKT Smart you can make transfers from wherever you are. ALL Currency, Interest 6-months Treasury Bills (refer to interest rates bulletin). EUR Currency, Interest of 6 mont

Mobile Recharge & Pay TV

If you are already a user of BKT Internet Branch you can make this payment by using the menu Payments/ Pay TV by inputting your DigitAlb or Tring contract number where you can also verify if the contr

INTERNATIONAL TRANSFERS

Internet Branch : BKT e‑banking for business is a 24/7 service where you can perform all your banking transactions from anywhere in the world, staying closer to your business partners. Highly competit

Interest Only Mortgage Loan

This product can benefit not only individuals but also self-employed professionals (doctors, dentists, pharmacists, lawyers, etc.) who want to buy or build their work premises, or individuals who gene

Individual

...Exchange on Financial AccountsWhy do I need to complete the self-declaration?Where and when should I fill out the self-declaration form? According to law no. 4/2020 “On the Automatic Exchange of In

Get to know contactless

Where can I use my Prima MasterCard Contactless? Can it be used abroad?3. How safe is contactless usage?4. Is Prima MasterCard contactless a new card, different from other BKT credit card?5. What if I

Forex Exchange

You can also perform your Foreign Exchange transactions anywhere through your current account 24 hours a day/seven days a week through our “Internet Branch”, BKT Smart application or SMART BanKomaT wh

FAQS

Select the "Deposit" menu 3. Select the account where you want to deposit the amount 4. Place the money horizontally 5. Approve the amount counted by the ATM The amount deposited in the ATM becomes im

FAQS

...renewal?Which currency can I open a Bank deposit?Will I lose my interests (profit) if I withdraw the invested deposit before the maturity date?Where can I check (get information) my existing deposi

FAQS

You can withdraw money 24 hours per day, 7 days per week and can pay wherever you see the logo of Master Card/Visa. "Internet" Branch or BKT Smart – The Bank in your computer or in your smart phone! B

FAQS

For the latter, customer should go to the branch where has opened overdraft.

FAQS

A Direct Debit is a method of payment where you give a company permission to withdraw money from your account and pay it into their account. Many companies offer a discount or special terms for custom

FAQS

000 locations across 190 countries and territories It’s quick – your money is where it’s needed in just 10 minutes It’s easy – just visit a BKT Branch and complete one simple form It’s personal – whoe

FAQ

Select the "Deposit" menu 3. Select the account where you want to deposit the amount 4. Place the money horizontally 5. Approve the amount counted by the ATM The amount deposited in the ATM becomes im

FAQ

What does it cost to use the BKT API Program? Signing up to the Developer Portal and testing with it is free of charge. Where to place a feature request? You can easily place feature requests by conta

FAQ

...and conditions and all the required documents click at the Link below: Green Loan Green loan is a loan that can be used for improvement of places where you live, through energy efficiency systems.

Extra Falas

...ActivityThe valid transaction should meet below criteria to participate: Participants in the promotional activity: The game is a promotional activity where every transaction performed with Prima Cr

Direct Debit Promotional Activity

The game will be organized as a promotional lottery where all the executed individual bills through Direct Debit opened during 2016 will serve as a “lottery ticket” participant. Every valid recharge g

Digital Customer Onboarding

...of the value of the service receive Who can access Digital Customer Onboarding? Clients who want to register online and open an online account. Where can you access Digital Customer Onboarding? In

Customer Instructions to avoid further spread of COVID-19

You can perform all banking transactions directly from your home. Use Internet Branch from your computer or BKT Smart application on your mobile phone to pay your bills , recharge your mobile, make tr

COIN

You can also win 1% of your total amount spent with your Prima card as eXtra Bonus ! Valid for all shops in COIN shopping mall! Accumulated eXtra Bonus points can also be spent as you wish in COIN! 1

Cheque Services

Cheques can actually be yet another useful tool for your company. Why to use BKT Business Cheques? It is easy to carry- You don’t need to carry a lot of cash They are safer- You can issue a stop payme

Business

Please make sure that you complete the form correctly with the required data, sign it and then you can send it: a. by mail to the address of the BKT branch where you are a customer b. scanned and sent

Bkt Smart Activity

The game will be organized as a promotional lottery where the first log in and every transaction performed via BKT Smart will serve as a “lottery ticket” participant. Every valid transaction generates

ATM - Smart BanKomaT

For cards issued outside the Republic of Albania, a commission in % (percentage) is applied on the withdrawal amount at BKT Smart ATMs, depending on the country where the card was issued. The minimum

Albtelekom Lottery

The game will be organized as a promotional lottery where all the recharges performed via the alternative channels of BKT will serve as a “lottery ticket” participant. Every valid recharge generates a

3 Installments - 0% Interest

...3 installments, 0% interest everywhere! BKT Prima credit card is the perfect choice! Can’t afford paying something entirely but you wish to divide it on installments? BKT Prima credit card offers y

Zero Level Loan

The house that is to be bought and that is not yet mortgaged can be placed as a guarantee. In this way, you can get a new apartment even without being the owner of an existing property. Second level b

Treasury Payments

You can make the treasury payment from BKT branches but to save time and money, we advise you to use BKT Smart and Internet Branch . For example, you can continue to do your works in your office and p

Tractor Loan

Who can apply for this loan? The loan is tailored for any farmer aiming to increase work capacity and invest in agricultural technology. What can be financed? With this loan, you can purchase a new t

Tax Payments

...PAYMENTSDeclaration and payment of taxes: You can pay your companies tax payment from BKT branches. In order to save time and money, you can also use digital channels Dega Internet and BKT Smart .

Tax Payments

You can make the payment of your tax from BKT branches but to save time and money, we advise you to use BKT Smart and Internet Branch . For example, you can continue to do your works in your office an

Shop Loans

...and Conditions The loan for purchasing or building a shop is a mortgage loan offered to individuals who generate income from employment and wish to buy or build a commercial space for investment pu

Security Instructions

PIN can be easily changed anytime at BKT ATMs Setting the PIN in POS/ ATM/ IVR terminals cannot be done by someone else but you; During the time you’re making a payment, make sure to have your card vi

Security Instruction

Make sure no-one can see you when you enter passwords or PINs. Passwords should be well-chosen so as not to be easily guessable, avoiding standard personal info such as: birthdays, your name or your r

Security Instruction

Make sure no-one can see you when you enter passwords or PINs. Passwords should be well-chosen so as not to be easily guessable, avoiding standard personal info such as: birthdays, your name or your r

Security Instruction

PIN can be easily changed anytime at BKT ATMs Setting the PIN in POS/ ATM/ IVR terminals cannot be done by someone else but you; During the time you’re making a payment, make sure to have your card vi

Security Instruction

Make sure no-one can see you when you enter passwords or PINs. Passwords should be well-chosen so as not to be easily guessable, avoiding standard personal info such as: birthdays, your name or your r

Security Instruction

Make sure no-one can see you when you enter passwords or PINs. Passwords should be well-chosen so as not to be easily guessable, avoiding standard personal info such as: birthdays, your name or your r

Saving Account

...Account Why do we need to save for?How can we save?Opening process CreditsInterestFor more information With BKT, the value of your savings increases every day! Saving money for sure is not so simpl

Safety Deposit Box

The safe deposit box is provided for use for a specified period of time, against the payment of an annual fee, and can be accessed only by its authorized holder, in accordance with the security proced

Revolving Line

Clients can use and repay many times the amount up to the approved limit from the loan approval date, creating to their business the continuance possibility without any obstacles. You can profit low i

Revolving Line

Clients can use and repay many times the amount up to the approved limit from the loan approval date, creating to their business the continuance possibility without any obstacles. You can benefit from

Register and earn CASHBACK with BKT cards during EURO 2024!

One cardholder can benefit only once from the campaign. If the same cardholder fulfills the criteria of the campaign in both credit and debit card, he will earn only the eXtra Bonus in his credit card

Prima Aktivizohu

...Duration:Winners Award:Prices distribution:Draw and Winner Announcment:Winner selection mechanism: Besides Prima Falas monthly promotional activity where is selected 1 winner every day, BKT come wi

Prima Aktivizohu

...Duration:Winners Award:Prices distribution:Draw and Winner Announcement:Winner selection mechanism: Besides eXtra Falas monthly promotional activity where is selected 1 winner every day, BKT come w

Perfect Fashion

Buy up to 12 installments in Perfect Fashion shops network! Buy on installments in Perfect Fashion shops network with BKT Prima credit cards and choose up to 12 installments with 0% interest. Buy on i

Pay with SmartPay in Mulliri and get a Free coffee

Would you like free coffee in Mulliri? You can easily have it by paying with SmartPay in BKT POS! Would you like free coffee in Mulliri ? You can easily have it by paying with SmartPay in BKT POS! A S

Pay with Prima and earn eXtra Bonus!

Transactions which are canceled/reversed, mail orders and transaction which are used for advertisement purposes in online websites will be excluded in this campaign. *22 February 2022 – 22 March 2022

OVS 6 Installments 0% Interest

Buy up to 6 installments in OVS! Buy on installments in OVS with BKT Prima credit cards and choose up to 6 installments with 0% interest. Buy on installments in OVS with BKT Prima credit cards and cho

More payments with your Mastercard cards, more chances of winning a ticket to UEFA Champions League Final London 2024!

This time you can win 2 tickets for UEFA Champions League Final London 2024, along with transport and accommodation! BKT Masterardr cards always surprise you! This time you can win 2 tickets for UEFA

Money Transfers (Albania and Turkey)

> 25,000 EUR/USD 27 EUR / USD or EUR equiv. BKT customers can use branches or preferably (BKT SMART) to transfer money to Aktifbank.

LETTERS OF GUARANTEE

...of the goods and the guarantee is issued to ensure that the payment is made as agreed between the parties or may be the provision of a service where the guarantee ensures that the service will be p

LETTERS OF GUARANTEE

...of the goods and the guarantee is issued to ensure that the payment is made as agreed between the parties or may be the provision of a service where the guarantee ensures that the service will be p

Letters of Guarantee

...purchase of the goods and the guarantee is issued to ensure that the payment is made as agreed between the parties or may be the provision of a service where the guarantee ensures that the service

Letter Of Guarantee

...purchase of the goods and the guarantee is issued to ensure that the payment is made as agreed between the parties or may be the provision of a service where the guarantee ensures that the service

Interview with Mr. Seyhan Pencabligil-BKT has demonstrated a robust growth in retail loans and deposits portfolio

However, it's worth noting that there remains a significant reliance on cash within the country. What are the expectations for the following period and 2023? 2023 has been a favorable year for the ban

INTERNATIONAL MONEY TRANSFERS (IMT)

Internet branch : BKT business e-banking is a 24/7 service where you can perform all your banking transactions from anywhere to anywhere, your business partners are at the tip of your fingers. Very co

Installments In Any POS

You can buy on installments transactions performed in any POS. Just perform the payment and after its authorization is done, choose the desired campaign to divide into installments. Ongoing campaigns

Inauguration Korca Branch

This distinctive building, first inaugurated on November 28, 1926, carries nearly a century of history and has now been transformed into a space where the city’s heritage blends with the most modern s

Guide

...can I login to BKT Smart? What is the interest I should pay if I take a home loan? I need fast loan not more than 1 salary.

For you and your friends-50 ALL as a gift from BKT Smart!

...in BKT ) who want to be part of the campaign; After adding your friends, select one of them and start filling the transfer details for the money request ; Choose the account where the funds will co

Flexi Mortgage Loan

...Value / Investment Value) LTV (Loan Value / Market Value) Interest Rate Formula Home Loan If the property value in the sale-purchase contract is lower than the collateral value, it should be: • Up

Features & Benefits

You can log on to Internet Branch from anywhere that has internet access and the PC is secure. You can perform banking transactions and payments and save time. You do not need to go in the branch, fil

Features & Benefits

...& Benefits With BKT Smart every client may enjoy the convenience of conducting banking transactions anywhere. You can access your BKT Smart from every smart phone which has an operating system iOS

FAQS

...do to have a BKT Business e-Banking user?What is a customer number or personal number?What is a password?What is OTP?What is a virtual keyboard?How can I register in BKT Internet Branch?What should

FAQS

...is BKT Smart?What is a Customer number or Personal number?What is a password?What is OTP?How can I register in BKT Smart?What should I do if I forget my customer number and my password?What should

FAQS

...I do to have a BKT Internet branch user?What is a customer number or personal number?What is a password?What is OTP?What is a virtual keyboard?How can I register in BKT Internet Branch?How can I ac

FAQS

Can I pay the total value of the car with a car loan? 3. What are the specifics of the vehicle if I will be financed with a new car loan? 4. If I am activity owner, can I profit for a car loan for bus

FAQS

...is an Individual Savings Account?How can I open a Saving Account?Is there any maintenance fee for a Saving Account?What are the benefits of a Saving Account?I’m unable to make a payment from my sav

FAQ

Which is the maximum amount that I can profit for home improvement loan? 3. Can I apply for home improvement loan, if the property that will be improved is not the same as collateral offered? 4. Can I

FAQ

In which branch can I apply for Super Loan?3. Can I get Super Loan without a surety?4. Can I get Super Loans to Invest in Business?5. How much work experience should I have to qualify for Super Loan?6

FAQ

Can I profit pensioner loan if I do not receive the pension in BKT?3. How much time should pass after pension is paid in Bkt to profit a pensioner loan? 4. Can I profit this loan without guarantor?5.

eXtra Bonus and 2-3 installments with 0% interest

You can also split the transaction up to 3 installments with 0% interest. Merchants part of the “Loyalty” program give up to 10% eXtra Bonus. Also the number of installments goes up to 12 installments

Exchange

...You can make foreign currency purchases and sales at BKT with very favourable exchange rates. You can have competitive prices for your foreign currencies purchases/sales against local currency LEK.

Enjoy your summer with Cashback/eXtra Bonus from Mastercard

During June 2024 , you can earn 1,500 ALL CASHBACK by performing 20 transactions , each at a minimum of 2,000 ALL or more . · Valid will be considered only transactions made in physical POS, in Albani

Enjoy Saint Valentine with cashback or eXtra Bonus

...Saint Valentine with cashback or eXtra Bonus During Saint Valentine period you can earn 1,000 All Cashback or eXtra Bonus with your BKT Prima or BanKomaT Simply by performing 2 transactions: One tr

Emigrant Loan

5% fixed for the first year then Euribor 1 vjecar + 4% not less than 5% (changing each 12 months) For collateral type Agricultural Land, the Loan to Value Criteria cannot be higher than 50% .

ECO LOAN

...should you invest in Energy Efficiency?The main benefits of investing in energy efficiencyWhat can be financed by Eco Loan?Eco Loan (Collateralized Loan) conditions are:Simple tips for energy savin

e-banking

You can perform all your banking transactions anywhere, you just need a PC. For more details on how to use E-Banking read the following manual: E- Banking Manual For more information related to any pr

Deposit in Smart BanKomaT and earn Cashback!

4. Select the account where you will deposit the funds. 5. Place the banknotes horizontally at the ATM. 6. Verify the deposited amount and select the continue option to complete the transaction. The d

cookies

...cookie is a small file that can be placed on your device that allows us to recognise and remember you. It is sent to your browser and stored on your computer’s hard drive or tablet or mobile device

Contact Center

, but even from IVR service where you can get information on your accounts and credit cards without contacting the agent or performing financial transactions only by contacting customer service number

Contact Center

, but even from IVR service where you can contact directly with technical support of POSs or get other information on your accounts and/ or cards only by contacting customer service number +355 (0) 4

Coin 6 Installments 0% Interest

Buy up to 6 installments in COIN! Buy on installments in COIN with BKT Prima credit cards and choose up to 6 installments with 0% interest. Buy on installments in COIN with BKT Prima credit cards and

Card Payments

...PaymentAutomatic PaymentPrima MIN – up to 25%:Prima TOT – up to 100%: You can make manual payment for your credit cards from “Internet Branch”, BKT Smart, ATM or BKT branches. Any payment amount ma

Business Record Deposit

...Record Deposit If you would like to have risk-free returns while putting your savings in Euro, USD, GB Pound, Canadian Dollar, Swiss Franc or Australian Dollar currencies to work at attractive inte

Business Lounge at Tirana Airport

...Lounge at Tirana Airport BKT Prima MasterCard ® Gold and BKT Prima VISA Gold cardholders can use Mother Teresa Airport Business Lounge free of charge! If you are traveling for work or pleasure, BKT

Business Debit Cards

Through the business debit card, companies can deposit and withdraw funds from their primary account in Lek, and from their secondary accounts in Euro and USD at any ATM. Additionally, companies can m

BKT Smart

...Smart With BKT Smart, banking services for your business are now fast and secure, available anytime and anywhere on your smartphone, without the need to visit BKT branches or use a computer. All en

BKT Smart

You can perform all your banking transactions anywhere, you just need a smart phone. BKT Smart is an application that can be downloaded on Android (PlayStore) or iOS phone (AppStore) by which you can

BKT Mastercard Travel Premium brings you cash back for purchases abroad

com/ , get your free data roaming plan and be online wherever you travel!

Back to School brings CASHBACK with your BanKomat card Visa!

Cardholder can benefit only once from the campaign, with only one debit card. In the same day, in the same merchant will be counted only one transaction. Only BKT retail Visa debit cards can benefit

Back to School brings CASHBACK with your BanKomat card mastercard®!

Cardholder can benefit only once from the campaign, with only one debit card. In the same day, in the same merchant will be counted only one transaction. Only BKT retail mastercard® debit cards can b

ATM – SmartBanKomaT

You can save time and enjoy the convenience of using digital channels like ATMs by performing a variety of financial and non-financial transactions. Our ATMs offer a variety of very easy-to-use servic

Agro Support Loan

Who can apply for this loan? The loan is tailored for any farmer aiming to increase work capacity and invest in agricultural technology. What can be financed? Working Capital : Seeds, seedlings, ferti

Agro Special Loan

Who can apply for this loan? The loan is tailored for any farmer aiming to increase work capacity and invest in agricultural technology. What can be financed? Working Capital: Seeds, seedlings, fertil

Agriculture Sector

We structure solutions on a case-by-case basis, so you can count on personalized underwriting and a level of customer care that you just won't find at the big banks. Who can apply for a Loan? Producer

Achievement Awards from Finance Central Europe for 2019

A, Tirana, Albania. Here you can check the Full Award The Best Bank in Albania 1999 – 2019, 20 Years - Banka Kombëtare Tregtare Sh.A, Tirana, Albania. Here you can check the Full Award The Best Banker

1,000 All CASHBACK with your Visa BanKomaT!

BKT Visa BanKomaT debit card can make you earn CASHBACK! BKT Visa BanKomaT debit card can make you earn CASHBACK ! You should perform 4 transactions , each one at a minimum of 5,000 All and earn 1,000

1,000 All CASHBACK with your BanKomaT mastercard®

...000 All CASHBACK with your BanKomaT mastercard® BKT BanKomaT debit mastercard® can make you earn CASHBACK! BKT BanKomaT debit mastercard ® can make you earn CASHBACK ! You should perform 4 transact

"Internet" Branch

You can use BKT Internet branch 24 hours and 365 days. You can log on to Internet Branch from anywhere that has internet access and the PC is secure. You can perform banking transactions and payments

Voluntary Private Pension

Through BKT SMART and Internet Branch , you can apply at any time for voluntary private pension plans and perform the payment of contributions to the dedicated pension fund, with 0 commission. This is

Villeroi & Boch

...& Boch Buy up to 6 installments in Villeroy-Boch! Buy on installments in Villeroy-Boch with BKT Prima Credit Cards and choose up to 6 installments with 0% interest . Valid in all Villeroy-Boch shop

Updating Personal Data

...do I have to update my personal data in bank?How can I update my data?What data should I update?When should I update my personal data? To enable accurate identification. To serve better and faster

Up to 6 installments with 0% interest in LC Waikiki!

Buy on installments in LC Waikiki with BKT Prima credit cards and chose up to 6 installments with 0% interest. Buy on installments in LC Waikiki with BKT Prima credit cards and chose up to 6 installm

Up to 18 installments with 0% interest in Neptun!

Buy on installments in Neptun with BKT Prima credit cards and chose up to 18 installments with 0% interest. Buy on installments in Neptun with BKT Prima credit cards and chose up to 18 installments wi

Turkey-Albania Agricultural Business Forum

...offers a great opportunity to foreign investors via its legal framework and economy, emphasizing the importance of the free trade agreement between two countries. I believe we can develop efficient

Transfer & Pay

...Regardless of where you are you can trust your money transfer to BKT Banka Kombëtare Tregtare provides for all its customers the possibility to transfer money from various ways, depending on everyo

TRANSACTIONS WITH CARD

...WITH CARD At BKT ATMs you have the opportunity to perform various transactions from anywhere in Albania 24 hours a day, 7 days a week. You can: Check your balance and withdraw from any account pre-

TRANSACTIONS WITH CARD

...WITH CARD At BKT ATMs you have the opportunity to perform various transactions from anywhere in Albania 24 hours a day, 7 days a week. You can: Check your balance and withdraw from any account pre-

Traffic Fines

...Through our 24 hour service in Dega "Internet" on in our application BKT Smart you can: Check your vehicle fines using your plate and chassis number, Pay the fine with no commission and instantly r

Traffic Fine Payments

...our 24 hour service in Dega "Internet" on in our application BKT Smart you can: Check your vehicle fines using your plate and chassis number, Pay the fine with no commission and instantly remove yo

Tourism Sector

...you're launching a new hotel location, gaining a new franchise of a well-known chain or require long-term financing for an established operation, you can rely on our strong understanding of industr

Tourism Loan

How to Get More Information: For detailed information for this specific loan product and to explore how this financing can benefit your tourism business, interested parties are encouraged to contact B

Tourism Loan

How to Get More Information: For detailed information for this specific loan product and to explore how this financing can benefit your tourism business, interested parties are encouraged to contact B

Tips & Advise

PIN can be easily changed anytime at BKT ATM Setting the PIN in POS/ATM terminals can not be done by someone else but you; During the time you’re making a payment, make sure to have your card visible

Tips

PIN can be easily changed anytime at BKT ATM Setting the PIN in POS/ATM terminals cannot be done by someone else but you; During the time you’re making a payment, make sure to have your card visible a

Swatch

...Buy up to 6 installments in SWATCH! Buy on installments in SWATCH with BKT Prima credit cards and choose up to 6 installments with 0% interest . Valid in all SWATCH shops!

SWAROVSKI

...Buy up to 6 installments in SWAROVSKI! Buy on installments in SWAROVSKI with BKT Prima credit cards and choose up to 6 installments with 0% interest . Valid in all SWAROVSKI shops!

Super Salary

...sending them for free to the E-mail address Change your card PIN as desired and free of charge Change of E-mail at any time for free Recharge your mobile from BKT ATMs anywhere in Albania 24 hours

Super Loan

It is enough to declare your stable income and that of your co-borrower, which can be provided by: - Salary - or Rent - or Private Activity Apply now and benefit from the preferential interest rate. S

SmartPay Kastrati

A SmartPay on POS transaction can be performed by scanning the QR code generated in the merchant BKT POS . It’s a safe and fast method of payment. One customer can benefit only one time from this camp

School Payments

...Payments Through "E-Banking" or BKT Smart you can make the payment of school fees for Public Universities with 0 commission , such as: Education Fee (Professional Master, Scientific Master, Bachelo

REVOLVING LINE

Clients can repeatedly use and repay amounts up to the approved limit ensuring the continuity of their business smoothly. Loan Maturity – Up to 12 months for each disbursement. Maximum loan amount: De

Promotional Activities 2024

...40 Winners, each 3 months there will be 10 winners for transactions performed with individual cards of BKT (Debit - identified as BanKomaT; Credit - identified as Prima) where the prize will be the

Promotional Activities

Banka Kombëtare Tregtare offers various promotional activities, where every customer may automatically become part of one of them, provided that the defined conditions are met. To win, customers must

President of Çalik Holding honored by the Ministry of Social Welfare and Youth with the Social Solidarity Prize

...on behalf of the institution she is in charge, and stated that excellent collaboration with Çalik Holding companies in Albania fully deserves such an evaluation. Whereas Minister Veliaj in his spee

Physical POS

Today’s customers expect to be able to pay using a debit or credit card—or even their smartphone—everywhere, so make sure your business offers this convenience. Become More Secure Security is a major

Periodic Payments

Advantages: Save your time, Make payments in time and without delays, You can make some payments together, You can save regularly, Get everything solved once for all, And, you have the right to apply

Periodic Payment

Save your time, Make payments in time and without delays, You can make some payments together, You can save regularly, Get everything solved once for all, And, you have the right to apply and give up

Payments

Most of payments can be done without going to Branches via digital channels Dega Internet and BKT Smart . Or you can get rid off the following payment dates of your payments by giving automatic bill p

Pay your holidays on installments

Pay with your Prima credit card everywhere and choose amongst the available campaigns to divide into instalments! Pay with Prima your hotel and you are the one to choose how many instalments you want!

Pay with Prima in OVS and start paying your first installment after 3 months! Up to 6 installments with 0% interest!

You can choose from 2-6 installments with 0% interest . Moreover, in all purchases made with your Prima credit card you automatically earn 1% eXtra Bonus of the total amount spent. You can also benef

Pay with Prima in Coin and start paying your first installment after 3 months! Up to 6 installments with 0% interest!

You can choose from 2-6 installments with 0% interest . Moreover, in all purchases made with your Prima credit card you automatically earn 1% eXtra Bonus of the total amount spent. You can also benef

Pagesë SmartPay në BKT POS

...VALBONA SHERA Bar Restorant ANA DISHA Restorant MAKAMONA Veshje SAY TEXX Veshje BUTIQUE Hotel BOULEVARD APARTMENT Restorant SHAFRAN RESTAURANT Bar MON CHERI Supermarket CONAD Elektronike AMERICAN C

OVERDRAFT

In cases where the customer only has an Overdraft in BKT, the maximum limit can extend to 40% of the annual turnover. Method of payment - Monthly interest payments and principal is paid at maturity. C

Outgoing Tranfers

...of an outgoing transfer to other banks are: In Branch: Name and address of beneficiary; IBAN of beneficiary’s account (or account number for countries where IBAN is not applied); Name and address o

Order of the Rising Sun

The Holding develops working models and has successful and innovative work progresses, by assuring thereby a sustainable development in fields of business where it is focused. Çalık Group has had a su

Open Banking

...from National Regulators to register in our API API API is a software that serves as a bridge to transfer data and allow to applications to communicate. Interested parties can complete their regist

Online Cashback

Transactions which are canceled/reversed , mail orders and transaction which are used for advertisement purposes in online websites will be excluded in this campaign. Cardholder can benefit only one t

Money Transfer

You can transfer money from your bank account to all currencies accepted by BKT (ALL, EUR, USD, GBP, CHF, CAD, AUD). Transfers can be made through different channels, throughout the BKT branch network

Merr Taxi

Do not forget to ask for a Taxi where you can pay with a card when calling.

Make 5 online transactions and earn 1,000 All Cashback with your Visa BanKomaT Debit Card!

Transactions which are canceled/reversed , mail orders and transaction which are used for advertisement purposes in online websites will be excluded in this campaign. Cardholder can benefit only one t

Make 5 online transactions and earn 1,000 All Cashback with your mastercard® BanKomaT Debit Card!

Transactions which are canceled/reversed , mail orders and transaction which are used for advertisement purposes in online websites will be excluded in this campaign. Cardholder can benefit only one t

JCR Eurasia Rating reaffirms BKT as ‘AAA (Alb)'

The Bank’s Long Term International Local and Foreign Currency Ratings are assigned as ‘BB+’ , reflecting the country ceiling of Turkey (BB+) where the principal shareholder is located and one notch hi

Home Equity

With this loan, you can purchase professional equipment, furnish your home, invest in education and healthcare, plan vacations, buy a used car, consolidate debts from other banks, or fulfill any other

History

...First branch of Banka Kombëtare Tregtare was established in Durrës on 29 November 1925, in the historical building where today’s BKT Durrës Branch is situated. This building actually represents the

FITUESIT 2024

Adelina Kushta Çmimi çantë laptop Samsonite dhe kufje JBL 3. Alban Agushi Çmimi Pagesa e një siguracioni TPL 4. A. C Lista e fituesve të muajit Prill 2024 për: Çmimi për klientë që janë ose bëhen paga

FAQS

...debit card at POS BKT and at the same time ask the cashier to withdraw Money Pocket For every purchase through POS worth over 500 ALL, The Merchant can offer you Money Pocket by allowing you as a c

FAQ

Should I offer as collateral a property for this loan?5. Can I cover all the expenses with this loan? For further information on the product terms and conditions and all the required documents click a

Enjoy Saint Valentine and earn eXtra Bonus

During Saint Valentine period you can earn 3,000 All eXtra Bonus with your BKT Prima credit card! Simply by performing 2 transactions: One transaction in restaurant sector One transaction in these sec

English Home

Also you can use the possibility to split the transaction up to 12 installments with 0% interest. (In this case Bonus will not be calculated). Number of installments can be chosen when making the paym

Energy Sector

...reduce costs and help modernize and increase revenue Loans that help Albanian businesses on the road to a future "for clean energy" What types of investments can be classified as Green Loan? Effici

EMEA FINANCE AWARDS BKT FOR TWELFTH TIME AS “BEST BANK IN ALBANIA”

...Innovative Bank" for the second time in a row for Central and Eastern Europe and the Commonwealth of Independent States confirms the success of BKT in the digitalization revolution where our custom

EMEA FINANCE AWARDS BKT FOR TENTH TIME AS “BEST BANK IN ALBANIA”

The award as "Most Innovative Bank" for Central and Eastern Europe and the Commonwealth of Independent States confirms the success of BKT in the digitalization revolution where our customers are incre

Easy Pack

*The selected account of customer where it will not apply the monthly maintenance fee; it should be ALL account and linked with the Direct Debit Agreement * Last 30 days include days from the 20th of

Earn 3,000 ALL CASHBACK in Megatek!

Client can benefit only with one card in this campaign. If client has fulfilled the criteria in his debit and credit card, he/she will be rewarded in his debit card with cashback! Moreover, with your

Earn 2,000 All Cashback by paying with BKT BanKomaT cards in Supermarkets!

Transactions performed in two cards cannot be summed as a whole total. Cashback can be earned only 1 time. Campaign is valid only for retail BanKomaT debit card s . 23 June 2023 – 23 July 2023 The cas

e-Albania Payments

...Payments To simplify administrative processes and save you time, payments for a range of services for which you generate an obligation in e-Albania can now be made directly through BKT’s online cha

Credit Ratings Reports

’s Long Term National Credit Rating as ‘AAA (Alb)’ and Short Term National Credit Rating as ‘A-1+ (Alb)’ with ‘Stable’ outlooks on both ratings. The Bank’s Long Term International Local and Foreign Cu

Check Collateralized Loan

Meanwhile, BKT can support you and your business partner to deal with business transaction by the usage of cheques. Cheque collateralized loan is a financing short-term method to be used whenever the

Check Collateralised Loan

Meanwhile, BKT can support you and your business partner to deal with business transaction by the usage of cheques. Cheque collateralized loan is a financing short-term method to be used whenever the

Cash Back

It is an alternative to ATM machines for limited amounts (pocket money). How can I get Cash back On each payment through POS over 500 ALL, the merchant may offer Cash back allowing you to withdraw up

CARDLESS TRANSACTIONS

At BKT ATMs, you can perform “ Cardless Deposit ” using Unique Code . Depositing funds can be done at the most convenient time, even during non-official banking hours without the need to visit BKT bra

Car Loan

...conditions of the Used Car Loan Now personal cars are a necessity, you will be able to experience the pleasure of a comfortable and fast journey by buying a new car with the most suitable condition

Business Overdraft

In cases where the customer has only Overdraft in BKT, the maximum limit can go up to 40% of the annual turnover. Method of payment - Monthly interest payments and principal payment at maturity. The g

Business Overdraft

In cases where the customer has only Overdraft in BKT, the maximum limit can go up to 40% of the annual turnover. Method of payment - Monthly interest rates and at maturity principal is paid. The guar

Blukids

...Buy up to 6 installments in BLUKIDS! Buy on installments in BLUKIDS with BKT Prima Credit Cards and choose up to 6 installments with 0% interest . Valid in all BLUKIDS shops!

Black Friday Prima Cards

By fulfilling the conditions below, you can earn 5% cash back on all your purchases. Purchasing with Prima BKT Credit Cards has never been more rewarding than during this period. By fulfilling the con

BKT Smart Notification

Text messagges will be personalized and the client can select the notification type as per its preferences through the proper menu in “Internet Branch”. At the same time on “Internet Branch” the clien

BKT Hosted Albania Roundtable IN the Euromoney Central & Eastern European Forum

He continued saying that the actual banking system is overcapitalized with almost 4 billion euro free that must be translated in investments, underling this as the actual challenge of Albania where al

Bill Payments

...are already registered or register in BKT “Internet” branch, from menu Bills / Bill Payment, by entering subscriber numbers you will find charges of your bills. Any time, you can control or print E

Bill Payments

...you are already registered or register in BKT “Internet” branch, from menu Bills / Bill Payment, by entering subscriber numbers you will find charges of your bills. Any time, you can control or pri

BEST EVER OFFER FOR MORTGAGE LOANS

5% If you are thinking to buy a house, you just have to find one, because BKT deals with all the other details! We have created the best offer ever for your mortgage loan to buy your first house , a s

Best Bank In Albania - The Banker

We are always proven wrong when we think that we can rest on our laurels, which takes us to the conclusion that we can never take our future prosperity for granted. That’s why we need to keep our ongo

BE CUSTOMER

Fill in the details , if you are an immigrant or not, the city where you live, the postal code, the administrative unit, and the BKT branch where you are applying for registration Fill in if you have

Automatic Exchange of Information on Financial Accounts

...Banka Kombëtare Tregtare as one of the Financial Institutions in Albania is obliged to determine the necessary measures to identify the place where their customers are resident as well as the tax i

Active Pack

*The selected customer account where it will not apply the monthly maintenance fee will be the account in ALL linked with the Direct Debit Agreement. * Last 30 days include days from the 20th of the p

Account for Retiree

BKT offers you the possibility to be informed when your pension is credited anytime and anywhere through BKT Smart Notification. We invite you to switch your pension in BKT, in the bank that offers yo

20% eXtra Bonus in Megatek!

Deleted or cancelled transactions will not be counted. In the same day will be considered valid only one transaction. eXtra Bonus points will be loaded after the campaign is finished. Campaign duratio

2 GB

...GB The recharge service of ALBtelecom operator clients can be performed in “Internet” Branch, in BKT Smart as well in every BKT ATM.

1% eXtra Bonus in SportVision & SportVision Outlet!

Moreover, you can redeem your accumulated eXtra Bonus points and purchase your desired productis in all Sport Vision shops and Sport Vision Outlet . 1 eXtra Bonus point = 1 ALL . The benefits or Prima

1% eXtra Bonus in Sport Reality!

Moreover, you can redeem your accumulated eXtra Bonus points and purchase your desired products in all Sport Reality shops. 1 eXtra Bonus point = 1 ALL . The benefits or Prima do not end here! You can

1% eXtra Bonus in Nike & Nike Outlet!

Moreover, you can redeem your accumulated eXtra Bonus points and purchase your desired products in all Nike shops and Nike Outlet . 1 eXtra Bonus point = 1 ALL . The benefits or Prima do not end here!

1% eXtra Bonus in Buzz!

Moreover, you can redeem your accumulated eXtra Bonus points and purchase your desired productis in all Buzz shops. 1 eXtra Bonus point = 1 ALL . The benefits or Prima do not end here! You can also ch

Winners 2021

The client does not confirm the publication of the name on the WEB List of winners for September 2021 for: Prize “iPhone 12" as user of BKT Smart application 1. ARDIT CANI Prize for monthly Automatic

Win "iPhone 13"

..."iPhone 13" Customer who performs at least 1 transaction per month during the last 4 months, through the BKT Smart where the minimum transaction amount is not less than 2 000 ALL / 20 EUR, USD, GBP

Win "iPhone 13"

..."iPhone 13" Customer who performs at least 1 transaction per month during the last 4 months, through the BKT Smart where the minimum transaction amount is not less than 2 000 ALL / 20 EUR, USD, GBP

Win "iPhone 12"

..."iPhone 12" Customers who perform at least 1 transaction per month during the last 4 months, through the BKT Smart where the minimum transaction amount is not less than 1,000 Lek / 10 EUR, USD, GBP

Win "HP Laptop"

..."HP Laptop" Where price is offered for package customers: Deposit Pack Easy Pack Active Pack Loan Pack Salary Pack All customers who qualify to be part of the above packages, for each game thrown (

WIN BONUS LOAN CASHBACK

For each participation during the specified dates, customers can win the 'Super Loan Cash Back' reward. The winners of the game will be credited the following amounts based on their ranking on the sel

Win a ticket to UNUM festival with BanKomaT and Prima mastercard®

Total number of transactions can also be summed up for the same cardholder. (Debit + Credit). In one day in the same merchant will be considered valid only one contactless transaction. Only transactio

Win a ticket to Unum festival by sending money with SmartPay!

One individual can only win one ticket to the festival! Click the link and discover SmartPay: https://www.youtube.com/watch?v=wMNkOmSlagg Campaign duration is: 18 h – 25 th of May 2022 *After campaign

VESA SPA

This offer can also be acquired as a “Gift Card” for your loved ones. Offer is valid from 1 st to 31 st March 2021 in Vesa SPA & Fitness if the payment is done with BKT cards, BanKomaT or Prima . For

Up to 50% off on entertainment during your travels with BookingBash and Visa.

The offer is valid for Visa cardholders in the BookingBash application until November 30, 2026. List of countries where the offer is valid: Australia, Austria, Czech Republic, France, Germany, Greece,

Transactions

...just a click You can perform your banking transactions by using BKT Internet branch AccountsSavingsDepositsLoansTransfersCredit CardsDebit CardsInvestmentsBillsPaymentsGeneral InfoSecurity Settings

Time Deposit

Time deposit is available in Albanian ALL, Euro, USD, GB Pound, Canadian Dollar, Swiss Franc or Australian Dollar currencies. Interest is earned on maturity date of the deposit and will be lost if you

The Best Bank in Albania for 2018 - by “ EMEA Finance"

Being not only a bank but a strong partner in which retail and business customer can commit on, gives to them a strong guarantee for the financial future. Despite the increasing competition in the mar

The Best Bank in Albania for 2013 – by “Euromoney”

...the return on capital for 13 years an average of 27%, plays a crucial role not only in the high performance of BKT, but also in the management of Association of Albanian Banks and ICC Albania, wher

SWIFT GO

You can receive payments from all sending banks that are part of Swift Go community. With Swift Go there are no deductions and the full amount is always credited to the recipient.

SWIFT GO

You can receive payments from all sending banks that are part of Swift Go community. With Swift Go there are no deductions and the full amount is always credited to the recipient.

SUPPLIER LOAN

This considers the risk and liquidity capacity of the construction company. Can be utilized as a cash or non-cash loan. If used as a cash loan, the proceeds will be directly transferred to the account

Supplier Loan

...within the limit already approved for the construction company, therefore considering the risk and liquidity capacity of the construction company. Can be used as a cash or non-cash loan. In case it

Supplier Loan

General Conditions: Can be used as a cash or non-cash loan. In case it is used as a cash loan: The loan proceeds will be directly transferred to the account of the supplier with which the construction

Super Loan for Super Desires!

...the installments are small you can have super desires. Super Loan to make your wishes come true, whether small or big!

Student Account

...Contact Center service 24x7 Benefits from various promotional campaigns with reward points from POS and online purchases Through BKT Smart and E-banking you can make FREE at any moment the payment

Step Up Deposit

You can choose to open the new Step Up Deposit in BKT in one of the following currencies: ALL, EUR, USD, or GBP. The Step Up Deposit is offered with a 2-year maturity. The interest rates you will bene

Springfield

The number of installment can be chosen when making the payment with the card. Up to 3 installments with 0% interest. Duration: Currently valid.

Shpresa AL

The number of installment can be chosen when making the payment with the card. Up to 12 installments with 0% interest. Duration: Currently valid.

Saranda Branch closed 2-3 September 2021

For various banking services, we encourage you to use our digital channels: ATM- SuperBanKomaT E-Banking BKT Smart AloBKT Or you can go to the nearest branches in Delvina and Gjirokastra. Thank you!

Santa Margherita

Also you can use the possibility to split the transaction up to 3 installments with 0% interest. (In this case Bonus will not be calculated). Duration: Currently valid.

Salary Services

Cash withdrawals can also be performed without a debit card, through the bank’s dedicated services. An online branch or BKT Smart application - to control and perform any transaction by himself and wh

Rivaldi

Also you can use the possibility to split the transaction up to 3 installments with 0% interest. (In this case Bonus will not be calculated. Duration: Currently valid.

Ria Money Transfer

BKT customers can receive money directly into their bank accounts from almost any corner of the world, quickly and with competitive fees.

RIA BKT bonus

The first transaction must be successful. Cancelled or declined transactions are not considered. Bonus Distribution The bonus will be credited to the client’s current account with BKT by the end of De

Repeat Fitness and Wellness Club

The number of installment can be chosen when making the payment with the card. Up to 12 installments with 0% interest. Duration: Currently valid.

Record Deposit

Characteristics: Record deposit is offered Albanian ALL, Euro, USD, GB Pound, Canadian Dollar, Swiss Franc or Australian Dollar currencies.. Record Deposit is available for 5 or 7 years in Albanian Le

Promotional Activities 2026

The Promotional Activities are organized in the form of a lottery, where: each eligible customer generates one ticket number; tickets are collected according to the defined calendar for each prize; wi

Promotional Activities 2025

The “Promotional Game 2025” will be conducted as a lottery, where the winning ticket numbers will be randomly selected based on well-defined criteria for each prize. Each transaction or client meeting

Privacy Policy

Through our website, the user can come across different forms or calculators (i.e. job application form, credit card application form, and so on). In different fields of these forms you may be asked t

Prima Outside The Country

Only Retail Prima credit cards can benefit from this campaign. Each Prima cardholder is eligible to earn the eXtra Bonus only once. Valid will be considered only International transctions performed ab

Prenatal

The number of installment can be chosen when making the payment with the card. Up to 3 installments with 0% interest. Duration: Currently valid.

Preciosa

Also you can use the possibility to split the transaction up to 3 installments with 0% interest. (In this case Bonus will not me calculated). Duration: Currently valid.

POSÍ Mastercard

Businesses with Physical Stores: The program is open to all businesses with a physical store in Albania. Important Details Businesses can leave the program at any time without penalties. This gives th

Policy of CSR

...Development of the society, cooperation and innovation; The participant in the United Nations Global Compact shows the continuous efforts and initiative of Banka Kombetare Tregtare in creating the

Pink ‘n’ Blue

Also you can use the possibility to split the transaction up to 3 installments with 0% interest.( in this case Bonus will not be calculated) Duration: Currently valid.

Penti

The number of installment can be chosen when making the payment with the card. Up to 6 installments with 0% interest. Duration: Currently valid.

Pensioner Loan

All pensioners that withdraw the monthly pension through BKT can profit a Personal Loan. Terms and conditions of the Loan Currency ALL Maximum loan amount Up to 10 times the monthly pension but not mo

Pay with BKT Prima Debit & Credit Cards and get 10% Cash-back

By fulfilling the conditions below, you can earn 10% cash back on all your purchases .

Pay with BKT Credit & Debit Cards (Mastercard) and get 5% Cashback

By fulfilling the conditions below, you can earn 5% cash back on all your purchases . Campaign criteria: Campaign period 9 December - 31 January 2025 Participants in the campaign are all the cardholde

Pay with BKT Credit & Debit Cards in all Spar supermarkets and get 2000 Lekë Cashback

By fulfilling the conditions below, you can benefit from 2000 All cashback. Campaign criteria: Campaign period 9 th -31 th December Participants in the campaign are all the cardholders of the Prima BK

Pay with BKT Credit & Debit Cards at Megatek and get 500 Lekë Cashback

By fulfilling the conditions below, you can benefit from 500 All cashback. Campaign criteria: Campaign period 1 st -31 th December Participants in the campaign are all the cardholders of the Prima BKT

Pay on instalments your plane ticket and Hotel!

Ongoing campaigns can be found by logging in “ Dega Internet ” or in “ BKT Smart ” application, under the menu Credit cards, Divide into instalments . Valid to divide into instalments will be consider

Pay & Get!

Transactions which are Reversed/ Canceled will not be considered Read the Campaign...

Parfois

The number of installment can be chosen when making the payment with the card. Up to 3 installments with 0% interest. Duration: Currently valid.

Paguaj dhe merr shpërblime!

Mbajtësit e kartës që plotësojnë kërkesat e fushatës do të marrin kthim parash. Transaksionet e kryera Reverse/ Canceled do të përjashtohen.

OZONE electronics

The number of installment can be chosen when making the payment with the card. Up to 3 installments with 0% interest. Duration: Currently valid.

OZON

Also you can use the possibility to split the transaction up to 3 installments with 0% interest. (In this case Bonus will not be calculated Duration: Currently valid.

Özdilek

The number of installment can be chosen when making the payment with the card. Up to 3 installments with 0% interest. Duration: Currently valid.

Overdraft

If you get your salary through BKT, you can profit up to 3 net monthly salaries overdraft limit in your account. Currency ALL, USD, EUR Maximum loan amount Max. 3 monthly net salaries 500,000 ALL, EUR

Optika 1

The number of installment can be chosen when making the payment with the card. Up to 12 installments with 0% interest. Duration: Currently valid.

Online Cashback

Transactions which are canceled/reversed , mail orders and transaction which are used for advertisement purposes in online websites will be excluded in this campaign. 15 th of October 2021 – 30 th of

Okaïdi

The number of installment can be chosen when making the payment with the card. Up to 3 installments with 0% interest. Duration: Currently valid.

Offer Spar

The number of transactions cannot be the sum of debit card and credit card transactions. Valid will be considered only transactions don’t with BKT cards in BKT POSes in SPAR .

Offer saving account

This offer has terms and conditions which can be found HERE Please get informed about the bulletins’ interest rates...

O Bag

Also you can use the possibility to split the transaction up to 3 installments with 0% interest. Duration: Currently valid.

Mortgage Loans

For a large number of individuals, buying a home is one of the most important and overweight investments for a long time.

Mortgage Loan Guide

For a large number of individuals, buying a home is one of the most important and overweight investments for a long time.

Mobileri Tirana

The number of installment can be chosen when making the payment with the card. Up to 12 installments with 0% interest. Duration: Currently valid.

Micro Startup Loan

In accordance with the Bank's lending strategy, through the Micro and SME Start-up Loan, we target Micro and SME customers, who can apply to meet their needs for short-term and medium-term liquidity p

Melograno

Also you can use the possibility to split the transaction up to 3 installments with 0% interest. Duration: Currently valid.

Max Optika

The number of installment can be chosen when making the payment with the card. Up to 6 installments with 0% interest. Duration: Currently valid.

Mastercard Day

“Mastercard Day” is more than just a promotion it’s an invitation to create a new, rewarding weekly habit where every Tuesday becomes your favorite day.

Marketi im

Also you can use the possibility to split the transaction up to 3 installments with 0% interest. Official address is “Marketi im” is “St. Ismail Qemal, Blv. Vlore, Skelë” Duration: Currently valid.

Mango

The number of installment can be chosen when making the payment with the card. Up to 3 installments with 0% interest. Duration: Currently valid.

Make a purchase at JYSK and choose from 2-24 installments!

Buy on installments at JYSK with BKT Prima credit cards and chose up to 24 installments with 0% interest !

LTB

The number of installment can be chosen when making the payment with the card. Up to 6 installments with 0% interest. Duration: Currently valid.

Loan Pack

...you have a loan in BKT and apply for other bank product, you can win Bonus every month. By purchasing with BKT Prima Card in BKT POS though the merchant that are not part of the Bonus Partner list,

Lauma Lingerie

Also you can use the possibility to split the transaction up to 3 installments with 0% interest.( in this case Bonus will not me calculated Duration: Currently valid.

KMY

Also you can use the possibility to split the transaction up to 3 installments with 0% interest. Duration: Currently valid.

KENWOOD

The number of installment can be chosen when making the payment with the card. Up to 12 installments with 0% interest. Duration: Currently valid.

June Campaign - My Child Deposit

...during June The campaign is valid from 1 June - 30 June 2022 Opening amount of new “My Child” Deposit should be minimum 10’000 ALL / 100 EUR “Fëmija Im” Deposit can be open for children up to the a

JCR Eurasia Rating reaffirms BKT as ‘AAA (Alb) for Corporate Governance

...to BKT signifies a Distinctive Level of Compliance with the principles of the Albanian’s Corporate Governance Code and its Notch degree to the level a/Excellent . Here you can check the Full Report

INVESTMENT LOAN

Loan Maturity : Up to 10 years, with monthly installments. You can benefit from low principal payments or a grace period depending on the project. Maximum loan amount : Depending on your business acti

Investment Loan

General Conditions: Loan Maturity: Up to 8 years, with monthly installments. You can profit low principal payments or grace period for a certain of period depending on the project Maximum loan amount:

Insurance Payment

...Payment from BKT SmartInsurance Payment from ATM Through BKT Smart you can perform at any time the payment and inssuance of the insurance policies in real time for all retail customers. This new se

InPuglia

Also you can use the possibility to split the transaction up to 3 installments with 0% interest. Duration: Currently valid.

Incoming Transfers

For more info about your IBAN you can contact BKT Call Center at 04 22 66 288 Beneficiary’s Bank: Banka Kombëtare Tregtare SHA, Tirana; BIC/Swift code: NCBAALTX Our correspondent Banks, according to c

Incoming Transfers

For more info about your IBAN you can contact BKT Call Center at 04 22 66 288 Beneficiary’s Bank: Banka Kombëtare Tregtare SHA, Tirana; BIC/Swift code: NCBAALTX Our correspondent Banks, according to c

Inauguration ceremony of the kindergarten for the children of the bank staff

With a capacity of 30 children, the kindergarten spaces are organized into living rooms, bedrooms, canteens, entertainment rooms, all designed and decorated to create a more diverse and warmer atmosph

Important Announcement for retail and business loan customers

al or send it printed to the branch where you are customers.

Important announcement

...announcement 2023 Dear Customers, Kindly be informed to ignore any suspicious sms that you receive in the name of the bank, where you are asked to share personal, financial or security information

Hygeia Hospital Tirana

The number of installment can be chosen when making the payment with the card. Up to 6 installments with 0% interest. Duration: Currently valid.

How to Open a Deposit

If you have the money in your current account, you can open your deposits by yourself, by using “Internet” branch or BKT Smart. *For Albanian citizens over 16 years old – Identity Card (ID), under 16

Happy Holidays and plenty of Cashback with BKT cards!

Transaction done and then being reversed/canceled will be excluded from the campaign, from the cashback.

Golden Point

The number of installment can be chosen when making the payment with the card. Up to 6 installments with 0% interest. Duration: Currently valid.

GO GREEN LOAN

This ensures that potential borrowers can receive personalized advice tailored to their needs and projects.

GO GREEN LOAN

This ensures that potential borrowers can receive personalized advice tailored to their needs and projects.

Globe Albania

The number of installment can be chosen when making the payment with the card. Up to 12 installments with 0% interest. Duration: Currently valid.

Global Finance magazine awards BKT as “The Best Bank in Albania for 2020”

...ceremony for the best banks in Central and Eastern Europe for 2020, Global Finance awards Banka Kombetare Tregtare as “The Best Bank in Albania for 2020”. Here you can check the Full...

Geox

The number of installment can be chosen when making the payment with the card. Up to 3 installments with 0% interest. Duration: Currently valid.

Flormar and Sinani Cosmetics

Also you can use the possibility to split the transaction up to 3 installments with 0% interest. (In this case Bonus will not be calculated Duration: Currently valid.

FLO

The number of installment can be chosen when making the payment with the card. Up to 6 installments with 0% interest. Duration: Currently valid.

Fituesit 2021

Klienti nuk konfirmon publikimin e emrit në WEB Lista e fituesve të muajit Shator 2021 për: Çmimi “iPhone 12” për klientët përdorues të aplikacionit BKT Smart 1. ARDIT CANI Çmimi për pagesë të Faturës

Fitness Forma

The number of installment can be chosen when making the payment with the card. Up to 4 installments with 0% interest. Duration: Currently valid.

Festo me kartat e BKT dhe fito cashback!

Në të njëjtin tregtar, në të njëtën ditë është i vlefshëm vetëm një transaksion. Veprime e kryera dhe më pas të bëra reverse/canceled do të përjashtohen nga fushata.

Fees

Each BKT Smart user can easily and without any cost perform banking transactions.

Fees

Each BKT Internet branch user can easily and without any cost perform banking transactions. Note: For the commissions applied in internet branch please refer to BKT terms and conditions.

FATCA

...in Albania in compliance with FATCA are obliged to implement identification and due diligence measures and to provide periodic reports to the American Tax Authority (IRS) in regards to certain data

FASTIP Graduation Ceremony

He congratulated the students for such an achievement highlighting that: “The students of FASTIP must feel privileged for being part of such a unique faculty in Albania, where practice and theory are

FAQS

...can I get information about any children’s plan investment? BKT offers saving account for children. “Fëmija im” deposit is a saving account with interest (profit) that will be matured when the chil

eXtra Bonus ALBtelecom!

eXtra Bonus is earned only with payents done in physical POS in ALBtelecom Moreover, you can choose to pay up to 12 installments with 0% interest with your Prima credit card!

Express Overdraft

...facility is to serve as a short-term financing tool for the bank's operating Micro/SME customers with at least 2 years of transaction history who can use a small Overdraft limit to meet their short

Exchange

For your US$/LEK, EUR/LEK, GBP/LEK, CHF/LEK, CAD/LEK, AUD/LEK or cross currencies. You can perform FX transactions and get informed about the exchange rate at any branch of BKT or at our channels, but

Ethical Value

Our priority is always the development and happiness, not only of our employees and clients but of all people in the countries where we operate. Confidentiality We are fully committed to maintaining t

Emea Finance awards Banka Kombëtare Tregtare for the 13th time with 4 important prizes

The submission for these awards demonstrated that European banking remains in good shape and proved that the financial industry can weather a severe crisis. The digital advances that have been made ov

Elle

The number of installment can be chosen when making the payment with the card. Up to 6 installments with 0% interest. Duration: Currently valid.

Elite Sports Club

Also you can use the possibility to split the transaction up to 3 installments with 0% interest.( in this case Bonus will not be calculated Duration: Currently valid.

Elastic Deposit

Elastic deposit is available in ALL, Euro, USD, GB Pound, Canadian Dollar, Swiss Franc or Australian Dollar currencies. Interest is earned on maturity date of the deposit and will be lost if you withd

Eco Market

Also you can use the possibility to split the transaction up to 3 installments with 0% interest. Duration: Currently valid.

ECO LOAN

Below you can find the financing products that suit your needs: ECO LOAN with collateral Eco Loan | Banka Kombetare Tregtare (bkt.com.al) Personal ECO LOAN Eco Loan | Banka Kombetare Tregtare (bkt.com

Earn eXtra Bonus when you use your BKT Prima credit cards at TAO TAO

Furthermore you can spend your Prima credit cards’ accumulated points at TAO TAO. 1 point = 1 lek Prima, the card of eXtra possibilities!

Earn 3,000 leke Cashback by paying with BKT Visa cards in Supermarkets!

Transactions performed in two cards cannot be summed as a whole total. Cashback will be delivered based on cardholder. One cardholder who has achieved the criteria in both credit and debit card will b

Earn 10% cashback with your BKT Prima mastercard® during Unum Festival!

One cardholder can benefit with the cashback only once per credit card! Maximum cashback per cardholder is 3,000 ALL. The campaign is valid on the dates: 1-6 June 2022! Mastercard® Prima, the card of

During year 2022, BKT reached the highest historic profit - Interview with Mr. Seyhan Pencabligil

It has not been negatively reflected to NPL rates during 2022 but increasing interest rates and lower profit margins can affect some companies and it may increase non-performing loans, banking sector

DOCUMENTARY COLLECTION

...COLLECTION A documentary collection (D/C) is a transaction whereby the exporter entrusts the collection of a payment to the remitting bank (exporter’s bank), which sends documents to a collecting b

DOCUMENTARY COLLECTION

...COLLECTION A documentary collection (D/C) is a transaction whereby the exporter entrusts the collection of a payment to the remitting bank (exporter’s bank), which sends documents to a collecting b

Deposit Pack

...fee; it should be ALL account and linked with the Direct Debit agreement *If the customer don’t have any of the products/services as below, he/she can apply on a nearby BKT Branch to get the produc

DeFacto

The number of installment can be chosen when making the payment with the card. Up to 4 installments with 0% interest. Duration: Currently valid.

Current Account

...Account If you have a current account, you can make money transfers, credit card payments, service bill payments, and periodic payments. You have the opportunity to enjoy the benefits of a bank adv

Credit Cards

In a world where interaction has no longer tangible borders and changes in time zone Credit Card is an excellent financial tool. BKT approves you a credit limit on your card to get more flexibility an

Construction Sector

General Conditions: The loan repayment term is set according to the project deadline up to 5 years. You can benefit from lower principal payments or forgiveness for a certain time limit. The payment m

Construction Financing

General Conditions: Loan repayment term - maximum project time of up to 5 years. You can benefit from lower principal payments or forgiveness for a certain time limit. The way of payment of installmen

Construction Financing

Loan repayment term - maximum project time of up to 60 months. You can benefit from lower principal payments or grace period for a certain time limit. The way of payment of installments is monthly. Th

Commercial Mortgage Loan

Designed specifically for this purpose, Commercial Mortgage Loans aims to meet the needs for long-term financing, for buying a commercial area in Residential Complex, Commercial Centres etc. If you ar

City - store

Also you can use the possibility to split the transaction up to 3 installments with 0% interest. (In this case Bonus will not be calculated Duration: Currently valid.

Cineplexx offer for Visa card users in Albania

*Every Wednesday from September 1 - December 31, 2024 at Cineplexx you can pay for one ticket with Visa BKT cards (credit/debit) and get the other one for free.

CHEQUE COLLATERALIZED LOAN

However, BKT can assist you and your business in handling transactions through cheque collateralized loan. This short-term financing method is applicable when the customer provides a post-dated cheque

Carpisa

The number of installment can be chosen when making the payment with the card. Up to 3 installments with 0% interest. Duration: Currently valid.

CARDLESS TRANSACTIONS

...including cardless transactions which offer: Convenience Simpler and faster process Flexibility by accessing your funds at any time At BKT ATMs, you can perform a number of actions without a card,

Business Time Deposit

Time deposit is available in Albanian ALL, Euro, USD, GB Pound, Canadian Dollar, Swiss Franc or Australian Dollar currencies. Interest is earned on maturity date of the deposit and will be lost if you

Business Elastic Deposit

Elastic deposit is available in ALL, Euro, USD, GB Pound, Canadian Dollar, Swiss Franc or Australian Dollar currencies. Interest is earned on maturity date of the deposit and will be lost if you withd

Body Code

The number of installment can be chosen when making the payment with the card. Up to 12 installments with 0% interest. Duration: Currently valid.

Board of Directors

Çalık serves as financial expert in Gap Southeast Textiles (Çalık Denim Tekstil) since 2012, whereas he is the Vice Chairman of MTH Technologies. In 2019, he was appointed as a Board Member in Secom T

Black Friday

The number of transactions cannot be the sum of debit card and credit card transactions.

BKT supports financial education initiatives

Our pupils and students are the leaders of our future. We cannot expect them to make good decisions when faced with very important and complex financial issues to come, without proper financial educat

BKT Supports Albanian Orphans

In the activity where the Ambassador of OSCE Presence in Albania, Mr. Eugen Walfarth took place, the orphans appealed to the responsible institutions for the protection of their rights since they are

BKT Reawarded as Bank of Year 2011 By The Banker

"More importantly, the bank's high profitability has been accompanied by an increased market share in total assets that stands at an all-time high of 17.24% in a market where almost all banks belong t

BKT Keeps Creating Facilities To Its Clients

“We operate in a fully competitive market and want to become as attractive as we can for our clients” says Z. Seyhan Pencapligil, CEO and Board Member of BKT. “Our focus on client service and our extr

BKT - Participated At Labor Fair, 2017

Olta Xhaçka, is an opportunity where concrete effort of employers and employees find useful ways of filling the vacancies. BKT, the oldest commercial bank in the country with a network of 93 branches,

BKT - Participant In Work & Study Fair, 2017

The Ministry of Education has cooperated with all the high education institutions in a way that our auditors should not certify unemployed youth, but to come as closer as they can with the labor marke

BKT - Announcement for the clients

You can also submit your questions / unresolved issues by filling out: https://www.bkt.com.al/sugjerime-ankesa-forme Once again, we apologize for the inconvenience caused and thank you for your unders

BERLINTEXX

Also you can use the possibility to split the transaction up to 3 installments with 0% interest.

BanKomaT Online Cashback

Transactions which are canceled/reversed , mail orders and transaction which are used for advertisement purposes in online websites will be excluded in this campaign. May 25 - June 25, 2021 The CASHBA

BanKomaT Offer

One cardholder can earn the cashback only once! In this campaign will be counted as valid only transactions performed with your BKT debit card in BKT POSes, physical or online. In the same day in the

Banka Kombëtare Tregtare Supports the "Green Revolution" Initiative of Tirana Municipality

Veliaj for these kinds of initiatives that are changing the mentality of our citizens, making them an active part of the greening program so that they can fully understand the meaningfulness of protec

Bank of the Year

"More importantly, the bank's high profitability has been accompanied by an increased market share that stands at an all-time high of 17.5% in a market where almost all banks belong to foreign banking

Back to School vjen me CASHBACK me kartat BanKomaT Visa!

Në fushatë janë të përfshira vetëm kartat e debitit individuale Visa. Veprime e kryera dhe më pas të bera reverse/canceled do të përjashtohen nga fushata. Çdo gjë është më e thjeshtë me BanKomaT!

Back to School vjen me CASHBACK me kartat BanKomaT mastercard®!

Në fushatë janë të përfshira vetëm kartat e debitit individuale mastercard®. Veprime e kryera dhe më pas të bëra reverse/canceled do të përjashtohen nga fushata. Çdo gjë është me e thjeshtë me BanKoma

Automatic Bill Payments

Businesses can upload invoices into their financial system (Enterprise Resource Planning – ERP) and then, through integration with BKT, send these invoices for payment. The invoices appear for executi

Audit Committee

Hysen Çela, is graduated from Faculty of Economy in Tirana University, where he continued his MBA and Ph.D. programs, has got a long experience in accounting and finance. As managing partner of Crowe

ASD - BKT

39, dated 15 December 2020, in compliance with all selecting criteria, where BKT was ranked first in the short preliminary list of 3 banks . Following this process, BKT and ADIA have successfully fina

Aquamarine

The number of installment can be chosen when making the payment with the card. Up to 3 installments with 0% interest. Bonus is calculated on the sum of the receipt and will be updated and reflected au

ANNUAL VEHICLE TAXES

The tax can be paid quickly via BKT Smart , E-Banking . Immediately after the payment, the customer receives the tax stamp directly in the “My Documents” menu on e-Albania . (click here to see an exam

ALBtelecom 4G with 0% Interest

...4G with 0% Interest BKT in collaboration with ALBtelecom offer the possibility to buy in installment with 0% interest for one of 4G packages of EAGLE MOBILE If you have a Prima credit card it’s eno

ALBtelecom

The number of installment can be chosen when making the payment with the card. Up to 12 installments with 0% interest. Duration: Currently valid.

Albanian Deposit Insurance Agency Selects Banka Kombëtare Tregtare as the First Agent Bank In the Preliminary List for the Deposit Compensation Process

23, dated 03 October 2017, in compliance with all selecting criteria, where BKT was ranked first in the short preliminary list of 3 banks. Following this process, BKT and ADIA have successfully finali

Albania Was Presented In the Euromoney Central & Eastern European Forum

The Forum was an excellent opportunity for the central European policy makers to gather and share insights, as well as discuss key issues that can potentially affect the region for the year ahead. Pol

AAA (Alb) rating - by JCR Eurasia Rating

...outlooks on both ratings and its International Long Term FC and LC ratings as “BBB-Stable” , one notch higher than the principal operating country ceiling. Here you can check the Full Report JCR Eu

2,000 All cashback with Debit BanKomaT mastercard®!

🔸 Will be considered valid only transactions performed in the same day in the same merchant will be considered as valid only one transaction. 🔸 Cardholder can earn the cashback only once . 🔸Only th

1.000 Lekë eXtra Bonus with Prima Credit Cards

One Prima cardholder can earn the eXtra Bonus from the offer only once! The campaign is valid only for individual credit cards used in all types of POS, physical or online. In the same day in the same

1,000 All CASHBACK with the BanKomaT debit card!

One cardholder can earn the cashback only once! In this campaign will be counted as valid only transactions performed with your BKT debit card in all types of POS, physical or online. In the same day

"The Banker" Selects BKT as the Best Bank In Albania for the Fifth Time

These responsibilities now are much larger and we, the oldest and the largest bank in the country, continue our efforts towards increasing the prosperity and the economic growth wherever we operate. O

“My Child” Deposit

...done in June The campaign is valid from 1 June - 30 June 2024 Opening amount of new “My Child” Deposit should be minimum 10’000 ALL / 100 EUR “Fëmija Im” Deposit can be open for children up to the

“Invite a Friend & Win” Campaign

...Friend completes registration as a BKT client for the first time, 100% online through BKT Smart, using the referral code provided by the Referring Client while the code is valid. You can find an in