Rezultatet e kerkimit

JANE 567 REZULTATE PER PROBLEMGO.com أشتري من الجمارك بضاعتي المصادرة بفلوس

Banka Kombëtare Tregtare is awarded from Global Finance as "The Best Bank in Albania for year 2026"

...Finance , stated in the press release: “The global banking sector continues to demonstrate resilience despite geopolitical instability, regulatory pressure, and increasing competition from fintech.

RIA Money Transfer Bonus Campaign

For more information, please contact us at info@bkt.com.al or +355 4 22 66 288.

Fushata bonus RIA Money Transfer

Mëso më shumë për RIA Money Transfer në link Ria Money Transfer | Banka Kombetare Tregtare . Për më shumë informacion ju lutemi na kontaktoni në info@bkt.com.al ose +355 4 22 66 288.

Security tips

We encourage you not to share sensitive information and, if you are uncertain about any communication you receive, to end the call immediately, ignore the e-mail or message and contact the bank throug

EMEA Finance awards BKT "Best Local Bank in Albania" for the fourteenth time

The recognition stands as clear evidence of BKT’s strong commitment to innovation, service quality, financial inclusion, and sustainable development. EMEA Finance, one of the leading global financial

Suggestion & Complains

...& Complains Banka Kombëtare Tregtare is aiming to reach as much as possible the clients requirements and expectations. We believe that together we can find the ways to have an open communication. W

Suggestion & Complains

...& Complains Banka Kombëtare Tregtare is aiming to reach as much as possible the clients requirements and expectations. We believe that together we can find the ways to have an open communication. W

National Commercial Bank reports increased net profit for the first quarter of year 2022

...Commercial Bank reports increased net profit for the first quarter of year 2022 2022 ​BKT reports that the net profit for June 2022 for BKT Albania only, increased to 53 million USD compared to Jun

Merr deri në 4% kthim në Kredit në Portofolin e Booking.com kur paguani me kartat Visa nga BKT.

...deri në 4% kthim në Kredit në Portofolin e Booking.com kur paguani me kartat Visa nga BKT. Nëse ëndërroni një resort në një plazh ekzotik, një shtëpi autentike mesdhetare apo një arratisje të fsheh

Interest & Commissions

Commissions for Cash Withdraw Purchasing commissionCommission for Balance verification in ATMCommission for PIN change in ATMCommission for re-printing Card / PINAnnual CommissionOther commissionsInte

Get up to 4% cashback in Credit to your Booking.com Wallet when you pay with BKT Visa cards.

...up to 4% cashback in Credit to your Booking.com Wallet when you pay with BKT Visa cards. Dreaming of a tropical beach resort, an authentic Mediterranean home, or a hidden city escape? Now you have

Compliance Report

Compliance Report 2012 Compliance Report 2013 Compliance Report 2014 Compliance Report 2015 Compliance Report 2016 Compliance Report...

COMPLIANCE

COMPLIANCE Declaration of Compliance: BKT Banking Group is committed to fully comply with the legal and regulatory framework of the jurisdictions in which it operates, and in particular in regards to:

Commissions

...withdrawal commissionsPurchase commissionsCommission for balance verification in ATMCommission for PIN change in ATMCommissions for re-printing Card / PINAnnual CommissionLimits Cash withdrawal at

Commercial Mortgage Loan

Commercial Mortgage Loan Banka Kombetare Tregtare, now comes more near to Small and Medium Enterprises, with the newest product “Commercial Mortgage Loan’’. Designed specifically for this purpose, Com

COMMERCIAL MORTGAGE LOAN

Commercial Mortgage LoanGeneral Conditions: The “Commercial Mortgage Loan”, is a loan type introduced within the Investment Loan Product, targeting SMEs, particularly commercial entities seeking ling-

Booking.com

com BKT in partnership with Booking.com comes with a fantastic offer for all cardholders. If you make your holiday reservation in booking.com using as a payment method BKT DEBIT CARDS then you will be

Audit Committee

...Usta Chairman Born in 1950, Mehmet Usta graduated from the Department of Economics and Finance at the Eskişehir Academy of Economic and Commercial Sciences. He has more than 35 years of banking exp

Albanian Deposit Insurance Agency Selects Banka Kombëtare Tregtare as the First Agent Bank In the Preliminary List for the Deposit Compensation Process

...Deposit Insurance Agency Selects Banka Kombëtare Tregtare as the First Agent Bank In the Preliminary List for the Deposit Compensation Process 2018 Banka Kombëtare Tregtare (BKT) was ranked first i

Banka më e mirë në Shqipëri për vitin 2014 - nga “EMEA Finance” dhe Çmimi për “Përgjegjshmërinë Sociale të Korporatës për Europën Qëndrore dhe Lindore dhe për Shtetet e Pavarura të Commonwealth-it” - nga “ EMEA Finance”

...për vitin 2014 - nga “EMEA Finance” dhe Çmimi për “Përgjegjshmërinë Sociale të Korporatës për Europën Qëndrore dhe Lindore dhe për Shtetet e Pavarura të Commonwealth-it” - nga “ EMEA Finance” 2015

BKT Annual Report 2014 receives two ARC awards from MERCOMM Inc.

...Annual Report 2014 receives two ARC awards from MERCOMM Inc. 2015 BKT Annual Report for 2014 won two awards in the ARC worldwide competition for annual reports organized by MERCOMM Inc.

ALBtelecom 4G with 0% Interest

com 4G with 0% Interest BKT in collaboration with ALBtelecom offer the possibility to buy in installment with 0% interest for one of 4G packages of EAGLE MOBILE If you have a Prima credit card it’s en

BKT Annual Report 2014 receives two ARC awards from MERCOMM Inc.

...Annual Report 2014 receives two ARC awards from MERCOMM Inc. 2015 BKT Annual Report for 2014 won two awards in the ARC worldwide competition for annual reports organized by MERCOMM Inc. The Silver

Suggestion & Complain Form

Raporti Vjetor 2014 fiton dy çmime ARC nga MERCOMM Inc.

...Vjetor 2014 fiton dy çmime ARC nga MERCOMM Inc. 2015 Raporti Vjetor i BKT për vitin 2014 fitoi dy çmime ARC në konkursin botëror të raporteve vjetore nga MERCOMM Inc. Çmimin e Argjendtë për Kategor

Incoming Transfers

coming transfers are: Money transfers received from banks in Albania, in Lekë; Money transfers received from banks in Albania or from abroad, in foreign currency (accepted currency: EUR, USD, GBP, CHF

Incoming Transfers

coming Transfers Incoming transfers are: Money transfers received from banks in Albania, in Lekë; Money transfers received from banks in Albania or from abroad, in foreign currency (accepted currency:

eXtra Bonus ALBtelecom!

...Bonus ALBtelecom! Earn 5% eXtra Bonus in ALBtelecom! Pay with your Prima credit card in all the ALBtelecom shops and earn 5% eXtra Bonu s in every purchase! eXtra Bonus is earned only with payents

eXtra Bonus ALBtelecom!

...Bonus ALBtelecom! Fito 5% eXtra Bonus në ALBtelecom! Paguaj me Kartat e Kreditit BKT Prima në të gjithë rrjetin e dyqaneve ALBtelecom dhe përfito 5% eXtra Bonus per cdo blerje! eXtra Bonus përfitoh

ALBtelecom 4G me 0% interes

com 4G me 0% interes BKT NE BASHKËPUNIM ME ALBTELECOM OFRON MUNDËSI FINANCIMI ME KËSTE DHE ME 0% INTERES PËR PAKETAT 4G TË RRJETIT EAGLE MOBILE Nëse keni një kartë krediti Prima mjafton të drejtoheni

ALBtelecom

com 2-12 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installments.

ALBtelecom

com 2-12 këste me 0% interes Si të përfitoni: Duke kryer pagesa me kartat e kreditit BKT Prima në POS-et e BKT ju përfitoni mundësine e ndarjes në këste. Informacion shtesë: Të gjithë Kartat e Krediti

January 28 – International Data Protection Day

...28 – International Data Protection Day 2026 On the occasion of International Data Protection Day, the Office of the Information and Data Protection Commissioner is carrying out an awareness-raising

BKT HOSTED ALBANIA ROUNDTABLE ‘’ALBANIAN EU ACCESSION: IS THE FINANCIAL SYSTEM READY?” IN THE FINANCIAL TIMES CENTRAL & EASTERN EUROPEAN FORUM

...markets, supporting the country’s European integration agenda while fostering dialogue with international investors and institutions and positioning Albania as a credible and competitive investment

Zero Level Loan

...product makes it possible for individuals to be financed for a property, based on the relevant agreement that the bank has signed with a construction company, without the need to provide an asset a

World Savings Banks Institute (WSBI) elects new Board of Directors. First time an Albanian bank is on the Board

First time an Albanian bank is on the Board 2012 Among the seven other members from Europe coming from Germany, Spain, France, Italy, Malta, Portugal and Luxembourg, for the first time in the history

WINNERS 2025

Zemrije Islami List of winners for May 2025: Prize: Bonus for Clients Completing Digital Onboarding 1. Serxho Durrsi Prize: Bonus for Clients Taking a Super Loan 2. Nazmi Domi List of winners for June

Winners 2017

...for September 2017:Winners for October 2017:Winners for December 2017: Lista e 2 fituesve të muajit Janar 2017 per: Prize “Tablet” for ALBtelecom TOP UP 1. Valmira Osmanaj Direct Debit Price 2. Ard

Win Money Transfer

...Transfer- Win the commission already paid for International Money Transfers This price offers “crediting back” of the paid commission generated for international transfers (up to for 1.500Lekë) don

Who we are

BKT accomplished its privatization process in the year 2000 and on June 30th, 2009, Çalık Holding became the only shareholder of BKT. Having a consolidated capital structure and with extensive and dyn

Voluntary Private Pension

...Branch , you can apply at any time for voluntary private pension plans and perform the payment of contributions to the dedicated pension fund, with 0 commission. This is a new service offered by BK

Virtual POS

...POSHow a Virtual Terminal Works?Features & Benefits:Website requirements for e-commerce:Virtual Pos Application Requirements: The rise of startups and the rapid growth of eCommerce over the last fe

Turkey-Albania Agricultural Business Forum

Faik Yavuz (TOBB stands for The Union of Chambers and Commodity Exchanges of Turkey). Turkey-Albania Agricultural Business Forum Tirana, Albania (March 28th, 2017) - In the framework of the one-day vi

TRANSACTIONS

...PaymentsPaymentsPayments for E-Albania ServicesCardless Transaction LoansLocal MarketSmart PensionPOSSecurity SettingsControlsProfile Open Account Company Accounts Accounts Statement Company Deposi

Traffic Fine Payments

...service in Dega "Internet" on in our application BKT Smart you can: Check your vehicle fines using your plate and chassis number, Pay the fine with no commission and instantly remove your fine from

Trade Sector

...Sector The trade environment is constantly changing and evolving while the global marketplace remains intensely competitive. Retailers and wholesalers face enormous challenges to effectively manage

TRADE FINANCE

...Trade finance represents the financial instruments and products such as Letter of Guarantees, Letter of Credits and documentary collection used by companies to facilitate international trade and co

TRADE FINANCE

...Trade finance represents the financial instruments and products such as Letter of Guarantees, Letter of Credits and documentary collection used by companies to facilitate international trade and co

Tirana, Albania (February 15, 2019)

The shareholding structure of these companies is established in accordance with the rules and laws of these countries, and no law or instruction of the Albanian legal framework does not prevent the ba

Tirana, Albania (20 March 2019)

...Albania (20 March 2019) 2019 Banka Kombetare Tregtare, inform all the customers, individuals or legal representatives of the commercial enterprises, that during 2019 will expire the Identification

The Best Bank in Albania for 2018 - by “ EMEA Finance"

...vision of EMEA Finance magazine is to be ‘the independent voice’ – one that speaks at the highest level of integrity and journalistic ethics – for the financial community, its customers, and suppli

The Best Bank in Albania for 2017 – by The Banker

...that: “The Bank of the Year in Albania award, for the eighth year, is a fantastic endorsement of the exceptional performance that BKT has achieved during these years. This accolade comes as a pleas

The Best Bank in Albania for 2017 – by “Euromoney"

Usta , said in a speech accepting the award: “The Best Bank in Albania award, for the sixth consecutive year, is an indicator to the exceptional performance of BKT and our commitment to serve our clie

The Banker Awards BKT as the Best Bank In Albania for the Seventh Time

I strongly believe that our ongoing dedication to the highest standards of excellence will maintain BKT leadership in the years to come.” The CEO and Board Member, Mr. Seyhan Pencabligil , added that:

Supplier Loan

...LoanGeneral Conditions: Through this loan, BKT provides you the possibility to finance the suppliers of your construction company, within the limit already approved for the construction company, th

Supplier Loan

...Loan Through this loan, BKT provides you the possibility to finance the suppliers of your construction company, within the limit already approved for the construction company, therefore taking into

SUPPLIER LOAN

...LoanGeneral Conditions: Through this loan, BKT provides you with the opportunity to finance the suppliers of your construction company, within the approved limit. This considers the risk and liquid

Super Salary

24/7 service Free account opening Super Salary current account with no maintenance fee Automatic bill payments with no commission Standing orders to any BKT account with no commission BANKOMAT debit c

Sugjerime & Ankesa

...tuaj; Një numër kontakti ose adresë për korespondencë ose e-mail; Përshkrimin e ankesës me detaje sa më të sakta dhe të plota si dhe pritshmëritë tuaja nga kjo ankesë; E-mail Ju mund të na shkruani

SmartPay in BKT POS

SmartPay on POS advantages: SmartPay on POS comes as an alternative method of payment from your smartphone to merchants account just by scanning a QR code. In order for you to make this transaction, y

Shop Loans

...InformationTerms and Conditions The loan for purchasing or building a shop is a mortgage loan offered to individuals who generate income from employment and wish to buy or build a commercial space

Shareholders

...Çalık Holding Established by Ahmet Çalık in 1981, Çalık Holding operates in 34 countries around the world with its companies in the fields of energy, construction, mining, textiles, and finance. Re

Send money anywhere around the world within 1 day!

With the most preferential commissions, faster and cheaper than ever before .

Security Instructions

If you notice anything out of the ordinary (suspicious devices, cameras or people) do not withdraw money, but come back later or use another ATM and also notify BKT for the event. If someone offers to

Security Instructions

Use a firewall to filter Internet traffic entering and leaving your computer. Keep on the watch for security updates provided by reliable software manufacturers and apply them in accordance with the i

Security Instructions

If you notice anything out of the ordinary (suspicious devices, cameras or people) do not withdraw money, but come back later or use another ATM and also notify BKT for the event. If someone offers to

Security Instruction

Use a firewall to filter Internet traffic entering and leaving your computer. Keep on the watch for security updates provided by reliable software manufacturers and apply them in accordance with the i

Security Instruction

Use a firewall to filter Internet traffic entering and leaving your computer. Keep on the watch for security updates provided by reliable software manufacturers and apply them in accordance with the i

Security Instruction

Use a firewall to filter Internet traffic entering and leaving your computer. Keep on the watch for security updates provided by reliable software manufacturers and apply them in accordance with the i

Security Instruction

Use a firewall to filter Internet traffic entering and leaving your computer. Keep on the watch for security updates provided by reliable software manufacturers and apply them in accordance with the i

Security Instruction

Use a firewall to filter Internet traffic entering and leaving your computer. Keep on the watch for security updates provided by reliable software manufacturers and apply them in accordance with the i

School Payments

...Payments Through "E-Banking" or BKT Smart you can make the payment of school fees for Public Universities with 0 commission , such as: Education Fee (Professional Master, Scientific Master, Bachelo

Safety Deposit Box

BKT provides this service with competitive fees in the market. To access the service, the client must have an active current account with BKT. If the client does not already have such an account, it i

Reading the Monthly Statement

Due to the nature of these types of transactions, which are considered as international transactions, the conversion of the transaction amount is affected by the exchange rate and the commissions appl

Pyetjet më të shpeshta

Nëse sheh një mesazh gabimi të përgjithshëm lutemi të kontaktosh për detaje me BKT Contact Center në numrin e telefonit +355 (0) 4 2266 288. Po, ka një menu ndihmë. E gjen në krye të çdo faqeje e cila

Pyetjet më të shpeshta

Ky kod do të dërgohet me SMS në numrin tënd të celularit dhe brenda 24 orëve duhet të bëhet regjistrimi në BKT Dega Internet duke shkuar në faqen zyrtare të BKT www.bkt.com.

Pyetjet më të shpeshta

...e kryera pas orës 20:00 mund të reflektohen si veprime të ditës pasardhëse të punës nëse ka filluar procesi ditor i mbylljes së veprimeve të bankës, i cili mund të fillojë në orën 20:00 dhe zgjat d

Public Sector

Local government comprises all government units with a local remit. Public corporations are companies or quasi-corporations controlled by government. Public administration should remain competitive in

Promotional Activities 2017

587/1, date 27/12/2016, BKT comes with a promotion lottery that aim to encourage the usage of the banking services offered to retail customers. During 2017 the lottery will be offering the below prize

Promotional Activities 2016

944/1, dated 01/02/2016, Banka Kombëtare Tregtare comes with a promotion lottery that aim to boost the usage of Electronic Bank Services., The game will be organized in the form of a lottery which wil

Project Finance Section

Mainly, such financing has a long term, and loan repayments depend closely on the income that will be generated by the project subject to financing itself, upon its completion and operation.

Privacy Policy

bkt.com.al the official webpage of Banka Kombëtare Tregtare, BKT. Through our website, the user can come across different forms or calculators (i.e. job application form, credit card application form,

Prima eXtra Bonus

...3 Clothing store TOMMY HILFIGER 3 Clothing store ZETEX GROUP 3 Clothing/Cosmetics Ximi Vogue Albania 4 Cosmetics AQUA & SAPONE 1 Cosmetics MEDEX 1 Cosmetics SINANI COM 1 Cosmetics WELL SHPK 1 Cosme

Prima eXtra Bonus

...DENT 15 Department Store Coin 1 Department Store OVS 1 Dyqan Lulesh SPEAKING ROSES ALBANIA 1 Electronike MG ELECTRONICS 1 Elektronike CITY- STORE 1 Elektronike CITY STORE ELECTRONIC 1 Elektronike E

President of Çalik Holding honored by the Ministry of Social Welfare and Youth with the Social Solidarity Prize

Ahmet Calik, President of Calik Holding, with motivation: “For special attention and contribution of Çalik Holding companies in Albania”. President of Çalik Holding honored by the Ministry of Social W

POS Virtual

...POSSi funksionon një terminal virtual?Karakteristikat dhe përfitimet:Kërkesat në internet për e-commerce:Kërkesat e aplikimit: Rritja e sipërmarrjeve të reja dhe rritja e shpejtë e e-Commerce gjatë

Politika e Pergjeshmerise Sociale

Për të vazhduar përpjekjet për zhvillimin e qëndrueshëm BKT u bë pjesë e organizatës United Nations Global Compact iniciativës më të madhe botërore për qëndrueshmërinë e korporatave. United Nations Gl

Policy of CSR

To continue its sustainable development efforts, BKT became part of the United Nations Global Compact, the world's largest corporate sustainability initiative . United Nations Global Compact is an int

Physical POS

Become More Secure Security is a major reason why lots of people don’t like carrying around cash. Whilst there are security issues when it comes to paying by card, a business can always protect themse

Pay your holidays on installments

Divide in 4 instalments with 3% commission. Divide in 5 instalments with 5% commission. Divide in 6 instalments with 6% commission. Divide in 7 instalments with 7% commission. Divide in 8 instalments

Pay on instalments your plane ticket and Hotel!

Divide in 4 instalments with 3% commission. Divide in 5 instalments with 5% commission. Divide in 6 instalments with 6% commission. Divide in 7 instalments with 7% commission. Divide in 8 instalments

Pagesë SmartPay në BKT POS

al Studio Programimi NENSI AHMETBEJA Mobileri BLERIM KULLAJ Supermarket SUPERMARKET MEGA Hotel VLORA BACKPACKERS HOST Elektronike SWISS COMPUTERS Restorant RESTANT LUCIANO Hotel HOTEL LUCIANO Argjenda

PËRPUTHSHMËRIA

...ose operojnë për emër të Bankës Kombëtare Tregtare; Implementon linja sinjalizimi dhe raportimi të akteve korruptive; Kryen kontrolle periodike të vlerësimit të rrezikut; Zhvillon trajnime periodik

Outgoing Tranfers

...International outgoing money transfer to other banks are: Name and address of beneficiary IBAN/ SWIFTI or beneficiary’s Bank and account number Currency Country Transfer Commissions as per 3 option

Order of the Rising Sun

In Albania Çalik Holding is present with its investments in the largest companies in banking and telecommunications sectors. In Kosovo investments include banking and energy Chairman of the Board of D

Open Banking

...as the second Payment Service Directive is the EU regulation that regulates payment services and payment service providers aiming to create a more open, competitive and secure payment to payment se

National Work Internship Program, Part VI

...33 Tirana, Albania (9 July, 2021) - Banka Kombëtare Tregtare is become part of the National Work Internship Program, Part VI. Tirana, Albania (9 July, 2021 ) - Banka Kombëtare Tregtare is become pa

MoneyGram

...and receivers are never far away from MoneyGram It’s available to everyone – you don’t need a bank account or credit card It’s easy – just visit a MoneyGram agent and complete one simple form It’s

LETTERS OF GUARANTEE

...OF GUARANTEE Bank Guarantee is a bank's commitment to a counterparty entering into a contractual relationship with another counterparty. The Bank commits itself to repay any amounts agreed upon in

LETTERS OF GUARANTEE

...OF GUARANTEE Bank Guarantee is a bank's commitment to a counterparty entering into a contractual relationship with another counterparty. The Bank commits itself to repay any amounts agreed upon in

Letters of Guarantee

...of GuaranteeTypes of guarantees:General Terms: Bank Guarantee is a bank's commitment to a counterparty entering into a contractual relationship with another counterparty. The Bank commits itself to

Letter Of Guarantee

...of Guarantee Types of guarantees:General Terms: Bank Guarantee is a bank's commitment to a counterparty entering into a contractual relationship with another counterparty. The Bank commits itself t

Lajme mbi BKT

9 miliardë dollarë dhe me depozita me vlerë 3 miliardë dollarë, BKT u shërben klientëve të saj përmes një rrjeti prej 94 degësh, nga të cilat 67 janë të vendosura në Shqipëri dhe 27 në Kosovë. Për më

Kredia EKO

Më poshtë mund të gjeni produktet e financimit që i përshtaten më mirë nevojave tuaja: Kredi me kolateral EKO https://bkt.com.al/me-duhet-kredi/kredi-me-kolateral/kredia-eko Kredi personale EKO Kredia

JCR Eurasia Rating reaffirms BKT as ‘AAA (Alb) for Corporate Governance

The grade assigned to BKT signifies a Distinctive Level of Compliance with the principles of the Albanian’s Corporate Governance Code and its Notch degree to the level a/Excellent . Here you can check

JCR Eurasia Rating, has evaluated the consolidated structure of “Banka Kombetare Tregtare Sh.A.”

(referred to as “the Bank” or “BKT”) is a consolidated entity comprising banking operating in Albania, Kosovo and Albania Leasing. The history of the Bank dates back to 1993 in its current name, when

JCR Eurasia Rating, has evaluated consolidated structure of “Banka Kombetare Tregtare Sh.A.” in the investment-level category with highest credit quality

(referred to as “ the Bank ” or “ BKT ”) is a consolidated entity comprising banking operating in Albania, Kosovo and Albania Leasing. The history of the Bank dates back to 1993 in its current name, w

JCR Eurasia Rating confirms AA(Alb) evaluation to BKT for Corporate Governance

...2013 JCR Eurasia Rating, by evaluating the corporate governance practices established within BKT, has assigned (AA(Alb)/Merit) for the overall level of compliance with the Albanian Corporate Govern

JCR Eurasia Rating assigns AAA (Alb) to BKT for Corporate Governance

06 (AAA (Alb)/Distinctive) points out of 100 for the overall level of compliance with the Albanian Corporate Governance Code and the regulations. JCR Eurasia Rating evaluate BKT with AAA (Alb) for Cor

JCR Eurasia Rating assigns AAA (Alb) to BKT for Corporate Governance

...AAA (Alb) to BKT for Corporate Governance 2015 JCR-Eurasia Rating has assigned for the second time in a row to BKT “AAA (Alb)/Distinctive” the grade of Compliance with the principles of the code of

JCR Eurasia Rating assigns AA (Alb) to BKT for Corporate Governance

...Eurasia Rating assigns AA (Alb) to BKT for Corporate Governance 2012 This is the first–ever such rating to an Albanian Company JCR Eurasia Rating, by evaluating the corporate governance practices e

JCR Eurasia Rating affirms BKT as ‘'AAA (Alb)''

(referred to as “the Bank” or “BKT”) is a consolidated entity comprising banking operating in Albania, Kosovo and Albania Leasing. The history of the Bank dates back to 1993 in its current name, when

JCR Eurasia Rating affirms BKT as ‘'AAA (Alb)''

(referred to as “ the Bank ” or “ BKT ”) is a consolidated entity comprising banking operating in Albania, Kosovo and Albania Leasing. The history of the Bank dates back to 1993 in its current name, w

JCR Eurasia Rating affirms BKT as ‘AAA (Alb)

(referred to as “the Bank” or “BKT”) is a consolidated entity comprising banking operating in Albania, Kosovo and Albania Leasing. The history of the Bank dates back to 1993 in its current name, when

Interview with Mr. Seyhan Pencabligil-BKT has demonstrated a robust growth in retail loans and deposits portfolio

Another highlight is the consistent improvement in the non-performing loan portfolio, strengthening the bank’s balance sheet further. Our ongoing commitment to digitalization is paying off, with digit

Interview Monitor, Mr. Seyhan Pencabligil, September 2025

What are the bank’s expectations for the upcoming period? Looking ahead, we expect moderate but sustainable growth. Interest rates are likely to moderate, which could squeeze margins, so we’ll place m

Interview for Monitor Magazine, April 2025 with Mr. Seyhan Pencabligil, Chief Executive Officer and Board Member of BKT

Additionally, BKT successfully completed its second consecutive MREL bond issuance, achieving the MREL target 100% to comply with regulations that impose additional capital requirements on systemicall

INTERNATIONAL TRANSFERS

Highly competitive fees: Improved conditions for transfers executed through business e‑banking, offering the most competitive prices in the market. Faster payments: All payments executed through busin

INTERNATIONAL MONEY TRANSFERS (IMT)

Very competitive commissions: improved terms & conditions when it comes to transfers performed through e-business, by offering the most competitive prices in the market. Fastest payments: all the paym

Insurance Payment

This new service is offered from BKT, in collaboration with several Insurance Companies. Some of the insurance products that will be offered through BKT Smart are: Compulsory vehicle insurance (TPL) M

Insurance Broker

BKT as an insurance broker negotiates with the insurance companies, on behalf of the Client, to enable it to sign an insurance contract, as per its requirements and needs, for specified risks. BKT con

Installments In Any POS

Divide in 4 instalments with 3% commission. Divide in 5 instalments with 5% commission. Divide in 6 instalments with 6% commission. Divide in 7 instalments with 7% commission. Divide in 8 instalments

Individual

...Exchange on Financial AccountsWhy do I need to complete the self-declaration?Where and when should I fill out the self-declaration form? According to law no. 4/2020 “On the Automatic Exchange of In

Inauguration Korca Branch

...service on the bank’s 100th anniversary On October 2, Banka Kombëtare Tregtare officially reopened the doors of its historic branch in Korçë, following a comprehensive restoration and renovation pr

Inauguration ceremony of the kindergarten for the children of the bank staff

This initiative will help all new parents or those who are waiting to become parents, who are part of the staff of Banka Kombetare Tregtare. Thus, it will be increased the productivity of parents whil

Important Announcement for retail and business loan customers

2020 should communicate with the bank by arguing the reasons for their needs to postpone the payment. Please consider that starting from 1st of June 2020, the borrowers should pay the postponed instal

Important announcement

All compromised cards have been closed as a preventive measure. The Bank will fully compensate all affected customers, ensuring that none of them will suffer any financial loss. This reaffirms BKT’s c

Iluminapharma Offer

Adresses: “Fiori Di Bosco” complex in Don Bosko Tower Bridge 3 complex Nearby Kristal Center New flat complex in Shkoze “Lobby Home” shopping...

History

Banka Kombëtare Tregtare (BKT), with today’s name, was established in January 1993, after the merging of the Albanian Commercial Bank (ACB) and the National Bank of Albania (NBA). Actually, BKT is the

Global Money Week

...Money Week 2017 Banka Kombëtare Tregtare supporting, evaluated and financially supported “If we were Bankers” competition with the best students of the Finance Department of Economic Faculties of s

Fushata “Fto & Fito”

...vetëm kur plotësohen në mënyrë kumulative TË DY kushtet e mëposhtme: Miku i ftuar regjistrohet si klient i BKT për herë të parë 100% online në BKT Smart duke përdorur kodin referues përsa kohë kodi

FATCA

...is FATCA? The Foreign Account Tax Compliance Act (FATCA) is a legislation which was passed in 2010 by the US Congress to combat tax evasion by US taxpayers who maintain foreign financial accounts.

FAQS

...Contactless? How to make a Contactless purchase over 2’000 ALL? PRIMA and PRIMA GOLD cards are MasterCard / VISA credit cards issued by the National Commercial Bank. Prima cards are used for the pu

FAQS

You should complete some conditions to be a: Standard customer Retiree Loan Customer Classic Salary Super Salary Student Take a look at our Terms & Conditions to see which one suit you best and check

FAQS

When you consider the maturity you want, decide how much you can comfortably pay each month. The shorter the maturity you choose, the higher your overall monthly payment will be, but the more you’ll s

FAQS

When you consider the maturity you want, decide how much you can comfortably pay each month. The shorter the maturity you choose, the higher your overall monthly payment will be, but the more you’ll s

FAQS

...should I do if I cannot perform a financial transaction?Is there a Help menu?Can I update my personal data online?What should I do if I have any complain or suggestions about BKT Internet Banking?

FAQS

...if I am a non BKT customer? Can I change my PIN on the ATM?How can I deposit to my account during holidays/weekends?When does the deposited amount become valid for use?Is any commission applied to

FAQS

...should I do if I cannot perform a financial transaction?Is there a Help menu?Can I update my personal data online?What should I do if I have any complain or suggestions about BKT Internet Banking?

FAQS

...Branches Network Money transfers within Albania International Money Transfers At all BKT Branches, address of which can be seen at the link http://www.bkt.com.al/en/contact-us you can transfer mone

FAQS

Standing Instruction is the best way to pay: Rent, Subscription, Membership fee, School fee, Insurance premium, etc. By coming only one time in one of our branches, you may order BKT to transfer from

FAQS

...can I perform financial transactions in BKT Smart?What should I do if I cannot perform a financial transaction?What should I do if I have any complain or suggestions about BKT Smart? BKT Smart is a

FAQ

It enhances online payment security and consumer protection, while promoting competition and innovation in the financial services market. What is the BKT API Program? The BKT API Program is a technica

FAQ

...a card as a Business?Can I change my PIN on the ATM?How can I deposit to my account during holidays/weekends?When does the deposited amount become valid for use?Is any commission applied to use BKT

FAQ

...dhënave personale, kërkesat për siguri, të drejtat e pronësisë intelektuale, garancitë dhe kufizimet e përgjegjësisë, kohëzgjatjen dhe ndërprerjen e aksesit dhe dispozita të përgjithshme. Si mund t

Ethical Value

Confidentiality We are fully committed to maintaining the confidentiality of our clients. Transparency We are fully guided by the values ​​of transparency and reliability. Accountability We ensure hig

Energy Sector

BKT is committed to providing energy efficiency project financing such as: Green for Growth Fund (Green Loan): up to 1,000,000 Euro fund for : Loans that support investments in measures taken to reduc

EMEA FINANCE AWARDS BKT FOR TWELFTH TIME AS “BEST BANK IN ALBANIA”

...been awarded as the "Best Bank in Albania", "Most Innovative Bank" and recognize “SMART banking’s enhancements as Best product for 2021 in Central and Eastern Europe and Commonwealth of Independent

EMEA FINANCE AWARDS BKT FOR TENTH TIME AS “BEST BANK IN ALBANIA”

...Albania (May 25, 2021) – Banka Kombëtare Tregtare has been awarded as the "Best Bank in Albania" and "Most Innovative Bank" for 2020 in Central and Eastern Europe and Commonwealth of Independent St

Emea Finance Awards BKT as the Best Bank In Albania for the Sixth Time

Aydin Argin, Head of Corporate and Commercial Banking Group in BKT. BKT, established in 1925, is the largest and the oldest commercial Bank in Albania. With a total asset value of 2.8 billion USD and

ECO LOAN

Below you can find the financing products that suit your needs: ECO LOAN with collateral Eco Loan | Banka Kombetare Tregtare (bkt.com.al) Personal ECO LOAN Eco Loan | Banka Kombetare Tregtare (bkt.com

ECO LOAN

...of outside doors Replacement of non regulated pumps for central heating system by new electronically regulated pumps Installation of new radiators in combination with installation of thermostatic v

ECO LOAN

...LoanEco Loan terms & conditions: When it is about home, everyone thinks how to make it more comfortable by spending less. And taking a loan to implement the required comfort seems increasingly expe

e-banking

You can use the ID card Personal number to replace Customer number. A password is a combination of alphanumeric characters that you have to create during registration process for your security. OTP (O

e-Albania Payments

In this section, you will find the services organized by institution, for which payments can be easily completed via BKT Smart or Internet Banking . A. AKSHI Application for an Electronic Signature Ap

During year 2022, BKT reached the highest historic profit - Interview with Mr. Seyhan Pencabligil

...Pencabligil, Chief Executive Officer and Board Member of BKT For Monitor Magazine, 24th of April 2023 How would you rate the performance of the National Commercial Bank during the past year? What w

Directors

During his long experience in banking sector he has covered different managerial positions such as Branch Manager, Chief of Finance Department, Head of Compliance & Control Division and starting from

Dega "Internet"

Transaksionet e kryera pas orës 20:00 mund të reflektohen si veprime të ditës pasardhëse të punës nëse ka filluar procesi ditor i mbylljes së veprimeve të bankës, i cili mund të fillojë në orën 20:00

Dega Internet

Ky shërbim do ofrohet falas. Për secilën menu, ka një opsion ndihmë “?” . E gjen në krye të çdo faqeje dhe jep detaje për menunë që dëshiron të përdorësh. Ti mund të dërgosh ankesën ose sugjerimin tën

Customer Instructions to avoid further spread of COVID-19

Use Internet Branch from your computer or BKT Smart application on your mobile phone to pay your bills , recharge your mobile, make transfers, etc. Use Contactless Debit and Credit Cards. Buy your fav

Current Account

Transparency: Get informed for your account balance and transactions anytime. Commodity: Free yourself from carrying cash. With debit card withdraw cash from ATM and make payment for purchases through

Corporate Social Responsibility

...Social Responsibility BKT's Commitment to Sustainability and Responsible Business Practices As a proud member of the United Nations Global Compact, BKT is fully committed to implementing its 10 Pri

Contact Center

...Center Banka Kombëtare Tregtare comes in market with a new channel of getting information and performing transactions, through Contact Center. Contact Center gives you the opportunity to have a gen

Contact Center

...Center Banka Kombëtare Tregtare comes in market with a new channel of getting information, through Contact Center. Contact Center gives you the opportunity to have a general information on your pro

Car Loan

...of the New Car LoanTerms and conditions of the Used Car Loan Now personal cars are a necessity, you will be able to experience the pleasure of a comfortable and fast journey by buying a new car wit

Business Debit Cards

...Debit Card The Business Debit Card is a new product designed to support companies in better managing their daily financial operations. Through the business debit card, companies can deposit and wit

Business Credit Cards

The Card provides: Transactions to your company at all POS terminals worldwide, both at home and abroad, free of charge. Buy safely online via 3D Secure option, free of charge. Performance of services

Business

...Exchange on Financial AccountsWhy do I need to complete the self-declaration?Which are the entities subject of this law?Completion of the Self-Declaration form by a Proxy RepresentativeWays of Subm

Board of Directors

...Usta Chairman of the Board Born in 1950, Mehmet Usta graduated from the Department of Economics and Finance at the Eskişehir Academy of Economic and Commercial Sciences. He has more than 40 years o

BKT Supports Construction Sector

Seyhan Pencabligil, emphasized that: "We remain confident that the difficult days have passed and better days will come for this sector. BKT has been and will continue to be one of the main supporters

BKT SMART INVEST PLATFORM

Our clients can invest to any stocks from US and Europe like Apple, Coca Cola and Daimler (Mercedes); buy/ sell any commodities like crude oil, copper, wheat; take position in precious metals like gol

Bkt Smart Activity

944/1, dated 01/02/2016, Banka Kombëtare Tregtare comes with a promotion lottery that aim to boost the usage of BKT Smart., A unique opportunity for all users of Smart BKT 1 iPhone 6 gift every month!

BKT Smart

You can use the ID card Personal number to replace Customer number. A password is a combination of alphanumeric characters that you have to create during registration process for your security. OTP (O

BKT Smart

...e dërguara do të jenë të personalizuara dhe mund të përzgjedhësh tipet e njoftimeve sipas preferencave nëpërmjet menusë Informacione/ Njoftime të zgjuara/ Konfiguro në BKT Smart. Lista e Njoftimeve

BKT Smart

...services for your business are now fast and secure, available anytime and anywhere on your smartphone, without the need to visit BKT branches or use a computer. All entities classified as Physical

BKT Receives Two Other Important Awards By Emea Finance

...Awards By Emea Finance 2015 EMEA Finance magazine selects BKT for the “Corporate Social Responsibility award in Central and Eastern Europe and Commonwealth of Independent States”. In the same cerem

BKT PARTICIPATING IN THE LABOR FAIR ORGANIZED BY THE FACULTY OF ECONOMICS

The faculty staff together with the students welcomed over 60 participating companies from the banking sector, consulting, telecommunications, tourism, transport and business associations, which throu

BKT Mastercard Travel Premium brings you cash back for purchases abroad

With Mastercard Airport Security Fast Track, LoungeKeyTM and Global Data Roaming, you have advanced access to benefits that will make the journey more comfortable and pleasant. Enjoy the experience an

BKT Hosted Albania Roundtable IN the Euromoney Central & Eastern European Forum

She focused on the fact that may be Albania is not critical enough for having the right attention from the international community and added the important role that the international community has in

BKT donates for the Roma in need

...in the framework of BKT’s corporate social responsibility policies, donated food and other cleaning materials for 50 families in need from the Roma community in Tirana. BKT donates for the Roma in

BKT Celebrates Its 85th Anniversary of Vlora Branch Establishment

Our efforts to make the oldest commercial bank in Albania the most modern one by providing the best products and services, will continue.” said Seyhan Pencapligil, CEO and Board Member of BKT.

BKT CEE 2025 - Panel discussion led by Mr. Seyhan Pencabligil

Pencabligil introduced this year’s theme, "Albania 2030 in the EU," following the EU’s decision to open the first chapter of membership talks. This milestone comes after a positive initial assessment

BKT Banking Group

As one of the main actors, the BKT Banking Group is committed to increasing the well-being and economic growth in the countries were it operates. BKT Banking Group, led by BKT Sh.a., the top bank in A

BKT - Participates In "Work & Study" Fair, 2018

The 9th edition of this fair is organized by Tirana Chamber of Commerce and Industry in partnership with the Municipality of Tirana and the Ministry of Education and Sports, on 28-29-30 March 2018 in

BKT - Participant In Work & Study Fair, 2017

...- Participant In Work & Study Fair, 2017 2017 BKT supported the Work & Study Fair organized by Chamber of Commerce and Industry in partnership with the Municipality of Tirana and Sport & Education

Best Execution Policy

ACCEPTED CLIENTS The bank can offer the execution of orders to its customers, but it is obliged to complete the suitability test for the customer. 3. THE ORDER OF EXECUTION Customers of the bank have

Best Bank In Albania - The Banker

BKT is one of the most valuable Albanian brands, and it is our commitment to make this brand even better, by driving growth and development, creating new economic opportunities for citizens and commun

BE CUSTOMER

...to become a BKT customer, online in just a few minutes? Follow the steps below to complete online registration: Download BKT Smart by Scanning the QR Code or clicking on the Link below: App Store G

Basic Account

What is a Payment Account with Basic Services? A payment account with basic services is a banking product offered to customers, regardless of income level, status employment and solvency history, with

Banking System Ready to Use

2021) all our branches will serve until 20:00 in order to compensate for our interrupted services. Our valued customers, After the interruption in our banking system caused by the hardware problem, ou

Banka Kombëtare Tregtare (BKT) organized the inauguration ceremony of its newest branch “Dega Çorovodë”.

Seyhan Pencabligil , Parliament members representing the region, Local Government representatives, as well as customers, business owners, and community leaders. The participants were welcomed by the M

Banka Kombëtare Tregtare attended in Work & Study Fair 2016

...attended in Work & Study Fair 2016 2016 With the aim to support and promote employment BKT attended in Job Fair 2016 organized by the Chamber of Commerce and Industry in partnership with the Munici

Automatic Bill Payments

The user of the Internet Branch simply logs into the platform and completes the invoice payments with one action. Salary Express Payments: Salary Express Payments is a banking service dedicated to bus

ATM - Smart BanKomaT

For cards issued outside the Republic of Albania, a commission in % (percentage) is applied on the withdrawal amount at BKT Smart ATMs, depending on the country where the card was issued. The minimum

ASD - BKT

...- BKT 2021 ALBANIAN DEPOSIT INSURANCE AGENCY SELECTS BANKA KOMBËTARE TREGTARE AS THE FIRST AGENT BANK IN THE PRELIMINARY LIST FOR THE DEPOSIT COMPENSATION PROCESS Tirana, Albania (27th January 2021

Albtelekom Lottery

944/1, dated 01/02/2016, Banka Kombëtare Tregtare comes with a promotion lottery that aim to boost the usage of the alternative channels of BKT to recharge Albtlelekom (Eagle Mobile) numbers., A uniqu

Aktivitete Promocionale 2016

Për detaje të mëtejshme ju lutem klikoni http://bkt.com.al/veprime-ditore/bkt-smart-al Çmimi i dytë do të jetë 1 General Mobile 4G për rimbushjet e celularit të kryera për operatorin e telefonisë Albt

Agriculture Sector

Most of agro products are of good quality, offering competitive advantage for exports in Europe and abroad. Banka Kombetare Tregtare is committed to help his customers grow and thrive in Agro Sector.

About Prima

BKT in cooperation with international payment companies as Mastercard and VISA, offers PRIMA MASTERCARD STANDART / GOLD and PRIMA VISA CLASSIC / GOLD cards. With PRIMA MasterCard and VISA your payment

About BanKomat

BKT in cooperation with well-known international payment companies as Mastercard and VISA, offers these debit cards known in the global market as, Debit MasterCard and VISA Electron, delivered directl

AAA (Alb) rating - by JCR Eurasia Rating

BKT again this year completed major awards in the banking industry, receiving formerly "The Best Bank in Albania" by “EMEA Finance” and AAA (Alb) by JCR Eurasia Rating. Established in 1925 BKT is the

"The Bank of the Year in Albania for 2020"- The Banker

The awards gala event was held online through TheBanker.Com platform with the participation of the executive board of the invited banks. This year, more than any other in the living memory, has provid

JCR Eurasia Rating assigns AAA (Alb) to BKT for Corporate Governance

...AAA (Alb) to BKT for Corporate Governance 2015 JCR-Eurasia Rating has assigned for the second time in a row to BKT “AAA (Alb)/Distinctive” the grade of Compliance with the principles of the code of

JCR Eurasia Rating assigns AAA (Alb) to BKT for Corporate Governance

23 (AAA (Alb)/Distinctive) points out of 100 for the overall level of compliance with the Albanian Corporate Governance Code and the regulations. JCR Eurasia Rating assigns AAA (Alb) to BKT for Corpor

“Invite a Friend & Win” Campaign

Criteria for a Successful Referral A referral is considered successful only when BOTH conditions below are cumulatively fulfilled: The invited Friend completes registration as a BKT client for the fir

"Internet" Branch

In this case the customer number and company identifier (NIPT) are both used to entre Business E-Banking. A password is a combination of alphanumeric characters that you have to create during registra

"Best Buy" Medal

...as the financial institution for the best ratio of quality banking services in the Albanian market According to the market research by the Swiss company ICERTIAS International Certification Associa

"Bank of the Year In Albania For 2019" - Global Finance

The selection process is completed with extensive consultations with corporate financial executives, analysts and bankers throughout the world. A full report about Best Banks will appear in the May is

UPT - Universal Payment Transfers

...BKT is now offering fast money transfers through UPT Company for global money transfers and payment platform for domestic and international transfers in USD and EUR currencies. UPT started its jour

Traffic Fines

...service in Dega "Internet" on in our application BKT Smart you can: Check your vehicle fines using your plate and chassis number, Pay the fine with no commission and instantly remove your fine from

TRADE FINANCE

...FinanceSolutions for your business Trade finance represents the financial instruments and products used by companies to facilitate international trade and commerce. Through trade finance solutions,

Trade Finance

...FinanceSolutions for your business: Trade finance represents the financial instruments and products used by companies to facilitate international trade and commerce. Through trade finance solutions

Trade Finance

...FinanceSolutions for your business: Trade finance represents the financial instruments and products used by companies to facilitate international trade and commerce. Through trade finance solutions

Tourism Sector

...is considered one of the most potential sectors for achieving a higher economic growth and with positive effects on employment growth and real income As a leading bank in the banking system, we hav

The first generation of the students in Faculty of the Studies Integrated with Practice (FASTIP) was graduated on September 13, 2011.

Myqerem Tafaj, the Minister for Innovation and for Information and Communication Technology Mr. Genc Pollo, the Rector of Aleksandër Moisiu Durrës University, Mr. Mithat Mema, CEO and Board Member of

The Best Bank in Albania for 2016 – by “Euromoney"

...which BKT is receiving for the fifth consecutive time, confirms the position of the Bank as innovative, financially strong and leader within the Albanian Banking system. The award comes right after

Sugjerime & Ankesa

...mbiemrin tuaj; Një numër kontakti ose adresë për korespondencë ose e-mail; Përshkrimin e ankesës me detaje sa më të sakta dhe të plota si dhe pritshmëritë tuaja nga kjo ankesë; E-mail Ju mund të na

SmartPay Kastrati

2023 Follow the link to learn how to activate SmartPay in BKT Smart SmartPay: https://www.youtube.com/watch?v=xIaMRLIGg50 Follow the link to learn how to pay with SmartPay in BKT POS BKT: http://www.y

SmartPay Kastrati

2023 Mëso si të aktivizosh SmartPay në BKT Smart SmartPay: https://www.youtube.com/watch?v=xIaMRLIGg50 Mëso si të paguash me SmartPay në BKT POS BKT: https://www.youtube.com/shorts/EAuAkdEp-i0 Banka K

SmartPay

Possibility of sending/receiving QR Code in social communication applications . 24/7 availability Sending/receiving money in different currencies . SmartPay can be found in BKT Smart application (Andr

Shop Improvement

Additionally, the loan is suitable for individuals who generate income from renting commercial spaces, giving them the opportunity to invest in renovating these spaces to increase their value and func

Saving Account

You only benefit the interest without withdrawal commission or account maintenance fee.

Ria Money Transfer

BKT customers can receive money directly into their bank accounts from almost any corner of the world, quickly and with competitive fees. How to receive money with Ria Money Transfer? Direct to accoun

RECEIVABLE FINANCING LOAN

...Financing LoanGeneral Conditions: The receivable financing loan provides flexible access to additional funds for companies with accounts receivable from their customers, enabling smoother business

Pyetjet më të shpeshta

Në çdo rast, mund të raportoni kartën tuaj të mbajtur nga ATM në numrin e Shërbimit të Contact Center +355 (0) 42 266 288. Na kontaktoni nëpërmjet kanaleve tona të komunikimit si adresa e email-it ose

Pyetjet më të shpeshta

...– Çertifikatë me fotografi dhe për shtetasit e huaj – Pasaportë Për më shumë informacion mbi depozitat në BKT, ju mund të na shkruani në shërbimin WhatsApp në numrin +355 674000018 ose email në pos

Promotional Activities 2024

We offer various forms of promotion activities, and every customer can automatically become part of them. To become part of the promotion activities, you must meet the conditions. If a single transact

Promotional Activities 2023

If you miss only a single transaction hurry up to do it, or you need a product come and take it, and give yourself the chance to be the winner. Authorized by the Ministry of Finance with Authorization

Promotional Activities 2022

If you miss only a single transaction hurry up to do it, or you need a product come and take it, and give yourself the chance to be the winner. Authorized by the Ministry of Finance with Authorization

Promotional Activities 2021

If you miss only a single transaction hurry up to do it, or you need a product come and take it, and give yourself the chance to be the winner. Authorized by the Ministry of Finance with Authorization

Promotional Activities 2020

If you miss only a single transaction hurry up to do it, or you need a product come and take it, and give yourself the chance to be the winner. Authorized by the Ministry of Finance with Authorization

Promotional Activities 2019

"Smart Watch" price for Albtelecom mobile number recharges via Online channels: Mobile Banking Internet branch ATM 3,000 ALL cash bonus for execution of International Money Transfers through E-banking

Promotional Activities 2018

In some cases the client might be asked to come to BKT Head Offices to draw the winning prize. In case of winning prize 3,000 ALL bonus for execution of International money Transfers the respective va

Privacy Policy

...POLICY National Commercial Bank is committed to respect and protect the privacy and personal data of every individual, including its employees, suppliers, customers, business partners, customers. C

Prima eXtra Falas

Main Cards as well as supplementary cards will participate, but if winning ticket comes from a transaction performed with the supplementary card, the price will go to the main cardholder, which is als

Prima Cards Offer

With BKT Prima Credit Cards you benefit so much: 0% commission for purchase in Albania and abroad 0% interest for installments 0 annual fee for the first year Monthly rewards because of promotional ac

Prima Aktivizohu

...and Winner Announcement:Winner selection mechanism: Besides eXtra Falas monthly promotional activity where is selected 1 winner every day, BKT come with a second promotion which aim the activation

Prima Aktivizohu

...and Winner Announcment:Winner selection mechanism: Besides Prima Falas monthly promotional activity where is selected 1 winner every day, BKT come with a second promotion which aim the activation a

POSÍ Mastercard

Benefit from a free POS terminal for a 12-month period, with zero commission on all card transactions up to a predetermined annual amount based on the sector you operate in: Market: Up to €19,000 per

Periodic Payments

You may also use Standing Instruction: to save regularly and in a commode way, from your current account to “Femija Im” deposit. to send money regularly to your student children. By coming only one ti

Periodic Payment

You may also use Standing Instruction: to save regularly and in a commode way, from your current account to “Femija Im” deposit. to send money regularly to your student children. By coming only one ti

Pakistani Ambassador Riyaz Inaugurates the Honorary Consulate of the Islamic Republic of Pakistan In Albania

Seyhan Pencabligil, the CEO of Banka Kombëtare Tregtare (BKT), who has Pakistani roots, he expressed the hope that the Honorary Consul will be able to accomplish this objective. The Albanian Deputy Fo

Official Statement 2025

We are fully confident in our integrity; in the way we operate and in full compliance will all applicable laws and regulations and we remain open to any investigation by the relevant law enforcement a

More payments with your Mastercard cards, more chances of winning a ticket to UEFA Champions League Final London 2024!

This time you can win 2 tickets for UEFA Champions League Final London 2024, along with transport and accommodation! BKT Masterardr cards always surprise you! This time you can win 2 tickets for UEFA

Money Transfers (Albania and Turkey)

No Swift cost, no correspondent bank cost, no incoming money cost. From BKT to AktifBank transfer commissions From ONLINE RETAIL <= 25,000 EUR/USD 10 EUR / USD or EUR equiv. > 25,000 EUR/USD 25 EUR /

Mobile Recharge & Pay TV

By using Internet Branch you can pay the television service offered by DigitAlb & Tring Company. If you are already a user of BKT Internet Branch you can make this payment by using the menu Payments/

Leximi i pasqyrës mujore

...se kundërshtimi juaj nuk pranohet, duke u bazuar në rregullat e MasterCard/Visa, shuma e kundërshtuar do t’ju ngarkohet bashkë me interesat dhe komisionet përkatëse. Shënim: Interesat dhe komisione

LETTERS OF CREDIT

LC can be compared to the work of a tailor: the parties get the result that fits their needs.

LETTERS OF CREDIT

LC can be compared to the work of a tailor: the parties get the result that fits their needs.

Letters of Credit

LC can be compared to the work of a tailor: the parties get the result that fits their needs. LC can be used if: The buyer and the seller do not know each other well enough – the other party is unfami

Letter Of Credit

LC can be compared to the work of a tailor: the parties get the result that fits their needs.

Legal & Policy

...& Policy Bank exercises its activities in compliance with legal norms in force, and in order to ensure a continues compliance with the legal framework, Bank conducts monitoring of the changes in th

Karta Prima e Biznesit

Në rast se kundërshtimi juaj nuk pranohet, duke u bazuar në rregullat e MasterCard/Visa, shuma e kundërshtuar do t’ju ngarkohet bashkë me interesat dhe komisionet përkatëse. SHËNIM: Interesat dhe komi

INTRA-GROUP TRANSFERS

With BKT you now have the chance to transfer money within one hour with fixed commissions regardless the amount in ALL, EUR, USD, CHF, TRY, AUD, CAD and GBP currencies. Your partner in Kosovo will not

INTRA-GROUP TRANSFERS

With BKT you now have the chance to transfer money within one hour with fixed commissions regardless the amount in ALL, EUR, USD, CHF, TRY, AUD, CAD and GBP currencies. Your partner in Kosovo will not

Interest Only Mortgage Loan

) who want to buy or build their work premises, or individuals who generate income from employment and want to purchase a unit for investment purposes (rent). Refinancing granted for the above-mention

Individ

Për këtë qëllim , BKT është e angazhuar në përmbushjen e dispozitave të përcaktuara nga ky ligj, që i referohen zbatimit mbi Standardin e Përbashkët të Raportimit (CRS- Common Reporting System) të OEC

Housing Project

...years old and for female borrowers 65 years old) List Sending Institution Benefiting Category Borrower’s IR -> Municipality -> Homeless Family -> 3% fixed Disbursement Comission 1% Offer over Loan

Home Improvement

With flexible terms and simple procedures, you can bring every idea to life and make your home more comfortable and functional. Second-level banks generally use the 1-year Treasury Bill rate as the ba

Home Equity

...your home, invest in education and healthcare, plan vacations, buy a used car, consolidate debts from other banks, or fulfill any other purpose that complies with the bank’s policies. The process i

Get to know contactless

The limit of 2,000 ALL is set for Albania in accordance with the rules and standards of the card issuing companies. Contactless limit varies from country to country. In total can be performed 5 contac

Features & Benefits

You can use the same client number and password even in the Internet “Branch”. Commissions applied in Mobile Banking are the same as those of the Internet “Branch”. and the transactions carried out in

FASTIP Graduation Ceremony

Based on the German model of dual studies, only students of this faculty have the great privilege of combining theoretical professional knowledge in the academic process, with learning through practic

FAQS

...citizens – Passport Also, for any general information about BKT deposit products you can write at BKT number of WhatsApp +355 674000018 or email us at info@bkt.com.al / callcenter@bkt.com.al Time D

eXtra Falas

Main Cards as well as supplementary cards will participate, but if winning ticket comes from a transaction performed with the supplementary card, the price will go to the main cardholder, which is als

eXtra Falas

Main Cards as well as supplementary cards will participate, but if winning ticket comes from a transaction performed with the supplementary card, the price will go to the main cardholder, which is als

eXtra Falas

Main Cards as well as supplementary cards will participate, but if winning ticket comes from a transaction performed with the supplementary card, the price will go to the main cardholder, which is als

Euromoney Recognizes BKT as "The Best Bank In Albania" for the Third Time In a Row

Usta emphasized that: “BKT, the oldest bank in the Albanian Market and part of Çalik Group since 2006, in the recent years has increased its competitive power in the market by developing a strong and

Emigrant Loan

...who have decided to have an apartment in Albania, to live temporarily, to help their relatives or simply to have a real estate in the mother country, come and visit our branches in BKT. Fantastic i

Direct Debit Promotional Activity

944/1, dated 01/02/2016, Banka Kombëtare Tregtare comes with a promotion lottery that aim to boost the usage Direct Debit service. A unique opportunity for all the clients open e Direct Debit Contract

Digital Customer Onboarding

With our new platform, you can complete the registration process without paperwork, without queues, and without stress.

cookies

It is sent to your browser and stored on your computer’s hard drive or tablet or mobile device and can be removed at any moment. The main propose of using cookie is a better effective functionality of

Contact Center

...përgjithshëm mbi produktet tuaja bankare si dhe të produkteve dhe shërbimeve që BKT ofron përvec kanaleve të komunikimit si adresa e email-it callcenter@bkt.com.al ose info@bkt.com.

Contact Center

...përgjithshëm mbi produktet tuaja bankare si dhe të produkteve dhe shërbimeve që BKT ofron përvec kanaleve të komunikimit si adresa e email-it callcenter@bkt.com.al ose info@bkt.com.

Construction Sector

A boom of construction in high quality residential building and offices, touristic complexes and hotels, is blooming. We provide working capital to construction companies to help them operate at full

Çmime dhe Vlerësime

AAA (Alb)– nga JCR Eurasia Rating për Qeverisjen e Korporatës për të dytën herë rradhazi JCR-Eurasia Rating, vlerëson për të dytën herë BKT me "AAA (Alb)/Distinctive", mbi respektimin e parimeve të ko

Cheque Services

Cheques can actually be yet another useful tool for your company. Why to use BKT Business Cheques? It is easy to carry- You don’t need to carry a lot of cash They are safer- You can issue a stop payme

CHEQUE COLLATERALIZED LOAN

Target Customers: Existing Credit Customers (Corporate and Commercial), Existing Operational Customers, and selectively chosen new customers with strong financial position. The targeted customer shoul

Cash Back

Cash back is an alternative for withdrawing money with Debit card in any purchase, a service suplied and regulated by payment system companies (MasterCard, Visa, etc). It is a facility offered to you

Campaign “Bonus for Digital Onboarding”

...“Bonus for Digital Onboarding” Become BKT customer 100% online from BKT Smart and get BONUSES Period: September 1 – December 31, 2025 BKT rewards new clients who register through Digital Onboarding

BKT supports financial education initiatives

We cannot expect them to make good decisions when faced with very important and complex financial issues to come, without proper financial education and preparation.

BKT reopens Durres branch

Selecting our oldest building for this transformation emphasizes our commitment to combining tradition with modern banking tailored to the needs of our Albanian customers. We take pride in being the t

BKT Organizes Foreign Trade Practices Seminar

...seminar organized with the support of Aktif Bank, one of the most important investment banks in Turkey, participated many of the biggest trading and production companies in Albania, leaders in thei

BKT Launches New Products To Support Agrobusiness

Seyhan Pencabligil, Head of Commercial Banking Group Mr. Pekhan Isipek, in his opening speech stated that agriculture is very crucial for the country’s development.

BKT Keeps Creating Facilities To Its Clients

Among these products, BKT clients may use outgoing transfers within Albania up to 1,5 million Lek, all incoming transfers in Lek, registration and usage of “Internet” Branch and Mobile Banking, emigra

BKT Hosted Albania Roundtable IN the Euromoney Central & Eastern European Forum

...Forum 2017 Banka Kombëtare Tregtare, sponsored and organized for the second consecutive year, the Albania Roundtable “Albania’s Progression Towards Becoming the Fastest Growing Economy in the Balka

BKT has organized a meeting with agribusiness representative

The participants were welcomed by the Chief Executive Officer and Board Member of BKT Mr. Seyhan Pencabligil and Chief Executive Officer of CBS (Creative Business Solutions), Mr. Enio Jaço. In his spe

BKT Celebrates Its 90th Anniversary With "The Best Bank In Albania" Award Received for the Sixth Time By "The Banker"

"Receiving "The Bank of the Year" award has become a tradition already for BKT. Although Albanian economic growth has been at the same level compared to other European countries, we have managed to re

BKT Awarded as "Best Bank in Albania for 2012" By Euromoney Magazine

Seyhan Pencabligil, CEO and Member of the Board of Directors of BKT. Commenting on the award, Mr. Mehmet Usta, Chairman of the Board of Directors said "I was delighted to receive this prestigious awar

BKT - Participated At Labor Fair, 2017

Olta Xhaçka, is an opportunity where concrete effort of employers and employees find useful ways of filling the vacancies. BKT, the oldest commercial bank in the country with a network of 93 branches,

Biznes

Për këtë qëllim, BKT është e angazhuar në përmbushjen e dispozitave të përcaktuara nga ky ligj, që i referohen zbatimit mbi Standardin e Përbashkët të Raportimit (CRS- Common Reporting System) të OECD

BEST EVER OFFER FOR MORTGAGE LOANS

Fast approval from the moment of submission of the last required documentation. 0% commission for transferring existing home loan. The best mortgage loan offer ever will help you realize your dreams.

Best Bank In Albania for 2019 - The Banker

Together, we overcame every problem and challenges which have now become the milestones for us. I sincerely thank all the internal and external stakeholders who are directly or indirectly involved in

Banka më e mirë në Shqipëri për vitin 2017 – nga "Euromoney"

4 miliard dollarë depozita, BKT u shërben klientëve të saj nëpërmjet rrjetit prej 93 degësh , 67 prej të cilave ndodhen në Shqipëri dhe 26 në Kosovë. Për më shumë informacion, vizitoni: www.bkt.com.al

Banka Kombëtare Tregtare Supports the "Green Revolution" Initiative of Tirana Municipality

Erion Veliaj, expressed his gratitude to BKT noting the donations made over the years to improve the living conditions in the community. "Thank you very much for the donation. I know that there are ma

Banka Kombëtare Tregtare is awarded from Global Finance as ‘’The best bank in Albania for year 2023’’

...Finance magazine states that the winners of this year’s awards are those banks that attended carefully to their customers’ needs in difficult markets and accomplished better results while laying th

Automatic Exchange of Information on Financial Accounts

We invite you to visit our Branches to complete Residence and Tax Identification Number. This information should be completed by all Bank customers. For more information please visit the official OECD

20% eXtra Bonus in Megatek!

(“Para Xhepi” option from the POS is offered without commission ). Read more about the “Para Xhepi”: Cash Back | Banka Kombetare Tregtare (bkt.com.

"The Banker" Reaffirms BKT as "The Best Bank In Albania" for 2013

One of the two largest banks BKT, which leads the market in retail banking, is the second largest and the oldest commercial bank in Albania, having a total asset value of 2.5 billion USD and a total d

"THE BANK OF THE YEAR IN ALBANIA FOR 2021” - THE BANKER

The awards gala event regarded as the industry standard for banking excellence, was held online through TheBanker.Com platform on December 2, 2021. Although Albania’s economic was hit hard by Covid –

JCR Eurasia Rating reaffirms AAA (Alb) to BKT for the sixth time in a row

The planned growth projections for the coming period together with the targeted profit increases are expected to place the Bank in the market-leader position within a few years the well-capitalized Ba

"Best Bank In Albania" - Euromoney

I am confident that BKT’s proven ability to balance growth with adequate control, giving our customers guarantee for their financial future, will maintain BKT leadership in the coming years” Mr. Penca

"Banka Më E Mirë Në Shqipëri Për 2019" - Global Finance

Një raport i plotë mbi ‘Bankat më të Mira’ do të publikohet në numrin e muajit Maj të Global Finance si edhe në faqen web: www.gfmag.com .

With Prima credit card, buy whatever you want without thinking twice!

...thinking twice and enjoy the following benefits With Prima credit card, buy whatever you want without thinking twice and enjoy the following benefits: 0% commission for online purchases, both domes

WIN TPL INSURANCE PAYMENT

From the complete list of tickets, 1 (one) winner will be selected for each promotional game, which will take place in March 2024, July 2024, and November 2024. Transactions made by bank staff will be

Win "Smart Watch"

..."Smart Watch" This prize will be offered for Top-up recharges for ALBtelecom mobile company performed through in one of online BKT Channels: BKT Smart Mobile Application E-Banking ATM Each recharge

Win "Smart Watch"

..."Smart Watch" This prize will be offered for Top-up recharges for ALBtelecom mobile company performed through in one of online BKT Channels: BKT Smart Mobile Application E-Banking ATM Each recharge

Win a ticket to Unum festival by sending money with SmartPay!

youtube.com/watch?v=wMNkOmSlagg Campaign duration is: 18 h – 25 th of May 2022 *After campaign being over, we will generate the report for the winners with the highest number of SmartPay sent transact

Win a "TABLET"

...a "TABLET" This prize will be offered for Top-up recharges for ALBtelecom mobile (Eagle Mobile) company through performed in one of BKT Channels: BKT Smart mobile application E-banking ATM Each rec

Win a “TABLET”

...a “TABLET” This prize will be offered for Top-up recharges for Albtelecom (Eagle Mobile) company through performed in one of BKT Channels: BKT Smart mobile application E-banking ATM Each recharge d

Win a "Smart Watch"

...a Smart Watch This prize will be offered for Top-up recharges for ALBtelecom mobile (Eagle Mobile) company through performed in one of BKT Channels: BKT Smart mobile application E-banking ATM Each

VESA SPA

For more information please visit www.vesa-spa.com...

VEPRIME PA KARTË

...Për më shumë informacione dhe mënyrën e përdorimit të këtij transaksioni ju lutem referohuni informacionit të detajuar në dokumentin Depozitim me Kod Unik në ATM Cx Banking për klientët Biznes (bkt

VEPRIME PA KARTË

...celulari pa kartë (me para cash) Për më shumë informacione dhe mënyrën e përdorimit të ATM së BKT ju lutem referohuni informacionit të detajuar në MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) Infor

VEPRIME ME KARTË

Për më shumë informacione dhe mënyrën e përdorimit të ATM ju lutem referohuni informacionit të detajuar në MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) Për informacion rreth limiteve ju lutem referohu

VEPRIME ME KARTË

Për më shumë informacione dhe mënyrën e përdorimit të ATM ju lutem referohuni informacionit të detajuar në MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) Për informacion rreth limiteve ju lutem referohu

Veçoritë dhe përfitimet

Nuk të duhet të paraqitesh në degë, të plotësoni aplikime ose formularë, ti mund ta përdorësh Degën Internet direkt nga faqja e internetit www.bkt.com.al ....

Updating Personal Data

2008 “On prevention of money laundering and terrorism financing”, changed, it is recommended for every customer, who has changes on their personal data, to come on our branches for confirmation or upd

Updating Personal Data

To enable continuous communication with the bank. To enable the use of new technologies To ensure a continuous relations and benefit from personalized bank product offers. By visit your nearest branch

Update Business Data

2008 “On prevention of money laundering and terrorism financing”, changed, it is recommended for every customer, who has changes on their personal data, to come on our branches for confirmation or upd

Up to 50% off on entertainment during your travels with BookingBash and Visa.

...Germany, Greece, Hungary, Iceland, Ireland, Italy, Oman, Poland, Portugal, Singapore, Spain, Turkey, United Arab Emirates, United Kingdom, United States of America. Details at http://visa.

Treasury Payments

For example, you can continue to do your works in your office and pay treasury payment via BKT Smart and Internet Branch with 0 commission. If you are already registered and you are user of BKT Smart

Transfer & Pay

Payment for voluntary insurance Payment for financial institutions Payment for insurance companies Payment for National Dwelling Entity Etc. Payments available on “Internet” branch: Bill payment* for

TRANSACTIONS WITH CARD

For more information and how to use Smart BanKomaT please refer to the detailed information in the MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) For information about the limits, please refer to the Ba

TRANSACTIONS WITH CARD

For more information and how to use Smart BanKomaT please refer to the detailed information in the MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) For information about the limits, please refer to the Ba

Tractor Loan

...With this loan, you can purchase a new tractor and essential agricultural equipment to improve work processes, such as plough, rotary tiller, seeder, sprayer, combine harvester, fertilizer spreader

Tourism Loan

...support all the business in tourism sector by enabling businesses to expand, renovate their activity, thereby contributing to the overall growth and competitiveness of the industry. A dedicated pro

Tourism Loan

...support all the business in tourism sector by enabling businesses to expand, renovate their activity, thereby contributing to the overall growth and competitiveness of the industry. A dedicated pro

Top ups and Payments for TV

Participants in the lottery will be the clients they will perform Mobile recharge according to operators that operate in the market such as: ALBtelecom mobile Vodafone T-Communication Pay TV as: Tring

Tirana, Albania (February 15, 2019)

The shareholding structure of these companies is established in accordance with the rules and laws of these countries, and no law or instruction of the Albanian legal framework does not prevent the ba

The Best Bank in Albania for 2021 - Global Finance

...magazine states that the winners of this year’s awards are those banks that attended carefully to their customers’ needs in difficult markets and accomplished better results while laying the founda

The Best Bank in Albania for 2017 - by “ EMEA Finance"

Established in 1925 BKT is the largest and the oldest commercial Bank in Albania . With a total asset value of 3.7 billion USD and total deposits of 2.

The Best Bank in Albania for 2016 - by “ EMEA Finance"

BKT, established in 1925, is the largest and the oldest commercial Bank in Albania. With a total asset value of 3.1 billion USD and total deposits of 2.4 billion USD, BKT serves its customers through

The Best Bank in Albania for 2013 – by “Euromoney”

One of the two largest banks BKT is the second largest and the oldest commercial bank in Albania, having a total asset value of 2.4 billion USD and a total deposit of 1.9 billion USD. BKT network incl

Tax Payments

...PAYMENTSDeclaration and payment of taxes: You can pay your companies tax payment from BKT branches. In order to save time and money, you can also use digital channels Dega Internet and BKT Smart .

Tax Payments

For example, you can continue to do your works in your office and pay your taxes via BKT Smart & Internet Branch with 0 commission. If you are already registered and you are user of BKT Smart or Inter

SWIFT GO

Receive payments to BKT through Swift Go, the new innovative and fast way for your incoming payments. You can receive payments from all sending banks that are part of Swift Go community. With Swift Go

SWIFT GO

Receive payments to BKT through Swift Go, the new innovative and fast way for your incoming payments. You can receive payments from all sending banks that are part of Swift Go community. With Swift Go

Sustainability Report

As Albania’s oldest and largest commercial bank, BKT recognizes the responsibility of financial institutions in supporting sustainable economic development, promoting responsible financing, and contri

Super Paga

Pagesa periodike mujore nga llogaria e pagës Interes mbi balancën ditore Mirëmbajtja pa komision Nxjerrja e llogarisë pa komision Depozitim pa komison Bonus për cdo llogari të re të hapur në muajin e

Super Loan for Super Desires!

Super Loan to make your wishes come true, whether small or big!

Super Loan

...informationGeneral informationTerms and Conditions Superloan is a personal loan intended to be accessed very easily from customers that have incomes from salary, rent passing through banking system

Student Account

*The customer benefits only one current account in ALL without commission! Please download the document with information related to the fees.

SmartPay

Për më tepër detaje rreth procesit të dërgimit/ marrjes së parave shikoni videon në KËTË link Për më shumë informacion mbi Kushtet e Punës ju lutem referojuni dokumentit në faqen zyrtare www.bkt.com.

Smart Deposit

For more information on interest rates click on the link: https://www.bkt.com.al/do-investment/interest-rate-bulletin...

Smart Deposit

Më shumë informacion mbi normat e interesit kliko mbi linkun https://www.bkt.com.

Smart Banking saves you time and money!

Verify the deposited amount and select the continue option to complete the transaction. We also suggest you avoid using cash for purchases. You can use Contactless Cards to pay at the supermarket, pha

Salary Services

...account in BKT offers a wide field of service with very flexible access in salary customers’ incomes. An account A debit card which allows you to check your account balance, withdraw cash from ATMs

Safety Advices

...are contacted in the digital channels or your phone with the claiming that you are being contacted by BKT please inform us at +355 4 22 66 288 or info@bkt.com.al ....

S & P rating

...rating in Albania, is a testament to our disciplined and proactive business model, experienced leadership and focus on delivering value to and for our customers. We remain committed in supporting A

Rreth Prima

...Pagesë karte Tërheqje (paradhënie) Verifikim i kartave dhe limiteve Verifikim i faturave (pasqyrave) dhe transaksioneve të fundit Verifikim dhe ndryshim i limitit për përdorim në internet Nëse jeni

Rimbushje celulari (Top-up)

" Për më shumë informacion mbi Kushtet e Punës mund ti referoheni dokumentit në faqen zyrtare www.bkt.com.

Receivable Financing Loan

...Financing LoanGeneral Conditions: Receivable financing loan is designed as flexible access to more funds for companies that have accounts receivable from their customers. Sometimes, some additional

Receivable Financing Loan

...Financing Loan Receivable financing loan is designed as flexible access to more funds for companies that have accounts receivable from their customers. Sometimes, some additional cash flows allow y

Pyetjet më të shpeshta

Në çdo rast, mund të raportoni kartën tuaj të mbajtur nga ATM në numrin e Shërbimit të Contact Center +355 (0) 42 266 288. Na kontaktoni nëpërmjet kanaleve tona të komunikimit si adresa e email-it ose

Promotional Activities 2026

...Activities DurationPromotional Activities and PrizesWinner Selection MechanismWinner Notification and Prize CollectionAnnouncement of WinnersIncome TaxGeneral Terms and Conditions BKT rewards its l

Project Financing

New loans are issued through a strict and professional selection criteria and in-depth due diligence, aiming to preserve a sound portfolio of such loans. The complexity of this segment of loans mitiga

Prima Outside The Country

Prima Outside The Country Beside 0 % commission in every purchase , Prima credit cards surprise you with eXtra Bonus for international transactions done abroad . Performing 3 international transaction

Prima Këste - eXtra 0%

BKT cardholders can select either to make a normal payment or instalment while they’re completing a purchase at one of BKT POS participants. Depending on the client’s possibilities he can choose the n

Politikat e Privatësisë

...të BKT Me hyrjen tuaj në këtë faqje interneti, ju pranoni se keni lexuar dhe pranuar kushtet e mëposhtme: Kjo faqe në internet ku ju keni hyrë, www.bkt.com.al , është faqja zyrtare në internet e Ba

Politika Ekzekutimit më të mirë

Kontakte të drejtpërdrejta me banka dhe brokera të licensuar në tregun ndërkombëtar të instrumentave financiarë, sic janë Intesa SPA, CommerzBank, SOCGEN, JP MORGAN, DEUTSCHE BANK, DZ BANK, etj BKT

PLATFORMA BKT SMART INVEST

ETF (Fondet e Tregtuara në Bursë), të cilat në një farë mënyre janë shporta e shumë letrave me vlerë mund të tregtohen në bursa. Tregu i Këmbimeve Valutore me levë financiare, u ofron mundësinë për kë

Personal Loan

High liquidity with competitive interest rates!...

Pension Vullnetar Privat

al SIGAL UNIQA INVEST FONDI SIGAL PRO Prospekti Fondit të Pensionit Adresa: Rruga Ukraina e Lirë Tirana,Shqipëri +35544511666 info@fondisigal.com.

Pay with Prima and earn eXtra Bonus!

More eXtra Bonus points can be earned & redeemed in this list: https://bkt.com.al/en/daily-banking/credit-cards/prima-extra-bonus . Accumulated points can be seen in BKT Smart application, under the s

Pay with BKT Prima Debit & Credit Cards and get 10% Cash-back

...with a maximum of 2,000 ALL The reward will be based on costumers, which means if a customers has two credit cards, the transactions of one card will not be combined with the transactions of the ot

Pay with BKT Credit & Debit Cards (Mastercard) and get 5% Cashback

...with a maximum of 2,500 ALL The reward will be based on costumers, which means if a costumers has two credit cards, the transactions of one card will not be combined with the transactions of the ot

Pay with BKT Credit & Debit Cards in all Spar supermarkets and get 2000 Lekë Cashback

The reward will be based on costumers, which means if a costumers has two credit cards, the transactions of one card will not be combined with the transactions of the other card.

Pay with BKT Credit & Debit Cards at Megatek and get 500 Lekë Cashback

The reward will be based on costumers, which means if a costumers has two credit cards, the transactions of one card will not be combined with the transactions of the other card.

Paguaj me Prima dhe fito eXtra Bonus!

Ju mund t ë fitoni dhe t ë shpenzoni me tep ë r pik ë eXtra Bonus n ë list ë n e tregtar ë ve ne linkun: https://bkt.com.al/veprime-ditore/karta-krediti-prima/prima-extra-bonus . Gjithashtu pik ë t e

Pagesa Shkollimi

Për më shumë informacion mbi Kushtet e Punës mund ti referoheni dokumentit në faqen zyrtare www.bkt.com.

Përgjegjshmëria Sociale

...Sociale Angazhimi i BKT-së ndaj Qëndrueshmërisë dhe Praktikave të Përgjegjshme të Biznesit BKT është anëtare e organizatës së Kombeve të Bashkuara "Global Compact", e angazhuar në zbatimin e 10 Par

Open Banking

Në të njëjtën kohe PISP-të sigurojnë klientët për inicimin e pagesës, në mënyrë që mallrat të mund të lirohen ose shërbimet të mund të ofrohen pa vonesë. Nëse keni nevojë për informacione të mëtejshme

Oferta Prima Cards

Apliko online në linkun Aplikimi i kartës së kreditit | Banka Kombetare Tregtare (bkt.com.al) , nëpërmjet BKT Smart ose vizito degën më të afërt BKT. Vera zgjat më shumë me kartat e kreditit BKT Prima

Na Kontakto

...e zyrave qendrore: Rruga e Vilave, Lundër 1, 1045, Tiranë, Shqipëri Numri i telefonit +355 (0) 4 22 66 288 SWIFT Code: NCBAALTX Adresa e e-mail: info@bkt.com.al...

My Child Deposit

The Deposit matures when the child becomes 18 years old. On that day, he/she earns the right to operate with this Deposit with/without the presence (confirmation) of the parents or the legal guardian.

Money Transfer

...Transfer BKT offers the possibility of performing incoming and outgoing transfers. You can transfer money from your bank account to all currencies accepted by BKT (ALL, EUR, USD, GBP, CHF, CAD, AUD

Money Gram

Mjafton të ndiqni këto hapa: Shkoni pranë çdo degë të MoneyGram. Gjeni pikën më të afërt të MoneyGram duke klikuar www.moneygram.com . Paraqisni një dokument identifikimi (ID ose Pasaportë) dhe plotës

Mission, Vision, Value

People First ​Integrity Fairness Confidentiality Responsibility Transparency Teamwork Accountability Quality Efficiency Open Communication Customer Focus...

Micro Startup Loan

...5,000 EUR – 20,000 EUR (ALL equivalent) no collateral 20,001 EUR – 50,000 EUR (ALL equivalent) 30% principal coverage with real estate mortgage / Pledge of equipment or machinery / Company guarante

MICRO & SME START-UP LOAN FACILITY

...5,000 EUR – 20,000 EUR (ALL equivalent) no collateral 20,001 EUR – 50,000 EUR (ALL equivalent) 30% principal coverage with real estate mortgage / Pledge of equipment or machinery / Company guarante

Loan for Kosovo Citizens

...in a property they own Purchase of units for investment purposes, including properties intended for rental by individuals who generate stable employment income Second-level banks generally use the

Llogari Kursimi

👉 Klikoni këtu për të parë normat e interesit për depozitat (te vendoset Buletini i Normave të Interesit | Banka Kombetare Tregtare ) Për më shumë informacion mbi Kushtet e Punës mund ti referoheni d

Llogari Bazike

...I vlefshëm I përfaqësuesit (Kartë Identiteti, Pasaportë Biometrike) KSHBI e firmosur nga klienti (përfaqësuesi) (Kontrata e Shërbimeve Bankare Individuale) CIF form e firmosur nga klienti (përfaqës

Linja e Etikës

calik.com/?lang=sq-AL...

Këshilla Sigurie

Nëse ju kontaktoheni në kanale digjitale apo telefon me pretendimin që po kontaktoheni nga BKT ju lutemi të na informoni në +355 4 22 66 288 ose info@bkt.com.al .

JCR Eurasia Rating rivlerëson BKT me ‘AAA (Alb) për Qeverisjen e Korporatave

...investon vazhdimisht në zgjidhjet fintech me fokus në rritjen e gamës së produkteve të ofruara përmes kanaleve online dhe kënaqësinë e klientit, duke ruajtur kështu trashëgiminë tonë si banka më e

JCR Eurasia Rating reaffirms BKT as ‘AAA (Alb)'

On the fiscal side, emphasis is on isolating the cash flow disruptions due to lockdowns & reduced spending on companies. On the other hand, conflicts in the political sphere and sharp divisions betwee

iPhone 15 Prize

Criteria: Eligible Transactions: Customers must complete at least 1 transaction during the game period via the BKT Smart application, with a minimum transaction amount of 2,000 ALL / 20 EUR, USD, GBP,

International Women’s Day 2022: “Gender equality today for a sustainable tomorrow”

...supports and will be part of the event for International Women’s Day, 8 March, 2022 Banka Kombetare Tregtare as a member of the United Nations "Global Compact" and a signatory of the Women Empowerm

Integrity Helpine

Information on Ethical Breach

...on Ethical Breach For any kind of unethical or illegal behaviour please contact us at: ethicline@bkt.com.al...

Informacion mbi thyerjet e Etikës

...mbi thyerjet e Etikës Për çdo informacion në lidhje me sjelljet joetike dhe të paligjshme, ju lutem na kontaktoni në: ethicline@bkt.com.al...

How to Open a Deposit

Project your future with BKT deposits Earn competitive and security interests for your investments. Choose between wide ranges of time deposits. You may check your deposits and other details through “

Gjobat e trafikut

...bashkë me kamatën, e cila arrin deri në 60% sipas kodit rrugor të Republikës së Shqiperisë Për më shumë informacion mbi Kushtet e Punës mund ti referoheni dokumentit në faqen zyrtare www.bkt.com.

Forex

...24 hours a day/seven days a week through our “Internet Branch”, BKT Smart application or SMART BanKomaT where you can benefit more preferential exchange rates compared to the branches. If you have

For you and your friends-50 ALL as a gift from BKT Smart!

🎁 Request money from your friends on BKT Smart, and you and your friends will earn 50 ALL cashback ​ How to become part of the campaign: Login on BKT Smart , go to the menus > Payments & Transfers >

Flexi Mortgage Loan

...from the disbursement date, adjustable up to 25 years for loans in ALL depending on the fluctuation of the 1-year Treasury Bond rate, and for loans in EUR depending on the fluctuation of the 1-year

Fito një biletë për Unum festival duke dërguar para me SmartPay!

Kliko n ë link dhe zbulo SmartPay: https://www.youtube.com/watch?v=wMNkOmSlagg Kohëzgjatja 18-25 Maj 2022 *Pas mbarimit t ë fushat ë s do t ë gjenerohet raporti p ë r fituesit e fushat ë s me numrin m

Fees

Note: For the commissions applied in BKT Smart please refer to BKT terms and...

FEES

Note: For the commissions applied in internet branch please refer to BKT terms and conditions.

Fees

Note: For the commissions applied in internet branch please refer to BKT terms and conditions.

Features & Benefits

FATCA

Për më shumë infromacion mund të drejtoheni në faqen zyrtare të autoritetit të IRS: https://www.irs.

FAQS

Annual commission is paid in advance and indivisible. The guarantee amount will remain blocked by the Bank as long as the Customer will use the service and will be returned to the customer at the mome

FAQ

This loan is offered only to individuals, who have stable income from salary and/or rent. People who provide income from private activities are not subject of loan. Only self-employed professionals (l

FAQ

Which source of income is accepted for repayment of Home Equity Loan?4. Should I offer as collateral a property for this loan?5.

FAQ

Which source of income is accepted for repayments of home improvement loan? For further information on the product terms and conditions and all the required documents click at the Link below: Home Imp

eXtra Bonus and 2-3 installments with 0% interest

The “Loyalty” program list of merchants can be found in this link: http://bkt.com.al/en/daily-banking/credit-cards/prima-extra-bonus Bonus points can be used for purchases only on “Loyalty” merchants.

Exchange

Get competitive prices for your foreign currencies purchases/sales against local currency LEK. For your US$/LEK, EUR/LEK, GBP/LEK, CHF/LEK, CAD/LEK, AUD/LEK or cross currencies.

Exchange

You can have competitive prices for your foreign currencies purchases/sales against local currency LEK. For your US$/LEK, EUR/LEK, GBP/LEK, CHF/LEK, CAD/LEK, AUD/LEK or cross currencies.

Emea Finance awards Banka Kombëtare Tregtare for the 13th time with 4 important prizes

...as well the ‘’Financial Inclusion Award’’ and as well ‘’Best Product Award’’ for the epara Mobile Wallet App for year 2023, in Central and Eastern Europe and Commonwealth of Independent States by E

ECO LOAN FOR BUSINESSES

...LOAN for BusinessesGeneral Conditions: The ECO Loan is designed for all businesses aiming to finance projects or project components that contribute to energy conservation and environmental protecti

ECO LOAN

...LOAN for Businesses General Conditions: ECO Loan is a loan for all businesses, with the purpose of financing projects and/or project components, which influence on saving energy while contributing

Digital Onboarding Bonus Prize

Criteria: Eligibility: Individuals who complete the entire registration process as bank clients via the BKT Smart app and perform at least one financial transaction during the specified game period ar

Deri në 50% ulje për argëtim gjatë udhëtimeve tuaja me BookingBash dhe Visa.

...Austri, RepublikaÇeke, Francë, Gjermani, Greqi, Hungari, Islandë, Irlandë, Itali, Oman, Poloni, Portugali, Singapor, Spanjë, Turqi, Emiratet e Bashkuara Arabe, Mbretëria e Bashkuar, Shtetet e Bashk

Deposits in foreign currency

Come to BKT, choose the deposit that suits you better your plans for the future! *If you open a deposit in BKT SMART the interest rate will be 0.1% higher.

Deposit in Smart BanKomaT and earn Cashback!

...Earn 100 ALL Cashback Third Deposit -> Earn 100 ALL Cashback Fourth Deposit -> Earn 100 ALL Cashback Fifth Deposit -> Earn 100 ALL Cashback * 15% tax on income is calculated on each bonus. * The mi

Cooperation Agreement: BKT –Faculty of Economic, University of Tirana

During his welcoming speech, the Dean of the Faculty of Economic, University of Tirana, Mr. Kule , expressed his happiness for signing the agreement, emphasizing that BKT is one of the best institutio

cookies

Qëllimi kryesor I përdorimit të cookie është funsionaliteti sa më efektiv të faqjes tonë. Kur vizitoni bkt.com.al ne mund të mbledhim informacion nga ju automatikisht përmes cookies. Këto informacione

Contact Us

...Head Office address: Rruga e Vilave, Lundër 1, 1045, Tirana, Albania Telephone number +355 (0) 4 22 66 288 SWIFT Code: NCBAALTX E-mail address: info@bkt.com.al...

Check Collateralized Loan

Target Group: The customer can be either existing or new customer of BKT, under the following group: Existing Credit Customers (Corporate & Commercial), Existing Operational Customer, New Customer (se

Check Collateralised Loan

Targeted Customers: The customer can be either existing or new customer of BKT, under the following group: Existing Credit Customers (Corporate & Commercial), Existing Operational Customer, New Custom

CARDLESS TRANSACTIONS

...card (with cash) For more information and how to use BKT ATM please refer to the detailed information in the “User Guide” MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) . Information! Make sure that

BRANCH & ATM VORË

Rinia, Qendër Vorë, Tiranë, Shqipëri +355 4 76 00 375, +355 4 76 00 358 No info@bkt.com.al...

BRANCH & ATM VLORË

491500 Lagja "Hajro Çakërri", Sheshi Flamurit, Vlorë, Shqipëri +355 3 32 25 015, +355 3 32 22 090 No info@bkt.com.al...

BRANCH & ATM TREGU AGRO

763333 Autostrada Tirane-Durres Km 1, Mëzez, Kashar, Tiranë, Shqipëri +355 4 83 32 275 + 355 4 2266 279 info@bkt.com.al...

BRANCH & ATM STACION I TRENIT

14, Tiranë, Shqipëri +355 4 22 34 047, +355 4 22 30 748 No info@bkt.com.al...

BRANCH & ATM SHKOZET

480805 Lagjia 14, Shkozet, Durrës, Shqipëri +355 5 22 65 414 No info@bkt.com.al...

BRANCH & ATM SHKOLLA BALETIT

"Mihal Grameno", Tiranë, Shqipëri +355 4 22 22 431 info@bkt.com.al...

BRANCH & ATM SHKODËR

510194 Sheshi "2 Prilli", Shkodër, Shqipëri +355 2 22 43 275 No info@bkt.com.al...

BRANCH & ATM SHERATON

823111 Sheshi "Italia", Hotel Mac Albania, Tiranë, Shqipëri +355 4 22 66 277 No info@bkt.com.al...

BRANCH & ATM SAUK

844861 Sauk i Ri Tiranë, Shqipëri +355 4 24 67 921 No info@bkt.com.al...

BRANCH & ATM SARANDË

Mithat Hoxha, Sarandë, Shqipëri +355 8 52 25 705 No info@bkt.com.al...

BRANCH & ATM RRUGA KAVAJËS

"E Kavajës", Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

BRANCH & ATM RRUGA ELBASANIT

Themistokli Germenji, Tiranë, Shqipëri +355 4 2347552 +355 4 2347553 info@bkt.com.al...

BRANCH & ATM RRUGA DURRËSIT

53, Tiranë, Shqipëri +355 4 24 00 261 No info@bkt.com.al...

BRANCH & ATM RROGOZHINË

1, Rrogozhinë, Shqipëri +355 5 77 23 207 No info@bkt.com.al...

BRANCH & ATM RRËSHEN

"Motrat Vinçenciane", Rrëshen, Shqipëri + 355 2 16 23 146 No info@bkt.com.al...

BRANCH & ATM RINIA ELBASAN

Rinia, Elbasan, Shqipëri +355 5 42 40 270, +355 5 42 41 401 No info@bkt.com.al...

BRANCH & ATM QYTETI NXËNËSVE

"E Kavajës", Pallati 2 R, Tiranë, Shqipëri +355 4 22 00 211 No info@bkt.com.al...

BRANCH & ATM POGRADEC

Rinia, Pogradec, Shqipëri +355 8 32 25 706 No info@bkt.com.al...

BRANCH & ATM PLAZHI DURRËS

Pavarësia, Plazh, Durrës, Shqipëria +355 5 22 63 415, +355 5 22 63 416 No info@bkt.com.al...

BRANCH & ATM PIAZZA

2, Tiranë, Shqipëri +355 4 24 43 073 No info@bkt.com.al...

BRANCH & ATM PESHKOPI

428194 Bulevardi "Elez Isufi", Peshkopi, Shqipëri +355 2 18 25 535 No info@bkt.com.al...

BRANCH & ATM PEQIN

752472 Lagja "Xhami", Bulevardi "Mustafa Gjinishi", Peqin, Shqipëri +355 5 12 23 745 No info@bkt.com.al...

BRANCH & ATM PAVARËSIA

"Hasan Kushta", Lagjia Pavarësia, Vlorë, Shqipëri +355 33 238 369 No info@bkt.com.al...

BRANCH & ATM ORIKUM

475666 Lagjia "1 Maji", Bulevardi Princesha Rugjine, Orikum, Vlorë, Shqipëri +355 3 91 22 942 No info@bkt.com.al...

BRANCH & ATM MYSLYM SHYRI

"Myslym Shyri", Tiranë, Shqipëri +355 4 22 43 206 No info@bkt.com.al...

BRANCH & ATM MUSTAFA QEMAL ATATURK

82, Tiranë, Shqipëri +355 4 22 45 697 No info@bkt.com.al...

BRANCH & ATM MEDRESE

e Dibrës, Tiranë, Shqipëri +355 4 23 79 383 No info@bkt.com.al...

BRANCH & ATM LUSHNJE

Uan Kondakçiu, Lushnje, Albania +355 3 52 24 572 No info@bkt.com.al...

BRANCH & ATM LIQENI

Kopshti Botanik, Liqeni i Tiranës, Tiranë, Shqipëri +355 4 24 65 314 No info@bkt.com.al...

BRANCH & ATM LIBRAZHD

"Gjorg Golemi" Librazhd, Shqipëri +355 5 14 22 177, +355 5 14 22 178 No info@bkt.com.al...

BRANCH & ATM LEZHË

71, Lezhë, Shqipëri +355 2 15 22 602 No info@bkt.com.al...

BRANCH & ATM LAPRAKË

Gintash , nr 8, Tiranë, Shqipëri +355 4 24 13 176, +355 4 24 13 177 +355 4 2413 178 info@bkt.com.al...

BRANCH & ATM LAÇ

3, Laç, Shqipëri +355 5 32 22 79 5 No info@bkt.com.al...

BRANCH & ATM KUKËS

2 Kukës, Shqipëri +355 2 42 22 434 No info@bkt.com.al...

BRANCH & ATM KUÇOVË

915527 Blloku "Tafil Skendo",Kuçovë,Berat, Shqipëri +355 3 11 22 234 No info@bkt.com.al...

BRANCH & ATM KRISTAL

""Fran Bardhi"", Qendra Tregtare Kristal Tiranë, Shqipëri " +355 4 23 22 295 No info@bkt.com.al...

BRANCH & ATM KORÇË

9, Korçë, Shqipëri +355 8 22 51 916 +355 82 243172 info@bkt.com.al...

BRANCH & ATM KOPLIK

Dedaj, Qender Koplik, Malsi e Madhe, Shqipëri +355 2 11 23 169 info@bkt.com.al...

BRANCH & ATM KOMUNA E PARISIT

2, Lagjia Komuna e Parisit, Tiranë, Shqipëri +355 4 23 20 671, +355 4 23 20 672 No info@bkt.com.al...

BRANCH & ATM KOMBINAT

50, Kombinat, Tiranë, Shqipëri +355 4 23 51 672, +355 4 23 51 640 No info@bkt.com.al...

BRANCH & ATM KAVAJË

560277 Bulevardi "Josif Buda" Lagja nr 3, Kavajë, Shqiperi +355 5 52 47 745 No info@bkt.com.al...

BRANCH & ATM KASTRIOTI

"Aulona" Km 7, Qendra Tregtare Golden, Fier, Shqipëri +355 34 23 37 94, + 355 34 23 38 01 No info@bkt.com.al...

BRANCH & ATM KASHAR

7, Kashar, Tiranë, Shqipëri +355 4 22 91 727 No info@bkt.com.al...

BRANCH & ATM KAMËZ

763805 Bulverdi Blu , Kamëz, Tiranë, Shqipëri + 355 4 72 00 440 No info@bkt.com.al...

BRANCH & ATM ISMAIL QEMALI

"Ismail Qemali", Tiranë, Shqipëri +355 4 22 64 947 No info@bkt.com.al...

BRANCH & ATM IBRAHIM RUGOVA

"Ibrahim Rugova”, Tiranë, Shqipëri +355 4 22 39 418, + 355 4 22 43 940 No info@bkt.com.al...

BRANCH & ATM HOXHA TAHSIM

"Hoxha Tahsim" Tiranë Shqipëri +355 4 22 68 199 No info@bkt.com.al...

BRANCH & ATM GRAMSH

184111 Lagjia Holta, Pall 46, Gramsh, Shqipëri + 355 5 13 22 060 + 355 4 2266 279 info@bkt.com.al...

BRANCH & ATM GJIROKASTËR

142750 Lagjia "18 Shtatori", Bulevardi "18 Shtatori" Gjirokastër, Shqipëri +355 8 42 67 130 No info@bkt.com.al...

BRANCH & ATM FUSHË-KRUJE

719888 Lagjia "Kastrioti", Fushë-Krujë, Shqipëri +355 5 63 22 927 No info@bkt.com.al...

BRANCH & ATM FIER

29 Nëntori”;Fier; Shqipëri +355 34228 453, +355 34228 454 No info@bkt.com.al...

BRANCH & ATM ELBASAN 2

080638 Lagjia "29 Nëntori", Rr "11 Nëntori", Elbasan,Shqipëri +355 54 241 182 No info@bkt.com.al...

BRANCH & ATM ELBASAN

080638 Lagjia "29 Nëntori", Rr "11 Nëntori", Elbasan,Shqipëri +355 5 42 41 182 No info@bkt.com.al...

BRANCH & ATM DURRËS

"Egnatia",Durrës, Shqipëri +355 5 22 20 060 No info@bkt.com.al...

BRANCH & ATM DON BOSKO

"E Durrësit" , Sheshi “Karl Topia” Godina 127/3, Tiranë, Shqipëri +355 4 24 04 208, +355 4 24 04 209 No info@bkt.com.al...

BRANCH & ATM DELVINË

Veli Kallapodhi, Delvinë, Shqipëri +355 8 15 23 711 No info@bkt.com.al...

BRANCH & ATM DAJTI

51, Kinostudio, Tiranë, Shqipëri +355 4 23 70 256 No info@bkt.com.al...

BRANCH & ATM ÇOROVODË

2 , Çorovodë, Shipëri + 355 3 12 23 080 No info@bkt.com.al...

BRANCH & ATM CONCORD

826777 Rruga "5 Maji", Qëndra Tregtare Concord, Tiranë, Shqipëri +355 4 24 60 310 No info@bkt.com.al...

BRANCH & ATM ÇLIRIMI

75, Shkodër, Shqipëri +355 2 22 45 365 No info@bkt.com.al...

BRANCH & ATM BUSHAT

534055 Qendër Bushat, Vaju Dejës, Shqipëri +355 2 66 20 262 No info@bkt.com.al...

BRANCH & ATM BULEVARDI REPUBLIKA

780916 Bulevardi "Republika", Korçë, Shqipëri +355 8 22 46 905 No info@bkt.com.al...

BRANCH & ATM BLU STAR

45077 Rruga Liburnika 17, Durrës, Shqipëri + 355 4 22 66 288 No info@bkt.com.al...

BRANCH & ATM BILISHT

987027 Blulevardi Kryesor Bilisht, Korçë, Shqipëri + 355 8 11 23 681 No info@bkt.com.al...

BRANCH & ATM BERAT

1, Berat Shqipëri +355 3 22 36 470, +355 3 22 36 472 No info@bkt.com.al...

BRANCH & ATM ALI DEMI

"Idriz Dollaku", Lagja Ali Demi, Tiranë, Shqipëri +355 4 23 58 947 No info@bkt.com.al...

BRANCH & ATM ABDYL FRASHËRI

"Abdyl Frashëri", Tiranë, Shqipëri +355 4 22 65 865, +355 4 22 66 138 No info@bkt.com.al...

Bonus për Klientët Ekzistues Aktivë

Nëse llogaria mbyllet përpara se të kryhet shpërndarja e bonusit, bonusi nuk përfitohet. Vlerës së përfituar do t’i mbahet tatimi në burim në masën 15%. Për më shumë informacion ju lutemi na kontakton

Bonus për Klientët e Rinj në BKT Smart/Dega Internet

Nëse llogaria mbyllet përpara se të kryhet shpërndarja e bonusit, bonusi nuk përfitohet. Vlerës së përfituar do t’i mbahet tatimi në burim në masën 15%. Për më shumë informacion ju lutemi na kontakton

Black Friday Prima Cards

...with a maximum of 2,500 ALL The reward will be based on costumers, which means if a costumers has two credit cards, the transactions of one card will not be combined with the transactions of the ot

BKT Smart Notification

...Smart Notification BKT comes with the new service “BKT Smart Notifications” offered for all application users on the below transactions: Cash Deposit Direct Debit Transfers within BKT Transfers fro

BKT Reawarded as Bank of Year 2011 By The Banker

"More importantly, the bank's high profitability has been accompanied by an increased market share in total assets that stands at an all-time high of 17.24% in a market where almost all banks belong t

BKT Reawarded As Bank of Year 2010

BKT is the second largest and the oldest commercial bank in Albania with a total of 1.7 billion USD in assets and 1.4 billion of USD in deposits. BKT, which celebrated its 85th anniversary few times a

BKT – PARTICIPATES IN THE CAREER FAIR 2022 BY UNYT

...has been part of the Career Fair organized for several years on the premises of the UNYT campus, with representatives of over 40 national and international companies. This fair is a unique and nece

BKT PARTICIPATED IN THE EXHIBITION "I HAVE A DREAM” – UN WOMEN

Through its objective, the photograph's goal was to bring attention to the dreams of Albanian girls from rural areas of the country, as well as to call for societal commitment to promote equal rights

BKT Mastercard Travel Premium ju shpërblen për blerjet jashtë vendit

...një pjesë të shumës mbrapsht kur blini në një nga tregtarët tanë të përzgjedhur jashtë vendit ose online me Mastercard Gold, Platinum, World ose World Elite. Shikoni përzgjedhjen dhe Termat dhe Kus

BKT Introduces the New Loan Guarantee Agreement signed between BKT and Municipality of Tirana

...Tirana; Increase its number of clients by reaching some 450 micro, small and medium enterprises included in this program; Contribute in the increase of employment; Offer competitiveness and innovat

BKT Hosted Albania Roundtable in the Euromoney Central & Eastern European Forum

...this session the need to change our perception on them: Albanians are not living only in foreign countries as immigrants but have also assimilated well in the new culture and become successful entr

BKT “BEST BANK IN ALBANIA FOR 2022” – GLOBAL FINANCE

“Following on the enormous difficulties wrought by the pandemic, these changes demand increased attention to global commercial relationships. Our awards support decision-makers in selecting the best f

BKT Awarded as Bank of the Year 2013 By Emea Finance Magazine

BKT is the second largest and the oldest commercial bank in Albania with a total of 2.7 billion USD in assets and 2.2 billion of USD in deposits. BKT network includes 85 branches out of which 61 are s

BKT Awarded as Bank of the Year 2011 By Emea Finance Magazine

BKT, which recently celebrated its 86th anniversary, is the second largest and the oldest commercial bank in Albania with a total of 2.1 billion USD in assets and 1.7 billion of USD in deposits. BKT n

BKT - PARTICIPATES IN “WORK & STUDY” FAIR, 2022

The fair is organized by Tirana Chamber of Commerce and Industry in partnership with the Municipality of Tirana and the Ministry of Education and Sports, on 7-8 April 2022 in the premises of the Natio

BKT - PARTICIPATES IN THE LABOR AND SKILLS FAIR IN DURRËS 2022

The fair aims to build a concrete relationship of cooperation and communication between supply and demand in the labor market. BKT offers employment opportunities, internships, various scholarships an

BKT - Announcement for the clients

You can also submit your questions / unresolved issues by filling out: https://www.bkt.com.al/sugjerime-ankesa-forme Once again, we apologize for the inconvenience caused and thank you for your unders

Banka më e mirë në Shqipëri për vitin 2016 - nga “EMEA Finance”

4 miliard dollarë depozita, BKT u shërben klientëve të saj nëpërmjet rrjetit të saj prej 93 degësh, 67 prej të cilave ndodhen në Shqipëri dhe 26 në Kosovë. Për më shumë informacion, vizitoni: www.bkt.

Banka Më E Mirë Në Shqipëri Për 2018 - The Banker

9 miliardë dollarë dhe me depozita me vlerë 3 miliardë dollarë, BKT u shërben klientëve të saj përmes një rrjeti prej 94 degësh, nga të cilat 67 janë të vendosura në Shqipëri dhe 27 në Kosovë. Për më

Banka më e mirë në Shqipëri për 2017 – nga The Banker

9 miliard dollarë depozita, BKT u shërben klientëve të saj nëpërmjet rrjetit prej 93 degësh , 67 prej të cilave ndodhen në Shqipëri dhe 26 në Kosovë. Për më shumë informacion, vizitoni: www.bkt.com.

BANKA KOMBËTARE TREGTARE SUPPORTS MONEY WEEK 2022

” Banka Kombëtare Tregtare in support of Money Week, supported financially the competition for the best essay on "Digital Banking and its impact on increasing financial inclusion" with students of Eco

Banka Kombëtare Tregtare në mbështetje të Javës së Parasë

Studentët më të mirë të Degës Financë-Bankë paraqitën përpara jurisë një ofertë financiare për kompaninë Hydro Power Plant Company. Të tre skuadrat e dala nga universitetet u sollën si banka, ndërkohë

Banka Kombëtare Tregtare Mbështet "Revolucionin E Gjelbër" Iniciativë E Bashkisë Tiranë

9 miliard dollarë depozita, BKT u shërben klientëve të saj nëpërmjet rrjetit prej 94 degësh , 67 prej të cilave ndodhen në Shqipëri dhe 27 në Kosovë. Për më shumë informacion, vizitoni: www.bkt.com.

Banka Kombëtare Tregtare is awarded from Global Finance as ‘’The Best Bank in Albania for year 2025’’

During the awards ceremony, Global Finance recognized National Commercial Bank (BKT) as the “Best Bank in Albania for 2025” . In its official press release, Global Finance emphasized that this year’s

Bank of the Year

"More importantly, the bank's high profitability has been accompanied by an increased market share that stands at an all-time high of 17.5% in a market where almost all banks belong to foreign banking

Back to School brings CASHBACK with your BanKomat card Visa!

Back to School comes with CASHBACK with BKT BanKomaT Visa debit cards! Performing 3 transactions , each one 5,000 All or more will make you winner of 2,000 All cashback ! Valdi will be considered only

Back to School brings CASHBACK with your BanKomat card mastercard®!

Back to School comes with CASHBACK with BKT BanKomaT debit cards! Performing 3 transactions , each one 5,000 All or more will make you winner of 2,000 All cashback ! Valdi will be considered only tran

Automatic Exchange of Financial Accounts

...Exchange of Financial Accounts The “Common Reporting Standard” for Automatic Exchange of Financial Account Information (CRS) provided for in the provisions of Law No. 10. Regulation no. 4/2020 "On

Automatic Bill Payments

...Bill Payments BKT has agreement and offers this service for ALBtelecom, Telekom, OSHEE, UKT, UKD, UKKO, UKV, Vodafone & DigitAlb (with instalments). Instead of paying bills each month, you may auth

ATM UNAZA E RE

Teodor Keko, Unaza e Re, Tiranë,Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM SPITALI ELBASAN

081194 Lagjia "Haxhijas" , Elbasan, Shqipëri + 355 4 22 66 288 No info@bkt.com.al...

ATM SPITALI CONTINENTAL

Ali Demi, Spitali Continental, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM – SmartBanKomaT

For more information and how to use Smart BanKomaT please refer to the detailed manual in MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) .

ATM SHIJAK

Deliallisi, Shijak, Durrës, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM SARANDË 2

"E Flamurit", Sarandë, Shqipëri + 355 4 22 66 288 No info@bkt.com.al...

ATM RRUGA DIBRËS

"E Dibrës", Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM QËNDRA TREGTARE UNIVERS QTU

748861 Autostrada Tiranë - Durrës, Km 6, Qendra Tregtare Univers, Tiranë, Shqipëri + 355 4 22 66 288 No info@bkt.com.al...

ATM QËNDRA TREGTARE TWIN TOWER

819722 Bulevardi “Dëshmorët e Kombit”, Twin Towers, Kulla 1, Kati 9, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM QËNDRA TREGTARE TOPTANI

"Abdi Toptani", Qendra Tregtare Toptani, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM QËNDRA TREGTARE TIRANA EAST GATE TEG 2

856972 Rruga Nacionale Tiranë-Elbasan, Qendra Tregtare TEG, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM QËNDRA TREGTARE TIRANA EAST GATE TEG 1

856972 Rruga Nacionale Tiranë-Elbasan, Qendra Tregtare TEG, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM QËNDRA TREGTARE RIVIERA

486472 Bulevardi "Ismail Qemali", Qendra Tregtare Riviera, Skelë, Vlorë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM QËNDRA TREGTARE RING

"Muhamet Gjollesha", Tirana Ring Center, Tiranë, Shqipëri info@bkt.com.al...

ATM PATOS

1,Lagjia e Re ,Patos, Fier , Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM PAPMETAL

Xhazotaj, Durrës, Shqipëria +355 4 22 66 288 No info@bkt.com.al...

ATM ISH PRAKTIKER

6, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM FAKULTETI I SHKENCAVE

816583 Bulevardi Zogu I, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM DREJTORIA E PËRGJITHSHME 2

820000 Bulevardi "Zhan d'Ark", Tiranë, Shqipëri + 355 4 22 66 288 No info@bkt.com.al...

ATM DREJTORIA E PËRGJITHSHME 1

820000 Bulevardi "Zhan d'Ark", Tiranë, Shqipëri + 355 4 22 66 288 No info@bkt.com.al...

ATM BRRYLI

"Arkitekt Kasemi", Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM AEROPORT

713777 Aeroporti Ndërkombëtar i Tiranës "Nënë Tereza", Rinas, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM - SmartBanKomaT

Për më shumë informacione dhe mënyrën e përdorimit të Smart BanKomaT ju lutem referohuni informacionit të detajuar në MANUAL PERDORIMI SMART BANKOMAT (bkt.com.

ATM - Smart BanKomaT

Për më shumë informacione dhe mënyrën e përdorimit të Smart BanKomaT ju lutem referohuni informacionit të detajuar në MANUAL PERDORIMI SMART BANKOMAT (bkt.com.

Are you looking for the best loan free collateral offer?

The offer is valid for applications that will be completed by March 15, 2022 . Super-fast approval within 24 hours. Visit any BKT branch to find out more about loan terms. Always with you!

Anti-Covid-19 vaccination campaign!

BKT is the first company in Albania that financially rewards its employees with a bonus for getting the Anti COVID -19 vaccination. Health care is a shared responsibility!

Announcement for the clients

Our Bank has extra measures implemented for your data security combined with confidential and sensitive data, known only by you. BKT will never ask Personal, Sensitive and Confidential information via

Announcement for clients

...for clients 2025 Dear Customer, As part of our commitment to strengthening operational resilience, and in line with industry’s best practices and internationally recognized standards, we will condu

Announcement about the cost of money transfers performed online

...customers to overpass the situation created from COVID -19 , wants to inform all the customers, retail or business that: Starting from April 10, 2020, no commissions will be applied for local money

Announcement

This upgrade is part of our commitment to providing you with a faster and more secure banking experience. For this reason, the Kristal and Concord branches will operate according to the following sche

Aleksandër Moisiu" University Durrës (UAMD) organized the graduation ceremony of the students of the Faculty of Integrated Studies with Practice (FASTIP)

Ariana Tushi , etc. During her welcome speech, Mrs. Sotirofski , was very happy that UAMD auditors are not only educating students but also professionals, separating FASTIP students from all graduates

Albania Was Presented In the Euromoney Central & Eastern European Forum

...the Government has been taking and is willing to take in order to boost the economic growth, as well as create the proper environment for the foreign direct investments. Mr. Lubeck compared Albania

Aksionerët

Si firmëtar i United Nations Global Compact, Çalık Holding i jep përparësi diversitetit, qëndrueshmërisë dhe jetëgjatësisë në të gjithë sektorët dhe vendet që operon. Grupi vepron në përputhje me par

Agjencia E Sigurimit Të Depozitave Përzgjodhi Bankën Kombëtare Tregtare Të Parën Në Listën Paraprake Të Bankave Agjente Për Kryerjen E Procesit Të Kompensimit Të Depozitave.

9 miliard dollarë depozita, BKT u shërben klientëve të saj nëpërmjet rrjetit prej 93 degësh , 67 prej të cilave ndodhen në Shqipëri dhe 26 në Kosovë. Për më shumë informacion, vizitoni: www.bkt.com.

Account for Retiree

...AccountWelcome in your bank! An everyday usages account to manage your pension! Don’t spend your time and patience in long rows for your pension withdrawal. Now you can withdraw it in BKT so you ca

AAA (Alb) rating by- JCR Eurasia Rating for Corporate Governance for the second time in a row

...Governance for the second time in a row 2015 JCR-Eurasia Rating has assigned for the second time in a row to BKT “AAA (Alb)/Distinctive” the grade of Compliance with the principles of the code of c

AAA (Alb) rating by- JCR Eurasia Rating

BKT is the second largest and the oldest commercial bank in Albania with a total of 2.3 billion USD in assets and 1.9 billion of USD in deposits. BKT network includes 83 branches out of which 59 are s

AAA (Alb) rating - by JCR Eurasia Rating

...banking system and market leader position, a relatively low rate of problematic receivables vis-a-vis the Sector with widespread problem, in addition to strong corporate governance framework and le

AAA (Alb) – nga JCR Eurasia Rating

BKT promovon dhe investon vazhdimisht në zgjidhjet fintech me fokus në rritjen e gamës së produkteve të ofruara përmes kanaleve online dhe kënaqësinë e klientit, duke ruajtur kështu trashëgiminë tonë

3 Installments - 0% Interest

BKT cardholders can select either to make a normal payment or instalment payment while they’re completing a purchase at one of BKT POS. In every BKT POS you can choose to pay up to 3 installments with

20% eXtra Bonus në Megatek!

Lexo më shumë mbi shërbimin Para Xhepi: Para Xhepi | Banka Kombetare Tregtare (bkt.com.

"The Banker" Selects BKT as the Best Bank In Albania for the Fifth Time

Our goal is to enhance BKT brand in the region, as the most valuable Albanian brand." BKT, the oldest commercial bank and the largest in Albania, in 2014 has been selected as "The Best Bank in Albania

"The Banker" Rivlerëson BKT Për Të Shtatën Herë Si "Banka Më E Mirë Në Shqipëri"

1 miliard dollarë dhe 2.4 miliard dollarë depozita, BKT u shërben klientëve të saj nëpërmjet rrjetit prej 91 degësh , 65 prej të cilave ndodhen në Shqipëri dhe 26 në Kosovë. Për më shumë informacion,

"ON THE FUNCTIONING OF THE AIPS EURO SYSTEM FOR PAYMENT OF DOMESTIC TRANSFERS TO CLIENTS IN EURO"

In the following, the Working Conditions will be updated, which you will find published on the official website of the bank. Commission for Domestic Money Transfers in EURO will be as following: Categ

"Banka Më E Mirë Në Shqipëri" - "Euromoney"

Gjatë vitit BKT është vlerësuar si “Banka më e mirë në Shqipëri” nga “The Banker”, “Global Finance” dhe “EMEA Finance”. Për më shumë informacion, vizitoni: www.bkt.com.

"BANKA MË E MIRË E VITIT NË SHQIPËRI PËR 2021" - THE BANKER

Eventi gala i ndarjes së çmimeve i konsideruar si standardi i industrisë për përsosmërinë bankare, u mbajt online përmes platformës TheBanker.Com më 2 Dhjetor 2021. Duke ju referuar Bankës Botërore, e

“BANKA E VITIT NË SHQIPËRI PËR VITIN 2020” - The Banker

Ngjarja gala e ndarjes së çmimeve u mbajt online përmes platformës TheBanker.Com me pjesëmarrjen e bordit ekzekutiv të bankave të ftuara. Ky vit, më shumë se çdo tjetër në kujtesën e njerëzimit, i ka