Rezultatet e kerkimit

JANE 599 REZULTATE PER visit official source PROBLEMGO.com pay bond online get out today

Banka Kombëtare Tregtare is awarded from Global Finance as "The Best Bank in Albania for year 2026"

...Finance , stated in the press release: “The global banking sector continues to demonstrate resilience despite geopolitical instability, regulatory pressure, and increasing competition from fintech.

RIA Money Transfer Bonus Campaign

For more information, please contact us at info@bkt.com.al or +355 4 22 66 288.

Fushata bonus RIA Money Transfer

Mëso më shumë për RIA Money Transfer në link Ria Money Transfer | Banka Kombetare Tregtare . Për më shumë informacion ju lutemi na kontaktoni në info@bkt.com.al ose +355 4 22 66 288.

Security tips

...and, if you are uncertain about any communication you receive, to end the call immediately, ignore the e-mail or message and contact the bank through the official channels. Your security and trust

EMEA Finance awards BKT "Best Local Bank in Albania" for the fourteenth time

The recognition stands as clear evidence of BKT’s strong commitment to innovation, service quality, financial inclusion, and sustainable development. EMEA Finance, one of the leading global financial

COMPLIANCE

...the extent of 2,500,000 (two million five hundred thousand) ALL (or its equivalent in foreign currency), pursuant to the provisions set forth in Law No. 53 dated 22.05.2014,”On Deposit Insurance”,

Official Statement 2025

Official Statement from Banka Kombëtare Tregtare 2025 Official Statement from Banka Kombëtare Tregtare Recently, a news portal published a misleading and biased article, that was subsequently shared b

Get up to 4% cashback in Credit to your Booking.com Wallet when you pay with BKT Visa cards.

Here’s how to claim your reward: Visit the promotional page: www.booking.com/gating/authkey?aid=2440047&key=zyZRLWgzC9 Make your booking between June 3, 2025 and November 30, 2025. Complete your stay

Suggestion & Complains

...& Complains Banka Kombëtare Tregtare is aiming to reach as much as possible the clients requirements and expectations. We believe that together we can find the ways to have an open communication. W

Suggestion & Complains

...& Complains Banka Kombëtare Tregtare is aiming to reach as much as possible the clients requirements and expectations. We believe that together we can find the ways to have an open communication. W

National Commercial Bank reports increased net profit for the first quarter of year 2022

...Commercial Bank reports increased net profit for the first quarter of year 2022 2022 ​BKT reports that the net profit for June 2022 for BKT Albania only, increased to 53 million USD compared to Jun

Merr deri në 4% kthim në Kredit në Portofolin e Booking.com kur paguani me kartat Visa nga BKT.

...deri në 4% kthim në Kredit në Portofolin e Booking.com kur paguani me kartat Visa nga BKT. Nëse ëndërroni një resort në një plazh ekzotik, një shtëpi autentike mesdhetare apo një arratisje të fsheh

Interest & Commissions

Commissions for Cash Withdraw Purchasing commissionCommission for Balance verification in ATMCommission for PIN change in ATMCommission for re-printing Card / PINAnnual CommissionOther commissionsInte

Compliance Report

Compliance Report 2012 Compliance Report 2013 Compliance Report 2014 Compliance Report 2015 Compliance Report 2016 Compliance Report...

Commissions

...withdrawal commissionsPurchase commissionsCommission for balance verification in ATMCommission for PIN change in ATMCommissions for re-printing Card / PINAnnual CommissionLimits Cash withdrawal at

COMMERCIAL MORTGAGE LOAN

Commercial Mortgage LoanGeneral Conditions: The “Commercial Mortgage Loan”, is a loan type introduced within the Investment Loan Product, targeting SMEs, particularly commercial entities seeking ling-

Commercial Mortgage Loan

Commercial Mortgage Loan Banka Kombetare Tregtare, now comes more near to Small and Medium Enterprises, with the newest product “Commercial Mortgage Loan’’. Designed specifically for this purpose, Com

Booking.com

com BKT in partnership with Booking.com comes with a fantastic offer for all cardholders. If you make your holiday reservation in booking.com using as a payment method BKT DEBIT CARDS then you will be

Audit Committee

...Usta Chairman Born in 1950, Mehmet Usta graduated from the Department of Economics and Finance at the Eskişehir Academy of Economic and Commercial Sciences. He has more than 35 years of banking exp

Albanian Deposit Insurance Agency Selects Banka Kombëtare Tregtare as the First Agent Bank In the Preliminary List for the Deposit Compensation Process

...Deposit Insurance Agency Selects Banka Kombëtare Tregtare as the First Agent Bank In the Preliminary List for the Deposit Compensation Process 2018 Banka Kombëtare Tregtare (BKT) was ranked first i

Banka më e mirë në Shqipëri për vitin 2014 - nga “EMEA Finance” dhe Çmimi për “Përgjegjshmërinë Sociale të Korporatës për Europën Qëndrore dhe Lindore dhe për Shtetet e Pavarura të Commonwealth-it” - nga “ EMEA Finance”

...për vitin 2014 - nga “EMEA Finance” dhe Çmimi për “Përgjegjshmërinë Sociale të Korporatës për Europën Qëndrore dhe Lindore dhe për Shtetet e Pavarura të Commonwealth-it” - nga “ EMEA Finance” 2015

ALBtelecom 4G with 0% Interest

...from 4G packages of Eagle Mobile network by ALBtelecom offering Smartphone 4G and other benefits (for other details and the list of shops of ALBtelecom, please visit www.albtelecom.

BKT Annual Report 2014 receives two ARC awards from MERCOMM Inc.

The ARC Awards are considered the Oscars of official publications....

BKT Annual Report 2014 receives two ARC awards from MERCOMM Inc.

...Annual Report 2014 receives two ARC awards from MERCOMM Inc. 2015 BKT Annual Report for 2014 won two awards in the ARC worldwide competition for annual reports organized by MERCOMM Inc.

Suggestion & Complain Form

Raporti Vjetor 2014 fiton dy çmime ARC nga MERCOMM Inc.

...Vjetor 2014 fiton dy çmime ARC nga MERCOMM Inc. 2015 Raporti Vjetor i BKT për vitin 2014 fitoi dy çmime ARC në konkursin botëror të raporteve vjetore nga MERCOMM Inc. Çmimin e Argjendtë për Kategor

Incoming Transfers

coming Transfers Incoming transfers are: Money transfers received from banks in Albania, in Lekë; Money transfers received from banks in Albania or from abroad, in foreign currency (accepted currency:

Incoming Transfers

coming transfers are: Money transfers received from banks in Albania, in Lekë; Money transfers received from banks in Albania or from abroad, in foreign currency (accepted currency: EUR, USD, GBP, CHF

eXtra Bonus ALBtelecom!

...Bonus ALBtelecom! Fito 5% eXtra Bonus në ALBtelecom! Paguaj me Kartat e Kreditit BKT Prima në të gjithë rrjetin e dyqaneve ALBtelecom dhe përfito 5% eXtra Bonus per cdo blerje! eXtra Bonus përfitoh

eXtra Bonus ALBtelecom!

...Bonus ALBtelecom! Earn 5% eXtra Bonus in ALBtelecom! Pay with your Prima credit card in all the ALBtelecom shops and earn 5% eXtra Bonu s in every purchase! eXtra Bonus is earned only with payents

ALBtelecom 4G me 0% interes

com 4G me 0% interes BKT NE BASHKËPUNIM ME ALBTELECOM OFRON MUNDËSI FINANCIMI ME KËSTE DHE ME 0% INTERES PËR PAKETAT 4G TË RRJETIT EAGLE MOBILE Nëse keni një kartë krediti Prima mjafton të drejtoheni

ALBtelecom

com 2-12 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installments.

ALBtelecom

com 2-12 këste me 0% interes Si të përfitoni: Duke kryer pagesa me kartat e kreditit BKT Prima në POS-et e BKT ju përfitoni mundësine e ndarjes në këste. Informacion shtesë: Të gjithë Kartat e Krediti

January 28 – International Data Protection Day

...this reason, we invite you to remain vigilant and never share personal information, passwords, or banking codes with unauthorized persons or sources, outside official communication channels. The pr

Individual

Every customer has his own responsibility for the authenticity of the information they declare. At any time, you can visit one of our branches with your valid identification Card or Passport Self-decl

Tirana, Albania (February 15, 2019)

During her speech, the Minister of Social Welfare and Youth, Mrs. Olta Xhaçka underlined that: “Employment is one of the most persistent arguments for years, not just as a need for each one of us, but

BKT HOSTED ALBANIA ROUNDTABLE ‘’ALBANIAN EU ACCESSION: IS THE FINANCIAL SYSTEM READY?” IN THE FINANCIAL TIMES CENTRAL & EASTERN EUROPEAN FORUM

He underlined two milestones of strategic importance: the opening of all 33 EU acquis negotiation chapters and Albania’s official entry into the Single Euro Payments Area (SEPA) in October 2025. Accor

Inauguration Korca Branch

...and restored branch in Korçë – Tradition and innovation in customer service on the bank’s 100th anniversary 2025 On October 2, Banka Kombëtare Tregtare officially reopened the doors of its historic

FAQS

000 locations across 190 countries and territories It’s quick – your money is where it’s needed in just 10 minutes It’s easy – just visit a BKT Branch and complete one simple form It’s personal – whoe

Customer Instructions to avoid further spread of COVID-19

...further spread of COVID-19 2020 Banka Kombëtare Tregtare, to avoid further spread of COVID-19 we suggests to follow the instructions below: Limit the visits to our branches . You can perform all ba

Automatic Exchange of Information on Financial Accounts

We invite you to visit our Branches to complete Residence and Tax Identification Number. This information should be completed by all Bank customers. For more information please visit the official OECD

FATCA

More information can be found in the official page of Internal Revenue Service (IRS): https://www.irs.

FAQS

...for a Term Deposit?How secure is my money?Are my investments insured?How can I calculate my profit for my deposit? How do I close my deposit? Please visit one of our branches to apply for any of ou

FAQS

...account?What are the benefits of a current account?How do I close my BKT account?Can I open a joint bank account?What is an inactive account? Please visit one of our BKT branches with an ID card to

FAQS

...for verification?What happens if the card is held by the ATM? To find the nearest ATM or branch to carry out your transactions, you need to enter the official BKT website or download the BKT Smart

FAQ

...happens if the card is held by the ATM?Need more information? To find the nearest ATM or branch to carry out your transactions, you need to enter the official BKT website or download the BKT Smart

Energy Sector

...Sector Albania has excellent natural resources for RE investments. Energy sector in Albania constitutes a strategic resource for sustainable economic growth, given the variety of its energy sources

ATM - Smart BanKomaT

If you are not equipped with a Debit or Credit card from BKT you can apply depending on the type of card you need via BKT Online Branch, or by visiting our nearest branch. BKT ATMs operate 24 hours a

About Prima

...transactions Verifying and changing limit for internet usage If you are over 18 years and have incomes in bank from employment or any other source, you have the right to apply for Prima card: In al

Turkey-Albania Agricultural Business Forum

Turkey-Albania Agricultural Business Forum Tirana, Albania (March 28th, 2017) - In the framework of the one-day visit in Albania, Minister of Food, Agriculture and Livestock H.E. Faruk ÇELİK participa

The Banker Awards BKT as the Best Bank In Albania for the Seventh Time

About The Banker The Banker is one of the world's premier banking and finance resource, providing global financial intelligence since 1926 and is currently celebrating its 90th anniversary. The Banker

Super Salary

164 ATMs in Albania Internet Banking BKT Smart (telephone banking application) Contact Center For more information on the Terms and Conditions, you can refer to the document on the official website ww

SmartPay in BKT POS

...services DORA RESIDENCE Car Rental RENT A CAR REN GROUP Dental Clinic VITAL DENT Bar BALZAK BAR Merchendise NARTILJANO DURO Bar, coffe, restaurant OLIMPIA Bar, coffe, restaurant ALFRED VOGLI Offici

Security Instructions

Never provide confidential or personal data by electronic mail or by any other means, even if the request is made by an apparently legitimate source. Do not provide identity or other confidential info

Security Instructions

Never provide confidential or personal data by electronic mail or by any other means, even if the request is made by an apparently legitimate source. Do not access, through links, any sites that requi

Security Instructions

Never provide confidential or personal data by electronic mail or by any other means, even if the request is made by an apparently legitimate source. Do not access, through links, any sites that requi

Security Instruction

Never provide confidential or personal data by electronic mail or by any other means, even if the request is made by an apparently legitimate source. Do not provide identity or other confidential info

Security Instruction

Never provide confidential or personal data by electronic mail or by any other means, even if the request is made by an apparently legitimate source. Do not provide identity or other confidential info

Security Instruction

Never provide confidential or personal data by electronic mail or by any other means, even if the request is made by an apparently legitimate source. Do not provide identity or other confidential info

Security Instruction

Never provide confidential or personal data by electronic mail or by any other means, even if the request is made by an apparently legitimate source. Do not provide identity or other confidential info

Security Instruction

Never provide confidential or personal data by electronic mail or by any other means, even if the request is made by an apparently legitimate source. Do not provide identity or other confidential info

Safety Deposit Box

Accessing the Safe Deposit Box The safe deposit box can be accessed at any time during the Bank’s official working hours, without any fee. The box is accessed through 2 (two) keys: the Client’s UNIQUE

Reading the Monthly Statement

Interest rates and fees currently in force applied for the cards can be found in the Terms and Conditions section of Banka Kombetare Tregtare official web site www.bkt.com.al To report a stolen or los

Promotional Activities 2024

Upon receiving their approval, the list of winners will be published on BKT's official website. Winners must draw their prizes with a valid identification document (Identity Card or Passport) within t

Promotional Activities 2023

...prize of BKT Salary Customer, Monthly Automatic Bill Payments, and Travel Health insurance payment the value will be credited to the client's savings account. The list of winners will be published

Promotional Activities 2022

...of BKT Salary Customer, Monthly Automatic Bill Payments, and Travel Health insurance payment the value will be credited to the client's savings account. The list of winners will be published on BKT

Promotional Activities 2021

For the prize of BKT Salary Customer and Monthly Automatic Bill Payments, the value will be credited to the client's savings account. The list of winners will be published on BKT's official website. W

Promotional Activities 2020

For prize of BKT Salary Customer and Monthly Automatic Bill Payments, the value will be credited to the client's savings account. The list of winners will be published on BKT's official website. Winne

Promotional Activities 2019

The list of winners will be published at the official BKT web page. The winners should come to withdraw their prizes by presented a valid ID document (ID card or Passport) within three months from the

Promotional Activities 2017

The list of winners will be published at the official BKT web page The winners should come to withdraw their prizes to BKT HO at Boulevard Zhan D’Ark, Tirana, with an ID document (ID card or Passport)

Privacy Policy

al the official webpage of Banka Kombëtare Tregtare, BKT. Through our website, the user can come across different forms or calculators (i.e. job application form, credit card application form, and so

Prima eXtra Bonus

You still don’t have a Prima Card? The only thing you should do is fill the application form at our website or visit your nearest branch. You may share Prima eXtra advantages with your family, relativ

MoneyGram

...around the world, senders and receivers are never far away from MoneyGram It’s available to everyone – you don’t need a bank account or credit card It’s easy – just visit a MoneyGram agent and comp

Interview Monitor, Mr. Seyhan Pencabligil, September 2025

Interest rates are likely to moderate, which could squeeze margins, so we’ll place more emphasis on generating revenue from non-interest sources (fees, commissions and transaction) based income by gen

Important Announcement for retail and business loan customers

Download the following form, fill it out and send the completed form by email to our official mail: info@bkt.com.al or send it printed to the branch where you are customers.

FAQS

Firstly, go to BKT official webpage www.bkt.com.al , On the right top of the page you will see the option Internet Branch, choose Business.

FAQS

Firstly, go to BKT official webpage www.bkt.com.al , On the right top of the page you will see the option Internet Branch, choose Personal.

FAQS

Accumulated bonus point can be used only in merchant which are partners of loyalty program. Merchant list of bonus program can be found on BKT official web page. While paying with BKT Prima card at th

FAQS

You can use BKT Smart during 24 hours. There is no period for financial transactions. You can check your transactions online by visiting menu Current accounts/ Account statement or History. (Exception

FAQS

To cancel one of standing orders, please visit your nearest BKT branch . BKT offers you the possibility to be informed when the standing instruction is executed anytime through BKT Smart Notification.

e-banking

...as transactions on the following business day, if daily banking transaction update process has begun, which begins at 20:00 and continues until midnight). You can check your transactions online by

cookies

When you visit bkt.com.al we may collect information from you automatically through cookies. They are used to recognise you and remember your preferences or settings when you return to our site, so th

Contact Center

al , Internet Branch from “Contact” menu, BKT Smart application from “Request” menu , BKT Official Website etc., but even from IVR service where you can contact directly with technical support of POSs

Contact Center

al , Internet Branch from “Contact” menu, BKT Smart application from “Request” menu , BKT Official Website etc., but even from IVR service where you can get information on your accounts and credit car

CARDLESS TRANSACTIONS

Depositing funds can be done at the most convenient time, even during non-official banking hours without the need to visit BKT branches. Cardless transactions offer the following added values: Conveni

Business Credit Cards

Interest rates and fees currently in force applied for the cards can be found in the Terms and Conditions section of Banka Kombëtare Tregtare official web site www.bkt.com.al How can you contact us: T

BKT SMART INVEST PLATFORM

Forex, which is foreign exchange- leverage offers the opportunity for exchanges between foreign currencies during 24 hours. For more information please visit our page www.bkt.com.

BKT Smart

...be reflected as transactions on the following business day, if daily banking transaction update process has begun, which begins at 20:00 and continues until midnight). You can check your transactio

BKT Smart

...With BKT Smart, banking services for your business are now fast and secure, available anytime and anywhere on your smartphone, without the need to visit BKT branches or use a computer. All entities

BKT Mastercard Travel Premium brings you cash back for purchases abroad

For full terms and a list of partner airports, visit http://travelexperiences.mastercard.com . Thanks to your premium/business Mastercard® card, issued by BKT, you no longer need to worry about data r

BKT CEE 2025 - Panel discussion led by Mr. Seyhan Pencabligil

This growth solidifies TIA’s position as the fastest-growing airport in Europe and a source of national pride.

Basic Account

...services that enable the withdrawal of funds from a payment account within Albania in BKT branches or at ATMs (automated teller machines) during or outside the official working hours of the bank; e

"The Bank of the Year in Albania for 2020"- The Banker

Their publications provide a key source of data and analysis in the industry, functioning as a widely used index of global banking. The awards gala event was held online through TheBanker.Com platform

“Invite a Friend & Win” Campaign

124/2024 and the regulations of the Albanian DPA as part of BKT’s Privacy Policy. For more information about your rights, please visit: https://www.bkt.com.al/politikat-e-privatesise or contact the DP

"Internet" Branch

...as transactions on the following business day, if daily banking transaction update process has begun, which begins at 20:00 and continues until midnight). You can check your transactions online by

Zero Level Loan

...product makes it possible for individuals to be financed for a property, based on the relevant agreement that the bank has signed with a construction company, without the need to provide an asset a

World Savings Banks Institute (WSBI) elects new Board of Directors. First time an Albanian bank is on the Board

First time an Albanian bank is on the Board 2012 Among the seven other members from Europe coming from Germany, Spain, France, Italy, Malta, Portugal and Luxembourg, for the first time in the history

WINNERS 2025

Zemrije Islami List of winners for May 2025: Prize: Bonus for Clients Completing Digital Onboarding 1. Serxho Durrsi Prize: Bonus for Clients Taking a Super Loan 2. Nazmi Domi List of winners for June

Winners 2017

...for September 2017:Winners for October 2017:Winners for December 2017: Lista e 2 fituesve të muajit Janar 2017 per: Prize “Tablet” for ALBtelecom TOP UP 1. Valmira Osmanaj Direct Debit Price 2. Ard

Win Money Transfer

...Transfer- Win the commission already paid for International Money Transfers This price offers “crediting back” of the paid commission generated for international transfers (up to for 1.500Lekë) don

Who we are

BKT accomplished its privatization process in the year 2000 and on June 30th, 2009, Çalık Holding became the only shareholder of BKT. Having a consolidated capital structure and with extensive and dyn

Voluntary Private Pension

...Branch , you can apply at any time for voluntary private pension plans and perform the payment of contributions to the dedicated pension fund, with 0 commission. This is a new service offered by BK

Virtual POS

...POSHow a Virtual Terminal Works?Features & Benefits:Website requirements for e-commerce:Virtual Pos Application Requirements: The rise of startups and the rapid growth of eCommerce over the last fe

TRANSACTIONS

...PaymentsPaymentsPayments for E-Albania ServicesCardless Transaction LoansLocal MarketSmart PensionPOSSecurity SettingsControlsProfile Open Account Company Accounts Accounts Statement Company Deposi

Traffic Fine Payments

...service in Dega "Internet" on in our application BKT Smart you can: Check your vehicle fines using your plate and chassis number, Pay the fine with no commission and instantly remove your fine from

Trade Sector

...Sector The trade environment is constantly changing and evolving while the global marketplace remains intensely competitive. Retailers and wholesalers face enormous challenges to effectively manage

TRADE FINANCE

...Trade finance represents the financial instruments and products such as Letter of Guarantees, Letter of Credits and documentary collection used by companies to facilitate international trade and co

TRADE FINANCE

...Trade finance represents the financial instruments and products such as Letter of Guarantees, Letter of Credits and documentary collection used by companies to facilitate international trade and co

Tractor Loan

Additional information For more information about this product, we invite you to visit the nearest BKT branch. Visit BKT – Apply now and modernize your farm – Choose the Tractor Loan.

Tirana, Albania (20 March 2019)

...Albania (20 March 2019) 2019 Banka Kombetare Tregtare, inform all the customers, individuals or legal representatives of the commercial enterprises, that during 2019 will expire the Identification

The Best Bank in Albania for 2018 - by “ EMEA Finance"

...vision of EMEA Finance magazine is to be ‘the independent voice’ – one that speaks at the highest level of integrity and journalistic ethics – for the financial community, its customers, and suppli

The Best Bank in Albania for 2017 – by The Banker

...that: “The Bank of the Year in Albania award, for the eighth year, is a fantastic endorsement of the exceptional performance that BKT has achieved during these years. This accolade comes as a pleas

The Best Bank in Albania for 2017 – by “Euromoney"

Usta , said in a speech accepting the award: “The Best Bank in Albania award, for the sixth consecutive year, is an indicator to the exceptional performance of BKT and our commitment to serve our clie

Supplier Loan

...LoanGeneral Conditions: Through this loan, BKT provides you the possibility to finance the suppliers of your construction company, within the limit already approved for the construction company, th

SUPPLIER LOAN

...LoanGeneral Conditions: Through this loan, BKT provides you with the opportunity to finance the suppliers of your construction company, within the approved limit. This considers the risk and liquid

Supplier Loan

...Loan Through this loan, BKT provides you the possibility to finance the suppliers of your construction company, within the limit already approved for the construction company, therefore taking into

Sugjerime & Ankesa

...tuaj; Një numër kontakti ose adresë për korespondencë ose e-mail; Përshkrimin e ankesës me detaje sa më të sakta dhe të plota si dhe pritshmëritë tuaja nga kjo ankesë; E-mail Ju mund të na shkruani

Shop Loans

...InformationTerms and Conditions The loan for purchasing or building a shop is a mortgage loan offered to individuals who generate income from employment and wish to buy or build a commercial space

Shareholders

With the value it places on human resources and its employee-oriented management approach, Çalık Holding adheres to its economic, environmental, and social sustainability goals in all its investments,

Send money anywhere around the world within 1 day!

With the most preferential commissions, faster and cheaper than ever before .

School Payments

...Payments Through "E-Banking" or BKT Smart you can make the payment of school fees for Public Universities with 0 commission , such as: Education Fee (Professional Master, Scientific Master, Bachelo

Saving Account

...për depozitat (te vendoset Interest Rate Bulletin | Banka Kombetare Tregtare ) For more information on the Terms and Conditions, you can refer to the document on the official website bkt.com.al Con

Pyetjet më të shpeshta

...e kryera pas orës 20:00 mund të reflektohen si veprime të ditës pasardhëse të punës nëse ka filluar procesi ditor i mbylljes së veprimeve të bankës, i cili mund të fillojë në orën 20:00 dhe zgjat d

Pyetjet më të shpeshta

Nëse sheh një mesazh gabimi të përgjithshëm lutemi të kontaktosh për detaje me BKT Contact Center në numrin e telefonit +355 (0) 4 2266 288. Po, ka një menu ndihmë. E gjen në krye të çdo faqeje e cila

Pyetjet më të shpeshta

Ky kod do të dërgohet me SMS në numrin tënd të celularit dhe brenda 24 orëve duhet të bëhet regjistrimi në BKT Dega Internet duke shkuar në faqen zyrtare të BKT www.bkt.com.

Public Sector

...remain competitive in offering public goods and services in an increasingly integrated market, but this requests a lot of financial and technological resources which are not always available to the

Promotional Activities 2026

Failure to collect the prize within this period results in forfeiture of the prize. The list of winners will be published on BKT’s official website according to the following schedule: 21 April 2026 2

Promotional Activities 2018

The list of winners will be published at the official BKT web page. The winners should come to withdraw their prizes by presented a valid ID document (ID card or Passport) within three months from the

Promotional Activities 2016

944/1, dated 01/02/2016, Banka Kombëtare Tregtare comes with a promotion lottery that aim to boost the usage of Electronic Bank Services., The game will be organized in the form of a lottery which wil

Project Finance Section

Mainly, such financing has a long term, and loan repayments depend closely on the income that will be generated by the project subject to financing itself, upon its completion and operation.

Prima eXtra Bonus

...DENT 15 Department Store Coin 1 Department Store OVS 1 Dyqan Lulesh SPEAKING ROSES ALBANIA 1 Electronike MG ELECTRONICS 1 Elektronike CITY- STORE 1 Elektronike CITY STORE ELECTRONIC 1 Elektronike E

Prima Cards Offer

al) , through BKT Smart or visit the nearest BKT Branch. Terms and conditions: Last application date valid for the campaign is 22 nd of September 2023 Last date for the first transactions is 31 st of

President of Çalik Holding honored by the Ministry of Social Welfare and Youth with the Social Solidarity Prize

Ahmet Calik, President of Calik Holding, with motivation: “For special attention and contribution of Çalik Holding companies in Albania”. President of Çalik Holding honored by the Ministry of Social W

POS Virtual

...POSSi funksionon një terminal virtual?Karakteristikat dhe përfitimet:Kërkesat në internet për e-commerce:Kërkesat e aplikimit: Rritja e sipërmarrjeve të reja dhe rritja e shpejtë e e-Commerce gjatë

POSÍ Mastercard

How to Apply? If you are a business that meets the above criteria, we invite you to visit the nearest BKT branch or contact us 24/7 at the dedicated Call Center number 042266288.

Politika e Pergjeshmerise Sociale

Për të vazhduar përpjekjet për zhvillimin e qëndrueshëm BKT u bë pjesë e organizatës United Nations Global Compact iniciativës më të madhe botërore për qëndrueshmërinë e korporatave. United Nations Gl

Policy of CSR

To continue its sustainable development efforts, BKT became part of the United Nations Global Compact, the world's largest corporate sustainability initiative . United Nations Global Compact is an int

Physical POS

Become More Secure Security is a major reason why lots of people don’t like carrying around cash. Whilst there are security issues when it comes to paying by card, a business can always protect themse

Pay your holidays on installments

Divide in 4 instalments with 3% commission. Divide in 5 instalments with 5% commission. Divide in 6 instalments with 6% commission. Divide in 7 instalments with 7% commission. Divide in 8 instalments

Pay on instalments your plane ticket and Hotel!

Divide in 4 instalments with 3% commission. Divide in 5 instalments with 5% commission. Divide in 6 instalments with 6% commission. Divide in 7 instalments with 7% commission. Divide in 8 instalments

Pakistani Ambassador Riyaz Inaugurates the Honorary Consulate of the Islamic Republic of Pakistan In Albania

Pakistan’s Ambassador to Albania, His Excellency Ambassador Nadeem Riyaz inaugurated the Honorary Consulate at an official reception. Speaking on the occasion Ambassador Riyaz noted that Pakistan and

Pagesë SmartPay në BKT POS

al Studio Programimi NENSI AHMETBEJA Mobileri BLERIM KULLAJ Supermarket SUPERMARKET MEGA Hotel VLORA BACKPACKERS HOST Elektronike SWISS COMPUTERS Restorant RESTANT LUCIANO Hotel HOTEL LUCIANO Argjenda

PËRPUTHSHMËRIA

...ose operojnë për emër të Bankës Kombëtare Tregtare; Implementon linja sinjalizimi dhe raportimi të akteve korruptive; Kryen kontrolle periodike të vlerësimit të rrezikut; Zhvillon trajnime periodik

Outgoing Tranfers

...International outgoing money transfer to other banks are: Name and address of beneficiary IBAN/ SWIFTI or beneficiary’s Bank and account number Currency Country Transfer Commissions as per 3 option

Order of the Rising Sun

In Albania Çalik Holding is present with its investments in the largest companies in banking and telecommunications sectors. In Kosovo investments include banking and energy Chairman of the Board of D

Open Banking

...as the second Payment Service Directive is the EU regulation that regulates payment services and payment service providers aiming to create a more open, competitive and secure payment to payment se

National Work Internship Program, Part VI

...33 Tirana, Albania (9 July, 2021) - Banka Kombëtare Tregtare is become part of the National Work Internship Program, Part VI. Tirana, Albania (9 July, 2021 ) - Banka Kombëtare Tregtare is become pa

Money Transfers (Albania and Turkey)

If you or your loved ones wants to open account in Aktifbank, it is an easy process without visiting any branch by downloading NKolay application, and ID and video verification, you can become Aktifba

Mobile Recharge & Pay TV

” For more information on the Working Conditions, you can refer to the document on the official website www.bkt.com.

LETTERS OF GUARANTEE

...OF GUARANTEE Bank Guarantee is a bank's commitment to a counterparty entering into a contractual relationship with another counterparty. The Bank commits itself to repay any amounts agreed upon in

LETTERS OF GUARANTEE

...OF GUARANTEE Bank Guarantee is a bank's commitment to a counterparty entering into a contractual relationship with another counterparty. The Bank commits itself to repay any amounts agreed upon in

Letters of Guarantee

...of GuaranteeTypes of guarantees:General Terms: Bank Guarantee is a bank's commitment to a counterparty entering into a contractual relationship with another counterparty. The Bank commits itself to

Letter Of Guarantee

...of Guarantee Types of guarantees:General Terms: Bank Guarantee is a bank's commitment to a counterparty entering into a contractual relationship with another counterparty. The Bank commits itself t

Lajme mbi BKT

BKT ndihmon Romët në nevojë Tirane, 15 nentor 2012 – Banka Kombëtare Tregtare, në bashkëpunim me Ambasadën e Republikës së Turqisë në Tiranë dhe Shoqatën e Romëve për Integrim dhe Kundër Trafikimit të

Kredia EKO

Më poshtë mund të gjeni produktet e financimit që i përshtaten më mirë nevojave tuaja: Kredi me kolateral EKO https://bkt.com.al/me-duhet-kredi/kredi-me-kolateral/kredia-eko Kredi personale EKO Kredia

JCR Eurasia Rating reaffirms BKT as ‘AAA (Alb) for Corporate Governance

The grade assigned to BKT signifies a Distinctive Level of Compliance with the principles of the Albanian’s Corporate Governance Code and its Notch degree to the level a/Excellent . Here you can check

JCR Eurasia Rating, has evaluated the consolidated structure of “Banka Kombetare Tregtare Sh.A.”

(referred to as “the Bank” or “BKT”) is a consolidated entity comprising banking operating in Albania, Kosovo and Albania Leasing. The history of the Bank dates back to 1993 in its current name, when

JCR Eurasia Rating, has evaluated consolidated structure of “Banka Kombetare Tregtare Sh.A.” in the investment-level category with highest credit quality

(referred to as “ the Bank ” or “ BKT ”) is a consolidated entity comprising banking operating in Albania, Kosovo and Albania Leasing. The history of the Bank dates back to 1993 in its current name, w

JCR Eurasia Rating confirms AA(Alb) evaluation to BKT for Corporate Governance

...2013 JCR Eurasia Rating, by evaluating the corporate governance practices established within BKT, has assigned (AA(Alb)/Merit) for the overall level of compliance with the Albanian Corporate Govern

JCR Eurasia Rating assigns AAA (Alb) to BKT for Corporate Governance

...AAA (Alb) to BKT for Corporate Governance 2015 JCR-Eurasia Rating has assigned for the second time in a row to BKT “AAA (Alb)/Distinctive” the grade of Compliance with the principles of the code of

JCR Eurasia Rating assigns AAA (Alb) to BKT for Corporate Governance

In addition, has increased the score of “Human Resources and Performance Evaluations”, to a score of 86.27 due to its human resources policy and a separate human resources department which carries out

JCR Eurasia Rating assigns AA (Alb) to BKT for Corporate Governance

...Eurasia Rating assigns AA (Alb) to BKT for Corporate Governance 2012 This is the first–ever such rating to an Albanian Company JCR Eurasia Rating, by evaluating the corporate governance practices e

JCR Eurasia Rating affirms BKT as ‘'AAA (Alb)''

(referred to as “ the Bank ” or “ BKT ”) is a consolidated entity comprising banking operating in Albania, Kosovo and Albania Leasing. The history of the Bank dates back to 1993 in its current name, w

JCR Eurasia Rating affirms BKT as ‘'AAA (Alb)''

(referred to as “the Bank” or “BKT”) is a consolidated entity comprising banking operating in Albania, Kosovo and Albania Leasing. The history of the Bank dates back to 1993 in its current name, when

JCR Eurasia Rating affirms BKT as ‘AAA (Alb)

(referred to as “the Bank” or “BKT”) is a consolidated entity comprising banking operating in Albania, Kosovo and Albania Leasing. The history of the Bank dates back to 1993 in its current name, when

Interview with Mr. Seyhan Pencabligil-BKT has demonstrated a robust growth in retail loans and deposits portfolio

Following the earthquake, the state leveraged its resources to alleviate the financial impact, providing certain provisioning advantages and guarantees to the banking sector. Private banks collaborate

Interview for Monitor Magazine, April 2025 with Mr. Seyhan Pencabligil, Chief Executive Officer and Board Member of BKT

Additionally, BKT successfully completed its second consecutive MREL bond issuance, achieving the MREL target 100% to comply with regulations that impose additional capital requirements on systemicall

INTERNATIONAL TRANSFERS

Highly competitive fees: Improved conditions for transfers executed through business e‑banking, offering the most competitive prices in the market. Faster payments: All payments executed through busin

INTERNATIONAL MONEY TRANSFERS (IMT)

Very competitive commissions: improved terms & conditions when it comes to transfers performed through e-business, by offering the most competitive prices in the market. Fastest payments: all the paym

Insurance Payment

This new service is offered from BKT, in collaboration with several Insurance Companies. Some of the insurance products that will be offered through BKT Smart are: Compulsory vehicle insurance (TPL) M

Insurance Broker

BKT as an insurance broker negotiates with the insurance companies, on behalf of the Client, to enable it to sign an insurance contract, as per its requirements and needs, for specified risks. BKT con

Installments In Any POS

Divide in 4 instalments with 3% commission. Divide in 5 instalments with 5% commission. Divide in 6 instalments with 6% commission. Divide in 7 instalments with 7% commission. Divide in 8 instalments

Inauguration ceremony of the kindergarten for the children of the bank staff

This initiative will help all new parents or those who are waiting to become parents, who are part of the staff of Banka Kombetare Tregtare. Thus, it will be increased the productivity of parents whil

Important announcement

All compromised cards have been closed as a preventive measure. The Bank will fully compensate all affected customers, ensuring that none of them will suffer any financial loss. This reaffirms BKT’s c

Iluminapharma Offer

Adresses: “Fiori Di Bosco” complex in Don Bosko Tower Bridge 3 complex Nearby Kristal Center New flat complex in Shkoze “Lobby Home” shopping...

History

Banka Kombëtare Tregtare (BKT), with today’s name, was established in January 1993, after the merging of the Albanian Commercial Bank (ACB) and the National Bank of Albania (NBA). Actually, BKT is the

Global Money Week

...Money Week 2017 Banka Kombëtare Tregtare supporting, evaluated and financially supported “If we were Bankers” competition with the best students of the Finance Department of Economic Faculties of s

Fushata “Fto & Fito”

...vetëm kur plotësohen në mënyrë kumulative TË DY kushtet e mëposhtme: Miku i ftuar regjistrohet si klient i BKT për herë të parë 100% online në BKT Smart duke përdorur kodin referues përsa kohë kodi

FAQS

When you consider the maturity you want, decide how much you can comfortably pay each month. The shorter the maturity you choose, the higher your overall monthly payment will be, but the more you’ll s

FAQS

When you consider the maturity you want, decide how much you can comfortably pay each month. The shorter the maturity you choose, the higher your overall monthly payment will be, but the more you’ll s

FAQ

...dhënave personale, kërkesat për siguri, të drejtat e pronësisë intelektuale, garancitë dhe kufizimet e përgjegjësisë, kohëzgjatjen dhe ndërprerjen e aksesit dhe dispozita të përgjithshme. Si mund t

FAQ

Which source of income is accepted for repayments of home improvement loan? For further information on the product terms and conditions and all the required documents click at the Link below: Home Imp

FAQ

Which source of income is accepted for repayment of Home Equity Loan?4. Should I offer as collateral a property for this loan?5.

FAQ

It enhances online payment security and consumer protection, while promoting competition and innovation in the financial services market. What is the BKT API Program? The BKT API Program is a technica

Ethical Value

Confidentiality We are fully committed to maintaining the confidentiality of our clients. Transparency We are fully guided by the values ​​of transparency and reliability. Accountability We ensure hig

Emigrant Loan

...who have decided to have an apartment in Albania, to live temporarily, to help their relatives or simply to have a real estate in the mother country, come and visit our branches in BKT. Fantastic i

EMEA FINANCE AWARDS BKT FOR TWELFTH TIME AS “BEST BANK IN ALBANIA”

...been awarded as the "Best Bank in Albania", "Most Innovative Bank" and recognize “SMART banking’s enhancements as Best product for 2021 in Central and Eastern Europe and Commonwealth of Independent

EMEA FINANCE AWARDS BKT FOR TENTH TIME AS “BEST BANK IN ALBANIA”

...Albania (May 25, 2021) – Banka Kombëtare Tregtare has been awarded as the "Best Bank in Albania" and "Most Innovative Bank" for 2020 in Central and Eastern Europe and Commonwealth of Independent St

Emea Finance Awards BKT as the Best Bank In Albania for the Sixth Time

Aydin Argin, Head of Corporate and Commercial Banking Group in BKT. BKT, established in 1925, is the largest and the oldest commercial Bank in Albania. With a total asset value of 2.8 billion USD and

ECO LOAN

Below you can find the financing products that suit your needs: ECO LOAN with collateral Eco Loan | Banka Kombetare Tregtare (bkt.com.al) Personal ECO LOAN Eco Loan | Banka Kombetare Tregtare (bkt.com

ECO LOAN

...of outside doors Replacement of non regulated pumps for central heating system by new electronically regulated pumps Installation of new radiators in combination with installation of thermostatic v

ECO LOAN

...LoanEco Loan terms & conditions: When it is about home, everyone thinks how to make it more comfortable by spending less. And taking a loan to implement the required comfort seems increasingly expe

e-Albania Payments

Construction Permit Services Application for a Construction Permit Application for the Use of Water Resources Application for Environmental Impact Assessment C.

During year 2022, BKT reached the highest historic profit - Interview with Mr. Seyhan Pencabligil

...Pencabligil, Chief Executive Officer and Board Member of BKT For Monitor Magazine, 24th of April 2023 How would you rate the performance of the National Commercial Bank during the past year? What w

Directors

During his long experience in banking sector he has covered different managerial positions such as Branch Manager, Chief of Finance Department, Head of Compliance & Control Division and starting from

Dega "Internet"

Transaksionet e kryera pas orës 20:00 mund të reflektohen si veprime të ditës pasardhëse të punës nëse ka filluar procesi ditor i mbylljes së veprimeve të bankës, i cili mund të fillojë në orën 20:00

Dega Internet

Ky shërbim do ofrohet falas. Për secilën menu, ka një opsion ndihmë “?” . E gjen në krye të çdo faqeje dhe jep detaje për menunë që dëshiron të përdorësh. Ti mund të dërgosh ankesën ose sugjerimin tën

Current Account

Transparency: Get informed for your account balance and transactions anytime. Commodity: Free yourself from carrying cash. With debit card withdraw cash from ATM and make payment for purchases through

Corporate Social Responsibility

...Social Responsibility BKT's Commitment to Sustainability and Responsible Business Practices As a proud member of the United Nations Global Compact, BKT is fully committed to implementing its 10 Pri

Car Loan

...of the New Car LoanTerms and conditions of the Used Car Loan Now personal cars are a necessity, you will be able to experience the pleasure of a comfortable and fast journey by buying a new car wit

Business Debit Cards

...Debit Card The Business Debit Card is a new product designed to support companies in better managing their daily financial operations. Through the business debit card, companies can deposit and wit

Business

...Exchange on Financial AccountsWhy do I need to complete the self-declaration?Which are the entities subject of this law?Completion of the Self-Declaration form by a Proxy RepresentativeWays of Subm

Board of Directors

...Usta Chairman of the Board Born in 1950, Mehmet Usta graduated from the Department of Economics and Finance at the Eskişehir Academy of Economic and Commercial Sciences. He has more than 40 years o

BKT supports financial education initiatives

During the visit to some schools in the capital, were held in-game trainings on basic knowledge about finance. Some of the prominent topics were savings, money management to increase life quality, as

BKT Supports Construction Sector

Seyhan Pencabligil, emphasized that: "We remain confident that the difficult days have passed and better days will come for this sector. BKT has been and will continue to be one of the main supporters

Bkt Smart Activity

944/1, dated 01/02/2016, Banka Kombëtare Tregtare comes with a promotion lottery that aim to boost the usage of BKT Smart., A unique opportunity for all users of Smart BKT 1 iPhone 6 gift every month!

BKT Smart

...e dërguara do të jenë të personalizuara dhe mund të përzgjedhësh tipet e njoftimeve sipas preferencave nëpërmjet menusë Informacione/ Njoftime të zgjuara/ Konfiguro në BKT Smart. Lista e Njoftimeve

BKT Receives Two Other Important Awards By Emea Finance

...Awards By Emea Finance 2015 EMEA Finance magazine selects BKT for the “Corporate Social Responsibility award in Central and Eastern Europe and Commonwealth of Independent States”. In the same cerem

BKT PARTICIPATING IN THE LABOR FAIR ORGANIZED BY THE FACULTY OF ECONOMICS

The faculty staff together with the students welcomed over 60 participating companies from the banking sector, consulting, telecommunications, tourism, transport and business associations, which throu

BKT Hosted Albania Roundtable IN the Euromoney Central & Eastern European Forum

She focused on the fact that may be Albania is not critical enough for having the right attention from the international community and added the important role that the international community has in

BKT donates for the Roma in need

...in the framework of BKT’s corporate social responsibility policies, donated food and other cleaning materials for 50 families in need from the Roma community in Tirana. BKT donates for the Roma in

BKT Celebrates Its 85th Anniversary of Vlora Branch Establishment

Our efforts to make the oldest commercial bank in Albania the most modern one by providing the best products and services, will continue.” said Seyhan Pencapligil, CEO and Board Member of BKT.

BKT Banking Group

As one of the main actors, the BKT Banking Group is committed to increasing the well-being and economic growth in the countries were it operates. BKT Banking Group, led by BKT Sh.a., the top bank in A

BKT - Participates In "Work & Study" Fair, 2018

The 9th edition of this fair is organized by Tirana Chamber of Commerce and Industry in partnership with the Municipality of Tirana and the Ministry of Education and Sports, on 28-29-30 March 2018 in

BKT - Participant In Work & Study Fair, 2017

...- Participant In Work & Study Fair, 2017 2017 BKT supported the Work & Study Fair organized by Chamber of Commerce and Industry in partnership with the Municipality of Tirana and Sport & Education

Best Execution Policy

ACCEPTED CLIENTS The bank can offer the execution of orders to its customers, but it is obliged to complete the suitability test for the customer. 3. THE ORDER OF EXECUTION Customers of the bank have

Best Bank In Albania - The Banker

BKT is one of the most valuable Albanian brands, and it is our commitment to make this brand even better, by driving growth and development, creating new economic opportunities for citizens and commun

BE CUSTOMER

...to become a BKT customer, online in just a few minutes? Follow the steps below to complete online registration: Download BKT Smart by Scanning the QR Code or clicking on the Link below: App Store G

Banking System Ready to Use

2021) all our branches will serve until 20:00 in order to compensate for our interrupted services. Our valued customers, After the interruption in our banking system caused by the hardware problem, ou

Banka Kombëtare Tregtare (BKT) organized the inauguration ceremony of its newest branch “Dega Çorovodë”.

Seyhan Pencabligil , Parliament members representing the region, Local Government representatives, as well as customers, business owners, and community leaders. The participants were welcomed by the M

Banka Kombëtare Tregtare attended in Work & Study Fair 2016

...attended in Work & Study Fair 2016 2016 With the aim to support and promote employment BKT attended in Job Fair 2016 organized by the Chamber of Commerce and Industry in partnership with the Munici

Automatic Bill Payments

Businesses can upload invoices into their financial system (Enterprise Resource Planning – ERP) and then, through integration with BKT, send these invoices for payment. The invoices appear for executi

ATM – SmartBanKomaT

If you are not equipped with a Debit or Credit card from BKT for your business you can apply depending on the type of card you need by visiting our nearest branch. BKT ATMs operate 24 hours a day, 7 d

ASD - BKT

...- BKT 2021 ALBANIAN DEPOSIT INSURANCE AGENCY SELECTS BANKA KOMBËTARE TREGTARE AS THE FIRST AGENT BANK IN THE PRELIMINARY LIST FOR THE DEPOSIT COMPENSATION PROCESS Tirana, Albania (27th January 2021

Albtelekom Lottery

944/1, dated 01/02/2016, Banka Kombëtare Tregtare comes with a promotion lottery that aim to boost the usage of the alternative channels of BKT to recharge Albtlelekom (Eagle Mobile) numbers., A uniqu

Aktivitete Promocionale 2016

Për detaje të mëtejshme ju lutem klikoni http://bkt.com.al/veprime-ditore/bkt-smart-al Çmimi i dytë do të jetë 1 General Mobile 4G për rimbushjet e celularit të kryera për operatorin e telefonisë Albt

Agriculture Sector

Most of agro products are of good quality, offering competitive advantage for exports in Europe and abroad. Banka Kombetare Tregtare is committed to help his customers grow and thrive in Agro Sector.

About BanKomat

BKT in cooperation with well-known international payment companies as Mastercard and VISA, offers these debit cards known in the global market as, Debit MasterCard and VISA Electron, delivered directl

AAA (Alb) rating - by JCR Eurasia Rating

BKT again this year completed major awards in the banking industry, receiving formerly "The Best Bank in Albania" by “EMEA Finance” and AAA (Alb) by JCR Eurasia Rating. Established in 1925 BKT is the

"The Banker" Reaffirms BKT as "The Best Bank In Albania" for 2013

The Banker, the banking sector’s magazine of Financial Times, is the world's premier banking and finance resource. Read in over 180 countries around the world, The Banker is the key source of data and

"ON THE FUNCTIONING OF THE AIPS EURO SYSTEM FOR PAYMENT OF DOMESTIC TRANSFERS TO CLIENTS IN EURO"

...of the regulation "ON THE OPERATION OF THE AIPS EURO SYSTEM FOR PAYMENT OF DOMESTIC TRANSFERS TO CLIENTS IN EURO" as well as its publication in the official bulletin, we inform all our customer tha

JCR Eurasia Rating assigns AAA (Alb) to BKT for Corporate Governance

...AAA (Alb) to BKT for Corporate Governance 2015 JCR-Eurasia Rating has assigned for the second time in a row to BKT “AAA (Alb)/Distinctive” the grade of Compliance with the principles of the code of

JCR Eurasia Rating assigns AAA (Alb) to BKT for Corporate Governance

23 (AAA (Alb)/Distinctive) points out of 100 for the overall level of compliance with the Albanian Corporate Governance Code and the regulations. JCR Eurasia Rating assigns AAA (Alb) to BKT for Corpor

"Best Buy" Medal

...as the financial institution for the best ratio of quality banking services in the Albanian market According to the market research by the Swiss company ICERTIAS International Certification Associa

"Bank of the Year In Albania For 2019" - Global Finance

The selection process is completed with extensive consultations with corporate financial executives, analysts and bankers throughout the world. A full report about Best Banks will appear in the May is

VESA SPA

For more information please visit www.vesa-spa.

UPT - Universal Payment Transfers

...BKT is now offering fast money transfers through UPT Company for global money transfers and payment platform for domestic and international transfers in USD and EUR currencies. UPT started its jour

Updating Personal Data

By visit your nearest branch with your ID: Passport or valid ID card Through Online Channels: In the Internet Branch or BKT Smart you can change: mailing address or e-mail address. Your identification

Up to 50% off on entertainment during your travels with BookingBash and Visa.

BookingBash is a mobile app that allows you to plan a fantastic trip, visit numerous interesting places, important architectural points, tastings , amusement parks and much more, filling your trip wit

Traffic Fines

...service in Dega "Internet" on in our application BKT Smart you can: Check your vehicle fines using your plate and chassis number, Pay the fine with no commission and instantly remove your fine from

Trade Finance

...FinanceSolutions for your business: Trade finance represents the financial instruments and products used by companies to facilitate international trade and commerce. Through trade finance solutions

TRADE FINANCE

...FinanceSolutions for your business Trade finance represents the financial instruments and products used by companies to facilitate international trade and commerce. Through trade finance solutions,

Trade Finance

...FinanceSolutions for your business: Trade finance represents the financial instruments and products used by companies to facilitate international trade and commerce. Through trade finance solutions

Tourism Sector

...is considered one of the most potential sectors for achieving a higher economic growth and with positive effects on employment growth and real income As a leading bank in the banking system, we hav

The first generation of the students in Faculty of the Studies Integrated with Practice (FASTIP) was graduated on September 13, 2011.

This initiative has been embraced and integrated in the human resources policies of BKT. FASTIP is a very innovative program in the educational market in Albania, since according to this program, base

The Best Bank in Albania for 2016 – by “Euromoney"

...which BKT is receiving for the fifth consecutive time, confirms the position of the Bank as innovative, financially strong and leader within the Albanian Banking system. The award comes right after

Tax Payments

...with simplified income tax of the tax liability is submitted within the 20th of the first month after the end of each quarter of the calendar year Declaration of tax at source form Not later than t

Tax Payments

...individuals April 30th of the following year Declaration of incomes made by the individual, in cases when the payer of the amount cannot withhold the tax at source. Within the 20th of the month fol

Sugjerime & Ankesa

...mbiemrin tuaj; Një numër kontakti ose adresë për korespondencë ose e-mail; Përshkrimin e ankesës me detaje sa më të sakta dhe të plota si dhe pritshmëritë tuaja nga kjo ankesë; E-mail Ju mund të na

SmartPay Kastrati

2023 Follow the link to learn how to activate SmartPay in BKT Smart SmartPay: https://www.youtube.com/watch?v=xIaMRLIGg50 Follow the link to learn how to pay with SmartPay in BKT POS BKT: http://www.y

SmartPay Kastrati

2023 Mëso si të aktivizosh SmartPay në BKT Smart SmartPay: https://www.youtube.com/watch?v=xIaMRLIGg50 Mëso si të paguash me SmartPay në BKT POS BKT: https://www.youtube.com/shorts/EAuAkdEp-i0 Banka K

SmartPay

Possibility of sending/receiving QR Code in social communication applications . 24/7 availability Sending/receiving money in different currencies . SmartPay can be found in BKT Smart application (Andr

Smart Banking saves you time and money!

You can deposit money into any Super BanKomaT by following these steps: Visit a Super BanKomaT and enter your BanKomaT debit card and PIN . Select the Deposit option. Choose the currency you will depo

Shop Improvement

Additionally, the loan is suitable for individuals who generate income from renting commercial spaces, giving them the opportunity to invest in renovating these spaces to increase their value and func

Ria Money Transfer

BKT customers can receive money directly into their bank accounts from almost any corner of the world, quickly and with competitive fees. How to receive money with Ria Money Transfer? Direct to accoun

RECEIVABLE FINANCING LOAN

...Financing LoanGeneral Conditions: The receivable financing loan provides flexible access to additional funds for companies with accounts receivable from their customers, enabling smoother business

Pyetjet më të shpeshta

Në çdo rast, mund të raportoni kartën tuaj të mbajtur nga ATM në numrin e Shërbimit të Contact Center +355 (0) 42 266 288. Na kontaktoni nëpërmjet kanaleve tona të komunikimit si adresa e email-it ose

Pyetjet më të shpeshta

...– Çertifikatë me fotografi dhe për shtetasit e huaj – Pasaportë Për më shumë informacion mbi depozitat në BKT, ju mund të na shkruani në shërbimin WhatsApp në numrin +355 674000018 ose email në pos

Promotional Activities 2025

...declared a winner, the generating transaction/client will be identified, and the winner will be contacted through BKT’s Contact Center (+355 4 22 66 288) for further procedures. In some cases, winn

Privacy Policy

...POLICY National Commercial Bank is committed to respect and protect the privacy and personal data of every individual, including its employees, suppliers, customers, business partners, customers. C

Prima eXtra Falas

Main Cards as well as supplementary cards will participate, but if winning ticket comes from a transaction performed with the supplementary card, the price will go to the main cardholder, which is als

Prima Aktivizohu

...and Winner Announcment:Winner selection mechanism: Besides Prima Falas monthly promotional activity where is selected 1 winner every day, BKT come with a second promotion which aim the activation a

Prima Aktivizohu

...and Winner Announcement:Winner selection mechanism: Besides eXtra Falas monthly promotional activity where is selected 1 winner every day, BKT come with a second promotion which aim the activation

Periodic Payments

You may also use Standing Instruction: to save regularly and in a commode way, from your current account to “Femija Im” deposit. to send money regularly to your student children. By coming only one ti

Periodic Payment

You may also use Standing Instruction: to save regularly and in a commode way, from your current account to “Femija Im” deposit. to send money regularly to your student children. By coming only one ti

My Child Deposit

...For a safer future Deposits in the Bank are insured up to the amount 2,500,000 (two million five hundred thousand) ALL from the Deposit Insurance Agency. For more information please click in the of

More payments with your Mastercard cards, more chances of winning a ticket to UEFA Champions League Final London 2024!

This time you can win 2 tickets for UEFA Champions League Final London 2024, along with transport and accommodation! BKT Masterardr cards always surprise you! This time you can win 2 tickets for UEFA

Mastercard Day

For more information and full campaign terms and conditions, visit: Mastercard® - Mastercard Day...

Leximi i pasqyrës mujore

...se kundërshtimi juaj nuk pranohet, duke u bazuar në rregullat e MasterCard/Visa, shuma e kundërshtuar do t’ju ngarkohet bashkë me interesat dhe komisionet përkatëse. Shënim: Interesat dhe komisione

LETTERS OF CREDIT

LC can be compared to the work of a tailor: the parties get the result that fits their needs.

LETTERS OF CREDIT

LC can be compared to the work of a tailor: the parties get the result that fits their needs.

Letters of Credit

LC can be compared to the work of a tailor: the parties get the result that fits their needs. LC can be used if: The buyer and the seller do not know each other well enough – the other party is unfami

Letter Of Credit

LC can be compared to the work of a tailor: the parties get the result that fits their needs.

Legal & Policy

...& Policy Bank exercises its activities in compliance with legal norms in force, and in order to ensure a continues compliance with the legal framework, Bank conducts monitoring of the changes in th

Karta Prima e Biznesit

Në rast se kundërshtimi juaj nuk pranohet, duke u bazuar në rregullat e MasterCard/Visa, shuma e kundërshtuar do t’ju ngarkohet bashkë me interesat dhe komisionet përkatëse. SHËNIM: Interesat dhe komi

INTRA-GROUP TRANSFERS

With BKT you now have the chance to transfer money within one hour with fixed commissions regardless the amount in ALL, EUR, USD, CHF, TRY, AUD, CAD and GBP currencies. Your partner in Kosovo will not

INTRA-GROUP TRANSFERS

With BKT you now have the chance to transfer money within one hour with fixed commissions regardless the amount in ALL, EUR, USD, CHF, TRY, AUD, CAD and GBP currencies. Your partner in Kosovo will not

Interest Only Mortgage Loan

) who want to buy or build their work premises, or individuals who generate income from employment and want to purchase a unit for investment purposes (rent). Refinancing granted for the above-mention

Individ

Për këtë qëllim , BKT është e angazhuar në përmbushjen e dispozitave të përcaktuara nga ky ligj, që i referohen zbatimit mbi Standardin e Përbashkët të Raportimit (CRS- Common Reporting System) të OEC

Housing Project

...years old and for female borrowers 65 years old) List Sending Institution Benefiting Category Borrower’s IR -> Municipality -> Homeless Family -> 3% fixed Disbursement Comission 1% Offer over Loan

Home Improvement

With flexible terms and simple procedures, you can bring every idea to life and make your home more comfortable and functional. Second-level banks generally use the 1-year Treasury Bill rate as the ba

Home Equity

...your home, invest in education and healthcare, plan vacations, buy a used car, consolidate debts from other banks, or fulfill any other purpose that complies with the bank’s policies. The process i

Get to know contactless

The limit of 2,000 ALL is set for Albania in accordance with the rules and standards of the card issuing companies. Contactless limit varies from country to country. In total can be performed 5 contac

Features & Benefits

You can use the same client number and password even in the Internet “Branch”. Commissions applied in Mobile Banking are the same as those of the Internet “Branch”. and the transactions carried out in

FASTIP Graduation Ceremony

Based on the German model of dual studies, only students of this faculty have the great privilege of combining theoretical professional knowledge in the academic process, with learning through practic

eXtra Falas

Main Cards as well as supplementary cards will participate, but if winning ticket comes from a transaction performed with the supplementary card, the price will go to the main cardholder, which is als

eXtra Falas

Main Cards as well as supplementary cards will participate, but if winning ticket comes from a transaction performed with the supplementary card, the price will go to the main cardholder, which is als

eXtra Falas

Main Cards as well as supplementary cards will participate, but if winning ticket comes from a transaction performed with the supplementary card, the price will go to the main cardholder, which is als

Euromoney Recognizes BKT as "The Best Bank In Albania" for the Third Time In a Row

Usta emphasized that: “BKT, the oldest bank in the Albanian Market and part of Çalik Group since 2006, in the recent years has increased its competitive power in the market by developing a strong and

Direct Debit Promotional Activity

944/1, dated 01/02/2016, Banka Kombëtare Tregtare comes with a promotion lottery that aim to boost the usage Direct Debit service. A unique opportunity for all the clients open e Direct Debit Contract

Digital Customer Onboarding

With our new platform, you can complete the registration process without paperwork, without queues, and without stress.

Deposit in Smart BanKomaT and earn Cashback!

How to deposit money in Smart BanKomaT? Follow the steps below and deposit ALL into your bank account to become part of the Cashback campaign: 1. Visit a Smart BanKomaT and enter your debit card and P

Cooperation Agreement: BKT –Faculty of Economic, University of Tirana

I am very happy to be in this new environment of this faculty, and I invite you to visit our new BKT facilities. BKT will continue to remain a serious partner, contributing to the younger generation’s

Contact Center

...përgjithshëm mbi produktet tuaja bankare si dhe të produkteve dhe shërbimeve që BKT ofron përvec kanaleve të komunikimit si adresa e email-it callcenter@bkt.com.al ose info@bkt.com.

Contact Center

...përgjithshëm mbi produktet tuaja bankare si dhe të produkteve dhe shërbimeve që BKT ofron përvec kanaleve të komunikimit si adresa e email-it callcenter@bkt.com.al ose info@bkt.com.

Construction Sector

A boom of construction in high quality residential building and offices, touristic complexes and hotels, is blooming. We provide working capital to construction companies to help them operate at full

Çmime dhe Vlerësime

AAA (Alb)– nga JCR Eurasia Rating për Qeverisjen e Korporatës për të dytën herë rradhazi JCR-Eurasia Rating, vlerëson për të dytën herë BKT me "AAA (Alb)/Distinctive", mbi respektimin e parimeve të ko

Cheque Services

Cheques can actually be yet another useful tool for your company. Why to use BKT Business Cheques? It is easy to carry- You don’t need to carry a lot of cash They are safer- You can issue a stop payme

CHEQUE COLLATERALIZED LOAN

Target Customers: Existing Credit Customers (Corporate and Commercial), Existing Operational Customers, and selectively chosen new customers with strong financial position. The targeted customer shoul

Cash Back

Cash back is an alternative for withdrawing money with Debit card in any purchase, a service suplied and regulated by payment system companies (MasterCard, Visa, etc). It is a facility offered to you

Campaign “Bonus for Digital Onboarding”

...“Bonus for Digital Onboarding” Become BKT customer 100% online from BKT Smart and get BONUSES Period: September 1 – December 31, 2025 BKT rewards new clients who register through Digital Onboarding

BKT reopens Durres branch

Selecting our oldest building for this transformation emphasizes our commitment to combining tradition with modern banking tailored to the needs of our Albanian customers. We take pride in being the t

BKT Organizes Foreign Trade Practices Seminar

...seminar organized with the support of Aktif Bank, one of the most important investment banks in Turkey, participated many of the biggest trading and production companies in Albania, leaders in thei

BKT Launches New Products To Support Agrobusiness

Seyhan Pencabligil, Head of Commercial Banking Group Mr. Pekhan Isipek, in his opening speech stated that agriculture is very crucial for the country’s development.

BKT Keeps Creating Facilities To Its Clients

Among these products, BKT clients may use outgoing transfers within Albania up to 1,5 million Lek, all incoming transfers in Lek, registration and usage of “Internet” Branch and Mobile Banking, emigra

BKT Hosted Albania Roundtable IN the Euromoney Central & Eastern European Forum

...Forum 2017 Banka Kombëtare Tregtare, sponsored and organized for the second consecutive year, the Albania Roundtable “Albania’s Progression Towards Becoming the Fastest Growing Economy in the Balka

BKT has organized a meeting with agribusiness representative

The participants were welcomed by the Chief Executive Officer and Board Member of BKT Mr. Seyhan Pencabligil and Chief Executive Officer of CBS (Creative Business Solutions), Mr. Enio Jaço. In his spe

BKT Celebrates Its 90th Anniversary With "The Best Bank In Albania" Award Received for the Sixth Time By "The Banker"

"Receiving "The Bank of the Year" award has become a tradition already for BKT. Although Albanian economic growth has been at the same level compared to other European countries, we have managed to re

BKT Awarded as "Best Bank in Albania for 2012" By Euromoney Magazine

Seyhan Pencabligil, CEO and Member of the Board of Directors of BKT. Commenting on the award, Mr. Mehmet Usta, Chairman of the Board of Directors said "I was delighted to receive this prestigious awar

BKT - Participated At Labor Fair, 2017

Olta Xhaçka, is an opportunity where concrete effort of employers and employees find useful ways of filling the vacancies. BKT, the oldest commercial bank in the country with a network of 93 branches,

Biznes

Për këtë qëllim, BKT është e angazhuar në përmbushjen e dispozitave të përcaktuara nga ky ligj, që i referohen zbatimit mbi Standardin e Përbashkët të Raportimit (CRS- Common Reporting System) të OECD

BEST EVER OFFER FOR MORTGAGE LOANS

Fast approval from the moment of submission of the last required documentation. 0% commission for transferring existing home loan. The best mortgage loan offer ever will help you realize your dreams.

Best Bank In Albania for 2019 - The Banker

...2019 Banka Kombëtare Tregtare (BKT) was selected as "The Bank of the Year in Albania for 2019 ” by& "The Banker" , the world’s premier banking and finance resource, providing global financial intel

Banka më e mirë në Shqipëri për vitin 2017 – nga "Euromoney"

4 miliard dollarë depozita, BKT u shërben klientëve të saj nëpërmjet rrjetit prej 93 degësh , 67 prej të cilave ndodhen në Shqipëri dhe 26 në Kosovë. Për më shumë informacion, vizitoni: www.bkt.com.al

Banka Kombëtare Tregtare Supports the "Green Revolution" Initiative of Tirana Municipality

Erion Veliaj, expressed his gratitude to BKT noting the donations made over the years to improve the living conditions in the community. "Thank you very much for the donation. I know that there are ma

Banka Kombëtare Tregtare is awarded from Global Finance as ‘’The Best Bank in Albania for year 2025’’

During the awards ceremony, Global Finance recognized National Commercial Bank (BKT) as the “Best Bank in Albania for 2025” . In its official press release, Global Finance emphasized that this year’s

Banka Kombëtare Tregtare is awarded from Global Finance as ‘’The best bank in Albania for year 2023’’

...Finance magazine states that the winners of this year’s awards are those banks that attended carefully to their customers’ needs in difficult markets and accomplished better results while laying th

Are you looking for the best loan free collateral offer?

Super-fast approval within 24 hours. Visit any BKT branch to find out more about loan terms. Always with you!

Agro Support Loan

Collateral: 50% real estate mortgage and pledges Additional information For more details about this product, we invite you to visit the nearest BKT branch. Visit BKT – Apply now and secure the support

Agro Special Loan

Collateral: Not required Additional information For more details about this product, we invite you to visit the nearest BKT branch. Visit BKT – Apply now and get support for your project – Choose the

Account for Retiree

...the account results inactive for over 2 years it will be classified automatically as standard account If you want to switch your pension in BKT please visit our nearest branch. We take care of the

20% eXtra Bonus in Megatek!

(“Para Xhepi” option from the POS is offered without commission ). Read more about the “Para Xhepi”: Cash Back | Banka Kombetare Tregtare (bkt.com.

"THE BANK OF THE YEAR IN ALBANIA FOR 2021” - THE BANKER

The awards gala event regarded as the industry standard for banking excellence, was held online through TheBanker.Com platform on December 2, 2021. Although Albania’s economic was hit hard by Covid –

JCR Eurasia Rating reaffirms AAA (Alb) to BKT for the sixth time in a row

...together with the targeted profit increases are expected to place the Bank in the market-leader position within a few years the well-capitalized Bank’s generated internal resources will continue to

"Best Bank In Albania" - Euromoney

I am confident that BKT’s proven ability to balance growth with adequate control, giving our customers guarantee for their financial future, will maintain BKT leadership in the coming years” Mr. Penca

"Banka Më E Mirë Në Shqipëri Për 2019" - Global Finance

Një raport i plotë mbi ‘Bankat më të Mira’ do të publikohet në numrin e muajit Maj të Global Finance si edhe në faqen web: www.gfmag.com .

With Prima credit card, buy whatever you want without thinking twice!

...thinking twice and enjoy the following benefits With Prima credit card, buy whatever you want without thinking twice and enjoy the following benefits: 0% commission for online purchases, both domes

WIN TPL INSURANCE PAYMENT

From the complete list of tickets, 1 (one) winner will be selected for each promotional game, which will take place in March 2024, July 2024, and November 2024. Transactions made by bank staff will be

Win "Smart Watch"

..."Smart Watch" This prize will be offered for Top-up recharges for ALBtelecom mobile company performed through in one of online BKT Channels: BKT Smart Mobile Application E-Banking ATM Each recharge

Win "Smart Watch"

..."Smart Watch" This prize will be offered for Top-up recharges for ALBtelecom mobile company performed through in one of online BKT Channels: BKT Smart Mobile Application E-Banking ATM Each recharge

WIN REFUND FOR TRAVEL INSURANCE

All the winners are subject to income tax at the source. The winners of this prize will be excluded from the following promotion activity if they have won this award before (during the year in which t

WIN PENSION FUND CASHBACK

All the winners are subject to income tax at the source. The winners of this prize will be excluded from the following promotion activity if they have won this award before (during the year in which t

Win a ticket to Unum festival by sending money with SmartPay!

youtube.com/watch?v=wMNkOmSlagg Campaign duration is: 18 h – 25 th of May 2022 *After campaign being over, we will generate the report for the winners with the highest number of SmartPay sent transact

Win a “TABLET”

...a “TABLET” This prize will be offered for Top-up recharges for Albtelecom (Eagle Mobile) company through performed in one of BKT Channels: BKT Smart mobile application E-banking ATM Each recharge d

Win a "TABLET"

...a "TABLET" This prize will be offered for Top-up recharges for ALBtelecom mobile (Eagle Mobile) company through performed in one of BKT Channels: BKT Smart mobile application E-banking ATM Each rec

Win a "Smart Watch"

...a Smart Watch This prize will be offered for Top-up recharges for ALBtelecom mobile (Eagle Mobile) company through performed in one of BKT Channels: BKT Smart mobile application E-banking ATM Each

VEPRIME PA KARTË

...celulari pa kartë (me para cash) Për më shumë informacione dhe mënyrën e përdorimit të ATM së BKT ju lutem referohuni informacionit të detajuar në MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) Infor

VEPRIME PA KARTË

...Për më shumë informacione dhe mënyrën e përdorimit të këtij transaksioni ju lutem referohuni informacionit të detajuar në dokumentin Depozitim me Kod Unik në ATM Cx Banking për klientët Biznes (bkt

VEPRIME ME KARTË

Për më shumë informacione dhe mënyrën e përdorimit të ATM ju lutem referohuni informacionit të detajuar në MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) Për informacion rreth limiteve ju lutem referohu

VEPRIME ME KARTË

Për më shumë informacione dhe mënyrën e përdorimit të ATM ju lutem referohuni informacionit të detajuar në MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) Për informacion rreth limiteve ju lutem referohu

Veçoritë dhe përfitimet

Nuk të duhet të paraqitesh në degë, të plotësoni aplikime ose formularë, ti mund ta përdorësh Degën Internet direkt nga faqja e internetit www.bkt.com.al ....

Updating Personal Data

2008 “On prevention of money laundering and terrorism financing”, changed, it is recommended for every customer, who has changes on their personal data, to come on our branches for confirmation or upd

Update Business Data

2008 “On prevention of money laundering and terrorism financing”, changed, it is recommended for every customer, who has changes on their personal data, to come on our branches for confirmation or upd

Treasury Payments

For example, you can continue to do your works in your office and pay treasury payment via BKT Smart and Internet Branch with 0 commission. If you are already registered and you are user of BKT Smart

Transfer & Pay

Payment for voluntary insurance Payment for financial institutions Payment for insurance companies Payment for National Dwelling Entity Etc. Payments available on “Internet” branch: Bill payment* for

TRANSACTIONS WITH CARD

For more information and how to use Smart BanKomaT please refer to the detailed information in the MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) For information about the limits, please refer to the Ba

TRANSACTIONS WITH CARD

For more information and how to use Smart BanKomaT please refer to the detailed information in the MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) For information about the limits, please refer to the Ba

Tourism Loan

...support all the business in tourism sector by enabling businesses to expand, renovate their activity, thereby contributing to the overall growth and competitiveness of the industry. A dedicated pro

Tourism Loan

...support all the business in tourism sector by enabling businesses to expand, renovate their activity, thereby contributing to the overall growth and competitiveness of the industry. A dedicated pro

Top ups and Payments for TV

Participants in the lottery will be the clients they will perform Mobile recharge according to operators that operate in the market such as: ALBtelecom mobile Vodafone T-Communication Pay TV as: Tring

Tirana, Albania (February 15, 2019)

The shareholding structure of these companies is established in accordance with the rules and laws of these countries, and no law or instruction of the Albanian legal framework does not prevent the ba

The Best Bank in Albania for 2021 - Global Finance

...magazine states that the winners of this year’s awards are those banks that attended carefully to their customers’ needs in difficult markets and accomplished better results while laying the founda

The Best Bank in Albania for 2017 - by “ EMEA Finance"

Established in 1925 BKT is the largest and the oldest commercial Bank in Albania . With a total asset value of 3.7 billion USD and total deposits of 2.

The Best Bank in Albania for 2016 - by “ EMEA Finance"

BKT, established in 1925, is the largest and the oldest commercial Bank in Albania. With a total asset value of 3.1 billion USD and total deposits of 2.4 billion USD, BKT serves its customers through

The Best Bank in Albania for 2013 – by “Euromoney”

One of the two largest banks BKT is the second largest and the oldest commercial bank in Albania, having a total asset value of 2.4 billion USD and a total deposit of 1.9 billion USD. BKT network incl

SWIFT GO

Receive payments to BKT through Swift Go, the new innovative and fast way for your incoming payments. You can receive payments from all sending banks that are part of Swift Go community. With Swift Go

SWIFT GO

Receive payments to BKT through Swift Go, the new innovative and fast way for your incoming payments. You can receive payments from all sending banks that are part of Swift Go community. With Swift Go

Sustainability Report

As Albania’s oldest and largest commercial bank, BKT recognizes the responsibility of financial institutions in supporting sustainable economic development, promoting responsible financing, and contri

Super Paga

Pagesa periodike mujore nga llogaria e pagës Interes mbi balancën ditore Mirëmbajtja pa komision Nxjerrja e llogarisë pa komision Depozitim pa komison Bonus për cdo llogari të re të hapur në muajin e

Super Loan for Super Desires!

Super Loan to make your wishes come true, whether small or big!

Super Loan

...informationGeneral informationTerms and Conditions Superloan is a personal loan intended to be accessed very easily from customers that have incomes from salary, rent passing through banking system

Student Account

*The customer benefits only one current account in ALL without commission! Please download the document with information related to the fees.

SmartPay

Për më tepër detaje rreth procesit të dërgimit/ marrjes së parave shikoni videon në KËTË link Për më shumë informacion mbi Kushtet e Punës ju lutem referojuni dokumentit në faqen zyrtare www.bkt.com.

Smart Deposit

For more information on interest rates click on the link: https://www.bkt.com.al/do-investment/interest-rate-bulletin...

Smart Deposit

Më shumë informacion mbi normat e interesit kliko mbi linkun https://www.bkt.com.

Salary Services

...account in BKT offers a wide field of service with very flexible access in salary customers’ incomes. An account A debit card which allows you to check your account balance, withdraw cash from ATMs

Safety Advices

...are contacted in the digital channels or your phone with the claiming that you are being contacted by BKT please inform us at +355 4 22 66 288 or info@bkt.com.al ....

S & P rating

...rating in Albania, is a testament to our disciplined and proactive business model, experienced leadership and focus on delivering value to and for our customers. We remain committed in supporting A

Rreth Prima

...Pagesë karte Tërheqje (paradhënie) Verifikim i kartave dhe limiteve Verifikim i faturave (pasqyrave) dhe transaksioneve të fundit Verifikim dhe ndryshim i limitit për përdorim në internet Nëse jeni

Rimbushje celulari (Top-up)

" Për më shumë informacion mbi Kushtet e Punës mund ti referoheni dokumentit në faqen zyrtare www.bkt.com.

Receivable Financing Loan

...Financing LoanGeneral Conditions: Receivable financing loan is designed as flexible access to more funds for companies that have accounts receivable from their customers. Sometimes, some additional

Receivable Financing Loan

...Financing Loan Receivable financing loan is designed as flexible access to more funds for companies that have accounts receivable from their customers. Sometimes, some additional cash flows allow y

QR Spar

For further information regarding SmartPay on POS usage and advantages visit SmartPay in BKT POS | Banka Kombetare Tregtare Validity of the offer 07.04.2023-07.05.

Pyetjet më të shpeshta

Në çdo rast, mund të raportoni kartën tuaj të mbajtur nga ATM në numrin e Shërbimit të Contact Center +355 (0) 42 266 288. Na kontaktoni nëpërmjet kanaleve tona të komunikimit si adresa e email-it ose

Project Financing

New loans are issued through a strict and professional selection criteria and in-depth due diligence, aiming to preserve a sound portfolio of such loans. The complexity of this segment of loans mitiga

Prima Outside The Country

Prima Outside The Country Beside 0 % commission in every purchase , Prima credit cards surprise you with eXtra Bonus for international transactions done abroad . Performing 3 international transaction

Prima Këste - eXtra 0%

BKT cardholders can select either to make a normal payment or instalment while they’re completing a purchase at one of BKT POS participants. Depending on the client’s possibilities he can choose the n

Price for the salary customers in BKT

Price for the salary customer in BKT

All the winners are subject of tax on the incomes at the source....

Price for Salary Customer in BKT

All the winners are subject of tax on the incomes at the source....

Politikat e Privatësisë

...të BKT Me hyrjen tuaj në këtë faqje interneti, ju pranoni se keni lexuar dhe pranuar kushtet e mëposhtme: Kjo faqe në internet ku ju keni hyrë, www.bkt.com.al , është faqja zyrtare në internet e Ba

Politika Ekzekutimit më të mirë

Kontakte të drejtpërdrejta me banka dhe brokera të licensuar në tregun ndërkombëtar të instrumentave financiarë, sic janë Intesa SPA, CommerzBank, SOCGEN, JP MORGAN, DEUTSCHE BANK, DZ BANK, etj BKT

PLATFORMA BKT SMART INVEST

ETF (Fondet e Tregtuara në Bursë), të cilat në një farë mënyre janë shporta e shumë letrave me vlerë mund të tregtohen në bursa. Tregu i Këmbimeve Valutore me levë financiare, u ofron mundësinë për kë

Personal Loan

High liquidity with competitive interest rates!...

Pension Vullnetar Privat

al SIGAL UNIQA INVEST FONDI SIGAL PRO Prospekti Fondit të Pensionit Adresa: Rruga Ukraina e Lirë Tirana,Shqipëri +35544511666 info@fondisigal.com.

Pay with SmartPay in Mulliri and get a Free coffee

...is valid for all Mulliri shops 22 nd of September – 22 nd of October 2023 For further information regarding SmartPay on POS usage and advantages visit SmartPay in BKT POS BKT reserves the exclusive

Pay with Prima and earn eXtra Bonus!

More eXtra Bonus points can be earned & redeemed in this list: https://bkt.com.al/en/daily-banking/credit-cards/prima-extra-bonus . Accumulated points can be seen in BKT Smart application, under the s

Pay with BKT Prima Debit & Credit Cards and get 10% Cash-back

...with a maximum of 2,000 ALL The reward will be based on costumers, which means if a customers has two credit cards, the transactions of one card will not be combined with the transactions of the ot

Pay with BKT Credit & Debit Cards (Mastercard) and get 5% Cashback

...with a maximum of 2,500 ALL The reward will be based on costumers, which means if a costumers has two credit cards, the transactions of one card will not be combined with the transactions of the ot

Pay with BKT Credit & Debit Cards in all Spar supermarkets and get 2000 Lekë Cashback

The reward will be based on costumers, which means if a costumers has two credit cards, the transactions of one card will not be combined with the transactions of the other card.

Pay with BKT Credit & Debit Cards at Megatek and get 500 Lekë Cashback

The reward will be based on costumers, which means if a costumers has two credit cards, the transactions of one card will not be combined with the transactions of the other card.

Paguaj me Prima dhe fito eXtra Bonus!

Ju mund t ë fitoni dhe t ë shpenzoni me tep ë r pik ë eXtra Bonus n ë list ë n e tregtar ë ve ne linkun: https://bkt.com.al/veprime-ditore/karta-krediti-prima/prima-extra-bonus . Gjithashtu pik ë t e

Pagesa Shkollimi

Për më shumë informacion mbi Kushtet e Punës mund ti referoheni dokumentit në faqen zyrtare www.bkt.com.

Përgjegjshmëria Sociale

...Sociale Angazhimi i BKT-së ndaj Qëndrueshmërisë dhe Praktikave të Përgjegjshme të Biznesit BKT është anëtare e organizatës së Kombeve të Bashkuara "Global Compact", e angazhuar në zbatimin e 10 Par

Open Banking

Në të njëjtën kohe PISP-të sigurojnë klientët për inicimin e pagesës, në mënyrë që mallrat të mund të lirohen ose shërbimet të mund të ofrohen pa vonesë. Nëse keni nevojë për informacione të mëtejshme

Online Money Transfer

All the winners are subject of tax on the incomes at the source....

Oferta Prima Cards

Apliko online në linkun Aplikimi i kartës së kreditit | Banka Kombetare Tregtare (bkt.com.al) , nëpërmjet BKT Smart ose vizito degën më të afërt BKT. Vera zgjat më shumë me kartat e kreditit BKT Prima

Na Kontakto

...e zyrave qendrore: Rruga e Vilave, Lundër 1, 1045, Tiranë, Shqipëri Numri i telefonit +355 (0) 4 22 66 288 SWIFT Code: NCBAALTX Adresa e e-mail: info@bkt.com.al...

Money Transfer

...Transfer BKT offers the possibility of performing incoming and outgoing transfers. You can transfer money from your bank account to all currencies accepted by BKT (ALL, EUR, USD, GBP, CHF, CAD, AUD

Money Gram

Mjafton të ndiqni këto hapa: Shkoni pranë çdo degë të MoneyGram. Gjeni pikën më të afërt të MoneyGram duke klikuar www.moneygram.com . Paraqisni një dokument identifikimi (ID ose Pasaportë) dhe plotës

Mission, Vision, Value

People First ​Integrity Fairness Confidentiality Responsibility Transparency Teamwork Accountability Quality Efficiency Open Communication Customer Focus...

Micro Startup Loan

...5,000 EUR – 20,000 EUR (ALL equivalent) no collateral 20,001 EUR – 50,000 EUR (ALL equivalent) 30% principal coverage with real estate mortgage / Pledge of equipment or machinery / Company guarante

MICRO & SME START-UP LOAN FACILITY

...5,000 EUR – 20,000 EUR (ALL equivalent) no collateral 20,001 EUR – 50,000 EUR (ALL equivalent) 30% principal coverage with real estate mortgage / Pledge of equipment or machinery / Company guarante

May 25, 2022 Day Off for BKT Tirana Branches!

All Branches outside Tirana will be open according to official hours. Tirana branches will start the activity on May 26, 2022. For various banking services, we encourage you to use our digital channel

Marketi im

Also you can use the possibility to split the transaction up to 3 installments with 0% interest. Official address is “Marketi im” is “St. Ismail Qemal, Blv. Vlore, Skelë” Duration: Currently valid.

Loan for Kosovo Citizens

...in a property they own Purchase of units for investment purposes, including properties intended for rental by individuals who generate stable employment income Second-level banks generally use the

Llogari Kursimi

👉 Klikoni këtu për të parë normat e interesit për depozitat (te vendoset Buletini i Normave të Interesit | Banka Kombetare Tregtare ) Për më shumë informacion mbi Kushtet e Punës mund ti referoheni d

Llogari Bazike

...I vlefshëm I përfaqësuesit (Kartë Identiteti, Pasaportë Biometrike) KSHBI e firmosur nga klienti (përfaqësuesi) (Kontrata e Shërbimeve Bankare Individuale) CIF form e firmosur nga klienti (përfaqës

Linja e Etikës

calik.com/?lang=sq-AL...

Këshilla Sigurie

Nëse ju kontaktoheni në kanale digjitale apo telefon me pretendimin që po kontaktoheni nga BKT ju lutemi të na informoni në +355 4 22 66 288 ose info@bkt.com.al .

JCR Eurasia Rating rivlerëson BKT me ‘AAA (Alb) për Qeverisjen e Korporatave

...investon vazhdimisht në zgjidhjet fintech me fokus në rritjen e gamës së produkteve të ofruara përmes kanaleve online dhe kënaqësinë e klientit, duke ruajtur kështu trashëgiminë tonë si banka më e

JCR Eurasia Rating reaffirms BKT as ‘AAA (Alb)'

As a major player in the Sector and systemically important bank, BKT is considered to have the resources and tools to service its obligations without resorting to external support from shareholders.

iPhone 15 Prize

Criteria: Eligible Transactions: Customers must complete at least 1 transaction during the game period via the BKT Smart application, with a minimum transaction amount of 2,000 ALL / 20 EUR, USD, GBP,

International Women’s Day 2022: “Gender equality today for a sustainable tomorrow”

...supports and will be part of the event for International Women’s Day, 8 March, 2022 Banka Kombetare Tregtare as a member of the United Nations "Global Compact" and a signatory of the Women Empowerm

Integrity Helpine

Information on Ethical Breach

...on Ethical Breach For any kind of unethical or illegal behaviour please contact us at: ethicline@bkt.com.al...

Informacion mbi thyerjet e Etikës

...mbi thyerjet e Etikës Për çdo informacion në lidhje me sjelljet joetike dhe të paligjshme, ju lutem na kontaktoni në: ethicline@bkt.com.al...

How to Open a Deposit

Project your future with BKT deposits Earn competitive and security interests for your investments. Choose between wide ranges of time deposits. You may check your deposits and other details through “

Gjobat e trafikut

...bashkë me kamatën, e cila arrin deri në 60% sipas kodit rrugor të Republikës së Shqiperisë Për më shumë informacion mbi Kushtet e Punës mund ti referoheni dokumentit në faqen zyrtare www.bkt.com.

Forex

...24 hours a day/seven days a week through our “Internet Branch”, BKT Smart application or SMART BanKomaT where you can benefit more preferential exchange rates compared to the branches. If you have

For you and your friends-50 ALL as a gift from BKT Smart!

🎁 Request money from your friends on BKT Smart, and you and your friends will earn 50 ALL cashback ​ How to become part of the campaign: Login on BKT Smart , go to the menus > Payments & Transfers >

Flexi Mortgage Loan

...from the disbursement date, adjustable up to 25 years for loans in ALL depending on the fluctuation of the 1-year Treasury Bond rate, and for loans in EUR depending on the fluctuation of the 1-year

Fito një biletë për Unum festival duke dërguar para me SmartPay!

Kliko n ë link dhe zbulo SmartPay: https://www.youtube.com/watch?v=wMNkOmSlagg Kohëzgjatja 18-25 Maj 2022 *Pas mbarimit t ë fushat ë s do t ë gjenerohet raporti p ë r fituesit e fushat ë s me numrin m

Fees

Note: For the commissions applied in internet branch please refer to BKT terms and conditions.

FEES

Note: For the commissions applied in internet branch please refer to BKT terms and conditions.

Fees

Note: For the commissions applied in BKT Smart please refer to BKT terms and...

Features & Benefits

FATCA

Për më shumë infromacion mund të drejtoheni në faqen zyrtare të autoritetit të IRS: https://www.irs.

FAQS

...funds from your savings account into your current account by using our Internet ‘Branch’ or BKT Smart application If you don’t hold a current account with us, then please visit one of our branches.

FAQS

...the account results inactive for over 2 years it will be classified automatically as standard account If you want to switch your pension in BKT please visit our nearest branch....

FAQS

Annual commission is paid in advance and indivisible. The guarantee amount will remain blocked by the Bank as long as the Customer will use the service and will be returned to the customer at the mome

FAQ

This loan is offered only to individuals, who have stable income from salary and/or rent. People who provide income from private activities are not subject of loan. Only self-employed professionals (l

eXtra Bonus and 2-3 installments with 0% interest

The “Loyalty” program list of merchants can be found in this link: http://bkt.com.al/en/daily-banking/credit-cards/prima-extra-bonus Bonus points can be used for purchases only on “Loyalty” merchants.

Exchange

You can have competitive prices for your foreign currencies purchases/sales against local currency LEK. For your US$/LEK, EUR/LEK, GBP/LEK, CHF/LEK, CAD/LEK, AUD/LEK or cross currencies.

Exchange

Get competitive prices for your foreign currencies purchases/sales against local currency LEK. For your US$/LEK, EUR/LEK, GBP/LEK, CHF/LEK, CAD/LEK, AUD/LEK or cross currencies.

Emea Finance awards Banka Kombëtare Tregtare for the 13th time with 4 important prizes

...as well the ‘’Financial Inclusion Award’’ and as well ‘’Best Product Award’’ for the epara Mobile Wallet App for year 2023, in Central and Eastern Europe and Commonwealth of Independent States by E

ECO LOAN FOR BUSINESSES

...LOAN for BusinessesGeneral Conditions: The ECO Loan is designed for all businesses aiming to finance projects or project components that contribute to energy conservation and environmental protecti

ECO LOAN

...LOAN for Businesses General Conditions: ECO Loan is a loan for all businesses, with the purpose of financing projects and/or project components, which influence on saving energy while contributing

DOCUMENTARY COLLECTION

For more detailed information please visit one of our branches.

DOCUMENTARY COLLECTION

For more detailed information please visit one of our branches.

Digital Onboarding Bonus Prize

Criteria: Eligibility: Individuals who complete the entire registration process as bank clients via the BKT Smart app and perform at least one financial transaction during the specified game period ar

Deri në 50% ulje për argëtim gjatë udhëtimeve tuaja me BookingBash dhe Visa.

...Austri, RepublikaÇeke, Francë, Gjermani, Greqi, Hungari, Islandë, Irlandë, Itali, Oman, Poloni, Portugali, Singapor, Spanjë, Turqi, Emiratet e Bashkuara Arabe, Mbretëria e Bashkuar, Shtetet e Bashk

Deposits in foreign currency

Come to BKT, choose the deposit that suits you better your plans for the future! *If you open a deposit in BKT SMART the interest rate will be 0.1% higher.

Day off for Durres Port agency

The agency will start its activity on January 3, 2022 according to the official schedule. For various banking services, we encourage you to use our digital channels: ATM- SuperBanKomaT E-Banking BKT S

cookies

Qëllimi kryesor I përdorimit të cookie është funsionaliteti sa më efektiv të faqjes tonë. Kur vizitoni bkt.com.al ne mund të mbledhim informacion nga ju automatikisht përmes cookies. Këto informacione

Contact Us

...Head Office address: Rruga e Vilave, Lundër 1, 1045, Tirana, Albania Telephone number +355 (0) 4 22 66 288 SWIFT Code: NCBAALTX E-mail address: info@bkt.com.al...

Concord and Kristal Branch working Hours 31.12.2021

The branches will start their activity on January 5, 2022 according to the official schedule. For various banking services, we encourage you to use our digital channels: ATM- SuperBanKomaT E-Banking B

Check Collateralized Loan

Target Group: The customer can be either existing or new customer of BKT, under the following group: Existing Credit Customers (Corporate & Commercial), Existing Operational Customer, New Customer (se

Check Collateralised Loan

Targeted Customers: The customer can be either existing or new customer of BKT, under the following group: Existing Credit Customers (Corporate & Commercial), Existing Operational Customer, New Custom

CARDLESS TRANSACTIONS

...card (with cash) For more information and how to use BKT ATM please refer to the detailed information in the “User Guide” MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) . Information! Make sure that

BRANCH & ATM VORË

Rinia, Qendër Vorë, Tiranë, Shqipëri +355 4 76 00 375, +355 4 76 00 358 No info@bkt.com.al...

BRANCH & ATM VLORË

491500 Lagja "Hajro Çakërri", Sheshi Flamurit, Vlorë, Shqipëri +355 3 32 25 015, +355 3 32 22 090 No info@bkt.com.al...

BRANCH & ATM TREGU AGRO

763333 Autostrada Tirane-Durres Km 1, Mëzez, Kashar, Tiranë, Shqipëri +355 4 83 32 275 + 355 4 2266 279 info@bkt.com.al...

BRANCH & ATM STACION I TRENIT

14, Tiranë, Shqipëri +355 4 22 34 047, +355 4 22 30 748 No info@bkt.com.al...

BRANCH & ATM SHKOZET

480805 Lagjia 14, Shkozet, Durrës, Shqipëri +355 5 22 65 414 No info@bkt.com.al...

BRANCH & ATM SHKOLLA BALETIT

"Mihal Grameno", Tiranë, Shqipëri +355 4 22 22 431 info@bkt.com.al...

BRANCH & ATM SHKODËR

510194 Sheshi "2 Prilli", Shkodër, Shqipëri +355 2 22 43 275 No info@bkt.com.al...

BRANCH & ATM SHERATON

823111 Sheshi "Italia", Hotel Mac Albania, Tiranë, Shqipëri +355 4 22 66 277 No info@bkt.com.al...

BRANCH & ATM SAUK

844861 Sauk i Ri Tiranë, Shqipëri +355 4 24 67 921 No info@bkt.com.al...

BRANCH & ATM SARANDË

Mithat Hoxha, Sarandë, Shqipëri +355 8 52 25 705 No info@bkt.com.al...

BRANCH & ATM RRUGA KAVAJËS

"E Kavajës", Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

BRANCH & ATM RRUGA ELBASANIT

Themistokli Germenji, Tiranë, Shqipëri +355 4 2347552 +355 4 2347553 info@bkt.com.al...

BRANCH & ATM RRUGA DURRËSIT

53, Tiranë, Shqipëri +355 4 24 00 261 No info@bkt.com.al...

BRANCH & ATM RROGOZHINË

1, Rrogozhinë, Shqipëri +355 5 77 23 207 No info@bkt.com.al...

BRANCH & ATM RRËSHEN

"Motrat Vinçenciane", Rrëshen, Shqipëri + 355 2 16 23 146 No info@bkt.com.al...

BRANCH & ATM RINIA ELBASAN

Rinia, Elbasan, Shqipëri +355 5 42 40 270, +355 5 42 41 401 No info@bkt.com.al...

BRANCH & ATM QYTETI NXËNËSVE

"E Kavajës", Pallati 2 R, Tiranë, Shqipëri +355 4 22 00 211 No info@bkt.com.al...

BRANCH & ATM POGRADEC

Rinia, Pogradec, Shqipëri +355 8 32 25 706 No info@bkt.com.al...

BRANCH & ATM PLAZHI DURRËS

Pavarësia, Plazh, Durrës, Shqipëria +355 5 22 63 415, +355 5 22 63 416 No info@bkt.com.al...

BRANCH & ATM PIAZZA

2, Tiranë, Shqipëri +355 4 24 43 073 No info@bkt.com.al...

BRANCH & ATM PESHKOPI

428194 Bulevardi "Elez Isufi", Peshkopi, Shqipëri +355 2 18 25 535 No info@bkt.com.al...

BRANCH & ATM PEQIN

752472 Lagja "Xhami", Bulevardi "Mustafa Gjinishi", Peqin, Shqipëri +355 5 12 23 745 No info@bkt.com.al...

BRANCH & ATM PAVARËSIA

"Hasan Kushta", Lagjia Pavarësia, Vlorë, Shqipëri +355 33 238 369 No info@bkt.com.al...

BRANCH & ATM ORIKUM

475666 Lagjia "1 Maji", Bulevardi Princesha Rugjine, Orikum, Vlorë, Shqipëri +355 3 91 22 942 No info@bkt.com.al...

BRANCH & ATM MYSLYM SHYRI

"Myslym Shyri", Tiranë, Shqipëri +355 4 22 43 206 No info@bkt.com.al...

BRANCH & ATM MUSTAFA QEMAL ATATURK

82, Tiranë, Shqipëri +355 4 22 45 697 No info@bkt.com.al...

BRANCH & ATM MEDRESE

e Dibrës, Tiranë, Shqipëri +355 4 23 79 383 No info@bkt.com.al...

BRANCH & ATM LUSHNJE

Uan Kondakçiu, Lushnje, Albania +355 3 52 24 572 No info@bkt.com.al...

BRANCH & ATM LIQENI

Kopshti Botanik, Liqeni i Tiranës, Tiranë, Shqipëri +355 4 24 65 314 No info@bkt.com.al...

BRANCH & ATM LIBRAZHD

"Gjorg Golemi" Librazhd, Shqipëri +355 5 14 22 177, +355 5 14 22 178 No info@bkt.com.al...

BRANCH & ATM LEZHË

71, Lezhë, Shqipëri +355 2 15 22 602 No info@bkt.com.al...

BRANCH & ATM LAPRAKË

Gintash , nr 8, Tiranë, Shqipëri +355 4 24 13 176, +355 4 24 13 177 +355 4 2413 178 info@bkt.com.al...

BRANCH & ATM LAÇ

3, Laç, Shqipëri +355 5 32 22 79 5 No info@bkt.com.al...

BRANCH & ATM KUKËS

2 Kukës, Shqipëri +355 2 42 22 434 No info@bkt.com.al...

BRANCH & ATM KUÇOVË

915527 Blloku "Tafil Skendo",Kuçovë,Berat, Shqipëri +355 3 11 22 234 No info@bkt.com.al...

BRANCH & ATM KRISTAL

""Fran Bardhi"", Qendra Tregtare Kristal Tiranë, Shqipëri " +355 4 23 22 295 No info@bkt.com.al...

BRANCH & ATM KORÇË

9, Korçë, Shqipëri +355 8 22 51 916 +355 82 243172 info@bkt.com.al...

BRANCH & ATM KOPLIK

Dedaj, Qender Koplik, Malsi e Madhe, Shqipëri +355 2 11 23 169 info@bkt.com.al...

BRANCH & ATM KOMUNA E PARISIT

2, Lagjia Komuna e Parisit, Tiranë, Shqipëri +355 4 23 20 671, +355 4 23 20 672 No info@bkt.com.al...

BRANCH & ATM KOMBINAT

50, Kombinat, Tiranë, Shqipëri +355 4 23 51 672, +355 4 23 51 640 No info@bkt.com.al...

BRANCH & ATM KAVAJË

560277 Bulevardi "Josif Buda" Lagja nr 3, Kavajë, Shqiperi +355 5 52 47 745 No info@bkt.com.al...

BRANCH & ATM KASTRIOTI

"Aulona" Km 7, Qendra Tregtare Golden, Fier, Shqipëri +355 34 23 37 94, + 355 34 23 38 01 No info@bkt.com.al...

BRANCH & ATM KASHAR

7, Kashar, Tiranë, Shqipëri +355 4 22 91 727 No info@bkt.com.al...

BRANCH & ATM KAMËZ

763805 Bulverdi Blu , Kamëz, Tiranë, Shqipëri + 355 4 72 00 440 No info@bkt.com.al...

BRANCH & ATM ISMAIL QEMALI

"Ismail Qemali", Tiranë, Shqipëri +355 4 22 64 947 No info@bkt.com.al...

BRANCH & ATM IBRAHIM RUGOVA

"Ibrahim Rugova”, Tiranë, Shqipëri +355 4 22 39 418, + 355 4 22 43 940 No info@bkt.com.al...

BRANCH & ATM HOXHA TAHSIM

"Hoxha Tahsim" Tiranë Shqipëri +355 4 22 68 199 No info@bkt.com.al...

BRANCH & ATM GRAMSH

184111 Lagjia Holta, Pall 46, Gramsh, Shqipëri + 355 5 13 22 060 + 355 4 2266 279 info@bkt.com.al...

BRANCH & ATM GJIROKASTËR

142750 Lagjia "18 Shtatori", Bulevardi "18 Shtatori" Gjirokastër, Shqipëri +355 8 42 67 130 No info@bkt.com.al...

BRANCH & ATM FUSHË-KRUJE

719888 Lagjia "Kastrioti", Fushë-Krujë, Shqipëri +355 5 63 22 927 No info@bkt.com.al...

BRANCH & ATM FIER

29 Nëntori”;Fier; Shqipëri +355 34228 453, +355 34228 454 No info@bkt.com.al...

BRANCH & ATM ELBASAN 2

080638 Lagjia "29 Nëntori", Rr "11 Nëntori", Elbasan,Shqipëri +355 54 241 182 No info@bkt.com.al...

BRANCH & ATM ELBASAN

080638 Lagjia "29 Nëntori", Rr "11 Nëntori", Elbasan,Shqipëri +355 5 42 41 182 No info@bkt.com.al...

BRANCH & ATM DURRËS

"Egnatia",Durrës, Shqipëri +355 5 22 20 060 No info@bkt.com.al...

BRANCH & ATM DON BOSKO

"E Durrësit" , Sheshi “Karl Topia” Godina 127/3, Tiranë, Shqipëri +355 4 24 04 208, +355 4 24 04 209 No info@bkt.com.al...

BRANCH & ATM DELVINË

Veli Kallapodhi, Delvinë, Shqipëri +355 8 15 23 711 No info@bkt.com.al...

BRANCH & ATM DAJTI

51, Kinostudio, Tiranë, Shqipëri +355 4 23 70 256 No info@bkt.com.al...

BRANCH & ATM ÇOROVODË

2 , Çorovodë, Shipëri + 355 3 12 23 080 No info@bkt.com.al...

BRANCH & ATM CONCORD

826777 Rruga "5 Maji", Qëndra Tregtare Concord, Tiranë, Shqipëri +355 4 24 60 310 No info@bkt.com.al...

BRANCH & ATM ÇLIRIMI

75, Shkodër, Shqipëri +355 2 22 45 365 No info@bkt.com.al...

BRANCH & ATM BUSHAT

534055 Qendër Bushat, Vaju Dejës, Shqipëri +355 2 66 20 262 No info@bkt.com.al...

BRANCH & ATM BULEVARDI REPUBLIKA

780916 Bulevardi "Republika", Korçë, Shqipëri +355 8 22 46 905 No info@bkt.com.al...

BRANCH & ATM BLU STAR

45077 Rruga Liburnika 17, Durrës, Shqipëri + 355 4 22 66 288 No info@bkt.com.al...

BRANCH & ATM BILISHT

987027 Blulevardi Kryesor Bilisht, Korçë, Shqipëri + 355 8 11 23 681 No info@bkt.com.al...

BRANCH & ATM BERAT

1, Berat Shqipëri +355 3 22 36 470, +355 3 22 36 472 No info@bkt.com.al...

BRANCH & ATM ALI DEMI

"Idriz Dollaku", Lagja Ali Demi, Tiranë, Shqipëri +355 4 23 58 947 No info@bkt.com.al...

BRANCH & ATM ABDYL FRASHËRI

"Abdyl Frashëri", Tiranë, Shqipëri +355 4 22 65 865, +355 4 22 66 138 No info@bkt.com.al...

Bonus për Klientët Ekzistues Aktivë

Nëse llogaria mbyllet përpara se të kryhet shpërndarja e bonusit, bonusi nuk përfitohet. Vlerës së përfituar do t’i mbahet tatimi në burim në masën 15%. Për më shumë informacion ju lutemi na kontakton

Bonus për Klientët e Rinj në BKT Smart/Dega Internet

Nëse llogaria mbyllet përpara se të kryhet shpërndarja e bonusit, bonusi nuk përfitohet. Vlerës së përfituar do t’i mbahet tatimi në burim në masën 15%. Për më shumë informacion ju lutemi na kontakton

Black Friday Prima Cards

...with a maximum of 2,500 ALL The reward will be based on costumers, which means if a costumers has two credit cards, the transactions of one card will not be combined with the transactions of the ot

BKT Smart Notification

...Smart Notification BKT comes with the new service “BKT Smart Notifications” offered for all application users on the below transactions: Cash Deposit Direct Debit Transfers within BKT Transfers fro

BKT Salary Customer

All the winners are subject of tax on the incomes at the source...

BKT Salary Customer

All the winners are subject of tax on the incomes at the source...

BKT SALARY CUSTOMER

All the winners are subject to income tax at the source. The winners of this prize will be excluded from the following promotion activity if they have won this award before (during the year in which t

BKT Reawarded as Bank of Year 2011 By The Banker

"More importantly, the bank's high profitability has been accompanied by an increased market share in total assets that stands at an all-time high of 17.24% in a market where almost all banks belong t

BKT Reawarded As Bank of Year 2010

BKT is the second largest and the oldest commercial bank in Albania with a total of 1.7 billion USD in assets and 1.4 billion of USD in deposits. BKT, which celebrated its 85th anniversary few times a

BKT – PARTICIPATES IN THE CAREER FAIR 2022 BY UNYT

...has been part of the Career Fair organized for several years on the premises of the UNYT campus, with representatives of over 40 national and international companies. This fair is a unique and nece

BKT PARTICIPATED IN THE EXHIBITION "I HAVE A DREAM” – UN WOMEN

Through its objective, the photograph's goal was to bring attention to the dreams of Albanian girls from rural areas of the country, as well as to call for societal commitment to promote equal rights

BKT Mastercard Travel Premium ju shpërblen për blerjet jashtë vendit

...një pjesë të shumës mbrapsht kur blini në një nga tregtarët tanë të përzgjedhur jashtë vendit ose online me Mastercard Gold, Platinum, World ose World Elite. Shikoni përzgjedhjen dhe Termat dhe Kus

BKT Introduces the New Loan Guarantee Agreement signed between BKT and Municipality of Tirana

...Tirana; Increase its number of clients by reaching some 450 micro, small and medium enterprises included in this program; Contribute in the increase of employment; Offer competitiveness and innovat

BKT Hosted Albania Roundtable in the Euromoney Central & Eastern European Forum

...this session the need to change our perception on them: Albanians are not living only in foreign countries as immigrants but have also assimilated well in the new culture and become successful entr

BKT “BEST BANK IN ALBANIA FOR 2022” – GLOBAL FINANCE

“Following on the enormous difficulties wrought by the pandemic, these changes demand increased attention to global commercial relationships. Our awards support decision-makers in selecting the best f

BKT Awarded as Bank of the Year 2013 By Emea Finance Magazine

BKT is the second largest and the oldest commercial bank in Albania with a total of 2.7 billion USD in assets and 2.2 billion of USD in deposits. BKT network includes 85 branches out of which 61 are s

BKT Awarded as Bank of the Year 2011 By Emea Finance Magazine

BKT, which recently celebrated its 86th anniversary, is the second largest and the oldest commercial bank in Albania with a total of 2.1 billion USD in assets and 1.7 billion of USD in deposits. BKT n

BKT - PARTICIPATES IN “WORK & STUDY” FAIR, 2022

The fair is organized by Tirana Chamber of Commerce and Industry in partnership with the Municipality of Tirana and the Ministry of Education and Sports, on 7-8 April 2022 in the premises of the Natio

BKT - PARTICIPATES IN THE LABOR AND SKILLS FAIR IN DURRËS 2022

This event is considered as the most important promotional organization of human resources emphasizing the foundation of economic and cultural development of the country. The fair aims to build a conc

BKT - Announcement for the clients

You can also submit your questions / unresolved issues by filling out: https://www.bkt.com.al/sugjerime-ankesa-forme Once again, we apologize for the inconvenience caused and thank you for your unders

Banka më e mirë në Shqipëri për vitin 2016 - nga “EMEA Finance”

4 miliard dollarë depozita, BKT u shërben klientëve të saj nëpërmjet rrjetit të saj prej 93 degësh, 67 prej të cilave ndodhen në Shqipëri dhe 26 në Kosovë. Për më shumë informacion, vizitoni: www.bkt.

Banka Më E Mirë Në Shqipëri Për 2018 - The Banker

9 miliardë dollarë dhe me depozita me vlerë 3 miliardë dollarë, BKT u shërben klientëve të saj përmes një rrjeti prej 94 degësh, nga të cilat 67 janë të vendosura në Shqipëri dhe 27 në Kosovë. Për më

Banka më e mirë në Shqipëri për 2017 – nga The Banker

9 miliard dollarë depozita, BKT u shërben klientëve të saj nëpërmjet rrjetit prej 93 degësh , 67 prej të cilave ndodhen në Shqipëri dhe 26 në Kosovë. Për më shumë informacion, vizitoni: www.bkt.com.

BANKA KOMBËTARE TREGTARE SUPPORTS MONEY WEEK 2022

” Banka Kombëtare Tregtare in support of Money Week, supported financially the competition for the best essay on "Digital Banking and its impact on increasing financial inclusion" with students of Eco

Banka Kombëtare Tregtare në mbështetje të Javës së Parasë

Studentët më të mirë të Degës Financë-Bankë paraqitën përpara jurisë një ofertë financiare për kompaninë Hydro Power Plant Company. Të tre skuadrat e dala nga universitetet u sollën si banka, ndërkohë

Banka Kombëtare Tregtare Mbështet "Revolucionin E Gjelbër" Iniciativë E Bashkisë Tiranë

9 miliard dollarë depozita, BKT u shërben klientëve të saj nëpërmjet rrjetit prej 94 degësh , 67 prej të cilave ndodhen në Shqipëri dhe 27 në Kosovë. Për më shumë informacion, vizitoni: www.bkt.com.

Bank of the Year

"More importantly, the bank's high profitability has been accompanied by an increased market share that stands at an all-time high of 17.5% in a market where almost all banks belong to foreign banking

Back to School brings CASHBACK with your BanKomat card Visa!

Back to School comes with CASHBACK with BKT BanKomaT Visa debit cards! Performing 3 transactions , each one 5,000 All or more will make you winner of 2,000 All cashback ! Valdi will be considered only

Back to School brings CASHBACK with your BanKomat card mastercard®!

Back to School comes with CASHBACK with BKT BanKomaT debit cards! Performing 3 transactions , each one 5,000 All or more will make you winner of 2,000 All cashback ! Valdi will be considered only tran

Automatic Exchange of Financial Accounts

...Exchange of Financial Accounts The “Common Reporting Standard” for Automatic Exchange of Financial Account Information (CRS) provided for in the provisions of Law No. 10. Regulation no. 4/2020 "On

Automatic Bill Payments

...Bill Payments BKT has agreement and offers this service for ALBtelecom, Telekom, OSHEE, UKT, UKD, UKKO, UKV, Vodafone & DigitAlb (with instalments). Instead of paying bills each month, you may auth

Automatic Bill Payment lottery

All the winners are subject of tax on the incomes at the source....

Automatic Bill Payment

All the winners are subject of tax on the incomes at the source....

Automatic Bill Payment

All the winners are subject of tax on the incomes at the source....

AUTOMATIC BILL PAYMENT

All the winners will be subject to source tax on their income. The winners of this prize will be excluded from the following promotion activity if they have won this award before (during the year in w

Automatic Bill Payment

All the winners are subject of tax on the incomes at the source....

Automatic Bill Payment

All the winners are subject of tax on the incomes at the source....

ATM UNAZA E RE

Teodor Keko, Unaza e Re, Tiranë,Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM SPITALI ELBASAN

081194 Lagjia "Haxhijas" , Elbasan, Shqipëri + 355 4 22 66 288 No info@bkt.com.al...

ATM SPITALI CONTINENTAL

Ali Demi, Spitali Continental, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM SHIJAK

Deliallisi, Shijak, Durrës, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM SARANDË 2

"E Flamurit", Sarandë, Shqipëri + 355 4 22 66 288 No info@bkt.com.al...

ATM RRUGA DIBRËS

"E Dibrës", Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM QËNDRA TREGTARE UNIVERS QTU

748861 Autostrada Tiranë - Durrës, Km 6, Qendra Tregtare Univers, Tiranë, Shqipëri + 355 4 22 66 288 No info@bkt.com.al...

ATM QËNDRA TREGTARE TWIN TOWER

819722 Bulevardi “Dëshmorët e Kombit”, Twin Towers, Kulla 1, Kati 9, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM QËNDRA TREGTARE TOPTANI

"Abdi Toptani", Qendra Tregtare Toptani, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM QËNDRA TREGTARE TIRANA EAST GATE TEG 2

856972 Rruga Nacionale Tiranë-Elbasan, Qendra Tregtare TEG, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM QËNDRA TREGTARE TIRANA EAST GATE TEG 1

856972 Rruga Nacionale Tiranë-Elbasan, Qendra Tregtare TEG, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM QËNDRA TREGTARE RIVIERA

486472 Bulevardi "Ismail Qemali", Qendra Tregtare Riviera, Skelë, Vlorë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM QËNDRA TREGTARE RING

"Muhamet Gjollesha", Tirana Ring Center, Tiranë, Shqipëri info@bkt.com.al...

ATM PATOS

1,Lagjia e Re ,Patos, Fier , Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM PAPMETAL

Xhazotaj, Durrës, Shqipëria +355 4 22 66 288 No info@bkt.com.al...

ATM ISH PRAKTIKER

6, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM FAKULTETI I SHKENCAVE

816583 Bulevardi Zogu I, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM DREJTORIA E PËRGJITHSHME 2

820000 Bulevardi "Zhan d'Ark", Tiranë, Shqipëri + 355 4 22 66 288 No info@bkt.com.al...

ATM DREJTORIA E PËRGJITHSHME 1

820000 Bulevardi "Zhan d'Ark", Tiranë, Shqipëri + 355 4 22 66 288 No info@bkt.com.al...

ATM BRRYLI

"Arkitekt Kasemi", Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM AEROPORT

713777 Aeroporti Ndërkombëtar i Tiranës "Nënë Tereza", Rinas, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM - SmartBanKomaT

Për më shumë informacione dhe mënyrën e përdorimit të Smart BanKomaT ju lutem referohuni informacionit të detajuar në MANUAL PERDORIMI SMART BANKOMAT (bkt.com.

ATM - Smart BanKomaT

Për më shumë informacione dhe mënyrën e përdorimit të Smart BanKomaT ju lutem referohuni informacionit të detajuar në MANUAL PERDORIMI SMART BANKOMAT (bkt.com.

Anti-Covid-19 vaccination campaign!

BKT is the first company in Albania that financially rewards its employees with a bonus for getting the Anti COVID -19 vaccination. Health care is a shared responsibility!

ANNUAL VEHICLE TAXES

(click here to see an example of a tax stamp) This service eliminates the need to visit counters, saves time, and ensures a faster and safer experience for all clients.

Announcement for the clients

Our Bank has extra measures implemented for your data security combined with confidential and sensitive data, known only by you. BKT will never ask Personal, Sensitive and Confidential information via

Announcement for clients

...for clients 2025 Dear Customer, As part of our commitment to strengthening operational resilience, and in line with industry’s best practices and internationally recognized standards, we will condu

Announcement about the cost of money transfers performed online

...customers to overpass the situation created from COVID -19 , wants to inform all the customers, retail or business that: Starting from April 10, 2020, no commissions will be applied for local money

Announcement

This upgrade is part of our commitment to providing you with a faster and more secure banking experience. For this reason, the Kristal and Concord branches will operate according to the following sche

Aleksandër Moisiu" University Durrës (UAMD) organized the graduation ceremony of the students of the Faculty of Integrated Studies with Practice (FASTIP)

Fatih Karlı , Director of the Human Resources Department, Mrs. Ariana Tushi , etc. During her welcome speech, Mrs. Sotirofski , was very happy that UAMD auditors are not only educating students but al

Albania Was Presented In the Euromoney Central & Eastern European Forum

...the Government has been taking and is willing to take in order to boost the economic growth, as well as create the proper environment for the foreign direct investments. Mr. Lubeck compared Albania

Aksionerët

Si firmëtar i United Nations Global Compact, Çalık Holding i jep përparësi diversitetit, qëndrueshmërisë dhe jetëgjatësisë në të gjithë sektorët dhe vendet që operon. Grupi vepron në përputhje me par

Agjencia E Sigurimit Të Depozitave Përzgjodhi Bankën Kombëtare Tregtare Të Parën Në Listën Paraprake Të Bankave Agjente Për Kryerjen E Procesit Të Kompensimit Të Depozitave.

9 miliard dollarë depozita, BKT u shërben klientëve të saj nëpërmjet rrjetit prej 93 degësh , 67 prej të cilave ndodhen në Shqipëri dhe 26 në Kosovë. Për më shumë informacion, vizitoni: www.bkt.com.

AAA (Alb) rating by- JCR Eurasia Rating for Corporate Governance for the second time in a row

...Governance for the second time in a row 2015 JCR-Eurasia Rating has assigned for the second time in a row to BKT “AAA (Alb)/Distinctive” the grade of Compliance with the principles of the code of c

AAA (Alb) rating by- JCR Eurasia Rating

The well-capitalized Bank’s generated internal resources will continue to be dynamic for its high growth. BKT is the second largest and the oldest commercial bank in Albania with a total of 2.3 billio

AAA (Alb) rating - by JCR Eurasia Rating

...banking system and market leader position, a relatively low rate of problematic receivables vis-a-vis the Sector with widespread problem, in addition to strong corporate governance framework and le

AAA (Alb) rating - by JCR Eurasia Rating

JCR has a track record of assign credit ratings for more than 200 foreign issuers and is the only Japanese rating agency that is also officially registered in the US and certified in the EU. AAA (Alb)

AAA (Alb) – nga JCR Eurasia Rating

BKT promovon dhe investon vazhdimisht në zgjidhjet fintech me fokus në rritjen e gamës së produkteve të ofruara përmes kanaleve online dhe kënaqësinë e klientit, duke ruajtur kështu trashëgiminë tonë

3 Installments - 0% Interest

BKT cardholders can select either to make a normal payment or instalment payment while they’re completing a purchase at one of BKT POS. In every BKT POS you can choose to pay up to 3 installments with

20% eXtra Bonus në Megatek!

Lexo më shumë mbi shërbimin Para Xhepi: Para Xhepi | Banka Kombetare Tregtare (bkt.com.

"The Banker" Selects BKT as the Best Bank In Albania for the Fifth Time

Our goal is to enhance BKT brand in the region, as the most valuable Albanian brand." BKT, the oldest commercial bank and the largest in Albania, in 2014 has been selected as "The Best Bank in Albania

"The Banker" Rivlerëson BKT Për Të Shtatën Herë Si "Banka Më E Mirë Në Shqipëri"

1 miliard dollarë dhe 2.4 miliard dollarë depozita, BKT u shërben klientëve të saj nëpërmjet rrjetit prej 91 degësh , 65 prej të cilave ndodhen në Shqipëri dhe 26 në Kosovë. Për më shumë informacion,

"Banka Më E Mirë Në Shqipëri" - "Euromoney"

Gjatë vitit BKT është vlerësuar si “Banka më e mirë në Shqipëri” nga “The Banker”, “Global Finance” dhe “EMEA Finance”. Për më shumë informacion, vizitoni: www.bkt.com.

"BANKA MË E MIRË E VITIT NË SHQIPËRI PËR 2021" - THE BANKER

Eventi gala i ndarjes së çmimeve i konsideruar si standardi i industrisë për përsosmërinë bankare, u mbajt online përmes platformës TheBanker.Com më 2 Dhjetor 2021. Duke ju referuar Bankës Botërore, e

“BANKA E VITIT NË SHQIPËRI PËR VITIN 2020” - The Banker

Ngjarja gala e ndarjes së çmimeve u mbajt online përmes platformës TheBanker.Com me pjesëmarrjen e bordit ekzekutiv të bankave të ftuara. Ky vit, më shumë se çdo tjetër në kujtesën e njerëzimit, i ka