JANE 734 REZULTATE PER view now MAKEMUR.COM can i pay to get out of jail tonight HMP The Mount NË
Fushata “Fto & Fito”
Të dhënat ruhen deri në përfundim të fushatës dhe për periudhën e auditimit sipas legjislacionit bankar. Përpunimi i të dhënave personale kryhet në përputhje me Ligjin Nr.124/2024 aktet nënligjore në
Digital Onboarding Bonus Campaign
Only registrations completed online through the BKT Smart application are eligible for participation in the campaign. 2. Participants The campaign is open to: a) New customers registered through Digit
“Fto & Fito” Campaign
BKT reserves the right to modify, suspend, or terminate the Program at any time, unilaterally and without prior notice. The customer acknowledges and agrees that they shall have no right to raise any
Fushata Bonus për Klientët e Rinj Online
Komunikimi i fushatës BKT mund të komunikojë me klientët lidhur me këtë fushatë përmes: • push notifications në aplikacionin BKT Smart • SMS • email Këto komunikime kanë për qëllim informimin dhe riku
Banka Kombëtare Tregtare is awarded from Global Finance as "The Best Bank in Albania for year 2026"
...Finance , stated in the press release: “The global banking sector continues to demonstrate resilience despite geopolitical instability, regulatory pressure, and increasing competition from fintech.
RIA Money Transfer Bonus Campaign
For more information, please contact us at info@bkt.com.al or +355 4 22 66 288.
Fushata bonus RIA Money Transfer
Mëso më shumë për RIA Money Transfer në link Ria Money Transfer | Banka Kombetare Tregtare . Për më shumë informacion ju lutemi na kontaktoni në info@bkt.com.al ose +355 4 22 66 288.
Security tips
We encourage you not to share sensitive information and, if you are uncertain about any communication you receive, to end the call immediately, ignore the e-mail or message and contact the bank throug
EMEA Finance awards BKT "Best Local Bank in Albania" for the fourteenth time
In the winners’ announcement, EMEA Finance stated: ’With digital offerings now ubiquitous across the banking sector, our winning banks have significant digital services and are making savvy use of AI.
Interview with Mr. Seyhan Pencabligil-BKT has demonstrated a robust growth in retail loans and deposits portfolio
view for Monitor magazine, September 2023 of Mr. Seyhan Pencabligil, Chief Executive Officer and Board Member of BKT 2023 In an interview for Monitor magazine, Mr. Seyhan Pencabligil Chief Executive O
Suggestion & Complains
When the client reports a complaint/suggestion agrees that within his/her knowledge all the information provided is true and accurate and also agrees that with the purpose of proceeding effectively wi
Suggestion & Complains
When the client reports a complaint/suggestion agrees that within his/her knowledge all the information provided is true and accurate and also agrees that with the purpose of proceeding effectively wi
Interview Monitor, Mr. Seyhan Pencabligil, September 2025
view Monitor, Mr. Seyhan Pencabligil, September 2025 2025 Interview with Mr. Seyhan Pencabligil, Chief Executive Officer and Board Member of BKT For Monitor Magazine, 25 th of September 2025 How would
Get to know contactless
...to know contactlessTo use MasterCard Contactless:Frequently asked questions:1. What is a Contactless card?2. Where can I use my Prima MasterCard Contactless? Can it be used abroad?3. How safe is co
COMPLIANCE
Implement s the most advanced and well-known systems of transactions monitoring and identification of suspicious activities to prevent any transaction or activity with a risk of money laundering, terr
Get up to 4% cashback in Credit to your Booking.com Wallet when you pay with BKT Visa cards.
Dreaming of a tropical beach resort, an authentic Mediterranean home, or a hidden city escape? Now you have one more reason to book your next stay with Booking.com . Get 4% back in Wallet Credit for y
Merr deri në 4% kthim në Kredit në Portofolin e Booking.com kur paguani me kartat Visa nga BKT.
Zgjidhni opsionin e parapagesës — Paguaj tani “Pay now” ose paguaj më vonë “Pay later” Paguani me kartën tuaj Visa të debitit ose kreditit Pas përfundimit të qëndrimit tuaj, do të përfitoni 4% rimburs
Interview for Monitor Magazine, April 2025 with Mr. Seyhan Pencabligil, Chief Executive Officer and Board Member of BKT
view for Monitor Magazine, April 2025 with Mr. Seyhan Pencabligil, Chief Executive Officer and Board Member of BKT 2025 Interview with Mr.
During year 2022, BKT reached the highest historic profit - Interview with Mr. Seyhan Pencabligil
view for Monitor Magazine of Mr. Seyhan Pencabligil, Chief Executive Officer and Board Member of BKT. 2023 In an interview for Monitor Magazine, Mr. Seyhan Pencabligil, Chief Executive Officer and Boa
Commercial Mortgage Loan
...Mortgage Loan Banka Kombetare Tregtare, now comes more near to Small and Medium Enterprises, with the newest product “Commercial Mortgage Loan’’. Designed specifically for this purpose, Commercial
National Commercial Bank reports increased net profit for the first quarter of year 2022
...Commercial Bank reports increased net profit for the first quarter of year 2022 2022 BKT reports that the net profit for June 2022 for BKT Albania only, increased to 53 million USD compared to Jun
Interest & Commissions
Commissions for Cash Withdraw Purchasing commissionCommission for Balance verification in ATMCommission for PIN change in ATMCommission for re-printing Card / PINAnnual CommissionOther commissionsInte
Compliance Report
Compliance Report 2012 Compliance Report 2013 Compliance Report 2014 Compliance Report 2015 Compliance Report 2016 Compliance Report...
Commissions
...withdrawal commissionsPurchase commissionsCommission for balance verification in ATMCommission for PIN change in ATMCommissions for re-printing Card / PINAnnual CommissionLimits Cash withdrawal at
COMMERCIAL MORTGAGE LOAN
Commercial Mortgage LoanGeneral Conditions: The “Commercial Mortgage Loan”, is a loan type introduced within the Investment Loan Product, targeting SMEs, particularly commercial entities seeking ling-
Booking.com
com BKT in partnership with Booking.com comes with a fantastic offer for all cardholders. If you make your holiday reservation in booking.com using as a payment method BKT DEBIT CARDS then you will be
Audit Committee
...Usta Chairman Born in 1950, Mehmet Usta graduated from the Department of Economics and Finance at the Eskişehir Academy of Economic and Commercial Sciences. He has more than 35 years of banking exp
Albanian Deposit Insurance Agency Selects Banka Kombëtare Tregtare as the First Agent Bank In the Preliminary List for the Deposit Compensation Process
...Deposit Insurance Agency Selects Banka Kombëtare Tregtare as the First Agent Bank In the Preliminary List for the Deposit Compensation Process 2018 Banka Kombëtare Tregtare (BKT) was ranked first i
Banka më e mirë në Shqipëri për vitin 2014 - nga “EMEA Finance” dhe Çmimi për “Përgjegjshmërinë Sociale të Korporatës për Europën Qëndrore dhe Lindore dhe për Shtetet e Pavarura të Commonwealth-it” - nga “ EMEA Finance”
...për vitin 2014 - nga “EMEA Finance” dhe Çmimi për “Përgjegjshmërinë Sociale të Korporatës për Europën Qëndrore dhe Lindore dhe për Shtetet e Pavarura të Commonwealth-it” - nga “ EMEA Finance” 2015
ALBtelecom 4G with 0% Interest
If not , apply now for a credit card for 4G financing on BKT, get the approval in record time and come back next day to get your 4G device with installment with 0% interest, without being necessary to
Incoming Transfers
coming transfers are: Money transfers received from banks in Albania, in Lekë; Money transfers received from banks in Albania or from abroad, in foreign currency (accepted currency: EUR, USD, GBP, CHF
Incoming Transfers
coming Transfers Incoming transfers are: Money transfers received from banks in Albania, in Lekë; Money transfers received from banks in Albania or from abroad, in foreign currency (accepted currency:
eXtra Bonus ALBtelecom!
...Bonus ALBtelecom! Earn 5% eXtra Bonus in ALBtelecom! Pay with your Prima credit card in all the ALBtelecom shops and earn 5% eXtra Bonu s in every purchase! eXtra Bonus is earned only with payents
BKT Annual Report 2014 receives two ARC awards from MERCOMM Inc.
...Annual Report 2014 receives two ARC awards from MERCOMM Inc. 2015 BKT Annual Report for 2014 won two awards in the ARC worldwide competition for annual reports organized by MERCOMM Inc.
ALBtelecom
com 2-12 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installments.
BKT Annual Report 2014 receives two ARC awards from MERCOMM Inc.
...Annual Report 2014 receives two ARC awards from MERCOMM Inc. 2015 BKT Annual Report for 2014 won two awards in the ARC worldwide competition for annual reports organized by MERCOMM Inc. The Silver
Suggestion & Complain Form
Raporti Vjetor 2014 fiton dy çmime ARC nga MERCOMM Inc.
...Vjetor 2014 fiton dy çmime ARC nga MERCOMM Inc. 2015 Raporti Vjetor i BKT për vitin 2014 fitoi dy çmime ARC në konkursin botëror të raporteve vjetore nga MERCOMM Inc. Çmimin e Argjendtë për Kategor
eXtra Bonus ALBtelecom!
...Bonus ALBtelecom! Fito 5% eXtra Bonus në ALBtelecom! Paguaj me Kartat e Kreditit BKT Prima në të gjithë rrjetin e dyqaneve ALBtelecom dhe përfito 5% eXtra Bonus per cdo blerje! eXtra Bonus përfitoh
Çmimi çantë laptop Samsonite dhe kufje JBL
Fito një “Samsonite Laptop Bag + JBL Head Phones” Të gjithë klientët që kryejnë rimbushje celulari o
ALBtelecom 4G me 0% interes
com 4G me 0% interes BKT NE BASHKËPUNIM ME ALBTELECOM OFRON MUNDËSI FINANCIMI ME KËSTE DHE ME 0% INTERES PËR PAKETAT 4G TË RRJETIT EAGLE MOBILE Nëse keni një kartë krediti Prima mjafton të drejtoheni
ALBtelecom
com 2-12 këste me 0% interes Si të përfitoni: Duke kryer pagesa me kartat e kreditit BKT Prima në POS-et e BKT ju përfitoni mundësine e ndarjes në këste. Informacion shtesë: Të gjithë Kartat e Krediti
Tirana, Albania (February 15, 2019)
...of the best networking events for anyone with an interest in Central and Eastern Europe, The Forum was an excellent opportunity for the investors and policy makers, from both inside and outside the
BKT SMART INVEST PLATFORM
This platform is now available to all BKT customers through the Internet Branch and BKT Smart. CEO and Board Member of BKT, Mr. Seyhan Pencabl ı gil has briefly stated that “it is a revolution for the
MoneyGram
MoneyGram is now available in BKT to send and receive money from anywhere in the world fast and safely. Your money, your language Wherever you are in the world, you can trust MoneyGram to help you wit
INTERNATIONAL TRANSFERS
Predictable fees: You can now transfer USD and EUR with the guaranteed ‘OUR’ option, prepaying all fees in advance so that no charges are deducted from the amount sent, regardless of the destination.
INTERNATIONAL MONEY TRANSFERS (IMT)
Predictable commissions : now you can transfer USD and EUR with Guaranteed OUR option, meaning that you will be paying in advance all the commissions and no fees will be deducted from the sent amount,
FAQS
Withdrawal with Unique Code Withdrawal with QR Code QR Code deposit to personal account Cash deposit in other BKT Clients Viewing the Exchange Rate Top-up without card (with cash) For non-customers of
Virtual POS
If your website has not SSL certificate, BKT can only give you “merchant safe” option to close this gap. To review the application procedures for Virtual POS and online payment systems: First, you mus
UPT - Universal Payment Transfers
...BKT is now offering fast money transfers through UPT Company for global money transfers and payment platform for domestic and international transfers in USD and EUR currencies. UPT started its jour
Prima Këste - eXtra 0%
If you are not able to pay Cash for the goods you wish to buy, don’t worry! Now with PRIMA card you can pay by instalments. Let yourself free to buy whatever and whenever you need, as you’ll be the on
Prima eXtra Bonus
Meanwhile, a small amount of merchants also allow the possibility to earn eXtra Bonus for whole and installments transactions. Now you can win even while you spent! Beside the bonus points you earn wh
FAQS
A new window will open and follow the steps below: Click directly “Register Now” Enter Customer Number (9-digit number, part of your account in BKT) or enter your Personal Number (personal number in y
FAQS
...on International Money Transfers - To perform International online transfers through internet banking channel you must have a valid credit or debit card with respective PIN. BKT is now offering fas
FAQS
A new window will open and follow the steps below: Click directly “Register Now” Enter Customer Number (9-digit number, part of your account in BKT) or enter your Personal Number (personal number in y
FAQS
1 bonus point is equivalent to 1 ALL. The accumulated bonus can be viewed at "Internet Banking" or BKT Smart. Accumulated bonus point can be used only in merchant which are partners of loyalty program
FAQ
Other actions you can perform without a card include: Mobile top-up without card (with cash) Viewing the Exchange Rate You can change your PIN at any BKT ATM in the menu “More” / Update profile” / “Ch
Current Account
, directly from current accounts. The Bank now offers SEPA (Single Euro Payments Area) transfer services, which enable standardized euro payments within SEPA countries with favorable conditions, fast
BKT Smart
...Smart With BKT Smart, banking services for your business are now fast and secure, available anytime and anywhere on your smartphone, without the need to visit BKT branches or use a computer. All en
Zero Level Loan
...product makes it possible for individuals to be financed for a property, based on the relevant agreement that the bank has signed with a construction company, without the need to provide an asset a
Trade Sector
...Sector The trade environment is constantly changing and evolving while the global marketplace remains intensely competitive. Retailers and wholesalers face enormous challenges to effectively manage
Super Salary
...currencies (up to 950,000 ALL/ 5,000 EUR daily limit for each currency) for free Withdrawal without card (with Unique Code) for free (Daily Limit 10,000 ALL/ Monthly Limit 100,000 ALL) Viewing the
Security Instructions
If you notice anything out of the ordinary (suspicious devices, cameras or people) do not withdraw money, but come back later or use another ATM and also notify BKT for the event. If someone offers to
Security Instructions
If you notice anything out of the ordinary (suspicious devices, cameras or people) do not withdraw money, but come back later or use another ATM and also notify BKT for the event. If someone offers to
Security Instructions
Use a firewall to filter Internet traffic entering and leaving your computer. Keep on the watch for security updates provided by reliable software manufacturers and apply them in accordance with the i
Security Instruction
Use a firewall to filter Internet traffic entering and leaving your computer. Keep on the watch for security updates provided by reliable software manufacturers and apply them in accordance with the i
Security Instruction
Use a firewall to filter Internet traffic entering and leaving your computer. Keep on the watch for security updates provided by reliable software manufacturers and apply them in accordance with the i
Security Instruction
Use a firewall to filter Internet traffic entering and leaving your computer. Keep on the watch for security updates provided by reliable software manufacturers and apply them in accordance with the i
Security Instruction
Use a firewall to filter Internet traffic entering and leaving your computer. Keep on the watch for security updates provided by reliable software manufacturers and apply them in accordance with the i
Security Instruction
Use a firewall to filter Internet traffic entering and leaving your computer. Keep on the watch for security updates provided by reliable software manufacturers and apply them in accordance with the i
Safety Deposit Box
BKT provides this service with competitive fees in the market. To access the service, the client must have an active current account with BKT. If the client does not already have such an account, it i
Reading the Monthly Statement
Due to the nature of these types of transactions, which are considered as international transactions, the conversion of the transaction amount is affected by the exchange rate and the commissions appl
Pagesë SmartPay në BKT POS
...Fast-food BESO TETOVA Hoteleri HENERIK HIDERSHA HOTEL Makina me qera SIERA CAR RENTAL Hoteleri CAPTAINS RESIDENCE Tregti karburantesh GEGA CENTER Hoteleri VASIL LLOLLI Bar restorant TRE ISHUJT Hote
Individual
...Exchange on Financial AccountsWhy do I need to complete the self-declaration?Where and when should I fill out the self-declaration form? According to law no. 4/2020 “On the Automatic Exchange of In
FAQS
...can I perform financial transactions in BKT Smart?What should I do if I cannot perform a financial transaction?What should I do if I have any complain or suggestions about BKT Smart? BKT Smart is a
FAQS
It is necessary to know that the new house will require also other expense such as furniture expenses. In order to afford also these expenses, one can liquidate the minimum down payment amount require
FAQS
...is a standing instruction?How do I set up a standing order?How do I cancel a standing order?How can I know if my standing order has been executed?What is the difference between a Direct Debit and a
FAQS
Under other conditions (no Bulletin changed), deposit will hold the same interest rate as the last invested period. Now your deposits are safer than ever! -BKT has received by JCR Eurasia Rating, one
FAQS
It is necessary to know that the new house will require also other expense such as furniture expenses. In order to afford also these expenses, one can liquidate the minimum down payment amount require
FAQS
You should complete some conditions to be a: Standard customer Retiree Loan Customer Classic Salary Super Salary Student Take a look at our Terms & Conditions to see which one suit you best and check
FAQ
Usage Criteria How much time does it take an application to be approved? We’d like to help you get off the ground quickly, so we aim to review and respond to your application within two weeks. Please
ECO LOAN
...of outside doors Replacement of non regulated pumps for central heating system by new electronically regulated pumps Installation of new radiators in combination with installation of thermostatic v
e-banking
You can use the ID card Personal number to replace Customer number. A password is a combination of alphanumeric characters that you have to create during registration process for your security. OTP (O
e-Albania Payments
...To simplify administrative processes and save you time, payments for a range of services for which you generate an obligation in e-Albania can now be made directly through BKT’s online channels. In
Customer Instructions to avoid further spread of COVID-19
Use Internet Branch from your computer or BKT Smart application on your mobile phone to pay your bills , recharge your mobile, make transfers, etc. Use Contactless Debit and Credit Cards. Buy your fav
Business Debit Cards
...Debit Card The Business Debit Card is a new product designed to support companies in better managing their daily financial operations. Through the business debit card, companies can deposit and wit
Business Credit Cards
The Card provides: Transactions to your company at all POS terminals worldwide, both at home and abroad, free of charge. Buy safely online via 3D Secure option, free of charge. Performance of services
Business
...Exchange on Financial AccountsWhy do I need to complete the self-declaration?Which are the entities subject of this law?Completion of the Self-Declaration form by a Proxy RepresentativeWays of Subm
Bkt Smart Activity
944/1, dated 01/02/2016, Banka Kombëtare Tregtare comes with a promotion lottery that aim to boost the usage of BKT Smart., A unique opportunity for all users of Smart BKT 1 iPhone 6 gift every month!
BKT Smart
You can use the ID card Personal number to replace Customer number. A password is a combination of alphanumeric characters that you have to create during registration process for your security. OTP (O
BKT - Participates In "Work & Study" Fair, 2018
...- Participates In "Work & Study" Fair, 2018 2018 For several years now Banka Kombëtare Tregtare (BKT) is supporting the tradition of “Work & Study” fair. For many years now BKT - PARTICIPATES IN “W
Best Execution Policy
ACCEPTED CLIENTS The bank can offer the execution of orders to its customers, but it is obliged to complete the suitability test for the customer. 3. THE ORDER OF EXECUTION Customers of the bank have
Basic Account
What is a Payment Account with Basic Services? A payment account with basic services is a banking product offered to customers, regardless of income level, status employment and solvency history, with
ATM - Smart BanKomaT
For cards issued outside the Republic of Albania, a commission in % (percentage) is applied on the withdrawal amount at BKT Smart ATMs, depending on the country where the card was issued. The minimum
Albtelekom Lottery
944/1, dated 01/02/2016, Banka Kombëtare Tregtare comes with a promotion lottery that aim to boost the usage of the alternative channels of BKT to recharge Albtlelekom (Eagle Mobile) numbers., A uniqu
Agriculture Sector
This expertise enables us to provide an unparalleled level of knowledge and service to our customers. We have the industry knowledge and expertise to help you navigate the seasonal cycles of your busi
About BanKomat
BKT in cooperation with well-known international payment companies as Mastercard and VISA, offers these debit cards known in the global market as, Debit MasterCard and VISA Electron, delivered directl
"Internet" Branch
In this case the customer number and company identifier (NIPT) are both used to entre Business E-Banking. A password is a combination of alphanumeric characters that you have to create during registra
Voluntary Private Pension
...Branch , you can apply at any time for voluntary private pension plans and perform the payment of contributions to the dedicated pension fund, with 0 commission. This is a new service offered by BK
Turkey-Albania Agricultural Business Forum
I believe we can develop efficient projects to improve agricultural production and cooperation; we can transfer know-how for advanced technologies in agriculture, irrigation and greenhouse systems to
Traffic Fine Payments
...service in Dega "Internet" on in our application BKT Smart you can: Check your vehicle fines using your plate and chassis number, Pay the fine with no commission and instantly remove your fine from
Tractor Loan
Additional information For more information about this product, we invite you to visit the nearest BKT branch. Visit BKT – Apply now and modernize your farm – Choose the Tractor Loan.
SmartPay
Possibility of sending/receiving QR Code in social communication applications . 24/7 availability Sending/receiving money in different currencies . SmartPay can be found in BKT Smart application (Andr
School Payments
...Payments Through "E-Banking" or BKT Smart you can make the payment of school fees for Public Universities with 0 commission , such as: Education Fee (Professional Master, Scientific Master, Bachelo
Saving Account
You only benefit the interest without withdrawal commission or account maintenance fee.
QR Spar
Your shopping at Spar becomes easier than ever. Now you can pay directly from your phone through SmartPay on POS. Your shopping at Spar becomes easier than ever. Now you can pay directly from your pho
Prima eXtra Falas
Main Cards as well as supplementary cards will participate, but if winning ticket comes from a transaction performed with the supplementary card, the price will go to the main cardholder, which is als
Physical POS
Become More Secure Security is a major reason why lots of people don’t like carrying around cash. Whilst there are security issues when it comes to paying by card, a business can always protect themse
Periodic Payments
...Payments Now the possibilities are numerous, the alternatives innumerable, but always exist the best choice. Standing Instruction is the best way to pay: Rent Subscription Membership fee School fee
Periodic Payment
...PaymentAdvantages: Now the possibilities are numerous, the alternatives innumerable, but always exist the best choice. Standing Instruction is the best way to pay: Rent Subscription Membership fee
Pay your holidays on installments
Divide in 4 instalments with 3% commission. Divide in 5 instalments with 5% commission. Divide in 6 instalments with 6% commission. Divide in 7 instalments with 7% commission. Divide in 8 instalments
Open Banking
...and other financial data from banks and non-bank financial institutions through the use of application programing interfaces (APIs) PSD2 Directive PSD2 known as the second Payment Service Directive
More payments with your Mastercard cards, more chances of winning a ticket to UEFA Champions League Final London 2024!
This time you can win 2 tickets for UEFA Champions League Final London 2024, along with transport and accommodation! BKT Masterardr cards always surprise you! This time you can win 2 tickets for UEFA
Money Transfers (Albania and Turkey)
If you are not user of BKT SMART (download from Google Playstore/Applestore) register yourself) To register to BKT Smart, you have to know your customer number and (kart password), if you have not car
Mobile Recharge & Pay TV
By using Internet Branch you can pay the television service offered by DigitAlb & Tring Company. If you are already a user of BKT Internet Branch you can make this payment by using the menu Payments/
Letters of Guarantee
...of GuaranteeTypes of guarantees:General Terms: Bank Guarantee is a bank's commitment to a counterparty entering into a contractual relationship with another counterparty. The Bank commits itself to
LETTERS OF GUARANTEE
...OF GUARANTEE Bank Guarantee is a bank's commitment to a counterparty entering into a contractual relationship with another counterparty. The Bank commits itself to repay any amounts agreed upon in
LETTERS OF GUARANTEE
...OF GUARANTEE Bank Guarantee is a bank's commitment to a counterparty entering into a contractual relationship with another counterparty. The Bank commits itself to repay any amounts agreed upon in
Letters of Credit
LC can be used if: The buyer and the seller do not know each other well enough – the other party is unfamiliar. The experience of cooperation between them is short-term and the trust between them is l
LETTERS OF CREDIT
LC can be used if: The buyer and the seller do not know each other well enough – the other party is unfamiliar, Cooperation experience is short-term and the trust is little; One party or both parties
LETTERS OF CREDIT
LC can be used if: The buyer and the seller do not know each other well enough – the other party is unfamiliar, Cooperation experience is short-term and the trust is little; One party or both parties
Letter Of Guarantee
...of Guarantee Types of guarantees:General Terms: Bank Guarantee is a bank's commitment to a counterparty entering into a contractual relationship with another counterparty. The Bank commits itself t
Letter Of Credit
LC can be used if: The buyer and the seller do not know each other well enough – the other party is unfamiliar, Cooperation experience is short-term and the trust is little; One party or both parties
Installments In Any POS
Divide in 4 instalments with 3% commission. Divide in 5 instalments with 5% commission. Divide in 6 instalments with 6% commission. Divide in 7 instalments with 7% commission. Divide in 8 instalments
Features & Benefits
You can use the same client number and password even in the Internet “Branch”. Commissions applied in Mobile Banking are the same as those of the Internet “Branch”. and the transactions carried out in
eXtra Falas
Main Cards as well as supplementary cards will participate, but if winning ticket comes from a transaction performed with the supplementary card, the price will go to the main cardholder, which is als
eXtra Falas
Main Cards as well as supplementary cards will participate, but if winning ticket comes from a transaction performed with the supplementary card, the price will go to the main cardholder, which is als
eXtra Falas
Main Cards as well as supplementary cards will participate, but if winning ticket comes from a transaction performed with the supplementary card, the price will go to the main cardholder, which is als
Direct Debit Promotional Activity
944/1, dated 01/02/2016, Banka Kombëtare Tregtare comes with a promotion lottery that aim to boost the usage Direct Debit service. A unique opportunity for all the clients open e Direct Debit Contract
Digital Customer Onboarding
With our new platform, you can complete the registration process without paperwork, without queues, and without stress.
cookies
It is sent to your browser and stored on your computer’s hard drive or tablet or mobile device and can be removed at any moment. The main propose of using cookie is a better effective functionality of
Contact Center
...Center Banka Kombëtare Tregtare comes in market with a new channel of getting information and performing transactions, through Contact Center. Contact Center gives you the opportunity to have a gen
Contact Center
...Center Banka Kombëtare Tregtare comes in market with a new channel of getting information, through Contact Center. Contact Center gives you the opportunity to have a general information on your pro
Cheque Services
Cheques can actually be yet another useful tool for your company. Why to use BKT Business Cheques? It is easy to carry- You don’t need to carry a lot of cash They are safer- You can issue a stop payme
BKT Mastercard Travel Premium brings you cash back for purchases abroad
With Mastercard Airport Security Fast Track, LoungeKeyTM and Global Data Roaming, you have advanced access to benefits that will make the journey more comfortable and pleasant. Enjoy the experience an
BKT Keeps Creating Facilities To Its Clients
...Keeps Creating Facilities To Its Clients 2011 Now all BKT clients may use many of its products and services free of charge. BKT KEEPS CREATING FACILITIES TO ITS CLIENTS Tirana, Albania (4 March, 20
BKT CEE 2025 - Panel discussion led by Mr. Seyhan Pencabligil
Kamenica highlighted Albania’s strong determination to complete EU accession negotiations by 2027, a goal supported by 95% of Albanians, who maintain a remarkably positive view of the EU—an extraordin
Best Bank In Albania - The Banker
BKT is one of the most valuable Albanian brands, and it is our commitment to make this brand even better, by driving growth and development, creating new economic opportunities for citizens and commun
About Prima
BKT in cooperation with international payment companies as Mastercard and VISA, offers PRIMA MASTERCARD STANDART / GOLD and PRIMA VISA CLASSIC / GOLD cards. With PRIMA MasterCard and VISA your payment
“Invite a Friend & Win” Campaign
BKT reserves the right to verify the validity of transactions and may refuse those considered suspicious, manipulative, or performed with the intention of unfair gain. The client acknowledges and agre
Treasury Payments
For example, you can continue to do your works in your office and pay treasury payment via BKT Smart and Internet Branch with 0 commission. If you are already registered and you are user of BKT Smart
Traffic Fines
...service in Dega "Internet" on in our application BKT Smart you can: Check your vehicle fines using your plate and chassis number, Pay the fine with no commission and instantly remove your fine from
Tourism Sector
Whether you're launching a new hotel location, gaining a new franchise of a well-known chain or require long-term financing for an established operation, you can rely on our strong understanding of in
The Best Bank in Albania for 2018 - by “ EMEA Finance"
...vision of EMEA Finance magazine is to be ‘the independent voice’ – one that speaks at the highest level of integrity and journalistic ethics – for the financial community, its customers, and suppli
Tax Payments
For example, you can continue to do your works in your office and pay your taxes via BKT Smart & Internet Branch with 0 commission. If you are already registered and you are user of BKT Smart or Inter
Tax Payments
...PAYMENTSDeclaration and payment of taxes: You can pay your companies tax payment from BKT branches. In order to save time and money, you can also use digital channels Dega Internet and BKT Smart .
SUPPLIER LOAN
...LoanGeneral Conditions: Through this loan, BKT provides you with the opportunity to finance the suppliers of your construction company, within the approved limit. This considers the risk and liquid
Supplier Loan
...LoanGeneral Conditions: Through this loan, BKT provides you the possibility to finance the suppliers of your construction company, within the limit already approved for the construction company, th
Supplier Loan
...Loan Through this loan, BKT provides you the possibility to finance the suppliers of your construction company, within the limit already approved for the construction company, therefore taking into
Super Loan
It is enough to declare your stable income and that of your co-borrower, which can be provided by: - Salary - or Rent - or Private Activity Apply now and benefit from the preferential interest rate. S
SmartPay Kastrati
2023 Follow the link to learn how to activate SmartPay in BKT Smart SmartPay: https://www.youtube.com/watch?v=xIaMRLIGg50 Follow the link to learn how to pay with SmartPay in BKT POS BKT: http://www.y
Smart Banking saves you time and money!
Verify the deposited amount and select the continue option to complete the transaction. We also suggest you avoid using cash for purchases. You can use Contactless Cards to pay at the supermarket, pha
Shop Improvement
Additionally, the loan is suitable for individuals who generate income from renting commercial spaces, giving them the opportunity to invest in renovating these spaces to increase their value and func
Project Finance Section
We have first-hand experience with a consolidated portfolio of project finance loans in the following sectors: Energy (Hydro Power plant financing and now extending on Photovoltaic financing) Infrastr
Privacy Policy
bkt.com.al the official webpage of Banka Kombëtare Tregtare, BKT. Through our website, the user can come across different forms or calculators (i.e. job application form, credit card application form,
Prima Aktivizohu
...and Winner Announcment:Winner selection mechanism: Besides Prima Falas monthly promotional activity where is selected 1 winner every day, BKT come with a second promotion which aim the activation a
Prima Aktivizohu
...and Winner Announcement:Winner selection mechanism: Besides eXtra Falas monthly promotional activity where is selected 1 winner every day, BKT come with a second promotion which aim the activation
Policy of CSR
To continue its sustainable development efforts, BKT became part of the United Nations Global Compact, the world's largest corporate sustainability initiative . United Nations Global Compact is an int
Pay with Prima and earn eXtra Bonus!
More eXtra Bonus points can be earned & redeemed in this list: https://bkt.com.al/en/daily-banking/credit-cards/prima-extra-bonus . Accumulated points can be seen in BKT Smart application, under the s
Pay on instalments your plane ticket and Hotel!
Divide in 4 instalments with 3% commission. Divide in 5 instalments with 5% commission. Divide in 6 instalments with 6% commission. Divide in 7 instalments with 7% commission. Divide in 8 instalments
Outgoing Tranfers
...International outgoing money transfer to other banks are: Name and address of beneficiary IBAN/ SWIFTI or beneficiary’s Bank and account number Currency Country Transfer Commissions as per 3 option
My Child Deposit
The Deposit matures when the child becomes 18 years old. On that day, he/she earns the right to operate with this Deposit with/without the presence (confirmation) of the parents or the legal guardian.
JCR Eurasia Rating reaffirms BKT as ‘AAA (Alb) for Corporate Governance
...Eurasia Rating reaffirms BKT as ‘AAA (Alb) for Corporate Governance 2019 JCR Eurasia Rating, during periodic review reaffirmed for the 12 th time in a row Banka Kombëtare Tregtare (BKT) with score
INTRA-GROUP TRANSFERS
With BKT you now have the chance to transfer money within one hour with fixed commissions regardless the amount in ALL, EUR, USD, CHF, TRY, AUD, CAD and GBP currencies. Your partner in Kosovo will not
INTRA-GROUP TRANSFERS
With BKT you now have the chance to transfer money within one hour with fixed commissions regardless the amount in ALL, EUR, USD, CHF, TRY, AUD, CAD and GBP currencies. Your partner in Kosovo will not
Interest Only Mortgage Loan
) who want to buy or build their work premises, or individuals who generate income from employment and want to purchase a unit for investment purposes (rent). Refinancing granted for the above-mention
Insurance Payment
This new service is offered from BKT, in collaboration with several Insurance Companies. Some of the insurance products that will be offered through BKT Smart are: Compulsory vehicle insurance (TPL) M
Inauguration Korca Branch
This distinctive building, first inaugurated on November 28, 1926, carries nearly a century of history and has now been transformed into a space where the city’s heritage blends with the most modern s
Inauguration ceremony of the kindergarten for the children of the bank staff
This initiative will help all new parents or those who are waiting to become parents, who are part of the staff of Banka Kombetare Tregtare. Thus, it will be increased the productivity of parents whil
Home Improvement
With flexible terms and simple procedures, you can bring every idea to life and make your home more comfortable and functional. Second-level banks generally use the 1-year Treasury Bill rate as the ba
Home Equity
The process is simple and transparent, allowing you to achieve your plans with ease and confidence. Apply now and turn your ideas into reality! Second-level banks generally use the 1-year Treasury Bil
Forex Exchange
...24 hours a day/seven days a week through our “Internet Branch”, BKT Smart application or SMART BanKomaT where you can benefit more preferential exchange rates compared to the branches. Click here t
Features & Benefits
bkt.com.al ....
FATCA
...is FATCA? The Foreign Account Tax Compliance Act (FATCA) is a legislation which was passed in 2010 by the US Congress to combat tax evasion by US taxpayers who maintain foreign financial accounts.
FAQ
Which source of income is accepted for repayments of home improvement loan? For further information on the product terms and conditions and all the required documents click at the Link below: Home Imp
FAQ
This loan is offered only to individuals, who have stable income from salary and/or rent. People who provide income from private activities are not subject of loan. Only self-employed professionals (l
eXtra Bonus and 2-3 installments with 0% interest
The “Loyalty” program list of merchants can be found in this link: http://bkt.com.al/en/daily-banking/credit-cards/prima-extra-bonus Bonus points can be used for purchases only on “Loyalty” merchants.
Exchange
You can have competitive prices for your foreign currencies purchases/sales against local currency LEK. For your US$/LEK, EUR/LEK, GBP/LEK, CHF/LEK, CAD/LEK, AUD/LEK or cross currencies.
Energy Sector
BKT is committed to providing energy efficiency project financing such as: Green for Growth Fund (Green Loan): up to 1,000,000 Euro fund for : Loans that support investments in measures taken to reduc
EMEA FINANCE AWARDS BKT FOR TWELFTH TIME AS “BEST BANK IN ALBANIA”
...been awarded as the "Best Bank in Albania", "Most Innovative Bank" and recognize “SMART banking’s enhancements as Best product for 2021 in Central and Eastern Europe and Commonwealth of Independent
EMEA FINANCE AWARDS BKT FOR TENTH TIME AS “BEST BANK IN ALBANIA”
...Albania (May 25, 2021) – Banka Kombëtare Tregtare has been awarded as the "Best Bank in Albania" and "Most Innovative Bank" for 2020 in Central and Eastern Europe and Commonwealth of Independent St
ECO LOAN
Below you can find the financing products that suit your needs: ECO LOAN with collateral Eco Loan | Banka Kombetare Tregtare (bkt.com.al) Personal ECO LOAN Eco Loan | Banka Kombetare Tregtare (bkt.com
Cash Back
Cash back is an alternative for withdrawing money with Debit card in any purchase, a service suplied and regulated by payment system companies (MasterCard, Visa, etc). It is a facility offered to you
Car Loan
...informationTerms and conditions of the New Car LoanTerms and conditions of the Used Car Loan Now personal cars are a necessity, you will be able to experience the pleasure of a comfortable and fast
BKT Hosted Albania Roundtable IN the Euromoney Central & Eastern European Forum
She focused on the fact that may be Albania is not critical enough for having the right attention from the international community and added the important role that the international community has in
BKT HOSTED ALBANIA ROUNDTABLE ‘’ALBANIAN EU ACCESSION: IS THE FINANCIAL SYSTEM READY?” IN THE FINANCIAL TIMES CENTRAL & EASTERN EUROPEAN FORUM
Pencablıgil, these developments demonstrate that Albania’s financial system is no longer only converging with Europe but is now operating within European financial infrastructure. Governor Mr. Sejko p
BKT - Participant In Work & Study Fair, 2017
...- Participant In Work & Study Fair, 2017 2017 BKT supported the Work & Study Fair organized by Chamber of Commerce and Industry in partnership with the Municipality of Tirana and Sport & Education
Back to School brings CASHBACK with your BanKomat card Visa!
Back to School comes with CASHBACK with BKT BanKomaT Visa debit cards! Performing 3 transactions , each one 5,000 All or more will make you winner of 2,000 All cashback ! Valdi will be considered only
Back to School brings CASHBACK with your BanKomat card mastercard®!
Back to School comes with CASHBACK with BKT BanKomaT debit cards! Performing 3 transactions , each one 5,000 All or more will make you winner of 2,000 All cashback ! Valdi will be considered only tran
Automatic Bill Payments
The user of the Internet Branch simply logs into the platform and completes the invoice payments with one action. Salary Express Payments: Salary Express Payments is a banking service dedicated to bus
ATM – SmartBanKomaT
For more information and how to use Smart BanKomaT please refer to the detailed manual in MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) .
Agro Support Loan
Collateral: 50% real estate mortgage and pledges Additional information For more details about this product, we invite you to visit the nearest BKT branch. Visit BKT – Apply now and secure the support
Agro Special Loan
Collateral: Not required Additional information For more details about this product, we invite you to visit the nearest BKT branch. Visit BKT – Apply now and get support for your project – Choose the
Account for Retiree
Now you can withdraw it in BKT so you can benefit preferential products. BKT offers you the possibility to be informed when your pension is credited anytime and anywhere through BKT Smart Notification
3 Installments - 0% Interest
BKT cardholders can select either to make a normal payment or instalment payment while they’re completing a purchase at one of BKT POS. In every BKT POS you can choose to pay up to 3 installments with
20% eXtra Bonus in Megatek!
(“Para Xhepi” option from the POS is offered without commission ). Read more about the “Para Xhepi”: Cash Back | Banka Kombetare Tregtare (bkt.com.
World Savings Banks Institute (WSBI) elects new Board of Directors. First time an Albanian bank is on the Board
First time an Albanian bank is on the Board 2012 Among the seven other members from Europe coming from Germany, Spain, France, Italy, Malta, Portugal and Luxembourg, for the first time in the history
WINNERS 2025
Zemrije Islami List of winners for May 2025: Prize: Bonus for Clients Completing Digital Onboarding 1. Serxho Durrsi Prize: Bonus for Clients Taking a Super Loan 2. Nazmi Domi List of winners for June
Winners 2017
...for September 2017:Winners for October 2017:Winners for December 2017: Lista e 2 fituesve të muajit Janar 2017 per: Prize “Tablet” for ALBtelecom TOP UP 1. Valmira Osmanaj Direct Debit Price 2. Ard
Win Money Transfer
...Transfer- Win the commission already paid for International Money Transfers This price offers “crediting back” of the paid commission generated for international transfers (up to for 1.500Lekë) don
Who we are
Being the oldest bank and the first provider of financial services in the country, BKT has deep-rooted experience, in-depth local knowledge, a solid corporate culture and a more innovative approach to
Updating Personal Data
To enable continuous communication with the bank. To enable the use of new technologies To ensure a continuous relations and benefit from personalized bank product offers. By visit your nearest branch
Treasury Bills & Bonds
...with the same day value as long as you perform your transactions with BKT’s custody Acc T-Bills are sold at a discount and the gain at maturity is known in advance. T-notes have coupons. Coupon-bea
TRANSACTIONS WITH CARD
For more information and how to use Smart BanKomaT please refer to the detailed information in the MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) For information about the limits, please refer to the Ba
TRANSACTIONS WITH CARD
For more information and how to use Smart BanKomaT please refer to the detailed information in the MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) For information about the limits, please refer to the Ba
TRANSACTIONS
...PaymentsPaymentsPayments for E-Albania ServicesCardless Transaction LoansLocal MarketSmart PensionPOSSecurity SettingsControlsProfile Open Account Company Accounts Accounts Statement Company Deposi
TRADE FINANCE
...Trade finance represents the financial instruments and products such as Letter of Guarantees, Letter of Credits and documentary collection used by companies to facilitate international trade and co
TRADE FINANCE
...Trade finance represents the financial instruments and products such as Letter of Guarantees, Letter of Credits and documentary collection used by companies to facilitate international trade and co
Tourism Loan
...support all the business in tourism sector by enabling businesses to expand, renovate their activity, thereby contributing to the overall growth and competitiveness of the industry. A dedicated pro
Tourism Loan
...support all the business in tourism sector by enabling businesses to expand, renovate their activity, thereby contributing to the overall growth and competitiveness of the industry. A dedicated pro
Tirana, Albania (20 March 2019)
...Albania (20 March 2019) 2019 Banka Kombetare Tregtare, inform all the customers, individuals or legal representatives of the commercial enterprises, that during 2019 will expire the Identification
The Best Bank in Albania for 2017 – by The Banker
I congratulate all our employees for their tremendous efforts required to make BKT the great bank we know it to be”. The CEO and Board Member, Mr. Seyhan Pencabligil , added that: “Being recognized fo
The Best Bank in Albania for 2017 – by “Euromoney"
Usta , said in a speech accepting the award: “The Best Bank in Albania award, for the sixth consecutive year, is an indicator to the exceptional performance of BKT and our commitment to serve our clie
The Best Bank in Albania for 2016 – by “Euromoney"
Special thanks go to all our employees who together with our customers and business partners made it happened. Nowadays, Banks are an integral part of every economy and every society and as long as we
The Banker Awards BKT as the Best Bank In Albania for the Seventh Time
I strongly believe that our ongoing dedication to the highest standards of excellence will maintain BKT leadership in the years to come.” The CEO and Board Member, Mr. Seyhan Pencabligil , added that:
SWIFT GO
...GO BKT is now part of Swift Go as a Beneficiary bank, which allows lower value payments up to EUR 10,000 or equivalent to be transferred within 4 hours. Receive payments to BKT through Swift Go, th
SWIFT GO
...GO BKT is now part of Swift Go as a Beneficiary bank, which allows lower value payments up to EUR 10,000 or equivalent to be transferred within 4 hours. Receive payments to BKT through Swift Go, th
Sugjerime & Ankesa
...tuaj; Një numër kontakti ose adresë për korespondencë ose e-mail; Përshkrimin e ankesës me detaje sa më të sakta dhe të plota si dhe pritshmëritë tuaja nga kjo ankesë; E-mail Ju mund të na shkruani
SmartPay in BKT POS
SmartPay on POS advantages: SmartPay on POS comes as an alternative method of payment from your smartphone to merchants account just by scanning a QR code. In order for you to make this transaction, y
Shop Loans
...InformationTerms and Conditions The loan for purchasing or building a shop is a mortgage loan offered to individuals who generate income from employment and wish to buy or build a commercial space
Shareholders
...Çalık Holding Established by Ahmet Çalık in 1981, Çalık Holding operates in 34 countries around the world with its companies in the fields of energy, construction, mining, textiles, and finance. Re
Send money anywhere around the world within 1 day!
With the most preferential commissions, faster and cheaper than ever before .
Ria Money Transfer
BKT customers can receive money directly into their bank accounts from almost any corner of the world, quickly and with competitive fees. How to receive money with Ria Money Transfer? Direct to accoun
Revolving Line
Clients can use and repay many times the amount up to the approved limit from the loan approval date, creating to their business the continuance possibility without any obstacles. You can benefit from
Revolving Line
Clients can use and repay many times the amount up to the approved limit from the loan approval date, creating to their business the continuance possibility without any obstacles. You can profit low i
Register and earn CASHBACK with BKT cards during EURO 2024!
One cardholder can benefit only once from the campaign. If the same cardholder fulfills the criteria of the campaign in both credit and debit card, he will earn only the eXtra Bonus in his credit card
Pyetjet më të shpeshta
...e kryera pas orës 20:00 mund të reflektohen si veprime të ditës pasardhëse të punës nëse ka filluar procesi ditor i mbylljes së veprimeve të bankës, i cili mund të fillojë në orën 20:00 dhe zgjat d
Pyetjet më të shpeshta
Ky kod do të dërgohet me SMS në numrin tënd të celularit dhe brenda 24 orëve duhet të bëhet regjistrimi në BKT Dega Internet duke shkuar në faqen zyrtare të BKT www.bkt.com.
Pyetjet më të shpeshta
Nëse sheh një mesazh gabimi të përgjithshëm lutemi të kontaktosh për detaje me BKT Contact Center në numrin e telefonit +355 (0) 4 2266 288. Po, ka një menu ndihmë. E gjen në krye të çdo faqeje e cila
Public Sector
Local government comprises all government units with a local remit. Public corporations are companies or quasi-corporations controlled by government. Public administration should remain competitive in
Promotional Activities 2024
We offer various forms of promotion activities, and every customer can automatically become part of them. To become part of the promotion activities, you must meet the conditions. If a single transact
Promotional Activities 2023
If you miss only a single transaction hurry up to do it, or you need a product come and take it, and give yourself the chance to be the winner. Authorized by the Ministry of Finance with Authorization
Promotional Activities 2022
If you miss only a single transaction hurry up to do it, or you need a product come and take it, and give yourself the chance to be the winner. Authorized by the Ministry of Finance with Authorization
Promotional Activities 2021
If you miss only a single transaction hurry up to do it, or you need a product come and take it, and give yourself the chance to be the winner. Authorized by the Ministry of Finance with Authorization
Promotional Activities 2020
If you miss only a single transaction hurry up to do it, or you need a product come and take it, and give yourself the chance to be the winner. Authorized by the Ministry of Finance with Authorization
Promotional Activities 2017
587/1, date 27/12/2016, BKT comes with a promotion lottery that aim to encourage the usage of the banking services offered to retail customers. During 2017 the lottery will be offering the below prize
Promotional Activities 2016
944/1, dated 01/02/2016, Banka Kombëtare Tregtare comes with a promotion lottery that aim to boost the usage of Electronic Bank Services., The game will be organized in the form of a lottery which wil
Prima eXtra Bonus
...DENT 15 Department Store Coin 1 Department Store OVS 1 Dyqan Lulesh SPEAKING ROSES ALBANIA 1 Electronike MG ELECTRONICS 1 Elektronike CITY- STORE 1 Elektronike CITY STORE ELECTRONIC 1 Elektronike E
President of Çalik Holding honored by the Ministry of Social Welfare and Youth with the Social Solidarity Prize
Ahmet Calik, President of Calik Holding, with motivation: “For special attention and contribution of Çalik Holding companies in Albania”. President of Çalik Holding honored by the Ministry of Social W
POS Virtual
...POSSi funksionon një terminal virtual?Karakteristikat dhe përfitimet:Kërkesat në internet për e-commerce:Kërkesat e aplikimit: Rritja e sipërmarrjeve të reja dhe rritja e shpejtë e e-Commerce gjatë
POSÍ Mastercard
Benefit from a free POS terminal for a 12-month period, with zero commission on all card transactions up to a predetermined annual amount based on the sector you operate in: Market: Up to €19,000 per
Politika e Pergjeshmerise Sociale
Për të vazhduar përpjekjet për zhvillimin e qëndrueshëm BKT u bë pjesë e organizatës United Nations Global Compact iniciativës më të madhe botërore për qëndrueshmërinë e korporatave. United Nations Gl
Pay with SmartPay in Mulliri and get a Free coffee
Would you like free coffee in Mulliri? You can easily have it by paying with SmartPay in BKT POS! Would you like free coffee in Mulliri ? You can easily have it by paying with SmartPay in BKT POS! A S
PËRPUTHSHMËRIA
Ne i përpunojmë të dhënat personale vetëm nëse kemi marrë pëlqimin e shprehur të subjektit të të dhënave, nëse ky pëlqim është dhënë për qëllime të zbatimit të një kontratë të nënshkruar nga subjekti
Order of the Rising Sun
...Holding Çalık Holding operates in 22 countries with 25,000 employees in fields of energy, construction, mining, textiles, finance, telecommunications and digitalization. Çalık Holding is known for
National Work Internship Program, Part VI
...33 Tirana, Albania (9 July, 2021) - Banka Kombëtare Tregtare is become part of the National Work Internship Program, Part VI. Tirana, Albania (9 July, 2021 ) - Banka Kombëtare Tregtare is become pa
Money Transfer
...Transfer BKT offers the possibility of performing incoming and outgoing transfers. You can transfer money from your bank account to all currencies accepted by BKT (ALL, EUR, USD, GBP, CHF, CAD, AUD
Lajme mbi BKT
9 miliardë dollarë dhe me depozita me vlerë 3 miliardë dollarë, BKT u shërben klientëve të saj përmes një rrjeti prej 94 degësh, nga të cilat 67 janë të vendosura në Shqipëri dhe 27 në Kosovë. Për më
Kredia EKO
Më poshtë mund të gjeni produktet e financimit që i përshtaten më mirë nevojave tuaja: Kredi me kolateral EKO https://bkt.com.al/me-duhet-kredi/kredi-me-kolateral/kredia-eko Kredi personale EKO Kredia
JCR Eurasia Rating, has evaluated the consolidated structure of “Banka Kombetare Tregtare Sh.A.”
(referred to as “the Bank” or “BKT”) is a consolidated entity comprising banking operating in Albania, Kosovo and Albania Leasing. The history of the Bank dates back to 1993 in its current name, when
JCR Eurasia Rating, has evaluated consolidated structure of “Banka Kombetare Tregtare Sh.A.” in the investment-level category with highest credit quality
(referred to as “ the Bank ” or “ BKT ”) is a consolidated entity comprising banking operating in Albania, Kosovo and Albania Leasing. The history of the Bank dates back to 1993 in its current name, w
JCR Eurasia Rating confirms AA(Alb) evaluation to BKT for Corporate Governance
...2013 JCR Eurasia Rating, by evaluating the corporate governance practices established within BKT, has assigned (AA(Alb)/Merit) for the overall level of compliance with the Albanian Corporate Govern
JCR Eurasia Rating assigns AAA (Alb) to BKT for Corporate Governance
...AAA (Alb) to BKT for Corporate Governance 2015 JCR-Eurasia Rating has assigned for the second time in a row to BKT “AAA (Alb)/Distinctive” the grade of Compliance with the principles of the code of
JCR Eurasia Rating assigns AAA (Alb) to BKT for Corporate Governance
06 (AAA (Alb)/Distinctive) points out of 100 for the overall level of compliance with the Albanian Corporate Governance Code and the regulations. JCR Eurasia Rating evaluate BKT with AAA (Alb) for Cor
JCR Eurasia Rating assigns AA (Alb) to BKT for Corporate Governance
...Eurasia Rating assigns AA (Alb) to BKT for Corporate Governance 2012 This is the first–ever such rating to an Albanian Company JCR Eurasia Rating, by evaluating the corporate governance practices e
JCR Eurasia Rating affirms BKT as ‘AAA (Alb)
(referred to as “the Bank” or “BKT”) is a consolidated entity comprising banking operating in Albania, Kosovo and Albania Leasing. The history of the Bank dates back to 1993 in its current name, when
JCR Eurasia Rating affirms BKT as ‘'AAA (Alb)''
(referred to as “the Bank” or “BKT”) is a consolidated entity comprising banking operating in Albania, Kosovo and Albania Leasing. The history of the Bank dates back to 1993 in its current name, when
JCR Eurasia Rating affirms BKT as ‘'AAA (Alb)''
(referred to as “ the Bank ” or “ BKT ”) is a consolidated entity comprising banking operating in Albania, Kosovo and Albania Leasing. The history of the Bank dates back to 1993 in its current name, w
January 28 – International Data Protection Day
...28 – International Data Protection Day 2026 On the occasion of International Data Protection Day, the Office of the Information and Data Protection Commissioner is carrying out an awareness-raising
Insurance Broker
...documents issued by the insurance company in connection with this contract; Assists the client with consulting for rights deriving from the insurance contract. Reviews insurance contracts signed by
Important Announcement for retail and business loan customers
2020 should communicate with the bank by arguing the reasons for their needs to postpone the payment. Please consider that starting from 1st of June 2020, the borrowers should pay the postponed instal
Important announcement
All compromised cards have been closed as a preventive measure. The Bank will fully compensate all affected customers, ensuring that none of them will suffer any financial loss. This reaffirms BKT’s c
Iluminapharma Offer
Adresses: “Fiori Di Bosco” complex in Don Bosko Tower Bridge 3 complex Nearby Kristal Center New flat complex in Shkoze “Lobby Home” shopping...
History
Banka Kombëtare Tregtare (BKT), with today’s name, was established in January 1993, after the merging of the Albanian Commercial Bank (ACB) and the National Bank of Albania (NBA). Actually, BKT is the
Guide
...can I login to BKT Smart? What is the interest I should pay if I take a home loan? I need fast loan not more than 1 salary.
Global Money Week
...Money Week 2017 Banka Kombëtare Tregtare supporting, evaluated and financially supported “If we were Bankers” competition with the best students of the Finance Department of Economic Faculties of s
Fushata “Fto & Fito”
...vetëm kur plotësohen në mënyrë kumulative TË DY kushtet e mëposhtme: Miku i ftuar regjistrohet si klient i BKT për herë të parë 100% online në BKT Smart duke përdorur kodin referues përsa kohë kodi
For you and your friends-50 ALL as a gift from BKT Smart!
🎁 Request money from your friends on BKT Smart, and you and your friends will earn 50 ALL cashback How to become part of the campaign: Login on BKT Smart , go to the menus > Payments & Transfers >
FEATURES & BENEFITS
...& BENEFITS You can use BKT Internet branch 24 hours and 365 days. You can log on to Internet Branch from anywhere that has internet access and the PC is secure. You can perform banking transactions
FAQS
In the saving account, any time, by every interested person may be performed deposit transactions, or credit the incoming transfers for any kind of amount. Standing instruction eases the process to sa
FAQS
Can I profit from this loan if I have a time deposit / Treasury Bill / Bond in another financial institution? 4. Can I take the loan in the same currency of the time deposit? 5. Do the loan and the ti
FAQS
Can I profit overdraft if I am not salary paid customer of BKT?3. In what currency can I profit the Overdraft?4. Which is maximum limit of the Overdraft?5. Which is the maximum term for overdraft usag
FAQS
Can I pay the total value of the car with a car loan? 3. What are the specifics of the vehicle if I will be financed with a new car loan? 4. If I am activity owner, can I profit for a car loan for bus
FAQ
Which source of income is accepted for repayment of Home Equity Loan?4. Should I offer as collateral a property for this loan?5.
FAQ
To profit this loan the customer should offer as guarantor his/her spouse and also another guarantor that has regular incomes from employment (not in retirement age). The maximum maturity for this loa
FAQ
...dhënave personale, kërkesat për siguri, të drejtat e pronësisë intelektuale, garancitë dhe kufizimet e përgjegjësisë, kohëzgjatjen dhe ndërprerjen e aksesit dhe dispozita të përgjithshme. Si mund t
FAQ
From Green Loan can profit every customer who wants to invest in their home / office with products or energy saving systems, who receives income from salary/ rent / income from a licensed activity (on
Extra Falas
Reversed/canceled transaction will not be counted. * These terms are valid only for the transactions made within period of 3 months. The transactions can’t be accumulated for the successive months and
Ethical Value
Confidentiality We are fully committed to maintaining the confidentiality of our clients. Transparency We are fully guided by the values of transparency and reliability. Accountability We ensure hig
Enjoy your summer with Cashback/eXtra Bonus from Mastercard
During June 2024 , you can earn 1,500 ALL CASHBACK by performing 20 transactions , each at a minimum of 2,000 ALL or more . · Valid will be considered only transactions made in physical POS, in Albani
Enjoy Saint Valentine with cashback or eXtra Bonus
...Saint Valentine with cashback or eXtra Bonus During Saint Valentine period you can earn 1,000 All Cashback or eXtra Bonus with your BKT Prima or BanKomaT Simply by performing 2 transactions: One tr
Emigrant Loan
...who have decided to have an apartment in Albania, to live temporarily, to help their relatives or simply to have a real estate in the mother country, come and visit our branches in BKT. Fantastic i
Emea Finance Awards BKT as the Best Bank In Albania for the Sixth Time
Aydin Argin, Head of Corporate and Commercial Banking Group in BKT. BKT, established in 1925, is the largest and the oldest commercial Bank in Albania. With a total asset value of 2.8 billion USD and
ECO LOAN
...LoanEco Loan terms & conditions: When it is about home, everyone thinks how to make it more comfortable by spending less. And taking a loan to implement the required comfort seems increasingly expe
Directors
During his long experience in banking sector he has covered different managerial positions such as Branch Manager, Chief of Finance Department, Head of Compliance & Control Division and starting from
Deposit in Smart BanKomaT and earn Cashback!
...Earn 100 ALL Cashback Third Deposit -> Earn 100 ALL Cashback Fourth Deposit -> Earn 100 ALL Cashback Fifth Deposit -> Earn 100 ALL Cashback * 15% tax on income is calculated on each bonus. * The mi
Dega "Internet"
Transaksionet e kryera pas orës 20:00 mund të reflektohen si veprime të ditës pasardhëse të punës nëse ka filluar procesi ditor i mbylljes së veprimeve të bankës, i cili mund të fillojë në orën 20:00
Dega Internet
Ky shërbim do ofrohet falas. Për secilën menu, ka një opsion ndihmë “?” . E gjen në krye të çdo faqeje dhe jep detaje për menunë që dëshiron të përdorësh. Ti mund të dërgosh ankesën ose sugjerimin tën
Corporate Social Responsibility
...Social Responsibility BKT's Commitment to Sustainability and Responsible Business Practices As a proud member of the United Nations Global Compact, BKT is fully committed to implementing its 10 Pri
Construction Sector
A boom of construction in high quality residential building and offices, touristic complexes and hotels, is blooming. We provide working capital to construction companies to help them operate at full
CHEQUE COLLATERALIZED LOAN
Target Customers: Existing Credit Customers (Corporate and Commercial), Existing Operational Customers, and selectively chosen new customers with strong financial position. The targeted customer shoul
Check Collateralized Loan
Target Group: The customer can be either existing or new customer of BKT, under the following group: Existing Credit Customers (Corporate & Commercial), Existing Operational Customer, New Customer (se
Check Collateralised Loan
Targeted Customers: The customer can be either existing or new customer of BKT, under the following group: Existing Credit Customers (Corporate & Commercial), Existing Operational Customer, New Custom
CARDLESS TRANSACTIONS
...a card, such as: Withdrawal with Unique Code QR Code Transactions: Withdrawal with QR Code Deposit with QR Code Cash Deposit in other BKT Customers Viewing the Exchange Rates Top-up without card (w
Card Payments
...PaymentAutomatic PaymentPrima MIN – up to 25%:Prima TOT – up to 100%: You can make manual payment for your credit cards from “Internet Branch”, BKT Smart, ATM or BKT branches. Any payment amount ma
Business Record Deposit
...Record Deposit If you would like to have risk-free returns while putting your savings in ALL, EUR or USD to work at attractive interest rates, you can open longer term deposit (2 to 7 years), recor
Business Lounge at Tirana Airport
...Lounge at Tirana Airport BKT Prima MasterCard ® Gold and BKT Prima VISA Gold cardholders can use Mother Teresa Airport Business Lounge free of charge! If you are traveling for work or pleasure, BKT
Board of Directors
He speaks Turkish, English, and Albanian and has knowledge of Persian and French. He is married, with six children. Galip Tözge Board Member Mr. Galip Tözge was born in 1967. He graduated from Marmara
Black Friday Prima Cards
...with a maximum of 2,500 ALL The reward will be based on costumers, which means if a costumers has two credit cards, the transactions of one card will not be combined with the transactions of the ot
BKT supports financial education initiatives
During the visit to some schools in the capital, were held in-game trainings on basic knowledge about finance. Some of the prominent topics were savings, money management to increase life quality, as
BKT Supports Construction Sector
BKT has been and will continue to be one of the main supporters of the construction sector in the country knowing that our bank plays a very important role in the development of the country by financi
BKT Smart Notification
...Smart Notification BKT comes with the new service “BKT Smart Notifications” offered for all application users on the below transactions: Cash Deposit Direct Debit Transfers within BKT Transfers fro
BKT Smart
...e dërguara do të jenë të personalizuara dhe mund të përzgjedhësh tipet e njoftimeve sipas preferencave nëpërmjet menusë Informacione/ Njoftime të zgjuara/ Konfiguro në BKT Smart. Lista e Njoftimeve
BKT Receives Two Other Important Awards By Emea Finance
...Awards By Emea Finance 2015 EMEA Finance magazine selects BKT for the “Corporate Social Responsibility award in Central and Eastern Europe and Commonwealth of Independent States”. In the same cerem
BKT PARTICIPATING IN THE LABOR FAIR ORGANIZED BY THE FACULTY OF ECONOMICS
The faculty staff together with the students welcomed over 60 participating companies from the banking sector, consulting, telecommunications, tourism, transport and business associations, which throu
BKT donates for the Roma in need
...in the framework of BKT’s corporate social responsibility policies, donated food and other cleaning materials for 50 families in need from the Roma community in Tirana. BKT donates for the Roma in
BKT Celebrates Its 85th Anniversary of Vlora Branch Establishment
For this occasion, the exterior architecture of the building, a very well-known landmark in Vlora, has been rehabilitated while the interior design of the branch has been renewed in order both to bett
BKT Banking Group
As one of the main actors, the BKT Banking Group is committed to increasing the well-being and economic growth in the countries were it operates. BKT Banking Group, led by BKT Sh.a., the top bank in A
Best Bank In Albania for 2019 - The Banker
Together, we overcame every problem and challenges which have now become the milestones for us. I sincerely thank all the internal and external stakeholders who are directly or indirectly involved in
BE CUSTOMER
...to become a BKT customer, online in just a few minutes? Follow the steps below to complete online registration: Download BKT Smart by Scanning the QR Code or clicking on the Link below: App Store G
Banking System Ready to Use
2021) all our branches will serve until 20:00 in order to compensate for our interrupted services. Our valued customers, After the interruption in our banking system caused by the hardware problem, ou
Banka Kombëtare Tregtare Supports the "Green Revolution" Initiative of Tirana Municipality
"Thank you very much for the donation. I know that there are many needs in Albania, but donation is something that will remain for the city. I sincerely thank you and your customers because I believe
Banka Kombëtare Tregtare (BKT) organized the inauguration ceremony of its newest branch “Dega Çorovodë”.
Seyhan Pencabligil , Parliament members representing the region, Local Government representatives, as well as customers, business owners, and community leaders. The participants were welcomed by the M
Banka Kombëtare Tregtare attended in Work & Study Fair 2016
...attended in Work & Study Fair 2016 2016 With the aim to support and promote employment BKT attended in Job Fair 2016 organized by the Chamber of Commerce and Industry in partnership with the Munici
ASD - BKT
...- BKT 2021 ALBANIAN DEPOSIT INSURANCE AGENCY SELECTS BANKA KOMBËTARE TREGTARE AS THE FIRST AGENT BANK IN THE PRELIMINARY LIST FOR THE DEPOSIT COMPENSATION PROCESS Tirana, Albania (27th January 2021
Albania Was Presented In the Euromoney Central & Eastern European Forum
During the roundtable, Mr Pencabligil made a short overview on Albania, its banking system and finacial situation and the challenges that the country is facing. The Governor, Mr. Sejko, emphasised the
Aktivitete Promocionale 2016
Për detaje të mëtejshme ju lutem klikoni http://bkt.com.al/veprime-ditore/bkt-smart-al Çmimi i dytë do të jetë 1 General Mobile 4G për rimbushjet e celularit të kryera për operatorin e telefonisë Albt
Achievement Awards from Finance Central Europe for 2019
A, Tirana, Albania. Here you can check the Full Award The Best Bank in Albania 1999 – 2019, 20 Years - Banka Kombëtare Tregtare Sh.A, Tirana, Albania. Here you can check the Full Award The Best Banker
AAA (Alb) rating - by JCR Eurasia Rating
BKT again this year completed major awards in the banking industry, receiving formerly "The Best Bank in Albania" by “EMEA Finance” and AAA (Alb) by JCR Eurasia Rating. Established in 1925 BKT is the
1,000 All CASHBACK with your Visa BanKomaT!
BKT Visa BanKomaT debit card can make you earn CASHBACK! BKT Visa BanKomaT debit card can make you earn CASHBACK ! You should perform 4 transactions , each one at a minimum of 5,000 All and earn 1,000
1,000 All CASHBACK with your BanKomaT mastercard®
...000 All CASHBACK with your BanKomaT mastercard® BKT BanKomaT debit mastercard® can make you earn CASHBACK! BKT BanKomaT debit mastercard ® can make you earn CASHBACK ! You should perform 4 transact
"The Bank of the Year in Albania for 2020"- The Banker
The awards gala event was held online through TheBanker.Com platform with the participation of the executive board of the invited banks. This year, more than any other in the living memory, has provid
JCR Eurasia Rating assigns AAA (Alb) to BKT for Corporate Governance
...AAA (Alb) to BKT for Corporate Governance 2015 JCR-Eurasia Rating has assigned for the second time in a row to BKT “AAA (Alb)/Distinctive” the grade of Compliance with the principles of the code of
JCR Eurasia Rating assigns AAA (Alb) to BKT for Corporate Governance
23 (AAA (Alb)/Distinctive) points out of 100 for the overall level of compliance with the Albanian Corporate Governance Code and the regulations. JCR Eurasia Rating assigns AAA (Alb) to BKT for Corpor
"Best Buy" Medal
...as the financial institution for the best ratio of quality banking services in the Albanian market According to the market research by the Swiss company ICERTIAS International Certification Associa
"Bank of the Year In Albania For 2019" - Global Finance
The selection process is completed with extensive consultations with corporate financial executives, analysts and bankers throughout the world. A full report about Best Banks will appear in the May is
Win a ticket to Unum festival by sending money with SmartPay!
youtube.com/watch?v=wMNkOmSlagg Campaign duration is: 18 h – 25 th of May 2022 *After campaign being over, we will generate the report for the winners with the highest number of SmartPay sent transact
VESA SPA
For more information please visit www.vesa-spa.com...
Treasury Bills & Bonds
...with the same day value as long as you perform your transactions with BKT’s custody account T-Bills are sold at a discount and the gain at maturity is known in advance. T-notes have coupons. Coupon
Transfer & Pay
Payment for voluntary insurance Payment for financial institutions Payment for insurance companies Payment for National Dwelling Entity Etc. Payments available on “Internet” branch: Bill payment* for
TRADE FINANCE
...FinanceSolutions for your business Trade finance represents the financial instruments and products used by companies to facilitate international trade and commerce. Through trade finance solutions,
Trade Finance
...FinanceSolutions for your business: Trade finance represents the financial instruments and products used by companies to facilitate international trade and commerce. Through trade finance solutions
Trade Finance
...FinanceSolutions for your business: Trade finance represents the financial instruments and products used by companies to facilitate international trade and commerce. Through trade finance solutions
Tips & Advise
PIN can be easily changed anytime at BKT ATM Setting the PIN in POS/ATM terminals can not be done by someone else but you; During the time you’re making a payment, make sure to have your card visible
Tips
PIN can be easily changed anytime at BKT ATM Setting the PIN in POS/ATM terminals cannot be done by someone else but you; During the time you’re making a payment, make sure to have your card visible a
The first generation of the students in Faculty of the Studies Integrated with Practice (FASTIP) was graduated on September 13, 2011.
Myqerem Tafaj, the Minister for Innovation and for Information and Communication Technology Mr. Genc Pollo, the Rector of Aleksandër Moisiu Durrës University, Mr. Mithat Mema, CEO and Board Member of
Super Loan for Super Desires!
Super Loan to make your wishes come true, whether small or big!
Sugjerime & Ankesa
...mbiemrin tuaj; Një numër kontakti ose adresë për korespondencë ose e-mail; Përshkrimin e ankesës me detaje sa më të sakta dhe të plota si dhe pritshmëritë tuaja nga kjo ankesë; E-mail Ju mund të na
Student Account
*The customer benefits only one current account in ALL without commission! Please download the document with information related to the fees.
SmartPay Kastrati
2023 Mëso si të aktivizosh SmartPay në BKT Smart SmartPay: https://www.youtube.com/watch?v=xIaMRLIGg50 Mëso si të paguash me SmartPay në BKT POS BKT: https://www.youtube.com/shorts/EAuAkdEp-i0 Banka K
Salary Services
...account in BKT offers a wide field of service with very flexible access in salary customers’ incomes. An account A debit card which allows you to check your account balance, withdraw cash from ATMs
REVOLVING LINE
Clients can repeatedly use and repay amounts up to the approved limit ensuring the continuity of their business smoothly. Loan Maturity – Up to 12 months for each disbursement. Maximum loan amount: De
RECEIVABLE FINANCING LOAN
...Financing LoanGeneral Conditions: The receivable financing loan provides flexible access to additional funds for companies with accounts receivable from their customers, enabling smoother business
Pyetjet më të shpeshta
...– Çertifikatë me fotografi dhe për shtetasit e huaj – Pasaportë Për më shumë informacion mbi depozitat në BKT, ju mund të na shkruani në shërbimin WhatsApp në numrin +355 674000018 ose email në pos
Pyetjet më të shpeshta
Në çdo rast, mund të raportoni kartën tuaj të mbajtur nga ATM në numrin e Shërbimit të Contact Center +355 (0) 42 266 288. Na kontaktoni nëpërmjet kanaleve tona të komunikimit si adresa e email-it ose
Promotional Activities 2019
"Smart Watch" price for Albtelecom mobile number recharges via Online channels: Mobile Banking Internet branch ATM 3,000 ALL cash bonus for execution of International Money Transfers through E-banking
Promotional Activities 2018
In some cases the client might be asked to come to BKT Head Offices to draw the winning prize. In case of winning prize 3,000 ALL bonus for execution of International money Transfers the respective va
Project Financing
We have first-hand experience with a consolidated portfolio of project finance loans in the following sectors: Energy (Hydro Power plant financing and now extending on Photovoltaic financing) Infrastr
Privacy Policy
The information on this page was last reviewed and updated on 16 April 2026.
Prima Outside The Country
Prima Outside The Country Beside 0 % commission in every purchase , Prima credit cards surprise you with eXtra Bonus for international transactions done abroad . Performing 3 international transaction
Prima Cards Offer
With BKT Prima Credit Cards you benefit so much: 0% commission for purchase in Albania and abroad 0% interest for installments 0 annual fee for the first year Monthly rewards because of promotional ac
Pensioner Loan
...Product information Your Retirement day, which you thought it would be so far, is at the door, but this does not mean that dreams will retire with you. Now, time and ideas are not an issue. Project
Payments
Most of payments can be done without going to Branches via digital channels Dega Internet and BKT Smart . Or you can get rid off the following payment dates of your payments by giving automatic bill p
Pay with Prima in OVS and start paying your first installment after 3 months! Up to 6 installments with 0% interest!
You can choose from 2-6 installments with 0% interest . Moreover, in all purchases made with your Prima credit card you automatically earn 1% eXtra Bonus of the total amount spent. You can also benef
Pay with Prima in Coin and start paying your first installment after 3 months! Up to 6 installments with 0% interest!
You can choose from 2-6 installments with 0% interest . Moreover, in all purchases made with your Prima credit card you automatically earn 1% eXtra Bonus of the total amount spent. You can also benef
Pay with BKT Prima Debit & Credit Cards and get 10% Cash-back
...with a maximum of 2,000 ALL The reward will be based on costumers, which means if a customers has two credit cards, the transactions of one card will not be combined with the transactions of the ot
Pay with BKT Credit & Debit Cards (Mastercard) and get 5% Cashback
...with a maximum of 2,500 ALL The reward will be based on costumers, which means if a costumers has two credit cards, the transactions of one card will not be combined with the transactions of the ot
Pay with BKT Credit & Debit Cards in all Spar supermarkets and get 2000 Lekë Cashback
The reward will be based on costumers, which means if a costumers has two credit cards, the transactions of one card will not be combined with the transactions of the other card.
Pay with BKT Credit & Debit Cards at Megatek and get 500 Lekë Cashback
The reward will be based on costumers, which means if a costumers has two credit cards, the transactions of one card will not be combined with the transactions of the other card.
Pakistani Ambassador Riyaz Inaugurates the Honorary Consulate of the Islamic Republic of Pakistan In Albania
Seyhan Pencabligil, the CEO of Banka Kombëtare Tregtare (BKT), who has Pakistani roots, he expressed the hope that the Honorary Consul will be able to accomplish this objective. The Albanian Deputy Fo
OVS
You can also win 1% of your total amount spent with your Prima card as eXtra Bonus ! Accumulated eXtra Bonus points can also be redeemed in OVS! 1 eXtra Bonus = 1 All Adress: Toptani Shopping Mall, 3d
Online Cashback
Transactions which are canceled/reversed , mail orders and transaction which are used for advertisement purposes in online websites will be excluded in this campaign. Cardholder can benefit only one t
Official Statement 2025
This article mentioned publicly known names who are under investigation by law enforcement authorities, linking them to unverified allegations, and speculative claims about non existing investigations
Micro Startup Loan
...5,000 EUR – 20,000 EUR (ALL equivalent) no collateral 20,001 EUR – 50,000 EUR (ALL equivalent) 30% principal coverage with real estate mortgage / Pledge of equipment or machinery / Company guarante
Make 5 online transactions and earn 1,000 All Cashback with your Visa BanKomaT Debit Card!
Transactions which are canceled/reversed , mail orders and transaction which are used for advertisement purposes in online websites will be excluded in this campaign. Cardholder can benefit only one t
Make 5 online transactions and earn 1,000 All Cashback with your mastercard® BanKomaT Debit Card!
Transactions which are canceled/reversed , mail orders and transaction which are used for advertisement purposes in online websites will be excluded in this campaign. Cardholder can benefit only one t
Leximi i pasqyrës mujore
...se kundërshtimi juaj nuk pranohet, duke u bazuar në rregullat e MasterCard/Visa, shuma e kundërshtuar do t’ju ngarkohet bashkë me interesat dhe komisionet përkatëse. Shënim: Interesat dhe komisione
Legal & Policy
...& Policy Bank exercises its activities in compliance with legal norms in force, and in order to ensure a continues compliance with the legal framework, Bank conducts monitoring of the changes in th
Karta Prima e Biznesit
Në rast se kundërshtimi juaj nuk pranohet, duke u bazuar në rregullat e MasterCard/Visa, shuma e kundërshtuar do t’ju ngarkohet bashkë me interesat dhe komisionet përkatëse. SHËNIM: Interesat dhe komi
JCR Eurasia Rating reaffirms BKT as ‘AAA (Alb)'
...Eurasia Rating reaffirms BKT as ‘AAA (Alb)' 2020 JCR Eurasia Rating , during periodic review, affirmed Banka Kombetare Tregtare Sh.A . ’s Long Term National Credit Rating as ‘AAA (Alb)’ and Short T
Individ
Për këtë qëllim , BKT është e angazhuar në përmbushjen e dispozitave të përcaktuara nga ky ligj, që i referohen zbatimit mbi Standardin e Përbashkët të Raportimit (CRS- Common Reporting System) të OEC
How to Open a Deposit
Interest and withholding tax Get to know interests of deposits offered by the bank through the last Bulletin of Interest Rates. Bank is required by law to apply withholding tax over bank interest. Bas
Housing Project
...years old and for female borrowers 65 years old) List Sending Institution Benefiting Category Borrower’s IR -> Municipality -> Homeless Family -> 3% fixed Disbursement Comission 1% Offer over Loan
FITUESIT 2024
Adelina Kushta Çmimi çantë laptop Samsonite dhe kufje JBL 3. Alban Agushi Çmimi Pagesa e një siguracioni TPL 4. A. C Lista e fituesve të muajit Prill 2024 për: Çmimi për klientë që janë ose bëhen paga
Fees
Note: For the commissions applied in BKT Smart please refer to BKT terms and...
FEES
Note: For the commissions applied in internet branch please refer to BKT terms and conditions.
Fees
Note: For the commissions applied in internet branch please refer to BKT terms and conditions.
FASTIP Graduation Ceremony
...his speech, emphasizing that “Banka Kombëtare Tregtare will continue to support FASTIP, not only in Albania but also in Kosovo, doing everything for the progress of integrated studies in FASTIP, no
FASTIP Graduation Ceremony
Based on the German model of dual studies, only students of this faculty have the great privilege of combining theoretical professional knowledge in the academic process, with learning through practic
Exchange
Get competitive prices for your foreign currencies purchases/sales against local currency LEK. For your US$/LEK, EUR/LEK, GBP/LEK, CHF/LEK, CAD/LEK, AUD/LEK or cross currencies.
Euromoney Recognizes BKT as "The Best Bank In Albania" for the Third Time In a Row
Usta emphasized that: “BKT, the oldest bank in the Albanian Market and part of Çalik Group since 2006, in the recent years has increased its competitive power in the market by developing a strong and
Enjoy Saint Valentine and earn eXtra Bonus
During Saint Valentine period you can earn 3,000 All eXtra Bonus with your BKT Prima credit card! Simply by performing 2 transactions: One transaction in restaurant sector One transaction in these sec
English Home
Also you can use the possibility to split the transaction up to 12 installments with 0% interest. (In this case Bonus will not be calculated). Number of installments can be chosen when making the paym
Emea Finance awards Banka Kombëtare Tregtare for the 13th time with 4 important prizes
...as well the ‘’Financial Inclusion Award’’ and as well ‘’Best Product Award’’ for the epara Mobile Wallet App for year 2023, in Central and Eastern Europe and Commonwealth of Independent States by E
Earn 3,000 ALL CASHBACK in Megatek!
Client can benefit only with one card in this campaign. If client has fulfilled the criteria in his debit and credit card, he/she will be rewarded in his debit card with cashback! Moreover, with your
Earn 2,000 All Cashback by paying with BKT BanKomaT cards in Supermarkets!
Transactions performed in two cards cannot be summed as a whole total. Cashback can be earned only 1 time. Campaign is valid only for retail BanKomaT debit card s . 23 June 2023 – 23 July 2023 The cas
Contact Center
...përgjithshëm mbi produktet tuaja bankare si dhe të produkteve dhe shërbimeve që BKT ofron përvec kanaleve të komunikimit si adresa e email-it callcenter@bkt.com.al ose info@bkt.com.
Contact Center
...përgjithshëm mbi produktet tuaja bankare si dhe të produkteve dhe shërbimeve që BKT ofron përvec kanaleve të komunikimit si adresa e email-it callcenter@bkt.com.al ose info@bkt.com.
COIN
You can also win 1% of your total amount spent with your Prima card as eXtra Bonus ! Valid for all shops in COIN shopping mall! Accumulated eXtra Bonus points can also be spent as you wish in COIN! 1
Çmime dhe Vlerësime
AAA (Alb)– nga JCR Eurasia Rating për Qeverisjen e Korporatës për të dytën herë rradhazi JCR-Eurasia Rating, vlerëson për të dytën herë BKT me "AAA (Alb)/Distinctive", mbi respektimin e parimeve të ko
CARDLESS TRANSACTIONS
At BKT ATMs, you can perform “ Cardless Deposit ” using Unique Code . Depositing funds can be done at the most convenient time, even during non-official banking hours without the need to visit BKT bra
Campaign “Bonus for Digital Onboarding”
...“Bonus for Digital Onboarding” Become BKT customer 100% online from BKT Smart and get BONUSES Period: September 1 – December 31, 2025 BKT rewards new clients who register through Digital Onboarding
Buy Online 3 installments with 0% interest
...Online 3 installments with 0% interest Online transactions can be easily divided in 3 installments with 0% interest. Valid will be considered all transactions done in other banks virtual POS’s. BKT
BKT reopens Durres branch
The bank has achieved significant worldwide recognition during the last years as the best bank in Albania by well-known institutions such as The Banker, Global Finance, Euromoney, Emea Finance, Financ
BKT Organizes Foreign Trade Practices Seminar
...seminar organized with the support of Aktif Bank, one of the most important investment banks in Turkey, participated many of the biggest trading and production companies in Albania, leaders in thei
BKT Offers New Crediting Opportunities for Business
...Offers New Crediting Opportunities for Business 2013 In the framework of economy lending and mitigation on the challenges affords faced nowadays by the business, Banka Kombetare Tregtare has launch
BKT Launches New Products To Support Agrobusiness
Seyhan Pencabligil, Head of Commercial Banking Group Mr. Pekhan Isipek, in his opening speech stated that agriculture is very crucial for the country’s development.
BKT Hosted Albania Roundtable IN the Euromoney Central & Eastern European Forum
During the roundtable, Mr. Pencabligil, made a short overview of some Albania’s economic and financial indicators, showing optimism about the last improvements and positive developments in the country
BKT has organized a meeting with agribusiness representative
The participants were welcomed by the Chief Executive Officer and Board Member of BKT Mr. Seyhan Pencabligil and Chief Executive Officer of CBS (Creative Business Solutions), Mr. Enio Jaço. In his spe
BKT Celebrates Its 90th Anniversary With "The Best Bank In Albania" Award Received for the Sixth Time By "The Banker"
"Receiving "The Bank of the Year" award has become a tradition already for BKT. Although Albanian economic growth has been at the same level compared to other European countries, we have managed to re
BKT Awarded as "Best Bank in Albania for 2012" By Euromoney Magazine
...and steady growth, stable profitability, huge expansion in product range and successful performance that we have shown especially in the last years.” "We have always known how to take advantage of
BKT - PARTICIPATES IN “WORK & STUDY” FAIR, 2022
...- PARTICIPATES IN “WORK & STUDY” FAIR, 2022 2022 Tirana, Albania (March 28, 2018) – Banka Kombëtare Tregtare has now been supporting the tradition of "Work & Study" fair for several years, to be as
BKT - Participated At Labor Fair, 2017
Olta Xhaçka, is an opportunity where concrete effort of employers and employees find useful ways of filling the vacancies. BKT, the oldest commercial bank in the country with a network of 93 branches,
BKT - Announcement for the clients
You can also submit your questions / unresolved issues by filling out: https://www.bkt.com.al/sugjerime-ankesa-forme Once again, we apologize for the inconvenience caused and thank you for your unders
Biznes
Për këtë qëllim, BKT është e angazhuar në përmbushjen e dispozitave të përcaktuara nga ky ligj, që i referohen zbatimit mbi Standardin e Përbashkët të Raportimit (CRS- Common Reporting System) të OECD
Bill Payments
...ALBtelecom, Telekom Albania, Vodafone, OSHEE, UKT, UKD, UKKO & UKV helps you pay all bills together and simply – WITHOUT BILL, it is enough for you to know your subscriber number. For other Operato
Bill Payments
...OSHEE, General Directorate of Nurseries and Kindergardens, UKT, UKD, UKKO & UKV helps you pay all bills together and simply – WITHOUT BILL, it is enough for you to know your subscriber number. For
BEST EVER OFFER FOR MORTGAGE LOANS
Fast approval from the moment of submission of the last required documentation. 0% commission for transferring existing home loan. The best mortgage loan offer ever will help you realize your dreams.
Banka më e mirë në Shqipëri për vitin 2017 – nga "Euromoney"
4 miliard dollarë depozita, BKT u shërben klientëve të saj nëpërmjet rrjetit prej 93 degësh , 67 prej të cilave ndodhen në Shqipëri dhe 26 në Kosovë. Për më shumë informacion, vizitoni: www.bkt.com.al
Banka Kombëtare Tregtare is awarded from Global Finance as ‘’The best bank in Albania for year 2023’’
...Finance magazine states that the winners of this year’s awards are those banks that attended carefully to their customers’ needs in difficult markets and accomplished better results while laying th
Automatic Exchange of Information on Financial Accounts
We invite you to visit our Branches to complete Residence and Tax Identification Number. This information should be completed by all Bank customers. For more information please visit the official OECD
2 GB
...GB The recharge service of ALBtelecom operator clients can be performed in “Internet” Branch, in BKT Smart as well in every BKT ATM.
1% eXtra Bonus in SportVision & SportVision Outlet!
Moreover, you can redeem your accumulated eXtra Bonus points and purchase your desired productis in all Sport Vision shops and Sport Vision Outlet . 1 eXtra Bonus point = 1 ALL . The benefits or Prima
1% eXtra Bonus in Sport Reality!
Moreover, you can redeem your accumulated eXtra Bonus points and purchase your desired products in all Sport Reality shops. 1 eXtra Bonus point = 1 ALL . The benefits or Prima do not end here! You can
1% eXtra Bonus in Nike & Nike Outlet!
Moreover, you can redeem your accumulated eXtra Bonus points and purchase your desired products in all Nike shops and Nike Outlet . 1 eXtra Bonus point = 1 ALL . The benefits or Prima do not end here!
1% eXtra Bonus in Buzz!
Moreover, you can redeem your accumulated eXtra Bonus points and purchase your desired productis in all Buzz shops. 1 eXtra Bonus point = 1 ALL . The benefits or Prima do not end here! You can also ch
"The Banker" Selects BKT as the Best Bank In Albania for the Fifth Time
But every award received brings with it responsibilities. These responsibilities now are much larger and we, the oldest and the largest bank in the country, continue our efforts towards increasing the
"The Banker" Reaffirms BKT as "The Best Bank In Albania" for 2013
Usta emphasized that: “We are proud to take this award on behalf of all our employees and our customers, who have trusted in BKT’s energy, human capital and knowhow. We believe that our success will i
"THE BANK OF THE YEAR IN ALBANIA FOR 2021” - THE BANKER
The awards gala event regarded as the industry standard for banking excellence, was held online through TheBanker.Com platform on December 2, 2021. Although Albania’s economic was hit hard by Covid –
JCR Eurasia Rating reaffirms AAA (Alb) to BKT for the sixth time in a row
The planned growth projections for the coming period together with the targeted profit increases are expected to place the Bank in the market-leader position within a few years the well-capitalized Ba
"Best Bank In Albania" - Euromoney
I am confident that BKT’s proven ability to balance growth with adequate control, giving our customers guarantee for their financial future, will maintain BKT leadership in the coming years” Mr. Penca
"Banka Më E Mirë Në Shqipëri Për 2019" - Global Finance
Një raport i plotë mbi ‘Bankat më të Mira’ do të publikohet në numrin e muajit Maj të Global Finance si edhe në faqen web: www.gfmag.com .
With Prima credit card, buy whatever you want without thinking twice!
...thinking twice and enjoy the following benefits With Prima credit card, buy whatever you want without thinking twice and enjoy the following benefits: 0% commission for online purchases, both domes
Winners 2021
...2021Winners for November 2021Winners for December 2021Winners for January 2022 List of winners for March 2021 for: Prize “Smart Watch” for ALBtelecom TOP UP 1. Leonard Kryeziu Prize” XIAOMI Electri
WIN TPL INSURANCE PAYMENT
From the complete list of tickets, 1 (one) winner will be selected for each promotional game, which will take place in March 2024, July 2024, and November 2024. Transactions made by bank staff will be
Win "Smart Watch"
..."Smart Watch" This prize will be offered for Top-up recharges for ALBtelecom mobile company performed through in one of online BKT Channels: BKT Smart Mobile Application E-Banking ATM Each recharge
Win "Smart Watch"
..."Smart Watch" This prize will be offered for Top-up recharges for ALBtelecom mobile company performed through in one of online BKT Channels: BKT Smart Mobile Application E-Banking ATM Each recharge
Win "iPhone 11"
..."iPhone 11" Register now on BKT Smart banking application or perform at least 4 transactions during 4 months and you will be part of the promotion activity to win “iPhone 11”. Transactions for this
WIN BONUS LOAN CASHBACK
For each participation during the specified dates, customers can win the 'Super Loan Cash Back' reward. The winners of the game will be credited the following amounts based on their ranking on the sel
Win an "iPhone X"
...an "iPhone X" Register now on BKT Smart banking application or perform at least 4 transactions during 4 months and you will be part of the draw to win 1 IPhone X. Transactions for this prize will b
Win an "iPhone"
...an "iPhone" Register now on BKT Smart banking application or perform at least three transactions during 3 months and you will be part of the draw to win 1 IPhone. Transactions for this prize will b
Win an “iPhone”
...an “iPhone” Register now on BKT Smart banking application or perform at least a transaction during 3 months and we will be part of the draw to win 1 iPhone. Transactions for this prize will be: Fir
Win a ticket to UNUM festival with BanKomaT and Prima mastercard®
Total number of transactions can also be summed up for the same cardholder. (Debit + Credit). In one day in the same merchant will be considered valid only one contactless transaction. Only transactio
Win a "TABLET"
...a "TABLET" This prize will be offered for Top-up recharges for ALBtelecom mobile (Eagle Mobile) company through performed in one of BKT Channels: BKT Smart mobile application E-banking ATM Each rec
Win a “TABLET”
...a “TABLET” This prize will be offered for Top-up recharges for Albtelecom (Eagle Mobile) company through performed in one of BKT Channels: BKT Smart mobile application E-banking ATM Each recharge d
Win a "Smart Watch"
...a Smart Watch This prize will be offered for Top-up recharges for ALBtelecom mobile (Eagle Mobile) company through performed in one of BKT Channels: BKT Smart mobile application E-banking ATM Each
Video Tutorial
...Smart? How to verify pension fund data and add new amounts to BKT Smart? How to withdraw money from BKT Smart sent with Ria Money Transfer? How to view and download the account statement in BKT Sma
VEPRIME PA KARTË
...celulari pa kartë (me para cash) Për më shumë informacione dhe mënyrën e përdorimit të ATM së BKT ju lutem referohuni informacionit të detajuar në MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) Infor
VEPRIME PA KARTË
...Për më shumë informacione dhe mënyrën e përdorimit të këtij transaksioni ju lutem referohuni informacionit të detajuar në dokumentin Depozitim me Kod Unik në ATM Cx Banking për klientët Biznes (bkt
VEPRIME ME KARTË
Për më shumë informacione dhe mënyrën e përdorimit të ATM ju lutem referohuni informacionit të detajuar në MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) Për informacion rreth limiteve ju lutem referohu
VEPRIME ME KARTË
Për më shumë informacione dhe mënyrën e përdorimit të ATM ju lutem referohuni informacionit të detajuar në MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) Për informacion rreth limiteve ju lutem referohu
Veçoritë dhe përfitimet
Nuk të duhet të paraqitesh në degë, të plotësoni aplikime ose formularë, ti mund ta përdorësh Degën Internet direkt nga faqja e internetit www.bkt.com.al ....
Updating Personal Data
2008 “On prevention of money laundering and terrorism financing”, changed, it is recommended for every customer, who has changes on their personal data, to come on our branches for confirmation or upd
Update Business Data
2008 “On prevention of money laundering and terrorism financing”, changed, it is recommended for every customer, who has changes on their personal data, to come on our branches for confirmation or upd
Up to 50% off on entertainment during your travels with BookingBash and Visa.
...Germany, Greece, Hungary, Iceland, Ireland, Italy, Oman, Poland, Portugal, Singapore, Spain, Turkey, United Arab Emirates, United Kingdom, United States of America. Details at http://visa.
Transactions
...Paid Bills Pay TV Mobile Recharge Customs Education Traffic Fines Tax Payments BKT Smart Notifications Contact Information Personal Information Income Declaration Change Password Change Digital Sta
Top ups and Payments for TV
Participants in the lottery will be the clients they will perform Mobile recharge according to operators that operate in the market such as: ALBtelecom mobile Vodafone T-Communication Pay TV as: Tring
Tirana, Albania (February 15, 2019)
The shareholding structure of these companies is established in accordance with the rules and laws of these countries, and no law or instruction of the Albanian legal framework does not prevent the ba
Time Deposit
Time deposit is available in Albanian ALL, Euro, USD, GB Pound, Canadian Dollar, Swiss Franc or Australian Dollar currencies. Interest is earned on maturity date of the deposit and will be lost if you
The Best Bank in Albania for 2021 - Global Finance
...magazine states that the winners of this year’s awards are those banks that attended carefully to their customers’ needs in difficult markets and accomplished better results while laying the founda
The Best Bank in Albania for 2017 - by “ EMEA Finance"
Established in 1925 BKT is the largest and the oldest commercial Bank in Albania . With a total asset value of 3.7 billion USD and total deposits of 2.
The Best Bank in Albania for 2016 - by “ EMEA Finance"
BKT, established in 1925, is the largest and the oldest commercial Bank in Albania. With a total asset value of 3.1 billion USD and total deposits of 2.4 billion USD, BKT serves its customers through
The Best Bank in Albania for 2013 – by “Euromoney”
One of the two largest banks BKT is the second largest and the oldest commercial bank in Albania, having a total asset value of 2.4 billion USD and a total deposit of 1.9 billion USD. BKT network incl
Sustainability Report
The report provides an overview of BKT’s ESG approach and presents key developments and initiatives implemented during 2024. It highlights the Bank’s progress in areas such as responsible lending, dig
Super Paga
Pagesa periodike mujore nga llogaria e pagës Interes mbi balancën ditore Mirëmbajtja pa komision Nxjerrja e llogarisë pa komision Depozitim pa komison Bonus për cdo llogari të re të hapur në muajin e
Step Up Deposit
You can choose to open the new Step Up Deposit in BKT in one of the following currencies: ALL, EUR, USD, or GBP. The Step Up Deposit is offered with a 2-year maturity. The interest rates you will bene
Springfield
The number of installment can be chosen when making the payment with the card. Up to 3 installments with 0% interest. Duration: Currently valid.
SmartPay
Për më tepër detaje rreth procesit të dërgimit/ marrjes së parave shikoni videon në KËTË link Për më shumë informacion mbi Kushtet e Punës ju lutem referojuni dokumentit në faqen zyrtare www.bkt.com.
Smart Deposit
For more information on interest rates click on the link: https://www.bkt.com.al/do-investment/interest-rate-bulletin...
Smart Deposit
Më shumë informacion mbi normat e interesit kliko mbi linkun https://www.bkt.com.
Shpresa AL
The number of installment can be chosen when making the payment with the card. Up to 12 installments with 0% interest. Duration: Currently valid.
Saranda Branch closed 2-3 September 2021
For various banking services, we encourage you to use our digital channels: ATM- SuperBanKomaT E-Banking BKT Smart AloBKT Or you can go to the nearest branches in Delvina and Gjirokastra. Thank you!
Santa Margherita
Also you can use the possibility to split the transaction up to 3 installments with 0% interest. (In this case Bonus will not be calculated). Duration: Currently valid.
Safety Advices
...are contacted in the digital channels or your phone with the claiming that you are being contacted by BKT please inform us at +355 4 22 66 288 or info@bkt.com.al ....
S & P rating
...rating in Albania, is a testament to our disciplined and proactive business model, experienced leadership and focus on delivering value to and for our customers. We remain committed in supporting A
Rreth Prima
...Pagesë karte Tërheqje (paradhënie) Verifikim i kartave dhe limiteve Verifikim i faturave (pasqyrave) dhe transaksioneve të fundit Verifikim dhe ndryshim i limitit për përdorim në internet Nëse jeni
Rivaldi
Also you can use the possibility to split the transaction up to 3 installments with 0% interest. (In this case Bonus will not be calculated. Duration: Currently valid.
Rimbushje celulari (Top-up)
" Për më shumë informacion mbi Kushtet e Punës mund ti referoheni dokumentit në faqen zyrtare www.bkt.com.
RIA BKT bonus
The first transaction must be successful. Cancelled or declined transactions are not considered. Bonus Distribution The bonus will be credited to the client’s current account with BKT by the end of De
Repeat Fitness and Wellness Club
The number of installment can be chosen when making the payment with the card. Up to 12 installments with 0% interest. Duration: Currently valid.
Record Deposit
Characteristics: Record deposit is offered Albanian ALL, Euro, USD, GB Pound, Canadian Dollar, Swiss Franc or Australian Dollar currencies.. Record Deposit is available for 5 or 7 years in Albanian Le
Receivable Financing Loan
...Financing LoanGeneral Conditions: Receivable financing loan is designed as flexible access to more funds for companies that have accounts receivable from their customers. Sometimes, some additional
Receivable Financing Loan
...Financing Loan Receivable financing loan is designed as flexible access to more funds for companies that have accounts receivable from their customers. Sometimes, some additional cash flows allow y
Pyetjet më të shpeshta
Në çdo rast, mund të raportoni kartën tuaj të mbajtur nga ATM në numrin e Shërbimit të Contact Center +355 (0) 42 266 288. Na kontaktoni nëpërmjet kanaleve tona të komunikimit si adresa e email-it ose
Promotional Activities 2026
...Activities DurationPromotional Activities and PrizesWinner Selection MechanismWinner Notification and Prize CollectionAnnouncement of WinnersIncome TaxGeneral Terms and Conditions BKT rewards its l
Promotional Activities 2025
Act now and give yourself a chance to become one of the lucky winners! The promotional game is authorized by the Ministry of Finance with authorization with the protocol number 2222/1, December 27, 20
Prenatal
The number of installment can be chosen when making the payment with the card. Up to 3 installments with 0% interest. Duration: Currently valid.
Preciosa
Also you can use the possibility to split the transaction up to 3 installments with 0% interest. (In this case Bonus will not me calculated). Duration: Currently valid.
Politikat e Privatësisë
...të BKT Me hyrjen tuaj në këtë faqje interneti, ju pranoni se keni lexuar dhe pranuar kushtet e mëposhtme: Kjo faqe në internet ku ju keni hyrë, www.bkt.com.al , është faqja zyrtare në internet e Ba
Politika Ekzekutimit më të mirë
Kontakte të drejtpërdrejta me banka dhe brokera të licensuar në tregun ndërkombëtar të instrumentave financiarë, sic janë Intesa SPA, CommerzBank, SOCGEN, JP MORGAN, DEUTSCHE BANK, DZ BANK, etj BKT
PLATFORMA BKT SMART INVEST
ETF (Fondet e Tregtuara në Bursë), të cilat në një farë mënyre janë shporta e shumë letrave me vlerë mund të tregtohen në bursa. Tregu i Këmbimeve Valutore me levë financiare, u ofron mundësinë për kë
Pink ‘n’ Blue
Also you can use the possibility to split the transaction up to 3 installments with 0% interest.( in this case Bonus will not be calculated) Duration: Currently valid.
Personal Loan
High liquidity with competitive interest rates!...
Penti
The number of installment can be chosen when making the payment with the card. Up to 6 installments with 0% interest. Duration: Currently valid.
Pension Vullnetar Privat
al SIGAL UNIQA INVEST FONDI SIGAL PRO Prospekti Fondit të Pensionit Adresa: Rruga Ukraina e Lirë Tirana,Shqipëri +35544511666 info@fondisigal.com.
Pay & Get!
...cardholder performing at least 10 or more transactions in an accumulative amount 20,000 All or more monthly with his/her Mastercard card will become part of the campaign and earn 600 All cashback (
Pay another credit card from e-banking or BKT Smart
...another credit card from e-banking or BKT Smart Paying another credit card now is faster and easier. Simply log in e-banking or BKT Smart. On the credit card section you may find the option “Pay an
Parfois
The number of installment can be chosen when making the payment with the card. Up to 3 installments with 0% interest. Duration: Currently valid.
Paguaj me Prima dhe fito eXtra Bonus!
Ju mund t ë fitoni dhe t ë shpenzoni me tep ë r pik ë eXtra Bonus n ë list ë n e tregtar ë ve ne linkun: https://bkt.com.al/veprime-ditore/karta-krediti-prima/prima-extra-bonus . Gjithashtu pik ë t e
Paguaj dhe merr shpërblime!
Mbajtësit e kartës që plotësojnë kërkesat e fushatës do të marrin kthim parash. Transaksionet e kryera Reverse/ Canceled do të përjashtohen.
Pagesa Shkollimi
Për më shumë informacion mbi Kushtet e Punës mund ti referoheni dokumentit në faqen zyrtare www.bkt.com.
Përgjegjshmëria Sociale
...Sociale Angazhimi i BKT-së ndaj Qëndrueshmërisë dhe Praktikave të Përgjegjshme të Biznesit BKT është anëtare e organizatës së Kombeve të Bashkuara "Global Compact", e angazhuar në zbatimin e 10 Par
OZONE electronics
The number of installment can be chosen when making the payment with the card. Up to 3 installments with 0% interest. Duration: Currently valid.
OZON
Also you can use the possibility to split the transaction up to 3 installments with 0% interest. (In this case Bonus will not be calculated Duration: Currently valid.
Özdilek
The number of installment can be chosen when making the payment with the card. Up to 3 installments with 0% interest. Duration: Currently valid.
OVERDRAFT
In cases where the customer only has an Overdraft in BKT, the maximum limit can extend to 40% of the annual turnover. Method of payment - Monthly interest payments and principal is paid at maturity. C
Overdraft
If you get your salary through BKT, you can profit up to 3 net monthly salaries overdraft limit in your account. Currency ALL, USD, EUR Maximum loan amount Max. 3 monthly net salaries 500,000 ALL, EUR
Optika 1
The number of installment can be chosen when making the payment with the card. Up to 12 installments with 0% interest. Duration: Currently valid.
Open Banking
Në të njëjtën kohe PISP-të sigurojnë klientët për inicimin e pagesës, në mënyrë që mallrat të mund të lirohen ose shërbimet të mund të ofrohen pa vonesë. Nëse keni nevojë për informacione të mëtejshme
Online Cashback
Transactions which are canceled/reversed , mail orders and transaction which are used for advertisement purposes in online websites will be excluded in this campaign. 15 th of October 2021 – 30 th of
Okaïdi
The number of installment can be chosen when making the payment with the card. Up to 3 installments with 0% interest. Duration: Currently valid.
Offer Spar
The number of transactions cannot be the sum of debit card and credit card transactions. Valid will be considered only transactions don’t with BKT cards in BKT POSes in SPAR .
Offer saving account
This offer has terms and conditions which can be found HERE Please get informed about the bulletins’ interest rates...
Oferta Prima Cards
Apliko online në linkun Aplikimi i kartës së kreditit | Banka Kombetare Tregtare (bkt.com.al) , nëpërmjet BKT Smart ose vizito degën më të afërt BKT. Vera zgjat më shumë me kartat e kreditit BKT Prima
O Bag
Also you can use the possibility to split the transaction up to 3 installments with 0% interest. Duration: Currently valid.
Na Kontakto
...Adresa e zyrave qendrore: Rruga e Vilave, Lundër 1, 1045, Tiranë, Shqipëri Numri i telefonit +355 (0) 4 22 66 288 SWIFT Code: NCBAALTX Adresa e e-mail: info@bkt.com.al +355 (0) 4 22 50 955 Ora 8:30
Money Gram
Mjafton të ndiqni këto hapa: Shkoni pranë çdo degë të MoneyGram. Gjeni pikën më të afërt të MoneyGram duke klikuar www.moneygram.com . Paraqisni një dokument identifikimi (ID ose Pasaportë) dhe plotës
Mobileri Tirana
The number of installment can be chosen when making the payment with the card. Up to 12 installments with 0% interest. Duration: Currently valid.
Mission, Vision, Value
People First Integrity Fairness Confidentiality Responsibility Transparency Teamwork Accountability Quality Efficiency Open Communication Customer Focus...
MICRO & SME START-UP LOAN FACILITY
...5,000 EUR – 20,000 EUR (ALL equivalent) no collateral 20,001 EUR – 50,000 EUR (ALL equivalent) 30% principal coverage with real estate mortgage / Pledge of equipment or machinery / Company guarante
Merr Taxi
Do not forget to ask for a Taxi where you can pay with a card when calling.
Melograno
Also you can use the possibility to split the transaction up to 3 installments with 0% interest. Duration: Currently valid.
Max Optika
The number of installment can be chosen when making the payment with the card. Up to 6 installments with 0% interest. Duration: Currently valid.
Marketi im
Also you can use the possibility to split the transaction up to 3 installments with 0% interest. Official address is “Marketi im” is “St. Ismail Qemal, Blv. Vlore, Skelë” Duration: Currently valid.
Mango
The number of installment can be chosen when making the payment with the card. Up to 3 installments with 0% interest. Duration: Currently valid.
LTB
The number of installment can be chosen when making the payment with the card. Up to 6 installments with 0% interest. Duration: Currently valid.
Loan Pack
Get 4-times more Bonus-Points on credit card by become part of the 'Loan Pack' package if you meet the following set conditions: 1. The customer should have an active Loan Agreement (every loan produc
Loan for Kosovo Citizens
...in a property they own Purchase of units for investment purposes, including properties intended for rental by individuals who generate stable employment income Second-level banks generally use the
Llogari Kursimi
👉 Klikoni këtu për të parë normat e interesit për depozitat (te vendoset Buletini i Normave të Interesit | Banka Kombetare Tregtare ) Për më shumë informacion mbi Kushtet e Punës mund ti referoheni d
Llogari Bazike
...I vlefshëm I përfaqësuesit (Kartë Identiteti, Pasaportë Biometrike) KSHBI e firmosur nga klienti (përfaqësuesi) (Kontrata e Shërbimeve Bankare Individuale) CIF form e firmosur nga klienti (përfaqës
Linja e Etikës
calik.com/?lang=sq-AL...
Lauma Lingerie
Also you can use the possibility to split the transaction up to 3 installments with 0% interest.( in this case Bonus will not me calculated Duration: Currently valid.
KMY
Also you can use the possibility to split the transaction up to 3 installments with 0% interest. Duration: Currently valid.
KENWOOD
The number of installment can be chosen when making the payment with the card. Up to 12 installments with 0% interest. Duration: Currently valid.
Këshilla Sigurie
Nëse ju kontaktoheni në kanale digjitale apo telefon me pretendimin që po kontaktoheni nga BKT ju lutemi të na informoni në +355 4 22 66 288 ose info@bkt.com.al .
June Campaign - My Child Deposit
...during June The campaign is valid from 1 June - 30 June 2022 Opening amount of new “My Child” Deposit should be minimum 10’000 ALL / 100 EUR “Fëmija Im” Deposit can be open for children up to the a
JCR Eurasia Rating rivlerëson BKT me ‘AAA (Alb) për Qeverisjen e Korporatave
...investon vazhdimisht në zgjidhjet fintech me fokus në rritjen e gamës së produkteve të ofruara përmes kanaleve online dhe kënaqësinë e klientit, duke ruajtur kështu trashëgiminë tonë si banka më e
iPhone 15 Prize
Criteria: Eligible Transactions: Customers must complete at least 1 transaction during the game period via the BKT Smart application, with a minimum transaction amount of 2,000 ALL / 20 EUR, USD, GBP,
Investment Loan
General Conditions: Loan Maturity: Up to 8 years, with monthly installments. You can profit low principal payments or grace period for a certain of period depending on the project Maximum loan amount:
INVESTMENT LOAN
Loan Maturity : Up to 10 years, with monthly installments. You can benefit from low principal payments or a grace period depending on the project. Maximum loan amount : Depending on your business acti
International Women’s Day 2022: “Gender equality today for a sustainable tomorrow”
...supports and will be part of the event for International Women’s Day, 8 March, 2022 Banka Kombetare Tregtare as a member of the United Nations "Global Compact" and a signatory of the Women Empowerm
Integrity Helpine
calik.com/?lang=en-US...
InPuglia
Also you can use the possibility to split the transaction up to 3 installments with 0% interest. Duration: Currently valid.
Information on Ethical Breach
...on Ethical Breach For any kind of unethical or illegal behaviour please contact us at: ethicline@bkt.com.al...
Informacion mbi thyerjet e Etikës
...mbi thyerjet e Etikës Për çdo informacion në lidhje me sjelljet joetike dhe të paligjshme, ju lutem na kontaktoni në: ethicline@bkt.com.al...
ICIEC PARTNERSHIP
With the intermediation of ICIEC, we are now able to support our clients with their export L/Cs issued by the banks from South America, West Africa, North Africa, East & Central Africa, Arab Asian Cou
ICIEC PARTNERSHIP
With the intermediation of ICIEC, we are now able to support our clients with their export L/Cs issued by the banks from South America, West Africa, North Africa, East & Central Africa, Arab Asian Cou
Hygeia Hospital Tirana
The number of installment can be chosen when making the payment with the card. Up to 6 installments with 0% interest. Duration: Currently valid.
Happy Holidays and plenty of Cashback with BKT cards!
Transaction done and then being reversed/canceled will be excluded from the campaign, from the cashback.
Golden Point
The number of installment can be chosen when making the payment with the card. Up to 6 installments with 0% interest. Duration: Currently valid.
GO GREEN LOAN
This ensures that potential borrowers can receive personalized advice tailored to their needs and projects.
GO GREEN LOAN
This ensures that potential borrowers can receive personalized advice tailored to their needs and projects.
Globe Albania
The number of installment can be chosen when making the payment with the card. Up to 12 installments with 0% interest. Duration: Currently valid.
Global Finance magazine awards BKT as “The Best Bank in Albania for 2020”
...magazine states that the winners of this year’s awards are those banks that attended carefully to their customers’ needs in difficult markets and accomplished better results while laying the founda
Gjobat e trafikut
...bashkë me kamatën, e cila arrin deri në 60% sipas kodit rrugor të Republikës së Shqiperisë Për më shumë informacion mbi Kushtet e Punës mund ti referoheni dokumentit në faqen zyrtare www.bkt.com.
Geox
The number of installment can be chosen when making the payment with the card. Up to 3 installments with 0% interest. Duration: Currently valid.
Flormar and Sinani Cosmetics
Also you can use the possibility to split the transaction up to 3 installments with 0% interest. (In this case Bonus will not be calculated Duration: Currently valid.
FLO
The number of installment can be chosen when making the payment with the card. Up to 6 installments with 0% interest. Duration: Currently valid.
Flexi Mortgage Loan
...from the disbursement date, adjustable up to 25 years for loans in ALL depending on the fluctuation of the 1-year Treasury Bond rate, and for loans in EUR depending on the fluctuation of the 1-year
Fituesit 2021
...muaji Nentor 2021Fituesit muaji Dhjetor 2021Fituesit muaji Janar 2022 Lista e fituesve të muajit Mars 2021 për: Çmimi “Orë Smart” për rimbushjet ALBtelecom 1. Leonard Kryeziu Çmimi “XIAOMI Electric
Fito një biletë për Unum festival duke dërguar para me SmartPay!
Kliko n ë link dhe zbulo SmartPay: https://www.youtube.com/watch?v=wMNkOmSlagg Kohëzgjatja 18-25 Maj 2022 *Pas mbarimit t ë fushat ë s do t ë gjenerohet raporti p ë r fituesit e fushat ë s me numrin m
Fitness Forma
The number of installment can be chosen when making the payment with the card. Up to 4 installments with 0% interest. Duration: Currently valid.
Festo me kartat e BKT dhe fito cashback!
Në të njëjtin tregtar, në të njëtën ditë është i vlefshëm vetëm një transaksion. Veprime e kryera dhe më pas të bëra reverse/canceled do të përjashtohen nga fushata.
FATCA
Për më shumë infromacion mund të drejtoheni në faqen zyrtare të autoritetit të IRS: https://www.irs.
FASTIP Graduation Ceremony
...Tregtare will continue to support studies in Bank Management, not only in Albania but also in Kosovo, doing everything for the progress of integrated studies in FASTIP, now and in the future , maki
FAQS
...can I get information about any children’s plan investment? BKT offers saving account for children. “Fëmija im” deposit is a saving account with interest (profit) that will be matured when the chil
FAQS
...debit card at POS BKT and at the same time ask the cashier to withdraw Money Pocket For every purchase through POS worth over 500 ALL, The Merchant can offer you Money Pocket by allowing you as a c
FAQS
Annual commission is paid in advance and indivisible. The guarantee amount will remain blocked by the Bank as long as the Customer will use the service and will be returned to the customer at the mome
Express Overdraft
...facility is to serve as a short-term financing tool for the bank's operating Micro/SME customers with at least 2 years of transaction history who can use a small Overdraft limit to meet their short
Elle
The number of installment can be chosen when making the payment with the card. Up to 6 installments with 0% interest. Duration: Currently valid.
Elite Sports Club
Also you can use the possibility to split the transaction up to 3 installments with 0% interest.( in this case Bonus will not be calculated Duration: Currently valid.
Elastic Deposit
Get to know maturities and respective interests through the last bulletin of Interest Rates. Elastic deposit is available in ALL, Euro, USD, GB Pound, Canadian Dollar, Swiss Franc or Australian Dollar
Eco Market
Also you can use the possibility to split the transaction up to 3 installments with 0% interest. Duration: Currently valid.
ECO LOAN FOR BUSINESSES
...LOAN for BusinessesGeneral Conditions: The ECO Loan is designed for all businesses aiming to finance projects or project components that contribute to energy conservation and environmental protecti
ECO LOAN
...LOAN for Businesses General Conditions: ECO Loan is a loan for all businesses, with the purpose of financing projects and/or project components, which influence on saving energy while contributing
Easy Pack
*if the customer don’t have any of the products/services as below, he/she can apply on a nearby BKT Branch to get the product/service. *The selected account of customer where it will not apply the mon
Earn eXtra Bonus when you use your BKT Prima credit cards at TAO TAO
Furthermore you can spend your Prima credit cards’ accumulated points at TAO TAO. 1 point = 1 lek Prima, the card of eXtra possibilities!
Earn 3,000 leke Cashback by paying with BKT Visa cards in Supermarkets!
Transactions performed in two cards cannot be summed as a whole total. Cashback will be delivered based on cardholder. One cardholder who has achieved the criteria in both credit and debit card will b
Earn 10% cashback with your BKT Prima mastercard® during Unum Festival!
One cardholder can benefit with the cashback only once per credit card! Maximum cashback per cardholder is 3,000 ALL. The campaign is valid on the dates: 1-6 June 2022! Mastercard® Prima, the card of
Digital Onboarding Bonus Prize
Criteria: Eligibility: Individuals who complete the entire registration process as bank clients via the BKT Smart app and perform at least one financial transaction during the specified game period ar
Deri në 50% ulje për argëtim gjatë udhëtimeve tuaja me BookingBash dhe Visa.
...Austri, RepublikaÇeke, Francë, Gjermani, Greqi, Hungari, Islandë, Irlandë, Itali, Oman, Poloni, Portugali, Singapor, Spanjë, Turqi, Emiratet e Bashkuara Arabe, Mbretëria e Bashkuar, Shtetet e Bashk
Deposits in foreign currency
Come to BKT, choose the deposit that suits you better your plans for the future! *If you open a deposit in BKT SMART the interest rate will be 0.1% higher.
Deposit Pack
...fee; it should be ALL account and linked with the Direct Debit agreement *If the customer don’t have any of the products/services as below, he/she can apply on a nearby BKT Branch to get the produc
DeFacto
The number of installment can be chosen when making the payment with the card. Up to 4 installments with 0% interest. Duration: Currently valid.
Current Account
...Account If you have a current account, you can make money transfers, credit card payments, service bill payments, and periodic payments. You have the opportunity to enjoy the benefits of a bank adv
Credit Ratings Reports
...mapped as “BB/Stable” to the country ceiling of the principal shareholder, Turkey (BB/Stable) and the country ceiling of BKT’s primary country of operation, Albania (BB/Stable) . Read full report 2
Cooperation Agreement: BKT –Faculty of Economic, University of Tirana
During his welcoming speech, the Dean of the Faculty of Economic, University of Tirana, Mr. Kule , expressed his happiness for signing the agreement, emphasizing that BKT is one of the best institutio
cookies
Qëllimi kryesor I përdorimit të cookie është funsionaliteti sa më efektiv të faqjes tonë. Kur vizitoni bkt.com.al ne mund të mbledhim informacion nga ju automatikisht përmes cookies. Këto informacione
Contact Us
...Head Office address: Rruga e Vilave, Lundër 1, 1045, Tirana, Albania Telephone number +355 (0) 4 22 66 288 SWIFT Code: NCBAALTX E-mail address: info@bkt.com.al +355 (0) 4 22 50 955 8:30 - 17:00 CET
Construction Financing
Loan repayment term - maximum project time of up to 60 months. You can benefit from lower principal payments or grace period for a certain time limit. The way of payment of installments is monthly. Th
Construction Financing
General Conditions: Loan repayment term - maximum project time of up to 5 years. You can benefit from lower principal payments or forgiveness for a certain time limit. The way of payment of installmen
City - store
Also you can use the possibility to split the transaction up to 3 installments with 0% interest. (In this case Bonus will not be calculated Duration: Currently valid.
Cineplexx offer for Visa card users in Albania
*Every Wednesday from September 1 - December 31, 2024 at Cineplexx you can pay for one ticket with Visa BKT cards (credit/debit) and get the other one for free.
Carpisa
The number of installment can be chosen when making the payment with the card. Up to 3 installments with 0% interest. Duration: Currently valid.
Business Time Deposit
Time deposit is available in Albanian ALL, Euro, USD, GB Pound, Canadian Dollar, Swiss Franc or Australian Dollar currencies. Interest is earned on maturity date of the deposit and will be lost if you
Business Overdraft
In cases where the customer has only Overdraft in BKT, the maximum limit can go up to 40% of the annual turnover. Method of payment - Monthly interest payments and principal payment at maturity. The g
Business Overdraft
In cases where the customer has only Overdraft in BKT, the maximum limit can go up to 40% of the annual turnover. Method of payment - Monthly interest rates and at maturity principal is paid. The guar
BRANCH & ATM VORË
Rinia, Qendër Vorë, Tiranë, Shqipëri +355 4 76 00 375, +355 4 76 00 358 No info@bkt.com.al...
BRANCH & ATM VLORË
491500 Lagja "Hajro Çakërri", Sheshi Flamurit, Vlorë, Shqipëri +355 3 32 25 015, +355 3 32 22 090 No info@bkt.com.al...
BRANCH & ATM TREGU AGRO
763333 Autostrada Tirane-Durres Km 1, Mëzez, Kashar, Tiranë, Shqipëri +355 4 83 32 275 + 355 4 2266 279 info@bkt.com.al...
BRANCH & ATM STACION I TRENIT
14, Tiranë, Shqipëri +355 4 22 34 047, +355 4 22 30 748 No info@bkt.com.al...
BRANCH & ATM SHKOZET
480805 Lagjia 14, Shkozet, Durrës, Shqipëri +355 5 22 65 414 No info@bkt.com.al...
BRANCH & ATM SHKOLLA BALETIT
"Mihal Grameno", Tiranë, Shqipëri +355 4 22 22 431 info@bkt.com.al...
BRANCH & ATM SHKODËR
510194 Sheshi "2 Prilli", Shkodër, Shqipëri +355 2 22 43 275 No info@bkt.com.al...
BRANCH & ATM SHERATON
823111 Sheshi "Italia", Hotel Mac Albania, Tiranë, Shqipëri +355 4 22 66 277 No info@bkt.com.al...
BRANCH & ATM SAUK
844861 Sauk i Ri Tiranë, Shqipëri +355 4 24 67 921 No info@bkt.com.al...
BRANCH & ATM SARANDË
Mithat Hoxha, Sarandë, Shqipëri +355 8 52 25 705 No info@bkt.com.al...
BRANCH & ATM RRUGA KAVAJËS
"E Kavajës", Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...
BRANCH & ATM RRUGA ELBASANIT
Themistokli Germenji, Tiranë, Shqipëri +355 4 2347552 +355 4 2347553 info@bkt.com.al...
BRANCH & ATM RRUGA DURRËSIT
53, Tiranë, Shqipëri +355 4 24 00 261 No info@bkt.com.al...
BRANCH & ATM RROGOZHINË
1, Rrogozhinë, Shqipëri +355 5 77 23 207 No info@bkt.com.al...
BRANCH & ATM RRËSHEN
"Motrat Vinçenciane", Rrëshen, Shqipëri + 355 2 16 23 146 No info@bkt.com.al...
BRANCH & ATM RINIA ELBASAN
Rinia, Elbasan, Shqipëri +355 5 42 40 270, +355 5 42 41 401 No info@bkt.com.al...
BRANCH & ATM QYTETI NXËNËSVE
"E Kavajës", Pallati 2 R, Tiranë, Shqipëri +355 4 22 00 211 No info@bkt.com.al...
BRANCH & ATM POGRADEC
Rinia, Pogradec, Shqipëri +355 8 32 25 706 No info@bkt.com.al...
BRANCH & ATM PLAZHI DURRËS
Pavarësia, Plazh, Durrës, Shqipëria +355 5 22 63 415, +355 5 22 63 416 No info@bkt.com.al...
BRANCH & ATM PIAZZA
2, Tiranë, Shqipëri +355 4 24 43 073 No info@bkt.com.al...
BRANCH & ATM PESHKOPI
428194 Bulevardi "Elez Isufi", Peshkopi, Shqipëri +355 2 18 25 535 No info@bkt.com.al...
BRANCH & ATM PEQIN
752472 Lagja "Xhami", Bulevardi "Mustafa Gjinishi", Peqin, Shqipëri +355 5 12 23 745 No info@bkt.com.al...
BRANCH & ATM PAVARËSIA
"Hasan Kushta", Lagjia Pavarësia, Vlorë, Shqipëri +355 33 238 369 No info@bkt.com.al...
BRANCH & ATM ORIKUM
475666 Lagjia "1 Maji", Bulevardi Princesha Rugjine, Orikum, Vlorë, Shqipëri +355 3 91 22 942 No info@bkt.com.al...
BRANCH & ATM MYSLYM SHYRI
"Myslym Shyri", Tiranë, Shqipëri +355 4 22 43 206 No info@bkt.com.al...
BRANCH & ATM MUSTAFA QEMAL ATATURK
82, Tiranë, Shqipëri +355 4 22 45 697 No info@bkt.com.al...
BRANCH & ATM MEDRESE
e Dibrës, Tiranë, Shqipëri +355 4 23 79 383 No info@bkt.com.al...
BRANCH & ATM LUSHNJE
Uan Kondakçiu, Lushnje, Albania +355 3 52 24 572 No info@bkt.com.al...
BRANCH & ATM LIQENI
Kopshti Botanik, Liqeni i Tiranës, Tiranë, Shqipëri +355 4 24 65 314 No info@bkt.com.al...
BRANCH & ATM LIBRAZHD
"Gjorg Golemi" Librazhd, Shqipëri +355 5 14 22 177, +355 5 14 22 178 No info@bkt.com.al...
BRANCH & ATM LEZHË
71, Lezhë, Shqipëri +355 2 15 22 602 No info@bkt.com.al...
BRANCH & ATM LAPRAKË
Gintash , nr 8, Tiranë, Shqipëri +355 4 24 13 176, +355 4 24 13 177 +355 4 2413 178 info@bkt.com.al...
BRANCH & ATM LAÇ
3, Laç, Shqipëri +355 5 32 22 79 5 No info@bkt.com.al...
BRANCH & ATM KUKËS
2 Kukës, Shqipëri +355 2 42 22 434 No info@bkt.com.al...
BRANCH & ATM KUÇOVË
915527 Blloku "Tafil Skendo",Kuçovë,Berat, Shqipëri +355 3 11 22 234 No info@bkt.com.al...
BRANCH & ATM KRISTAL
""Fran Bardhi"", Qendra Tregtare Kristal Tiranë, Shqipëri " +355 4 23 22 295 No info@bkt.com.al...
BRANCH & ATM KORÇË
9, Korçë, Shqipëri +355 8 22 51 916 +355 82 243172 info@bkt.com.al...
BRANCH & ATM KOPLIK
Dedaj, Qender Koplik, Malsi e Madhe, Shqipëri +355 2 11 23 169 info@bkt.com.al...
BRANCH & ATM KOMUNA E PARISIT
2, Lagjia Komuna e Parisit, Tiranë, Shqipëri +355 4 23 20 671, +355 4 23 20 672 No info@bkt.com.al...
BRANCH & ATM KOMBINAT
50, Kombinat, Tiranë, Shqipëri +355 4 23 51 672, +355 4 23 51 640 No info@bkt.com.al...
BRANCH & ATM KAVAJË
560277 Bulevardi "Josif Buda" Lagja nr 3, Kavajë, Shqiperi +355 5 52 47 745 No info@bkt.com.al...
BRANCH & ATM KASTRIOTI
"Aulona" Km 7, Qendra Tregtare Golden, Fier, Shqipëri +355 34 23 37 94, + 355 34 23 38 01 No info@bkt.com.al...
BRANCH & ATM KASHAR
7, Kashar, Tiranë, Shqipëri +355 4 22 91 727 No info@bkt.com.al...
BRANCH & ATM KAMËZ
763805 Bulverdi Blu , Kamëz, Tiranë, Shqipëri + 355 4 72 00 440 No info@bkt.com.al...
BRANCH & ATM ISMAIL QEMALI
"Ismail Qemali", Tiranë, Shqipëri +355 4 22 64 947 No info@bkt.com.al...
BRANCH & ATM IBRAHIM RUGOVA
"Ibrahim Rugova”, Tiranë, Shqipëri +355 4 22 39 418, + 355 4 22 43 940 No info@bkt.com.al...
BRANCH & ATM HOXHA TAHSIM
"Hoxha Tahsim" Tiranë Shqipëri +355 4 22 68 199 No info@bkt.com.al...
BRANCH & ATM GRAMSH
184111 Lagjia Holta, Pall 46, Gramsh, Shqipëri + 355 5 13 22 060 + 355 4 2266 279 info@bkt.com.al...
BRANCH & ATM GJIROKASTËR
142750 Lagjia "18 Shtatori", Bulevardi "18 Shtatori" Gjirokastër, Shqipëri +355 8 42 67 130 No info@bkt.com.al...
BRANCH & ATM FUSHË-KRUJE
719888 Lagjia "Kastrioti", Fushë-Krujë, Shqipëri +355 5 63 22 927 No info@bkt.com.al...
BRANCH & ATM FIER
29 Nëntori”;Fier; Shqipëri +355 34228 453, +355 34228 454 No info@bkt.com.al...
BRANCH & ATM ELBASAN 2
080638 Lagjia "29 Nëntori", Rr "11 Nëntori", Elbasan,Shqipëri +355 54 241 182 No info@bkt.com.al...
BRANCH & ATM ELBASAN
080638 Lagjia "29 Nëntori", Rr "11 Nëntori", Elbasan,Shqipëri +355 5 42 41 182 No info@bkt.com.al...
BRANCH & ATM DURRËS
"Egnatia",Durrës, Shqipëri +355 5 22 20 060 No info@bkt.com.al...
BRANCH & ATM DON BOSKO
"E Durrësit" , Sheshi “Karl Topia” Godina 127/3, Tiranë, Shqipëri +355 4 24 04 208, +355 4 24 04 209 No info@bkt.com.al...
BRANCH & ATM DELVINË
Veli Kallapodhi, Delvinë, Shqipëri +355 8 15 23 711 No info@bkt.com.al...
BRANCH & ATM DAJTI
51, Kinostudio, Tiranë, Shqipëri +355 4 23 70 256 No info@bkt.com.al...
BRANCH & ATM ÇOROVODË
2 , Çorovodë, Shipëri + 355 3 12 23 080 No info@bkt.com.al...
BRANCH & ATM CONCORD
826777 Rruga "5 Maji", Qëndra Tregtare Concord, Tiranë, Shqipëri +355 4 24 60 310 No info@bkt.com.al...
BRANCH & ATM ÇLIRIMI
75, Shkodër, Shqipëri +355 2 22 45 365 No info@bkt.com.al...
BRANCH & ATM BUSHAT
534055 Qendër Bushat, Vaju Dejës, Shqipëri +355 2 66 20 262 No info@bkt.com.al...
BRANCH & ATM BULEVARDI REPUBLIKA
780916 Bulevardi "Republika", Korçë, Shqipëri +355 8 22 46 905 No info@bkt.com.al...
BRANCH & ATM BLU STAR
45077 Rruga Liburnika 17, Durrës, Shqipëri + 355 4 22 66 288 No info@bkt.com.al...
BRANCH & ATM BILISHT
987027 Blulevardi Kryesor Bilisht, Korçë, Shqipëri + 355 8 11 23 681 No info@bkt.com.al...
BRANCH & ATM BERAT
1, Berat Shqipëri +355 3 22 36 470, +355 3 22 36 472 No info@bkt.com.al...
BRANCH & ATM ALI DEMI
"Idriz Dollaku", Lagja Ali Demi, Tiranë, Shqipëri +355 4 23 58 947 No info@bkt.com.al...
BRANCH & ATM ABDYL FRASHËRI
"Abdyl Frashëri", Tiranë, Shqipëri +355 4 22 65 865, +355 4 22 66 138 No info@bkt.com.al...
Bonus për Klientët Ekzistues Aktivë
Nëse llogaria mbyllet përpara se të kryhet shpërndarja e bonusit, bonusi nuk përfitohet. Vlerës së përfituar do t’i mbahet tatimi në burim në masën 15%. Për më shumë informacion ju lutemi na kontakton
Bonus për Klientët e Rinj në BKT Smart/Dega Internet
Nëse llogaria mbyllet përpara se të kryhet shpërndarja e bonusit, bonusi nuk përfitohet. Vlerës së përfituar do t’i mbahet tatimi në burim në masën 15%. Për më shumë informacion ju lutemi na kontakton
Body Code
The number of installment can be chosen when making the payment with the card. Up to 12 installments with 0% interest. Duration: Currently valid.
Black Friday
The number of transactions cannot be the sum of debit card and credit card transactions.
BKT Reawarded as Bank of Year 2011 By The Banker
"More importantly, the bank's high profitability has been accompanied by an increased market share in total assets that stands at an all-time high of 17.24% in a market where almost all banks belong t
BKT Reawarded As Bank of Year 2010
BKT is the second largest and the oldest commercial bank in Albania with a total of 1.7 billion USD in assets and 1.4 billion of USD in deposits. BKT, which celebrated its 85th anniversary few times a
BKT – PARTICIPATES IN THE CAREER FAIR 2022 BY UNYT
...has been part of the Career Fair organized for several years on the premises of the UNYT campus, with representatives of over 40 national and international companies. This fair is a unique and nece
BKT PARTICIPATED IN THE EXHIBITION "I HAVE A DREAM” – UN WOMEN
Through its objective, the photograph's goal was to bring attention to the dreams of Albanian girls from rural areas of the country, as well as to call for societal commitment to promote equal rights
BKT Mastercard Travel Premium ju shpërblen për blerjet jashtë vendit
...një pjesë të shumës mbrapsht kur blini në një nga tregtarët tanë të përzgjedhur jashtë vendit ose online me Mastercard Gold, Platinum, World ose World Elite. Shikoni përzgjedhjen dhe Termat dhe Kus
BKT Introduces the New Loan Guarantee Agreement signed between BKT and Municipality of Tirana
...Tirana; Increase its number of clients by reaching some 450 micro, small and medium enterprises included in this program; Contribute in the increase of employment; Offer competitiveness and innovat
BKT Hosted Albania Roundtable in the Euromoney Central & Eastern European Forum
...this session the need to change our perception on them: Albanians are not living only in foreign countries as immigrants but have also assimilated well in the new culture and become successful entr
BKT “BEST BANK IN ALBANIA FOR 2022” – GLOBAL FINANCE
“Following on the enormous difficulties wrought by the pandemic, these changes demand increased attention to global commercial relationships. Our awards support decision-makers in selecting the best f
BKT Awarded as Bank of the Year 2013 By Emea Finance Magazine
BKT is the second largest and the oldest commercial bank in Albania with a total of 2.7 billion USD in assets and 2.2 billion of USD in deposits. BKT network includes 85 branches out of which 61 are s
BKT Awarded as Bank of the Year 2011 By Emea Finance Magazine
BKT, which recently celebrated its 86th anniversary, is the second largest and the oldest commercial bank in Albania with a total of 2.1 billion USD in assets and 1.7 billion of USD in deposits. BKT n
BKT - PARTICIPATES IN THE LABOR AND SKILLS FAIR IN DURRËS 2022
The fair aims to build a concrete relationship of cooperation and communication between supply and demand in the labor market. BKT offers employment opportunities, internships, various scholarships an
BERLINTEXX
Also you can use the possibility to split the transaction up to 3 installments with 0% interest.
BanKomaT Online Cashback
Transactions which are canceled/reversed , mail orders and transaction which are used for advertisement purposes in online websites will be excluded in this campaign. May 25 - June 25, 2021 The CASHBA
BanKomaT Offer
One cardholder can earn the cashback only once! In this campaign will be counted as valid only transactions performed with your BKT debit card in BKT POSes, physical or online. In the same day in the
Banka më e mirë në Shqipëri për vitin 2016 - nga “EMEA Finance”
4 miliard dollarë depozita, BKT u shërben klientëve të saj nëpërmjet rrjetit të saj prej 93 degësh, 67 prej të cilave ndodhen në Shqipëri dhe 26 në Kosovë. Për më shumë informacion, vizitoni: www.bkt.
Banka Më E Mirë Në Shqipëri Për 2018 - The Banker
9 miliardë dollarë dhe me depozita me vlerë 3 miliardë dollarë, BKT u shërben klientëve të saj përmes një rrjeti prej 94 degësh, nga të cilat 67 janë të vendosura në Shqipëri dhe 27 në Kosovë. Për më
Banka më e mirë në Shqipëri për 2017 – nga The Banker
9 miliard dollarë depozita, BKT u shërben klientëve të saj nëpërmjet rrjetit prej 93 degësh , 67 prej të cilave ndodhen në Shqipëri dhe 26 në Kosovë. Për më shumë informacion, vizitoni: www.bkt.com.
BANKA KOMBËTARE TREGTARE SUPPORTS MONEY WEEK 2022
” Banka Kombëtare Tregtare in support of Money Week, supported financially the competition for the best essay on "Digital Banking and its impact on increasing financial inclusion" with students of Eco
Banka Kombëtare Tregtare në mbështetje të Javës së Parasë
Studentët më të mirë të Degës Financë-Bankë paraqitën përpara jurisë një ofertë financiare për kompaninë Hydro Power Plant Company. Të tre skuadrat e dala nga universitetet u sollën si banka, ndërkohë
Banka Kombëtare Tregtare Mbështet "Revolucionin E Gjelbër" Iniciativë E Bashkisë Tiranë
9 miliard dollarë depozita, BKT u shërben klientëve të saj nëpërmjet rrjetit prej 94 degësh , 67 prej të cilave ndodhen në Shqipëri dhe 27 në Kosovë. Për më shumë informacion, vizitoni: www.bkt.com.
Banka Kombëtare Tregtare is awarded from Global Finance as ‘’The Best Bank in Albania for year 2025’’
During the awards ceremony, Global Finance recognized National Commercial Bank (BKT) as the “Best Bank in Albania for 2025” . In its official press release, Global Finance emphasized that this year’s
Bank of the Year
"More importantly, the bank's high profitability has been accompanied by an increased market share that stands at an all-time high of 17.5% in a market where almost all banks belong to foreign banking
Back to School vjen me CASHBACK me kartat BanKomaT Visa!
Në fushatë janë të përfshira vetëm kartat e debitit individuale Visa. Veprime e kryera dhe më pas të bera reverse/canceled do të përjashtohen nga fushata. Çdo gjë është më e thjeshtë me BanKomaT!
Back to School vjen me CASHBACK me kartat BanKomaT mastercard®!
Në fushatë janë të përfshira vetëm kartat e debitit individuale mastercard®. Veprime e kryera dhe më pas të bëra reverse/canceled do të përjashtohen nga fushata. Çdo gjë është me e thjeshtë me BanKoma
Automatic Exchange of Financial Accounts
...Exchange of Financial Accounts The “Common Reporting Standard” for Automatic Exchange of Financial Account Information (CRS) provided for in the provisions of Law No. 10. Regulation no. 4/2020 "On
Automatic Bill Payments
...Bill Payments BKT has agreement and offers this service for ALBtelecom, Telekom, OSHEE, UKT, UKD, UKKO, UKV, Vodafone & DigitAlb (with instalments). Instead of paying bills each month, you may auth
ATM UNAZA E RE
Teodor Keko, Unaza e Re, Tiranë,Shqipëri +355 4 22 66 288 No info@bkt.com.al...
ATM SPITALI ELBASAN
081194 Lagjia "Haxhijas" , Elbasan, Shqipëri + 355 4 22 66 288 No info@bkt.com.al...
ATM SPITALI CONTINENTAL
Ali Demi, Spitali Continental, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...
ATM SHIJAK
Deliallisi, Shijak, Durrës, Shqipëri +355 4 22 66 288 No info@bkt.com.al...
ATM SARANDË 2
"E Flamurit", Sarandë, Shqipëri + 355 4 22 66 288 No info@bkt.com.al...
ATM RRUGA DIBRËS
"E Dibrës", Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...
ATM QËNDRA TREGTARE UNIVERS QTU
748861 Autostrada Tiranë - Durrës, Km 6, Qendra Tregtare Univers, Tiranë, Shqipëri + 355 4 22 66 288 No info@bkt.com.al...
ATM QËNDRA TREGTARE TWIN TOWER
819722 Bulevardi “Dëshmorët e Kombit”, Twin Towers, Kulla 1, Kati 9, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...
ATM QËNDRA TREGTARE TOPTANI
"Abdi Toptani", Qendra Tregtare Toptani, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...
ATM QËNDRA TREGTARE TIRANA EAST GATE TEG 2
856972 Rruga Nacionale Tiranë-Elbasan, Qendra Tregtare TEG, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...
ATM QËNDRA TREGTARE TIRANA EAST GATE TEG 1
856972 Rruga Nacionale Tiranë-Elbasan, Qendra Tregtare TEG, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...
ATM QËNDRA TREGTARE RIVIERA
486472 Bulevardi "Ismail Qemali", Qendra Tregtare Riviera, Skelë, Vlorë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...
ATM QËNDRA TREGTARE RING
"Muhamet Gjollesha", Tirana Ring Center, Tiranë, Shqipëri info@bkt.com.al...
ATM PATOS
1,Lagjia e Re ,Patos, Fier , Shqipëri +355 4 22 66 288 No info@bkt.com.al...
ATM PAPMETAL
Xhazotaj, Durrës, Shqipëria +355 4 22 66 288 No info@bkt.com.al...
ATM ISH PRAKTIKER
6, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...
ATM FAKULTETI I SHKENCAVE
816583 Bulevardi Zogu I, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...
ATM DREJTORIA E PËRGJITHSHME 2
820000 Bulevardi "Zhan d'Ark", Tiranë, Shqipëri + 355 4 22 66 288 No info@bkt.com.al...
ATM DREJTORIA E PËRGJITHSHME 1
820000 Bulevardi "Zhan d'Ark", Tiranë, Shqipëri + 355 4 22 66 288 No info@bkt.com.al...
ATM BRRYLI
"Arkitekt Kasemi", Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...
ATM AEROPORT
713777 Aeroporti Ndërkombëtar i Tiranës "Nënë Tereza", Rinas, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...
ATM - SmartBanKomaT
Për më shumë informacione dhe mënyrën e përdorimit të Smart BanKomaT ju lutem referohuni informacionit të detajuar në MANUAL PERDORIMI SMART BANKOMAT (bkt.com.
ATM - Smart BanKomaT
Për më shumë informacione dhe mënyrën e përdorimit të Smart BanKomaT ju lutem referohuni informacionit të detajuar në MANUAL PERDORIMI SMART BANKOMAT (bkt.com.
Are you looking for the best loan free collateral offer?
The offer is valid for applications that will be completed by March 15, 2022 . Super-fast approval within 24 hours. Visit any BKT branch to find out more about loan terms. Always with you!
Aquamarine
The number of installment can be chosen when making the payment with the card. Up to 3 installments with 0% interest. Bonus is calculated on the sum of the receipt and will be updated and reflected au
Anti-Covid-19 vaccination campaign!
BKT is the first company in Albania that financially rewards its employees with a bonus for getting the Anti COVID -19 vaccination. Health care is a shared responsibility!
ANNUAL VEHICLE TAXES
The tax can be paid quickly via BKT Smart , E-Banking . Immediately after the payment, the customer receives the tax stamp directly in the “My Documents” menu on e-Albania . (click here to see an exam
Announcement for the clients
Dear customers, Taking into consideration the situation recently created with the publication of personal data of individuals in Albania from unknown linkages, we inform you that this publication does
Announcement for clients
...for clients 2025 Dear Customer, As part of our commitment to strengthening operational resilience, and in line with industry’s best practices and internationally recognized standards, we will condu
Announcement about the cost of money transfers performed online
...customers to overpass the situation created from COVID -19 , wants to inform all the customers, retail or business that: Starting from April 10, 2020, no commissions will be applied for local money
Announcement
This upgrade is part of our commitment to providing you with a faster and more secure banking experience. For this reason, the Kristal and Concord branches will operate according to the following sche
Aleksandër Moisiu" University Durrës (UAMD) organized the graduation ceremony of the students of the Faculty of Integrated Studies with Practice (FASTIP)
Based on the successful German model of dual studies, only students of this faculty have the great privilege of combining theoretical knowledge with learning through practical programs in banks and bu
Aksionerët
Si firmëtar i United Nations Global Compact, Çalık Holding i jep përparësi diversitetit, qëndrueshmërisë dhe jetëgjatësisë në të gjithë sektorët dhe vendet që operon. Grupi vepron në përputhje me par
Agjencia E Sigurimit Të Depozitave Përzgjodhi Bankën Kombëtare Tregtare Të Parën Në Listën Paraprake Të Bankave Agjente Për Kryerjen E Procesit Të Kompensimit Të Depozitave.
9 miliard dollarë depozita, BKT u shërben klientëve të saj nëpërmjet rrjetit prej 93 degësh , 67 prej të cilave ndodhen në Shqipëri dhe 26 në Kosovë. Për më shumë informacion, vizitoni: www.bkt.com.
Active Pack
*If the customer don’t have any of the products/services as below, he/she can apply on a nearby BKT Branch to get the product/service. *The selected customer account where it will not apply the monthl
AAA (Alb) rating by- JCR Eurasia Rating for Corporate Governance for the second time in a row
...Governance for the second time in a row 2015 JCR-Eurasia Rating has assigned for the second time in a row to BKT “AAA (Alb)/Distinctive” the grade of Compliance with the principles of the code of c
AAA (Alb) rating by- JCR Eurasia Rating
BKT is the second largest and the oldest commercial bank in Albania with a total of 2.3 billion USD in assets and 1.9 billion of USD in deposits. BKT network includes 83 branches out of which 59 are s
AAA (Alb) rating - by JCR Eurasia Rating
...(Alb) rating - by JCR Eurasia Rating 2019 JCR Eurasia Rating , during periodic review affirmed for the 11th time in a row Banka Kombëtare Tregtare’s (BKT) Long and Short Term National Ratings of ‘A
AAA (Alb) rating - by JCR Eurasia Rating
...banking system and market leader position, a relatively low rate of problematic receivables vis-a-vis the Sector with widespread problem, in addition to strong corporate governance framework and le
AAA (Alb) – nga JCR Eurasia Rating
BKT promovon dhe investon vazhdimisht në zgjidhjet fintech me fokus në rritjen e gamës së produkteve të ofruara përmes kanaleve online dhe kënaqësinë e klientit, duke ruajtur kështu trashëgiminë tonë
20% eXtra Bonus në Megatek!
Lexo më shumë mbi shërbimin Para Xhepi: Para Xhepi | Banka Kombetare Tregtare (bkt.com.
2,000 All cashback with Debit BanKomaT mastercard®!
🔸 Will be considered valid only transactions performed in the same day in the same merchant will be considered as valid only one transaction. 🔸 Cardholder can earn the cashback only once . 🔸Only th
1.000 Lekë eXtra Bonus with Prima Credit Cards
One Prima cardholder can earn the eXtra Bonus from the offer only once! The campaign is valid only for individual credit cards used in all types of POS, physical or online. In the same day in the same
1,000 All CASHBACK with the BanKomaT debit card!
One cardholder can earn the cashback only once! In this campaign will be counted as valid only transactions performed with your BKT debit card in all types of POS, physical or online. In the same day
"The Banker" Rivlerëson BKT Për Të Shtatën Herë Si "Banka Më E Mirë Në Shqipëri"
1 miliard dollarë dhe 2.4 miliard dollarë depozita, BKT u shërben klientëve të saj nëpërmjet rrjetit prej 91 degësh , 65 prej të cilave ndodhen në Shqipëri dhe 26 në Kosovë. Për më shumë informacion,
"ON THE FUNCTIONING OF THE AIPS EURO SYSTEM FOR PAYMENT OF DOMESTIC TRANSFERS TO CLIENTS IN EURO"
In the following, the Working Conditions will be updated, which you will find published on the official website of the bank. Commission for Domestic Money Transfers in EURO will be as following: Categ
“My Child” Deposit
...done in June The campaign is valid from 1 June - 30 June 2024 Opening amount of new “My Child” Deposit should be minimum 10’000 ALL / 100 EUR “Fëmija Im” Deposit can be open for children up to the
"Banka Më E Mirë Në Shqipëri" - "Euromoney"
Gjatë vitit BKT është vlerësuar si “Banka më e mirë në Shqipëri” nga “The Banker”, “Global Finance” dhe “EMEA Finance”. Për më shumë informacion, vizitoni: www.bkt.com.
"BANKA MË E MIRË E VITIT NË SHQIPËRI PËR 2021" - THE BANKER
Eventi gala i ndarjes së çmimeve i konsideruar si standardi i industrisë për përsosmërinë bankare, u mbajt online përmes platformës TheBanker.Com më 2 Dhjetor 2021. Duke ju referuar Bankës Botërore, e
“BANKA E VITIT NË SHQIPËRI PËR VITIN 2020” - The Banker
Ngjarja gala e ndarjes së çmimeve u mbajt online përmes platformës TheBanker.Com me pjesëmarrjen e bordit ekzekutiv të bankave të ftuara. Ky vit, më shumë se çdo tjetër në kujtesën e njerëzimit, i ka
