Rezultatet e kerkimit

JANE 753 REZULTATE PER go to official MAKEMUR.com how to speed up a parole hearing with money

Fushata “Fto & Fito”

...“Fto & Fito” Fushata promocionale “Fto & Fito” u jep mundësinë klientëve ekzistues të BKT që përdorin aplikacionin BKT Smart të ftojnë miqtë e tyre të regjistrohen si klientë të rinj përmes procesi

“Fto & Fito” Campaign

to & Fito” Campaign The promotional campaign “Fto & Fito” provides existing BKT customers using the BKT Smart application the opportunity to invite their friends to register as new customers through t

Digital Onboarding Bonus Campaign

...Smart Bonus – 2,000 ALL Granted to customers who, during the 31–60 day period : perform at least three transactions , each with a minimum value of 1,000 ALL , across three different categories list

Fushata Bonus për Klientët e Rinj Online

2 Smart Bonus – 2,000 Lekë Jepet për klientët që gjatë periudhës 31–60 ditë : • kryejnë të paktën tre transaksione , • secili me vlerë minimale 1,000 Lekë , • nga tre kategori të ndryshme nga lista më

Banka Kombëtare Tregtare is awarded from Global Finance as "The Best Bank in Albania for year 2026"

BKT was recognized for the eighth time with the award “ Best Bank in Albania for 2026 ,” ranking among the top financial institutions in 23 countries across Central and Eastern Europe. The “Best Bank

RIA Money Transfer Bonus Campaign

Terms & Conditions of the Campaign Campaign Period The campaign will run from March 10, 2026, to May 10, 2026. Only the first client-level transactions made with RIA Money Transfer during this period

Fushata bonus RIA Money Transfer

...bonus RIA Money Transfer Merr para nga të dashurit e tu në çast, duke i tërhequr nga BKT Smart me kodin e RIA dhe përfito 200 lekë / 2 EUR / 2 USD / 2 GBP BONUS në veprimin e parë. Termat & Kushtet

Security tips

...tips 2026 Please note that banks never ask for your PIN, passwords, verification codes, Dear Customers, Please note that banks never ask for your PIN, passwords, verification codes, transaction con

EMEA Finance awards BKT "Best Local Bank in Albania" for the fourteenth time

In fact, many of our winners are already ahead of the benchmarks and goals they established several years ago. We remain enthusiastic to recognize the innovative products and services launched across

Merr deri në 4% kthim në Kredit në Portofolin e Booking.com kur paguani me kartat Visa nga BKT.

...deri në 4% kthim në Kredit në Portofolin e Booking.com kur paguani me kartat Visa nga BKT. Nëse ëndërroni një resort në një plazh ekzotik, një shtëpi autentike mesdhetare apo një arratisje të fsheh

Get up to 4% cashback in Credit to your Booking.com Wallet when you pay with BKT Visa cards.

...up to 4% cashback in Credit to your Booking.com Wallet when you pay with BKT Visa cards. Dreaming of a tropical beach resort, an authentic Mediterranean home, or a hidden city escape? Now you have

Raporti Vjetor 2014 fiton dy çmime ARC nga MERCOMM Inc.

Çmimin e Argjendtë për Kategorinë Banka dhe Çmimin e Nderit në Kategorinë Raporte Vjetore të Gjelbërta. Çmimet ARC konsiderohen si çmimet Oskar në publikimet zyrtare. Raporti Vjetor 2014 fiton dy çmim

JCR Eurasia Rating confirms AA(Alb) evaluation to BKT for Corporate Governance

...Eurasia Rating confirms AA(Alb) evaluation to BKT for Corporate Governance 2013 JCR Eurasia Rating, by evaluating the corporate governance practices established within BKT, has assigned (AA(Alb)/Me

JCR Eurasia Rating assigns AAA (Alb) to BKT for Corporate Governance

...Eurasia Rating assigns AAA (Alb) to BKT for Corporate Governance 2015 JCR-Eurasia Rating has assigned for the second time in a row to BKT “AAA (Alb)/Distinctive” the grade of Compliance with the pr

JCR Eurasia Rating assigns AAA (Alb) to BKT for Corporate Governance

...Eurasia Rating assigns AAA (Alb) to BKT for Corporate Governance 2016 JCR Eurasia Rating, by evaluating the corporate governance practices established within BKT, has assigned 87.06 (AAA (Alb)/Dist

JCR Eurasia Rating assigns AA (Alb) to BKT for Corporate Governance

...Eurasia Rating assigns AA (Alb) to BKT for Corporate Governance 2012 This is the first–ever such rating to an Albanian Company JCR Eurasia Rating, by evaluating the corporate governance practices e

JCR Eurasia Rating assigns AAA (Alb) to BKT for Corporate Governance

...Eurasia Rating assigns AAA (Alb) to BKT for Corporate Governance 2015 JCR-Eurasia Rating has assigned for the second time in a row to BKT “AAA (Alb)/Distinctive” the grade of Compliance with the pr

JCR Eurasia Rating assigns AAA (Alb) to BKT for Corporate Governance

...Eurasia Rating assigns AAA (Alb) to BKT for Corporate Governance 2014 JCR Eurasia Rating, by evaluating the corporate governance practices established within BKT , has assigned 85.23 (AAA (Alb)/Dis

Buy up to 12 installments for all white goods!

...up to 12 installments for all Miele white goods! Buy on installments in all Miele, TEKA & Vox Electronics shops with BKT Prima credit cards and choose up to 12 installments with 0% interest. Buy on

Official Statement 2025

We categorically state that this article is entirely false and deliberately misleading and appear to be part of a targeted effort to damage the reputation of BKT, one of the most reputable financial i

COMPLIANCE

...and corruption; Data Protection; Human Rights Protection; Compliance with the legal framework on competition; and Compliance with principles of corporate governance. In order to ensure compliance,

Suggestion & Complains

From BKT Smart version for Android and IOS, you can go to Menu Notifications and Requests / My Requests. In BKT Smart you can read the answer by going to the same Menu and clicking on your report, rea

Suggestion & Complains

...& Complains Banka Kombëtare Tregtare is aiming to reach as much as possible the clients requirements and expectations. We believe that together we can find the ways to have an open communication. W

National Commercial Bank reports increased net profit for the first quarter of year 2022

...reports increased net profit for the first quarter of year 2022 2022 ​BKT reports that the net profit for June 2022 for BKT Albania only, increased to 53 million USD compared to June 2021 net profi

Interest & Commissions

...supplementary card PIN by SMS – 200 ALL for main card, 100 ALL for supplementary card Annual Commission for the first year of usage - ZERO Annual Commission for the following years - 1,500 ALL and

Compliance Report

Compliance Report 2012 Compliance Report 2013 Compliance Report 2014 Compliance Report 2015 Compliance Report 2016 Compliance Report...

Commissions

...the country) – Free of charge Purchase MO/TO (telephone order/mail order) – Free of charge Purchase on Internetit – Free of charge * If the Merchant or the receiving entity categorizes the action a

Commercial Mortgage Loan

...Mortgage Loan Banka Kombetare Tregtare, now comes more near to Small and Medium Enterprises, with the newest product “Commercial Mortgage Loan’’. Designed specifically for this purpose, Commercial

COMMERCIAL MORTGAGE LOAN

Loan Purpose - Purchasing of Commercial Units in Residential Complex, Commercial Centers, Purchasing of Commercial Buildings with aim to open supermarkets, retail sales units etc., Transferring Commer

Booking.com

com using as a payment method BKT DEBIT CARDS then you will benefit as cash-back 4% of total amount spent. This amount will be credited in your personal account linked with the card If you make your h

Audit Committee

Ş. and Sigortayeri Sigorta ve Reasürans Brokerlik A.Ş. Serdar Sümer Member of Audit Committee Mr. Sümer holds a degree in Business Administration from Ankara University Faculty of Political Sciences.

Albanian Deposit Insurance Agency Selects Banka Kombëtare Tregtare as the First Agent Bank In the Preliminary List for the Deposit Compensation Process

2017, initiated the procedure of selecting the preliminary list of agent banks by inviting all banks belonging to the deposit insurance scheme. At the end of the evaluation process, ADIA Management Co

Banka më e mirë në Shqipëri për vitin 2014 - nga “EMEA Finance” dhe Çmimi për “Përgjegjshmërinë Sociale të Korporatës për Europën Qëndrore dhe Lindore dhe për Shtetet e Pavarura të Commonwealth-it” - nga “ EMEA Finance”

...- nga “ EMEA Finance” 2015 Bkt vlerësohet me dy çmime të rëndësishme nga emea finance Tbilisi, Gjeorgji (14 Maj, 2015) – Çmimet dhe vlerësimet vazhdojnë të reflektojnë suksesin e Bankës Kombëtare T

BKT Annual Report 2014 receives two ARC awards from MERCOMM Inc.

The Silver Award for Bank Category and the Honor Award in the Green/Environmentally Sound Annual Reports. The ARC Awards are considered the Oscars of official publications.

BKT Annual Report 2014 receives two ARC awards from MERCOMM Inc.

The Silver Award for Bank Category and the...

ALBtelecom 4G with 0% Interest

...offer the possibility to buy in installment with 0% interest for one of 4G packages of EAGLE MOBILE If you have a Prima credit card it’s enough to go to one of ALBtelecom stores and get the 4G pack

Suggestion & Complain Form

Incoming Transfers

...IBAN you can contact BKT Call Center at 04 22 66 288 Beneficiary’s Bank: Banka Kombëtare Tregtare SHA, Tirana; BIC/Swift code: NCBAALTX Our correspondent Banks, according to currency (also publishe

Incoming Transfers

...IBAN you can contact BKT Call Center at 04 22 66 288 Beneficiary’s Bank: Banka Kombëtare Tregtare SHA, Tirana; BIC/Swift code: NCBAALTX Our correspondent Banks, according to currency (also publishe

eXtra Bonus ALBtelecom!

Fito 5% eXtra Bonus në ALBtelecom! Paguaj me Kartat e Kreditit BKT Prima në të gjithë rrjetin e dyqaneve ALBtelecom dhe përfito 5% eXtra Bonus per cdo blerje! eXtra Bonus përfitohet vetëm nëpërmjet pa

eXtra Bonus ALBtelecom!

eXtra Bonus is earned only with payents done in physical POS in ALBtelecom Moreover, you can choose to pay up to 12 installments with 0% interest with your Prima credit card!

ALBtelecom 4G me 0% interes

...BASHKËPUNIM ME ALBTELECOM OFRON MUNDËSI FINANCIMI ME KËSTE DHE ME 0% INTERES PËR PAKETAT 4G TË RRJETIT EAGLE MOBILE Nëse keni një kartë krediti Prima mjafton të drejtoheni tek një nga dyqanet ALBte

ALBtelecom

Informacion shtesë: Të gjithë Kartat e Kreditit MasterCard Standard, MasterCard Gold, Visa Classic dhe Visa Gold të lëshuara nga BKT janë të vlefshme. Numri i kësteve zgjidhet në momentin kur bëni pag

ALBtelecom

Additional information: All Prima credit cards MasterCard Standard, MasterCard Gold, Visa Classic and Visa issued by BKT will participate. The number of installment can be chosen when making the payme

Important Announcement for retail and business loan customers

...Announcement for retail and business loan customers 2020 Banka Kombetare Tregtare following the order issued by Albanian Government and Bank of Albania on 17th of March 2020, with the purpose of su

Automatic Exchange of Information on Financial Accounts

tatime.gov.al or you may consult a fiscal advisor or local tax authority.

World Savings Banks Institute (WSBI) elects new Board of Directors. First time an Albanian bank is on the Board

Representation with its Chairman and CEO and Board Member in the Board of Directors of such an important international organization reaffirms the good track that BKT is following in the direction of h

Trade Sector

In cases where the customer has only overdraft in BKT, the maximum limit can go up to 40% of the annual turnover, Payment Method - Monthly Interest and principal at maturity, You can benefit from low

Public Sector

...Sector The public sector is part of economic and administrative life that deals with the delivery of goods and services by and for the government, whether national or local/municipal. The public se

Outgoing Tranfers

going Transfers The data necessary for the execution of an outgoing transfer to other banks are: In Branch: Name and address of beneficiary; IBAN of beneficiary’s account (or account number for countr

JCR Eurasia Rating reaffirms BKT as ‘AAA (Alb) for Corporate Governance

...Eurasia Rating reaffirms BKT as ‘AAA (Alb) for Corporate Governance 2019 JCR Eurasia Rating, during periodic review reaffirmed for the 12 th time in a row Banka Kombëtare Tregtare (BKT) with score

JCR Eurasia Rating, has evaluated consolidated structure of “Banka Kombetare Tregtare Sh.A.” in the investment-level category with highest credit quality

” in the investment-level category with highest credit quality 2025 JCR Eurasia Rating, has evaluated consolidated structure of “ Banka Kombetare Tregtare Sh.A .” in the investment-level category with

Interview Monitor, Mr. Seyhan Pencabligil, September 2025

...and Board Member of BKT For Monitor Magazine, 25 th of September 2025 How would you assess BKT’s performance in 2024 and so far in 2025? 2024 was a good year for BKT, with nearly all our targets ac

Interview for Monitor Magazine, April 2025 with Mr. Seyhan Pencabligil, Chief Executive Officer and Board Member of BKT

Large banks are already required to hold double the capital, while smaller banks may lack sufficient capital to meet growing demand. There is an ongoing discussion about adjusting the overlap between

History

EMEA Finance and Euromoney evaluate BKT as The Best Bank in Albania for 2012, while JCR-ER assigns AA (Alb) for Corporate Governance. 2013 becomes the most successful year of BKT, gathering the three

Fushata “Fto & Fito”

...“Fto & Fito” Termat & Kushtet e Fushatës “Fto & Fito” deri në 31 Dhjetor 2025 Përkufizime BKT – Banka Kombëtare Tregtare sh.a., me adresë: Rruga e Vilave, Lundër 1, 1045, Tiranë, Shqipëri, ofruesi

Energy Sector

...Sector Albania has excellent natural resources for RE investments. Energy sector in Albania constitutes a strategic resource for sustainable economic growth, given the variety of its energy sources

During year 2022, BKT reached the highest historic profit - Interview with Mr. Seyhan Pencabligil

...for Monitor Magazine of Mr. Seyhan Pencabligil, Chief Executive Officer and Board Member of BKT. 2023 In an interview for Monitor Magazine, Mr. Seyhan Pencabligil, Chief Executive Officer and Board

Directors

...has been certified by ACAMS (Advancing Financial Crime Proffessionals World Wide) which is a required standard in AML certifications and recognized internationally by financial institutions, govern

Customer Instructions to avoid further spread of COVID-19

If you go to BKT branches you will follow some unusual rules for your safety and Bank staff. Stay at least 1.5 m from the Bank employee. Limit your time visit the branch. If you visit one ofe BKT bran

Board of Directors

Usta acts as The Chairman of the Board of Directors at Aktifbank subsidiaries UPT Ödeme Hizmetleri A.Ş., Sigortayeri Sigorta ve Reasürans Brokerlik A.Ş. Serdar Sümer Vice Chairman Mr. Sümer holds a de

BKT Supports Construction Sector

...Supports Construction Sector 2016 BKT organized a business gathering with representatives from the construction business in Sheraton Hotel. BKT SUPPORTS CONSTRUCTION SECTOR Tirana, Albania (April 1

BE CUSTOMER

...minutes? Follow the steps below to complete online registration: Download BKT Smart by Scanning the QR Code or clicking on the Link below: App Store Google Play Store Select the New Customer / User

Banking System Ready to Use

...System Ready to Use 04-08-2021 Today and tomorrow (04.08.2021 – 05.08.2021) all our branches will serve until 20:00 in order to compensate for our interrupted services. Our valued customers, After

Automatic Bill Payments

In the Internet Branch, the salaries go directly to the third stage of the process, “Pending salary approvals,” and are ready for approval. This service helps process salaries in real time, increases

Agriculture Sector

...for Agriculture Businesses The favorable climate & low-cost rural workforce make Albania a good investment potential in Agriculture. It contributes with 20% of Albanian GDP. Most of agro products a

"ON THE FUNCTIONING OF THE AIPS EURO SYSTEM FOR PAYMENT OF DOMESTIC TRANSFERS TO CLIENTS IN EURO"

Commission for Domestic Money Transfers in EURO will be as following: Category Spot (t+1) Express (t+0) Branch Individual 0.15% (min 5 €, max 40 €) 0.2% (min 6 €, max 50 €) Business 0.15% (min 6 €, ma

Tourism Sector

Tourism Sector In the challenges of the medium- and long-term developments of the Albanian economy, tourism is considered one of the most potential sectors for achieving a higher economic growth and w

More payments with your Mastercard cards, more chances of winning a ticket to UEFA Champions League Final London 2024!

...payments with your Mastercard cards, more chances of winning a ticket to UEFA Champions League Final London 2024! BKT Masterardr cards always surprise you! This time you can win 2 tickets for UEFA

January 28 – International Data Protection Day

...campaign aimed at informing and sensitizing citizens about the importance of protecting personal data, particularly in the financial sector. January 28 – International Data Protection Day On the oc

Get to know contactless

From now on MasterCard Standard and MasterCard Gold will be Contactless Card. With Contactless feature, it is not necessary to insert the card into the POS terminal, but simply Tap & Go. Contactless p

Digital Customer Onboarding

...Customer Onboarding What is the Digital Customer Onboarding? Digital Customer Onboarding is the process of digitally registering new customers. With our new platform, you can complete the registrat

Construction Sector

...Sector It is the second largest sector in Albania by having the second contribution in Albanian GDP. For several years the construction sector has suffered the lack of liquidity. But, during the la

BKT Launches New Products To Support Agrobusiness

...Launches New Products To Support Agrobusiness 2012 Banka Kombëtare Tregtare (BKT), within the framework of supporting agribusiness, has launched today for SME-s operating in the agriculture sector,

BKT Keeps Creating Facilities To Its Clients

Among these products, BKT clients may use outgoing transfers within Albania up to 1,5 million Lek, all incoming transfers in Lek, registration and usage of “Internet” Branch and Mobile Banking, emigra

JCR Eurasia Rating reaffirms AAA (Alb) to BKT for the sixth time in a row

in a high-level investment category and affirmed for the sixth time in a row its ratings on the Long Term National Scale as ‘AAA (Alb)’ along with a ‘Stable’ outlook. JCR Eurasia Rating reaffirms AAA

Win a ticket to Unum festival by sending money with SmartPay!

...a ticket to Unum festival by sending money with SmartPay! 10 tickets to Unum festival for all individuals who perform a greater number of sending transactions with SmartPay! Tickets are valid for t

Up to 50% off on entertainment during your travels with BookingBash and Visa.

Download the BookingBash app from the App Store or Google Play. 2.On the main page, click on the “Discover Offer” option. 3.Register your Visa card in the BookingBash app (the first 6 digits will dete

Tractor Loan

tor Loan From sowing to harvest – Invest today to reap more tomorrow. BKT introduces a new financing opportunity for the agricultural sector: a dedicated loan for the purchase of a new tractor and spe

Tourism Loan

Tourism Financing as Investment Loan BKT's support all the business in tourism sector by enabling businesses to expand, renovate their activity, thereby contributing to the overall growth and competit

Tourism Loan

Tourism Financing as Investment Loan BKT's support all the business in tourism sector by enabling businesses to expand, renovate their activity, thereby contributing to the overall growth and competit

Top ups and Payments for TV

Top ups and Payments for TV Top ups and Payments for TV - Win 10 times the amount in the savings account up to a maximum of 10,000 ALL.

SWIFT GO

...GO BKT is now part of Swift Go as a Beneficiary bank, which allows lower value payments up to EUR 10,000 or equivalent to be transferred within 4 hours. Receive payments to BKT through Swift Go, th

SWIFT GO

...GO BKT is now part of Swift Go as a Beneficiary bank, which allows lower value payments up to EUR 10,000 or equivalent to be transferred within 4 hours. Receive payments to BKT through Swift Go, th

Rimbushje celulari (Top-up)

...Celulare (Top-up)Pagesa e abonimit TV Shërbimi i rimbushjes së operatorëve One Albania, Vodafone Albania mund të performohet në Degën “Internet” , në BKT Smart si dhe në çdo ATM të BKT-së.

Paguaj me Prima dhe fito eXtra Bonus!

...me Prima dhe fito eXtra Bonus! Kartat e kreditit BKT Prima janë gjithmonë pranë jush duke ju dhuruar eXtra Bonus në blerjet tuaja.

Na Kontakto

...Kontakto Banka Kombëtare Tregtare Adresa e zyrave qendrore: Rruga e Vilave, Lundër 1, 1045, Tiranë, Shqipëri Numri i telefonit +355 (0) 4 22 66 288 SWIFT Code: NCBAALTX Adresa e e-mail: info@bkt.co

International Women’s Day 2022: “Gender equality today for a sustainable tomorrow”

...Women’s Day 2022: “Gender equality today for a sustainable tomorrow” 2022 ​Banka Kombetare Tregtare as part of the international organization UN Women supports and will be part of the event for Int

How to Open a Deposit

2014, accounts and deposits in BKT are insured up to the amount 2,500,000 (two million five hundred thousand) ALL from the Deposit Insurance Agency - www.asd.gov.al...

Fito një biletë për Unum festival duke dërguar para me SmartPay!

to një biletë për Unum festival duke dërguar para me SmartPay! 10 bileta falas në Unum festival për të gjithë individët të cilët kryejnë më shumë dërgesa parash duke përdorur SmartPay! 10 bileta falas

BRANCH & ATM SHERATON

...& ATM SHERATON 41.316694, 19.823111 Sheshi "Italia", Hotel Mac Albania, Tiranë, Shqipëri +355 4 22 66 277 No info@bkt.com.

BRANCH & ATM RROGOZHINË

...& ATM RROGOZHINË 41.075972, 19.665000 Lagjia Nr. 1, Rrogozhinë, Shqipëri +355 5 77 23 207 No info@bkt.com.

BRANCH & ATM IBRAHIM RUGOVA

...& ATM IBRAHIM RUGOVA 41.326951, 19.816450 Rr. "Ibrahim Rugova”, Tiranë, Shqipëri +355 4 22 39 418, + 355 4 22 43 940 No info@bkt.com.

Back to School brings CASHBACK with your BanKomat card Visa!

...to School brings CASHBACK with your BanKomat card Visa! Performing 3 transactions, each one 5,000 All or more will make you winner of 2,000 All cashback! Back to School comes with CASHBACK with BKT

Back to School brings CASHBACK with your BanKomat card mastercard®!

...to School brings CASHBACK with your BanKomat card mastercard®! Performing 3 transactions, each one 5,000 All or more will make you winner of 2,000 All cashback! Back to School comes with CASHBACK w

Automatic Exchange of Financial Accounts

This standard adopted for implementation by the Albanian Government through Council of Minister Decision (CMD) No. 178 dated 09.03.2016 obliges financial institutions in participating countries (inclu

Automatic Bill Payments

tomatic Bill Payments BKT has agreement and offers this service for ALBtelecom, Telekom, OSHEE, UKT, UKD, UKKO, UKV, Vodafone & DigitAlb (with instalments). Instead of paying bills each month, you may

ATM QËNDRA TREGTARE TWIN TOWER

...QËNDRA TREGTARE TWIN TOWER 41.322166, 19.819722 Bulevardi “Dëshmorët e Kombit”, Twin Towers, Kulla 1, Kati 9, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.

ATM QËNDRA TREGTARE TOPTANI

...QËNDRA TREGTARE TOPTANI 41.327223, 19.8224731 Rr. "Abdi Toptani", Qendra Tregtare Toptani, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.

ATM PATOS

...PATOS 40.680944, 19.627055 Sheshi Mustafa Matohiti,Pll. Nr. 1,Lagjia e Re ,Patos, Fier , Shqipëri +355 4 22 66 288 No info@bkt.com.

ATM DREJTORIA E PËRGJITHSHME 2

...DREJTORIA E PËRGJITHSHME 2 41.320000, 19.820000 Bulevardi "Zhan d'Ark", Tiranë, Shqipëri + 355 4 22 66 288 No info@bkt.com.

ATM DREJTORIA E PËRGJITHSHME 1

...DREJTORIA E PËRGJITHSHME 1 41.320000, 19.820000 Bulevardi "Zhan d'Ark", Tiranë, Shqipëri + 355 4 22 66 288 No info@bkt.com.

AAA (Alb) rating by- JCR Eurasia Rating for Corporate Governance for the second time in a row

...(Alb) rating by- JCR Eurasia Rating for Corporate Governance for the second time in a row 2015 JCR-Eurasia Rating has assigned for the second time in a row to BKT “AAA (Alb)/Distinctive” the grade

Yellow Protocol of Hygienic-Sanitary Measures Covid-19 for financial institutions

...Protocol of Hygienic-Sanitary Measures Covid-19 for financial institutions 2020 YELLOW PROTOCOL OF HYGIENIC-SANITARY MEASURES COVID-19 FOR FINANCIAL INSTITUTIONS Pursuant to the Yellow Protocol app

WIN SAMSONITE LAPTOP BAG AND JBL HEADPHONES

...“Samsonite Laptop Bag + JBL Headphones” All customers who perform mobile top-ups or TV payments through the following channels become part of this promotional game.

Win “LAPTOP HP”

...“LAPTOP HP” – Mobile Recharge and Payments for TV Participants in the promotion activity will be the clients who will perform: Mobile recharge according to operators that operate in the market such

Win “LAPTOP HP”

...“LAPTOP HP” – Mobile Recharge and Payments for TV Participants in the promotion activity will be the customers who will perform: Mobile recharge according to operators that operate in the market su

Win "HP Laptop"

* HP Laptop winners will be excluded from the ongoing game if they have won this prize before (during the year in which the promotional game takes place).

Win a ticket to UNUM festival with BanKomaT and Prima mastercard®

...a ticket to UNUM festival with BanKomaT and Prima mastercard® 10 carholders, BanKomaT or Prima mastercard® who perform the highest number of contactless transactions in BKT POS will win a free tick

VIDEO TUTORIALS

...TUTORIALS How to deposit money via QR code in Smart BanKomaT? How to withdraw to Smart BanKomaT with QR code? How to withdraw quickly from Smart BanKomaT? How to Deposit money to your bank account

VIDEO TUTORIALS

...TUTORIALS To further simplify your experience in the BKT ATM network, we invite you to watch the following video tutorials: How to deposit money via QR code in Smart BanKomaT? How to withdraw to Sm

Video Tutorial

...Bizneset? Si të kryesh pagesën e kartës së kreditit të biznesit? Si të gjenerosh kodin unik nga Dega Internet për Bizneset? Si të kryej depozitim me QR Kod për biznesin? Si të dërgosh para brenda v

Video Tutorial

...BKT Smart? How to temporarily block and reactivate the credit card directly from BKT Smart? How to find the password in BKT Smart, in case you forgot it? How to get a new PIN for your debit card? H

VIDEO TUTORIAL

Registration and Login to Business E-Banking2.Products3.Payments4.Exchange5.Credit Cards6.Cardless7.Transfers8.

Veprime Ditore

Veprime Ditore

Up to 6 installments with 0% interest in LC Waikiki!

...to 6 installments with 0% interest in LC Waikiki! Buy on installments in LC Waikiki with BKT Prima credit cards and chose up to 6 installments with 0% interest. Buy on installments in LC Waikiki wi

Up to 18 installments with 0% interest in Neptun!

Every category is available for installment purchases!

Turning your vacation into her favourite childhood memory! Priceless®!

...your vacation into her favourite childhood memory! Priceless®! ​Enjoy each day with Mastercard. Enjoy each day with Mastercard. Enjoy at maximum each moment with BKT Mastercard cards!

Top Up dhe Pagesa për Tv

Top up dhe pagesa për tv Top up dhe pagesa për TV – Fito në vlerën 10 herë të shumës në llogarinë e kursimit deri në vlerën max 10,000 lekë.

Terms & Conditions valid from October 07, 2025

...& Conditions valid from October 07, 2025 2025 Terms & Conditions for Retail valid from October 07, 2025 Individual Terms Conditions valid from October 07, 2025 Terms & Conditions for Business valid

TAKSAT VJETORE TË AUTOMJETEVE

...vjetore të automjeteve BKT, në bashkëpunim me e-Albania dhe DPSHTRR , sjell një shërbim inovativ që u mundëson qytetarëve dhe bizneseve të kryejnë në mënyrë tërësisht elektronike pagesën e taksës v

Swift Go

...GO BKT është tashmë pjesë e Swift Go si bankë përfituese, e cila lejon që pagesat me vlerë deri në 10,000 EUR ose ekuivalente të transferohen brenda 4 orëve. Merrni pagesa në BKT përmes Swift Go, m

SWIFT GO

...GO BKT është tashmë pjesë e Swift Go si bankë përfituese, e cila lejon që pagesat me vlerë deri në 10,000 EUR ose ekuivalente të transferohen brenda 4 orëve. Merrni pagesa në BKT përmes Swift Go, m

Shkëmbimi Automatik i Llogarive Financiare

...Automatik i Llogarive Financiare Standardi i Përbashkët i Raportimit për Shkëmbimin Automatik të Informacionit të Llogarisë Financiare (CRS) parashikuar në dispozitat e ligjit nr. 4/2020 "Për shkëm

Sektori Publik

tori Publik Sektori Publik është ajo pjesë e jetës ekonomike dhe administrative e cila merret me ofrimin e produkteve dhe shërbimeve nga dhe për qeverinë, qoftë ajo qëndrore ose vendore. Sektori Publi

Sektori i Turizmit

tori i Turizmit Në sfidat e zhvillimeve afatmesme dhe afatgjata të ekonomisë shqiptare, turizmi konsiderohet si një nga sektorët më potencialë për arritjen e një rritjeje më të lartë ekonomike dhe me

Sektori i Tregtisë

tori i Tregtisë Sektori tregtar është vazhdimisht në ndryshim dhe zhvillim ndërsa tregu global mbetet intensivisht konkurrues. Shitësit me pakicë dhe tregtarët me shumicë përballen me sfida të mëdha p

Sektori i Industrisë

tori i Ndërtimit Ky është sektori i dytë më i madh në Shqipëri duke pasur kontributin e dytë në PBB-në shqiptare. Për disa vite sektori i ndërtimit ka vuajtur mungesën e likuiditetit. Por, gjatë vitit

Sektori i Energjisë

...(lustrim i dyfishtë / trefishtë) Sisteme të ngrohjes me panele diellore Përmirësimet në sistemin e ngrohjes / ftohjes Blerja e bojlerëve / kazanët e efektshëm të biomasës Optimizimi i sistemeve të

Sektori i Agrikulturës

...për Bizneset Bujqësore Klima e favorshme dhe kosto e ulët e fuqisë punëtore e bëjnë Shqipërinë nje vend me potencial të mirë investimi në bujqësi. Ai kontribuon me 20% të PBB-së së Shqipërisë. Shum

Reimbursement for Automatic Bill Payments Prize

...for Automatic Bill Payments” Prize This prize is dedicated to customers who make Monthly Automatic Bill Payments in BKT Smart. Criteria: Ticket Generation: Each monthly payment of the automatic bil

Regjistrohu ne BKT Smart dhe Fito 1 GB internet Falas

...ne BKT Smart dhe Fito 1 GB internet Falas Nëse keni numër celulari ALBtelecom dhe regjistroheni ne aplikacionin më të zgjuar bankar BKT Smart, do të keni mundësinë të fitoni 1 GB internet falas me

Regjistrohu dhe fito CASHBACK me kartat e BKT gjatë EURO 2024!

Si kryhet regjistrimi: Në numrin e WhatsApp + 355696023003 duhet të dërgoni: “Em ër Mbiem ër ( 4 numrat e fundit të kart ës) EURO 2024!” Kushtet për të përfituar CASHBACK-un: Gjatë periudhës së fushat

Register to BKT Smart and win 1 GB internet for Free.

...to BKT Smart and win 1 GB internet for Free. If you are an ALBtelecom mobile number and you register to BKT Smart application, you have will earn 1 GB internet for Free and with them, you will have

Raporte Vjetore

...Vjetore Shkarko Raport Vjetor 2024 Shkarko Raport Vjetor 2023 Shkarko Raport Vjetor 2022 Shkarko Raport Vjetor 2021 Shkarko Raport Vjetor 2020 Shkarko Raport Vjetor 2019 Shkarko Raport Vjetor 2018

Prize Laptop

...“Laptop” This prize is dedicated to individuals who have registered as BKT customers digitally via BKT Smart. Eligibility Criteria Eligible actions: Customers who have registered as BKT customers d

Price for the salary customers in BKT

...from BKT Salary customers that have at least one salary payment with BKT during the promotion activity period and the account has the salary category at the date when the list is generated. The win

Price for the salary customer in BKT

...for new and existing salary customer in BKT - Win 12,500 All per each active bank product The price will be selected from BKT Salary customers that have at least one salary payment with BKT during

Price for salary customer in BKT

...for new and existing salary customer in BKT The price will be selected from BKT Salary customers that have at least one salary payment with BKT during the lottery draw period. The winner of this pr

Price for Salary Customer in BKT

...from BKT Salary customers that have at least one salary payment with BKT during the promotion activity period and the account has the salary category at the date when the list is generated. The win

Pay with Prima in OVS and start paying your first installment after 3 months! Up to 6 installments with 0% interest!

Up to 6 installments with 0% interest! BKT Prima credit cards offer you’re the possibility to make a purchase on installments and start paying the 1st installment after 3 months. BKT Prima credit card

Pay with Prima in Coin and start paying your first installment after 3 months! Up to 6 installments with 0% interest!

Up to 6 installments with 0% interest! BKT Prima credit cards offer you’re the possibility to make a purchase on installments and start paying the 1st installment after 3 months. BKT Prima credit card

Paguaj me SmartPay në Mulliri dhe përfito një kafe Falas

...ato që pëlqejnë kafe falas! Vetëm duke paguar me SmartPay! Dëshiron të shijosh kafe falas te Mulliri? Mjafton të paguash me SmartPay në POS-in e BKT-së! Dëshiron të shijosh kafe falas te Mulliri ?

Paguaj me Kartat e Kreditit & Debitit BKT në të gjithë rrjetin e supermarketeve Spar dhe përfito 2000 Lekë Cashback

...me Kartat e Kreditit & Debitit BKT në të gjithë rrjetin e supermarketeve Spar dhe përfito 2000 Lekë Cashback Blerjet me kartat e BKT debit/kredit në Spar do t’ju shpërblejne këtë periudhë festash.

Paguaj me Kartat e Kreditit & Debitit BKT në Megatek dhe përfito 500 Lekë Cashback

...me Kartat e Kreditit & Debitit BKT në Megatek dhe përfito 500 Lekë Cashback Blerjet me kartat e BKT debit/kredit në Megatek do të ju shpërblejne këtë periudhë festash. Duke plotësuar kushtet si mëp

Paguaj me Kartat e Kreditit & Debitit BKT (Mastercard) dhe përfito 5% Cashback

...me Kartat e Kreditit & Debitit BKT (Mastercard) dhe përfito 5% Cashback Blerjet me kartat e BKT (Mastecard) nuk kanë qënë ndonjëherë më shumë shpërblyese se këtë periudhë festive. Blerjet me kartat

Paguaj me Kartat e Debitit & Kreditit Prima BKT dhe përfito 10% Cash-back

...me Kartat e Debitit & Kreditit Prima BKT dhe përfito 10% Cash-back Blerjet me kartat e debitit dhe kreditit Prima BKT nuk kanë qenë ndonjëherë më shumë shpërblyese se ketë periudhë. Duke plotësuar

Pagese Automatike Fature Mujore

...Automatike Fature Mujore - Fito deri në 10,000 Lekë Kthimi i vlerës të pagesës automatike të faturës mujore të ekzekutuar gjatë periudhës së përcaktuar për hedhjen e lojës promocionale, për kontrat

Pagese Automatike Fature Mujore

...Automatike Fature Mujore - Fito deri në 10,000 Lekë Kthimi i vlerës të pagesës automatike të faturës mujore të ekzekutuar gjatë periudhës së përcaktuar për hedhjen e lojës promocionale, për kontrat

Pagese Automatike Fature

...Automatike Fature - Fito deri në 10, 000 ALL nga pagesa e faturave automatike Çmimi do të jetë: kthimi i vlerës të shumës për faturën e Debitimit Direkt të ekzekutuar gjatë periudhës 3 mujore, për

Pagesat Automatike Faturash

Bizneset mund të ngarkojnë faturat në sistemin e tyre financiar (Enterprise Resource Planning - ERP) dhe më pas përmes integrimit me BKT dërgojnë për pagesë këto fatura, të cilat shfaqen për ekzekutim

Pagesa Automatike Fature

...Automatike Fature BKT ka marrëveshje dhe ofron këtë shërbim për ALBtelecom, Telekom, OSHEE, UKT, UKD, UKKO, UKV, Vodafone & DigitAlb (me keste). Në vend që të paguani fatura çdo muaj, ju mund të au

Pagesë Automatike Fature Mujore

...Automatike Fature Mujore - Fito deri në 10,000 Lekë Kthimi i vlerës të pagesës automatike të faturës mujore të ekzekutuar gjatë periudhës së përcaktuar për hedhjen e lojës promocionale, për kontrat

Pagesë Automatike Fature

...Automatike Fature Pagesë Automatike Fature - Fito deri në 30, 000 ALL nga pagesa automatike e faturave. Çmimi do te jete: kthimi i vlerës të shumës së faturës të Pagesës Automatike të ekzekutuar gj

Pagesë Automatike Fature

...Automatike Fature - Fito deri në 10,000 Lekë Çmimi do të jetë: kthimi i vlerës të pagesës automatike të faturës të ekzekutuar gjatë periudhës së përcaktuar për hedhjen e llotarisë, për kontratat e

Notice to customers on banking services

...to customers on banking services 04-08-2021 The hardware problem that caused a short-term interruption in our banking system has been resolved. Our valued customers, The hardware problem that cause

Na kontaktoni

Marrëdhënia me Investitorët

...me Investitorët Këtu mund të gjeni informacione të detajuara dhe raporte të ndryshme.

Mango

go 2-3 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installments. A

Mango

go 2-3 këste me 0% interes Si të përfitoni: Duke kryer pagesa me kartat e kreditit BKT Prima në POS-et e BKT ju përfitoni mundësine e ndarjes në këste. Informacion shtesë: Të gjithë Kartat e Kreditit

Llotaria Pagesa Automatike Fature

...Automatike Fature Mujore - Fito deri në 10,000 Lekë Çmimi do të jetë: kthimi i vlerës të pagesës automatike të faturës mujore të ekzekutuar gjatë periudhës së përcaktuar për hedhjen e lojës promoci

Leadership & Governance

...& Governance BKT sees the transparency to the shareholders, employees and other stakeholders as an important responsibility within the frame of applying the best practices on corporate governance p

Kryej 5 veprime online dhe fito 1,000 lekë Cashback me kartën e debitit Visa BanKomaT!

...5 veprime online dhe fito 1,000 lekë Cashback me kartën e debitit Visa BanKomaT! Kartat e debitit Visa BanKomaT janë gjithmonë pranë jush për t’ju shpërblyer me CASHBACK! Mjafton të kryeni 5 veprim

Kryej 5 veprime online dhe fito 1,000 lekë Cashback me kartën e debitit mastercard® BanKomaT!

...5 veprime online dhe fito 1,000 lekë Cashback me kartën e debitit mastercard® BanKomaT! Kartat e debitit mastercard® BanKomaT janë gjithmonë pranë jush për t’ju shpërblyer me CASHBACK! Mjafton të k

Kredi për Traktor

...për Traktor Nga mbjellja te korrja – Investo sot për të korrur më shumë nesër. Banka Kombëtare Tregtare (BKT) sjell një mundësi të re financimi për sektorin bujqësor: një kredi e dedikuar për blerj

Kredi për Sektorin e Ndërtimit

...për Sektorin e Ndërtimit Me anë të kësaj kredie BKT ju bën të mundur disponimin e kapitalit të nevojshëm për zhvillimin e projekteve në sektorin e ndërtimit privat dhe publik. Ne ju ofrojmë paketa

Kredi për Sektorin e Ndërtimit

...për Sektorin e NdërtimitKushte të Përgjithshme: Me anë të kësaj kredie BKT ju bën të mundur financimin e kapitalit të nevojshëm për zhvillimin e projekteve në sektorin e ndërtimit privat dhe publik

Kredi për furnitorë

...për Furnitorë Me anë të kësaj kredie BKT ju bën të mundur financimin e furnitorëve të kompanive të ndërtimit brenda një limiti të aprovuar për kompaninë e ndërtimit, duke marrë për bazë në këtë mën

Kredi për Furnitorë

...për FurnitorëKushte të përgjithshme: Nëpërmjet kësaj kredie, BKT ju ofron mundësinë për të financuar furnitorët e kompanisë suaj të ndërtimit, brenda kufirit të miratuar. Kjo merr parasysh rrezikun

KREDI PËR FURNITORË

...për FurnitorëKushte të përgjithshme: Nëpërmjet kësaj kredie, BKT ju ofron mundësinë për të financuar furnitorët e kompanisë suaj të ndërtimit, brenda kufirit të miratuar. Kjo merr parasysh rrezikun

Kredi konsumatore me kolateral

“Bono e Thesarit” - është një instrument i negociueshëm borxhi me maturim deri në një vit, që emetohet dhe garantohet nga Qeveria e Republikës së Shqipërisë. Bonot e Thesarit emetohen në monedhën komb

Kosto

to Rregjistrimi është falas për klientët individë. Nuk ka asnjë tarifë për përdorimin e BKT Dega Internet. Çdo përdorues i Degës Internet mund të kryejë transaksione bankare lehtë dhe pa kosto. Shënim

Kosto

to Shkarkimi i aplikacionit është falas. Nuk ka asnjë tarifë për përdorimin e BKT Smart. Çdo përdorues i BKT Smart mund të kryejë transaksione bankare lehtë dhe pa kosto.

Kosto

TO Rregjistrimi është falas për klientët biznes. Nuk ka asnjë tarifë për përdorimin e BKT Dega Internet. Çdo përdorues i Degës Internet mund të kryejë transaksione bankare lehtë dhe pa kosto. Shënim:

Komisioni vjetor si Bonus

...vjetor si Bonus 1,500 ALL Bonus, 3,000 ALL Bonus Si ta përfitoni: Duke shpenzuar gjatë nje viti me kartat Prima Standard minimumi 400,000 ALL dhe ato Gold 600,000 ALL atëhere do të fitoni komisioni

Këtë Shën Valentin festo me cashback apo eXtra Bonus!

...Shën Valentin festo me cashback apo eXtra Bonus! Thuaj ‘’Të dua’’ me kartat Prima dhe BanKomaT dhe fito 1,000 lekë eXtra Bonus apo 1,000 lekë Cashback! Mjafton të kryesh 2 transaksione: Një transak

Këmbimi valutor

...valutor Ju mund të kryeni blerje dhe shitje të monedhave të huaja në BKT me kurse tepër të favorshme këmbimi. Ju mund të kryeni shitje të monedhave të huaja kundrejt momedhës lekë: US$/LEK, EUR/LEK

Këmbim Valutor

...Valutor Ju mund të kryeni blerje dhe shitje të monedhave të huaja në BKT me kurse tepër të favorshme këmbimi. Ju mund të merrni çmimet më konkurruese në treg për blerje/ shitjet në monedhë të huaj

JCR Eurasia Rating reaffirms AAA (Alb) to BKT for the ninth time in a row

...reaffirms AAA (Alb) to BKT for the ninth time in a row 2017 Eurasia Rating has evaluated Banka Kombetare Tregtare (BKT) in a high-level investment category and affirmed its ratings on the Long Term

JCR Eurasia Rating ka vlerësuar strukturën e konsoliduar të “Banka Kombëtare Tregtare Sh.A.” në kategorinë e nivelit të investimit me cilësinë më të lartë të kreditit.

” në kategorinë e nivelit të investimit me cilësinë më të lartë të kreditit. 2025 JCR Eurasia Rating ka vlerësuar strukturën e konsoliduar të “ Banka Kombëtare Tregtare Sh.A.

Investor Relations

tor Relations Here you may find detailed information and different reports.

Investo

INVENTORY LOAN

tory LoanGeneral Conditions: This loan empowers you to access a working capital for inventory purchase, enabling your business to smoothly carry out its operations. BKT provides support, offering flex

Inventory Loan

tory LoanGeneral Conditions: Through this loan, BKT accesses you to use a circular capital for inventory purchase, merchandise, raw materials, working capital financing etc. Through BKT’s support, you

Inventory Loan

tory Loan Through this loan, BKT accesses you to use a circular capital for inventory purchase, merchandise, raw materials, working capital financing etc. Through BKT’s support, your business will fol

Intervistë Z. Seyhan Pencabligil - BKT ka patur një rritje të fortë, në portofolin e kredive individuale dhe atë të depozitave

Gjithashtu është krijuar një frymë bashkëpunimi në rritje midis shtetit dhe sektorit bankar, me të dyja palët të prirura të rrisin dhe përmirësojnë shërbimet për qytetarët – një zhvillim ky që nënvizo

Intervistë për Revistën Monitor, Prill 2025 nga Z. Seyhan Pencabligil, Drejtor i Përgjithshëm dhe Anëtar Bordi i BKT

...për Revistën Monitor, Prill 2025 nga Z. Seyhan Pencabligil, Drejtor i Përgjithshëm dhe Anëtar Bordi i BKT 2025 Intervistë me Z.

Intervistë për Ekofin, Qershor 2025, Z. Fatih Karli, Zv. Drejtor i Përgjithshëm

Këto zgjidhje mund të ndahen në dy kategori kryesore: përmirësime të vazhdueshme dhe ndryshime radikale. Me BKT Smart, klientët mund të kryejnë të gjitha llojet e transfertave: brenda BKT-së, brenda v

Intervistë Monitor, Z. Seyhan Pencabligil, Shtator 2025

Nxitjet për financimin e këtyre sektorëve, qoftë përmes kërkesave më fleksibël të kapitalit apo garancive, mund të hapin rrugë për rritje ekonomike. Parashikueshmëria rregullatore: ulja e burokracisë,

How to Use Telephone-Banking

...to Use Telephone-Banking TELEPHONE-BANKING...

How to Use IVR System

...to Use IVR System IVR SYSTEM MANUAL...

Historik

...Dega e parë e Bankës Kombëtare Tregtare u themelua në Durrës më datë 29 nëntor 1925, në godinën historike ku sot ndodhet Dega e BKT në Durrës. Godina në të cilën ndodhet kjo degë e BKT-së përfaqëso

Golden Point

Golden Point 2-3 këste me 0% interes Si të përfitoni: Duke kryer pagesa me kartat e kreditit BKT Prima në POS-et e BKT ju përfitoni mundësine e ndarjes në këste. Informacion shtesë: Të gjithë Kartat e

Golden Point

Golden Point 2-6 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into insta

GO GREEN LOAN

GO GREEN LOAN - Investment Loan in photovoltaic panels BKT offers support for all businesses in adopting renewable energy solutions through flexible financing options, promoting sustainability while p

GO GREEN LOAN

GO GREEN LOAN - Investment Loan in photovoltaic panels BKT offers support for all businesses in adopting renewable energy solutions through flexible financing options, promoting sustainability while p

Gjatë vitit 2022, BKT arriti fitimin më të lartë historik-Intervistë me Z. Seyhan Pencabligil

...për revistën Monitor nga Z. Seyhan Pencabligil Drejtor i Përgjithshëm dhe Anëtar Bordi i BKT. 2023 Në një intervistë për revistën Monitor, Z. Seyhan Pencabligil Drejtor i Përgjithshëm dhe Anëtar Bo

Fito "Tablet"

to një Tablet -për klientët e paketave: Deposit Pack Easy Pack Activ Pack Loan Pack Salary Pack Të gjithë klientët që plotësojnë kushtin për të qënë pjesë e paketave të mësipërme, për çdo lojë të hedh

Fito “Syze Virtuale”

to “Syze Virtuale” – rimbushje celular dhe pagesa për TV Pjesëmarrës në llotari do të jenë klientët që do kryejnë: Rimbushje të celularit sipas operatorëve që operojnë në treg si: ALBtelecom Vodafone

Fito nje "Orë Smart"

to një “Orë Smart” Ky çmim ofrohet për rimbushjet e celularit të kryera për operatorin e telefonisë ALBtelecom nëpërmjet nje prej kanaleve të BKT: BKT- Smart Mobile Banking E-banking ATM Çdo rimbushje

Fito një "TABLET"

to një TABLET Ky çmim ofrohet për rimbushjet e celularit të kryera për operatorin e telefonisë ALBtelekom (Eagle Mobile) nëpërmjet nje prej kanaleve të BKT: Mobile Banking E-banking ATM Çdo rimbushje

Fito një "Tablet"

to një "Tablet" Fito një Tablet -për klientët e paketave: Deposit Pack Easy Pack Activ Pack Të gjithë klientët që plotësojnë kushtin për të qënë pjesë e paketave të mësipërme, për çdo llotari të hedhu

Fito Një “TABLET”

to Një “TABLET” Ky cmim ofrohet për rimbushjet e celularit të kryera për operatorin e telefonisë Albtelekom (Eagle Mobile) nëpërmjet nje prej kanaleve te BKT: Mobile Banking E-banking ATM Çdo rimbushj

Fito Një Smart TV

to një Smart TV dhe Kontrate 6 Mujore IPTV Ky cmim do të përzgjidhet nga grupi i klienteve pagamarres ekzistues ose pagamarrers te rinj qe marrin pagen ne BKT dhe: Kanë kartë krediti aktive, Kanë over

Fito një "Scooter Xiaomi"

to një “Xiaomi Mi Electric Scooter Essential” Ky çmim ofrohet për transaksionet Depozitim Cash në ATM-të e BKT-së . Klienti që do të shpallet fitues do të përfitojë një “Xiaomi Mi Electric Scooter Ess

Fito një “Orë Smart”

to një “Orë Smart” Ky çmim ofrohet për rimbushjet e celularit të kryera për operatorin e telefonisë ALBtelecom nëpërmjet një prej kanaleve të BKT-së: BKT- Smart Mobile Banking E-banking ATM Çdo rimbus

Fito një “Orë Smart”

to një “Orë Smart” Ky çmim ofrohet për rimbushjet e celularit të kryera për operatorin e telefonisë ALBtelecom nëpërmjet një prej kanaleve të BKT-së: a. BKT- Smart Mobile Banking b. E-banking c. ATM Ç

Fito një "iPhone X"

to një “iPhone X” Regjistrohu tani në aplikacionin bankar BKT Smart ose kryej të paktën 4 transaksione gjatë 4 muajve dhe automatikisht bëhesh pjesë e shorteut për të fituar 1 iPhone X.

Fito një "iPhone 8"

to një "iPhone 8" Regjistrohu tani në aplikacionin bankar BKT Smart ose kryej të paktën 3 transaksione gjatë 3 muajve dhe ne do tju bëjmë pjesë të shorteut për të fituar 1 iPhone 8.

Fito një “iPhone 12”

to një “iPhone 12” Klienti që kryen të paktën 1 transaksion në muaj gjatë 4 muajve te fundit, nëpërmjet aplikacionit BKT Smart ku shuma minimale e transaksionit është jo më pak se 1,000 Lek/10 EUR, US

Fito një "iPhone 11"

to një “iPhone 11” Rregjistrohu tani në aplikacionin bankar BKT Smart ose kryej të paktën 4 transaksione gjatë 4 muajve dhe automatikisht bëhesh pjesë e lojës për të fituar 1 “iPhone 11”.

Fito Një “Iphone”

to Një “Iphone” Regjistrohu tani ne aplikacionin banker BKT Smart ose kryej te pakten nje transaksion gjate 3 muajve dhe ne do tju bejme pjese e shorteut per te fituar 1 Iphone.

Fito një "Celular Xiaomi"

to një Celular Xiaomi Redmi Note 8 Pro -për klientët e paketave: Deposit Pack Easy Pack Activ Pack Loan Pack Salary Pack Të gjithë klientët që plotësojnë kushtin për të qenë pjesë e paketave të mësipë

Fito një “Celular Xiaomi”

to një “Celular Xiaomi” Ky çmim ofrohet për transaksionet Depozitim Cash në ATM-të e BKT-së. Klienti që do të shpallet fitues do të përfitojë një “Celular Xiaomi”.

Fito “LAPTOP HP”

to “LAPTOP HP” – rimbushje celular dhe pagesa për TV Pjesëmarrës në lojë do të jenë klientët që do kryejnë: Rimbushje të celularit sipas operatorëve që operojnë në treg si: ALBtelecom Vodafone Telekom

Fito “LAPTOP HP”

to “LAPTOP HP” – rimbushje celular dhe pagesa për TV Pjesëmarrës në lojë do të jenë klientët që do kryejnë: Rimbushje të celularit sipas operatorëve që operojnë në treg si: ALBtelecom Vodafone One Tel

Fito Komisionin e Transfertës Ndërkombëtare

to Komisionin e Transfertës Ndërkombëtare Transferta Online - Fito kreditimin e komisionit të paguar për Transfertat Ndërkombëtare Ky cmim ofron “kreditimin” e komisionit të gjeneruar për transfertat

Fito eXtra Bonus në pagesat me kartat e krediti Prima ne TAO TAO

to eXtra Bonus në pagesat me kartat e krediti Prima ne TAO TAO Përveç aventurës dhe argëtimit në TAO TAO, kartat e kreditit BKT Prima ju dhurojnë eXtra Bonus në çdo pagesë që ju kryeni! Përveç aventur

Fito biletë për UNUM festival me BanKomaT dhe Prima mastercard®!

to biletë për UNUM festival me BanKomaT dhe Prima mastercard®! 10 kartëmbajtësit e BanKomaT dhe Prima mastercard® të cilët kryejnë numrin më të lartë të transaksioneve contactless në POS-et e BKT-së d

Fito 3,000 lekë CASHBACK në Megatek!

to 3,000 lekë CASHBACK në Megatek! Kartat e BKT ju japin CASHBACK në blerjet e kryera në Megatek! Kartat e BKT ju japin CASHBACK në blerjet e kryera në Megatek ! Kryej 3 transaksione , secili në vlerë

Fito 3,000 lekë Cashback duke paguar me kartat Visa në Supermarket!

to 3,000 lekë Cashback duke paguar me kartat Visa në Supermarket! Kartat Visa Prima dhe BanKomaT janë gjithmonë pranë jush për t’ju ofruar CASHBACK! Kryeni 6 transaksione me kartat Visa Prima dhe BanK

Fito 2,000 lekë cashback duke paguar me kartat BanKomaT në Supermarket!

to 2,000 lekë cashback duke paguar me kartat BanKomaT në Supermarket! Kartat BanKomaT janë gjithmonë pranë jush për t’ju ofruar CASHBACK! Kryeni 5 transaksione me kartat BanKomaT në SUPERMARKETET e pa

Fito 10% CASHBACK me BKT Prima mastercard® gjatë UNUM Festival!

to 10% CASHBACK me BKT Prima mastercard® gjatë UNUM Festival! Festo, paguaj dhe fito CASHBACK me BKT Prima mastercard®! Duke paguar me kartat BKT Prima mastercard® në Unum Festival ju merrni 10% të sh

Fito 1,000 lekë CASHBACK me kartën e debitit BanKomaT!

to 1,000 lekë CASHBACK me kartën e debitit BanKomaT! CASHBACK-u është i yti! Mjafton që deri më 12 Qershor 2023 të kryesh 10 veprime me kartën tënde të debitit BanKomaT! CASHBACK -u është i yti! Mjaft

Festo Shën Valentinin me eXtra Bonus!

...me Prima dhe fito eXtra Bonus! Me kartat e kreditit BKT Prima gjatë periudhës së Shën Valentinit mund të fitoni 3,000 lekë eXtra Bonus! Me kartat e kreditit BKT Prima gjatë periudhës së Shën Valent

Festo me kartat e BKT dhe fito cashback!

to me kartat e BKT dhe fito cashback! Sa më shumë blerje të kryeni aq më shumë rritet cashback-u që mund të përfitoni gjatë periudhës së festave të fundvitit! Sa më shumë blerje të kryeni aq më shumë

Drejtorët

...Karlı Zëvendës Drejtor i Përgjithshëm | Grupi i Operacioneve dhe Bankingut Dixhital Z. Fatih Karli, është diplomuar në vitin 1997 në Universitetin e Bosforit, Fakulteti i Artit dhe Shkencës, Depart

Deri në 12 këste me 0% interes në TOP SHOP!

...në 12 këste me 0% interes në TOP SHOP! Blini me kartat e kreditit BKT Prima në TOP SHOP dhe ndani blerjet nga 2-12 këste me 0% interes! Blini me kartat e kreditit BKT Prima në TOP SHOP dhe ndani bl

Depozitoni në Smart BanKomaT dhe përfitoni Cashback!

toni në Smart BanKomaT dhe përfitoni Cashback! A keni depozituar së fundmi në Smart BanKomaT e BKT-së? Nëse jo, atëherë depozitoni sërish në Smart BanKomaT dhe ne ju dhurojmë deri në 500 Lekë Cashback

DeFacto

Additional information: All Prima credit cards MasterCard Standard, MasterCard Gold, Visa Classic and Visa issued by BKT will participate. The number of installment can be chosen when making the payme

DeFacto

Informacion shtesë: Të gjithë Kartat e Kreditit MasterCard Standard, MasterCard Gold, Visa Classic dhe Visa Gold të lëshuara nga BKT janë të vlefshme. Numri i kësteve zgjidhet në momentin kur bëni pag

Dërgoni para kudo nëpër botë brenda 1 dite

goni para kudo dhe kryeni transferta ndërkombëtare ndaj partnerëve tuaj nëpër botë brenda 1 dite, sikur të ishin brenda vendit. Me komisionet më preferenciale, më shpejt dhe më lirë se kurrë më parë.

Customs Payments

Through E-customs service and the respective agreement between BKT and DPD, payments done in Bank for custom duties go directly on the balance of the client in customs registry. If you pay from "Inter

Customs Payments

Through E-customs service and the respective agreement between BKT and DPD, payments done in Bank for custom duties go directly on the balance of the client in customs registry. If you pay from "Inter

Çmimi Rimbursim për Pagesa Automatike Faturash

...“Rimbursim për Pagesa Automatike Faturash” Ky çmim u dedikohet klientëve që kryejnë Pagesa Automatike mujore të Faturave në BKT Smart. Kriteret për pjesëmarrje: Gjenerimi i Biletave: Çdo pagesë muj

Çmimi pagesë automatike fature mujore

...Automatike Fature Mujore - Fito deri në 10,000 Lekë Për këtë lojë promocionale, do të konsiderohen pagesat automatike të kryera gjatë periudhës promocionale nga kliente individë që kanë hapur të pa

Çmimi Laptop HP

to “Laptop HP” Ky çmim ofrohet për klientët e paketave: Deposit Pack Easy Pack Active Pack Loan Pack Salary Pack Të gjithë klientët që plotësojnë kushtin për të qenë pjesë e paketave të mësipërme, për

Cmimi Laptop

...“Laptop” Ky çmim u dedikohet individëve që janë regjistruar si klientë të Bankës Kombëtare Tregtare në mënyrë dixhitale përmes BKT Smart.

Çmimi çantë laptop Samsonite dhe kufje JBL

to një “Samsonite Laptop Bag + JBL Head Phones” Të gjithë klientët që kryejnë rimbushje celulari ose pagesa për TV, nëpërmjet kanaleve të mëposhtme, bëhen pjesë e kësaj loje promocionale.

City - Store

Informacion shtesë: Të gjithë Kartat e Kreditit MasterCard Standard, MasterCard Gold, Visa Classic dhe Visa Gold të lëshuara nga BKT janë të vlefshme. Bonusi llogaritet mbi vlerën e faturës dhe automa

City - store

Additional information: All Prima credit cards MasterCard Standard, MasterCard Gold, Visa Classic and Visa issued by BKT will participate. Bonus is calculated on the sum of the receipt and will be upd

Buy up to 8 installments - Fashion Group Albania

FGA shops are: MANGO, PARFOIS, GEOX, SPRINGFIELD, CORTEFIEL, OKAIDI, WOMEN SECRET, CARPISA & PRENATAL.

Buy up to 6 installments in Gentli Shoes!

...up to 6 installments in Gentli Shoes! Buy on installments in Gentli Shoes with BKT Prima credit cards and chose up to 6 installments with 0% interest. Buy on installments in Gentli Shoes with BKT P

Buy up to 24 installments in MEGATEK!

...up to 24 installments in MEGATEK! Buy on installments in MEGATEK with BKT Prima credit cards and choose up to 24 installments with 0% interest .

Buy up to 12 installments in TOP SHOP!

...up to 12 installments in TOP SHOP! Buy on installments in TOP SHOP with BKT Prima credit cards and choose up to 12 installments with 0% interest. Buy on installments in TOP SHOP with BKT Prima cred

Buy up to 12 installments in ROGERS!

...up to 12 installments in ROGERS! Buy on installments in ROGERS with BKT Prima credit cards and choose up to 12 installments with 0% interest. Buy on installments in ROGERS with BKT Prima credit car

Buy up to 12 installments in GLOBE!

Every category is available for installment purchases! Buy on installments in GLOBE with BKT Prima credit cards and chose up to 12 installments with 0% interest . Every category is available for insta

Bli me Mastercard, fito 2 bileta për finalen e UEFA Champions League Londër 2024!

Ketë herë mund të fitosh 2 bileta për finalen e “UEFA Champions League Londër” së bashku me transportin dhe akomodimin e përfshirë! Për t’u bërë pjesëmarrës në këtë fushatë duhet që të kryhesh të pakt

BKT SALARY CUSTOMER

...Salary customers who have received at least one salary payment through BKT during the promotional activity period, and whose account has the salary category at the time when the list is generated.

BKT Salary Customer

...from BKT Salary customers that have at least one salary payment with BKT during the promotion activity period and the account has the salary category at the date when the list is generated. The win

BKT Salary Customer

...from BKT Salary customers that have at least one salary payment with BKT during the promotion activity period and the account has the salary category at the date when the list is generated. The win

BKT Pranë Sektorit Të Ndërtimit

...Pranë Sektorit Të Ndërtimit 2016 BKT organizoi një takim miqësor me përfaqësues të biznesit në fushën e ndërtimit në ambjentet e hotel Sheraton BKT PRANË SEKTORIT TË NDËRTIMIT Tiranë, Shqipëri (18

BKT Feston 90 Vjetorin E Saj Me Çmimin "Banka Më E Mirë Në Shqipëri" Për Të Gjashtën Herë Nga "The Banker"

Ky sukses krijon pritshmëri akoma më të larta në mjedisin tonë të punës dhe kjo performancë nuk është e mjaftueshme. Ne do të vendosim standarde të reja jo vetëm për industrinë tonë dhe jo vetëm në Sh

BKT Feston 85-Vjetorin E Degës Së Saj Në Vlorë

...ndërsa dizajni i brendshëm i degës është rinovuar në mënyrë të tillë që jo vetëm të nxjerrin në pah karakteristikat e ndërtimit por njëkohësisht ta bëjnë degën lehtësisht më të përdorshme për klien

BKT Drejtoi Tryezën e Rrumbullakët të Shqipërisë në Forumin për Evropën Qendrore dhe Lindore Organizuar nga Euromoney

...Drejtoi Tryezën e Rrumbullakët të Shqipërisë në Forumin për Evropën Qendrore dhe Lindore Organizuar nga Euromoney 2020 BKT DREJTOI TRYEZËN E RRUMBULLAKËT TË SHQIPËRISË NË FORUMIN PËR EVROPËN QENDRO

BKT Drejtoi Tryezën E Rrumbullakët Të Shqipërisë Në Forumin Për Evropën Qëndrore Dhe Lindore Organizuar Nga Euromoney

Ajo konsideroi trajnimet dhe konsulencat mbi tema/sektore me qëndrueshmëri afatgjatë, si kritike për të ardhmen e rritjes dhe zhvillimit të Shqipërisë. Zëvendësministri i Financave dhe Ekonomisë, z. L

BKT Drejtoi Tryezën E Rrumbullakët Të Shqipërisë Në Forumin Për Europën Qendrore Dhe Lindore Organizuar Nga Euromoney

...Drejtoi Tryezën E Rrumbullakët Të Shqipërisë Në Forumin Për Europën Qendrore Dhe Lindore Organizuar Nga Euromoney 2017 Banka Kombëtare Tregtare, sponsorizoi dhe organizoi për të dytën herë radhazi

BKT DREJTOI PANELIN “ANËTARËSIMI I SHQIPËRISË NË BE: A ËSHTË SISTEMI FINANCIAR GATI?’’ NË FORUMIN PËR EVROPËN QENDRORE DHE LINDORE TË FINANCIAL TIMES

...Shqipërinë, duke e cilësuar atë si “Viti i Integrimit”, një vit në të cilin vendi kaloi me vendosmëri nga faza e përgatitjes në përafrimin praktik me Bashkimin Evropian. Ai nënvizoi dy momente kyçe

Banka Kombëtare Tregtare raporton fitim neto në rritje për 6 mujorin e parë të vitit 2022

Kjo rritje por edhe të gjithë treguesit e tjerë financiarë tregojnë një performancë të shkëlqyer duke konfirmuar edhe një herë qëndrueshmërinë dhe përfitueshmërinë e lartë të BKT si edhe vendosmërinë

Back to School vjen me CASHBACK me kartat BanKomaT Visa!

...to School vjen me CASHBACK me kartat BanKomaT Visa! Mjafton të kryeni 3 veprime, secila në vlerën 5,000 lekë ose më shumë dhe ju bëheni fitues të CASHBACK-ut prej 2,000 lekë! Back to School vjen me

Back to School vjen me CASHBACK me kartat BanKomaT mastercard®!

...to School vjen me CASHBACK me kartat BanKomaT mastercard®! Mjafton të kryeni 3 veprime, secila në vlerën 5,000 lekë ose më shumë dhe ju bëheni fitues të CASHBACK-ut prej 2,000 lekë! Back to School

Automatic Bill Payment lottery

tomatic Bill Payment - Win up to 10,000 ALL for the automatic bill payments The prize will be: return the amount of the invoice value for Automatic Bill Payments, executed during the defined period of

Automatic Bill Payment

tomatic Bill Payment – Win up to 10,000 ALL for the automatic bill payments The prize will be: return the amount of the invoice value for Automatic Bill Payments, executed during the defined period of

Automatic Bill Payment

tomatic Bill Payment - Win up to 10,000 ALL for the automatic bill payments Return the amount of the invoice value for Automatic Bill Payments, executed during the defined period of promotion activity

AUTOMATIC BILL PAYMENT

tomatic Bill Payment - Win up to 10,000 ALL for the automatic bill payments For this promotional game, automatic payments made during the promotional period by individual customers who have opened at

Automatic Bill Payment

tomatic Bill Payment - Win up to 10,000 ALL for the automatic bill payments Return the amount of the invoice value for Automatic Bill Payments, executed during the defined period of promotion activity

Automatic Bill Payment

tomatic Bill Payment - Win up to 10,000 ALL for the automatic bill payments The prize will be: the return of the amount of the invoice value of Direct Debit payments executed during 3 months period fo

Automatic Bill Payment

tomatic Bill Payment - Win up to 10,000 ALL for the automatic bill payments Return the amount of the invoice value for Automatic Bill Payments, executed during the defined period of promotion activity

Announcement for customers - New interest rate for current accounts in Euro and Dollar

...for customers - New interest rate for current accounts in Euro and Dollar 2022 BKT informs that starting from 23 March 2022, it will offer an interest rate of 0.01% for all current accounts of cust

Announcement for customers

...for customers 2024 We inform you that, due to system maintenance, on Saturday Dear Customers, We inform you that, due to system maintenance, on Saturday 20.04.2024, during the hours 23:30 - 02:30,

Albanian Corporate Governance Code

1,000 ALL eXtra Bonus as a reward to all new Prima credit cardholders who apply for a new VISA credit card!

...000 ALL eXtra Bonus as a reward to all new Prima credit cardholders who apply for a new VISA credit card! Happy 8th of March with Prima credit cards! All female cardholders who apply for a new VISA

''Ibrahim Rrugova" branch reallocation

...Rrugova" branch reallocation 2025 We inform you that starting from 27.01.2025 the ‘Ibrahim Rugova’’ Branch will be transferred to its new premises Dear Customers, We inform you that starting from 2

BKT Prezanton Programin e Ri të Garancisë në Bashkëpunim me Bashkinë e Tiranës

...Prezanton Programin e Ri të Garancisë në Bashkëpunim me Bashkinë e Tiranës 2014 Ky program garancie konsiston në ofrimin e një fondi prej 100,000,000 Lekësh nga Bashkia Tiranë në formën e një garan

Individual

org or consult a fiscal consultant / tax authorities locally or refer to the official website of the General Directorate of Taxes, Albania https://www.tatime.gov.

Inauguration Korca Branch

Following the completion of the Durrës, Elbasan and Korçë branches, the historic Vlora branch is scheduled to undergo restoration in November, restoring so our historical branches to their original gl

FAQS

...are cardless transactions?What kind of transactions can i perform without a card?Can I do cardless transactions in ATM if I am a non BKT customer? Can I change my PIN on the ATM?How can I deposit t

FAQ

...are cardless transactions?What kind of transactions can i perform without a card as a Business?Can I change my PIN on the ATM?How can I deposit to my account during holidays/weekends?When does the

Tirana, Albania (February 15, 2019)

...adding that: “At BKT we understand the long hours, fortitude, perseverance, and vision necessary to create such a success and I really appreciative that such a hard work has not gone unnoticed”. CE

Super Salary

...without card (with Unique Code) for free (Daily Limit 10,000 ALL/ Monthly Limit 100,000 ALL) Viewing the Exchange Rate Unlimited number of transactions MasterCard or Visa, Classic or Gold Total lim

SmartPay in BKT POS

Follow the link to learn how to activate SmartPay in BKT Smart SmartPay - Dërgoni dhe merrni para shpejt dhe thjeshtë, 24/7 - YouTube Follow the link to learn how to pay with SmartPay in BKT POS BKT –

Safety Deposit Box

...property documents, notarial acts, wills, backup identification documents) Valuable items Valuable collections (coins, stamps, rare collectible items) Jewelry (gold, precious stones, high‑value acc

Reading the Monthly Statement

...can you do with your card? How does Prima Card work?How to read your Monthly Statement?How can you contact us: PRIMA and PRIMA GOLD are MasterCard/VISA branded credit cards issued by Banka Kombetar

Promotional Activities 2017

587/1, date 27/12/2016, BKT comes with a promotion lottery that aim to encourage the usage of the banking services offered to retail customers. During 2017 the lottery will be offering the below prize

Privacy Policy

Through our website, the user can come across different forms or calculators (i.e. job application form, credit card application form, and so on). In different fields of these forms you may be asked t

FATCA

...measures and to provide periodic reports to the American Tax Authority (IRS) in regards to certain data of US taxpayers (individuals and specific categories of entities with substantial US owners)

FAQS

Virtual keyboard is an optional keyboard that you can use to avoid the risk of any key attacks of your identification data. Firstly, go to BKT official webpage www.bkt.com.al , On the right top of the

FAQS

Virtual keyboard is an optional keyboard that you can use to avoid the risk of any key attacks of your identification data. Firstly, go to BKT official webpage www.bkt.com.al , On the right top of the

FAQS

...MasterCard Contactless card? Is it used abroad?How Secure Is Using Contactless? How to make a Contactless purchase over 2’000 ALL? PRIMA and PRIMA GOLD cards are MasterCard / VISA credit cards issu

Contact Center

Contact Center gives you the opportunity to have a general information on your products in BKT and the products and services BKT offers, apart from existing communication channels such as email addres

Contact Center

Contact Center gives you the opportunity to have a general information on your products in BKT and the products and services BKT offers, apart from existing communication channels such as email addres

Business Credit Cards

This product will be a good opportunity for your business, as: It serves as a highly effective tool to liquidate short-term business needs. It offers practical solutions for business and maximizes cos

BKT HOSTED ALBANIA ROUNDTABLE ‘’ALBANIAN EU ACCESSION: IS THE FINANCIAL SYSTEM READY?” IN THE FINANCIAL TIMES CENTRAL & EASTERN EUROPEAN FORUM

...Forum brought by Financial Times returned to Vienna this 13th and 14th, of January for its 31st anniversary, bringing together finance ministers, central bank governors, leading banks, corporates,

Basic Account

Based on the law "For Deposit Insurance" no. 53/2014 dated 22.05.2014, accounts and deposits in BKT are insured up to the amount 2,500,000 (two million five hundred thousand) ALL from the Deposit Insu

ATM - Smart BanKomaT

...– Smart BanKomaT All BKT ATMs have installed in them the new CX Banking software, which provides for all customers a good experience in using digital banking channels. You can save time and enjoy t

About Prima

Prima Cards are used to buy goods and services, cash advance, purchases and internet reservations 24 hours a day, 7 days a week. BKT in cooperation with international payment companies as Mastercard a

Zero Level Loan

"Treasury bills" - is a negotiable debt instrument with a maturity of up to one year, issued and guaranteed by the Government of the Republic of Albania. Treasury bills are issued in the national curr

WINNERS 2025

...May 2025Winners of June 2025Winners of July 2025Winners of August 2025 List of winners for January 2025: Prize: Reimbursement of the amount paid for Automatic Monthly Bills 1. Skerdi Zogaj Prize: L

Winners 2017

...for April 2017:Winners for May 2017:Winners for June 2017:Winners for July 2017:Winners for August 2017:Winners for September 2017:Winners for October 2017:Winners for December 2017: Lista e 2 fitu

Win Money Transfer

...already paid for International Money Transfers This price offers “crediting back” of the paid commission generated for international transfers (up to for 1.500Lekë) done through: BKT Smart mobile a

Who we are

...evaluation towards the Bank comes from JCR-Euroasia, one of the most prestigious rating agencies in the world, reconfirming BKT rating of AAA (Alb) from the year 2007. Going forward confidently on

Voluntary Private Pension

This is a very good form of investment to get an additional pension amount apart from the state pension that is added to the income at retirement age, which, in the case of a private voluntary pension

Virtual POS

When you have a website, for instance, that has a store where you sell goods or services, you will need a virtual terminal in order for customers to pay. You can generally use a virtual terminal for a

Turkey-Albania Agricultural Business Forum

...Agricultural Business Forum 2017 The Turkey-Albania Agricultural Business Forum was attended by various entrepreneurs of the sector from both countries and Personalities like Turkey Minister of Foo

TRANSACTIONS

...with BKT: Rubicon Sha Mobile Recharge Traffic Fines Customs Bills Bill Payment Authorizations Bills with Authorizations Paid Bills Tax payment Government Liabilities Municipality Local Tax Payments

Traffic Fine Payments

For payments after 5 days from fine date, the payment includes interest, which can go up to 60%, according to the Traffic Code of the Republic of Albania. For more information about the Terms and Cond

TRADE FINANCE

...represents the financial instruments and products such as Letter of Guarantees, Letter of Credits and documentary collection used by companies to facilitate international trade and commerce in a sa

TRADE FINANCE

...finance represents the financial instruments and products such as Letter of Guarantees, Letter of Credits and documentary collection used by companies to facilitate international trade and commerce

Tirana, Albania (20 March 2019)

The newest branch opened “Dega Gramsh” will provide all the range of products and services to all BKT clients. Contacts of the branch are as below: Address: Lagjia “Holta”, Pall. 46, Godina e Albtelec

The Best Bank in Albania for 2018 - by “ EMEA Finance"

Figures has highlighted the consolidated position of BKT as the largest bank in Albania by being again the Market Share leader in most categories. Being not only a bank but a strong partner in which r

The Best Bank in Albania for 2017 – by The Banker

The Banker’s awards continue to set the benchmark for the industry and BKT is proud to receive for the eighth time one of the most significant accolades in financial services industry. The ceremony wa

The Best Bank in Albania for 2017 – by “Euromoney"

I strongly believe that our ongoing dedication to the highest standards of excellence will maintain BKT leadership in the coming years .” Established in 1925 BKT is the largest and the oldest commerc

The Banker Awards BKT as the Best Bank In Albania for the Seventh Time

I strongly believe that our ongoing dedication to the highest standards of excellence will maintain BKT leadership in the years to come.” The CEO and Board Member, Mr. Seyhan Pencabligil , added that:

Supplier Loan

...Loan Through this loan, BKT provides you the possibility to finance the suppliers of your construction company, within the limit already approved for the construction company, therefore taking into

Supplier Loan

...LoanGeneral Conditions: Through this loan, BKT provides you the possibility to finance the suppliers of your construction company, within the limit already approved for the construction company, th

SUPPLIER LOAN

The loan disbursement goes directly to the account of the supplier. The maturity term is determined between the supplier and construction company. Installment payments are due on the maturity of the g

Sugjerime & Ankesa

Për të bërë të mundur që produktet dhe shërbimet tona të jenë në nivelin e pritshmërive tuaja, ju mund të dërgoni ankesën/sugjerimin tuaj nëpërmjet kanaleve si më poshtë. Për një ndjekje dhe përgjigje

Shop Loans

“Treasury Bill” – is a negotiable debt instrument with a maturity of up to one year, issued and guaranteed by the Government of the Republic of Albania. Treasury Bills are issued in the national curre

Shareholders

Recognized for its reputation, reliability, and long-term cooperation with global companies due to its ongoing operations in various regions of the world, Çalık Holding develops innovative business mo

Send money anywhere around the world within 1 day!

BKT offers the service of outgoing transfers to banks outside Albania from the Internet Branch and the BKT Smart application in any currency accepted by the bank: EUR, USD, GBP, CHF, CAD, AUD and TRY

Security Instructions

...Instruction Do not give your card details to other people. Memorize and keep your PIN safe. You should change it every time you suspect that someone might have discovered or copied.

Security Instructions

...Instruction Do not give your card details to other people. Memorize and keep your PIN safe. You should change it every time you suspect that someone might have discovered or copied.

Security Instructions

...Instruction Do not give your card details to other people. Memorize and keep your PIN safe. You should change it every time you suspect that someone might have discovered or copied.

Security Instruction

Do not give the username and password to any other person. Passwords and codes should be kept secret – they shouldn’t be written down or given to other people to use, nor should they be given out over

Security Instruction

Do not give the username and password to any other person. Passwords and codes should be kept secret – they shouldn’t be written down or given to other people to use, nor should they be given out over

Security Instruction

Do not give the username and password to any other person. Passwords and codes should be kept secret – they shouldn’t be written down or given to other people to use, nor should they be given out over

Security Instruction

Do not give the username and password to any other person. Passwords and codes should be kept secret – they shouldn’t be written down or given to other people to use, nor should they be given out over

Security Instruction

...Instruction Do not give your card details to other people. Memorize and keep your PIN safe. You should change it every time you suspect that someone might have discovered or copied.

School Payments

...list of grades, proof of student status, diploma withdrawal, copy of diploma withdrawal, study program) Other fees (proof of student status, proof of diploma, diploma cartoon, diploma cartoon copy,

Saving Account

Saving money for sure is not so simple, but when the savings account requires a small minimum amount it make it a good start. In the savings account you can deposit and withdraw any time you want only

Pyetjet më të shpeshta

...llogaritë tuaja, modifikosh dhe mbyllësh ato Rimbushësh numrin tend celular të kompanisë Vodafone Albania, One Albania Rezervosh & paguash policat e sigurimit (motorike, shëndeti, prone, shëndeti n

Pyetjet më të shpeshta

...pse nuk jam përpjekur të hyjë në Degën Internet?Cilat janë këshillat për sigurinë e BKT Dega Internet?A mund të aksesoj BKT Dega Internet nga jashtë Shqiperisë?Me çfarë browser-i mund të logohem në

Pyetjet më të shpeshta

Çfarë është FNP? FNP (Fjalëkalim me një Përdorim) është një hap sigurie i proçesit të regjistrimit dhe hyrjes në BKT Dega Internet. Ky kod do të dërgohet çdo herë në formën e SMS në numrin e telefonit

Promotional Activities 2026

All customers who meet the eligibility criteria for each prize category are automatically included in the draws. Each eligible client is assigned an electronic ticket, which participates in the releva

Promotional Activities 2024

...of the Promotion Activity"Promotional Activity 2024", for Banking Service and Prima CardWinners' RewardsGeneral BKT rewards its loyal customers. We offer various forms of promotion activities, and

Promotional Activities 2023

...of the Promotion ActivityPromotional Activity 2023", for Banking Service and Prima CardWinners' RewardsGeneral BKT rewards its loyal customers. We offer various forms of promotion activity, where e

Promotional Activities 2022

...of the Promotion Activity"Promotional Activity 2020", for Banking Service and Prima CardWinners' RewardsGeneral BKT rewards its loyal customers. We offer various forms of promotion activity, where

Promotional Activities 2021

...Duration of the Promotion Activity"Promotional Activity 2020", for Banking Service and Prima CardWinners' RewardsGeneral BKT rewards its loyal customers. We offer various forms of promotion activit

Promotional Activities 2020

...Duration of the Promotion Activity "Promotional Activity 2020", for Banking Service and Prima Card Winners' RewardsGeneral BKT rewards its loyal customers. We offer various forms of promotion activ

Promotional Activities 2019

4885/3, date 26/12/2018, BKT presents a promotion lottery that aim to encourage the usage of the banking services offered to retail customers. During 2019 the lottery will be offering the below prizes

Promotional Activities 2018

4761/3, date 20/12/2017, BKT presents a promotion lottery that aim to encourage the usage of the banking services offered to retail customers. During 2018 the lottery will be offering the below prizes

Promotional Activities 2016

944/1, dated 01/02/2016, Banka Kombëtare Tregtare comes with a promotion lottery that aim to boost the usage of Electronic Bank Services., The game will be organized in the form of a lottery which wil

Project Finance Section

...offer the best opportunity to engage in new projects through a well-structured loan that fits in terms in line with the cycle and phases the project goes through from the initial stages of construc

Prima eXtra Bonus

...MOONLIGHT JEWELRY 1 Argjendari PRECIOSA 10 Argjendari RIVALDI WATCHES 1 Argjendari RUBIN 1 Argjendari SIAL JEWELRY 1 Bar JADORE SUPREME 1 Bar ARTIST LOUNGE 5 Bar BAR RESTORANT SOFRA 1 Bar KOMITETI

Prima eXtra Bonus

In order to be notified about the latest news or offers of Prima eXtra opportunities, you may follow us on Facebook, Twitter, Google + and YouTube. eXtra Bonus points are earned/spent only for purchas

President of Çalik Holding honored by the Ministry of Social Welfare and Youth with the Social Solidarity Prize

Çalik stated that this prize goes to employees of companies operating here. “It makes me very happy the fact that ALBtelecom and Eagle Mobile as the largest operator in Albania, and BKT as the largest

POS Virtual

Përfitimet e përdorimit të e-commerce BKT: Mund të pranoni pagesa me të gjitha kartat që mbajnë logon VISA, MASTERCARD; (kartat e debitit / kreditit) Mund të pranoni pagesa në një mënyrë të thjeshtë d

Politika e Pergjeshmerise Sociale

Duke qenë pjesë e United Nations Global Compact Banka Kombëtare Tregtare mbështet: Iniciativën e të bërit biznes me përgjegjësi duke lidhur strategjitë dhe operacionet me parimet mbi të drejtat e njer

Policy of CSR

WEPs are a primary vehicle for corporate delivery on gender equality dimensions of the 2030 agenda and the United Nations Sustainable Development Goals. These include equal pay for work of equal value

Physical POS

...POS The Benefits of Physical POS Credit card terminals payment processing technology allows merchants to accept more payment types and broaden their customer base, which means they’ll be empowered

Pay your holidays on installments

Ongoing campaigns can be found by logging in “Dega Internet” or in “BKT Smart” application, under the menu Credit cards, Divide into instalments. Valid to divide into instalments will be considered tr

Pay on instalments your plane ticket and Hotel!

Divide in 12 instalments with 10% commission. Ongoing campaigns can be found by logging in “ Dega Internet ” or in “ BKT Smart ” application, under the menu Credit cards, Divide into instalments . Val

Pakistani Ambassador Riyaz Inaugurates the Honorary Consulate of the Islamic Republic of Pakistan In Albania

He appreciated the decision of the Pakistani Government to appoint Dr. Pencabligil as the Honorary Consul, as he was an important figure in the business, banking and academic sectors of Albania. The H

Pagesë SmartPay në BKT POS

Mëso si të aktivizosh SmartPay në BKT Smart SmartPay - Dërgoni dhe merrni para shpejt dhe thjeshtë, 24/7 - YouTube Mëso si të paguash me SmartPay në BKT POS BKT – Paguaj me SmartPay në BKT POS - YouTu

PËRPUTHSHMËRIA

...nga klientë individë, tregtarë ose korporata, rezidentë ose jorezidentë dhe pavarësisht nga shtetësia shqiptare ose e huaj, bazuar në parashikiment e Ligjit Nr. 53/2014, date 22.05.2014 “Për Siguri

Order of the Rising Sun

Ahmet Çalık, one of the major foreign investors in Albania, through ALBtelecom and BKT companies was honored with the title "The Order of the Rising Sun, Gold Rays with Neck Ribbon" awarded by His Maj

Open Banking

55/2020 "On Payment Services", defining standards, user security and protection criteria, information and transparency criteria and specific categories of payment service providers, including their ro

National Work Internship Program, Part VI

.../ Information Technology and Communication BKT Vlora, is looking for (2) interns with study profiles: Economics / Information Technology and Communication BKT profile in the program : http://prakti

MoneyGram

000 locations all over the world Just follow the following steps: Go to any MoneyGram location near to your place by checking www.moneygram.com Take your identification document (ID or Passport) with

Mobile Recharge & Pay TV

Top Up Pay TV The recharge service of One Albania and Vodafone Albania operators can be performed in “Internet” Branch, in BKT Smart as well in every BKT’s ATM.

Letters of Guarantee

Relationships may be trade, so the subject of the guarantee may be the purchase of the goods and the guarantee is issued to ensure that the payment is made as agreed between the parties or may be the

LETTERS OF GUARANTEE

Relationships may be trade, so the subject of the guarantee may be the purchase of the goods and the guarantee is issued to ensure that the payment is made as agreed between the parties or may be the

LETTERS OF GUARANTEE

Relationships may be trade, so the subject of the guarantee may be the purchase of the goods and the guarantee is issued to ensure that the payment is made as agreed between the parties or may be the

Letter Of Guarantee

Relationships may be trade, so the subject of the guarantee may be the purchase of the goods and the guarantee is issued to ensure that the payment is made as agreed between the parties or may be the

Lajme mbi BKT

Mehmet Usta , u shpreh shumë i lumtur për çmimin “Banka më e mirë në Shqipëri" për të nëntin vit, duke theksuar se ky vlerësim tregon qartë pozicionin dominues të BKT në sistemin Bankar Shqiptar.

Kredia EKO

Më poshtë mund të gjeni produktet e financimit që i përshtaten më mirë nevojave tuaja: Kredi me kolateral EKO https://bkt.com.al/me-duhet-kredi/kredi-me-kolateral/kredia-eko Kredi personale EKO Kredia

JCR Eurasia Rating, has evaluated the consolidated structure of “Banka Kombetare Tregtare Sh.A.”

” in the investment-level category with highest credit quality and affirmed the Long-Term National Issuer Credit Rating at ‘AAA (alb)’ and the Short-Term National Issuer Credit Rating at ‘J1+ (alb)’ w

JCR Eurasia Rating affirms BKT as ‘'AAA (Alb)''

Banka Kombetare Tregtare Sh.A. (referred to as “the Bank” or “BKT”) is a consolidated entity comprising banking operating in Albania, Kosovo and Albania Leasing. The history of the Bank dates back to

JCR Eurasia Rating affirms BKT as ‘'AAA (Alb)''

Banka Kombetare Tregtare Sh.A. (referred to as “ the Bank ” or “ BKT ”) is a consolidated entity comprising banking operating in Albania, Kosovo and Albania Leasing. The history of the Bank dates back

JCR Eurasia Rating affirms BKT as ‘AAA (Alb)

The Bank’s Long Term International Local and Foreign Currency ratings are mapped as “BB/Stable” to the country ceiling of the principal shareholder, Turkey ( BB/Stable ) and the country ceiling of BKT

Interview with Mr. Seyhan Pencabligil-BKT has demonstrated a robust growth in retail loans and deposits portfolio

Another highlight is the consistent improvement in the non-performing loan portfolio, strengthening the bank’s balance sheet further. Our ongoing commitment to digitalization is paying off, with digit

INTERNATIONAL TRANSFERS

Payments based on IBAN and BIC: SEPA transfers require the use of the IBAN (International Bank Account Number) and BIC (Bank Identifier Code). Outgoing SEPA payments: Fees must not exceed the limits a

INTERNATIONAL MONEY TRANSFERS (IMT)

...MONEY TRANSFERS (IMT) BKT aims to be a leader in the market for international transfers by offering our customers the best and most convenient conditions. Working with a large correspondent banking

Insurance Payment

...Payment from ATM Through BKT Smart you can perform at any time the payment and inssuance of the insurance policies in real time for all retail customers. This new service is offered from BKT, in co

Insurance Broker

BKT as an insurance broker negotiates with the insurance companies, on behalf of the Client, to enable it to sign an insurance contract, as per its requirements and needs, for specified risks. BKT con

Installments In Any POS

Ongoing campaigns can be found by logging in “Dega Internet” or in “BKT Smart” application, under the menu Credit cards, Divide into installments. Dividing into installments will be considered transac

Inauguration ceremony of the kindergarten for the children of the bank staff

The ceremony took place near the new premises of BKT and the kindergarten. This initiative will help all new parents or those who are waiting to become parents, who are part of the staff of Banka Komb

Important announcement

...announcement 2026 Dear Customers, BKT has identified and promptly addressed a case of card-cloning fraud through its fraud-detection systems. The fraudulent activity was detected early, enabling th

Iluminapharma Offer

Moreover, every customer who will pay using their BKT card will benefit from Iluminapharma Loyalty card. This card offers different reduced prices and also gifts for the ones who gather enough points

Global Money Week

At the end of the competition were issued various prices according to the categories for the: * Winning team, * Three best speakers, * and for all the participants.

FAQS

...in BKT?Can I transfer money internationally if I do not a have a BKT account? What is an international transaction charge?How much does it cost to make an international transfer?The money for an in

FAQS

You can withdraw money 24 hours per day, 7 days per week and can pay wherever you see the logo of Master Card/Visa. "Internet" Branch or BKT Smart – The Bank in your computer or in your smart phone! B

FAQS

If you choose to register with a card, the steps you must follow are: Select the card type (if your card has this logo, the card type is "contactless"); Enter the last 6 numbers of the card you have c

FAQS

You should be very careful in the repayment process to be as regular as possible in order to have a good credit history. Customers with bad credit history may find difficulties if they want to be refi

FAQS

...my standing order has been executed?What is the difference between a Direct Debit and a Standing Order? A standing instruction is an order you give to our bank to pay a fixed amount to someone else

FAQS

You should be very careful in the repayment process to be as regular as possible in order to have a good credit history. Customers with bad credit history may find difficulties if they want to be refi

FAQ

Nëse nuk e keni bërë ende, ju rekomandojmë të njiheni me dokumentacionin dhe shembujt e aplikacioneve në portal. Ju mund të provoni API Explorer , të shikoni personat testues (test personas) , dhe të

FAQ

The BKT API Program is going to confirm the RTS and aims to offer what PSD2 asks for and is technically based on the OAuth2 standard. How secure is the BKT API Program and how is unauthorized access p

Ethical Value

People the first We engage in and dedicate ourselves to improving people's lives. Our priority is always the development and happiness, not only of our employees and clients but of all people in the c

EMEA FINANCE AWARDS BKT FOR TWELFTH TIME AS “BEST BANK IN ALBANIA”

In total the bank has won 17 Europe Banking Awards going all the way back to the Europe Banking Awards 2010 awards package . EMEA Finance, one of the most important financial magazines in the world wh

EMEA FINANCE AWARDS BKT FOR TENTH TIME AS “BEST BANK IN ALBANIA”

The submission for these awards demonstrated that European banking remains in good shape, and proved that the financial industry can weather a severe crisis. The digital advances that have been made o

Emea Finance Awards BKT as the Best Bank In Albania for the Sixth Time

EMEA FINANCE AWARDS BKT AS THE BEST BANK IN ALBANIA FOR THE SIXTH TIME Vienna, Austria (29 April, 2016) – The Awards continue to reflect the success of Banka Kombëtare Tregtare in the Albanian banking

ECO LOAN

...LoanEco Loan terms & conditions: When it is about home, everyone thinks how to make it more comfortable by spending less. And taking a loan to implement the required comfort seems increasingly expe

ECO LOAN

...for IndividualsECO LOAN for Business ECO Loan is a loan that helps you make investments aimed at saving energy while contributing at the same time to environmental protection. Below you can find th

ECO LOAN

Obligation to protect the environment Reduce and maintain control of monthly electricity costs Better conditions of living (more convenience) Increased property value and standard Protecting the envir

e-banking

If you forget your password , please click directly on “Forgot Password” button and follow the presented steps. If message to contact BKT Contact Center through telephone number +355 (0) 4 2266 288 is

e-Albania Payments

...of the company license validity period in the field of study and design and/or supervision and commissioning Application for renewal of the company license categories in the field of study and desi

Dega "Internet"

FNP (Fjalëkalim me një Përdorim) është një hap sigurie i proçesit të hyrjes në BKT Dega Internet. Kërkohet të vendoset Fjalëkalimi që të dërgohet në celularin tënd nëpërmjet mesazhit në momentin e hyr

Dega Internet

FNP (Fjalëkalim me një Përdorim) është një hap sigurie i proçesit të hyrjes në BKT Dega Internet. Kërkohet të vendoset Fjalëkalimi që të dërgohet në celularin tënd nëpërmjet mesazhit në momentin e hyr

Current Account

You can withdraw money 24 hours per day, 7 days per week and can pay wherever you see the logo of Master Card/Visa. In our ATMs, you can withdraw ALL or EUR, not only from the main account but from ot

Corporate Social Responsibility

...to implementing its 10 Principles on Human Rights, Labor, Environment, and Anti-Corruption, while actively supporting the 17 Sustainable Development Goals (SDGs). Additionally, BKT is a signatory o

Car Loan

Moreover, we save you time negotiating with car dealers. BKT has a special offer for the car financing service. Terms and conditions of the Loan Currency ALL, EUR, USD Maximum loan amount Up to 3,000,

Business Debit Cards

...Debit Card The Business Debit Card is a new product designed to support companies in better managing their daily financial operations. Through the business debit card, companies can deposit and wit

Business

tomatic Exchange on Financial AccountsWhy do I need to complete the self-declaration?Which are the entities subject of this law?Completion of the Self-Declaration form by a Proxy RepresentativeWays of

BKT SMART INVEST PLATFORM

BKT Smart Invest, Global Investment Application has gotten approval from Financial Supervision Authority and it has been launched. Smart Invest is the first banking platform in Albania, allowing our c

Bkt Smart Activity

944/1, dated 01/02/2016, Banka Kombëtare Tregtare comes with a promotion lottery that aim to boost the usage of BKT Smart., A unique opportunity for all users of Smart BKT 1 iPhone 6 gift every month!

BKT Smart

If you forget your password , please enter your Customer number or Personal number of your ID card and click directly on “Forgot Password” button and follow the presented steps. If message to contact

BKT Smart

...Smart With BKT Smart, banking services for your business are now fast and secure, available anytime and anywhere on your smartphone, without the need to visit BKT branches or use a computer. All en

BKT Smart

FNP (Fjalëkalim me një Përdorim) është një hap sigurie i proçesit të hyrjes në BKT Smart. Kërkohet të vendoset Fjalëkalimi që të dërgohet në celularin tënd nëpërmjet mesazhit në momentin e hyrjes.

BKT Receives Two Other Important Awards By Emea Finance

BKT RECEIVES TWO OTHER IMPORTANT AWARDS BY EMEA FINANCE Tbilisi, Georgia (14 May, 2015) – The Awards continue to reflect the success of Banka Kombëtare Tregtare in the Albanian market. BKT had been aw

BKT PARTICIPATING IN THE LABOR FAIR ORGANIZED BY THE FACULTY OF ECONOMICS

...PARTICIPATING IN THE LABOR FAIR ORGANIZED BY THE FACULTY OF ECONOMICS 2022 Today in the premises of Faculty of Economics, was organized Labor Fair 2022. The faculty staff together with the students

BKT Mastercard Travel Premium brings you cash back for purchases abroad

...Premium program you automatically receive a part of the sum back when you shop at our special merchant selection abroad or online with Mastercard Gold, Platinum, World or World Elite. Enjoy the exc

BKT Hosted Albania Roundtable IN the Euromoney Central & Eastern European Forum

...Forum 2018 On 16-17 January 2018, Euromoney Conferences, in its 23rd installment of its Central and Eastern Europe Forum , was attended by over 1,100 government representatives, policy makers, fina

BKT donates for the Roma in need

...donates for the Roma in need 2013 Banka Kombetare Tregtare, in cooperation with the Embassy of the Republic of Turkey to Tirana and the Roma Integration Association and Antitraffic of Children, in

BKT Celebrates Its 85th Anniversary of Vlora Branch Establishment

“In this important anniversary I would like to share with you the joy of the good news that BKT, unlike many of its competitors, has been increasing its deposits and business faster than ever Vlora Br

BKT CEE 2025 - Panel discussion led by Mr. Seyhan Pencabligil

Kamenica highlighted Albania’s strong determination to complete EU accession negotiations by 2027, a goal supported by 95% of Albanians, who maintain a remarkably positive view of the EU—an extraordin

BKT Banking Group

...BANKING GROUP BKT Banking Group, with the continuous support of Çalik Group, is one of the main actors in Albania’s and Kosovo’s financial markets. As one of the main actors, the BKT Banking Group

BKT - Participates In "Work & Study" Fair, 2018

...IN “WORK & STUDY” FAIR, 2018 Tirana, Albania (March 28, 2018) – Banka Kombëtare Tregtare (BKT) has now been supporting the tradition of "Work & Study" fair for several years, to be as close as poss

BKT - Participant In Work & Study Fair, 2017

Erion Veliaj underlined that: “Employment is one of the most discussed arguments in the last years. The entrepreneurs today are focusing in what is called orientation and result. Today the mentality h

Best Execution Policy

...procedure for the execution of the best price for the customer pursuant to Law no. 62/2020 "On Capital Markets" 1. BEST EXECUTION FACTORS Price: It is the unit price of the financial instrument. Sp

Best Bank In Albania - The Banker

...continued adding that: “At BKT we understand the long hours, fortitude, perseverance, and vision necessary to create such a success and I really appreciative that such a hard work has not gone unno

Banka Kombëtare Tregtare (BKT) organized the inauguration ceremony of its newest branch “Dega Çorovodë”.

Seyhan Pencabligil , Parliament members representing the region, Local Government representatives, as well as customers, business owners, and community leaders. The participants were welcomed by the M

Banka Kombëtare Tregtare attended in Work & Study Fair 2016

...Kombëtare Tregtare attended in Work & Study Fair 2016 2016 With the aim to support and promote employment BKT attended in Job Fair 2016 organized by the Chamber of Commerce and Industry in partners

ASD - BKT

2020, initiated the procedure of selecting the preliminary list of agent banks by inviting all banks belonging to the deposit insurance scheme. At the end of the evaluation process, ADIA Management Co

Albtelekom Lottery

944/1, dated 01/02/2016, Banka Kombëtare Tregtare comes with a promotion lottery that aim to boost the usage of the alternative channels of BKT to recharge Albtlelekom (Eagle Mobile) numbers., A uniqu

Aktivitete Promocionale 2016

...e Sherbimeve Bankare Elektronike Autorizuar nga Ministria e Fiancave me autorizimin nr. 944/1, dt. 01/02/2016, Banka Kombëtare Tregtare Sh. A. vjen me një promocion që synon nxitjen e përdorimit të

About BanKomat

...possibility to withdraw cash from ATM 24 hours a day, 7 days a week, possibility to purchase in all points of sale (POS) or internet all over the world, where logo of MasterCard / Visa is displayed

AAA (Alb) rating - by JCR Eurasia Rating

...(Alb) rating - by JCR Eurasia Rating 2018 JCR Eurasia Rating reaffirms AAA (Alb) to BKT for the 10th time in a row in a high-level investment category in Long Term National Credit Rating, and Short

"The Bank of the Year in Albania for 2020"- The Banker

...emphasis on the banks that have led the way in meeting client needs through the digital innovations and maintaining resilience in the face of the pandemic. A rigorous and highly analytical process

“Invite a Friend & Win” Campaign

Referring Client – An existing BKT client and user the BKT Smart application, who generates a personal referral code and shares it with friends to invite them to register in the application. Referral

"Internet" Branch

If you forget your password, please click directly on “Forgot Password” button and follow the presented steps. If message to contact BKT Contact Center through telephone number +355 (0) 4 2266 288 is

"Best Buy" Medal

...BKT has been awarded the Best Buy medal as the financial institution for the best ratio of quality banking services in the Albanian market According to the market research by the Swiss company ICER

"Bank of the Year In Albania For 2019" - Global Finance

BKT has continued strong financial performance with record BoA profitability (68 mio USD) in line with strong IFRS capital base (435 mio USD) corresponding to an annual RoE of 19% and Capital adequacy

UPT - Universal Payment Transfers

000 locations worldwide Just follow the following steps: Go to any UPT location worldwide Take your identification document (ID or Passport) with you, fill in the application form. Pay in the amount y

Traffic Fines

For payments after 5 days from fine date, the payment includes interest, which can go up to 60%, according to the Traffic Code of the Republic of Albania.

Trade Finance

...FinanceSolutions for your business: Trade finance represents the financial instruments and products used by companies to facilitate international trade and commerce. Through trade finance solutions

TRADE FINANCE

...FinanceSolutions for your business Trade finance represents the financial instruments and products used by companies to facilitate international trade and commerce. Through trade finance solutions,

Trade Finance

...FinanceSolutions for your business: Trade finance represents the financial instruments and products used by companies to facilitate international trade and commerce. Through trade finance solutions

The first generation of the students in Faculty of the Studies Integrated with Practice (FASTIP) was graduated on September 13, 2011.

2012 17 students were graduated, out of whom 15 had the pleasure and honor to take along with their diplomas their working contract with BKT, starting immediately working in the available positions in

The Best Bank in Albania for 2016 – by “Euromoney"

We are aware and proud of the tremendous efforts behind this continuous success and appreciative that such a hard work has not gone unnoticed. Special thanks go to all our employees who together with

Sugjerime & Ankesa

Për të bërë të mundur që produktet dhe shërbimet tona të jenë në nivelin e pritshmërive tuaja, ju mund të dërgoni ankesën/sugjerimin tuaj nëpërmjet kanaleve si më poshtë. Për një ndjekje dhe përgjigje

SmartPay Kastrati

SmartPay në POS , përveçse praktik, ju dhuron edhe CASHBACK ! Përfito 1,000 lekë CASHBACK nëse paguan me SmartPay në POS kur furnizon makinën me karburant në pikat e karburanteve Kastrati ! Mjafton të

SmartPay Kastrati

One customer can benefit only one time from this campaign This campaign is limited only to individual clients. In the same day, in the same Kastrati fuel station will be considered only one transactio

SmartPay

...makes SmartPay different? As part of the journey where we create a cashless society, we present to you “ SmartPay ”. A faster way to accept and send payments just by scanning QR code . After loggin

Shop Improvement

“Treasury Bill” – is a negotiable debt instrument with a maturity of up to one year, issued and guaranteed by the Government of the Republic of Albania. Treasury Bills are issued in the national curre

Ria Money Transfer

...Transfer is a global leader in the money transfer industry, offering their services at more than 600,000 locations across nearly 200 countries and territories. With over 100 currencies, great rates

RECEIVABLE FINANCING LOAN

...Financing LoanGeneral Conditions: The receivable financing loan provides flexible access to additional funds for companies with accounts receivable from their customers, enabling smoother business

Pyetjet më të shpeshta

...transaksionesh mund të kryej pa kartë?A mund të kryej veprime pa kartë nëqoftëse nuk jam klient i BKT-së? A mund ta ndryshoj PIN-in në ATM? Si mund të depozitoj në llogarinë time gjatë ditëve të pu

Pyetjet më të shpeshta

Bazuar në ligjin “Për Sigurimin e Depozitave” nr. 53/2014, date 22.05.2014, llogaritë dhe depozita në BKT sigurohen deri në shumën 2.500.000 (dy milionë e pesëqind mijë) Lekë nga Agjencia e Sigurimit

Privacy Policy

...POLICY National Commercial Bank is committed to respect and protect the privacy and personal data of every individual, including its employees, suppliers, customers, business partners, customers. C

Prima eXtra Falas

All Prima credit cards issued by BKT MasterCard Standard, MasterCard Gold, Visa Classic and Visa, Debit MasterCard, VISA Electron and Maestro will be part of the promotional activity. If a person has

Prima Cards Offer

Terms and conditions: Last application date valid for the campaign is 22 nd of September 2023 Last date for the first transactions is 31 st of October 2023 to benefit the CASHBACK . Minimum amount of

Prima Aktivizohu

All Prima credit cards issued by BKT MasterCard Standard, MasterCard Gold, Visa Classic and Visa will be part of the promotional activity. Secondary and Supplementary card will participate as long as

Prima Aktivizohu

All Prima credit cards issued by BKT MasterCard Standard, MasterCard Gold, Visa Classic and Visa will be part of the promotional activity. Secondary and Supplementary card will participate as long as

POSÍ Mastercard

POSÍ program at BKT If you are a small or medium-sized business operating in Albania with a physical store in the hospitality, bar, restaurant, market, or taxi sectors, and have not previously used a

Periodic Payments

Standing Instruction is the best way to pay: Rent Subscription Membership fee School fee Insurance premium Etc. You may also use Standing Instruction: to save regularly and in a commode way, from your

Periodic Payment

Standing Instruction is the best way to pay: Rent Subscription Membership fee School fee Insurance premium Etc. You may also use Standing Instruction: to save regularly and in a commode way, from your

My Child Deposit

For more information please click in the official web site of ASD www.asd.gov.

Money Transfers (Albania and Turkey)

If you are not user of BKT SMART (download from Google Playstore/Applestore) register yourself) To register to BKT Smart, you have to know your customer number and (kart password), if you have not car

Leximi i pasqyrës mujore

...mund të bëni me kartën tuaj?Si funksionon karta Prima?Si ta lexoni pasqyrën mujoreSi mund të kontaktoni me ne: Kartat PRIMA dhe PRIMA GOLD janë karta krediti MasterCard/VISA të lëshuara nga Banka K

LETTERS OF CREDIT

...both parties are located in an economically or politically unstable country (region); The legislation of one or another country requires the use of the LC; The goods constitute a special order or a

Letters of Credit

The legislation of one or another country requires the use of the LC. The goods constitute a special order or are very specific. The goods are price sensitive. If the buyer or intermediary has no mone

LETTERS OF CREDIT

...both parties are located in an economically or politically unstable country (region); The legislation of one or another country requires the use of the LC; The goods constitute a special order or a

Letter Of Credit

...both parties are located in an economically or politically unstable country (region); The legislation of one or another country requires the use of the LC; The goods constitute a special order or a

Legal & Policy

...the best practices in the implementation of the applicable legislation, Bank exercise an active role by establishing and maintaining relationships with Government Institutions and Professional Bode

Karta Prima e Biznesit

Tërheqjen e fondeve CASH dhe mundësine e kryerjes së pagesave me kartën tuaj, kudo që shikoni logon MasterCard. Si funksionon Karta Prima? Biznesi juaj mund të pajisjet me më shumë se një kartë PRIMA

INTRA-GROUP TRANSFERS

BKT – AL Terms & Conditions RETAIL CORPORATE Outgoing Transfers to BKT-Kosova Value date Express Express Branch – from account (BEN/SHA and OUR) 5 EUR 7 USD 5 EUR 7 USD E-Banking M- Banking (BEN/SHA a

INTRA-GROUP TRANSFERS

BKT – AL Terms & Conditions RETAIL CORPORATE Outgoing Transfers to BKT-Kosova Value date Express Express Branch – from account (BEN/SHA and OUR) 5 EUR 7 USD 5 EUR 7 USD E-Banking M- Banking (BEN/SHA a

Interest Only Mortgage Loan

“Treasury Bill” – is a negotiable debt instrument with a maturity of up to one year, issued and guaranteed by the Government of the Republic of Albania. Treasury Bills are issued in the national curre

Individ

...tuaj më të afërt me mjetin tuaj të identifikimit: Kartë Identiteti ose Pasaportë e vlefshme Formulari i vetë-deklarimit (CRS) mund të shkarkohet në linkun më poshtë. Ju lutem sigurohuni që të kryen

Housing Project

...or 35 years (age at loan maturity for male borrowers / co-borrowers is 67 years old and for female borrowers 65 years old) List Sending Institution Benefiting Category Borrower’s IR -> Municipality

Home Improvement

“Treasury Bill” – is a negotiable debt instrument with a maturity of up to one year, issued and guaranteed by the Government of the Republic of Albania. Treasury Bills are issued in the national curre

Home Equity

“Treasury Bill” – is a negotiable debt instrument with a maturity of up to one year, issued and guaranteed by the Government of the Republic of Albania. Treasury Bills are issued in the national curre

Features & Benefits

You can access your BKT Smart from every smart phone which has an operating system iOS or Android. To login BKT Smart need to download install and activate the app under the name BKT Smart which can b

FASTIP Graduation Ceremony

In ceremony participated the Rector of UAMD, Ms Kseanela Sotirofski, BKT CEO and Board Member Mr Seyhan Pencabligil and representatives of other public and private partner institutions with the FASTIP

FAQS

2014, accounts and deposits in BKT are insured up to the amount 2,500,000 (two million five hundred thousand) ALL from the Deposit Insurance Agency - www.asd.gov.al Find out more by visiting our Depos

eXtra Falas

ll Prima credit cards issued by BKT MasterCard Standard, MasterCard Gold, Visa Classic and Visa, Debit MasterCard, VISA Electron and Maestro will be part of the promotional activity. If a person has m

eXtra Falas

All Prima credit cards issued by BKT MasterCard Standard, MasterCard Gold, Visa Classic and Visa, Debit MasterCard, VISA Electron and Maestro will be part of the promotional activity. If a person has

eXtra Falas

All Prima credit cards issued by BKT MasterCard Standard, MasterCard Gold, Visa Classic and Visa, Debit MasterCard, VISA Electron and Maestro will be part of the promotional activity. If a person has

Euromoney Recognizes BKT as "The Best Bank In Albania" for the Third Time In a Row

...for the Third Time In a Row 2014 Euromoney Magazine has recognized BKT, as “The Best Bank in Albania for 2014” in its annual Awards for Excellence that took place in London on July 10, 2014. “EUROM

Emigrant Loan

"Treasury bills" - is a negotiable debt instrument with a maturity of up to one year, issued and guaranteed by the Government of the Republic of Albania. Treasury bills are issued in the national curr

Direct Debit Promotional Activity

944/1, dated 01/02/2016, Banka Kombëtare Tregtare comes with a promotion lottery that aim to boost the usage Direct Debit service. A unique opportunity for all the clients open e Direct Debit Contract

cookies

...cookie is a small file that can be placed on your device that allows us to recognise and remember you. It is sent to your browser and stored on your computer’s hard drive or tablet or mobile device

Contact Center

124/2024 “Për Mbrojtjen e të Dhënave Personale” dhe në aktet nënligjore përkatëse të miratuara për zbatim të tij dhe për të qenë sa më transparent me klientët e saj, njofton se çdo telefonatë hyrëse n

Contact Center

124/2024 “Për Mbrojtjen e të Dhënave Personale” dhe në aktet nënligjore përkatëse të miratuara për zbatim të tij dhe për të qenë sa më transparent me klientët e saj, njofton se çdo telefonatë hyrëse n

Çmime dhe Vlerësime

2018 AAA (Alb) – nga JCR Eurasia Rating JCR Eurasia Rating, ka rivlerësuar BKT me AAA (Alb) për të dhjetën herë radhazi në terma afatgjatë në nivel kombëtar e cila tregon nivelin më të lartë të invest

Cheque Services

Easy and quick in use- you just go to the bank counter and get paid on the date of the cheque They formalise the transactions- you can easily link your receivable with the cheque’s payment. BKT cheque

CHEQUE COLLATERALIZED LOAN

...Collateralized LoanGeneral Conditions: When seeking a short-term loan to meet your business needs, most banks require real estate collateral, incurring financial costs and time for your business. H

Cash Back

...BIG MARKET CERRIKU, HEADQUARTER NR 3, CERRIK, ELBASAN BIG MARKET KINEMAJA, ISH KINEMAJA, ELBASAN BIG MARKET RINIA, RRUGA RINIA, ELBASAN BIG MARKET LIBRAZHDI, SHESHI GJORG GOLEMI XL MARKET, RRUGA ME

Campaign “Bonus for Digital Onboarding”

...000 ALL Granted to clients who, during the period 31–60 days from registration , perform at least three transactions, each with a minimum value of 1,000 ALL , from three different categories from t

BKT supports financial education initiatives

We cannot expect them to make good decisions when faced with very important and complex financial issues to come, without proper financial education and preparation.

BKT reopens Durres branch

The building who underwent an in-depth reconstruction the last years has the status of ‘’Category II, cultural monument’’. On the event participated the Board of Directors of BKT, the high management,

BKT Organizes Foreign Trade Practices Seminar

...Organizes Foreign Trade Practices Seminar 2011 Banka Kombëtare Tregtare, in line with the aim at being closer to its corporate clients, has organized the Foreign Trade Practices Seminar BKT ORGANIZ

BKT Hosted Albania Roundtable IN the Euromoney Central & Eastern European Forum

E Arben Ahmetaj , First Deputy Governor of Bank of Albania, Ms. Elisabeta Gjoni , President of Black Sea Trade & Development Bank, Mr. Ihsan Ugur Delikanli and BKT CEO and Board Member, Mr Seyhan Penc

BKT has organized a meeting with agribusiness representative

He presented various grants to be applied in the coming years by international organizations in cooperation with the Albanian government, stressing the importance of banks in the accomplishment of thi

BKT Celebrates Its 90th Anniversary With "The Best Bank In Albania" Award Received for the Sixth Time By "The Banker"

He added that: “We are aware and proud of the tremendous efforts behind this continuous success and appreciative that such a hard work doesn’t go unnoticed. As we are in the middle of the celebrations

BKT Awarded as "Best Bank in Albania for 2012" By Euromoney Magazine

The award was presented during Euromoney Awards for Excellence Dinner in London on July 5 to Mr. Mehmet Usta, Chairman of the Board of Directors and Mr. Seyhan Pencabligil, CEO and Member of the Board

BKT - Participated At Labor Fair, 2017

...- Participated At Labor Fair, 2017 2017 In the framework of supporting to promote and support the creation of new job vacancies takes part in the Labor Fair 2017, organized by the Ministry of Socia

Biznes

Në çdo kohë, duke u paraqitur në degën tuaj më të afërt me mjetin tuaj të identifikimit: Kartë Identiteti ose Pasaportë e vlefshme Formulari i vetë-deklarimit (CRS) mund të shkarkohet në linkun më pos

BEST EVER OFFER FOR MORTGAGE LOANS

5% If you are thinking to buy a house, you just have to find one, because BKT deals with all the other details! We have created the best offer ever for your mortgage loan to buy your first house , a s

Best Bank In Albania for 2019 - The Banker

During his acceptance speech Mr Mehmet Usta , chairman of BKT, stated: “To say that I am delighted and honored to receive this award on behalf of BKT, for the tenth time from “The Banker”, would be an

Banka më e mirë në Shqipëri për vitin 2017 – nga "Euromoney"

...SHQIPËRI” PËR TË GJASHTËN HERË RADHAZI Tiranë, Shqipëri (6 Korrik, 2017) – Si vlerësim i performancës së jashtëzakonshme dhe lidershipit në tregun bankar, Banka Kombëtare Tregtare , fiton çmimin “B

Banka Kombëtare Tregtare Supports the "Green Revolution" Initiative of Tirana Municipality

Erion Veliaj, expressed his gratitude to BKT noting the donations made over the years to improve the living conditions in the community. "Thank you very much for the donation. I know that there are ma

Banka Kombëtare Tregtare is awarded from Global Finance as ‘’The Best Bank in Albania for year 2025’’

...its official press release, Global Finance emphasized that this year’s winners are those banks that demonstrated dedication and professionalism in meeting customer needs during a challenging period

Banka Kombëtare Tregtare is awarded from Global Finance as ‘’The best bank in Albania for year 2023’’

In the press release Global Finance magazine states that the winners of this year’s awards are those banks that attended carefully to their customers’ needs in difficult markets and accomplished bette

ATM – SmartBanKomaT

...- Smart BanKomaT General information All BKT ATMs have installed in them the new CX Banking software, which provides for all customers a good experience in using digital banking channels. You can s

20% eXtra Bonus in Megatek!

BKT Prima credit cardholders who will make at least 3 transactions and spend as a total 10,000 ALL or more will earn 20% eXtra Bonus of the total they spent ! BKT individual Prima credit cards and as

"The Banker" Reaffirms BKT as "The Best Bank In Albania" for 2013

Pencabligil said that: “Unlike our competitors, we have been able to grow and generate profit in good times as well as during the last crisis. Our main motivation is the belief that Albanians deserve

"THE BANK OF THE YEAR IN ALBANIA FOR 2021” - THE BANKER

Although Albania’s economic was hit hard by Covid – 19 pandemic and the gross domestic was contracted in 2020, according to the World Bank, Banka Kombëtare Tregtare (BKT) demonstrated a mix of resilie

"Best Bank In Albania" - Euromoney

...and leadership in the banking market, Banka Kombëtare Tregtare is awarded "The Best Bank in Albania" for the 7th time from Euromoney Magazine , one of the top financial publications in the world.

"Banka Më E Mirë Në Shqipëri Për 2019" - Global Finance

...Tregtare është vlerësuar me çmimin “Banka më e mirë në Shqipëri për 2019” nga revista amerikane Global Finance gjatë ceremonisë së 26-të të ndarjes së çmimeve vjetore ‘Bankat më të Mira në Botë’. T

With Prima credit card, buy whatever you want without thinking twice!

...thinking twice and enjoy the following benefits With Prima credit card, buy whatever you want without thinking twice and enjoy the following benefits: 0% commission for online purchases, both domes

WIN TPL INSURANCE PAYMENT

..."Payment of a TPL insurance" for customers who make TPL car insurance payments on BKT Smart Customers who have made at least one TPL payment within the last 3 months using the BKT Smart app and are

Win "Smart Watch"

..."Smart Watch" This prize will be offered for Top-up recharges for ALBtelecom mobile company performed through in one of online BKT Channels: BKT Smart Mobile Application E-Banking ATM Each recharge

Win "Smart Watch"

..."Smart Watch" This prize will be offered for Top-up recharges for ALBtelecom mobile company performed through in one of online BKT Channels: BKT Smart Mobile Application E-Banking ATM Each recharge

Win a “TABLET”

...a “TABLET” This prize will be offered for Top-up recharges for Albtelecom (Eagle Mobile) company through performed in one of BKT Channels: BKT Smart mobile application E-banking ATM Each recharge d

Win a "TABLET"

...a "TABLET" This prize will be offered for Top-up recharges for ALBtelecom mobile (Eagle Mobile) company through performed in one of BKT Channels: BKT Smart mobile application E-banking ATM Each rec

Win a "Smart Watch"

...a Smart Watch This prize will be offered for Top-up recharges for ALBtelecom mobile (Eagle Mobile) company through performed in one of BKT Channels: BKT Smart mobile application E-banking ATM Each

VESA SPA

Offer is valid from 1 st to 31 st March 2021 in Vesa SPA & Fitness if the payment is done with BKT cards, BanKomaT or Prima . For more information please visit www.vesa-spa.

VEPRIME PA KARTË

...pa kartë të cilat mundësojnë një platformë të thjeshtësuar inicuar nga Dega Internet për Biznesin, me qëllim depozitimin e fondeve nga aktiviteti juaj ditor. Në ATM e BKT-së, tashmë ju mund të krye

VEPRIME PA KARTË

...celulari pa kartë (me para cash) Për më shumë informacione dhe mënyrën e përdorimit të ATM së BKT ju lutem referohuni informacionit të detajuar në MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) Infor

VEPRIME ME KARTË

Ndryshoni PIN-in e kartës tuaj. Depozitoni në monedhën LEKË dhe EURO Pas depozitimit të parave, ju mund të kryeni veprime të ndryshme nëpërmjet ATM (si pagesë karte, rimbushje të celularit, transferta

VEPRIME ME KARTË

Ndryshoni PIN-in e kartës tuaj. Depozitoni në monedhën LEKË dhe EURO Pas depozitimit të parave, ju mund të kryeni veprime të ndryshme nëpërmjet ATM (si pagesë karte, rimbushje të celularit etj.) ose t

Veçoritë dhe përfitimet

Mund të logohesh në Degën Internet kudo ku ka linjë interneti dhe kompjuteri është i sigurtë. Mund të kryesh transaksione bankare dhe pagesa duke kursyer kohë. Nuk të duhet të paraqitesh në degë, të p

Updating Personal Data

2008 “On prevention of money laundering and terrorism financing”, changed, it is recommended for every customer, who has changes on their personal data, to come on our branches for confirmation or upd

Updating Personal Data

...do I have to update my personal data in bank?How can I update my data?What data should I update?When should I update my personal data? To enable accurate identification. To serve better and faster

Update Business Data

2008 “On prevention of money laundering and terrorism financing”, changed, it is recommended for every customer, who has changes on their personal data, to come on our branches for confirmation or upd

Treasury Payments

...PAYMENTS To meet the daily banking needs of clients, BKT offers many facilities in payment services. You can make the treasury payment from BKT branches but to save time and money, we advise you to

Transfer & Pay

...Regardless of where you are you can trust your money transfer to BKT Banka Kombëtare Tregtare provides for all its customers the possibility to transfer money from various ways, depending on everyo

TRANSACTIONS WITH CARD

...WITH CARD At BKT ATMs you have the opportunity to perform various transactions from anywhere in Albania 24 hours a day, 7 days a week. You can: Check your balance and withdraw from any account pre-

TRANSACTIONS WITH CARD

...WITH CARD At BKT ATMs you have the opportunity to perform various transactions from anywhere in Albania 24 hours a day, 7 days a week. You can: Check your balance and withdraw from any account pre-

Tirana, Albania (February 15, 2019)

The countries referred to in this publication are not offshore countries and moreover they are not part of any European Union list or international money laundering organization. 2.

The Best Bank in Albania for 2021 - Global Finance

In the press release Global Finance magazine states that the winners of this year’s awards are those banks that attended carefully to their customers’ needs in difficult markets and accomplished bette

The Best Bank in Albania for 2017 - by “ EMEA Finance"

This success was an evaluation for BKT which successfully continued its restructure, reinvent, and retool for the year ahead and future challenges. EMEA FINANCE AWARDS BKT AS THE BEST BANK IN ALBANIA

The Best Bank in Albania for 2016 - by “ EMEA Finance"

...Best Bank in Albania for 2016 - by “ EMEA Finance" 2017 The Awards continue to reflect the success of Banka Kombëtare Tregtare in the Albanian banking sector. BKT has been awarded for the seventh c

The Best Bank in Albania for 2013 – by “Euromoney”

Usta emphasized that: “We are proud that our consistent growth, sustainable profitability, innovative products and customer service have not gone unnoticed. As long as we implement our growth strategy

Tax Payments

...PAYMENTSDeclaration and payment of taxes: To meet the daily banking needs of clients, BKT offers many facilities in payment services. You can make the payment of your tax from BKT branches but to s

Tax Payments

...month Declaration of National tariff No later than the 15th day of the following month No later than the 15th day of the following month Tax Calendar for NGOs & Public Entities Type of declaration

Sustainability Report

...the report BKT’s first Sustainability Report marks an important step in strengthening transparency and integrating environmental, social, and governance (ESG) considerations into the Bank’s strateg

Super Paga

000 LEK/ Limiti Mujor 100.000 LEK) Shikimi i Kursit të Këmbimit Numër transaksionesh i pa limituar MasterCard ose Visa, Classic ose Gold Limit deri në 3 paga bashkë me Paradhënien bankare (max.

Super Loan for Super Desires!

Super Loan to make your wishes come true, whether small or big!

Super Loan

"Treasury bills" - is a negotiable debt instrument with a maturity of up to one year, issued and guaranteed by the Government of the Republic of Albania. Treasury bills are issued in the national curr

Student Account

*This account will be categorized as Student Account only when the student presents a below document of attending University studies until the age of 25 years old. Student Card or A document certifyin

SmartPay

Mjafton të hyni në “ SmartPay ” me të njëjtat kredencialet si në BKT Smart dhe mund të filloni të dërgoni dhe të merrni pagesa duke skanuar kodin QR. SmartPay ju ofrohet pa pagesë , është e thjeshtë p

Smart Deposit

1%" more for: every new deposit opened in the online channels, for retail and business customers, deposit maturity should be ≥ 6 months, deposit opened in all currencies that bank offers. Invest and e

Smart Deposit

...Deposit Krijo depozitën tënde në kanalet tona online dhe përfito nga normat preferenciale të interesit. Me depozitat e reja online nëpërmjet “Dega Internet” ose “BKT Smart”, ju fitoni “+0.1%” më sh

Smart Banking saves you time and money!

To avoid queuing at the branch and save time and money we suggest you use our digital Smart Banking channels. With BKT Smart or Internet Branch you can perform almost all banking transactions online a

Salary Services

...account in BKT offers a wide field of service with very flexible access in salary customers’ incomes. An account A debit card which allows you to check your account balance, withdraw cash from ATMs

Safety Advices

...Advices 2022 We would like to bring to your attention a few safety advices for you to have a safe navigation on the internet: Dear Customer, We would like to bring to your attention a few safety ad

S & P rating

...Banka Kombëtare Tregtare Receives Strong Rating from S&P Global Ratings Banka Kombëtare Tregtare (BKT), Albania’s leading financial institution, is proud to announce that S&P Global Ratings has ass

Rreth Prima

BKT në bashkëpunim me kompanitë ndërkombëtare të pagesave Mastercard dhe VISA, ofron për ju PRIMA MASTERCARD STANDART / GOLD dhe PRIMA VISA CLASSIC / GOLD . Me PRIMA MasterCard dhe VISA stili juaj i p

Receivable Financing Loan

...Financing LoanGeneral Conditions: Receivable financing loan is designed as flexible access to more funds for companies that have accounts receivable from their customers. Sometimes, some additional

Receivable Financing Loan

...Financing Loan Receivable financing loan is designed as flexible access to more funds for companies that have accounts receivable from their customers. Sometimes, some additional cash flows allow y

Pyetjet më të shpeshta

...më të afërt? Cfarë janë transaksionet pa kartë? Cfarë lloj transaksionesh mund të kryej pa kartë si Biznes?A mund ta ndryshoj PIN-in në ATM? Si mund të depozitoj në llogarinë time gjatë ditëve të p

Promotional Activities 2025

Throughout 2025, the promotional game will offer a total of 37 winners , distributed across the following categories: iPhone 15 (3 winners): For BKT Smart active users meeting the transaction criteria

Project Financing

Project financing offers the best opportunity to finance and engage on new projects through a structured loan that goes hand in hand to the best interest of the project lifecycle.

Prima Outside The Country

Each Prima cardholder is eligible to earn the eXtra Bonus only once. Valid will be considered only International transctions performed abroad in Physical POS-es. In the same day in the same merchant w

Prima Këste - eXtra 0%

If you are not able to pay Cash for the goods you wish to buy, don’t worry! Now with PRIMA card you can pay by instalments. Let yourself free to buy whatever and whenever you need, as you’ll be the on

Politikat e Privatësisë

BKT siguron çdo përdorues se të dhënat që mbërrijnë në bazën e të dhënave të saj banka i siguron me sistemin e sigurisë më të lartë dhe njëkohësisht është e përkushtuar të zbatojë rigorozisht të gjith

Politika Ekzekutimit më të mirë

Brokerat dhe bankat me të cilat BKT bashkëpunon janë të licensuar në EU dhe janë subjekt i respektimit te regullores së MIFID Il, gjë e cila tregon se ata respektojnë procedurën e çmimit më të mirë. 5

PLATFORMA BKT SMART INVEST

Klientët mund të zgjedhin midis alternativave të ndryshme të produkteve financiare dhe ata mund të përdorin levën financiare në varësi të instrumentit financiar. Është e mundur investimi në aksione në

Personal Loan

High liquidity with competitive interest rates!...

Pension Vullnetar Privat

al SIGAL UNIQA INVEST FONDI SIGAL PRO Prospekti Fondit të Pensionit Adresa: Rruga Ukraina e Lirë Tirana,Shqipëri +35544511666 info@fondisigal.com.

Pay with Prima and earn eXtra Bonus!

BKT Prima credit cards are always by your side with plenty of eXtra Bonus to earn in your purchases. Perform transactions with your Prima according to the schema below and enjoy your eXtra Bonus : 7 t

Pay with BKT Prima Debit & Credit Cards and get 10% Cash-back

...criteria: Campaign period 7- 15 February Participants in the campaign are all the cardholders of the debit and Prima BKT Visa/Mastercard credit cards To benefit from the campaign, you must make at

Pay with BKT Credit & Debit Cards (Mastercard) and get 5% Cashback

...period 9 December - 31 January 2025 Participants in the campaign are all the cardholders of the Prima BKT Credit cards and Debit cards (only mastercard type) To benefit from the campaign, you must

Pay with BKT Credit & Debit Cards in all Spar supermarkets and get 2000 Lekë Cashback

...with BKT Credit & Debit Cards in all Spar supermarkets and get 2000 Lekë Cashback Purchases with Prima BKT Credit Cards and Debit cards in every Spar store will reward you during this holiday seaso

Pay with BKT Credit & Debit Cards at Megatek and get 500 Lekë Cashback

...with BKT Credit & Debit Cards at Megatek and get 500 Lekë Cashback Purchases with Prima BKT Credit Cards and Debit cards in Megatek store will reward you during this holiday season. By fulfilling t

Pagesa Shkollimi

...për dokumenta (Libreza & Diploma, Listë Notash, Vërtetim Studenti, Tërheqje Diplome, Tërheqje Kopje Diplome, Program Studimi) Tarifa të tjera (Vërtetim Studenti, Vërtetim Diplome, Karton Diplome, K

Përgjegjshmëria Sociale

Gjithashtu, BKT është nënshkruese e Parimeve për Fuqizimin e Grave duke forcuar përkushtimin tonë ndaj barazisë gjinore dhe rritjes ekonomike gjithëpërfshirëse. BKT operon me një qasje të orientuar dr

Open Banking

55/2020 “Për Shërbimet e Pagesave”, i cili përcakton standartet, kriteret e sigurisë dhe mbrojtjes së përdoruesit, kriteret e informimit dhe transparencës dhe kategoritë e ofruesve të shërbimeve të pa

Oferta Prima Cards

...për Kartat e Kreditit BKT Prima dhe përfito 10% rimbursim në transaksionin e parë!

Money Transfer

...Transfer BKT offers the possibility of performing incoming and outgoing transfers. You can transfer money from your bank account to all currencies accepted by BKT (ALL, EUR, USD, GBP, CHF, CAD, AUD

Money Gram

Me anë të rrjetit ndërkombëtar të transfertave të MoneyGram klientët mund të dërgojnë dhe të marrin para me shpejtësi (zakonisht brenda 10 minutash) dhe me çmime tepër të favorshme dhe konkuruese. Tas

Mission, Vision, Value

...PRINCIPLES BKT’s mission is to provide people with peace of mind, choice and convenience. To be one of the ten most profitable banks in SE Europe.

Micro Startup Loan

...& SME Start-Up loan facility General Conditions The purpose of the Micro and SME Start-up Loan is to encourage qualified customers, such as recently registered Micro and SME businesses, that expres

MICRO & SME START-UP LOAN FACILITY

...& SME Start-Up loan facilityGeneral Conditions: The purpose of the Micro and SME Start-up Loan is to support qualified customers, particularly recently registered Micro and SME businesses, lacking

May 25, 2022 Day Off for BKT Tirana Branches!

We would like to inform you that due to the measures taken by the Government, the Municipality of Tirana and the General Directorate of Police regarding the football match for the UECL final in Tirana

Mastercard Day

Every Tuesday, from July 1st, 2025 to December 29, 2026 , any purchase you make in selected categories such as restaurants, bars, grocery stores, hotels, or taxis will give you 10% cashback . It’s a s

Marketi im

Additional information: All Prima credit cards MasterCard Standard, MasterCard Gold, Visa Classic and Visa issued by BKT will participate. Bonus is calculated on the sum of the receipt and will be upd

Loan for Kosovo Citizens

“Treasury Bill” – is a negotiable debt instrument with a maturity of up to one year, issued and guaranteed by the Government of the Republic of Albania. Treasury Bills are issued in the national curre

Llogari Kursimi

...Kursimi Pse të kursejmë?Si kursejmë?HapjaKreditimiInteresiPër më shumë informacion Kjo kategori siguron avantazhet e Depozitës me Afat dhe Llogarisë Rrjedhëse në një produkt të vetëm: Interes më të

Llogari Bazike

Në rast të refuzimit të hapjes së llogarisë së pagesave me shërbime bazike ose ankesave të tjera lidhur me zbatimin e parashikimeve të Ligjit Nr. 100/2023 “Për Llogarinë e Pagesave me Shërbime Bazike”

Linja e Etikës

calik.com/?lang=sq-AL...

Këshilla Sigurie

Mos aksesoni asnjëherë linqe të cilat ju dërgohen me e-mail ose sms ku ju kërkohet të rifreskoni të dhënat tuaja Mos aksesoni llogarinë tuaj online nëpërmjet linqeve që ju vijnë me e-mail apo sms Mos

JCR Eurasia Rating rivlerëson BKT me ‘AAA (Alb) për Qeverisjen e Korporatave

AAA (Alb) është nota më e lartë e mundshme brenda tregut vendas dhe tregon se BKT ruan pozitat e saj si institucioni bankar më i besueshëm dhe më i fortë financiarisht në Shqipëri. JCR-ER ka vlerësuar

JCR Eurasia Rating reaffirms BKT as ‘AAA (Alb)'

Instead BKT shifted its assets to higher yielding, corporate and banking sector Eurobonds government securities. This serves to support the net interest margin, and hedge against the Euroisation trend

iPhone 15 Prize

...15” Prize This prize is dedicated to active users of the BKT Smart app. Criteria: Eligible Transactions: Customers must complete at least 1 transaction during the game period via the BKT Smart appl

Integrity Helpine

Information on Ethical Breach

...on Ethical Breach For any kind of unethical or illegal behaviour please contact us at: ethicline@bkt.com.al...

Informacion mbi thyerjet e Etikës

...mbi thyerjet e Etikës Për çdo informacion në lidhje me sjelljet joetike dhe të paligjshme, ju lutem na kontaktoni në: ethicline@bkt.com.al...

Gjobat e trafikut

...pa pagesë për çdo gjobë që do të regjistrohet për mjetin tuaj (mjafton regjistrimi vetëm një here në kanalet tona alternative), Zbritje 50% të vlerës së gjobës, sipas kodit rrugor të Republikës së

Forex

...a day/seven days a week through our “Internet Branch”, BKT Smart application or SMART BanKomaT where you can benefit more preferential exchange rates compared to the branches. If you have a Debit C

For you and your friends-50 ALL as a gift from BKT Smart!

🎁 Request money from your friends on BKT Smart, and you and your friends will earn 50 ALL cashback ​ How to become part of the campaign: Login on BKT Smart , go to the menus > Payments & Transfers >

Flexi Mortgage Loan

...generally use the 1-year Treasury Bill rate as the base rate for calculating interest on loans in Lek, while for loans in Euro they use the 1-year Euribor rate. “Treasury Bill” – is a negotiable de

Fees

...Registration is free for all the retail customers. There is no fee for the usage of BKT Smart. Each BKT Smart user can easily and without any cost perform banking transactions.

Fees

...Registration is free for all the retail customers. There is no fee for the usage of BKT Internet branch. Each BKT Internet branch user can easily and without any cost perform banking transactions.

FEES

...Registration is free for all the business customers. There is no fee for the usage of BKT Internet branch. Each BKT Internet branch user can easily and without any cost perform banking transactions

Features & Benefits

You do not need to go in the branch, fill applications forms, you can register and use BKT Internet branch directly from webpage www.bkt.com.al .

FATCA

...që në zbatim të FATCA të implementojnë masa identifikimi dhe të kryejnë raportime tek autoritetet tatimore amerikane (IRS), të disa të dhënave të taksapaguesve amerikanë ( individ dhe kategori spec

FAQS

...BKT offering any possibility of keeping and saving valuables? Banka Kombëtare Tregtare offers safe deposit boxes in different sizes to suit your requirements. They are located on a secure environme

FAQ

Can I profit this loan without offer any guarantor?5. What type of property can be offered as collateral for this loan? 6.

FAQ

...the product terms and conditions and all the required documents click at the Link below: Home Equity Loan ‘’Home Equity ‘’ Loan is used for every need of customer, including purchase of technical e

FAQ

Otherwise, you can go in every branch of BKT to pay the instalment of the loan.

eXtra Bonus and 2-3 installments with 0% interest

Also the number of installments goes up to 12 installments with 0% interest. The “Loyalty” program list of merchants can be found in this link: http://bkt.com.al/en/daily-banking/credit-cards/prima-ex

Exchange

You can also perform your FX transactions: Going to the nearest branch 24 hour /7 days through: Internet Branch BKT Smart In BKT ATM’s if you have a debit...

Exchange

Get competitive prices for your foreign currencies purchases/sales against local currency LEK. For your US$/LEK, EUR/LEK, GBP/LEK, CHF/LEK, CAD/LEK, AUD/LEK or cross currencies.

Emea Finance awards Banka Kombëtare Tregtare for the 13th time with 4 important prizes

The submission for these awards demonstrated that European banking remains in good shape and proved that the financial industry can weather a severe crisis. The digital advances that have been made ov

ECO LOAN FOR BUSINESSES

...LOAN for BusinessesGeneral Conditions: The ECO Loan is designed for all businesses aiming to finance projects or project components that contribute to energy conservation and environmental protecti

ECO LOAN

...is a loan for all businesses, with the purpose of financing projects and/or project components, which influence on saving energy while contributing to environmental protection. Loan Maturity – up t

Digital Onboarding Bonus Prize

...registration process as bank clients via the BKT Smart app and perform at least one financial transaction during the specified game period are eligible to participate. Winner Selection: All eligibl

Deri në 50% ulje për argëtim gjatë udhëtimeve tuaja me BookingBash dhe Visa.

Shkarkoni aplikacionin BookingBash nga App Store ose Google Play. 2.Në faqen kryesore, klikoni mbi opsionin “Discover Offer” (Zbulo Ofertën). 3.Regjistroni kartën tuaj Visa në aplikacionin BookingBash

Deposits in foreign currency

Come to BKT, choose the deposit that suits you better your plans for the future! *If you open a deposit in BKT SMART the interest rate will be 0.1% higher.

Deposit in Smart BanKomaT and earn Cashback!

Have you recently deposited in BKT Smart BanKomaT? If not, then deposit again at Smart BanKomaT and we will give you up to 500 Lekë Cashback! Have you recently deposited in BKT Smart BanKomaT ? If not

Day off for Durres Port agency

2022 Day off for Durres Port agency Dear Customers! We would like to inform you that the Durres Port agency will be closed on January 1 and 2, 2022 . The agency will start its activity on January 3, 2

Cooperation Agreement: BKT –Faculty of Economic, University of Tirana

Since the first time I came to Albania, 21 years ago, the University of Tirana was the best and still continues to be so, thanks to Prof. Dr. Kule and other executives over the years. BKT has also coo

cookies

...skedar i vogël që mund të vendoset në pajisjen tuaj me qëllim që t’ju njohim më tepër dhe t’ju kujtojmë në herët e tjera që do të vizitoni faqjen tonë. Ajo dërgohet në shfletuesin tuaj dhe ruhet në

Contact Us

...Head Office address: Rruga e Vilave, Lundër 1, 1045, Tirana, Albania Telephone number +355 (0) 4 22 66 288 SWIFT Code: NCBAALTX E-mail address: info@bkt.com.al...

Concord and Kristal Branch working Hours 31.12.2021

2021 2021 We would like to inform you that the branches BKT Concord and BKT Kristal, on Friday, 31 December 2021 will work from 10:00 to 16:30. Dear Customers! We would like to inform you that the bra

Check Collateralized Loan

...new customer of BKT, under the following group: Existing Credit Customers (Corporate & Commercial), Existing Operational Customer, New Customer (selective) with good financial position. The targete

Check Collateralised Loan

...new customer of BKT, under the following group: Existing Credit Customers (Corporate & Commercial), Existing Operational Customer, New Customer (selective) with good financial position. The targete

CARDLESS TRANSACTIONS

...TRANSACTIONS Don't you have a debit card or you forgot it? It is no longer a problem .

CARDLESS TRANSACTIONS

...TRANSACTIONS Banka Kombëtare Tregtare offers innovations for Business Customers at every ATM, including cardless transactions that enable a simplified platform initiated by the Online Branch for Bu

BRANCH & ATM VORË

Rinia, Qendër Vorë, Tiranë, Shqipëri +355 4 76 00 375, +355 4 76 00 358 No info@bkt.com.al...

BRANCH & ATM VLORË

491500 Lagja "Hajro Çakërri", Sheshi Flamurit, Vlorë, Shqipëri +355 3 32 25 015, +355 3 32 22 090 No info@bkt.com.al...

BRANCH & ATM TREGU AGRO

763333 Autostrada Tirane-Durres Km 1, Mëzez, Kashar, Tiranë, Shqipëri +355 4 83 32 275 + 355 4 2266 279 info@bkt.com.

BRANCH & ATM STACION I TRENIT

14, Tiranë, Shqipëri +355 4 22 34 047, +355 4 22 30 748 No info@bkt.com.al...

BRANCH & ATM SHKOZET

480805 Lagjia 14, Shkozet, Durrës, Shqipëri +355 5 22 65 414 No info@bkt.com.al...

BRANCH & ATM SHKOLLA BALETIT

"Mihal Grameno", Tiranë, Shqipëri +355 4 22 22 431 info@bkt.com.al...

BRANCH & ATM SHKODËR

510194 Sheshi "2 Prilli", Shkodër, Shqipëri +355 2 22 43 275 No info@bkt.com.al...

BRANCH & ATM SAUK

844861 Sauk i Ri Tiranë, Shqipëri +355 4 24 67 921 No info@bkt.com.al...

BRANCH & ATM SARANDË

Mithat Hoxha, Sarandë, Shqipëri +355 8 52 25 705 No info@bkt.com.al...

BRANCH & ATM RRUGA KAVAJËS

"E Kavajës", Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

BRANCH & ATM RRUGA ELBASANIT

Themistokli Germenji, Tiranë, Shqipëri +355 4 2347552 +355 4 2347553 info@bkt.com.

BRANCH & ATM RRUGA DURRËSIT

53, Tiranë, Shqipëri +355 4 24 00 261 No info@bkt.com.al...

BRANCH & ATM RRËSHEN

"Motrat Vinçenciane", Rrëshen, Shqipëri + 355 2 16 23 146 No info@bkt.com.al...

BRANCH & ATM RINIA ELBASAN

Rinia, Elbasan, Shqipëri +355 5 42 40 270, +355 5 42 41 401 No info@bkt.com.al...

BRANCH & ATM QYTETI NXËNËSVE

"E Kavajës", Pallati 2 R, Tiranë, Shqipëri +355 4 22 00 211 No info@bkt.com.al...

BRANCH & ATM POGRADEC

Rinia, Pogradec, Shqipëri +355 8 32 25 706 No info@bkt.com.al...

BRANCH & ATM PLAZHI DURRËS

Pavarësia, Plazh, Durrës, Shqipëria +355 5 22 63 415, +355 5 22 63 416 No info@bkt.com.al...

BRANCH & ATM PIAZZA

2, Tiranë, Shqipëri +355 4 24 43 073 No info@bkt.com.al...

BRANCH & ATM PESHKOPI

428194 Bulevardi "Elez Isufi", Peshkopi, Shqipëri +355 2 18 25 535 No info@bkt.com.al...

BRANCH & ATM PEQIN

752472 Lagja "Xhami", Bulevardi "Mustafa Gjinishi", Peqin, Shqipëri +355 5 12 23 745 No info@bkt.com.al...

BRANCH & ATM PAVARËSIA

"Hasan Kushta", Lagjia Pavarësia, Vlorë, Shqipëri +355 33 238 369 No info@bkt.com.al...

BRANCH & ATM ORIKUM

475666 Lagjia "1 Maji", Bulevardi Princesha Rugjine, Orikum, Vlorë, Shqipëri +355 3 91 22 942 No info@bkt.com.al...

BRANCH & ATM MYSLYM SHYRI

"Myslym Shyri", Tiranë, Shqipëri +355 4 22 43 206 No info@bkt.com.al...

BRANCH & ATM MUSTAFA QEMAL ATATURK

82, Tiranë, Shqipëri +355 4 22 45 697 No info@bkt.com.al...

BRANCH & ATM MEDRESE

e Dibrës, Tiranë, Shqipëri +355 4 23 79 383 No info@bkt.com.al...

BRANCH & ATM LUSHNJE

Uan Kondakçiu, Lushnje, Albania +355 3 52 24 572 No info@bkt.com.al...

BRANCH & ATM LIQENI

Kopshti Botanik, Liqeni i Tiranës, Tiranë, Shqipëri +355 4 24 65 314 No info@bkt.com.al...

BRANCH & ATM LIBRAZHD

"Gjorg Golemi" Librazhd, Shqipëri +355 5 14 22 177, +355 5 14 22 178 No info@bkt.com.

BRANCH & ATM LEZHË

71, Lezhë, Shqipëri +355 2 15 22 602 No info@bkt.com.al...

BRANCH & ATM LAPRAKË

Gintash , nr 8, Tiranë, Shqipëri +355 4 24 13 176, +355 4 24 13 177 +355 4 2413 178 info@bkt.com.al...

BRANCH & ATM LAÇ

3, Laç, Shqipëri +355 5 32 22 79 5 No info@bkt.com.al...

BRANCH & ATM KUKËS

2 Kukës, Shqipëri +355 2 42 22 434 No info@bkt.com.al...

BRANCH & ATM KUÇOVË

915527 Blloku "Tafil Skendo",Kuçovë,Berat, Shqipëri +355 3 11 22 234 No info@bkt.com.al...

BRANCH & ATM KRISTAL

""Fran Bardhi"", Qendra Tregtare Kristal Tiranë, Shqipëri " +355 4 23 22 295 No info@bkt.com.al...

BRANCH & ATM KORÇË

9, Korçë, Shqipëri +355 8 22 51 916 +355 82 243172 info@bkt.com.al...

BRANCH & ATM KOPLIK

Dedaj, Qender Koplik, Malsi e Madhe, Shqipëri +355 2 11 23 169 info@bkt.com.al...

BRANCH & ATM KOMUNA E PARISIT

2, Lagjia Komuna e Parisit, Tiranë, Shqipëri +355 4 23 20 671, +355 4 23 20 672 No info@bkt.com.al...

BRANCH & ATM KOMBINAT

50, Kombinat, Tiranë, Shqipëri +355 4 23 51 672, +355 4 23 51 640 No info@bkt.com.al...

BRANCH & ATM KAVAJË

560277 Bulevardi "Josif Buda" Lagja nr 3, Kavajë, Shqiperi +355 5 52 47 745 No info@bkt.com.al...

BRANCH & ATM KASTRIOTI

"Aulona" Km 7, Qendra Tregtare Golden, Fier, Shqipëri +355 34 23 37 94, + 355 34 23 38 01 No info@bkt.com.

BRANCH & ATM KASHAR

726250 Autostrada Tiranë - Durrës, Km. 7, Kashar, Tiranë, Shqipëri +355 4 22 91 727 No info@bkt.com.

BRANCH & ATM KAMËZ

763805 Bulverdi Blu , Kamëz, Tiranë, Shqipëri + 355 4 72 00 440 No info@bkt.com.al...

BRANCH & ATM ISMAIL QEMALI

"Ismail Qemali", Tiranë, Shqipëri +355 4 22 64 947 No info@bkt.com.al...

BRANCH & ATM HOXHA TAHSIM

"Hoxha Tahsim" Tiranë Shqipëri +355 4 22 68 199 No info@bkt.com.al...

BRANCH & ATM GRAMSH

184111 Lagjia Holta, Pall 46, Gramsh, Shqipëri + 355 5 13 22 060 + 355 4 2266 279 info@bkt.com.al...

BRANCH & ATM GJIROKASTËR

142750 Lagjia "18 Shtatori", Bulevardi "18 Shtatori" Gjirokastër, Shqipëri +355 8 42 67 130 No info@bkt.com.

BRANCH & ATM FUSHË-KRUJE

719888 Lagjia "Kastrioti", Fushë-Krujë, Shqipëri +355 5 63 22 927 No info@bkt.com.al...

BRANCH & ATM FIER

29 Nëntori”;Fier; Shqipëri +355 34228 453, +355 34228 454 No info@bkt.com.

BRANCH & ATM ELBASAN 2

080638 Lagjia "29 Nëntori", Rr "11 Nëntori", Elbasan,Shqipëri +355 54 241 182 No info@bkt.com.

BRANCH & ATM ELBASAN

080638 Lagjia "29 Nëntori", Rr "11 Nëntori", Elbasan,Shqipëri +355 5 42 41 182 No info@bkt.com.

BRANCH & ATM DURRËS

"Egnatia",Durrës, Shqipëri +355 5 22 20 060 No info@bkt.com.al...

BRANCH & ATM DON BOSKO

"E Durrësit" , Sheshi “Karl Topia” Godina 127/3, Tiranë, Shqipëri +355 4 24 04 208, +355 4 24 04 209 No info@bkt.com.

BRANCH & ATM DELVINË

Veli Kallapodhi, Delvinë, Shqipëri +355 8 15 23 711 No info@bkt.com.al...

BRANCH & ATM DAJTI

51, Kinostudio, Tiranë, Shqipëri +355 4 23 70 256 No info@bkt.com.al...

BRANCH & ATM ÇOROVODË

2 , Çorovodë, Shipëri + 355 3 12 23 080 No info@bkt.com.al...

BRANCH & ATM CONCORD

826777 Rruga "5 Maji", Qëndra Tregtare Concord, Tiranë, Shqipëri +355 4 24 60 310 No info@bkt.com.al...

BRANCH & ATM ÇLIRIMI

75, Shkodër, Shqipëri +355 2 22 45 365 No info@bkt.com.al...

BRANCH & ATM BUSHAT

534055 Qendër Bushat, Vaju Dejës, Shqipëri +355 2 66 20 262 No info@bkt.com.al...

BRANCH & ATM BULEVARDI REPUBLIKA

780916 Bulevardi "Republika", Korçë, Shqipëri +355 8 22 46 905 No info@bkt.com.al...

BRANCH & ATM BLU STAR

45077 Rruga Liburnika 17, Durrës, Shqipëri + 355 4 22 66 288 No info@bkt.com.al...

BRANCH & ATM BILISHT

987027 Blulevardi Kryesor Bilisht, Korçë, Shqipëri + 355 8 11 23 681 No info@bkt.com.al...

BRANCH & ATM BERAT

1, Berat Shqipëri +355 3 22 36 470, +355 3 22 36 472 No info@bkt.com.al...

BRANCH & ATM ALI DEMI

"Idriz Dollaku", Lagja Ali Demi, Tiranë, Shqipëri +355 4 23 58 947 No info@bkt.com.al...

BRANCH & ATM ABDYL FRASHËRI

"Abdyl Frashëri", Tiranë, Shqipëri +355 4 22 65 865, +355 4 22 66 138 No info@bkt.com.al...

Bonus për Klientët Ekzistues Aktivë

...shpërblen klientët ekzistues digjitalë që kanë kryer transaksione financiare, por të cilët gjatë periudhës së fushatës kryejnë për herë të parë një transaksion në një kategori të re, që nuk e kanë

Bonus për Klientët e Rinj në BKT Smart/Dega Internet

...Lekë , që përfshihet në transaksione të ndryshme gjatë periudhës së fushatës: 200 Lekë bonus për transaksionin e parë të kryer me BKT Smart ose Dega Internet në secilën kategori të pranueshme Deri

Black Friday Prima Cards

...Campaign period 21 st November -06 th December Participants in the campaign are all the cardholders of the Prima BKT Visa/Mastercard credit cards To benefit from the campaign, you must make at leas

BKT Smart Notification

...BKT Transfers from BKT Kosovo Transfers from other Banks in Albania Purchases in POS in Albania Purchases in POS out of Albania Online purchases Automatic Payment of Credit Cards from others Salary

BKT Reawarded as Bank of Year 2011 By The Banker

...Reawarded as Bank of Year 2011 By The Banker 2011 (BKT) has been re-awarded as “Bank of the Year 2011 for Albania” by The Banker, the banking sector’s magazine of Financial Times. BKT REAWARDED AS

BKT Reawarded As Bank of Year 2010

BKT, which celebrated its 85th anniversary few times ago, has 77 branches out of which 58 are situated in Albania and 19 of them in Kosovo, thus making BKT the biggest Albanian bank in the region. BKT

BKT – PARTICIPATES IN THE CAREER FAIR 2022 BY UNYT

This fair is a unique and necessary opportunity for young people whose goal is to consolidate relationships with them, and to help them towards personal and professional achievements. BKT offers teach

BKT PARTICIPATED IN THE EXHIBITION "I HAVE A DREAM” – UN WOMEN

Through its objective, the photograph's goal was to bring attention to the dreams of Albanian girls from rural areas of the country, as well as to call for societal commitment to promote equal rights

BKT Mastercard Travel Premium ju shpërblen për blerjet jashtë vendit

...Travel Premium ju merrni automatikisht një pjesë të shumës mbrapsht kur blini në një nga tregtarët tanë të përzgjedhur jashtë vendit ose online me Mastercard Gold, Platinum, World ose World Elite.

BKT Introduces the New Loan Guarantee Agreement signed between BKT and Municipality of Tirana

...the New Loan Guarantee Agreement signed between BKT and Municipality of Tirana 2013 Within the framework of expanding the cooperation with Local Government and the corporate social responsibility,

BKT Hosted Albania Roundtable in the Euromoney Central & Eastern European Forum

Anila Denaj , State Minister of Diaspora Mr. Pandeli Majko, Governor of Bank of Albania Mr. Gent Sejko , and Chairman of Balfin Group Mr. Samir Mane . Mr. Pencablıgil , during his opening speech state

BKT “BEST BANK IN ALBANIA FOR 2022” – GLOBAL FINANCE

...of turmoil from Russia’s invasion of Ukraine, corporate leaders face a new set of challenges concerning the choice of their banking relationships,” said Joseph D. Giarraputo, publisher and editoria

BKT Awarded as Bank of the Year 2013 By Emea Finance Magazine

Usta emphasized that: “We are proud that our consistent growth, sustainable profitability, innovative products and customer service have not gone unnoticed. As long as we implement our growth strategy

BKT Awarded as Bank of the Year 2011 By Emea Finance Magazine

The award was delivered to Mr. Mehmet Usta, Chairman of the Board of Directors and Mr. Seyhan Pencabligil, CEO and Member of the Board of Directors of BKT, in the ceremony that took place in London on

BKT - PARTICIPATES IN “WORK & STUDY” FAIR, 2022

This event is an excellent and unique opportunity for Albanian youth whose goal is to consolidate relations with the new generation, to help them towards personal and professional achievements regardi

BKT - PARTICIPATES IN THE LABOR AND SKILLS FAIR IN DURRËS 2022

The fair aims to build a concrete relationship of cooperation and communication between supply and demand in the labor market. BKT offers employment opportunities, internships, various scholarships a

BKT - Announcement for the clients

Dear Customers, BKT will not charge any interest or penalty for the loan repayments that fell on 3 rd or 4 th August 2021 and could not be made due to the partial interruption to our services. The int

Banka më e mirë në Shqipëri për vitin 2016 - nga “EMEA Finance”

...më e mirë në Shqipëri për vitin 2016 - nga “EMEA Finance” 2017 Çmimet dhe vlerësimet vazhdojnë të reflektojnë suksesin e BKT në sektorin bankar. Banka Kombëtare Tregtare është zgjedhur për të shtat

Banka Më E Mirë Në Shqipëri Për 2018 - The Banker

Mehmet Usta , u shpreh shumë i lumtur për çmimin “Banka më e mirë në Shqipëri" për të nëntin vit, duke theksuar se ky vlerësim tregon qartë pozicionin dominues të BKT në sistemin Bankar Shqiptar.

Banka më e mirë në Shqipëri për 2017 – nga The Banker

“THE BANKER” RIVLERËSON BKT PËR TË TETËN HERË SI “BANKA MË E MIRË NË SHQIPËRI” Tiranë, Shqipëri (30 Nëntor, 2017) – Banka Kombëtare Tregtare (BKT) , fiton çmimin “Banka më e mirë në Shqipëri për 2017”

BANKA KOMBËTARE TREGTARE SUPPORTS MONEY WEEK 2022

...2022 Tirana, Albania (March 24, 2022) - Money Week is a worldwide celebration of money, focusing on raising awareness of the younger generation about the good management of their finances for a sec

Banka Kombëtare Tregtare në mbështetje të Javës së Parasë

...skuadrat e dala nga universitetet u sollën si banka, ndërkohë juria me përfaqësues nga AAB, BKT, dhe Universitetet u sollën si kompania që përzgjodhi ofertën më të mirë. Në përfundim të konkursit u

Banka Kombëtare Tregtare Mbështet "Revolucionin E Gjelbër" Iniciativë E Bashkisë Tiranë

Në ceremoninë e inagurimit, të organizuar me këtë rast, morën pjesë Drejtori i Përgjithshëm dhe Anëtar i Bordit të BKT, Z. Seyhan Pencabligil dhe Kryetari i Bashkisë Tiranë Z. Erion Veliaj . Z. Seyhan

Bank of the Year

...of the Year 2010 Banka Kombëtare Tregtare (BKT) has been awarded as “Bank of the Year 2010 for Albania” by The Banker, the banking sector’s magazine of Financial Times BANK OF THE YEAR Tirana, Alba

ATM UNAZA E RE

Teodor Keko, Unaza e Re, Tiranë,Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM SPITALI ELBASAN

081194 Lagjia "Haxhijas" , Elbasan, Shqipëri + 355 4 22 66 288 No info@bkt.com.al...

ATM SPITALI CONTINENTAL

Ali Demi, Spitali Continental, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM SHIJAK

Deliallisi, Shijak, Durrës, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM SARANDË 2

"E Flamurit", Sarandë, Shqipëri + 355 4 22 66 288 No info@bkt.com.al...

ATM RRUGA DIBRËS

"E Dibrës", Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM QËNDRA TREGTARE UNIVERS QTU

748861 Autostrada Tiranë - Durrës, Km 6, Qendra Tregtare Univers, Tiranë, Shqipëri + 355 4 22 66 288 No info@bkt.com.

ATM QËNDRA TREGTARE TIRANA EAST GATE TEG 2

856972 Rruga Nacionale Tiranë-Elbasan, Qendra Tregtare TEG, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM QËNDRA TREGTARE TIRANA EAST GATE TEG 1

856972 Rruga Nacionale Tiranë-Elbasan, Qendra Tregtare TEG, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM QËNDRA TREGTARE RIVIERA

486472 Bulevardi "Ismail Qemali", Qendra Tregtare Riviera, Skelë, Vlorë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM QËNDRA TREGTARE RING

"Muhamet Gjollesha", Tirana Ring Center, Tiranë, Shqipëri info@bkt.com.al...

ATM PAPMETAL

Xhazotaj, Durrës, Shqipëria +355 4 22 66 288 No info@bkt.com.al...

ATM ISH PRAKTIKER

6, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM FAKULTETI I SHKENCAVE

816583 Bulevardi Zogu I, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM BRRYLI

"Arkitekt Kasemi", Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM AEROPORT

713777 Aeroporti Ndërkombëtar i Tiranës "Nënë Tereza", Rinas, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM - SmartBanKomaT

Në ATM-të e BKT-së ju mund të përdorni çdo kartë e cila ka logon e VISA ose MasterCard. Nëse nuk jeni i pajisur me një kartë Debiti ose Krediti nga BKT për biznesin tuaj ju mund të bëni kërkesë në var

ATM - Smart BanKomaT

Në ATM-të e BKT-së ju mund të përdorni çdo kartë e cila ka logon e VISA ose MasterCard pavarësisht nga banka e cila e ka lëshuar këtë kartë. Nëse nuk jeni i pajisur me një kartë Debiti ose Krediti nga

Are you looking for the best loan free collateral offer?

...you looking for the best loan free collateral offer? BKT offers Super Loans up to 2,000,000 ALL with an interest rate starting from 2.7%! BKT offers Super Loans up to 2,000,000 ALL with an interest

Anti-Covid-19 vaccination campaign!

In support of the vaccination campaign undertaken by the Government and the Anti Covid-19 measures, BKT launches the vaccination campaign for its employees for the period 30 August -30 September 2021.

Announcement for the clients

Dear customers, Taking into consideration the situation recently created with the publication of personal data of individuals in Albania from unknown linkages, we inform you that this publication does

Announcement for clients

...for clients 2025 Dear Customer, As part of our commitment to strengthening operational resilience, and in line with industry’s best practices and internationally recognized standards, we will condu

Announcement about the cost of money transfers performed online

...performed online 2020 Banka Kombetare Tregtare following the order issued by Bank of Albania on April 08, 2020, with the purpose of supporting our customers to overpass the situation created from C

Announcement

...2025 Dear Customers, From July 4 to July 6 , we will be performing a scheduled upgrade of our central system. This upgrade is part of our commitment to providing you with a faster and more secure b

Aleksandër Moisiu" University Durrës (UAMD) organized the graduation ceremony of the students of the Faculty of Integrated Studies with Practice (FASTIP)

Among all the representatives of public and private institutions, partners with FASTIP Program, the ceremony was attended by the Rector of Aleksandër Moisiu University Durrës, Mrs. Kseanela Sotirofski

Albania Was Presented In the Euromoney Central & Eastern European Forum

The panel of central bank governors from the Central and Eastern European countries on “Monetary Policy Debate" was of particular importance. During the forum, in order to present Albania and its pote

Aksionerët

...dhe bashkëpunime afatgjata me kompani ndërkombëtare për shkak të veprimtarisë së vazhdueshme në rajone të ndryshme të botës, Çalık Holding zhvillon modele novatore biznesi dhe ecën përpara në të gj

Agjencia E Sigurimit Të Depozitave Përzgjodhi Bankën Kombëtare Tregtare Të Parën Në Listën Paraprake Të Bankave Agjente Për Kryerjen E Procesit Të Kompensimit Të Depozitave.

Në vijim të këtij procesi, BKT dhe ASD kanë finalizuar me sukses të gjitha detajet dhe në datën 24 Janar 2018, Drejtori i Përgjithshëm dhe Anëtar i Bordit të BKT, Z. Seyhan Pencabligil dhe Drejtori i

Account for Retiree

An everyday usages account to manage your pension! Don’t spend your time and patience in long rows for your pension withdrawal. Now you can withdraw it in BKT so you can benefit preferential products.

AAA (Alb) rating by- JCR Eurasia Rating

...(Alb) rating by- JCR Eurasia Rating for Corporate Governance for the second time in a row 2013 JCR-Eurasia Rating reconfirms its rating for BKT with “AAA (Alb)” with stable outlook for the fifth ye

AAA (Alb) rating - by JCR Eurasia Rating

JCR-ER observed that, BKT is the largest bank in the Albanian banking sector and has a leading position in terms of core banking size indicators; assets, loans, investment securities, deposits and net

AAA (Alb) rating - by JCR Eurasia Rating

...(Alb) rating - by JCR Eurasia Rating 2018 JCR Eurasia Rating reaffirms AAA (Alb) to BKT for the 10th time in a row in a high-level investment category in Long Term National Credit Rating, and Short

AAA (Alb) – nga JCR Eurasia Rating

...shumë se 200 kompani të huaja dhe është e vetmja Agjenci Japoneze për Vlerësime e cila është e regjistruar zyrtarisht në Shtetet e Bashkuara të Amerikës dhe e çertifikuar në Bashkimin Evropian. AAA

3 Installments - 0% Interest

Can’t afford paying something entirely but you wish to divide it on installments? BKT Prima credit card offers you this possibility. Feel free to buy whatever and whenever you need something, as you w

20% eXtra Bonus në Megatek!

Për të gjithë kartëmbajtësit Prima të cilët kryejnë të paktën 3 transaksione me vlerë totale 10,000 Lekë ose më shumë do të përfitojnë 20% të shumës si pikë eXtra Bonus ! Pjesëmarrës në fushatë do të

"The Banker" Selects BKT as the Best Bank In Albania for the Fifth Time

8 billion in total assets, since June 2014 BKT is the largest bank in the Albanian banking system . My thanks go to all our employees who together with our customers and business partners made possibl

"The Banker" Rivlerëson BKT Për Të Shtatën Herë Si "Banka Më E Mirë Në Shqipëri"

” Drejtori i Përgjithshëm dhe Anëtar i Bordit Drejtues Z. Seyhan Pencabligil shtoi se: “Ne jemi krenar që për të shtatën herë marrim këtë çmim, i cili tregon dhe vlerëson përpjekjet tona të vazhdueshm

"Banka Më E Mirë Në Shqipëri" - "Euromoney"

...Më E Mirë Në Shqipëri" - "Euromoney" 2019 Si vlerësim i performancës së jashtëzakonshme dhe lidershipit në tregun bankar, Banka Kombëtare Tregtare , fiton çmimin “Banka më e mirë në Shqipëri” , për

"BANKA MË E MIRË E VITIT NË SHQIPËRI PËR 2021" - THE BANKER

Duke ju referuar Bankës Botërore, ekonomia e Shqipërisë u godit rëndë nga pandemia Covid-19 dhe prodhimi i brendshëm bruto u tkurr në vitin 2020, por Banka Kombëtare Tregtare (BKT) demonstroi qëndrues

“BANKA E VITIT NË SHQIPËRI PËR VITIN 2020” - The Banker

...vendosur një theks të veçantë tek bankat që kanë udhëhequr rrugën e duhur për të përmbushur nevojat e klientëve përmes inovacioneve digjitale dhe për të ruajtur qëndrueshmërinë përballë pandemisë.