Rezultatet e kerkimit

JANE 1023 REZULTATE PER MAKEMUR.com bribe the parole board members

Digital Onboarding Bonus Campaign

Only registrations completed online through the BKT Smart application are eligible for participation in the campaign. 2. Participants The campaign is open to: a) New customers registered through Digit

“Fto & Fito” Campaign

The respective bonus will be credited to the Referring Customer’s primary account in ALL after the fulfillment of the conditions and completion of the verification process by the Bank. Depending on th

Fushata “Fto & Fito”

Të dhënat ruhen deri në përfundim të fushatës dhe për periudhën e auditimit sipas legjislacionit bankar. Përpunimi i të dhënave personale kryhet në përputhje me Ligjin Nr.124/2024 aktet nënligjore në

Fushata Bonus për Klientët e Rinj Online

Komunikimi i fushatës BKT mund të komunikojë me klientët lidhur me këtë fushatë përmes: • push notifications në aplikacionin BKT Smart • SMS • email Këto komunikime kanë për qëllim informimin dhe riku

Banka Kombëtare Tregtare is awarded from Global Finance as "The Best Bank in Albania for year 2026"

...Finance , stated in the press release: “The global banking sector continues to demonstrate resilience despite geopolitical instability, regulatory pressure, and increasing competition from fintech.

National Commercial Bank reports increased net profit for the first quarter of year 2022

...Commercial Bank reports increased net profit for the first quarter of year 2022 2022 ​BKT reports that the net profit for June 2022 for BKT Albania only, increased to 53 million USD compared to Jun

Albanian Deposit Insurance Agency Selects Banka Kombëtare Tregtare as the First Agent Bank In the Preliminary List for the Deposit Compensation Process

...Deposit Insurance Agency Selects Banka Kombëtare Tregtare as the First Agent Bank In the Preliminary List for the Deposit Compensation Process 2018 Banka Kombëtare Tregtare (BKT) was ranked first i

Banka Kombëtare Tregtare vlerësohet nga Global Finance si ‘’Banka më e mirë në Shqipëri për vitin 2026”

...së miri asetet dhe detyrimet e tyre, duke investuar njëkohësisht në inovacion digjital dhe inteligjencë artificiale për të përmbushur nevojat në ndryshim të klientëve të tyre. Joseph D. Giarraputo

EMEA Finance awards BKT "Best Local Bank in Albania" for the fourteenth time

The recognition stands as clear evidence of BKT’s strong commitment to innovation, service quality, financial inclusion, and sustainable development. EMEA Finance, one of the leading global financial

RIA Money Transfer Bonus Campaign

For more information, please contact us at info@bkt.com.al or +355 4 22 66 288.

Fushata bonus RIA Money Transfer

Mëso më shumë për RIA Money Transfer në link Ria Money Transfer | Banka Kombetare Tregtare . Për më shumë informacion ju lutemi na kontaktoni në info@bkt.com.al ose +355 4 22 66 288.

COMPLIANCE

COMPLIANCE Declaration of Compliance: BKT Banking Group is committed to fully comply with the legal and regulatory framework of the jurisdictions in which it operates, and in particular in regards to:

World Savings Banks Institute (WSBI) elects new Board of Directors. First time an Albanian bank is on the Board

First time an Albanian bank is on the Board 2012 Among the seven other members from Europe coming from Germany, Spain, France, Italy, Malta, Portugal and Luxembourg, for the first time in the history

The Best Bank in Albania for 2018 - by “ EMEA Finance"

...vision of EMEA Finance magazine is to be ‘the independent voice’ – one that speaks at the highest level of integrity and journalistic ethics – for the financial community, its customers, and suppli

The Best Bank in Albania for 2017 – by The Banker

...that: “The Bank of the Year in Albania award, for the eighth year, is a fantastic endorsement of the exceptional performance that BKT has achieved during these years. This accolade comes as a pleas

The Best Bank in Albania for 2017 – by “Euromoney"

Usta , said in a speech accepting the award: “The Best Bank in Albania award, for the sixth consecutive year, is an indicator to the exceptional performance of BKT and our commitment to serve our clie

The Banker Awards BKT as the Best Bank In Albania for the Seventh Time

I strongly believe that our ongoing dedication to the highest standards of excellence will maintain BKT leadership in the years to come.” The CEO and Board Member, Mr. Seyhan Pencabligil , added that:

Suggestion & Complains

...& Complains Banka Kombëtare Tregtare is aiming to reach as much as possible the clients requirements and expectations. We believe that together we can find the ways to have an open communication. W

Suggestion & Complains

...& Complains Banka Kombëtare Tregtare is aiming to reach as much as possible the clients requirements and expectations. We believe that together we can find the ways to have an open communication. W

Send money anywhere around the world within 1 day!

With the most preferential commissions, faster and cheaper than ever before .

Reading the Monthly Statement

Due to the nature of these types of transactions, which are considered as international transactions, the conversion of the transaction amount is affected by the exchange rate and the commissions appl

President of Çalik Holding honored by the Ministry of Social Welfare and Youth with the Social Solidarity Prize

Ahmet Calik, President of Calik Holding, with motivation: “For special attention and contribution of Çalik Holding companies in Albania”. President of Çalik Holding honored by the Ministry of Social W

Order of the Rising Sun

In Albania Çalik Holding is present with its investments in the largest companies in banking and telecommunications sectors. In Kosovo investments include banking and energy Chairman of the Board of D

JCR Eurasia Rating, has evaluated the consolidated structure of “Banka Kombetare Tregtare Sh.A.”

(referred to as “the Bank” or “BKT”) is a consolidated entity comprising banking operating in Albania, Kosovo and Albania Leasing. The history of the Bank dates back to 1993 in its current name, when

JCR Eurasia Rating, has evaluated consolidated structure of “Banka Kombetare Tregtare Sh.A.” in the investment-level category with highest credit quality

(referred to as “ the Bank ” or “ BKT ”) is a consolidated entity comprising banking operating in Albania, Kosovo and Albania Leasing. The history of the Bank dates back to 1993 in its current name, w

Interest & Commissions

Commissions for Cash Withdraw Purchasing commissionCommission for Balance verification in ATMCommission for PIN change in ATMCommission for re-printing Card / PINAnnual CommissionOther commissionsInte

Inauguration ceremony of the kindergarten for the children of the bank staff

This initiative will help all new parents or those who are waiting to become parents, who are part of the staff of Banka Kombetare Tregtare. Thus, it will be increased the productivity of parents whil

Emea Finance Awards BKT as the Best Bank In Albania for the Sixth Time

Aydin Argin, Head of Corporate and Commercial Banking Group in BKT. BKT, established in 1925, is the largest and the oldest commercial Bank in Albania. With a total asset value of 2.8 billion USD and

During year 2022, BKT reached the highest historic profit - Interview with Mr. Seyhan Pencabligil

...Pencabligil, Chief Executive Officer and Board Member of BKT For Monitor Magazine, 24th of April 2023 How would you rate the performance of the National Commercial Bank during the past year? What w

Customer Instructions to avoid further spread of COVID-19

Use Internet Branch from your computer or BKT Smart application on your mobile phone to pay your bills , recharge your mobile, make transfers, etc. Use Contactless Debit and Credit Cards. Buy your fav

Commissions

...withdrawal commissionsPurchase commissionsCommission for balance verification in ATMCommission for PIN change in ATMCommissions for re-printing Card / PINAnnual CommissionLimits Cash withdrawal at

COMMERCIAL MORTGAGE LOAN

Commercial Mortgage LoanGeneral Conditions: The “Commercial Mortgage Loan”, is a loan type introduced within the Investment Loan Product, targeting SMEs, particularly commercial entities seeking ling-

Commercial Mortgage Loan

Commercial Mortgage Loan Banka Kombetare Tregtare, now comes more near to Small and Medium Enterprises, with the newest product “Commercial Mortgage Loan’’. Designed specifically for this purpose, Com

Booking.com

com BKT in partnership with Booking.com comes with a fantastic offer for all cardholders. If you make your holiday reservation in booking.com using as a payment method BKT DEBIT CARDS then you will be

BKT Receives Two Other Important Awards By Emea Finance

...Awards By Emea Finance 2015 EMEA Finance magazine selects BKT for the “Corporate Social Responsibility award in Central and Eastern Europe and Commonwealth of Independent States”. In the same cerem

BKT PARTICIPATING IN THE LABOR FAIR ORGANIZED BY THE FACULTY OF ECONOMICS

The faculty staff together with the students welcomed over 60 participating companies from the banking sector, consulting, telecommunications, tourism, transport and business associations, which throu

BKT Hosted Albania Roundtable IN the Euromoney Central & Eastern European Forum

She focused on the fact that may be Albania is not critical enough for having the right attention from the international community and added the important role that the international community has in

BKT HOSTED ALBANIA ROUNDTABLE ‘’ALBANIAN EU ACCESSION: IS THE FINANCIAL SYSTEM READY?” IN THE FINANCIAL TIMES CENTRAL & EASTERN EUROPEAN FORUM

...markets, supporting the country’s European integration agenda while fostering dialogue with international investors and institutions and positioning Albania as a credible and competitive investment

BKT donates for the Roma in need

...in the framework of BKT’s corporate social responsibility policies, donated food and other cleaning materials for 50 families in need from the Roma community in Tirana. BKT donates for the Roma in

Best Bank In Albania - The Banker

BKT is one of the most valuable Albanian brands, and it is our commitment to make this brand even better, by driving growth and development, creating new economic opportunities for citizens and commun

Banka Kombëtare Tregtare (BKT) organized the inauguration ceremony of its newest branch “Dega Çorovodë”.

Seyhan Pencabligil , Parliament members representing the region, Local Government representatives, as well as customers, business owners, and community leaders. The participants were welcomed by the M

Audit Committee

...Usta Chairman Born in 1950, Mehmet Usta graduated from the Department of Economics and Finance at the Eskişehir Academy of Economic and Commercial Sciences. He has more than 35 years of banking exp

"The Bank of the Year in Albania for 2020"- The Banker

The awards gala event was held online through TheBanker.Com platform with the participation of the executive board of the invited banks. This year, more than any other in the living memory, has provid

"Bank of the Year In Albania For 2019" - Global Finance

The selection process is completed with extensive consultations with corporate financial executives, analysts and bankers throughout the world. A full report about Best Banks will appear in the May is

The first generation of the students in Faculty of the Studies Integrated with Practice (FASTIP) was graduated on September 13, 2011.

Myqerem Tafaj, the Minister for Innovation and for Information and Communication Technology Mr. Genc Pollo, the Rector of Aleksandër Moisiu Durrës University, Mr. Mithat Mema, CEO and Board Member of

The Best Bank in Albania for 2016 – by “Euromoney"

...which BKT is receiving for the fifth consecutive time, confirms the position of the Bank as innovative, financially strong and leader within the Albanian Banking system. The award comes right after

Pakistani Ambassador Riyaz Inaugurates the Honorary Consulate of the Islamic Republic of Pakistan In Albania

Seyhan Pencabligil, the CEO of Banka Kombëtare Tregtare (BKT), who has Pakistani roots, he expressed the hope that the Honorary Consul will be able to accomplish this objective. The Albanian Deputy Fo

Euromoney Recognizes BKT as "The Best Bank In Albania" for the Third Time In a Row

Usta emphasized that: “BKT, the oldest bank in the Albanian Market and part of Çalik Group since 2006, in the recent years has increased its competitive power in the market by developing a strong and

BKT Hosted Albania Roundtable IN the Euromoney Central & Eastern European Forum

...Forum 2017 Banka Kombëtare Tregtare, sponsored and organized for the second consecutive year, the Albania Roundtable “Albania’s Progression Towards Becoming the Fastest Growing Economy in the Balka

BKT Celebrates Its 90th Anniversary With "The Best Bank In Albania" Award Received for the Sixth Time By "The Banker"

"Receiving "The Bank of the Year" award has become a tradition already for BKT. Although Albanian economic growth has been at the same level compared to other European countries, we have managed to re

Best Bank In Albania for 2019 - The Banker

Together, we overcame every problem and challenges which have now become the milestones for us. I sincerely thank all the internal and external stakeholders who are directly or indirectly involved in

Banka Kombëtare Tregtare Supports the "Green Revolution" Initiative of Tirana Municipality

Erion Veliaj, expressed his gratitude to BKT noting the donations made over the years to improve the living conditions in the community. "Thank you very much for the donation. I know that there are ma

Banka Kombëtare Tregtare is awarded from Global Finance as ‘’The best bank in Albania for year 2023’’

...Finance magazine states that the winners of this year’s awards are those banks that attended carefully to their customers’ needs in difficult markets and accomplished better results while laying th

"The Banker" Reaffirms BKT as "The Best Bank In Albania" for 2013

One of the two largest banks BKT, which leads the market in retail banking, is the second largest and the oldest commercial bank in Albania, having a total asset value of 2.5 billion USD and a total d

"THE BANK OF THE YEAR IN ALBANIA FOR 2021” - THE BANKER

The awards gala event regarded as the industry standard for banking excellence, was held online through TheBanker.Com platform on December 2, 2021. Although Albania’s economic was hit hard by Covid –

JCR Eurasia Rating reaffirms AAA (Alb) to BKT for the sixth time in a row

The planned growth projections for the coming period together with the targeted profit increases are expected to place the Bank in the market-leader position within a few years the well-capitalized Ba

The Best Bank in Albania for 2021 - Global Finance

...magazine states that the winners of this year’s awards are those banks that attended carefully to their customers’ needs in difficult markets and accomplished better results while laying the founda

The Best Bank in Albania for 2017 - by “ EMEA Finance"

Established in 1925 BKT is the largest and the oldest commercial Bank in Albania . With a total asset value of 3.7 billion USD and total deposits of 2.

The Best Bank in Albania for 2016 - by “ EMEA Finance"

BKT, established in 1925, is the largest and the oldest commercial Bank in Albania. With a total asset value of 3.1 billion USD and total deposits of 2.4 billion USD, BKT serves its customers through

The Best Bank in Albania for 2013 – by “Euromoney”

One of the two largest banks BKT is the second largest and the oldest commercial bank in Albania, having a total asset value of 2.4 billion USD and a total deposit of 1.9 billion USD. BKT network incl

Prima Outside The Country

Prima Outside The Country Beside 0 % commission in every purchase , Prima credit cards surprise you with eXtra Bonus for international transactions done abroad . Performing 3 international transaction

Get up to 4% cashback in Credit to your Booking.com Wallet when you pay with BKT Visa cards.

...up to 4% cashback in Credit to your Booking.com Wallet when you pay with BKT Visa cards. Dreaming of a tropical beach resort, an authentic Mediterranean home, or a hidden city escape? Now you have

Emea Finance awards Banka Kombëtare Tregtare for the 13th time with 4 important prizes

...as well the ‘’Financial Inclusion Award’’ and as well ‘’Best Product Award’’ for the epara Mobile Wallet App for year 2023, in Central and Eastern Europe and Commonwealth of Independent States by E

BKT Reawarded as Bank of Year 2011 By The Banker

"More importantly, the bank's high profitability has been accompanied by an increased market share in total assets that stands at an all-time high of 17.24% in a market where almost all banks belong t

BKT – PARTICIPATES IN THE CAREER FAIR 2022 BY UNYT

...has been part of the Career Fair organized for several years on the premises of the UNYT campus, with representatives of over 40 national and international companies. This fair is a unique and nece

BKT PARTICIPATED IN THE EXHIBITION "I HAVE A DREAM” – UN WOMEN

Through its objective, the photograph's goal was to bring attention to the dreams of Albanian girls from rural areas of the country, as well as to call for societal commitment to promote equal rights

BKT Introduces the New Loan Guarantee Agreement signed between BKT and Municipality of Tirana

...Tirana; Increase its number of clients by reaching some 450 micro, small and medium enterprises included in this program; Contribute in the increase of employment; Offer competitiveness and innovat

BKT Hosted Albania Roundtable in the Euromoney Central & Eastern European Forum

...this session the need to change our perception on them: Albanians are not living only in foreign countries as immigrants but have also assimilated well in the new culture and become successful entr

BKT Awarded as Bank of the Year 2013 By Emea Finance Magazine

BKT is the second largest and the oldest commercial bank in Albania with a total of 2.7 billion USD in assets and 2.2 billion of USD in deposits. BKT network includes 85 branches out of which 61 are s

BKT Awarded as Bank of the Year 2011 By Emea Finance Magazine

BKT, which recently celebrated its 86th anniversary, is the second largest and the oldest commercial bank in Albania with a total of 2.1 billion USD in assets and 1.7 billion of USD in deposits. BKT n

BKT Annual Report 2014 receives two ARC awards from MERCOMM Inc.

...Annual Report 2014 receives two ARC awards from MERCOMM Inc. 2015 BKT Annual Report for 2014 won two awards in the ARC worldwide competition for annual reports organized by MERCOMM Inc.

BKT - PARTICIPATES IN THE LABOR AND SKILLS FAIR IN DURRËS 2022

The fair aims to build a concrete relationship of cooperation and communication between supply and demand in the labor market. BKT offers employment opportunities, internships, various scholarships an

BKT - Announcement for the clients

You can also submit your questions / unresolved issues by filling out: https://www.bkt.com.al/sugjerime-ankesa-forme Once again, we apologize for the inconvenience caused and thank you for your unders

Banka Më E Mirë Në Shqipëri Për 2018 - The Banker

9 miliardë dollarë dhe me depozita me vlerë 3 miliardë dollarë, BKT u shërben klientëve të saj përmes një rrjeti prej 94 degësh, nga të cilat 67 janë të vendosura në Shqipëri dhe 27 në Kosovë. Për më

Banka më e mirë në Shqipëri për 2017 – nga The Banker

9 miliard dollarë depozita, BKT u shërben klientëve të saj nëpërmjet rrjetit prej 93 degësh , 67 prej të cilave ndodhen në Shqipëri dhe 26 në Kosovë. Për më shumë informacion, vizitoni: www.bkt.com.

Banka Kombëtare Tregtare is awarded from Global Finance as ‘’The Best Bank in Albania for year 2025’’

During the awards ceremony, Global Finance recognized National Commercial Bank (BKT) as the “Best Bank in Albania for 2025” . In its official press release, Global Finance emphasized that this year’s

Bank of the Year

"More importantly, the bank's high profitability has been accompanied by an increased market share that stands at an all-time high of 17.5% in a market where almost all banks belong to foreign banking

Announcement for the clients

Our Bank has extra measures implemented for your data security combined with confidential and sensitive data, known only by you. BKT will never ask Personal, Sensitive and Confidential information via

Announcement about the cost of money transfers performed online

...customers to overpass the situation created from COVID -19 , wants to inform all the customers, retail or business that: Starting from April 10, 2020, no commissions will be applied for local money

Aleksandër Moisiu" University Durrës (UAMD) organized the graduation ceremony of the students of the Faculty of Integrated Studies with Practice (FASTIP)

Ariana Tushi , etc. During her welcome speech, Mrs. Sotirofski , was very happy that UAMD auditors are not only educating students but also professionals, separating FASTIP students from all graduates

ALBtelecom 4G with 0% Interest

com 4G with 0% Interest BKT in collaboration with ALBtelecom offer the possibility to buy in installment with 0% interest for one of 4G packages of EAGLE MOBILE If you have a Prima credit card it’s en

Albania Was Presented In the Euromoney Central & Eastern European Forum

...the Government has been taking and is willing to take in order to boost the economic growth, as well as create the proper environment for the foreign direct investments. Mr. Lubeck compared Albania

AAA (Alb) rating by- JCR Eurasia Rating for Corporate Governance for the second time in a row

...Governance for the second time in a row 2015 JCR-Eurasia Rating has assigned for the second time in a row to BKT “AAA (Alb)/Distinctive” the grade of Compliance with the principles of the code of c

"The Banker" Selects BKT as the Best Bank In Albania for the Fifth Time

Our goal is to enhance BKT brand in the region, as the most valuable Albanian brand." BKT, the oldest commercial bank and the largest in Albania, in 2014 has been selected as "The Best Bank in Albania

"The Banker" Rivlerëson BKT Për Të Shtatën Herë Si "Banka Më E Mirë Në Shqipëri"

1 miliard dollarë dhe 2.4 miliard dollarë depozita, BKT u shërben klientëve të saj nëpërmjet rrjetit prej 91 degësh , 65 prej të cilave ndodhen në Shqipëri dhe 26 në Kosovë. Për më shumë informacion,

"ON THE FUNCTIONING OF THE AIPS EURO SYSTEM FOR PAYMENT OF DOMESTIC TRANSFERS TO CLIENTS IN EURO"

In the following, the Working Conditions will be updated, which you will find published on the official website of the bank. Commission for Domestic Money Transfers in EURO will be as following: Categ

BKT Annual Report 2014 receives two ARC awards from MERCOMM Inc.

...Annual Report 2014 receives two ARC awards from MERCOMM Inc. 2015 BKT Annual Report for 2014 won two awards in the ARC worldwide competition for annual reports organized by MERCOMM Inc. The Silver

"BANKA MË E MIRË E VITIT NË SHQIPËRI PËR 2021" - THE BANKER

Eventi gala i ndarjes së çmimeve i konsideruar si standardi i industrisë për përsosmërinë bankare, u mbajt online përmes platformës TheBanker.Com më 2 Dhjetor 2021. Duke ju referuar Bankës Botërore, e

“BANKA E VITIT NË SHQIPËRI PËR VITIN 2020” - The Banker

Ngjarja gala e ndarjes së çmimeve u mbajt online përmes platformës TheBanker.Com me pjesëmarrjen e bordit ekzekutiv të bankave të ftuara. Ky vit, më shumë se çdo tjetër në kujtesën e njerëzimit, i ka

Working hours in the branch at the Shopping Center!

...hours in the branch at the Shopping Center! 2020 We would like to inform you that our branches Concord, Kristal and Agjencia Doganore Porti Durrës have returned to normal working hours also during

The Best Bank in Albania for 2017 – by The Banker

The Best Bank in Albania for 2017 – by The Banker 2017 anka Kombëtare Tregtare has been reaffirmed for the eighth time as "The Best Bank in Albania for 2017" in the financial services industry by one

The Best Bank in Albania for 2017 – by “Euromoney"

The Best Bank in Albania for 2017 – by “Euromoney" 2017 BKT keeps getting international evaluations! The pre-eminent British magazine Euromoney for 2017 reaffirms BKT for the sixth consecutive year as

The Best Bank in Albania for 2017 - by “ EMEA Finance"

The Best Bank in Albania for 2017 - by “ EMEA Finance" 2017 The prestigious British financial magazine EMEA Finance, that awards each year best banks and financial institutions, awarded BKT for the ei

Reimbursement of the Payment for an Insurance Policy Prize

...of the Payment for an Insurance Policy” Prize This prize is dedicated to customers who purchase insurance policies through digital channels, BKT Smart, or Internet Branch. Criteria: Eligible Paymen

Price for the salary customers in BKT

Price for the salary customer in BKT

All the winners are subject of tax on the incomes at the source....

Pay the credit card using the ATM

...the credit card using the ATM Shorten the time and avoid the long queues by paying your credit card using BKT ATM’s. Just put any of your cards in the ATM and follow the easy procedures. The accoun

Pay another credit card from e-banking or BKT Smart

...another credit card from e-banking or BKT Smart Paying another credit card now is faster and easier. Simply log in e-banking or BKT Smart. On the credit card section you may find the option “Pay an

Order of the Rising Sun

Ahmet Çalık, një prej investitorëve të mëdhenj të huaj në vendin tonë, përmes kompanive ALBtelecom dhe BKT u nderua me urdhrin "The Order of the Rising Sun, Gold Rays with Neck Ribbon" akorduar nga Pe

Merr deri në 4% kthim në Kredit në Portofolin e Booking.com kur paguani me kartat Visa nga BKT.

...deri në 4% kthim në Kredit në Portofolin e Booking.com kur paguani me kartat Visa nga BKT. Nëse ëndërroni një resort në një plazh ekzotik, një shtëpi autentike mesdhetare apo një arratisje të fsheh

JCR Eurasia Rating reaffirms AAA (Alb) to BKT for the ninth time in a row

...Eurasia Rating reaffirms AAA (Alb) to BKT for the ninth time in a row 2017 Eurasia Rating has evaluated Banka Kombetare Tregtare (BKT) in a high-level investment category and affirmed its ratings o

Incoming Transfers

coming Transfers Incoming transfers are: Money transfers received from banks in Albania, in Lekë; Money transfers received from banks in Albania or from abroad, in foreign currency (accepted currency:

Incoming Transfers

coming transfers are: Money transfers received from banks in Albania, in Lekë; Money transfers received from banks in Albania or from abroad, in foreign currency (accepted currency: EUR, USD, GBP, CHF

Important Announcement - Updating regarding the working hours in the branch!

...Announcement - Updating regarding the working hours in the branch! 2020 We would like to inform you that all our branches throughout Albania will be open from 8:30 to 15:00. This schedule is valid

Global Finance magazine awards BKT as “The Best Bank in Albania for 2020”

...magazine states that the winners of this year’s awards are those banks that attended carefully to their customers’ needs in difficult markets and accomplished better results while laying the founda

Don't miss the chance of a lifetime!

...miss the chance to have your own house whenever you wish. Don't s miss the chance to have your own house! Apply for a mortgage loan at BKT and get: For payroll customers the interest rate is fixed

Compliance Report

Compliance Report 2012 Compliance Report 2013 Compliance Report 2014 Compliance Report 2015 Compliance Report 2016 Compliance Report...

Bono Thesari & Obligacione

...Thesari & ObligacioneVeçoritëTaksat Bonot e Thesarit dhe obligacionet janë instrumente te indeksuara. Ndryshimi kryesor është që Bonot e Thesarit kanë maturitet për më pak se një vit, ndërsa obliga

Bono Thesari

...e Thesarit dhe Obligacionet Bonot e Thesarit dhe obligacionet janë instrumente te indeksuara. Ndryshimi kryesor është që Bonot e Thesarit kanë maturitet për më pak se një vit, ndërsa obligacionet k

BKT Feston 90 Vjetorin E Saj Me Çmimin "Banka Më E Mirë Në Shqipëri" Për Të Gjashtën Herë Nga "The Banker"

...Feston 90 Vjetorin E Saj Me Çmimin "Banka Më E Mirë Në Shqipëri" Për Të Gjashtën Herë Nga "The Banker" 2015 Banka Kombëtare Tregtare u përzgjodh sërish si "Banka më e mirë në Shqipëri për 2015 nga

BKT donates for the families of 50 students in Mustafa Kemal Ataturk school

...donates for the families of 50 students in Mustafa Kemal Ataturk school 2013 Kombetare Tregtare, in cooperation with the Embassy of the Republic of Turkey to Tirana, in the framework of BKT’s corpo

Banka Më E Mirë Në Shqipëri Për 2019 - The Banker

...Më E Mirë Në Shqipëri Për 2019 - The Banker 2019 Banka Kombëtare Tregtare (BKT) u zgjodh si "Banka e Vitit në Shqipëri për 2019" nga "The Banker" e cila është konsideruar si burimi kryesor bankar d

Banka Kombetare Tregtare signed a cooperation agreement with the British Embassy, co-sponsoring the "Chevening" scholarship program

The aims of the Chevening Programme are: To attract and select from around the world those students who demonstrate the greatest potential to become leaders, decision-makers, sand opinion-formers in t

Banka Kombëtare Tregtare is awarded from Global Finance as ‘’The Best Bank in Albania for year 2024’’ - The speech of Seyhan Pencabligil

...Global Finance magazine states that the winners of this year’s awards are those banks that attended carefully to their customers’ needs in difficult markets and accomplished better results while la

Banka e vitit në Shqipëri – nga ” The Banker”

...e vitit në Shqipëri – nga ” The Banker” 2010 BKT feston 85-vjetorin e themelimit të degës së saj të parë në Durrës me shumë çmime dhe vlerësime. BKT u vlerësua si " Banka më e mirë në Shqipëri " ng

Banka e vitit në Shqipëri – nga “The Banker”

...e vitit në Shqipëri – nga “The Banker” 2011 BKT vazhdon performancën e saj të lartë edhe gjatë vitit 2011. The Banker vlerëson BKT-në si "Banka e vitit në Shqipëri ", për të dytin vit radhazi.

Banka e vitit 2014 në Shqipëri – nga “The Banker”

...e vitit 2014 në Shqipëri – nga “The Banker” 2014 BKT merr edhe një tjetër vlerësim për performancën e saj të lartë gjatë vitit 2014. The Banker vlerëson BKT-në si "Banka e vitit 2014 në Shqipëri ",

Banka e vitit 2013 në Shqipëri – nga “The Banker”

...e vitit 2013 në Shqipëri – nga “The Banker” 2014 BKT merr një tjetër vlerësim për performancën e saj të lartë edhe gjatë vitit 2013. The Banker vlerëson BKT-në si "Banka e vitit 2013 në Shqipëri ",

Are you looking for the best loan free collateral offer?

The offer is valid for applications that will be completed by March 15, 2022 . Super-fast approval within 24 hours. Visit any BKT branch to find out more about loan terms. Always with you!

ALBtelecom

com 2-12 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installments.

Achievement Awards from Finance Central Europe 2022 for BKT and Mr. Seyhan Pencabligil CEO of the bank

Seyhan Pencabligil CEO of the bank 2022 Finance Central Europe at the "Top South East Europe Bank Rankings 2022" event on its 23 ͩ anniversary, rewards Mr. Seyhan Pencabligil CEO of the bank and Banka

1,000 All CASHBACK with the BanKomaT debit card!

...000 All CASHBACK with the BanKomaT debit card! Make the CASHBACK yours! Just by performing 10 transactions until 12th of June 2023 with your BanKomaT debit! Make the CASHBACK yours! Just by perform

Banka më e mirë në Shqipëri për vitin 2014 - nga “EMEA Finance” dhe Çmimi për “Përgjegjshmërinë Sociale të Korporatës për Europën Qëndrore dhe Lindore dhe për Shtetet e Pavarura të Commonwealth-it” - nga “ EMEA Finance”

...për vitin 2014 - nga “EMEA Finance” dhe Çmimi për “Përgjegjshmërinë Sociale të Korporatës për Europën Qëndrore dhe Lindore dhe për Shtetet e Pavarura të Commonwealth-it” - nga “ EMEA Finance” 2015

Important Announcement - Working hours in the branch!

...Announcement - Working hours in the branch! 2020 To avoid further spread of COVID-19, we would like to inform you that our branches BKT DEGA CONCORD (Tirana), BKT DEGA KRISTAL (Tirana) and BKT DEGA

eXtra Bonus ALBtelecom!

...Bonus ALBtelecom! Earn 5% eXtra Bonus in ALBtelecom! Pay with your Prima credit card in all the ALBtelecom shops and earn 5% eXtra Bonu s in every purchase! eXtra Bonus is earned only with payents

BKT renews the ISO 9001:2008 certificate

...renews the ISO 9001:2008 certificate 2015 BKT has been recertified with the ISO 9001:2008 Standard through TÜV AUSTRIA CERT.

BKT renews the ISO 9001:2008 certificate

...renews the ISO 9001:2008 certificate 2015 BKT has been recertified with the ISO 9001:2008 Standard through TÜV AUSTRIA CERT.

Pagesat ndaj thesarit

Nëse jeni regjistruar dhe jeni përdorues të BKT Smart ose Dega “Internet”, nga menuja Pagesat/Taksa/Thesarit, mjafton të vendosni numrin kodin e institucionit për të cilin do të kryeni pagesën, kodin

Announcement for clients

...that, due to scheduled maintenance aimed at improving our system performance, some services will be temporarily unavailable, as listed below: ATM, POS and the online card payments BKT Smart and Int

Suggestion & Complain Form

Raporti Vjetor 2014 fiton dy çmime ARC nga MERCOMM Inc.

...Vjetor 2014 fiton dy çmime ARC nga MERCOMM Inc. 2015 Raporti Vjetor i BKT për vitin 2014 fitoi dy çmime ARC në konkursin botëror të raporteve vjetore nga MERCOMM Inc. Çmimin e Argjendtë për Kategor

Prima, the Card of eXtra possibilities

Kur pushimet verore kthehen në kujtimet e saj të preferuara nga fëmijëria!

...pushimet verore kthehen në kujtimet e saj të preferuara nga fëmijëria! Shijo çdo moment në maksimum me kartat e BKT Mastercard Bëni 12 ose më shumë blerje në shumën kumulative minimale prej 40.000

eXtra Bonus ALBtelecom!

...Bonus ALBtelecom! Fito 5% eXtra Bonus në ALBtelecom! Paguaj me Kartat e Kreditit BKT Prima në të gjithë rrjetin e dyqaneve ALBtelecom dhe përfito 5% eXtra Bonus per cdo blerje! eXtra Bonus përfitoh

ALBtelecom 4G me 0% interes

com 4G me 0% interes BKT NE BASHKËPUNIM ME ALBTELECOM OFRON MUNDËSI FINANCIMI ME KËSTE DHE ME 0% INTERES PËR PAKETAT 4G TË RRJETIT EAGLE MOBILE Nëse keni një kartë krediti Prima mjafton të drejtoheni

ALBtelecom

com 2-12 këste me 0% interes Si të përfitoni: Duke kryer pagesa me kartat e kreditit BKT Prima në POS-et e BKT ju përfitoni mundësine e ndarjes në këste. Informacion shtesë: Të gjithë Kartat e Krediti

Security tips

We encourage you not to share sensitive information and, if you are uncertain about any communication you receive, to end the call immediately, ignore the e-mail or message and contact the bank throug

EMEA Finance vlerëson BKT për të katërmbëdhjetën herë "Banka më e Mirë Vendase në Shqipëri"

Këto vlerësime tregojnë që bankat evropiane mbeten në gjendje të mirë dhe vërtetojnë se industria financiare mund të përballojë kriza financiare. Zhvillimet dixhitale që janë bërë gjatë dekadës së fun

Announcement for clients

...that, due to scheduled maintenance aimed at improving our system performance, some services will be temporarily unavailable, as listed below: ATM, POS and the online card payments BKT Smart and Int

Policy of CSR

To continue its sustainable development efforts, BKT became part of the United Nations Global Compact, the world's largest corporate sustainability initiative . United Nations Global Compact is an int

Zero Level Loan

...product makes it possible for individuals to be financed for a property, based on the relevant agreement that the bank has signed with a construction company, without the need to provide an asset a

WINNERS 2025

Zemrije Islami List of winners for May 2025: Prize: Bonus for Clients Completing Digital Onboarding 1. Serxho Durrsi Prize: Bonus for Clients Taking a Super Loan 2. Nazmi Domi List of winners for June

Win Money Transfer

...Transfer- Win the commission already paid for International Money Transfers This price offers “crediting back” of the paid commission generated for international transfers (up to for 1.500Lekë) don

Who we are

BKT accomplished its privatization process in the year 2000 and on June 30th, 2009, Çalık Holding became the only shareholder of BKT. Having a consolidated capital structure and with extensive and dyn

Voluntary Private Pension

...Branch , you can apply at any time for voluntary private pension plans and perform the payment of contributions to the dedicated pension fund, with 0 commission. This is a new service offered by BK

Virtual POS

...POSHow a Virtual Terminal Works?Features & Benefits:Website requirements for e-commerce:Virtual Pos Application Requirements: The rise of startups and the rapid growth of eCommerce over the last fe

Turkey-Albania Agricultural Business Forum

Faik Yavuz (TOBB stands for The Union of Chambers and Commodity Exchanges of Turkey). Turkey-Albania Agricultural Business Forum Tirana, Albania (March 28th, 2017) - In the framework of the one-day vi

TRANSACTIONS

...PaymentsPaymentsPayments for E-Albania ServicesCardless Transaction LoansLocal MarketSmart PensionPOSSecurity SettingsControlsProfile Open Account Company Accounts Accounts Statement Company Deposi

Traffic Fine Payments

...service in Dega "Internet" on in our application BKT Smart you can: Check your vehicle fines using your plate and chassis number, Pay the fine with no commission and instantly remove your fine from

Trade Sector

...Sector The trade environment is constantly changing and evolving while the global marketplace remains intensely competitive. Retailers and wholesalers face enormous challenges to effectively manage

TRADE FINANCE

...Trade finance represents the financial instruments and products such as Letter of Guarantees, Letter of Credits and documentary collection used by companies to facilitate international trade and co

TRADE FINANCE

...Trade finance represents the financial instruments and products such as Letter of Guarantees, Letter of Credits and documentary collection used by companies to facilitate international trade and co

Tirana, Albania (February 15, 2019)

The shareholding structure of these companies is established in accordance with the rules and laws of these countries, and no law or instruction of the Albanian legal framework does not prevent the ba

Tirana, Albania (20 March 2019)

...Albania (20 March 2019) 2019 Banka Kombetare Tregtare, inform all the customers, individuals or legal representatives of the commercial enterprises, that during 2019 will expire the Identification

Supplier Loan

...LoanGeneral Conditions: Through this loan, BKT provides you the possibility to finance the suppliers of your construction company, within the limit already approved for the construction company, th

Supplier Loan

...Loan Through this loan, BKT provides you the possibility to finance the suppliers of your construction company, within the limit already approved for the construction company, therefore taking into

SUPPLIER LOAN

...LoanGeneral Conditions: Through this loan, BKT provides you with the opportunity to finance the suppliers of your construction company, within the approved limit. This considers the risk and liquid

Super Salary

24/7 service Free account opening Super Salary current account with no maintenance fee Automatic bill payments with no commission Standing orders to any BKT account with no commission BANKOMAT debit c

SmartPay in BKT POS

SmartPay on POS advantages: SmartPay on POS comes as an alternative method of payment from your smartphone to merchants account just by scanning a QR code. In order for you to make this transaction, y

Shop Loans

...InformationTerms and Conditions The loan for purchasing or building a shop is a mortgage loan offered to individuals who generate income from employment and wish to buy or build a commercial space

Shareholders

...Çalık Holding Established by Ahmet Çalık in 1981, Çalık Holding operates in 34 countries around the world with its companies in the fields of energy, construction, mining, textiles, and finance. Re

Security Instructions

If you notice anything out of the ordinary (suspicious devices, cameras or people) do not withdraw money, but come back later or use another ATM and also notify BKT for the event. If someone offers to

Security Instructions

If you notice anything out of the ordinary (suspicious devices, cameras or people) do not withdraw money, but come back later or use another ATM and also notify BKT for the event. If someone offers to

Security Instructions

Use a firewall to filter Internet traffic entering and leaving your computer. Keep on the watch for security updates provided by reliable software manufacturers and apply them in accordance with the i

Security Instruction

Use a firewall to filter Internet traffic entering and leaving your computer. Keep on the watch for security updates provided by reliable software manufacturers and apply them in accordance with the i

Security Instruction

Use a firewall to filter Internet traffic entering and leaving your computer. Keep on the watch for security updates provided by reliable software manufacturers and apply them in accordance with the i

Security Instruction

Use a firewall to filter Internet traffic entering and leaving your computer. Keep on the watch for security updates provided by reliable software manufacturers and apply them in accordance with the i

Security Instruction

Use a firewall to filter Internet traffic entering and leaving your computer. Keep on the watch for security updates provided by reliable software manufacturers and apply them in accordance with the i

Security Instruction

Use a firewall to filter Internet traffic entering and leaving your computer. Keep on the watch for security updates provided by reliable software manufacturers and apply them in accordance with the i

School Payments

...Payments Through "E-Banking" or BKT Smart you can make the payment of school fees for Public Universities with 0 commission , such as: Education Fee (Professional Master, Scientific Master, Bachelo

Safety Deposit Box

BKT provides this service with competitive fees in the market. To access the service, the client must have an active current account with BKT. If the client does not already have such an account, it i

Public Sector

Local government comprises all government units with a local remit. Public corporations are companies or quasi-corporations controlled by government. Public administration should remain competitive in

Promotional Activities 2017

587/1, date 27/12/2016, BKT comes with a promotion lottery that aim to encourage the usage of the banking services offered to retail customers. During 2017 the lottery will be offering the below prize

Promotional Activities 2016

944/1, dated 01/02/2016, Banka Kombëtare Tregtare comes with a promotion lottery that aim to boost the usage of Electronic Bank Services., The game will be organized in the form of a lottery which wil

Project Finance Section

Mainly, such financing has a long term, and loan repayments depend closely on the income that will be generated by the project subject to financing itself, upon its completion and operation.

Privacy Policy

bkt.com.al the official webpage of Banka Kombëtare Tregtare, BKT. Through our website, the user can come across different forms or calculators (i.e. job application form, credit card application form,

Prima eXtra Bonus

...3 Clothing store TOMMY HILFIGER 3 Clothing store ZETEX GROUP 3 Clothing/Cosmetics Ximi Vogue Albania 4 Cosmetics AQUA & SAPONE 1 Cosmetics MEDEX 1 Cosmetics SINANI COM 1 Cosmetics WELL SHPK 1 Cosme

POS Virtual

...POSSi funksionon një terminal virtual?Karakteristikat dhe përfitimet:Kërkesat në internet për e-commerce:Kërkesat e aplikimit: Rritja e sipërmarrjeve të reja dhe rritja e shpejtë e e-Commerce gjatë

Physical POS

Become More Secure Security is a major reason why lots of people don’t like carrying around cash. Whilst there are security issues when it comes to paying by card, a business can always protect themse

Pay your holidays on installments

Divide in 4 instalments with 3% commission. Divide in 5 instalments with 5% commission. Divide in 6 instalments with 6% commission. Divide in 7 instalments with 7% commission. Divide in 8 instalments

Pay on instalments your plane ticket and Hotel!

Divide in 4 instalments with 3% commission. Divide in 5 instalments with 5% commission. Divide in 6 instalments with 6% commission. Divide in 7 instalments with 7% commission. Divide in 8 instalments

Pagesë SmartPay në BKT POS

al Studio Programimi NENSI AHMETBEJA Mobileri BLERIM KULLAJ Supermarket SUPERMARKET MEGA Hotel VLORA BACKPACKERS HOST Elektronike SWISS COMPUTERS Restorant RESTANT LUCIANO Hotel HOTEL LUCIANO Argjenda

Outgoing Tranfers

...International outgoing money transfer to other banks are: Name and address of beneficiary IBAN/ SWIFTI or beneficiary’s Bank and account number Currency Country Transfer Commissions as per 3 option

Open Banking

...as the second Payment Service Directive is the EU regulation that regulates payment services and payment service providers aiming to create a more open, competitive and secure payment to payment se

National Work Internship Program, Part VI

...33 Tirana, Albania (9 July, 2021) - Banka Kombëtare Tregtare is become part of the National Work Internship Program, Part VI. Tirana, Albania (9 July, 2021 ) - Banka Kombëtare Tregtare is become pa

MoneyGram

...and receivers are never far away from MoneyGram It’s available to everyone – you don’t need a bank account or credit card It’s easy – just visit a MoneyGram agent and complete one simple form It’s

Letters of Guarantee

...of GuaranteeTypes of guarantees:General Terms: Bank Guarantee is a bank's commitment to a counterparty entering into a contractual relationship with another counterparty. The Bank commits itself to

LETTERS OF GUARANTEE

...OF GUARANTEE Bank Guarantee is a bank's commitment to a counterparty entering into a contractual relationship with another counterparty. The Bank commits itself to repay any amounts agreed upon in

LETTERS OF GUARANTEE

...OF GUARANTEE Bank Guarantee is a bank's commitment to a counterparty entering into a contractual relationship with another counterparty. The Bank commits itself to repay any amounts agreed upon in

Letter Of Guarantee

...of Guarantee Types of guarantees:General Terms: Bank Guarantee is a bank's commitment to a counterparty entering into a contractual relationship with another counterparty. The Bank commits itself t

Lajme mbi BKT

9 miliardë dollarë dhe me depozita me vlerë 3 miliardë dollarë, BKT u shërben klientëve të saj përmes një rrjeti prej 94 degësh, nga të cilat 67 janë të vendosura në Shqipëri dhe 27 në Kosovë. Për më

JCR Eurasia Rating reaffirms BKT as ‘AAA (Alb) for Corporate Governance

The grade assigned to BKT signifies a Distinctive Level of Compliance with the principles of the Albanian’s Corporate Governance Code and its Notch degree to the level a/Excellent . Here you can check

JCR Eurasia Rating confirms AA(Alb) evaluation to BKT for Corporate Governance

...2013 JCR Eurasia Rating, by evaluating the corporate governance practices established within BKT, has assigned (AA(Alb)/Merit) for the overall level of compliance with the Albanian Corporate Govern

JCR Eurasia Rating assigns AAA (Alb) to BKT for Corporate Governance

06 (AAA (Alb)/Distinctive) points out of 100 for the overall level of compliance with the Albanian Corporate Governance Code and the regulations. JCR Eurasia Rating evaluate BKT with AAA (Alb) for Cor

JCR Eurasia Rating assigns AAA (Alb) to BKT for Corporate Governance

...AAA (Alb) to BKT for Corporate Governance 2015 JCR-Eurasia Rating has assigned for the second time in a row to BKT “AAA (Alb)/Distinctive” the grade of Compliance with the principles of the code of

JCR Eurasia Rating assigns AA (Alb) to BKT for Corporate Governance

...Eurasia Rating assigns AA (Alb) to BKT for Corporate Governance 2012 This is the first–ever such rating to an Albanian Company JCR Eurasia Rating, by evaluating the corporate governance practices e

JCR Eurasia Rating affirms BKT as ‘'AAA (Alb)''

(referred to as “the Bank” or “BKT”) is a consolidated entity comprising banking operating in Albania, Kosovo and Albania Leasing. The history of the Bank dates back to 1993 in its current name, when

JCR Eurasia Rating affirms BKT as ‘'AAA (Alb)''

(referred to as “ the Bank ” or “ BKT ”) is a consolidated entity comprising banking operating in Albania, Kosovo and Albania Leasing. The history of the Bank dates back to 1993 in its current name, w

JCR Eurasia Rating affirms BKT as ‘AAA (Alb)

(referred to as “the Bank” or “BKT”) is a consolidated entity comprising banking operating in Albania, Kosovo and Albania Leasing. The history of the Bank dates back to 1993 in its current name, when

January 28 – International Data Protection Day

...28 – International Data Protection Day 2026 On the occasion of International Data Protection Day, the Office of the Information and Data Protection Commissioner is carrying out an awareness-raising

Interview with Mr. Seyhan Pencabligil-BKT has demonstrated a robust growth in retail loans and deposits portfolio

Another highlight is the consistent improvement in the non-performing loan portfolio, strengthening the bank’s balance sheet further. Our ongoing commitment to digitalization is paying off, with digit

Interview Monitor, Mr. Seyhan Pencabligil, September 2025

What are the bank’s expectations for the upcoming period? Looking ahead, we expect moderate but sustainable growth. Interest rates are likely to moderate, which could squeeze margins, so we’ll place m

Interview for Monitor Magazine, April 2025 with Mr. Seyhan Pencabligil, Chief Executive Officer and Board Member of BKT

Additionally, BKT successfully completed its second consecutive MREL bond issuance, achieving the MREL target 100% to comply with regulations that impose additional capital requirements on systemicall

INTERNATIONAL TRANSFERS

Highly competitive fees: Improved conditions for transfers executed through business e‑banking, offering the most competitive prices in the market. Faster payments: All payments executed through busin

INTERNATIONAL MONEY TRANSFERS (IMT)

Very competitive commissions: improved terms & conditions when it comes to transfers performed through e-business, by offering the most competitive prices in the market. Fastest payments: all the paym

Insurance Payment

This new service is offered from BKT, in collaboration with several Insurance Companies. Some of the insurance products that will be offered through BKT Smart are: Compulsory vehicle insurance (TPL) M

Insurance Broker

BKT as an insurance broker negotiates with the insurance companies, on behalf of the Client, to enable it to sign an insurance contract, as per its requirements and needs, for specified risks. BKT con

Installments In Any POS

Divide in 4 instalments with 3% commission. Divide in 5 instalments with 5% commission. Divide in 6 instalments with 6% commission. Divide in 7 instalments with 7% commission. Divide in 8 instalments

Individual

...Exchange on Financial AccountsWhy do I need to complete the self-declaration?Where and when should I fill out the self-declaration form? According to law no. 4/2020 “On the Automatic Exchange of In

Inauguration Korca Branch

...service on the bank’s 100th anniversary On October 2, Banka Kombëtare Tregtare officially reopened the doors of its historic branch in Korçë, following a comprehensive restoration and renovation pr

Important Announcement for retail and business loan customers

2020 should communicate with the bank by arguing the reasons for their needs to postpone the payment. Please consider that starting from 1st of June 2020, the borrowers should pay the postponed instal

Important announcement

All compromised cards have been closed as a preventive measure. The Bank will fully compensate all affected customers, ensuring that none of them will suffer any financial loss. This reaffirms BKT’s c

Iluminapharma Offer

Adresses: “Fiori Di Bosco” complex in Don Bosko Tower Bridge 3 complex Nearby Kristal Center New flat complex in Shkoze “Lobby Home” shopping...

History

Banka Kombëtare Tregtare (BKT), with today’s name, was established in January 1993, after the merging of the Albanian Commercial Bank (ACB) and the National Bank of Albania (NBA). Actually, BKT is the

Global Money Week

...Money Week 2017 Banka Kombëtare Tregtare supporting, evaluated and financially supported “If we were Bankers” competition with the best students of the Finance Department of Economic Faculties of s

FATCA

...is FATCA? The Foreign Account Tax Compliance Act (FATCA) is a legislation which was passed in 2010 by the US Congress to combat tax evasion by US taxpayers who maintain foreign financial accounts.

FAQS

...should I do if I cannot perform a financial transaction?Is there a Help menu?Can I update my personal data online?What should I do if I have any complain or suggestions about BKT Internet Banking?

FAQS

...Branches Network Money transfers within Albania International Money Transfers At all BKT Branches, address of which can be seen at the link http://www.bkt.com.al/en/contact-us you can transfer mone

FAQS

Standing Instruction is the best way to pay: Rent, Subscription, Membership fee, School fee, Insurance premium, etc. By coming only one time in one of our branches, you may order BKT to transfer from

FAQS

...if I am a non BKT customer? Can I change my PIN on the ATM?How can I deposit to my account during holidays/weekends?When does the deposited amount become valid for use?Is any commission applied to

FAQS

When you consider the maturity you want, decide how much you can comfortably pay each month. The shorter the maturity you choose, the higher your overall monthly payment will be, but the more you’ll s

FAQS

When you consider the maturity you want, decide how much you can comfortably pay each month. The shorter the maturity you choose, the higher your overall monthly payment will be, but the more you’ll s

FAQS

...can I perform financial transactions in BKT Smart?What should I do if I cannot perform a financial transaction?What should I do if I have any complain or suggestions about BKT Smart? BKT Smart is a

FAQS

You should complete some conditions to be a: Standard customer Retiree Loan Customer Classic Salary Super Salary Student Take a look at our Terms & Conditions to see which one suit you best and check

FAQS

...should I do if I cannot perform a financial transaction?Is there a Help menu?Can I update my personal data online?What should I do if I have any complain or suggestions about BKT Internet Banking?

FAQS

...Contactless? How to make a Contactless purchase over 2’000 ALL? PRIMA and PRIMA GOLD cards are MasterCard / VISA credit cards issued by the National Commercial Bank. Prima cards are used for the pu

FAQ

It enhances online payment security and consumer protection, while promoting competition and innovation in the financial services market. What is the BKT API Program? The BKT API Program is a technica

FAQ

...a card as a Business?Can I change my PIN on the ATM?How can I deposit to my account during holidays/weekends?When does the deposited amount become valid for use?Is any commission applied to use BKT

Ethical Value

Confidentiality We are fully committed to maintaining the confidentiality of our clients. Transparency We are fully guided by the values ​​of transparency and reliability. Accountability We ensure hig

E-Services

Service Advantages Zero maintenance fee Zero installation fee charged by the bank No need for device purchase Lower commissions compared to POS payments Automation of the invoice collection process Im

Energy Sector

BKT is committed to providing energy efficiency project financing such as: Green for Growth Fund (Green Loan): up to 1,000,000 Euro fund for : Loans that support investments in measures taken to reduc

EMEA FINANCE AWARDS BKT FOR TWELFTH TIME AS “BEST BANK IN ALBANIA”

...been awarded as the "Best Bank in Albania", "Most Innovative Bank" and recognize “SMART banking’s enhancements as Best product for 2021 in Central and Eastern Europe and Commonwealth of Independent

EMEA FINANCE AWARDS BKT FOR TENTH TIME AS “BEST BANK IN ALBANIA”

...Albania (May 25, 2021) – Banka Kombëtare Tregtare has been awarded as the "Best Bank in Albania" and "Most Innovative Bank" for 2020 in Central and Eastern Europe and Commonwealth of Independent St

ECO LOAN

Below you can find the financing products that suit your needs: ECO LOAN with collateral Eco Loan | Banka Kombetare Tregtare (bkt.com.al) Personal ECO LOAN Eco Loan | Banka Kombetare Tregtare (bkt.com

ECO LOAN

...LoanEco Loan terms & conditions: When it is about home, everyone thinks how to make it more comfortable by spending less. And taking a loan to implement the required comfort seems increasingly expe

ECO LOAN

...of outside doors Replacement of non regulated pumps for central heating system by new electronically regulated pumps Installation of new radiators in combination with installation of thermostatic v

e-banking

You can use the ID card Personal number to replace Customer number. A password is a combination of alphanumeric characters that you have to create during registration process for your security. OTP (O

e-Albania Payments

In this section, you will find the services organized by institution, for which payments can be easily completed via BKT Smart or Internet Banking . A. AKSHI Application for an Electronic Signature Ap

Directors

During his long experience in banking sector he has covered different managerial positions such as Branch Manager, Chief of Finance Department, Head of Compliance & Control Division and starting from

Current Account

Transparency: Get informed for your account balance and transactions anytime. Commodity: Free yourself from carrying cash. With debit card withdraw cash from ATM and make payment for purchases through

Corporate Social Responsibility

...Social Responsibility BKT's Commitment to Sustainability and Responsible Business Practices As a proud member of the United Nations Global Compact, BKT is fully committed to implementing its 10 Pri

Contact Center

...Center Banka Kombëtare Tregtare comes in market with a new channel of getting information, through Contact Center. Contact Center gives you the opportunity to have a general information on your pro

Contact Center

...Center Banka Kombëtare Tregtare comes in market with a new channel of getting information and performing transactions, through Contact Center. Contact Center gives you the opportunity to have a gen

Car Loan

...of the New Car LoanTerms and conditions of the Used Car Loan Now personal cars are a necessity, you will be able to experience the pleasure of a comfortable and fast journey by buying a new car wit

Business Debit Cards

...Debit Card The Business Debit Card is a new product designed to support companies in better managing their daily financial operations. Through the business debit card, companies can deposit and wit

Business Credit Cards

The Card provides: Transactions to your company at all POS terminals worldwide, both at home and abroad, free of charge. Buy safely online via 3D Secure option, free of charge. Performance of services

Business

...Exchange on Financial AccountsWhy do I need to complete the self-declaration?Which are the entities subject of this law?Completion of the Self-Declaration form by a Proxy RepresentativeWays of Subm

Board of Directors

...Usta Chairman of the Board Born in 1950, Mehmet Usta graduated from the Department of Economics and Finance at the Eskişehir Academy of Economic and Commercial Sciences. He has more than 40 years o

BKT Supports Construction Sector

Seyhan Pencabligil, emphasized that: "We remain confident that the difficult days have passed and better days will come for this sector. BKT has been and will continue to be one of the main supporters

Bkt Smart Activity

944/1, dated 01/02/2016, Banka Kombëtare Tregtare comes with a promotion lottery that aim to boost the usage of BKT Smart., A unique opportunity for all users of Smart BKT 1 iPhone 6 gift every month!

BKT Smart

You can use the ID card Personal number to replace Customer number. A password is a combination of alphanumeric characters that you have to create during registration process for your security. OTP (O

BKT Smart

...services for your business are now fast and secure, available anytime and anywhere on your smartphone, without the need to visit BKT branches or use a computer. All entities classified as Physical

BKT Mastercard Travel Premium brings you cash back for purchases abroad

With Mastercard Airport Security Fast Track, LoungeKeyTM and Global Data Roaming, you have advanced access to benefits that will make the journey more comfortable and pleasant. Enjoy the experience an

BKT Celebrates Its 85th Anniversary of Vlora Branch Establishment

Our efforts to make the oldest commercial bank in Albania the most modern one by providing the best products and services, will continue.” said Seyhan Pencapligil, CEO and Board Member of BKT.

BKT CEE 2025 - Panel discussion led by Mr. Seyhan Pencabligil

Pencabligil introduced this year’s theme, "Albania 2030 in the EU," following the EU’s decision to open the first chapter of membership talks. This milestone comes after a positive initial assessment

BKT Banking Group

As one of the main actors, the BKT Banking Group is committed to increasing the well-being and economic growth in the countries were it operates. BKT Banking Group, led by BKT Sh.a., the top bank in A

BKT - Participates In "Work & Study" Fair, 2018

The 9th edition of this fair is organized by Tirana Chamber of Commerce and Industry in partnership with the Municipality of Tirana and the Ministry of Education and Sports, on 28-29-30 March 2018 in

BKT - Participant In Work & Study Fair, 2017

...- Participant In Work & Study Fair, 2017 2017 BKT supported the Work & Study Fair organized by Chamber of Commerce and Industry in partnership with the Municipality of Tirana and Sport & Education

Best Execution Policy

ACCEPTED CLIENTS The bank can offer the execution of orders to its customers, but it is obliged to complete the suitability test for the customer. 3. THE ORDER OF EXECUTION Customers of the bank have

BE CUSTOMER

...to become a BKT customer, online in just a few minutes? Follow the steps below to complete online registration: Download BKT Smart by Scanning the QR Code or clicking on the Link below: App Store G

Basic Account

What is a Payment Account with Basic Services? A payment account with basic services is a banking product offered to customers, regardless of income level, status employment and solvency history, with

Banking System Ready to Use

2021) all our branches will serve until 20:00 in order to compensate for our interrupted services. Our valued customers, After the interruption in our banking system caused by the hardware problem, ou

Banka Kombëtare Tregtare attended in Work & Study Fair 2016

...attended in Work & Study Fair 2016 2016 With the aim to support and promote employment BKT attended in Job Fair 2016 organized by the Chamber of Commerce and Industry in partnership with the Munici

Automatic Bill Payments

The user of the Internet Branch simply logs into the platform and completes the invoice payments with one action. Salary Express Payments: Salary Express Payments is a banking service dedicated to bus

ATM - Smart BanKomaT

For cards issued outside the Republic of Albania, a commission in % (percentage) is applied on the withdrawal amount at BKT Smart ATMs, depending on the country where the card was issued. The minimum

ASD - BKT

...- BKT 2021 ALBANIAN DEPOSIT INSURANCE AGENCY SELECTS BANKA KOMBËTARE TREGTARE AS THE FIRST AGENT BANK IN THE PRELIMINARY LIST FOR THE DEPOSIT COMPENSATION PROCESS Tirana, Albania (27th January 2021

Albtelekom Lottery

944/1, dated 01/02/2016, Banka Kombëtare Tregtare comes with a promotion lottery that aim to boost the usage of the alternative channels of BKT to recharge Albtlelekom (Eagle Mobile) numbers., A uniqu

Agriculture Sector

Most of agro products are of good quality, offering competitive advantage for exports in Europe and abroad. Banka Kombetare Tregtare is committed to help his customers grow and thrive in Agro Sector.

About Prima

BKT in cooperation with international payment companies as Mastercard and VISA, offers PRIMA MASTERCARD STANDART / GOLD and PRIMA VISA CLASSIC / GOLD cards. With PRIMA MasterCard and VISA your payment

About BanKomat

BKT in cooperation with well-known international payment companies as Mastercard and VISA, offers these debit cards known in the global market as, Debit MasterCard and VISA Electron, delivered directl

AAA (Alb) rating - by JCR Eurasia Rating

BKT again this year completed major awards in the banking industry, receiving formerly "The Best Bank in Albania" by “EMEA Finance” and AAA (Alb) by JCR Eurasia Rating. Established in 1925 BKT is the

JCR Eurasia Rating assigns AAA (Alb) to BKT for Corporate Governance

...AAA (Alb) to BKT for Corporate Governance 2015 JCR-Eurasia Rating has assigned for the second time in a row to BKT “AAA (Alb)/Distinctive” the grade of Compliance with the principles of the code of

JCR Eurasia Rating assigns AAA (Alb) to BKT for Corporate Governance

23 (AAA (Alb)/Distinctive) points out of 100 for the overall level of compliance with the Albanian Corporate Governance Code and the regulations. JCR Eurasia Rating assigns AAA (Alb) to BKT for Corpor

“Invite a Friend & Win” Campaign

Criteria for a Successful Referral A referral is considered successful only when BOTH conditions below are cumulatively fulfilled: The invited Friend completes registration as a BKT client for the fir

"Internet" Branch

In this case the customer number and company identifier (NIPT) are both used to entre Business E-Banking. A password is a combination of alphanumeric characters that you have to create during registra

"Best Buy" Medal

...as the financial institution for the best ratio of quality banking services in the Albanian market According to the market research by the Swiss company ICERTIAS International Certification Associa

UPT - Universal Payment Transfers

...BKT is now offering fast money transfers through UPT Company for global money transfers and payment platform for domestic and international transfers in USD and EUR currencies. UPT started its jour

Traffic Fines

...service in Dega "Internet" on in our application BKT Smart you can: Check your vehicle fines using your plate and chassis number, Pay the fine with no commission and instantly remove your fine from

TRADE FINANCE

...FinanceSolutions for your business Trade finance represents the financial instruments and products used by companies to facilitate international trade and commerce. Through trade finance solutions,

Trade Finance

...FinanceSolutions for your business: Trade finance represents the financial instruments and products used by companies to facilitate international trade and commerce. Through trade finance solutions

Trade Finance

...FinanceSolutions for your business: Trade finance represents the financial instruments and products used by companies to facilitate international trade and commerce. Through trade finance solutions

Tourism Sector

...is considered one of the most potential sectors for achieving a higher economic growth and with positive effects on employment growth and real income As a leading bank in the banking system, we hav

SmartPay Kastrati

2023 Follow the link to learn how to activate SmartPay in BKT Smart SmartPay: https://www.youtube.com/watch?v=xIaMRLIGg50 Follow the link to learn how to pay with SmartPay in BKT POS BKT: http://www.y

SmartPay

Possibility of sending/receiving QR Code in social communication applications . 24/7 availability Sending/receiving money in different currencies . SmartPay can be found in BKT Smart application (Andr

Shop Improvement

Additionally, the loan is suitable for individuals who generate income from renting commercial spaces, giving them the opportunity to invest in renovating these spaces to increase their value and func

Saving Account

You only benefit the interest without withdrawal commission or account maintenance fee.

Ria Money Transfer

BKT customers can receive money directly into their bank accounts from almost any corner of the world, quickly and with competitive fees. How to receive money with Ria Money Transfer? Direct to accoun

RECEIVABLE FINANCING LOAN

...Financing LoanGeneral Conditions: The receivable financing loan provides flexible access to additional funds for companies with accounts receivable from their customers, enabling smoother business

Promotional Activities 2024

We offer various forms of promotion activities, and every customer can automatically become part of them. To become part of the promotion activities, you must meet the conditions. If a single transact

Promotional Activities 2023

If you miss only a single transaction hurry up to do it, or you need a product come and take it, and give yourself the chance to be the winner. Authorized by the Ministry of Finance with Authorization

Promotional Activities 2022

If you miss only a single transaction hurry up to do it, or you need a product come and take it, and give yourself the chance to be the winner. Authorized by the Ministry of Finance with Authorization

Promotional Activities 2021

If you miss only a single transaction hurry up to do it, or you need a product come and take it, and give yourself the chance to be the winner. Authorized by the Ministry of Finance with Authorization

Promotional Activities 2020

If you miss only a single transaction hurry up to do it, or you need a product come and take it, and give yourself the chance to be the winner. Authorized by the Ministry of Finance with Authorization

Promotional Activities 2019

"Smart Watch" price for Albtelecom mobile number recharges via Online channels: Mobile Banking Internet branch ATM 3,000 ALL cash bonus for execution of International Money Transfers through E-banking

Promotional Activities 2018

In some cases the client might be asked to come to BKT Head Offices to draw the winning prize. In case of winning prize 3,000 ALL bonus for execution of International money Transfers the respective va

Prima eXtra Falas

Main Cards as well as supplementary cards will participate, but if winning ticket comes from a transaction performed with the supplementary card, the price will go to the main cardholder, which is als

Prima Cards Offer

With BKT Prima Credit Cards you benefit so much: 0% commission for purchase in Albania and abroad 0% interest for installments 0 annual fee for the first year Monthly rewards because of promotional ac

Prima Aktivizohu

...and Winner Announcment:Winner selection mechanism: Besides Prima Falas monthly promotional activity where is selected 1 winner every day, BKT come with a second promotion which aim the activation a

Prima Aktivizohu

...and Winner Announcement:Winner selection mechanism: Besides eXtra Falas monthly promotional activity where is selected 1 winner every day, BKT come with a second promotion which aim the activation

POSÍ Mastercard

Benefit from a free POS terminal for a 12-month period, with zero commission on all card transactions up to a predetermined annual amount based on the sector you operate in: Market: Up to €19,000 per

Politika e Pergjeshmerise Sociale

Për të vazhduar përpjekjet për zhvillimin e qëndrueshëm BKT u bë pjesë e organizatës United Nations Global Compact iniciativës më të madhe botërore për qëndrueshmërinë e korporatave. United Nations Gl

Periodic Payments

You may also use Standing Instruction: to save regularly and in a commode way, from your current account to “Femija Im” deposit. to send money regularly to your student children. By coming only one ti

Periodic Payment

You may also use Standing Instruction: to save regularly and in a commode way, from your current account to “Femija Im” deposit. to send money regularly to your student children. By coming only one ti

Official Statement 2025

We are fully confident in our integrity; in the way we operate and in full compliance will all applicable laws and regulations and we remain open to any investigation by the relevant law enforcement a

More payments with your Mastercard cards, more chances of winning a ticket to UEFA Champions League Final London 2024!

This time you can win 2 tickets for UEFA Champions League Final London 2024, along with transport and accommodation! BKT Masterardr cards always surprise you! This time you can win 2 tickets for UEFA

Mobile Recharge & Pay TV

By using Internet Branch you can pay the television service offered by DigitAlb & Tring Company. If you are already a user of BKT Internet Branch you can make this payment by using the menu Payments/

Letters of Credit

LC can be compared to the work of a tailor: the parties get the result that fits their needs. LC can be used if: The buyer and the seller do not know each other well enough – the other party is unfami

LETTERS OF CREDIT

LC can be compared to the work of a tailor: the parties get the result that fits their needs.

LETTERS OF CREDIT

LC can be compared to the work of a tailor: the parties get the result that fits their needs.

Letter Of Credit

LC can be compared to the work of a tailor: the parties get the result that fits their needs.

Legal & Policy

...& Policy Bank exercises its activities in compliance with legal norms in force, and in order to ensure a continues compliance with the legal framework, Bank conducts monitoring of the changes in th

INTRA-GROUP TRANSFERS

With BKT you now have the chance to transfer money within one hour with fixed commissions regardless the amount in ALL, EUR, USD, CHF, TRY, AUD, CAD and GBP currencies. Your partner in Kosovo will not

INTRA-GROUP TRANSFERS

With BKT you now have the chance to transfer money within one hour with fixed commissions regardless the amount in ALL, EUR, USD, CHF, TRY, AUD, CAD and GBP currencies. Your partner in Kosovo will not

Interest Only Mortgage Loan

) who want to buy or build their work premises, or individuals who generate income from employment and want to purchase a unit for investment purposes (rent). Refinancing granted for the above-mention

Housing Project

...years old and for female borrowers 65 years old) List Sending Institution Benefiting Category Borrower’s IR -> Municipality -> Homeless Family -> 3% fixed Disbursement Comission 1% Offer over Loan

Home Improvement

With flexible terms and simple procedures, you can bring every idea to life and make your home more comfortable and functional. Second-level banks generally use the 1-year Treasury Bill rate as the ba

Home Equity

...your home, invest in education and healthcare, plan vacations, buy a used car, consolidate debts from other banks, or fulfill any other purpose that complies with the bank’s policies. The process i

Get to know contactless

The limit of 2,000 ALL is set for Albania in accordance with the rules and standards of the card issuing companies. Contactless limit varies from country to country. In total can be performed 5 contac

Features & Benefits

You can use the same client number and password even in the Internet “Branch”. Commissions applied in Mobile Banking are the same as those of the Internet “Branch”. and the transactions carried out in

FASTIP Graduation Ceremony

Based on the German model of dual studies, only students of this faculty have the great privilege of combining theoretical professional knowledge in the academic process, with learning through practic

FAQS

...citizens – Passport Also, for any general information about BKT deposit products you can write at BKT number of WhatsApp +355 674000018 or email us at info@bkt.com.al / callcenter@bkt.com.al Time D

eXtra Falas

Main Cards as well as supplementary cards will participate, but if winning ticket comes from a transaction performed with the supplementary card, the price will go to the main cardholder, which is als

eXtra Falas

Main Cards as well as supplementary cards will participate, but if winning ticket comes from a transaction performed with the supplementary card, the price will go to the main cardholder, which is als

eXtra Falas

Main Cards as well as supplementary cards will participate, but if winning ticket comes from a transaction performed with the supplementary card, the price will go to the main cardholder, which is als

Emigrant Loan

...who have decided to have an apartment in Albania, to live temporarily, to help their relatives or simply to have a real estate in the mother country, come and visit our branches in BKT. Fantastic i

Direct Debit Promotional Activity

944/1, dated 01/02/2016, Banka Kombëtare Tregtare comes with a promotion lottery that aim to boost the usage Direct Debit service. A unique opportunity for all the clients open e Direct Debit Contract

Digital Customer Onboarding

With our new platform, you can complete the registration process without paperwork, without queues, and without stress.

cookies

It is sent to your browser and stored on your computer’s hard drive or tablet or mobile device and can be removed at any moment. The main propose of using cookie is a better effective functionality of

Construction Sector

A boom of construction in high quality residential building and offices, touristic complexes and hotels, is blooming. We provide working capital to construction companies to help them operate at full

Çmime dhe Vlerësime

AAA (Alb)– nga JCR Eurasia Rating për Qeverisjen e Korporatës për të dytën herë rradhazi JCR-Eurasia Rating, vlerëson për të dytën herë BKT me "AAA (Alb)/Distinctive", mbi respektimin e parimeve të ko

Cheque Services

Cheques can actually be yet another useful tool for your company. Why to use BKT Business Cheques? It is easy to carry- You don’t need to carry a lot of cash They are safer- You can issue a stop payme

CHEQUE COLLATERALIZED LOAN

Target Customers: Existing Credit Customers (Corporate and Commercial), Existing Operational Customers, and selectively chosen new customers with strong financial position. The targeted customer shoul

Cash Back

Cash back is an alternative for withdrawing money with Debit card in any purchase, a service suplied and regulated by payment system companies (MasterCard, Visa, etc). It is a facility offered to you

Campaign “Bonus for Digital Onboarding”

...“Bonus for Digital Onboarding” Become BKT customer 100% online from BKT Smart and get BONUSES Period: September 1 – December 31, 2025 BKT rewards new clients who register through Digital Onboarding

BKT supports financial education initiatives

We cannot expect them to make good decisions when faced with very important and complex financial issues to come, without proper financial education and preparation.

BKT reopens Durres branch

Selecting our oldest building for this transformation emphasizes our commitment to combining tradition with modern banking tailored to the needs of our Albanian customers. We take pride in being the t

BKT Organizes Foreign Trade Practices Seminar

...seminar organized with the support of Aktif Bank, one of the most important investment banks in Turkey, participated many of the biggest trading and production companies in Albania, leaders in thei

BKT Launches New Products To Support Agrobusiness

Seyhan Pencabligil, Head of Commercial Banking Group Mr. Pekhan Isipek, in his opening speech stated that agriculture is very crucial for the country’s development.

BKT Keeps Creating Facilities To Its Clients

Among these products, BKT clients may use outgoing transfers within Albania up to 1,5 million Lek, all incoming transfers in Lek, registration and usage of “Internet” Branch and Mobile Banking, emigra

BKT has organized a meeting with agribusiness representative

The participants were welcomed by the Chief Executive Officer and Board Member of BKT Mr. Seyhan Pencabligil and Chief Executive Officer of CBS (Creative Business Solutions), Mr. Enio Jaço. In his spe

BKT Awarded as "Best Bank in Albania for 2012" By Euromoney Magazine

Seyhan Pencabligil, CEO and Member of the Board of Directors of BKT. Commenting on the award, Mr. Mehmet Usta, Chairman of the Board of Directors said "I was delighted to receive this prestigious awar

BKT - Participated At Labor Fair, 2017

Olta Xhaçka, is an opportunity where concrete effort of employers and employees find useful ways of filling the vacancies. BKT, the oldest commercial bank in the country with a network of 93 branches,

BEST EVER OFFER FOR MORTGAGE LOANS

Fast approval from the moment of submission of the last required documentation. 0% commission for transferring existing home loan. The best mortgage loan offer ever will help you realize your dreams.

Automatic Exchange of Information on Financial Accounts

We invite you to visit our Branches to complete Residence and Tax Identification Number. This information should be completed by all Bank customers. For more information please visit the official OECD

20% eXtra Bonus in Megatek!

(“Para Xhepi” option from the POS is offered without commission ). Read more about the “Para Xhepi”: Cash Back | Banka Kombetare Tregtare (bkt.com.

"Best Bank In Albania" - Euromoney

I am confident that BKT’s proven ability to balance growth with adequate control, giving our customers guarantee for their financial future, will maintain BKT leadership in the coming years” Mr. Penca

"Banka Më E Mirë Në Shqipëri Për 2019" - Global Finance

Një raport i plotë mbi ‘Bankat më të Mira’ do të publikohet në numrin e muajit Maj të Global Finance si edhe në faqen web: www.gfmag.com .

With Prima credit card, buy whatever you want without thinking twice!

...thinking twice and enjoy the following benefits With Prima credit card, buy whatever you want without thinking twice and enjoy the following benefits: 0% commission for online purchases, both domes

WIN TPL INSURANCE PAYMENT

From the complete list of tickets, 1 (one) winner will be selected for each promotional game, which will take place in March 2024, July 2024, and November 2024. Transactions made by bank staff will be

Win "Smart Watch"

..."Smart Watch" This prize will be offered for Top-up recharges for ALBtelecom mobile company performed through in one of online BKT Channels: BKT Smart Mobile Application E-Banking ATM Each recharge

Win "Smart Watch"

..."Smart Watch" This prize will be offered for Top-up recharges for ALBtelecom mobile company performed through in one of online BKT Channels: BKT Smart Mobile Application E-Banking ATM Each recharge

Win a ticket to Unum festival by sending money with SmartPay!

youtube.com/watch?v=wMNkOmSlagg Campaign duration is: 18 h – 25 th of May 2022 *After campaign being over, we will generate the report for the winners with the highest number of SmartPay sent transact

Win a "TABLET"

...a "TABLET" This prize will be offered for Top-up recharges for ALBtelecom mobile (Eagle Mobile) company through performed in one of BKT Channels: BKT Smart mobile application E-banking ATM Each rec

Win a “TABLET”

...a “TABLET” This prize will be offered for Top-up recharges for Albtelecom (Eagle Mobile) company through performed in one of BKT Channels: BKT Smart mobile application E-banking ATM Each recharge d

Win a "Smart Watch"

...a Smart Watch This prize will be offered for Top-up recharges for ALBtelecom mobile (Eagle Mobile) company through performed in one of BKT Channels: BKT Smart mobile application E-banking ATM Each

Updating Personal Data

To enable continuous communication with the bank. To enable the use of new technologies To ensure a continuous relations and benefit from personalized bank product offers. By visit your nearest branch

Up to 50% off on entertainment during your travels with BookingBash and Visa.

...Germany, Greece, Hungary, Iceland, Ireland, Italy, Oman, Poland, Portugal, Singapore, Spain, Turkey, United Arab Emirates, United Kingdom, United States of America. Details at http://visa.

Treasury Payments

For example, you can continue to do your works in your office and pay treasury payment via BKT Smart and Internet Branch with 0 commission. If you are already registered and you are user of BKT Smart

TRANSACTIONS WITH CARD

For more information and how to use Smart BanKomaT please refer to the detailed information in the MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) For information about the limits, please refer to the Ba

TRANSACTIONS WITH CARD

For more information and how to use Smart BanKomaT please refer to the detailed information in the MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) For information about the limits, please refer to the Ba

Tractor Loan

...With this loan, you can purchase a new tractor and essential agricultural equipment to improve work processes, such as plough, rotary tiller, seeder, sprayer, combine harvester, fertilizer spreader

Tourism Loan

...support all the business in tourism sector by enabling businesses to expand, renovate their activity, thereby contributing to the overall growth and competitiveness of the industry. A dedicated pro

Tourism Loan

...support all the business in tourism sector by enabling businesses to expand, renovate their activity, thereby contributing to the overall growth and competitiveness of the industry. A dedicated pro

Top ups and Payments for TV

Participants in the lottery will be the clients they will perform Mobile recharge according to operators that operate in the market such as: ALBtelecom mobile Vodafone T-Communication Pay TV as: Tring

Tirana, Albania (February 15, 2019)

The shareholding structure of these companies is established in accordance with the rules and laws of these countries, and no law or instruction of the Albanian legal framework does not prevent the ba

Tax Payments

...PAYMENTSDeclaration and payment of taxes: You can pay your companies tax payment from BKT branches. In order to save time and money, you can also use digital channels Dega Internet and BKT Smart .

Tax Payments

For example, you can continue to do your works in your office and pay your taxes via BKT Smart & Internet Branch with 0 commission. If you are already registered and you are user of BKT Smart or Inter

SWIFT GO

Receive payments to BKT through Swift Go, the new innovative and fast way for your incoming payments. You can receive payments from all sending banks that are part of Swift Go community. With Swift Go

SWIFT GO

Receive payments to BKT through Swift Go, the new innovative and fast way for your incoming payments. You can receive payments from all sending banks that are part of Swift Go community. With Swift Go

Sustainability Report

As Albania’s oldest and largest commercial bank, BKT recognizes the responsibility of financial institutions in supporting sustainable economic development, promoting responsible financing, and contri

Super Loan

...informationGeneral informationTerms and Conditions Superloan is a personal loan intended to be accessed very easily from customers that have incomes from salary, rent passing through banking system

Student Account

*The customer benefits only one current account in ALL without commission! Please download the document with information related to the fees.

Smart Deposit

For more information on interest rates click on the link: https://www.bkt.com.al/do-investment/interest-rate-bulletin...

Smart Banking saves you time and money!

Verify the deposited amount and select the continue option to complete the transaction. We also suggest you avoid using cash for purchases. You can use Contactless Cards to pay at the supermarket, pha

Salary Services

...account in BKT offers a wide field of service with very flexible access in salary customers’ incomes. An account A debit card which allows you to check your account balance, withdraw cash from ATMs

Safety Advices

...are contacted in the digital channels or your phone with the claiming that you are being contacted by BKT please inform us at +355 4 22 66 288 or info@bkt.com.al ....

S & P rating

...rating in Albania, is a testament to our disciplined and proactive business model, experienced leadership and focus on delivering value to and for our customers. We remain committed in supporting A

Receivable Financing Loan

...Financing Loan Receivable financing loan is designed as flexible access to more funds for companies that have accounts receivable from their customers. Sometimes, some additional cash flows allow y

Receivable Financing Loan

...Financing LoanGeneral Conditions: Receivable financing loan is designed as flexible access to more funds for companies that have accounts receivable from their customers. Sometimes, some additional

Promotional Activities 2026

...Activities DurationPromotional Activities and PrizesWinner Selection MechanismWinner Notification and Prize CollectionAnnouncement of WinnersIncome TaxGeneral Terms and Conditions BKT rewards its l

Project Financing

New loans are issued through a strict and professional selection criteria and in-depth due diligence, aiming to preserve a sound portfolio of such loans. The complexity of this segment of loans mitiga

Privacy Policy

...POLICY National Commercial Bank is committed to respect and protect the privacy and personal data of every individual, including its employees, suppliers, customers, business partners, customers. C

Prima Këste - eXtra 0%

BKT cardholders can select either to make a normal payment or instalment while they’re completing a purchase at one of BKT POS participants. Depending on the client’s possibilities he can choose the n

Pay with Prima and earn eXtra Bonus!

More eXtra Bonus points can be earned & redeemed in this list: https://bkt.com.al/en/daily-banking/credit-cards/prima-extra-bonus . Accumulated points can be seen in BKT Smart application, under the s

Pay with BKT Prima Debit & Credit Cards and get 10% Cash-back

...with a maximum of 2,000 ALL The reward will be based on costumers, which means if a customers has two credit cards, the transactions of one card will not be combined with the transactions of the ot

Pay with BKT Credit & Debit Cards (Mastercard) and get 5% Cashback

...with a maximum of 2,500 ALL The reward will be based on costumers, which means if a costumers has two credit cards, the transactions of one card will not be combined with the transactions of the ot

Pay with BKT Credit & Debit Cards in all Spar supermarkets and get 2000 Lekë Cashback

The reward will be based on costumers, which means if a costumers has two credit cards, the transactions of one card will not be combined with the transactions of the other card.

Pay with BKT Credit & Debit Cards at Megatek and get 500 Lekë Cashback

The reward will be based on costumers, which means if a costumers has two credit cards, the transactions of one card will not be combined with the transactions of the other card.

Open Banking

Në të njëjtën kohe PISP-të sigurojnë klientët për inicimin e pagesës, në mënyrë që mallrat të mund të lirohen ose shërbimet të mund të ofrohen pa vonesë. Nëse keni nevojë për informacione të mëtejshme

My Child Deposit

The Deposit matures when the child becomes 18 years old. On that day, he/she earns the right to operate with this Deposit with/without the presence (confirmation) of the parents or the legal guardian.

Money Transfer

...Transfer BKT offers the possibility of performing incoming and outgoing transfers. You can transfer money from your bank account to all currencies accepted by BKT (ALL, EUR, USD, GBP, CHF, CAD, AUD

Micro Startup Loan

...5,000 EUR – 20,000 EUR (ALL equivalent) no collateral 20,001 EUR – 50,000 EUR (ALL equivalent) 30% principal coverage with real estate mortgage / Pledge of equipment or machinery / Company guarante

MICRO & SME START-UP LOAN FACILITY

...5,000 EUR – 20,000 EUR (ALL equivalent) no collateral 20,001 EUR – 50,000 EUR (ALL equivalent) 30% principal coverage with real estate mortgage / Pledge of equipment or machinery / Company guarante

Loan for Kosovo Citizens

...in a property they own Purchase of units for investment purposes, including properties intended for rental by individuals who generate stable employment income Second-level banks generally use the

JCR Eurasia Rating reaffirms BKT as ‘AAA (Alb)'

On the fiscal side, emphasis is on isolating the cash flow disruptions due to lockdowns & reduced spending on companies. On the other hand, conflicts in the political sphere and sharp divisions betwee

iPhone 15 Prize

Criteria: Eligible Transactions: Customers must complete at least 1 transaction during the game period via the BKT Smart application, with a minimum transaction amount of 2,000 ALL / 20 EUR, USD, GBP,

International Women’s Day 2022: “Gender equality today for a sustainable tomorrow”

...supports and will be part of the event for International Women’s Day, 8 March, 2022 Banka Kombetare Tregtare as a member of the United Nations "Global Compact" and a signatory of the Women Empowerm

How to Open a Deposit

Project your future with BKT deposits Earn competitive and security interests for your investments. Choose between wide ranges of time deposits. You may check your deposits and other details through “

For you and your friends-50 ALL as a gift from BKT Smart!

🎁 Request money from your friends on BKT Smart, and you and your friends will earn 50 ALL cashback ​ How to become part of the campaign: Login on BKT Smart , go to the menus > Payments & Transfers >

Flexi Mortgage Loan

...from the disbursement date, adjustable up to 25 years for loans in ALL depending on the fluctuation of the 1-year Treasury Bond rate, and for loans in EUR depending on the fluctuation of the 1-year

Fees

Note: For the commissions applied in internet branch please refer to BKT terms and conditions.

Fees

Note: For the commissions applied in BKT Smart please refer to BKT terms and...

FAQS

Annual commission is paid in advance and indivisible. The guarantee amount will remain blocked by the Bank as long as the Customer will use the service and will be returned to the customer at the mome

FAQ

This loan is offered only to individuals, who have stable income from salary and/or rent. People who provide income from private activities are not subject of loan. Only self-employed professionals (l

FAQ

Which source of income is accepted for repayment of Home Equity Loan?4. Should I offer as collateral a property for this loan?5.

FAQ

Which source of income is accepted for repayments of home improvement loan? For further information on the product terms and conditions and all the required documents click at the Link below: Home Imp

eXtra Bonus and 2-3 installments with 0% interest

The “Loyalty” program list of merchants can be found in this link: http://bkt.com.al/en/daily-banking/credit-cards/prima-extra-bonus Bonus points can be used for purchases only on “Loyalty” merchants.

Exchange

Get competitive prices for your foreign currencies purchases/sales against local currency LEK. For your US$/LEK, EUR/LEK, GBP/LEK, CHF/LEK, CAD/LEK, AUD/LEK or cross currencies.

ECO LOAN FOR BUSINESSES

...LOAN for BusinessesGeneral Conditions: The ECO Loan is designed for all businesses aiming to finance projects or project components that contribute to energy conservation and environmental protecti

ECO LOAN

...LOAN for Businesses General Conditions: ECO Loan is a loan for all businesses, with the purpose of financing projects and/or project components, which influence on saving energy while contributing

Digital Onboarding Bonus Prize

Criteria: Eligibility: Individuals who complete the entire registration process as bank clients via the BKT Smart app and perform at least one financial transaction during the specified game period ar

Deposits in foreign currency

Come to BKT, choose the deposit that suits you better your plans for the future! *If you open a deposit in BKT SMART the interest rate will be 0.1% higher.

Deposit in Smart BanKomaT and earn Cashback!

...Earn 100 ALL Cashback Third Deposit -> Earn 100 ALL Cashback Fourth Deposit -> Earn 100 ALL Cashback Fifth Deposit -> Earn 100 ALL Cashback * 15% tax on income is calculated on each bonus. * The mi

Cooperation Agreement: BKT –Faculty of Economic, University of Tirana

During his welcoming speech, the Dean of the Faculty of Economic, University of Tirana, Mr. Kule , expressed his happiness for signing the agreement, emphasizing that BKT is one of the best institutio

Check Collateralized Loan

Target Group: The customer can be either existing or new customer of BKT, under the following group: Existing Credit Customers (Corporate & Commercial), Existing Operational Customer, New Customer (se

Check Collateralised Loan

Targeted Customers: The customer can be either existing or new customer of BKT, under the following group: Existing Credit Customers (Corporate & Commercial), Existing Operational Customer, New Custom

CARDLESS TRANSACTIONS

...card (with cash) For more information and how to use BKT ATM please refer to the detailed information in the “User Guide” MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) . Information! Make sure that

Black Friday Prima Cards

...with a maximum of 2,500 ALL The reward will be based on costumers, which means if a costumers has two credit cards, the transactions of one card will not be combined with the transactions of the ot

BKT Smart Notification

...Smart Notification BKT comes with the new service “BKT Smart Notifications” offered for all application users on the below transactions: Cash Deposit Direct Debit Transfers within BKT Transfers fro

BKT Reawarded As Bank of Year 2010

BKT is the second largest and the oldest commercial bank in Albania with a total of 1.7 billion USD in assets and 1.4 billion of USD in deposits. BKT, which celebrated its 85th anniversary few times a

BKT “BEST BANK IN ALBANIA FOR 2022” – GLOBAL FINANCE

“Following on the enormous difficulties wrought by the pandemic, these changes demand increased attention to global commercial relationships. Our awards support decision-makers in selecting the best f

BKT - PARTICIPATES IN “WORK & STUDY” FAIR, 2022

The fair is organized by Tirana Chamber of Commerce and Industry in partnership with the Municipality of Tirana and the Ministry of Education and Sports, on 7-8 April 2022 in the premises of the Natio

Biznes

Për këtë qëllim, BKT është e angazhuar në përmbushjen e dispozitave të përcaktuara nga ky ligj, që i referohen zbatimit mbi Standardin e Përbashkët të Raportimit (CRS- Common Reporting System) të OECD

BANKA KOMBËTARE TREGTARE SUPPORTS MONEY WEEK 2022

” Banka Kombëtare Tregtare in support of Money Week, supported financially the competition for the best essay on "Digital Banking and its impact on increasing financial inclusion" with students of Eco

Back to School brings CASHBACK with your BanKomat card Visa!

Back to School comes with CASHBACK with BKT BanKomaT Visa debit cards! Performing 3 transactions , each one 5,000 All or more will make you winner of 2,000 All cashback ! Valdi will be considered only

Back to School brings CASHBACK with your BanKomat card mastercard®!

Back to School comes with CASHBACK with BKT BanKomaT debit cards! Performing 3 transactions , each one 5,000 All or more will make you winner of 2,000 All cashback ! Valdi will be considered only tran

Automatic Exchange of Financial Accounts

...Exchange of Financial Accounts The “Common Reporting Standard” for Automatic Exchange of Financial Account Information (CRS) provided for in the provisions of Law No. 10. Regulation no. 4/2020 "On

Automatic Bill Payments

...Bill Payments BKT has agreement and offers this service for ALBtelecom, Telekom, OSHEE, UKT, UKD, UKKO, UKV, Vodafone & DigitAlb (with instalments). Instead of paying bills each month, you may auth

ATM – SmartBanKomaT

For more information and how to use Smart BanKomaT please refer to the detailed manual in MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) .

Anti-Covid-19 vaccination campaign!

BKT is the first company in Albania that financially rewards its employees with a bonus for getting the Anti COVID -19 vaccination. Health care is a shared responsibility!

Announcement for clients

...for clients 2025 Dear Customer, As part of our commitment to strengthening operational resilience, and in line with industry’s best practices and internationally recognized standards, we will condu

Announcement

This upgrade is part of our commitment to providing you with a faster and more secure banking experience. For this reason, the Kristal and Concord branches will operate according to the following sche

Account for Retiree

...AccountWelcome in your bank! An everyday usages account to manage your pension! Don’t spend your time and patience in long rows for your pension withdrawal. Now you can withdraw it in BKT so you ca

AAA (Alb) rating by- JCR Eurasia Rating

BKT is the second largest and the oldest commercial bank in Albania with a total of 2.3 billion USD in assets and 1.9 billion of USD in deposits. BKT network includes 83 branches out of which 59 are s

AAA (Alb) rating - by JCR Eurasia Rating

...banking system and market leader position, a relatively low rate of problematic receivables vis-a-vis the Sector with widespread problem, in addition to strong corporate governance framework and le

3 Installments - 0% Interest

BKT cardholders can select either to make a normal payment or instalment payment while they’re completing a purchase at one of BKT POS. In every BKT POS you can choose to pay up to 3 installments with

"Banka Më E Mirë Në Shqipëri" - "Euromoney"

Gjatë vitit BKT është vlerësuar si “Banka më e mirë në Shqipëri” nga “The Banker”, “Global Finance” dhe “EMEA Finance”. Për më shumë informacion, vizitoni: www.bkt.com.

Yogurteria

...eXtra Bonus How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the relevant bonus. Additional Information: All Prima credit cards MasterCard Stand

Yellow Protocol of Hygienic-Sanitary Measures Covid-19 for financial institutions

...Measures Covid-19 for financial institutions 2020 YELLOW PROTOCOL OF HYGIENIC-SANITARY MEASURES COVID-19 FOR FINANCIAL INSTITUTIONS Pursuant to the Yellow Protocol approved by the Ministry of Healt

WINNERS 2024

C List of winners for April 2024 for: Prize for customers who are or become salaried in BKT 1. H. I Prize: The "Samsung Galaxy Tablet A - Series" award for payments made to customs, the general direct

WINNERS 2023

ARTAN KARCINI List of winners for April 2023 for: Prize for customers who are or become salaried in BKT 1. ERVIN KALAJA Prize: The "Samsung Galaxy Tablet A - Series" award for payments made to customs

WINNERS 2022

EDMIR SHIMA Prize “Smart GALAXY WATCH SAMSUNG" 2. ARVIT BALLA Prize "Customers who are or become payrolls on BKT" 3. JURGEN LILA List of winners for September 2022: Prize "Return of the amount up to 1

Winners 2021

...2021Winners for November 2021Winners for December 2021Winners for January 2022 List of winners for March 2021 for: Prize “Smart Watch” for ALBtelecom TOP UP 1. Leonard Kryeziu Prize” XIAOMI Electri

Winners 2020

...2020Winners for November 2020Winners for December 2020Winners for January 2021 List of winners for March 2020 for: Prize “Smart Watch” for ALBtelecom TOP UP 1. Bardhul Shehu Prize” Mobile XIAOMI” f

Winners 2017

...for September 2017:Winners for October 2017:Winners for December 2017: Lista e 2 fituesve të muajit Janar 2017 per: Prize “Tablet” for ALBtelecom TOP UP 1. Valmira Osmanaj Direct Debit Price 2. Ard

Win Xiaomi Mobile

...Xiaomi Redmi Note 10 Pro For each first cash deposit transaction at the ATM not less than 1,000 ALL / 10 EUR a participating ticket will be generated. All valid transactions will be collected withi

Win “Virtual Reality Headset”

...for TV Participants in the lottery will be the clients who will perform: Mobile recharge according to operators that operate in the market such as: ALBtelecom mobile Vodafone Telekom Albania Pay TV

Win “Tablet”

...“Tablet” – for Package customers: Deposit Pack Easy Pack Activ Pack Loan Pack Salary Pack All customers who meet the requirement to be part of the above packages, will have the opportunity to take

Win “Tablet”

...“Tablet” Win “Tablet” –for Package customers: Deposit Pack Easy Pack Activ Pack All customers who meet the requirement to be part of the above packages, will have the opportunity to take part in th

Win “Smart Watch”

...for performing Top up and pay for TV Part of the game will be: Recharge the mobile phone according to the operators operating in the market as: Albtelecom Vodafone One Telecommunications TV payment

Win “Scooter Xiaomi”

...“Xiaomi Mi Electric Scooter Essential” This prize will be offered for Cash Deposit Transaction done in BKT ATM. The winner customer will win one “Xiaomi Mi Electric Scooter Essential”. All valid tr

WIN SAMSUNG GALAXY TABLET A-SERIES

Every payment will serve as an entry ticket for the lottery. The customer selected as the winner will receive the prize of a “Samsung Galaxy Tablet A - Series”. All eligible transactions made during t

Win ''Samsung Galaxy Tablet A – Series''

Each payment will be one ticket for the Llotary. The "Samsung Galaxy Tablet A - Series" prize will be awarded to the customer who is selected as the winner. Klienti që do të shpallet fitues do të përf

WIN SAMSUNG GALAXY SMARTPHONE A-SERIES

All eligible transactions will be accumulated during the designated promotional period, and one winner will be selected from the generated list for each respective month: March 2024, July 2024, and No

Win “Samsung Galaxy Smartphone A - series”

...“Samsung Galaxy Smartphone A - series” This prize will be offered for Cash Deposit Transaction done grater than 1,000 ALL /10 EUR in BKT ATM. The winner customer will win one “Samsung Galaxy Smartp

Win “SAMSUNG GALAXY BUD”

...for performing Top up and pay for TV Part of the game will be: Recharge the mobile phone according to the operators operating in the market as: Albtelecom Vodafone One Telecommunications TV payment

WIN SAMSONITE LAPTOP BAG AND JBL HEADPHONES

...“Samsonite Laptop Bag + JBL Headphones” All customers who perform mobile top-ups or TV payments through the following channels become part of this promotional game. Mobile Banking Internet Branch A

WIN REFUND FOR TRAVEL INSURANCE

All the winners are subject to income tax at the source. The winners of this prize will be excluded from the following promotion activity if they have won this award before (during the year in which t

WIN PENSION FUND CASHBACK

All the winners are subject to income tax at the source. The winners of this prize will be excluded from the following promotion activity if they have won this award before (during the year in which t

Win “Mobile Xiaomi”

...“Xiaomi Redmi Note 8 Pro” – for Package customers Deposit Pack Easy Pack Activ Pack Loan Pack Salary Pack All customers who meet the requirement to be part of the above packages, will have the oppo

Win “Mobile Xiaomi”

...“Mobile Xiaomi” This prize will be offered for Cash Deposit Transaction done in BKT ATM. The winner customer will win one “Mobile Xiaomi”. All valid transaction will be accumulated within the perio

Win “LAPTOP HP”

...in the promotion activity will be the customers who will perform: Mobile recharge according to operators that operate in the market such as: ALBtelecom mobile Vodafone One Telecommunications Pay TV

Win “LAPTOP HP”

...in the promotion activity will be the clients who will perform: Mobile recharge according to operators that operate in the market such as: ALBtelecom mobile Vodafone Telekom Albania Pay TV as: Trin

WIN IPHONE 15

At this promotional activity are participating customers who have conducted at least one transaction per month for the last four months using BKT Smart will be eligible for this promotional game. The

Win "iPhone 13"

..."iPhone 13" Customer who performs at least 1 transaction per month during the last 4 months, through the BKT Smart where the minimum transaction amount is not less than 2 000 ALL / 20 EUR, USD, GBP

Win "iPhone 13"

..."iPhone 13" Customer who performs at least 1 transaction per month during the last 4 months, through the BKT Smart where the minimum transaction amount is not less than 2 000 ALL / 20 EUR, USD, GBP

Win "iPhone 12"

..."iPhone 12" Customers who perform at least 1 transaction per month during the last 4 months, through the BKT Smart where the minimum transaction amount is not less than 1,000 Lek / 10 EUR, USD, GBP

Win "iPhone 11"

..."iPhone 11" Register now on BKT Smart banking application or perform at least 4 transactions during 4 months and you will be part of the promotion activity to win “iPhone 11”. Transactions for this

Win "HP Laptop"

...Laptop" Where price is offered for package customers: Deposit Pack Easy Pack Active Pack Loan Pack Salary Pack All customers who qualify to be part of the above packages, for each game thrown (acco

WIN BONUS LOAN CASHBACK

...Prizes "Bonus Loan credit Cash Back" - Win 15,000 ALL and 10,000 ALL Customers who obtain a personal loan without collateral for the first time at BKT will be eligible to participate in this promot

Win an "iPhone X"

...an "iPhone X" Register now on BKT Smart banking application or perform at least 4 transactions during 4 months and you will be part of the draw to win 1 IPhone X. Transactions for this prize will b

Win an "iPhone"

...an "iPhone" Register now on BKT Smart banking application or perform at least three transactions during 3 months and you will be part of the draw to win 1 IPhone. Transactions for this prize will b

Win an “iPhone”

...an “iPhone” Register now on BKT Smart banking application or perform at least a transaction during 3 months and we will be part of the draw to win 1 iPhone. Transactions for this prize will be: Fir

Win a ticket to UNUM festival with BanKomaT and Prima mastercard®

...a ticket to UNUM festival with BanKomaT and Prima mastercard® 10 carholders, BanKomaT or Prima mastercard® who perform the highest number of contactless transactions in BKT POS will win a free tick

Win a Smart TV

...a Smart TV and 6 months contract IPTV The winner of this prize will be selected from existing or new BKT Salary clients who: Have an active credit card, Have an active overdraft Are users of e-bank

Visa Campaign Friday is Movie Day

Don’t miss the chance to follow the adventures of your favorite movie heroes on the big screen at Cineplexx every Friday and enjoy all the benefits Visa has to offer until 31st December 2025! Friday i

VIDEO TUTORIALS

...TUTORIALS To further simplify your experience in the BKT ATM network, we invite you to watch the following video tutorials: How to deposit money via QR code in Smart BanKomaT? How to withdraw to Sm

VIDEO TUTORIALS

...with QR code? How to withdraw quickly from Smart BanKomaT? How to Deposit money to your bank account through Smart BanKomaT? How to choose another amount through the "Quick Withdrawal" menu in Smar

Video Tutorial

...TUTORIALSBANKING PRODUCTSTRANSFERSPAYMENTSDEBIT CARDCREDIT CARDCURRENCY EXCHANGEPENSION FUNDOTHERS How to become a BKT online customer? How to get preferential exchange rate at BKT Smart? How to re

VIDEO TUTORIAL

...E-Banking? How to perform a tax payment through Business E-Banking? How to pay e-invoices through Business E-Banking? How to pay bulk e-invoices to the same beneficiary with just one transaction? H

VESA SPA

For more information please visit www.vesa-spa.com...

Turning your vacation into her favourite childhood memory! Priceless®!

Make 12 or more purchases in the minimum cumulative amount of LEK 40,000 with your BKT Mastercard card during each month of the campaign (July and August 2024) and the first 2,000 mastercard cardholde

Treasury Bills & Bonds

If you’re interested in putting your savings to work in the short or long term and be assured of reliable, fixed income, then buying securities is for you. To trade in Government Bonds and T-Bills, al

Treasury Bills & Bonds

If you’re interested in putting your savings to work in the short or long term and be assured of reliable, fixed income, then buying securities is for you. To trade in Government Bonds and T-Bills, al

Travel Insurance Refund

...of “Travel Insurance” This price is offered to individual customers who have made a travel insurance payment on BKT SMART/Internet Branch. The amount won will be credited to the savings account the

Travel Insurance Refund

...of “Travel Insurance” This price is offered to individual customers who have made a travel insurance payment on BKT SMART/Internet Branch. The amount won will be credited to the savings account the

Transfer & Pay

Payment for voluntary insurance Payment for financial institutions Payment for insurance companies Payment for National Dwelling Entity Etc. Payments available on “Internet” branch: Bill payment* for

TPL Insurance Payment

...for customers who make TPL car insurance payments on BKT Smart Customers who have made at least 1 TPL payment during the last 3 months via BKT Smart become automatically part of the lottery. All th

TPL Insurance Payment

...for customers who make TPL car insurance payments on BKT Smart Customers who have made at least 1 TPL payment during the last 3 months via BKT Smart become automatically part of the lottery. All th

Tips & Advise

...avoid lost/theft of your card and its information BKT advises you as follows: Memorise and keep your PIN safe. You should change it everytime you suspect that someone might have discovered or copie

Tips

...avoid lost/theft of your card and its information BKT advises you as follows: As soon as you get your card in your hand, you should sign it at the back side of it Memorise and keep your PIN safe. Y

Time Deposit

...Deposit They are the classic type deposit. Time deposit in BKT is offered for 1, 3, 6 months and 1, 2, 3 years. Time deposit is available in Albanian ALL, Euro, USD, GB Pound, Canadian Dollar, Swis

Supermarket

Perform transactions with BKT BanKomaT debit cards in SUPERMARKETS owning BKT POS’s and you will be rewarded according to the schema below: 3 transactions – 500 All cashback 7 transactions – 1,500 All

Super Loan Bonus Prize

...Loan Bonus” Prize This prize is for customers who take a personal non-collateral loan (“Super Loan”) for the first time with BKT. Participation Criteria: Eligibility: All customers who take their f

Super Kredi

...të sigurohen nga: - Paga - ose Qeraja - ose aktiviteti privat Bankat e nivelit të dytë përdorin si normë bazë të llogaritjes së interesit të kredive përgjithësisht normën e Bonos së Thesarit 1 vjeç

Sugjerime & Ankesa

...tuaj; Një numër kontakti ose adresë për korespondencë ose e-mail; Përshkrimin e ankesës me detaje sa më të sakta dhe të plota si dhe pritshmëritë tuaja nga kjo ankesë; E-mail Ju mund të na shkruani

Step Up Deposit

...deposit with progressive interest every 6 months If you wish to invest in deposits while maintaining the flexibility to withdraw without losing the interest already earned, then the best solution i

Stacioni i Trenit Branch Reallocation

We want to thank you for your understanding and welcome you to our new premises!

Springfield

...2-3 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installments. A

Spar Extra Offer

Make 3 transactions in BKT POSes in SPAR, each one 5,000 All or more and earn the eXtra Bonus! BKT Prima credit cards reward you with eXtra BONUS for transactions done in SPAR ! Make 3 transactions in

Shpresa AL

...AL 2-12, 2-3 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into instal

Saranda Branch closed 2-3 September 2021

...Branch closed 2-3 September 2021 02-09-2021 We inform you that the Saranda Branch will be closed on 2-3 September 2021. Dear customers! We inform you that the Saranda Branch will be closed on 2-3 S

Santa Margherita

...Margherita 1% eXtra Bonus How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the relevant bonus. Additional information: All Prima credit cards Ma

Samsung Galaxy Tablet Prize

Criteria: Entry Tickets: For every payment made through BKT’s online channels, one entry ticket is generated for the game. Valid Transactions: All valid transactions during the game period (as per the

Salary Services

...Services As an asset on their kind, BKT show special importance to public sector employees.

Salary Pack

By purchasing with BKT Prima Card in BKT POS though the merchant that are not part of the Bonus Partner list, you gain 0.1% bonus. Get 4-times more Bonus Points on Credit Card, if you will be part of

Rivaldi

...1% eXtra Bonus How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the relevant bonus. Additional information: All Prima credit cards MasterCard St

RIA BKT bonus

...BKT bonus Campaign Receive money from your loved ones instantly, by withdrawing through BKT Smart with the RIA code and get a 200 ALL BONUS on your first transaction. Receive money instantly from y

Revolving Line

By the mean of Revolving Line of Credit, BKT aims to cover short-term liquidity demands of its clients. Clients can use and repay many times the amount up to the approved limit from the loan approval

REVOLVING LINE

Through the Revolving Line of Credit facility, BKT aims to address its client’s short-term liquidity demands. Clients can repeatedly use and repay amounts up to the approved limit ensuring the continu

Revolving Line

...Line In the course of your activities, you might have a specific need for an immediate liquidity, to handle different payments. By the mean of Revolving Line of Credit, BKT aims to cover short-term

Repeat Fitness and Wellness Club

...Wellness Club 2-12 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into

Related Party Transactions

...PARTY TRANSACTIONS Banka Kombetare Tregtare makes public on a quarterly basis all the balances and transactions with its related parties, as part of the Bank’s periodic IFRS based reporting of the

Reimbursement for Automatic Bill Payments Prize

Criteria: Ticket Generation: Each monthly payment of the automatic bill initiated during 2025 will qualify as one entry ticket for the game. Cashback Value: The winning customer will be reimbursed for

Register and earn CASHBACK with BKT cards during EURO 2024!

How to register: Just by sending a text WhatsApp message in the number + 355696023003 by typing: “Name Surname (4 last digits of your card) EURO 2024”. Terms & Conditions to earn the CASHBACK: During

Record Deposit

If you are looking for an investment safe in time and interest, then Record deposit is the right one for you. A hybrid deposit with standard maturities and periodic interest. Characteristics: Record d

QR Spar

Your shopping at Spar becomes easier than ever. Now you can pay directly from your phone through SmartPay on POS. Your shopping at Spar becomes easier than ever. Now you can pay directly from your pho

Pyetjet më të shpeshta

Ky kod do të dërgohet me SMS në numrin tënd të celularit dhe brenda 24 orëve duhet të bëhet regjistrimi në BKT Dega Internet duke shkuar në faqen zyrtare të BKT www.bkt.com.

Pyetjet më të shpeshta

Nëse sheh një mesazh gabimi të përgjithshëm lutemi të kontaktosh për detaje me BKT Contact Center në numrin e telefonit +355 (0) 4 2266 288. Po, ka një menu ndihmë. E gjen në krye të çdo faqeje e cila

Pyetjet më të shpeshta

...e kryera pas orës 20:00 mund të reflektohen si veprime të ditës pasardhëse të punës nëse ka filluar procesi ditor i mbylljes së veprimeve të bankës, i cili mund të fillojë në orën 20:00 dhe zgjat d

Pyetjet më të shpeshta

...– Çertifikatë me fotografi dhe për shtetasit e huaj – Pasaportë Për më shumë informacion mbi depozitat në BKT, ju mund të na shkruani në shërbimin WhatsApp në numrin +355 674000018 ose email në pos

Promotional Activities 2025

Act now and give yourself a chance to become one of the lucky winners! The promotional game is authorized by the Ministry of Finance with authorization with the protocol number 2222/1, December 27, 20

Promotional Activities

Banka Kombëtare Tregtare offers various promotional activities, where every customer may automatically become part of one of them, provided that the defined conditions are met. To win, customers must

Profit Distribution Policy

...DISTRIBUTION POLICY The decision-making mechanism of the profit distribution at Banka Kombetare Tregtare (‘BKT’ or ‘the Bank’) consists of the recommendation made by the Board of Directors and appr

Prize Tablet

Eligibility Criteria Eligible actions: Customers who have become new users of the BKT Smart application during the last 3 months. Ticket generation: Each eligible customer during the relevant period w

Prize Laptop

Eligibility Criteria Eligible actions: Customers who have registered as BKT customers digitally through the BKT Smart application during the last 3 months and have performed at least one financial tra

Prize iPhone 16

Eligibility Criteria Eligible transactions: Customers who have performed financial transactions with a minimum value of ALL 1,000 during the last 3 months. Excluded transactions: Foreign exchange tran

Prize Bonus for You

Eligibility Criteria Eligible transactions: Customers who have performed cardless transactions at BKT ATMs during the last 3 months. Ticket generation: Each eligible customer during the relevant perio

Prima eXtra Bonus

...DENT 15 Department Store Coin 1 Department Store OVS 1 Dyqan Lulesh SPEAKING ROSES ALBANIA 1 Electronike MG ELECTRONICS 1 Elektronike CITY- STORE 1 Elektronike CITY STORE ELECTRONIC 1 Elektronike E

Price "Payment of a TPL insurance"

...for customers who pay TPL insurance payments on BKT Smart Customers who have made at least 1 TPL payment during the last 3 months via BKT Smart become automatically part of the lottery. All the cus

Price for Salary Customer in BKT

All the winners are subject of tax on the incomes at the source....

Price for salary customer in BKT

...for new and existing salary customer in BKT The price will be selected from BKT Salary customers that have at least one salary payment with BKT during the lottery draw period. The winner of this pr

Prenatal

...2-3 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installments. A

Preciosa

...1% eXtra Bonus How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the relevant bonus. Additional information: All Prima credit cards MasterCard St

Pink ‘n’ Blue

...‘n’ Blue 1% eXtra Bonus How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the relevant bonus. Additional information: All Prima credit cards Mast

Penti

...2-6 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installments. A

Pensioner Loan

...but not more 250,000Leke Maximum maturity Up to 5 years Interest rate begins from /td> 16% Guarantee Surety of the spouse and a person that have regular incomes from employment and is not in retire

Pension Fund Bonus Prize

...Fund Bonus” Prize This prize is for customers who open a Pension Fund for the first time with BKT using digital channels. Criteria: Eligibility: Customers who open their first Pension Fund via BKT

Pay with SmartPay in Mulliri and get a Free coffee

A SmartPay on POS transaction can be performed by scanning the QR code generated in the merchant BKT POS . It’s an easy and fast method of payment. Below are listed the terms and conditions: One custo

Pay with Prima in OVS and start paying your first installment after 3 months! Up to 6 installments with 0% interest!

BKT Prima credit cards offer you’re the possibility to make a purchase on installments and start paying the 1st installment after 3 months. BKT Prima credit cards offer you’re the possibility to make

Pay with Prima in Coin and start paying your first installment after 3 months! Up to 6 installments with 0% interest!

BKT Prima credit cards offer you’re the possibility to make a purchase on installments and start paying the 1st installment after 3 months. BKT Prima credit cards offer you’re the possibility to make

Pay & Get!

...cardholder performing at least 10 or more transactions in an accumulative amount 20,000 All or more monthly with his/her Mastercard card will become part of the campaign and earn 600 All cashback (

Parfois

...2-3 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installments. A

PËRPUTHSHMËRIA

...ose operojnë për emër të Bankës Kombëtare Tregtare; Implementon linja sinjalizimi dhe raportimi të akteve korruptive; Kryen kontrolle periodike të vlerësimit të rrezikut; Zhvillon trajnime periodik

OZONE electronics

...electronics 2-3 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into ins

OZON

...3% eXtra Bonus How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the relevant bonus. Additional information: All Prima credit cards MasterCard St

Özdilek

...2-3 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installments. A

Overdraft

...informationTerms and conditions of the Loan Do you need some money immediately? This is no longer a problem for you. If you get your salary through BKT, you can profit up to 3 net monthly salaries

OVERDRAFT

...Conditions: The Overdraft facility is a short-term financing tool designed for clients requiring temporary funds to address liquidity needs on a revolving basis. The target group includes existing

Optika 1

...1 2-12 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installments

Online Money Transfer

...Money Transfer- Win 3,000 ALL bonus in credit card This price offers bonus on credit card for the execution of International money transfers done through: E-banking The winning ticket will win 3,00

Online Money Transfer

All the winners are subject of tax on the incomes at the source....

Online Cashback

By performing 5 online transactions with your BKT card you will earn 2,000 All cashback at the end of the campaign! Minimum amount of each transaction should be 3,000 All or more . In the same day, in

Online Cashback

Perform transactions with BKT BanKomaT debit cards ONLINE and you will be rewarded according to the schema below: 3 transactions – 1,000 All cashback 5 transactions – 5,000 All cashback 10 or more tra

Okaïdi

...2-3 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installments. A

Offer Spar

Make 3 transactions in BKT POSes in SPAR , each one 5,000 All or more and earn the CASHBACK ! In this campaign will be included transactions done BKT Prima credit cards and BKT BanKomaT debit cards .

Offer saving account

...saving account 31st of October is the World Savings Day and in order to increase awareness and educate on the importance of saving, BKT launches two weeks offer for its saving account. 31 st of Oct

O Bag

...Bag 1% eXtra Bonus How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the relevant bonus. Additional information: All Prima credit cards MasterCar

Notice to customers on banking services

...to customers on banking services 04-08-2021 The hardware problem that caused a short-term interruption in our banking system has been resolved. Our valued customers, The hardware problem that cause

Notice for system maintenance!

2021 We would like to inform you that due to the maintenance and improvement of the system, some of the services of the Banka Kombetare Tregtare on all its channels will be non-functional on Sunday 13

Notice for system maintenance- 27.06.2021!

2021 We would like to inform you that due to the maintenance and improvement of the system, some of the services of the Banka Kombetare Tregtare on all its channels will be non-functional on Sunday 27

Mortgage Loans

...Loans Maybe you are already in your home, which may not be the dreamed one, or maybe you have just started thinking and looking for your corner, however the situation is never too late to apply for

Mobileri Tirana

...Tirana 2-12 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into install

Merr Taxi

...Taxi 3% eXtra Bonus How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the relevant bonus. Additional Information: All Prima credit cards MasterCa

Melograno

...2% eXtra Bonus How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the relevant bonus. Additional information: All Prima credit cards MasterCard St

Mbrëmje gala në Teatrin Kombëtar të Operës, Baletit dhe Ansamblit Popullor

Rrënjët e Bankës Kombëtare Tregtare datojnë në vitin 1925 me themelimin e Bankës Kombëtare të Shqipnis, institucioni që krijoi sistemin e parë monetar kombëtar, ndërkohë që me emrin që mban sot banka

May 25, 2022 Day Off for BKT Tirana Branches!

We would like to inform you that due to the measures taken by the Government, the Municipality of Tirana and the General Directorate of Police regarding the football match for the UECL final in Tirana

Max Optika

...Optika 2-6 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installm

Matrushka

...deposit with increasing interest every year If you wish to invest while benefiting from increasing interest rates each year, and at the same time maintain the flexibility to withdraw without losing

Mastercard Day

“Mastercard Day” is more than just a promotion it’s an invitation to create a new, rewarding weekly habit where every Tuesday becomes your favorite day.

Marketi im

...im 1% eXtra Bonus How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the relevant bonus. Additional information: All Prima credit cards MasterCard

Mango

...2-3 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installments. A

Make 5 online transactions and earn 1,000 All Cashback with your Visa BanKomaT Debit Card!

By performing 5 online transactions with your Visa BanKomaT debit card you will earn 1,000 All cashback at the end of the campaign! Minimum amount of each transaction should be 3,000 All or more . In

Make 5 online transactions and earn 1,000 All Cashback with your mastercard® BanKomaT Debit Card!

By performing 5 online transactions with your mastercard® BanKomaT debit card you will earn 1,000 All cashback at the end of the campaign! Minimum amount of each transaction should be 3,000 All or mor

LTB

...2-6 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installments. A

Loan Pack

Get 4-times more Bonus-Points on credit card by become part of the 'Loan Pack' package if you meet the following set conditions: 1. The customer should have an active Loan Agreement (every loan produc

Leadership & Governance

...& Governance BKT sees the transparency to the shareholders, employees and other stakeholders as an important responsibility within the frame of applying the best practices on corporate governance p

Lauma Lingerie

...Lingerie 5% eXtra Bonus How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the relevant bonus. Additional information: All Prima credit cards Mast

Kush Jemi

BKT, me emërtimin që ka sot, u themelua në janar të vitit 1993 nga bashkimi i Bankës Tregtare Shqiptare dhe Bankës Kombëtare të Shqipërisë. BKT u regjistrua si shoqëri aksionere në vitin 1997 dhe sot

Kredia për Emigrant

Bankat e nivelit të dytë përdorin si normë bazë të llogaritjes së interesit të kredive përgjithësisht normën e Bonos së Thesarit 1 vjecare për kreditë ne monedhë Lekë ndersa si norme baze te llogaritj

Kredia Flexi Hipotekore

...dhe Kushtet Gjatë periudhës së shlyerjes së një kredie hipotekore, normat e interesit mund të ndryshojnë si rezultat i luhatjeve të Bonos së Thesarit, duke sjellë pagesa të ndryshme çdo vit dhe shp

Kredia EKO Individuale

...Termostatike Shërbimet energjetike dhe bizneset e furnizimit Pajisje elektroshtepiake me etiketën e EU Bankat e nivelit të dytë përdorin si normë bazë të llogaritjes së interesit të kredive përgjit

Kredia EKO

Më poshtë mund të gjeni produktet e financimit që i përshtaten më mirë nevojave tuaja: Kredi me kolateral EKO https://bkt.com.al/me-duhet-kredi/kredi-me-kolateral/kredia-eko Kredi personale EKO Kredia

Kredi per Shtetas te Kosovës

Bankat e nivelit të dytë përdorin si normë bazë të llogaritjes së interesit të kredive përgjithësisht normën e Bonos së Thesarit 1 vjecare për kreditë ne monedhë Lekë ndersa si norme baze te llogaritj

KREDI PER SHTËPI

Bankat e nivelit të dytë përdorin si normë bazë të llogaritjes së interesit të kredive përgjithësisht normën e Bonos së Thesarit 1 vjecare për kreditë ne monedhë Lekë ndersa si norme baze te llogaritj

Kredi për rregullim shtëpie

Bankat e nivelit të dytë përdorin si normë bazë të llogaritjes së interesit të kredive përgjithësisht normën e Bonos së Thesarit 1 vjecare për kreditë ne monedhë Lekë ndersa si norme baze te llogaritj

Kredi për rregullim dyqani

Bankat e nivelit të dytë përdorin si normë bazë të llogaritjes së interesit të kredive përgjithësisht normën e Bonos së Thesarit 1 vjecare për kreditë ne monedhë Lekë ndersa si norme baze te llogaritj

Kredi për Dyqan

Bankat e nivelit të dytë përdorin si normë bazë të llogaritjes së interesit të kredive përgjithësisht normën e Bonos së Thesarit 1 vjecare për kreditë ne monedhë Lekë ndersa si norme baze te llogaritj

Kredi Niveli Zero

Bankat e nivelit të dytë përdorin si normë bazë të llogaritjes së interesit të kredive përgjithësisht normën e Bonos së Thesarit 1 vjecare për kreditë ne monedhë Lekë ndersa si norme baze te llogaritj

Kredi me peng Depozite/ Titulli Qeveritar

...i produktit Ju nevojiten para dhe mendoni të thyeni depozitën/ titullin qeveritar (Obligacion/Bono Thesari) në BKT? Edhe për këtë ekziston një zgjidhje. Përfitoni nga procedurat e shpejta dhe mos h

Kredi konsumatore me kolateral

...në edukim dhe shëndet, të planifikoni pushime, të blini një makinë të përdorur, të shlyeni borxhe të marra nga banka të tjera ose të përmbushni çdo qëllim tjetër që përputhet me politikat e bankës.

Kredi Hipotekore Vetëm Interes

Bankat e nivelit të dytë përdorin si normë bazë të llogaritjes së interesit të kredive përgjithësisht normën e Bonos së Thesarit 1 vjecare për kreditë ne monedhë Lekë ndersa si norme baze te llogaritj

KMY

...1% eXtra Bonus How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the relevant bonus. Additional information: All Prima credit cards MasterCard St

KENWOOD

...2-12 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installments.

June Campaign - My Child Deposit

...Campaign - My Child Deposit On the occasion of 1 June celebration, BKT offers a Bonus amount of 500 ALL / 5 EUR in the “My Child Deposit” Every new “My Child” Deposit opened during June The campaig

Investment Loan

...Loan By means of this loan, BKT offers you the opportunity to open a new business and even to extend the existing one. BKT finances you for investing in purchasing of transport equipment’s, product

INVESTMENT LOAN

...LoanGeneral Conditions: Through this loan, BKT provides the opportunity to start a new business or expand an existing one. BKT finances investments in transport equipment, production lines, buildin

Investment Loan

...LoanGeneral Conditions: By means of this loan, BKT offers you the opportunity to open a new business and even to extend the existing one. BKT finances you for investing in purchasing of transport e

Inventory Loan

We welcome any opportunity to discuss your financing needs and help you decide which credit option will best meet your specific requirements. General Conditions: Loan Maturity: Up to 3 years with mon

Inventory Loan

We offer flexible packages for business products regarding loan type, repayment plan, timing etc. We welcome any opportunity to discuss your financing needs and help you decide which credit option wil

INVENTORY LOAN

We are eager to discuss your financing requirements and assist you in choosing the credit option that aligns with your specific needs. Loan Maturity : Up to 5 years with monthly instalments and refina

Intervistë Z. Seyhan Pencabligil - BKT ka patur një rritje të fortë, në portofolin e kredive individuale dhe atë të depozitave

Gjithashtu ka edhe një ndryshim më tregun e depozitave në Lekë, i cili tanimë ndikohet nga konkurrenca midis depozitave dhe bonove të thesarit apo obligacioneve, duke devijuar kështu nga sjellja tipik

Intervistë Monitor, Z. Seyhan Pencabligil, Shtator 2025

...edhe përgjatë vitit 2025 ku jemi liderë në treg për kreditë për individë, ndërkohë që kemi një rritje të shpejtë edhe të portofolit të kredive për biznes. Ky vit shënon njëqind vjetorin e Bankës, e

Interest Rate Bulletin

...Rate Bulletin Interest Rates Bulletin *The client has the right to close the deposit before its maturity date, but in this case, they will lose the interest accrued up to that point.

InPuglia

...10% eXtra Bonus How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the relevant bonus. Additional information: All Prima credit cards MasterCard S

Inaugurim dega Vlore

Ambientet janë ridizenjuar për të krijuar një hapësirë mikpritëse, ku çdo vizitë kthehet në një eksperiencë të këndshme dhe efikase. Teknologjia moderne, shërbimet e automatizuara dhe ndihma profesion

Inaugurim dega Korcë

...më të larta, synimi ynë është të bëjmë çdo ndërveprim financiar më të natyrshëm, më efikas dhe më të afërt me nevojat e përditshme të qytetarëve dhe bizneseve.” Drejtori i Përgjithshëm dhe Anëtar i

Inagurimi i Cerdhes për Fëmijet e Stafit të BKT

Sot po bëjmë një revolucion në Shqipëri, po zhvillojmë një kulturë të re të korporatave dhe po japim një shembull në Shqipëri dhe Ballkan.” Ai theksoi se BKT është e para kompani në Shqipëri që kujdes

Important announcement

...announcement 2023 Dear Customers, Kindly be informed to ignore any suspicious sms that you receive in the name of the bank, where you are asked to share personal, financial or security information

ICIEC PARTNERSHIP

...PARTNERSHIP BKT has signed the Documentary Credit Insurance Policy with ICIEC, a multilateral insurance provider part of the Islamic Development Bank. With the intermediation of ICIEC, we are now a

ICIEC PARTNERSHIP

...PARTNERSHIP BKT has signed the Documentary Credit Insurance Policy with ICIEC, a multilateral insurance provider part of the Islamic Development Bank. With the intermediation of ICIEC, we are now a

Hygeia Hospital Tirana

...Tirana 2-6 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installm

Holiday BKT Branch – 27-28-29 November 2023

...BKT Branch – 27-28-29 November 2023 2023 We would like to inform you that pursuant to the Decision of the Council of Ministers, all branches of BKT will be closed on November 27-28-29, 2023. Dear c

Holiday BKT Branch - 30 November 2021

...BKT Branch - 30 November 2021 2021 We would like to inform you that pursuant to the Decision of the Council of Ministers, all branches of BKT will be closed on Tuesday, November 30, 2021. Dear cust

Historik

...Dega e parë e Bankës Kombëtare Tregtare u themelua në Durrës më datë 29 nëntor 1925, në godinën historike ku sot ndodhet Dega e BKT në Durrës. Godina në të cilën ndodhet kjo degë e BKT-së përfaqëso

Happy Holidays and plenty of Cashback with BKT cards!

More transactions you make, the more cashback you earn until the end of the year! Performing transactions with your debit or credit card will reward you as the below scheme: 7 transactions – 1,000 ALL

Guide

...can I login to BKT Smart? What is the interest I should pay if I take a home loan? I need fast loan not more than 1 salary.

Golden Point

...Point 2-6 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installme

GO GREEN LOAN

A dedicated loan product is designed to finance investments in photovoltaic panels, through this all the business will enhance: Cost Savings: Reduce monthly energy bills. Expense Management: Save on o

GO GREEN LOAN

A dedicated loan product is designed to finance investments in photovoltaic panels, through this all the business will enhance: Cost Savings: Reduce monthly energy bills. Expense Management: Save on o

Globe Albania

...Albania 2-12 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into instal

Geox

...2-3 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installments. A

Fushata “Fto & Fito”

...vetëm kur plotësohen në mënyrë kumulative TË DY kushtet e mëposhtme: Miku i ftuar regjistrohet si klient i BKT për herë të parë 100% online në BKT Smart duke përdorur kodin referues përsa kohë kodi

Free Subscribe for ALBtv for 1 Year

...Subscribe for ALBtv for 1 Year "Free Subscribe for ALBtv for 1 Year" - for the monthly Automatic Payment for Albtelecom, for individual customer contracts opened during 2019. The winner client will

Free Subscribe for ALBtv

...Subscribe for ALBtv for 1 Year For the monthly Automatic Payment for Albtelecom, for individual customer contracts opened during 2020. The winner customer will benefit from the " Free subscription

Forex Exchange

...24 hours a day/seven days a week through our “Internet Branch”, BKT Smart application or SMART BanKomaT where you can benefit more preferential exchange rates compared to the branches. Click here t

Flormar and Sinani Cosmetics

...and Sinani Cosmetics 1% eXtra Bonus How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the relevant bonus. Additional information: All Prima credi

FLO

...2-6 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installments. A

FLEXIBLE BUSINESS LOAN

...Business LoanGeneral Conditions: This loan offers flexibility tailored to the cash flow circumstances of the target group, addressing working capital needs or investments. Target Group: Includes ex

Flexible Business Loan

...Business Loan Flexible loan fits the liquidity issues of certain types of activities, such as pharmaceutical warehouses, pharmacies, etc. by financing their needs for working capital, payments to s

FITUESIT 2023

K Çmimi “Samsung Galaxy Tablet A - Series” për pagesat e kryera ndaj doganës, drejtorisë së përgjithshme të tatimeve, taksave të bashkisë Tiranë, edukimi dhe pagesa ndaj thesarit përmes kanaleve onlin

Fitness Forma

...Forma 2-4 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installme

Financial Indicatior

...securities 3,891,908 3,655,250 Customer deposits 6,513,039 5,747,655 Share capital 350,000 350,000 Total shareholder's equity 784,056 712,856 Income statement Net profit 58,508 121,682 Net interest

Festive offer with cards

These holidays celebrate with Prima and BanKomaT cards! Use them at our partner merchants from December 1 until December 31 and get: 10% discount Atelier Beauty Point - QTU Morelato Tissot - TEG 5% di

Features & Benefits

FASTIP Graduation Ceremony

Students are sponsored and offered working practices by Banka Kombëtare Tregtare during the 3 years study FASTIP Graduation Ceremony On 29 October 2014 , in Hotel "Harmonia", 17 students graduated at

FASTIP Graduation Ceremony

...Graduation Ceremony 2016 Banka Kombëtare Tregtare (BKT) is a key partner for FASTIP at UAMD, and has contributed massively during these 9 years in this unique program of Public - Private Partnershi

FAQS

...is a Super salary account? By taking the Salary in BKT you have the possibility to benefit from the service’s offered from BKT to all salary customers.

FAQS

...is a retiree account? By switching the pension in BKT you have the possibility to benefit from the service’s offered from BKT to all retirees .

FAQS

...is Para Xhepi-Pocket Money?How to Benefit Para Xhepi-Pocket Money? All BKT customers equipped with a BanKomaT debit card in addition to the ability to withdraw cash from ATM-s has the possibility o

FAQS

What are the Bank conditions and what documentation are needed for Overdraft?2. Can I profit overdraft if I am not salary paid customer of BKT?3. In what currency can I profit the Overdraft?4. Which i

FAQS

What are the conditions and what documentation is needed?2. Can I pay the total value of the car with a car loan? 3. What are the specifics of the vehicle if I will be financed with a new car loan? 4.

FAQS

“Fëmija im” deposit is a saving account with interest (profit) that will be matured when the child will be 18 years old. The funds of this deposit may be added anytime and will stay blocked up to its

FAQS

In the saving account, any time, by every interested person may be performed deposit transactions, or credit the incoming transfers for any kind of amount. Standing instruction eases the process to sa

FAQS

...is a student account? For all the students attending University studies, BKT offers the possibility to open Student Account with the below profits: Free Dedicated account Free Debit card Free Inter

FAQS

What are the conditions and what documentation is needed?2. What kind of collateral is required for this loan? 3. Can I profit from this loan if I have a time deposit / Treasury Bill / Bond in another

FAQ

To profit this loan the customer should offer as guarantor his/her spouse and also another guarantor that has regular incomes from employment (not in retirement age). The maximum maturity for this loa

FAQ

From Green Loan can profit every customer who wants to invest in their home / office with products or energy saving systems, who receives income from salary/ rent / income from a licensed activity (on

FAQ

...dhënave personale, kërkesat për siguri, të drejtat e pronësisë intelektuale, garancitë dhe kufizimet e përgjegjësisë, kohëzgjatjen dhe ndërprerjen e aksesit dhe dispozita të përgjithshme. Si mund t

Extra Falas

...Falas Promotional ActivityThe valid transaction should meet below criteria to participate: Participants in the promotional activity: The game is a promotional activity where every transaction perfo

EXPRESS OVERDRAFT

...Overdraft for Micro and SMEGeneral Conditions: The purpose of the Express Overdraft loan is to provide short-term and flexible financing to all businesses registered for over 2 years. This allows t

Express Overdraft

...Overdraft FacilityGeneral Conditions: The purpose of the Express Overdraft facility is to serve as a short-term financing tool for the bank's operating Micro/SME customers with at least 2 years of

E-Shërbimet

...pajisjesh Komisione më të ulëta se pagesat me kartë Integrim i thjeshtë dhe i shpejtë Redukton gabimet dhe kostot operacionale Përvojë e përmirësuar për klientin Aktivizimi i shërbimit kryhet me kë

Enjoy your summer with Cashback/eXtra Bonus from Mastercard

...your summer with Cashback/eXtra Bonus from Mastercard Make yours the Cashback or eXtra Bonus with BKT Mastercard! To reward the loyalty and dedication of BKT, we present the the Cashback/eXtra Bonu

Enjoy Saint Valentine with cashback or eXtra Bonus

...Cashback or eXtra Bonus with your BKT Prima or BanKomaT Simply by performing 2 transactions: One transaction in restaurant sector One transaction in these sectors: clothing, florist shop, jewelry.

English Home

...2-12 installments with 0% interest, 5% eXtra Bonus How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the relevant bonus. Additional information:

EMEA FINANCE VLERËSON BKT PËR TË DYMBËDHJETËN HERË “BANKA MË E MIRË NË SHQIPËRI”

Çmimet si " Banka më e Mirë në Shqipëri " për të dymbëdhjetën herë rradhazi, " Banka më Inovative " si edhe “ SMART Banking si Produktit më i Mirë” për vitin 2021 në rajon të marra nga kjo revistë pre

EMEA FINANCE VLERËSON BKT PËR TË DHJETËN HERË “BANKA MË E MIRË NË SHQIPËRI”

Çmimet si " Banka më e Mirë në Shqipëri " për të dhjetën herë si dhe " Banka më Inovative " në rajon të marra nga kjo revistë prestigjoze theksojnë vlerësimin e saj ndër vite ndaj BKT. EMEA Finance, n

Elle

...2-6 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installments. A

Elite Sports Club

...Sports Club 1% eXtra Bonus How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the relevant bonus. Additional information: All Prima credit cards M

Elastic Deposit

...Deposit You choose the maturity that you want. The flexibility in maturity, gives you the possibility to personalize the deposit according to your needs and aims. Maturities of Elastic deposit vary

Eco Market

...Market 2% eXtra Bonus How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the relevant bonus. Additional information: All Prima credit cards Master

Easy Pack

Save your time, do an automatic bill payment (Direct Debit) , take a BKT Debit Card and make online transaction through Internet Branch or through the smarter banking application BKT Smart , and you w

Earn 3,000 leke Cashback by paying with BKT Visa cards in Supermarkets!

BKT Visa Prima and BKT Visa BanKomaT are always there for you offering CASHBACK! BKT Visa Prima and BKT Visa BanKomaT are always there for you offering CASHBACK ! Perform 6 transactions with your Visa

Earn 2,000 All Cashback by paying with BKT BanKomaT cards in Supermarkets!

BKT BanKomaT cards are always there for you offering CASHBACK! BKT BanKomaT cards are always there for you offering CASHBACK ! Perform 5 transactions with your BanKomaT card in Supermarkets owning BKT

Earn 10% cashback with your BKT Prima mastercard® during Unum Festival!

Paying with your Prima mastercard® credit card in Unum Festival will make you earn 10% of the total amount spent as cashback! Mastercard® Prima cardholders should perform at least 2 transactions with

Durrës Branch reallocation

We want to thank you for your understanding and welcome you to our new premises!

Drejtorët

Karli ka qenë Drejtuesi i Marketingut dhe Fushatave në Bankingun Individual. Kaan Pekin Drejtor i Grupit të Thesarit dhe Institucioneve Financiare Z. Pekin i diplomuar në Lycee de Galatasaray dhe në U

DOCUMENTARY COLLECTION

...COLLECTION A documentary collection (D/C) is a transaction whereby the exporter entrusts the collection of a payment to the remitting bank (exporter’s bank), which sends documents to a collecting b

DOCUMENTARY COLLECTION

...COLLECTION A documentary collection (D/C) is a transaction whereby the exporter entrusts the collection of a payment to the remitting bank (exporter’s bank), which sends documents to a collecting b

Direct Debit

...Debit- Win up to 30,000 ALL for the automatic bill payments The prize will be: the return of the amount of the invoice value of Direct Debit payments executed during 3 months period for new contrac

Deposit Pack

The benefit of this campaign-offer consists on not applying the monthly maintenance fee of 150 ALL in the account if it fulfils the below set of conditions.

Dega "Internet"

Transaksionet e kryera pas orës 20:00 mund të reflektohen si veprime të ditës pasardhëse të punës nëse ka filluar procesi ditor i mbylljes së veprimeve të bankës, i cili mund të fillojë në orën 20:00

Dega Internet

Ky shërbim do ofrohet falas. Për secilën menu, ka një opsion ndihmë “?” . E gjen në krye të çdo faqeje dhe jep detaje për menunë që dëshiron të përdorësh. Ti mund të dërgosh ankesën ose sugjerimin tën

DeFacto

...2-4 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installments. A

Day off for Durres Port agency

We would like to inform you that the Durres Port agency will be closed on January 1 and 2, 2022 . The agency will start its activity on January 3, 2022 according to the official schedule. For various

Customs Payments

...Payments All individuals before paying for their customs duties must be registered on E-customs service, at the Customs Offices. Through E-customs service and the respective agreement between BKT a

Customs Payments

...Payments All individuals before paying for their customs duties must be registered on E-customs service, at the Customs Offices. Through E-customs service and the respective agreement between BKT a

Current Account

You have the opportunity to enjoy the benefits of a bank advance, which enables you cash even when funds in your current account are not enough. If you do not have a current BKT account yet, go to the

Credit Ratings Reports

” in the investment-level category with highest credit quality and affirmed the LongTerm National Issuer Credit Rating at ‘AAA (alb)’ and the Short-Term National Issuer Credit Rating at ‘J1+ (alb)’ wi

Core Banking System Technical Problem

Credit Cards and POS authorization services are working without any problem (since they are independent from core banking system). ATM services are working but BKT Debit Cards having problems since it

Cooperation Agreement: BKT –Faculty of Integrated Studies with Practice

...Agreement: BKT –Faculty of Integrated Studies with Practice 2012 BKT continues for the 5th year to sponsor studies in “Bank Management” field, Faculty of Integrated Studies with Practice (FASTIP) n

CONSTRUCTION FINANCING

We offer flexible packages of business products, encompassing the type of loan, loan amount, repayment schedule and loan maturity. Loan Maturity – Up to 5 years, aligned with the maximum project durat

Construction Financing

...FinancingGeneral Conditions: Through this loan, BKT provides you with access to capital required for developing projects in the construction sector, being private or public. We provide you with fle

Construction Financing

...Financing Through this loan, BKT provides you with access to capital required for developing projects in the construction sector, being private or public. We provide you with flexible offer package

Concord and Kristal Branch working Hours 31.12.2021

2021 2021 We would like to inform you that the branches BKT Concord and BKT Kristal, on Friday, 31 December 2021 will work from 10:00 to 16:30. Dear Customers! We would like to inform you that the bra

City - store

...- store 1% eXtra Bonus How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the relevant bonus. Additional information: All Prima credit cards Maste

Cineplexx offer for Visa card users in Albania

...offer for Visa card users in Albania ​Wednesday is the favorite day for the cinema and with Cineplexx and Visa cards, the pleasure of watching movies is doubled! Wednesday is the favorite day for t

Cash Collateral Loan

...Treasury Bill) issued in BKT You need some money and are thinking about breaking your deposit or your government Securities (Bond / Treasury Bill) in BKT ? There is a solution for this issue as wel

Carpisa

...2-3 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installments. A

CARDLESS TRANSACTIONS

...Tregtare offers innovations for Business Customers at every ATM, including cardless transactions that enable a simplified platform initiated by the Online Branch for Business, in order to deposit f

Card Payments

Any payment amount made from the statement date up to the last payment date will be directed for card payment. You can also make the manual payment if you wish to increase your credit card limit based

Buy Online 3 installments with 0% interest

Valid will be considered all transactions done in other banks virtual POS’s. BKT Prima Credit Cards always surprise! Online transactions can be easily divided in 3 installments with 0% interest. Valid

Business Time Deposit

...Time Deposit They are the classic type deposit. Time deposit in BKT is offered for 1, 3, 6 months and 1, 2, 3 years. Time deposit is available in Albanian ALL, Euro, USD, GB Pound, Canadian Dollar,

Business Record Deposit

...ALL for a period of 5 or 7 year, or Euro, USD, GB Pound, Canadian Dollar, Swiss Franc or Australian Dollar currencies, starting from 2 up to 5-years maturity. As the interest rate is fixed over the

Business Overdraft

...OverdraftGeneral Conditions: Overdraft facility is a short-term financing tool designed for all the clients who demand short-term funds to cover the liquidity needs on a revolving basis. The target

Business Overdraft

...Overdraft Overdraft facility is a short-term financing tool designed for all the clients who demand short-term funds in order to cover the liquidity needs on a revolving basis. The target group: In

Business Lounge at Tirana Airport

...Lounge at Tirana Airport BKT Prima MasterCard ® Gold and BKT Prima VISA Gold cardholders can use Mother Teresa Airport Business Lounge free of charge! If you are traveling for work or pleasure, BKT

Business Elastic Deposit

...Elastic Deposit You choose the maturity that you want. The flexibility in maturity, gives you the possibility to personalize the deposit according to your needs and aims. Maturities of Elastic depo

Branch Working Hours August 4, 2021

Dear customers , Apologizing for the delay, we inform you, that today, August 4, 2021 all branches of BKT throughout Albania will be open until 20:00 to enable the provision of banking services to any

Bonus për Klientët Ekzistues Aktivë

Nëse llogaria mbyllet përpara se të kryhet shpërndarja e bonusit, bonusi nuk përfitohet. Vlerës së përfituar do t’i mbahet tatimi në burim në masën 15%. Për më shumë informacion ju lutemi na kontakton

Bonus për Klientët e Rinj në BKT Smart/Dega Internet

Nëse llogaria mbyllet përpara se të kryhet shpërndarja e bonusit, bonusi nuk përfitohet. Vlerës së përfituar do t’i mbahet tatimi në burim në masën 15%. Për më shumë informacion ju lutemi na kontakton

Bonus Loan credit Cash Back

...Prizes "Bonus Loan credit Cash Back" - Win 15,000 ALL and 10,000 ALL The winners of the Super loan cash back prize will be customers who get a personal loan without collateral at BKT for the first

Bonus for Salary Clients Prize

Criteria: Eligibility: All customers who have salary recipient status on the closing date of the specified game period (as per the designated dates). Minimum Salary Credit: The customer must have at l

Body Code

...Code 2-12 installments with 0% interest How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into installme

Black Friday

...to 10,000 lekë CASHBACK with BKT cards during the Black Friday week BKT cards are by your side with CASHBACK during “Black Friday” period! BKT cards are by your side with CASHBACK during “ Black Fr

BKT Supports Albanian Orphans

...Supports Albanian Orphans 2012 In cooperation with the National Institute For Albanian Orphans, BKT has supported the event that took place in May 20, National Day of Albanian Orphans BKT Supports

BKT Smart

...e dërguara do të jenë të personalizuara dhe mund të përzgjedhësh tipet e njoftimeve sipas preferencave nëpërmjet menusë Informacione/ Njoftime të zgjuara/ Konfiguro në BKT Smart. Lista e Njoftimeve

BKT Salary Customer

All the winners are subject of tax on the incomes at the source...

BKT SALARY CUSTOMER

All the winners are subject to income tax at the source. The winners of this prize will be excluded from the following promotion activity if they have won this award before (during the year in which t

BKT Salary Customer

All the winners are subject of tax on the incomes at the source...

BKT rihap degen Durres

Banka e Shqipërisë u themelua në 29 nëntor 1925 dhe u transferua në ndërtesën aktuale të BKT Durrës në 9 nëntor 1928. Godina i është nënshtruar një rikonstruksioni të thellë dhe aktualisht gëzon statu

BKT Offers New Crediting Opportunities for Business

BKT network includes 83 branches, out of which 59 are located in Albania and 24 in Kosova, becoming the largest Albanian bank in the region. Lately, BKT has been awarded as “Best Bank in Albania for t

BKT inauguron degën e rinovuar në Elbasan!

...kemi rikonceptuar dizajnin dhe modelin operacional, duke ndërthurur risitë e orientuara ndaj klientit me vlerat e palëkundura që na kanë udhëhequr prej një shekulli. Përkushtimi ynë ndaj besimit të

BKT Feston 85-Vjetorin E Degës Së Saj Në Vlorë

Dega BKT Vlorë është një nga institucionet më të vjetër bankarë në Shqipëri e themeluar më 15 Nëntor, 1926 në Sheshin e Flamurit në Vlorë. BKT FESTON 85-VJETORIN E DEGËS SË SAJ NË VLORË Vlorë, Shqipër

BKT Drejtoi Tryezën e Rrumbullakët të Shqipërisë në Forumin për Evropën Qendrore dhe Lindore Organizuar nga Euromoney

” “Çdokush i lidh shqiptarët me idenë e të qenurit emigrantë në vendet e tjera, por gjatë këtij sesioni shpresojmë të theksojmë nevojën për të ndryshuar perceptimin tonë për ta: shqiptarët nuk janë th

BKT Drejtoi Tryezën E Rrumbullakët Të Shqipërisë Në Forumin Për Evropën Qëndrore Dhe Lindore Organizuar Nga Euromoney

...konsiderueshme bazuar në rritjen e ulët globale, ekonomia e Shqipërisë dhe e rajonit të Ballkanit duhet të ecë me ritme më të larta për të patur prosperitet dhe për të arrirë nivelet e vendeve të B

BKT Drejtoi Tryezën E Rrumbullakët Të Shqipërisë Në Forumin Për Europën Qendrore Dhe Lindore Organizuar Nga Euromoney

Ministri i Financave, Z. Ahmetaj, konfirmoi ecurinë pozitive të ekonomisë shqiptare, me një parashikim rritjeje prej 3.7-3.8% të PBB për vitin 2017, dhe duke theksuar me bindje të plotë se nëpërmjet i

BKT DREJTOI PANELIN “ANËTARËSIMI I SHQIPËRISË NË BE: A ËSHTË SISTEMI FINANCIAR GATI?’’ NË FORUMIN PËR EVROPËN QENDRORE DHE LINDORE TË FINANCIAL TIMES

Adela Xhemali, Drejtore e Përgjithshme Ekzekutive e Autoritetit të Mbikëqyrjes Financiare. Në fjalën e tij hapëse, z. Pencablıgil theksoi se viti 2025 shënoi një pikë kthese për Shqipërinë, duke e cil

BKT CEE 2025 - Panel diskutimi drejtuar nga Z. Seyhan Pencabligil

Ky moment historik vjen pas një vlerësimi fillestar pozitiv të përparimit të Shqipërisë në fusha kyçe si reformat ligjore, institucionale dhe ato ekonomike. Z. Kamenica theksoi vendosmërinë e Shqipëri

BKT “BANKA MË E MIRË NË SHQIPËRI PËR VITIN 2022” - GLOBAL FINANCE

Ky çmim i marrë nga kjo revistë prestigjoze thekson vlerësimin e saj ndër vite ndaj BKT. Joseph D. Giarraputo, botues dhe drejtor redaksie i Global Finance në njoftimin për shtyp deklaroi se "Me botën

BKT Awarded as Bank of Year 2012

BKT network includes 83 branches, out of which 59 are located in Albania and 24 in Kosova, becoming the largest Albanian bank in the region. Lately, BKT has been awarded as “The Best Bank in Albania f

Bill Payments

BKT in agreement with Operators: ONE Albania, Vodafone, Digicom OSHEE, General Directorate of Nurseries and Kindergardens, UKT, UKD, UKKO & UKV helps you pay all bills together and simply – WITHOUT BI

Bill Payments

BKT in agreement with Operators: ALBtelecom, Telekom Albania, Vodafone, OSHEE, UKT, UKD, UKKO & UKV helps you pay all bills together and simply – WITHOUT BILL, it is enough for you to know your subscr

BERLINTEXX

...6% eXtra Bonus How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the relevant bonus. Additional information: All Prima credit cards MasterCard St

BanKomaT Online Cashback

Perform transactions with BKT BanKomaT debit cards ONLINE and you will be rewarded according to the schema below: 3 transactions – 1,000 All cashback 5 transactions – 5,000 All cashback 10 or more tra

BanKomaT Offer

Make the CASHBACK yours! Just by 4 transactions with your BanKomaT debit card in merchants who own BKT POSes within March 31st. Make the CASHBACK yours! Just by 4 transactions with your BanKomaT debit

Banka më e mirë në Shqipëri për vitin 2021 - Global Finance

Në njoftimin për shtyp revista Global Finance thekson se fituesit e çmimeve të këtij viti janë ato banka që trajtuan me kujdes e përkushtim nevojat e klientëve në tregje në zhvillim dhe arritën rezult

Banka më e Mirë në Shqipëri për vitin 2018 - nga “EMEA Finance”

...- nga “EMEA Finance” 2019 Revista prestigjioze EMEA Finance, zgjedh BKT për të nëntin vit rradhazi si “ Banka më e mirë në Shqipëri për vitin 2018 ”. Ky çmim thekson edhe një herë vlerësimin e kësa

Banka më e mirë në Shqipëri për vitin 2017 – nga "Euromoney"

4 miliard dollarë depozita, BKT u shërben klientëve të saj nëpërmjet rrjetit prej 93 degësh , 67 prej të cilave ndodhen në Shqipëri dhe 26 në Kosovë. Për më shumë informacion, vizitoni: www.bkt.com.al

Banka më e mirë në Shqipëri për vitin 2016 – nga "Euromoney"

Në ditët e sotme, Bankat janë pjesë e pandarë e çdo ekonomie dhe çdo shoqërie, dhe për sa kohë ne do të fokusohemi në rolin tonë thelbësor në shoqëri, “të ndihmojmë konsumatorët duke i ofruar besim dh

Banka më e mirë në Shqipëri për vitin 2015 – nga "Euromoney"

Gjatë ceremonisë Kryetari i Bordit Drejtues të Bankës Z. Usta theksoi se: “Edhe njëherë BKT ka dëshmuar se është Banka Më e Mirë në Shqipëri. Ne jemi krenar që rritja jonë e vazhdueshme, produktet ino

Banka më e mirë në Shqipëri për vitin 2013 - nga “EMEA Finance”

Kryetar dhe Z. Kaan Pekin, Drejtor i Grupit të Thesarit dhe Institucioneve Financiare. Gjatë ceremonisë së ndarjes së çmimeve Z. Usta theksoi “Ne jemi krenar që rritja jonë ka qenë e vazhdueshm, produ

Banka Kombëtare Tregtare vlerësohet nga Global Finance si ‘’Banka më e mirë në Shqipëri për vitin 2024’’ - Fjalimi Seyhan Pencabligil

Në njoftimin për shtyp revista Global Finance thekson se fituesit e çmimeve të këtij viti janë ato banka që trajtuan me kujdes e përkushtim nevojat e klientëve në tregje në zhvillim dhe arritën rezult

Banka Kombëtare Tregtare vlerësohet nga Global Finance si ‘’Banka më e mirë në Shqipëri për vitin 2023’’

Në njoftimin për shtyp revista Global Finance thekson se fituesit e çmimeve të këtij viti janë ato banka që trajtuan me kujdes e përkushtim nevojat e klientëve në tregje në zhvillim dhe arritën rezult

Automatic Bill Payment lottery

All the winners are subject of tax on the incomes at the source....

Automatic Bill Payment

...Bill Payment - Win up to 10,000 ALL for the automatic bill payments The prize will be: the return of the amount of the invoice value of Direct Debit payments executed during 3 months period for new

Automatic Bill Payment

All the winners are subject of tax on the incomes at the source.

AUTOMATIC BILL PAYMENT

All the winners will be subject to source tax on their income. The winners of this prize will be excluded from the following promotion activity if they have won this award before (during the year in w

Automatic Bill Payment

All the winners are subject of tax on the incomes at the source....

Automatic Bill Payment

All the winners are subject of tax on the incomes at the source....

Automatic Bill Payment

All the winners are subject of tax on the incomes at the source....

Aquamarine

...2-3 installments with 0% interest, 3% eXtra Bonus How to benefit from: Making transactions using BKT Prima credit cards in BKT POS’s will make you earn the possibility to split the transaction into

Apple Air Pods Prize

...Air Pods” Prize This prize is dedicated to the clients who make their first cash deposit transaction at BKT ATMs. Criteria: Eligible Transactions: For each first cash deposit transaction at BKT ATM

ANNUAL VEHICLE TAXES

...Vehicle Taxes BKT, in cooperation with e-Albania and DPSHTRR , introduces a new digital service that allows citizens and businesses to pay the annual tax for used vehicles and luxury vehicles entir

Announcement “ Merge of Çlirimi Branch with Shkodra Branch”

...“ Merge of Çlirimi Branch with Shkodra Branch” 2020 We would like to inform you that starting from January 6, 2021 the customer service of Çlirimi branch will be offered at the BKT Shkodra branch w

Announcement for clients

We look forward to welcoming you to our new premises!

Announcement for clients

We welcome you on August 11th. Thank you for your understanding and continued trust!

Announcement for “BKT Dega Qendrore”

...for “BKT Dega Qendrore” 2020 We inform you that on December 1, 2020, “BKT DEGA QENDRORE” will be transferred opposite the violin entrance to the TEG. Dear customers, We inform you that starting fro

Ambasadori I Pakistanit Riyaz Inauguron Konsullatën E Nderit Të Republikës Islamike Të Pakistanit Në Shqipëri

Gjatë fjalës së rastit ambasadori Riyaz theksoi se Pakistani dhe Shqipëria gëzojnë lidhje të ngushta dypalëshe. Hapja e Konsullatës së Nderit do të ndihmojë në forcimin e marrëdhënieve të mëtejshme. N

Aktivitete Promocionale 2016

Për detaje të mëtejshme ju lutem klikoni http://bkt.com.al/veprime-ditore/bkt-smart-al Çmimi i dytë do të jetë 1 General Mobile 4G për rimbushjet e celularit të kryera për operatorin e telefonisë Albt

Agro Support Loan

...Support Loan With BKT, agriculture becomes a secure investment that drives sustainable development BKT introduces the Agro Support Loan, a flexible product for farmers and agribusinesses seeking fi

Agro Special Loan

BKT introduces the “ Agro Special Loan” a financial product designed to empower farmers and agribusinesses at every stage of their operations - from working capital to long-term investments in infrast

Agjencia E Sigurimit Të Depozitave Përzgjodhi Bankën Kombëtare Tregtare Të Parën Në Listën Paraprake Të Bankave Agjente Për Kryerjen E Procesit Të Kompensimit Të Depozitave.

9 miliard dollarë depozita, BKT u shërben klientëve të saj nëpërmjet rrjetit prej 93 degësh , 67 prej të cilave ndodhen në Shqipëri dhe 26 në Kosovë. Për më shumë informacion, vizitoni: www.bkt.com.

Active Pack

Use your BKT Prima Credit Card , pay the bills automatically (Direct Debit) , make online transaction through Internet Branch or BKT Smart and your account maintenance will be free of charge. The bene

Achievement Awards from Finance Central Europe for 2020

...Awards from Finance Central Europe for 2020 2020 Finance Central Europe at the "Top South East Europe Bank Rankings 2020" event on its 21th anniversary, rewards Mr. Seyhan Pencabligil CEO of the ba

Achievement Awards from Finance Central Europe for 2019

...Awards from Finance Central Europe 2019 ACHIEVEMENT AWARDS FROM FINANCE CENTRAL EUROPE Finance Central Europe at the "Top South East Europe Bank Rankings 2019" event on its 20th anniversary, reward

AAA (Alb) rating by - JCR Eurasia Rating

...(Alb) rating by - JCR Eurasia Rating 2015 JCR - Eurasia Rating reaffirms for the seventh time in a row its “AAA (Alb)” rating for BKT. JCR Eurasia Rating reaffirms AAA (Alb) to BKT for the seventh

AAA (Alb) rating by - JCR Eurasia Rating

...(Alb) rating by - JCR Eurasia Rating 2016 JCR - Eurasia Rating reaffirms for the eight time in a row its “AAA (Alb)” rating for BKT. JCR Eurasia Rating reaffirms AAA (Alb) to BKT for the eighth tim

AAA (Alb) rating - by JCR Eurasia Rating

...(Alb) rating - by JCR Eurasia Rating 2019 JCR Eurasia Rating , during periodic review affirmed for the 11th time in a row Banka Kombëtare Tregtare’s (BKT) Long and Short Term National Ratings of ‘A

AAA (Alb) rating - by JCR Eurasia Rating

AAA (Alb) rating - by JCR Eurasia Rating JCR Eurasia Rating reaffirms AAA (Alb) to BKT for the 10th time in a row in a high-level investment category in Long Term National Credit Rating, and Short Ter

5% Cash Back

Visa cardholders performing at least 2 online transactions with a minimum amount of 6,000 all will become a winner of the campaign. Register in BKT Call Center Whatsapp , number +355674000018 by sendi

3D Secure

...Secure Verified by Visa & MasterCard ID Check by MasterCard BKT is the first bank in Albania, adopting the international standards of Visa and MasterCard for secure transactions on internet. Prima

3,000 ALL CASHBACK with BanKomaT! Only by making 5 transactions, 6,000 ALL minimum each!

Each BanKomaT cardholder is eligible to earn the CASHBACK only once. Valid will be considered only transactions done in BKT physical POS . Transactions done in other banks POS or online will not be co

2 GB

...GB The recharge service of ALBtelecom operator clients can be performed in “Internet” Branch, in BKT Smart as well in every BKT ATM.

2,000 All cashback with Debit BanKomaT mastercard®!

Terms and conditions to benefit from the offer: 🔸 Only the individual BanKomaT mastercard® is eliglible for the offer 🔸 Cardholder should make at least 20 transactions with a total spending of 20,00

1.000 Lekë eXtra Bonus with Prima Credit Cards

One Prima cardholder can earn the eXtra Bonus from the offer only once! The campaign is valid only for individual credit cards used in all types of POS, physical or online. In the same day in the same

''Qyteti i Nxënësve'' branch reallocation

ly/DegaBKT We want to thank you for your understanding and welcome you on our new branch!

“My Child” Deposit

...Child” Deposit On the occasion of 1 June celebration, BKT offers a Bonus amount in the “My Child” Deposit : Bonus of 500 All/5 Euro For every new “Fëmija Im” Deposit that will be opened during mont

''Ibrahim Rrugova" branch reallocation

Thank you for your understanding, we welcome you to our new location!

Working hours at Kristal and Concord branches

...hours at Kristal and Concord branches 2021 We would like to inform you that after July 15, 2021, in the Concord and Kristal branches, Sunday will be a day off. Dear Customer, We would like to infor

Valentine Offer

...Offer ​Say ‘’ I love you’’ with the BKT cards Say ‘’ I love you’’ with the BKT cards Use BanKomaT and Prima cards at our partner merchants form February 9 to February 16 and get: 10% discount Tisso

Updating Personal Data

2008 “On prevention of money laundering and terrorism financing”, changed, it is recommended for every customer, who has changes on their personal data, to come on our branches for confirmation or upd

Update Business Data

2008 “On prevention of money laundering and terrorism financing”, changed, it is recommended for every customer, who has changes on their personal data, to come on our branches for confirmation or upd

Super Loan for Super Desires!

Super Loan to make your wishes come true, whether small or big!

Sugjerime & Ankesa

...mbiemrin tuaj; Një numër kontakti ose adresë për korespondencë ose e-mail; Përshkrimin e ankesës me detaje sa më të sakta dhe të plota si dhe pritshmëritë tuaja nga kjo ankesë; E-mail Ju mund të na

STP Excellence Award – by Deutsche Bank

...Excellence Award – by Deutsche Bank 2013 BKT receives the Deutsche Bank’s “2013 Straight-Through-Processing (STP) Excellence Award”. STP Excellence Award – by Deutsche Bank BKT receives the Deutsch

SmartPay Kastrati

2023 Mëso si të aktivizosh SmartPay në BKT Smart SmartPay: https://www.youtube.com/watch?v=xIaMRLIGg50 Mëso si të paguash me SmartPay në BKT POS BKT: https://www.youtube.com/shorts/EAuAkdEp-i0 Banka K

Revista Global Finance vlerëson BKT me çmimin “Banka më e mirë në Shqipëri për vitin 2020”

Në njoftimin për shtyp revista Global Finance thekson se fituesit e çmimeve të këtij viti janë ato banka që trajtuan me kujdes e përkushtim nevojat e klientëve në tregje të vështira dhe arritën rezult

Relocation of BKT Kashar Branch

...of BKT Kashar Branch 2021 Starting from June 1, 2021 Kashar branch will be moved to the address: Godina Iliria Katundi i Ri (Kashar, Yrshek), Tirana. Dear customers, We inform you that starting fro

Register to BKT Smart and win 1 GB internet for Free.

If you are an ALBtelecom mobile number and you register to BKT Smart application, you have will earn 1 GB internet for Free and with them, you will have the possibility to explore for free your new ap

Pyetjet më të shpeshta

Në çdo rast, mund të raportoni kartën tuaj të mbajtur nga ATM në numrin e Shërbimit të Contact Center +355 (0) 42 266 288. Na kontaktoni nëpërmjet kanaleve tona të komunikimit si adresa e email-it ose

Presidenti i Çalik Holding nderohet me Çmimin e Solidaritetit Social nga Ministria e Mirëqenies Sociale dhe Rinisë

Hidayet Bayraktar, drejtues të agjencive turke në Shqipëri, përfaqësues të Ministrisë së Mirëqenies Sociale dhe Rinisë, si dhe përfaqësues të BKT dhe ALBtelecom. Të ftuarit u mirëpriten nga Drejtoresh

Politika Ekzekutimit më të mirë

Kontakte të drejtpërdrejta me banka dhe brokera të licensuar në tregun ndërkombëtar të instrumentave financiarë, sic janë Intesa SPA, CommerzBank, SOCGEN, JP MORGAN, DEUTSCHE BANK, DZ BANK, etj BKT

Payments

Or you can get rid off the following payment dates of your payments by giving automatic bill payment or Standing instruction order to make them automatically.

Paradhënie Bankare

Norma e interesit fillon nga Lekë: Bono Thesari 1 vjecar + 9% – për sektorin publik Bono Thesari 1 vjecar + 11% – për sektorin privat Euro : Euribor 1 vjeçar + 10% USD : Libor 1 vjeçar + 13% Kolateral

Mortgage Loan Guide

...you are already in your home, which may have some restructure need, or maybe you have just started thinking and looking for your sweet corner, however the situation is never too late to apply for a

Money Transfers (Albania and Turkey)

No Swift cost, no correspondent bank cost, no incoming money cost. From BKT to AktifBank transfer commissions From ONLINE RETAIL <= 25,000 EUR/USD 10 EUR / USD or EUR equiv. > 25,000 EUR/USD 25 EUR /

Mission, Vision, Value

People First ​Integrity Fairness Confidentiality Responsibility Transparency Teamwork Accountability Quality Efficiency Open Communication Customer Focus...

Leximi i pasqyrës mujore

...se kundërshtimi juaj nuk pranohet, duke u bazuar në rregullat e MasterCard/Visa, shuma e kundërshtuar do t’ju ngarkohet bashkë me interesat dhe komisionet përkatëse. Shënim: Interesat dhe komisione

Kredi për makinë

Afati i kredisë Deri në 4 vjet Norma e interesit fillon nga Lekë: Bono Thesari 1 Vjeçare+ 5.5% (jo më pak se 8%) Euro: Euribor (1 Vjeçar) + 6.5% (jo më pak se 7%) USD: Libor 1 (Vjeçar) + 6.5% (jo më p

Karta Prima e Biznesit

Në rast se kundërshtimi juaj nuk pranohet, duke u bazuar në rregullat e MasterCard/Visa, shuma e kundërshtuar do t’ju ngarkohet bashkë me interesat dhe komisionet përkatëse. SHËNIM: Interesat dhe komi

Individ

Për këtë qëllim , BKT është e angazhuar në përmbushjen e dispozitave të përcaktuara nga ky ligj, që i referohen zbatimit mbi Standardin e Përbashkët të Raportimit (CRS- Common Reporting System) të OEC

Forumi i Agrobiznesit Turqi-Shqipëri

Mehmet Usta , në cilësinë e Presidentit të Këshillit të Biznesit Turqi-Shqipëri, Anëtari i Bordit Drejtues të Unionit të Dhomave dhe Bursave të Turqisë (TOBB) Z. Faik Yavuz . Z. Mehmet Usta , gjatë fj

FATCA

Për më shumë infromacion mund të drejtoheni në faqen zyrtare të autoritetit të IRS: https://www.irs.

Exchange

You can have competitive prices for your foreign currencies purchases/sales against local currency LEK. For your US$/LEK, EUR/LEK, GBP/LEK, CHF/LEK, CAD/LEK, AUD/LEK or cross currencies.

Enjoy Saint Valentine and earn eXtra Bonus

Simply by performing 2 transactions: One transaction in restaurant sector One transaction in these sectors: clothing, florist shop, shoes, opticians, accessories, jewelry/watches, SPA, department stor

Earn eXtra Bonus when you use your BKT Prima credit cards at TAO TAO

...eXtra Bonus when you use your BKT Prima credit cards at TAO TAO Fun, adventure and eXtra Bonus with your BKT Prima credit cards any time you use them at TAO TAO. Furthermore you can spend your Prim

Earn 3,000 ALL CASHBACK in Megatek!

In the same day will be considered valid only one transaction. Client can benefit only with one card in this campaign. If client has fulfilled the criteria in his debit and credit card, he/she will be

Debit Card BanKomaT

...Card BanKomaT Card - a new wallet in your pocket To simplify your daily expenses by minimizing the risk of using cash, perform your transaction via BanKomaT debit card. Using the Debit Card you wil

Credit Cards

BKT approves you a credit limit on your card to get more flexibility and payment facility: By purchasing products or services when going physical in the shops By performing online transactions By with

Contact Center

...përgjithshëm mbi produktet tuaja bankare si dhe të produkteve dhe shërbimeve që BKT ofron përvec kanaleve të komunikimit si adresa e email-it callcenter@bkt.com.al ose info@bkt.com.

Contact Center

...përgjithshëm mbi produktet tuaja bankare si dhe të produkteve dhe shërbimeve që BKT ofron përvec kanaleve të komunikimit si adresa e email-it callcenter@bkt.com.al ose info@bkt.com.

Card Prima Offer

*If the earned eXtra Bonus is not used until 30 th of April 2023 it will expire. Prima, the card of eXtra possibilities!

BRANCH & ATM RRUGA ELBASANIT

Themistokli Germenji, Tiranë, Shqipëri +355 4 2347552 +355 4 2347553 info@bkt.com.al...

Bordi Drejtues

...u kthye në Aktif Bank në 2015 për të marrë rolin si Drejtor Ekzekutiv dhe deri në fund të vitit 2020 ai shërbeu si Drejtor Ekzekutiv dhe Anëtar i Bordit. Prej vitit 2021 ai ka punuar si Anëtar Bord

BKT Zgjidhet Serish Banka Me e Mire Per Vitin 2010

Ismail Ergener dhe Nëndrejtori i Përgjithshëm për Thesarin dhe Institucionet Financiare z. Kaan Pekin. EMEA Finance, një nga revistat financiare më të rëndësishme në botë, që ndjek zhvillimet ne tregj

BKT organizon takim me përfaqësues të Agrobiznesit

...më sot, dhe se një nga arsyet kryesore të këtij takimi është pikërisht forcimi i marrëdhënieve reciproke si edhe zhvillimi i mëtejshëm i tyre me projekte të reja.” Të ftuarit u përshëndetën edhe ng

BKT Nxjerr Produkte Të Reja Në Mbështetje Të Bujqësisë

Ferizaj vlerësoi kontributin e BKT-së qoftë si sponsor kryesor i Panairit të Agrobiznesit dhe Turizmit, qoftë edhe për arritjen e finalizimit të marrëveshjes me USAID për financimin e bujqësisë deri n

Banka më e Mirë në Shqipëri për vitin 2017 - nga “EMEA Finance”

...si “ Banka më e Mirë në Shqipëri për vitin 2017 ” nga revista prestigjoze EMEA Finance , e cila shpërndan çdo vit çmimet për bankat dhe institucionet financiare më të mira. EMEA Finance theksoi se

Banka më e mirë në Shqipëri për vitin 2016 - nga “EMEA Finance”

4 miliard dollarë depozita, BKT u shërben klientëve të saj nëpërmjet rrjetit të saj prej 93 degësh, 67 prej të cilave ndodhen në Shqipëri dhe 26 në Kosovë. Për më shumë informacion, vizitoni: www.bkt.

Banka më e mirë në Shqipëri për vitin 2013– nga "Euromoney"

Gjatë ndarjes së çmimeve në Londër, Kryetari i Bordit Drejtues z. Mehmet Usta theksoi se: “Jemi krenarë që jemi vlerësuar për rritjen tonë të qëndrueshme, përfitueshmërinë e lartë, produktet inovatore

Banka Kombëtare Tregtare vlerësohet nga Global Finance si ‘’Banka më e mirë në Shqipëri për vitin 2025”

Në njoftimin për shtyp, revista Global Finance thekson se fituesit e këtij viti janë ato banka që demonstruan përkushtim dhe profesionalizëm në përmbushjen e nevojave të klientëve në një periudhë sfid

Banka Kombëtare Tregtare Mbështet "Revolucionin E Gjelbër" Iniciativë E Bashkisë Tiranë

9 miliard dollarë depozita, BKT u shërben klientëve të saj nëpërmjet rrjetit prej 94 degësh , 67 prej të cilave ndodhen në Shqipëri dhe 27 në Kosovë. Për më shumë informacion, vizitoni: www.bkt.com.

ASD - BKT

Genci Mamani , nënshkruan kontratën për ekzekutimin e procesit të kompensimit të depozitave. Kjo iniciativë e re e ASD thekson edhe një herë se sistemi bankar po ndërton mekanizmat dhe infrastrukturën

Annual fee as Bonus

...benefit from: During 1 year if you spend with Standard Prima credit cards a minimum of 400,000 ALL or Prima Gold credit cards 600,000 ALL you will win the annual fee as Bonus. Additional informatio

Announcement regarding operational working hours at Concord and Kristal branches

...regarding operational working hours at Concord and Kristal branches 2020 We would like to inform you that from October 15, 2020 , the Concord and Kristal branches will work on the following schedul

Announcement for clients

...for clients 2025 Dear Customers, We would like to inform you that, due to an intervention aimed at improving the system, we may have an interruption in the following services: Card transactions at

Announcement for clients

...for clients 2025 Dear Customer, Kindly be informed that due to scheduled system maintenance there may be an interruption in the services listed below: Card transactions in ATM, POS and online payme

Announcement for clients

...for clients 2025 Announcement for clients Dear Customer, Kindly be informed that due to scheduled system maintenance there may be an interruption in the services listed below: Card transactions in

Announcement for clients

...for clients 2024 Dear Customers, We inform you that, due to an intervention aimed at improving the system, we may have a disconnection in the service of National and International Transfers . Cut o

Announcement

...for customers 2024 We inform you that, due to an intervention aimed at improving the system, on Saturday Dear Custoners, We inform you that, due to an intervention aimed at improving the system, on

Aktivitete Promocionale 2023

..., 1 fitues për çdo lojë të hedhur, ku do të fitohet çmimi “ Samsung Galaxy Tablet A - Series ” (me një kosto të vlerësuar 41,000 Lekë me TVSH) për çdo pagesë të kryer ndaj doganës, drejtorisë së pë

Aksionerët

Si firmëtar i United Nations Global Compact, Çalık Holding i jep përparësi diversitetit, qëndrueshmërisë dhe jetëgjatësisë në të gjithë sektorët dhe vendet që operon. Grupi vepron në përputhje me par

Achievements Awards

...Achievements Awards Since its privatization in 2000, Banka Kombetare Tregtare has been the focus of successive developments and assessments. A detailed chronology of achievements and evaluations ov

1% eXtra Bonus in SportVision & SportVision Outlet!

1 eXtra Bonus point = 1 ALL . The benefits or Prima do not end here! You can also choose to pay up to 6 installments with 0% interest ! Prima, the card of eXtra possibilities !

1% eXtra Bonus in Sport Reality!

1 eXtra Bonus point = 1 ALL . The benefits or Prima do not end here! You can also choose to pay up to 6 installments with 0% interest ! Prima, the card of eXtra possibilities !

1% eXtra Bonus in Nike & Nike Outlet!

1 eXtra Bonus point = 1 ALL . The benefits or Prima do not end here! You can also choose to pay up to 6 installments with 0% interest ! Prima, the card of eXtra possibilities !

1% eXtra Bonus in Buzz!

1 eXtra Bonus point = 1 ALL . The benefits or Prima do not end here! You can also choose to pay up to 6 installments with 0% interest ! Prima, the card of eXtra possibilities!

1,000 ALL eXtra Bonus as a reward to all new Prima credit cardholders who apply for a new VISA credit card!

Simply apply in the nearest branch, activate it by performing a transaction until 16 April and earn 1,000 ALL eXtra Bonus! In order to benefit from this campaign, you should not have an existing credi

1,000 All CASHBACK with your Visa BanKomaT!

In same day, in the same merchant will be counted only 1 transaction. The campaign is valid: 04.07.2022 - 04.08.

1,000 All CASHBACK with your BanKomaT mastercard®

In same day, in the same merchant will be counted only 1 transaction. The campaign is valid: 04.07.2022 - 04.08.

Winners 2019

...2019Winners for October 2019Winners for November 2019Winners for December 2019 List of 4 winners for March 2019 for: Prize “Smart Watch” for ALBtelecom TOP UP 1. Erion Kote Prize of 3,000 ALL credi

Vlerat Etike

Vlerat tona Themelore2. Parimet tona të punës Integriteti Ne i arrijmë objektivat tona nëpërmjet ndershmërisë dhe seriozitetit duke respektuar rregullat dhe etikën profesionale. Drejtësia Në punë dhe

Video Tutorial

...një përfitues të ri? Si të pranosh Pagesat me QR në Dega Internet Biznes? Si të kalosh Pagat e punonjësve nga Dega Internet për Bizneset? Si të kryesh pagesat e thesarit nga Dega Internet për Bizne

VEPRIME PA KARTË

...Për më shumë informacione dhe mënyrën e përdorimit të këtij transaksioni ju lutem referohuni informacionit të detajuar në dokumentin Depozitim me Kod Unik në ATM Cx Banking për klientët Biznes (bkt

VEPRIME PA KARTË

...celulari pa kartë (me para cash) Për më shumë informacione dhe mënyrën e përdorimit të ATM së BKT ju lutem referohuni informacionit të detajuar në MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) Infor

VEPRIME ME KARTË

Për më shumë informacione dhe mënyrën e përdorimit të ATM ju lutem referohuni informacionit të detajuar në MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) Për informacion rreth limiteve ju lutem referohu

VEPRIME ME KARTË

Për më shumë informacione dhe mënyrën e përdorimit të ATM ju lutem referohuni informacionit të detajuar në MANUAL PERDORIMI SMART BANKOMAT (bkt.com.al) Për informacion rreth limiteve ju lutem referohu

Veçoritë dhe përfitimet

Nuk të duhet të paraqitesh në degë, të plotësoni aplikime ose formularë, ti mund ta përdorësh Degën Internet direkt nga faqja e internetit www.bkt.com.al ....

USER MANUAL

...MANUAL REGISTRATION, LOGIN, THE USE OF E-BANKING...

User Manual

...Manual REGISTRATION, LOGIN, USE OF THE E-BANKING...

Up to 6 installments with 0% interest in LC Waikiki!

Transferta & Pagesa

...Internet” Transferta parash brenda vendit Transferta Ndërkombëtare parash Nëpërmjet aplikacionit mobile - BKT Smart Transferta parash brenda vendit Pagesa Pagesa Thesari Pagesa Tatim-Taksa, Pagesa

Transaksionet

Lidhja me Llogaritë Aplikim për kartë debiti Investimet Këmbimi Valutor Kursi i Këmbimit Bonot e Mia të Thesarit Faturat Autorizimet Faturat me Autorizime Pagesë Fature Faturat e Paguara Pagesat Pay T

Transaksionet

Gjenero Kodin Unik Lista e Transaksioneve pa Kartë Kreditë në Cash Këmbimi Valutor Kursi këmbimit Bonot e mia të thesarit Dërgo fonde Detajet e POS Pasqyrat Të drejtat e përdoruesit Ndryshim Fjalëkali

Super Paga

Pagesa periodike mujore nga llogaria e pagës Interes mbi balancën ditore Mirëmbajtja pa komision Nxjerrja e llogarisë pa komision Depozitim pa komison Bonus për cdo llogari të re të hapur në muajin e

SmartPay

Për më tepër detaje rreth procesit të dërgimit/ marrjes së parave shikoni videon në KËTË link Për më shumë informacion mbi Kushtet e Punës ju lutem referojuni dokumentit në faqen zyrtare www.bkt.com.

Smart Deposit

Më shumë informacion mbi normat e interesit kliko mbi linkun https://www.bkt.com.

Shqipëria U Prezantua Në Forumin Për Europën Qendrore Dhe Lindore Organizuar Nga Euromoney

Pencabligil bëri një pasqyrë të shkurtër mbi Shqipërinë, sistemin e saj bankar dhe situatën financiare si dhe sfidat që po përballet vendi. Guvernatori, Z. Sejko, theksoi rëndësinë e investimeve të hu

Rreth Prima

...Pagesë karte Tërheqje (paradhënie) Verifikim i kartave dhe limiteve Verifikim i faturave (pasqyrave) dhe transaksioneve të fundit Verifikim dhe ndryshim i limitit për përdorim në internet Nëse jeni

Rimbushje celulari (Top-up)

" Për më shumë informacion mbi Kushtet e Punës mund ti referoheni dokumentit në faqen zyrtare www.bkt.com.

Relocation of BKT Kamza Branch

...you that starting from October 25, 2021 Kamza branch will be moved We inform you that starting from October 25, 2021 Kamza branch will be moved to the address: Bulevardi Blu, Municipality of Kamza,

Raporti i Qëndrueshmërisë

Raporti paraqet qasjen e BKT ndaj ESG dhe përmbledh zhvillimet dhe iniciativat kryesore të ndërmarra gjatë vitit 2024. Ai thekson përparimin e Bankës në fusha të tilla si kreditimi i përgjegjshëm, shë

Pyetjet më të shpeshta

Në çdo rast, mund të raportoni kartën tuaj të mbajtur nga ATM në numrin e Shërbimit të Contact Center +355 (0) 42 266 288. Na kontaktoni nëpërmjet kanaleve tona të komunikimit si adresa e email-it ose

Politikat e Privatësisë

...të BKT Me hyrjen tuaj në këtë faqje interneti, ju pranoni se keni lexuar dhe pranuar kushtet e mëposhtme: Kjo faqe në internet ku ju keni hyrë, www.bkt.com.al , është faqja zyrtare në internet e Ba

Politikat dhe Detyrimet Ligjore

Transparenca e produkteve dhe mbrojtja e të dhënave personale janë dy aspekte thelbësore që rregullojnë veprimtarinë e Bankës me palët e interesit dhe klientët e saj. Nëpërmjet ndërgjegjësimit ligjor,

Personal Loan

High liquidity with competitive interest rates!...

Pension Vullnetar Privat

al SIGAL UNIQA INVEST FONDI SIGAL PRO Prospekti Fondit të Pensionit Adresa: Rruga Ukraina e Lirë Tirana,Shqipëri +35544511666 info@fondisigal.com.

Panairi i Punës

Ky panair u përshëndet edhe nga Kryeministri i Republikës së Shqipërisë Z. Edi Rama, i cili theksoi se: “Punësimi mbetet një nga problemet më të mëdha me të cilin përballet vendi ynë dhe se pjesa më e

Paguaj me Prima dhe fito eXtra Bonus!

Ju mund t ë fitoni dhe t ë shpenzoni me tep ë r pik ë eXtra Bonus n ë list ë n e tregtar ë ve ne linkun: https://bkt.com.al/veprime-ditore/karta-krediti-prima/prima-extra-bonus . Gjithashtu pik ë t e

Pagesat e-Albania

...e një pike kordinate; Dhënie fletëve koreografike të projekteve të ujësjellësa-kanalizimeve; Dhënie e fletëve koreografike të projekteve të ujësjellësa-kanalizimeve (kur jepen pjesore); Dhënie e th

Pagesa Shkollimi

Për më shumë informacion mbi Kushtet e Punës mund ti referoheni dokumentit në faqen zyrtare www.bkt.com.

Përgjegjshmëria Sociale

...Sociale Angazhimi i BKT-së ndaj Qëndrueshmërisë dhe Praktikave të Përgjegjshme të Biznesit BKT është anëtare e organizatës së Kombeve të Bashkuara "Global Compact", e angazhuar në zbatimin e 10 Par

OVS

1 eXtra Bonus = 1 All Adress: Toptani Shopping Mall, 3d floor. Prima, the card of eXtra possibilities!

Oferta Prima Cards

Apliko online në linkun Aplikimi i kartës së kreditit | Banka Kombetare Tregtare (bkt.com.al) , nëpërmjet BKT Smart ose vizito degën më të afërt BKT. Vera zgjat më shumë me kartat e kreditit BKT Prima

Na Kontakto

...Adresa e zyrave qendrore: Rruga e Vilave, Lundër 1, 1045, Tiranë, Shqipëri Numri i telefonit +355 (0) 4 22 66 288 SWIFT Code: NCBAALTX Adresa e e-mail: info@bkt.com.al +355 (0) 4 22 50 955 Ora 8:30

Mos e humb shansin e një jete!

5% fiks për vitin e parë, më pas Bono Thesari 1 vjecare +1.5% jo më pak se 2.

Money Gram

Mjafton të ndiqni këto hapa: Shkoni pranë çdo degë të MoneyGram. Gjeni pikën më të afërt të MoneyGram duke klikuar www.moneygram.com . Paraqisni një dokument identifikimi (ID ose Pasaportë) dhe plotës

Merging of Branches

...of July 2020 Kastrioti Branch is merged with Fier Branch starting from 24 th of July 2020 For different banking transactions we encourage you to use the bank Digital Channels or BKT Branch Network.

Medalja "Best Buy"

...më të mirë të çmimit dhe cilësisë Ne vazhdojmë të marrim çmime të shumta prestigjioze vit pas viti, duke reflektuar forcën dhe ndikimin rritës në sektorin financiar në të gjithë Shqipërinë. Themelu

Marrëveshje Bashkëpunimi: BKT -Fakulteti i Ekonomik, Universiteti i Tiranës

Kule , u shpreh shumë i lumtur për realizimin e marrëveshjes duke theksuar se BKT është një nga institucionet më të mira në vend dhe në sektorin bankar, kjo falë drejtimit të Z. Seyhan. Ai shtoi se kj

Low Cost Packages

...Cost Packages This inclusive packages offer a wide range of unique benefits and services, as well as continued access to the Bank's most advanced and secure services.

Llogari Kursimi

👉 Klikoni këtu për të parë normat e interesit për depozitat (te vendoset Buletini i Normave të Interesit | Banka Kombetare Tregtare ) Për më shumë informacion mbi Kushtet e Punës mund ti referoheni d

Llogari Bazike

...I vlefshëm I përfaqësuesit (Kartë Identiteti, Pasaportë Biometrike) KSHBI e firmosur nga klienti (përfaqësuesi) (Kontrata e Shërbimeve Bankare Individuale) CIF form e firmosur nga klienti (përfaqës

Linja e Etikës

calik.com/?lang=sq-AL...

KREDIA TREGTARE HIPOTEKORE

Për kreditë në lekë: 5% fikse për 3 vitet e para, më pas bono thesari 1 vit + 4%, (jo më pak se 5%) Shlyerja e Kredisë – Në 5 vitet e para të jetë amortizuar 25% e principalit, në 5 vitet e dyta të je

Kredi Tregtare Hipotekore

5%) -Për kreditë në monedhën Lek, 4% i pandryshueshëm për 2 vitet e para dhe më pas Bono Thesari 1 vjeçare + 3.

Këshilla Sigurie

Nëse ju kontaktoheni në kanale digjitale apo telefon me pretendimin që po kontaktoheni nga BKT ju lutemi të na informoni në +355 4 22 66 288 ose info@bkt.com.al .

JCR Eurasia Rating rivlerëson BKT me ‘AAA (Alb) për Qeverisjen e Korporatave

...investon vazhdimisht në zgjidhjet fintech me fokus në rritjen e gamës së produkteve të ofruara përmes kanaleve online dhe kënaqësinë e klientit, duke ruajtur kështu trashëgiminë tonë si banka më e

JCR Eurasia Rating rivlerëson BKT me ‘AAA (Alb)

(e referuar si “Banka” ose “BKT”) është një njësi ekonomike e konsoliduar që përfshin bankat që operojnë në Shqipëri dhe Kosovë. Historia e Bankës daton në vitin 1993, ajo u themelua pas bashkimit të

JCR Eurasia Rating rivlerëson BKT me ‘AAA (Alb)

Shoqëruar me rënien e ndjeshme të të ardhurave nga turizmi, ekonomia shqiptare u përball me goditje ekonomike. Si rezultat, politikëbërësit u përgjigjën me veprime lehtësuese dhe simuluese të mëtejshm

JCR Eurasia Rating konfirmon BKT me notën ‘'AAA (Alb)''

(e referuar si “Banka” ose “BKT”) është një njësi ekonomike e konsoliduar që përfshin bankat që operojnë në Shqipëri, Kosovë dhe Albania Leasig. Historia e Bankës daton në vitin 1993, kohë kur ajo u t

JCR Eurasia Rating konfirmon BKT me notën ‘'AAA (Alb)''

(e referuar si “Banka” ose “BKT”) është një njësi ekonomike e konsoliduar që përfshin bankat që operojnë në Shqipëri, Kosovë dhe Albania Leasig. Historia e Bankës daton në vitin 1993, ajo u themelua p

JCR Eurasia Rating ka vlerësuar strukturën e konsoliduar të “Banka Kombëtare Tregtare Sh.A.” në kategorinë e nivelit të investimit me cilësinë më të lartë të kreditit.

(referuar si “ Banka ” ose “ BKT ”) është një entitet i konsoliduar që përfshin operacione bankare në Shqipëri, Kosovë dhe Albania Leasing. Historia e Bankës me emrin aktual daton që nga viti 1993, ku

JCR Eurasia Rating ka vlerësuar strukturën e konsoliduar të Banka Kombëtare Tregtare Sh.A

(e referuar si “Banka” ose “BKT”) është një njësi ekonomike e konsoliduar që përfshin bankat që operojnë në Shqipëri, Kosovë dhe Albania Leasing. Historia e Bankës daton në vitin 1993, kohë kur ajo u

Intervistë për Ekofin, Qershor 2025, Z. Fatih Karli, Zv. Drejtor i Përgjithshëm

...kibernetike, parandalimi i mashtrimeve nuk kërkon domosdoshmërisht investime të mëdha, por kërkon përpjekje të vazhdueshme për edukimin dhe ndërgjegjësimin e qytetarëve. Ne kemi bashkëpunuar ngusht

Integrity Helpine

Instituti Botëror i Bankave të Kursimeve zgjedh Bordin e ri Drejtues. Një bankë shqiptare bëhet për herë të parë pjesë e këtij Bordi.

...Anëtarin e Bordit Drejtues të saj, konfirmon rrugën e duhur që po ndjek BKT në drejtim të shërbimit me cilësi të lartë, risive teknologjike, zgjerimit, stabilitetit financiar dhe përfitueshmërisë.

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Gjatë vitit 2022, BKT arriti fitimin më të lartë historik-Intervistë me Z. Seyhan Pencabligil

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D Çmimi “Xiaomi Mi Electric Scooter Essential” për të gjitha pagesat e kryera ndaj doganës, drejtorisë së përgjithshme të tatimeve, taksave të bashkisë Tiranë, edukimi dhe pagesa ndaj thesarit përmes

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Depozita "Fëmija im"

Nëpërmjet “Degës Internet” dhe BKT Smart mund të kryeni transfertë nga kudo që ju ndodheni. Monedha Lek, interesi Bono Thesari 6-mujor (referoju buletinit të normave të interesit). Monedha Euro, inter

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Seyhan Pencabligil, Drejtori i Përgjithshëm dhe Anëtar i Bordit Drejtues i BKT, në fjalën e tij theksoi se Banka Kombëtare Tregtare do të vazhdojë mbështetjen e studimeve në Degën Menaxhim Banke, jo v

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820000 Bulevardi "Zhan d'Ark", Tiranë, Shqipëri + 355 4 22 66 288 No info@bkt.com.al...

ATM BRRYLI

"Arkitekt Kasemi", Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM AEROPORT

713777 Aeroporti Ndërkombëtar i Tiranës "Nënë Tereza", Rinas, Tiranë, Shqipëri +355 4 22 66 288 No info@bkt.com.al...

ATM - SmartBanKomaT

Për më shumë informacione dhe mënyrën e përdorimit të Smart BanKomaT ju lutem referohuni informacionit të detajuar në MANUAL PERDORIMI SMART BANKOMAT (bkt.com.

ATM - Smart BanKomaT

Për më shumë informacione dhe mënyrën e përdorimit të Smart BanKomaT ju lutem referohuni informacionit të detajuar në MANUAL PERDORIMI SMART BANKOMAT (bkt.com.

Announcement for customers - New interest rate for current accounts in Euro and Dollar

Interest will be accrued on current accounts as the end of each year. *Bank is required by law to apply withholding tax over bank interest.

Announcement for customers

2024, during the hours 23:30 - 02:30, will have a disconnection for services of ATM and POS. Thank you for understanding!

Announcement for clients

...for clients 2025 Dear Customers, We would like to inform you that, due to periodic maintenance, the ATM network will not be operational on Wednesday, 21.05.2025, between 05:00-06:00 . Thank you for

Announcement for clients

...for clients 2025 Dear Customers, We would like to inform you that, due to periodical maintenance, the ATM Network will not be functional on Friday, 25.04.2025, between 00:00 and 01:00 . Thank you f

Announcement for clients

...for clients 2025 Dear Customers, Please be informed that due to scheduled system maintenance by RIA Money Transfer, on November 12, the Ria Money Transfer service in BKT Smart will be temporarily u

Announcement for clients

...for clients 2024 Dear Customers, We inform you that, due to an intervention aimed at improving the system, we may have a disconnection in some of our services. Cut off times: Saturday, September 21

Aktivitete Promocionale 2024

Për çdo pagesë të kryer përmes kanaleve dixhitale ndaj Doganës, Drejtorisë së Përgjithshme të Tatimeve, Taksave të Bashkisë Tiranë, edukimi dhe pagesat ndaj Thesarit, gjenerohet një biletë pjesëmarrës

Aktivitete Promocionale 2022

Çmimi “Xiaomi Mi Electric Scooter Essential” për klientët që kryejnë pagesat ndaj doganës, drejtorisë së përgjithshme të tatimeve, taksave të bashkisë Tiranë, edukimi dhe pagesa ndaj thesarit përmes k

AAA (Alb) – nga JCR Eurasia Rating

BKT promovon dhe investon vazhdimisht në zgjidhjet fintech me fokus në rritjen e gamës së produkteve të ofruara përmes kanaleve online dhe kënaqësinë e klientit, duke ruajtur kështu trashëgiminë tonë

20% eXtra Bonus në Megatek!

Lexo më shumë mbi shërbimin Para Xhepi: Para Xhepi | Banka Kombetare Tregtare (bkt.com.

Ceremonia e Inagurimit “Dega Çorovodë”.

...tërësore të treguar në realizimin e këtij investimi dhe shtoi se "Unë jam i bindur, bazuar në përvojat tona të mëparshme, se ky investim do të ofrojë përfitime të mëdha për ekonominë lokale dhe për